The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,062 6,016 SH   SOLE   0 0 6,016
ABBOTT LABORATORIES COM 002824100 106 888 SH   SOLE   0 0 888
ABBVIE INC COM 00287Y109 129 1,193 SH   SOLE   0 0 1,193
ACCENTURE PLC SHS Class A G1151C101 15 45 SH   SOLE   0 0 45
ADOBE INC COM 00724F101 1 2 SH   SOLE   0 0 2
AIR PROD & CHEMICALS COM 009158106 48 185 SH   SOLE   0 0 185
ALIBABA GROUP HLDG LTD SPON ADR 01609W102 1,456 9,812 SH   SOLE   0 0 9,812
ALPHABET INC. CL A 02079K305 5,259 1,956 SH   SOLE   0 0 1,956
ALPHABET INC. CL C 02079K107 413 154 SH   SOLE   0 0 154
ALTRIA GROUP INC COM 02209S103 55 1,197 SH   SOLE   0 0 1,197
AMAZON.COM INC COM 023135106 6,145 1,862 SH   SOLE   0 0 1,862
AMERN TOWER CORP REIT COM 03027X100 264 988 SH   SOLE   0 0 988
AMGEN INC. COM 031162100 129 604 SH   SOLE   0 0 604
APPLE INC COM 037833100 11,912 83,532 SH   SOLE   0 0 83,532
BANK OF AMERICA CORP COM 060505104 106 2,480 SH   SOLE   0 0 2,480
BECTON DICKINSON&CO COM 075887109 1,480 5,979 SH   SOLE   0 0 5,979
BERKSHIRE HATHAWAY CL B NEW 084670702 1,855 6,756 SH   SOLE   0 0 6,756
BLACKROCK INC COM 09247X101 3,874 4,587 SH   SOLE   0 0 4,587
BRISTOL-MYERS SQUIBB COM 110122108 70 1,170 SH   SOLE   0 0 1,170
CARMAX INC COM 143130102 1,710 13,203 SH   SOLE   0 0 13,203
CATERPILLAR INC COM 149123101 2 10 SH   SOLE   0 0 10
CERNER CORP COM 156782104 1,570 22,040 SH   SOLE   0 0 22,040
CHARLES SCHWAB CORP COM 808513105 3,544 48,329 SH   SOLE   0 0 48,329
CHECK PT SOFTWARE F COM M22465104 34 300 SH   SOLE   0 0 300
CHEVRON CORP COM 166764100 72 703 SH   SOLE   0 0 703
CHOICE HOTELS INTL COM 169905106 487 3,823 SH   SOLE   0 0 3,823
CHUBB LTD F COM H1467J104 2,193 12,539 SH   SOLE   0 0 12,539
CIRRUS LOGIC INC COM 172755100 25 300 SH   SOLE   0 0 300
CISCO SYSTEMS INC COM 17275R102 16 301 SH   SOLE   0 0 301
CITIGROUP INC COM NEW 172967424 40 566 SH   SOLE   0 0 566
COLGATE-PALMOLIVE CO COM 194162103 89 1,171 SH   SOLE   0 0 1,171
COMCAST CORP CL A 20030N101 2,777 49,443 SH   SOLE   0 0 49,443
CONOCOPHILLIPS COM 20825C104 30 437 SH   SOLE   0 0 437
CORTEVA INC COM 22052L104 11 263 SH   SOLE   0 0 263
DELTA AIR LINES INC DEL COM NEW 247367702 901 20,966 SH   SOLE   0 0 20,966
DOMINION ENERGY INC COM 25746U109 86 1,165 SH   SOLE   0 0 1,165
DRAFTKINGS INC COM CL A 26142R104 108 2,232 SH   SOLE   0 0 2,232
DUKE ENERGY CORP COM NEW 26441C204 54 550 SH   SOLE   0 0 550
DUPONT DE NEMOURS INC COM 26614N102 18 263 SH   SOLE   0 0 263
EDISON INTERNTNL COM 281020107 54 967 SH   SOLE   0 0 967
EDWARDS LIFESCIENCES COM 28176E108 68 600 SH   SOLE   0 0 600
EMERSON ELECTRIC CO COM 291011104 9 100 SH   SOLE   0 0 100
ENSTAR GROUP LTD F SHS G3075P101 101 426 SH   SOLE   0 0 426
ENTERPRISE PRODS PART LP COM 293792107 2 98 SH   SOLE   0 0 98
ENVISTA HOLDINGS CORP COM 29415F104 5 111 SH   SOLE   0 0 111
FACEBOOK INC CL A 30303M102 3,285 9,631 SH   SOLE   0 0 9,631
FEDEX CORP COM 31428X106 258 1,171 SH   SOLE   0 0 1,171
GENERAL DYNAMICS CO COM 369550108 1,634 8,272 SH   SOLE   0 0 8,272
GENERAL ELECTRIC CO COM 369604103 727 6,999 SH   SOLE   0 0 6,999
GENERAL MILLS INC COM 370334104 83 1,370 SH   SOLE   0 0 1,370
GILEAD SCIENCES INC COM 375558103 21 300 SH   SOLE   0 0 300
GLAXOSMITHKLINE PLC SPON ADR 37733W105 23 600 SH   SOLE   0 0 600
GLOBE LIFE INC COM 37959E102 20 225 SH   SOLE   0 0 225
HLTHCARE REALTY TR COM 421946104 15 500 SH   SOLE   0 0 500
HOME DEPOT INC COM 437076102 832 2,519 SH   SOLE   0 0 2,519
HONEYWELL INTL INC COM 438516106 188 882 SH   SOLE   0 0 882
HORMEL FOODS CORP COM 440452100 30 728 SH   SOLE   0 0 728
INVESCO QQQ TRUST UNIT SER 1 46090E103 402 1,118 SH   SOLE   0 0 1,118
IQVIA HOLDINGS INC COM 46266C105 3,794 15,765 SH   SOLE   0 0 15,765
ISHARES BIOTECHNOLOGY ETF NASDAQ BIOTECH 464287556 104 642 SH   SOLE   0 0 642
ISHARES CORE MSCI CORE MSCI EMKT 46434G103 95 1,533 SH   SOLE   0 0 1,533
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 4 50 SH   SOLE   0 0 50
ISHARES CORE S&P 500 ETF CORE S&P 500 ETF 464287200 711 1,639 SH   SOLE   0 0 1,639
ISHARES CORE S&P MID CAPETF IV CORE S&P MCP ETF 464287507 575 2,170 SH   SOLE   0 0 2,170
ISHARES CORE S&P SMALL CAP ETF IV CORE S&P SCP ETF 464287804 185 1,685 SH   SOLE   0 0 1,685
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ETF 464287226 9 79 SH   SOLE   0 0 79
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 5 64 SH   SOLE   0 0 64
ISHARES S&P 500 GROWTH ETF IV S&P 500 GRWT ETF 464287309 756 10,164 SH   SOLE   0 0 10,164
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 612 4,179 SH   SOLE   0 0 4,179
ISHARES S&P SMALL CAP 600 ETF IV S&P 600 CAP ETF 464287879 131 1,294 SH   SOLE   0 0 1,294
ISHARES S&P SMLL CAP 600GRTH ETF S&P 600GRTH ETF 464287887 164 1,252 SH   SOLE   0 0 1,252
ISHARES SELECT DIVIDEND ETF SELECT DIVIDEND ETF 464287168 116 1,000 SH   SOLE   0 0 1,000
JOHNSON & JOHNSON COM 478160104 2,363 14,552 SH   SOLE   0 0 14,552
JPMORGAN CHASE & CO COM 46625h100 3,714 22,567 SH   SOLE   0 0 22,567
LAB CO OF AMER HLDG COM NEW 50540R409 48 170 SH   SOLE   0 0 170
LILLY ELI & CO COM 532457108 556 2,395 SH   SOLE   0 0 2,395
LOWES COMPANIES INC COM 548661107 231 1,132 SH   SOLE   0 0 1,132
LPL FINL HLDGS COM 50212V100 4 23 SH   SOLE   0 0 23
LYFT INC CL A 55087P104 618 11,496 SH   SOLE   0 0 11,496
MAGELLAN MIDSTREAM PA LP COM UNIT RP LP 559080106 23 500 SH   SOLE   0 0 500
MASTERCARD INC CL A 57636Q104 4,462 12,752 SH   SOLE   0 0 12,752
MCDONALDS CORP COM 580135101 2,062 8,524 SH   SOLE   0 0 8,524
MEDTRONIC PLC SHS G5960L103 14 109 SH   SOLE   0 0 109
MERCK & CO. INC. COM 58933Y105 186 2,462 SH   SOLE   0 0 2,462
MICROSOFT CORP COM 594918104 7,448 26,279 SH   SOLE   0 0 26,279
MOHAWK INDUSTRIES COM 608190104 182 1,017 SH   SOLE   0 0 1,017
MONDELEZ INTL CL A 609207105 94 1,607 SH   SOLE   0 0 1,607
NIKE INC CL B NEW 654106103 111 764 SH   SOLE   0 0 764
NOVARTIS AG SPON ADR 66987V109 198 2,413 SH   SOLE   0 0 2,413
NOVO-NORDISK A S ADR 670100205 21 216 SH   SOLE   0 0 216
NUVEEN MUNICIPAL VALUE C COM 670928100 45 3,955 SH   SOLE   0 0 3,955
ORACLE CORP COM 68389X105 28 323 SH   SOLE   0 0 323
PALO ALTO NETWORKS COM 697435105 261 544 SH   SOLE   0 0 544
PAYPAL HOLDINGS INCORPOR COM 70450Y103 5,179 19,815 SH   SOLE   0 0 19,815
PELOTON INTERACTIVE INC CL A 70614W100 39 451 SH   SOLE   0 0 451
PENN NTNL GAMING COM 707569109 106 1,460 SH   SOLE   0 0 1,460
PEPSICO INC COM 713448108 13 88 SH   SOLE   0 0 88
PERFORMANCE FOOD GROUP C COM 71377A103 23 500 SH   SOLE   0 0 500
PFIZER INC COM 717071104 2,782 64,366 SH   SOLE   0 0 64,366
PHILIP MORRIS INTL COM 718172109 1,833 19,227 SH   SOLE   0 0 19,227
PHILLIPS 66 COM 718546104 43 611 SH   SOLE   0 0 611
PIMCO ENHNCD SHRT MATRTYACTV ETF IV ETF 72201R833 168 1,649 SH   SOLE   0 0 1,649
PNC FINL SERVICES COM 693475105 96 488 SH   SOLE   0 0 488
PROCTER & GAMBLE COM 742718109 1,178 8,384 SH   SOLE   0 0 8,384
PROLOGIS INC. REIT COM 74340W103 62 488 SH   SOLE   0 0 488
REALTY INCM CORP REIT COM 756109104 89 1,357 SH   SOLE   0 0 1,357
SALESFORCE COM COM 79466L302 2,943 10,803 SH   SOLE   0 0 10,803
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300 22 146 SH   SOLE   0 0 146
SCHWAB US LARGE CAP ETF US LCAP ETF 808524201 29 277 SH   SOLE   0 0 277
SENSEONICS HOLDINGS COM 81728A108 5 1,400 SH   SOLE   0 0 1,400
SERVICE PPTYS TR REIT COM SH BEN INT 81761L102 9 800 SH   SOLE   0 0 800
SPDR S&P 500 ETF SPDR S&P 500 ETF 78468R796 2,202 5,100 SH   SOLE   0 0 5,100
SPDR S&P DIVIDEND ETF IV S&P DIVID ETF 78464A763 145 1,227 SH   SOLE   0 0 1,227
SPDR S&P MIDCAP 400 ETF IV UTSER1 S&PDCRP 78467Y107 410 847 SH   SOLE   0 0 847
SQUARE INC CL A 852234103 96 400 SH   SOLE   0 0 400
STARBUCKS CORP COM 855244109 2,472 22,291 SH   SOLE   0 0 22,291
SYNOVUS FINL CO COM 871607107 253 5,717 SH   SOLE   0 0 5,717
TAIWAN SEMICONDUCTR SPONSORED ADS 874039100 1,464 13,042 SH   SOLE   0 0 13,042
THE COCA-COLA CO COM 191216100 111 2,102 SH   SOLE   0 0 2,102
TORONTO-DOMINION BK F COM NEW 891160509 44 667 SH   SOLE   0 0 667
TRUIST FINL CORP COM 054937107 214 3,617 SH   SOLE   0 0 3,617
UBER TECHNOLOGIES INC COM 90353T100 1,087 24,079 SH   SOLE   0 0 24,079
ULTA BEAUTY INC. COM 903845303 36 100 SH   SOLE   0 0 100
UNILEVER PLC SPOND ADR NEW 904767704 1,298 23,853 SH   SOLE   0 0 23,853
UNITEDHEALTH GRP INC COM 91324P102 2,450 6,243 SH   SOLE   0 0 6,243
VANGUARD ENERGY ETF ENERGY ETF 92204A306 295 3,965 SH   SOLE   0 0 3,965
VANGUARD FTSE ALL WORLD EX US ETF ALLWRLD EX US ETF 922042775 383 6,265 SH   SOLE   0 0 6,265
VANGUARD FTSE DEVELOPED MKTS ETF FTSE DEVMKT ETF 921943858 9 176 SH   SOLE   0 0 176
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD ETF 921946406 13 120 SH   SOLE   0 0 120
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 30,104 75,827 SH   SOLE   0 0 75,827
VANGUARD SHORT-TERM BONDETF IV SHORT TRM BOND ETF 921937827 81 991 SH   SOLE   0 0 991
VANGUARD SMALL CAP ETF IV SMALL CP ETF 922908751 840 3,811 SH   SOLE   0 0 3,811
VANGUARD TOTAL INTERNATIONAL BND ETF INTL BD IDX ETF 92203J407 73 1,278 SH   SOLE   0 0 1,278
VANGUARD TOTAL INTERNATIONAL STK ETF TL INTL tl STK ETF 921909768 669 10,539 SH   SOLE   0 0 10,539
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MKT 921937835 310 3,624 SH   SOLE   0 0 3,624
VANGUARD TOTAL STOCK MARKET E ETF IV TOTAL STK MKT ETF 922908769 178 796 SH   SOLE   0 0 796
VENTAS INC REIT COM 92276F100 21 383 SH   SOLE   0 0 383
VISA INC CL A 92826C839 4,033 18,018 SH   SOLE   0 0 18,018
WALMART INC COM 931142103 8 55 SH   SOLE   0 0 55
WALT DISNEY CO COM 254687106 2,378 13,977 SH   SOLE   0 0 13,977
WELLS FARGO & CO COM NEW 949746101 19 400 SH   SOLE   0 0 400
WORKDAY INC CL A 98138H101 53 209 SH   SOLE   0 0 209
XERIS PHARMACEUTICALS IN COM 98422L107 2 803 SH   SOLE   0 0 803
ZIMMER BIOMET HLDGS COM 98956P102 44 300 SH   SOLE   0 0 300