The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 33,141 385,229 SH   SOLE   385,229 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 57,144 161,228 SH   SOLE   161,228 0 0
ISHARES TR TIPS BD ETF 464287176 3,139 24,524 SH   SOLE   24,524 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,561 3,630 SH   SOLE   3,630 0 0
ISHARES TR CORE US AGGBD ET 464287226 23,163 200,843 SH   SOLE   200,843 0 0
ISHARES TR MBS ETF 464288588 11,510 106,352 SH   SOLE   106,352 0 0
ISHARES TR USD INV GRDE ETF 464288620 12,554 207,190 SH   SOLE   207,190 0 0
ISHARES TR CORE LT USDB ETF 464289479 21,154 292,747 SH   SOLE   292,747 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 42,052 819,878 SH   SOLE   819,878 0 0
ISHARES TR CORE TOTAL USD 46434V613 23,209 433,888 SH   SOLE   433,888 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 10,846 133,945 SH   SOLE   133,945 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 23,562 335,643 SH   SOLE   335,643 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 154,404 2,781,053 SH   SOLE   2,781,053 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 56,247 1,236,195 SH   SOLE   1,236,195 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 289,617 7,872,173 SH   SOLE   7,872,173 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 226,240 528,523 SH   SOLE   528,523 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 39,036 1,103,037 SH   SOLE   1,103,037 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 42,328 1,331,921 SH   SOLE   1,331,921 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 6,149 167,557 SH   SOLE   167,557 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383 7,292 281,978 SH   SOLE   281,978 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 5,324 170,096 SH   SOLE   170,096 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 27,578 918,949 SH   SOLE   918,949 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 10,383 333,445 SH   SOLE   333,445 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 8,055 195,039 SH   SOLE   195,039 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 581,599 11,555,716 SH   SOLE   11,555,716 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 4,352 142,049 SH   SOLE   142,049 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 34,932 292,438 SH   SOLE   292,438 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 217,884 4,958,674 SH   SOLE   4,958,674 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 9,387 183,916 SH   SOLE   183,916 0 0