The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 317 990 SH   SOLE   990 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 64 200 SH   DFND   200 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103 44 294 SH   SOLE   294 0 0
JAZZ PHARMACEUTICALS PLC FOREIGN EQUITIES G50871105 5 36 SH   SOLE   36 0 0
LINDE PLC SHS FOREIGN EQUITIES G5494J103 29 100 SH   SOLE   100 0 0
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 516 4,120 SH   SOLE   3,820 0 300
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 63 500 SH   DFND   100 400 0
ALCON INC ORD SHS COMMON STOCK H01301128 99 1,226 SH   SOLE   1,168 0 58
ALCON INC ORD SHS COMMON STOCK H01301128 14 178 SH   DFND   80 98 0
CHUBB LTD FOREIGN EQUITIES H1467J104 17 100 SH   SOLE   100 0 0
SPOTIFY TECHNOLOGY S A SHS COMMON STOCK L8681T102 6 25 SH   SOLE   25 0 0
LYONDELLBASELL INDUSTRIES N.V. CL A FOREIGN EQUITIES N53745100 15 158 SH   SOLE   158 0 0
MAXEON SOLAR TECHNOLOGIES LTSHS COMMON STOCK Y58473102 0 3 SH   DFND   3 0 0
AT&T INC COM COMMON STOCK 00206R102 1,259 46,612 SH   SOLE   44,012 2,100 500
AT&T INC COM COMMON STOCK 00206R102 700 25,911 SH   DFND   24,011 1,900 0
ABBOTT LABS COM COMMON STOCK 002824100 1,658 14,034 SH   SOLE   12,534 1,200 300
ABBOTT LABS COM COMMON STOCK 002824100 888 7,520 SH   DFND   7,420 100 0
ABBVIE INC COMMON STOCK 00287Y109 2,110 19,558 SH   SOLE   18,363 895 300
ABBVIE INC COMMON STOCK 00287Y109 1,083 10,043 SH   DFND   9,683 360 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 16 100 SH   SOLE   100 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 32 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 1,706 6,662 SH   SOLE   6,092 570 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 715 2,790 SH   DFND   2,590 200 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTNERSHIP COMMON STOCK 01881G106 20 400 SH   SOLE   400 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 13 100 SH   SOLE   100 0 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107 9 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 1,866 700 SH   SOLE   620 80 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 1,759 660 SH   DFND   640 20 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 1,818 680 SH   SOLE   680 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 198 74 SH   DFND   64 10 0
ALTRIA GROUP INC COMMON STOCK 02209S103 196 4,297 SH   SOLE   4,297 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 157 3,450 SH   DFND   1,500 1,950 0
AMAZON COM INC COM COMMON STOCK 023135106 3,308 1,007 SH   SOLE   963 44 0
AMAZON COM INC COM COMMON STOCK 023135106 2,523 768 SH   DFND   760 8 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 226 2,785 SH   DFND   2,785 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 2,380 14,209 SH   SOLE   13,009 1,200 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 366 2,185 SH   DFND   1,485 700 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784 0 8 SH   SOLE   8 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103 1,401 8,290 SH   SOLE   7,090 1,200 0
AMERICAN WATER WORKS COMMON STOCK 030420103 194 1,150 SH   DFND   950 200 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 226 855 SH   SOLE   855 0 0
AMGEN INC COM COMMON STOCK 031162100 696 3,271 SH   SOLE   2,971 300 0
AMGEN INC COM COMMON STOCK 031162100 383 1,800 SH   DFND   1,800 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,314 7,846 SH   SOLE   6,846 1,000 0
ANALOG DEVICES INC COMMON STOCK 032654105 113 677 SH   DFND   538 139 0
ANNALY CAPITAL MANAGEMENT INCOM COMMON STOCK 035710409 12 1,400 SH   SOLE   1,400 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 8,202 57,963 SH   SOLE   55,563 2,280 120
APPLE COMPUTER INC COM COMMON STOCK 037833100 1,773 12,530 SH   DFND   10,790 1,740 0
APPLIED MATLS INC COM COMMON STOCK 038222105 129 1,000 SH   SOLE   1,000 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108 9 150 SH   SOLE   150 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 1,134 5,670 SH   SOLE   5,570 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 94 470 SH   DFND   100 370 0
AUTOZONE INC COM COMMON STOCK 053332102 531 313 SH   SOLE   313 0 0
AUTOZONE INC COM COMMON STOCK 053332102 85 50 SH   DFND   50 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 142 5,213 SH   SOLE   5,213 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 60 2,200 SH   DFND   2,000 200 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 662 15,600 SH   SOLE   15,600 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 8 200 SH   DFND   200 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 241 4,650 SH   SOLE   4,650 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 109 2,100 SH   DFND   2,100 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 590 7,330 SH   SOLE   5,775 1,555 0
BAXTER INTL INC COM COMMON STOCK 071813109 189 2,350 SH   DFND   2,150 200 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 1,952 7,150 SH   SOLE   6,650 500 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 437 1,600 SH   DFND   1,600 0 0
BIOGEN INC COM COMMON STOCK 09062X103 3 10 SH   SOLE   10 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 587 700 SH   DFND   700 0 0
BOEING CO COM COMMON STOCK 097023105 1,645 7,480 SH   SOLE   7,455 25 0
BOEING CO COM COMMON STOCK 097023105 176 800 SH   DFND   800 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,869 31,581 SH   SOLE   29,981 1,200 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 683 11,548 SH   DFND   10,285 1,263 0
BROADCOM INC NPV COMMON STOCK 11135F101 1,461 3,012 SH   SOLE   2,612 400 0
BROADCOM INC NPV COMMON STOCK 11135F101 44 90 SH   DFND   50 40 0
CDK GLOBAL, INC. COMMON STOCK 12508E101 4 91 SH   SOLE   91 0 0
CSX CORP COM COMMON STOCK 126408103 152 5,100 SH   SOLE   5,100 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 368 4,335 SH   SOLE   4,335 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 24 285 SH   DFND   0 285 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 20 395 SH   SOLE   395 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 481 9,300 SH   DFND   9,300 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 115 600 SH   SOLE   600 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 14 75 SH   DFND   0 75 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 4 6 SH   SOLE   6 0 0
CHEMOURS CO COM COMMON STOCK 163851108 2 75 SH   SOLE   75 0 0
CHEMOURS CO COM COMMON STOCK 163851108 2 60 SH   DFND   60 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 10 100 SH   SOLE   100 0 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,230 12,129 SH   SOLE   11,329 800 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 774 7,630 SH   DFND   7,330 300 0
CHIMERA INVT CORP COM NEW COMMON STOCK 16934Q208 7 500 SH   SOLE   500 0 0
CHURCHILL CAPITAL CORP VI UNIT 99/99/9999 COMMON STOCK 17143W200 5 500 SH   SOLE   500 0 0
CHURCHILL CAPITAL CORP VII UNIT 99/99/9999 COMMON STOCK 17144M201 5 500 SH   SOLE   500 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,908 35,053 SH   SOLE   32,603 2,300 150
CISCO SYS INC COM COMMON STOCK 17275R102 255 4,680 SH   DFND   2,900 1,780 0
CITIGROUP INC NEW COMMON STOCK 172967424 104 1,486 SH   SOLE   1,486 0 0
CLOROX COMPANY COMMON STOCK 189054109 21 125 SH   SOLE   125 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,559 29,704 SH   SOLE   27,404 1,500 800
COCA COLA CO COM COMMON STOCK 191216100 209 3,977 SH   DFND   2,732 1,245 0
COINBASE GLOBAL INC COM CL A COMMON STOCK 19260Q107 23 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 320 4,230 SH   SOLE   4,230 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 302 4,000 SH   DFND   4,000 0 0
COMCAST CORP COMMON STOCK 20030N101 723 12,924 SH   SOLE   11,804 1,120 0
COMCAST CORP COMMON STOCK 20030N101 140 2,500 SH   DFND   2,500 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 315 4,600 SH   SOLE   4,600 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 196 2,893 SH   SOLE   2,893 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 237 3,500 SH   DFND   3,500 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 227 3,130 SH   SOLE   3,130 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 73 1,000 SH   DFND   0 0 1,000
CORNING INC COM COMMON STOCK 219350105 109 3,000 SH   SOLE   3,000 0 0
CORTEVA INC COM COMMON STOCK 22052L104 164 3,901 SH   SOLE   3,698 0 203
CORTEVA INC COM COMMON STOCK 22052L104 223 5,294 SH   DFND   3,350 1,944 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 90 200 SH   SOLE   200 0 0
DANAHER CORP COMMON STOCK 235851102 15 50 SH   SOLE   50 0 0
DEERE & CO COM COMMON STOCK 244199105 271 810 SH   SOLE   610 0 200
DEERE & CO COM COMMON STOCK 244199105 469 1,400 SH   DFND   1,250 150 0
DELL TECHNOLOGIES INC CL C COMMON STOCK 24703L202 4 35 SH   SOLE   35 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 1,529 9,041 SH   SOLE   8,441 600 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 343 2,025 SH   DFND   1,600 100 325
DISCOVER FINL SVCS COMMON STOCK 254709108 13 109 SH   SOLE   109 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,238 16,957 SH   SOLE   15,257 1,100 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 738 10,100 SH   DFND   9,100 1,000 0
DOW INC COM COMMON STOCK 260557103 240 4,175 SH   SOLE   3,972 0 203
DOW INC COM COMMON STOCK 260557103 305 5,295 SH   DFND   3,351 1,944 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 818 8,386 SH   SOLE   8,386 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 439 4,499 SH   DFND   4,433 66 0
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 362 5,327 SH   SOLE   5,124 0 203
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 346 5,094 SH   DFND   3,150 1,944 0
ETF MANAGERS TR ETFMG ALTR HRVST MUTUAL FUNDS-ETF EQUITIES 26924G508 1 100 SH   SOLE   100 0 0
EATON VANCE INSURED MUNI BD FD MUTUAL FUNDS-ETF NON-TAX 27827X101 22 1,666 SH   SOLE   1,666 0 0
EBAY INC COM COMMON STOCK 278642103 30 434 SH   SOLE   434 0 0
ECOLAB INC COMMON STOCK 278865100 887 4,250 SH   SOLE   4,125 125 0
ECOLAB INC COMMON STOCK 278865100 69 330 SH   DFND   330 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,679 17,825 SH   SOLE   16,225 1,200 400
EMERSON ELEC CO COM COMMON STOCK 291011104 486 5,160 SH   DFND   3,660 1,500 0
ENBRIDGE INC COMMON STOCK 29250N105 1,319 33,152 SH   SOLE   30,464 2,688 0
ENBRIDGE INC COMMON STOCK 29250N105 488 12,266 SH   DFND   10,187 2,079 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 352 36,792 SH   SOLE   36,792 0 0
ENTEGRIS INC COMMON STOCK 29362U104 25 200 SH   SOLE   200 0 0
EQIUTRANS MIDSTREAM CO COMMON STOCK 294600101 1 100 SH   SOLE   100 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104 24 1,462 SH   SOLE   1,462 0 0
ESSENTIAL UTILS INC COM COMMON STOCK 29670G102 46 1,000 SH   SOLE   0 0 1,000
ESSENTIAL UTILS INC COM COMMON STOCK 29670G102 12 250 SH   DFND   250 0 0
EXELON CORP COM COMMON STOCK 30161N101 430 8,895 SH   SOLE   8,395 0 500
EXELON CORP COM COMMON STOCK 30161N101 39 800 SH   DFND   800 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 1,291 10,835 SH   SOLE   9,135 1,200 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 241 2,020 SH   DFND   520 1,500 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 1,682 28,608 SH   SOLE   27,408 1,100 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 1,226 20,840 SH   DFND   14,750 5,090 1,000
F M C CORP COM NEW COMMON STOCK 302491303 531 5,800 SH   SOLE   5,800 0 0
F N B CORP PA COMMON STOCK 302520101 673 57,937 SH   SOLE   57,937 0 0
FACEBOOK INC COMMON STOCK 30303M102 1,131 3,334 SH   SOLE   3,229 105 0
FACEBOOK INC COMMON STOCK 30303M102 73 215 SH   DFND   215 0 0
FASTENAL CO COM COMMON STOCK 311900104 2,372 45,960 SH   SOLE   40,275 3,685 2,000
FASTENAL CO COM COMMON STOCK 311900104 665 12,885 SH   DFND   8,885 4,000 0
FEDEX CORPORATION COMMON STOCK 31428X106 691 3,150 SH   SOLE   3,150 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 132 600 SH   DFND   600 0 0
FIDELITY D & D BANCORP INC COM COMMON STOCK 31609R100 7 146 SH   SOLE   146 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 8 200 SH   SOLE   200 0 0
FIRST SOLAR INC COMMON STOCK 336433107 19 200 SH   DFND   200 0 0
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN COMMON STOCK 33733E500 13 200 SH   SOLE   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 14 1,000 SH   SOLE   1,000 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 2 107 SH   DFND   107 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 9 268 SH   SOLE   268 0 0
GARRETT MOTION INC COM COMMON STOCK 366505105 0 10 SH   DFND   0 10 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 145 740 SH   SOLE   740 0 0
GENERAL ELEC CO COM COMMON STOCK 369604301 637 6,182 SH   SOLE   6,182 0 0
GENERAL ELEC CO COM COMMON STOCK 369604301 195 1,894 SH   DFND   1,137 757 0
GENERAL MLS INC COM COMMON STOCK 370334104 986 16,494 SH   SOLE   15,094 1,400 0
GENERAL MLS INC COM COMMON STOCK 370334104 387 6,465 SH   DFND   5,765 700 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 253 6,621 SH   SOLE   6,621 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 96 2,500 SH   DFND   2,200 300 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102 16 100 SH   SOLE   100 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,038 2,745 SH   SOLE   2,745 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 125 330 SH   DFND   275 55 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 7 200 SH   SOLE   200 0 0
HASBRO INC COM COMMON STOCK 418056107 25 276 SH   SOLE   276 0 0
HEALTHPEAK PROPERTIES INC COM COMMON STOCK 42250P103 104 3,100 SH   SOLE   3,100 0 0
HEALTHPEAK PROPERTIES INC COM COMMON STOCK 42250P103 100 3,000 SH   DFND   3,000 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 106 629 SH   SOLE   629 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,439 4,385 SH   SOLE   4,065 320 0
HOME DEPOT INC COM COMMON STOCK 437076102 43 130 SH   DFND   130 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 707 3,331 SH   SOLE   3,331 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 21 100 SH   DFND   0 100 0
ITT INC COM COMMON STOCK 45073V108 9 100 SH   DFND   100 0 0
INTEL CORP COM COMMON STOCK 458140100 1,076 20,191 SH   SOLE   19,591 200 400
INTEL CORP COM COMMON STOCK 458140100 405 7,600 SH   DFND   6,900 700 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 918 6,610 SH   SOLE   6,610 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 129 930 SH   DFND   0 930 0
INVESCO EX PFD ETF MUTUAL FUNDS-ETF EQUITIES 46138E511 60 4,000 SH   SOLE   4,000 0 0
IQIYI INC SPONSORED ADS FOREIGN EQUITIES 46267X108 0 50 SH   SOLE   50 0 0
ISHARES MSCI PAC JP ETF MUTUAL FUNDS-EQUITIES 464286665 2 50 SH   SOLE   50 0 0
ISHARES S&P 100 MUTUAL FUNDS-EQUITIES 464287101 10 50 SH   SOLE   50 0 0
I SHARES TR DJ SLECT DIV INDEX MUTUAL FUNDS-EQUITIES 464287168 6 50 SH   SOLE   50 0 0
ISHARES BARCLAYS TIPS BND FD MUTUAL FUNDS-ETF FIXED INCOME 464287176 17 134 SH   SOLE   134 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200 603 1,400 SH   SOLE   1,400 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 15 500 SH   DFND   500 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 296 3,800 SH   SOLE   3,800 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 101 1,300 SH   DFND   1,300 0 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-EQUITIES 464287499 23 300 SH   SOLE   300 0 0
ISHARES S&P 600 INDEX MUTUAL FUNDS-ETF EQUITIES 464287804 27 250 SH   SOLE   250 0 0
ISHARES TR GL CLEAN ENE ETF COMMON STOCK 464288224 4 200 SH   SOLE   200 0 0
ISHARES TR GL CLEAN ENE ETF COMMON STOCK 464288224 9 400 SH   DFND   400 0 0
ISHARES TR US TREAS BD ETF MUTUAL FUNDS-ETF FIXED INCOME 46429B267 16 619 SH   SOLE   619 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 2,907 17,757 SH   SOLE   16,757 1,000 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 294 1,795 SH   DFND   1,400 395 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,096 19,168 SH   SOLE   18,468 700 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,219 7,550 SH   DFND   6,450 1,100 0
KELLOGG CO COM COMMON STOCK 487836108 452 7,075 SH   SOLE   5,475 1,100 500
KELLOGG CO COM COMMON STOCK 487836108 192 3,000 SH   DFND   2,900 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 253 1,907 SH   SOLE   1,907 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 468 3,532 SH   DFND   3,532 0 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101 0 1 SH   SOLE   1 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 266 7,233 SH   SOLE   6,933 0 300
KRAFT HEINZ CO COM COMMON STOCK 500754106 64 1,745 SH   DFND   1,212 533 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 4 20 SH   DFND   20 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 4 100 SH   SOLE   100 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 1,760 7,616 SH   SOLE   7,216 0 400
LILLY ELI & CO COM COMMON STOCK 532457108 2,131 9,225 SH   DFND   7,425 1,800 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 8 117 SH   SOLE   117 0 0
LITTLEFUSE INC COMMON STOCK 537008104 10 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 1,043 3,023 SH   SOLE   3,023 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 69 200 SH   DFND   200 0 0
LOWES COS INC COM COMMON STOCK 548661107 380 1,875 SH   SOLE   1,475 0 400
LOWES COS INC COM COMMON STOCK 548661107 183 900 SH   DFND   500 400 0
LUCID GROUP INC COM COMMON STOCK 549498103 10 400 SH   SOLE   400 0 0
LULULEMON ATHLETICA COMMON STOCK 550021109 81 200 SH   SOLE   200 0 0
MANNKIND CORPORATION COMMON STOCK 56400P706 1 240 SH   DFND   240 0 0
MANULIFE FINANCIAL CORP FOREIGN EQUITIES 56501R106 9 492 SH   SOLE   492 0 0
MARATHON OIL CO COMMON STOCK 565849106 43 3,111 SH   SOLE   3,111 0 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 124 2,000 SH   SOLE   2,000 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 7 50 SH   DFND   50 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 4,262 12,260 SH   SOLE   11,500 760 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 980 2,820 SH   DFND   2,720 100 0
MATTEL INC COM COMMON STOCK 577081102 74 3,983 SH   SOLE   3,983 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 4,504 18,681 SH   SOLE   18,041 640 0
MCDONALDS CORP COM COMMON STOCK 580135101 766 3,175 SH   DFND   3,075 100 0
MCKESSON CORP COMMON STOCK 58155Q103 20 100 SH   SOLE   100 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 1,675 22,300 SH   SOLE   21,535 265 500
MERCK & CO INC NEW COMMON STOCK 58933Y105 500 6,655 SH   DFND   5,675 980 0
METLIFE INC COMMON STOCK 59156R108 12 200 SH   DFND   0 200 0
MICROSOFT CORP COMMON STOCK 594918104 7,722 27,393 SH   SOLE   25,993 1,400 0
MICROSOFT CORP COMMON STOCK 594918104 1,900 6,740 SH   DFND   4,150 2,590 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 3,066 19,973 SH   SOLE   18,073 1,500 400
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 739 4,815 SH   DFND   3,605 1,210 0
MICROVAST HOLDINGS INC COM COMMON STOCK 59516C106 4 500 SH   SOLE   500 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 637 10,946 SH   SOLE   10,446 0 500
MONDELEZ INTL INC COMMON STOCK 609207105 557 9,578 SH   DFND   8,142 1,436 0
MR COOPER GROUP INC COM COMMON STOCK 62482R107 0 4 SH   SOLE   4 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 1,444 40,000 SH   DFND   0 40,000 0
NOV INC COM COMMON STOCK 62955J103 5 400 SH   DFND   400 0 0
NETFLIX INC COM COMMON STOCK 64110L106 214 350 SH   DFND   350 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 30 600 SH   SOLE   600 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,186 15,110 SH   SOLE   15,110 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,447 18,432 SH   DFND   16,232 2,200 0
NIKE INC CL B COMMON STOCK 654106103 1,199 8,254 SH   SOLE   7,509 745 0
NIKE INC CL B COMMON STOCK 654106103 185 1,275 SH   DFND   1,275 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 829 3,465 SH   SOLE   3,465 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 78 325 SH   DFND   225 100 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 220 8,630 SH   SOLE   8,630 0 0
NOVARTIS AG COMMON STOCK 66987V109 142 1,734 SH   SOLE   1,442 0 292
NOVARTIS AG COMMON STOCK 66987V109 126 1,542 SH   DFND   1,050 492 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 10 100 SH   DFND   100 0 0
NOW INC COMMON STOCK 67011P100 1 100 SH   DFND   100 0 0
NUCOR CORP COMMON STOCK 670346105 49 500 SH   SOLE   500 0 0
NUVEEN AMT-FREE MUNI INC FNDCOM MUTUAL FUNDS-ETF NON-TAX 670657105 51 3,389 SH   SOLE   3,389 0 0
NUVEEN REAL ESTATE INCOME FD MUTUAL FUNDS-ETF FIXED INCOME 67071B108 18 1,700 SH   SOLE   1,700 0 0
NUVEEN PA INVT QUALITY MUN FCOM MUTUAL FUNDS-ETF NON-TAX 670972108 50 3,352 SH   SOLE   3,352 0 0
OREILLY AUTOMOTIVE INC COM COMMON STOCK 67103H107 61 100 SH   DFND   100 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 75 2,543 SH   SOLE   2,543 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 12 400 SH   DFND   0 400 0
OCCIDENTAL PETE CORP W EXP 08/03/2027 WARRANTS & RIGHTS 674599162 5 407 SH   SOLE   407 0 0
OCCIDENTAL PETE CORP W EXP 08/03/2027 WARRANTS & RIGHTS 674599162 1 50 SH   DFND   0 50 0
ORACLE CORP COM COMMON STOCK 68389X105 1,723 19,773 SH   SOLE   17,773 2,000 0
ORACLE CORP COM COMMON STOCK 68389X105 61 700 SH   DFND   400 300 0
ORASURE TECHNOLOGIES INC COM COMMON STOCK 68554V108 23 2,000 SH   SOLE   2,000 0 0
ORGANON & CO COMMON STOCK COMMON STOCK 68622V106 40 1,205 SH   SOLE   1,155 0 50
ORGANON & CO COMMON STOCK COMMON STOCK 68622V106 20 616 SH   DFND   518 98 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 16 197 SH   SOLE   197 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 383 4,650 SH   DFND   4,650 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 1,353 6,917 SH   SOLE   6,617 0 300
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 636 3,250 SH   DFND   0 3,250 0
PPG INDS INC COM COMMON STOCK 693506107 197 1,375 SH   SOLE   1,375 0 0
PPG INDS INC COM COMMON STOCK 693506107 72 500 SH   DFND   100 400 0
PPL CORP, COM COMMON STOCK 69351T106 1,105 39,637 SH   SOLE   38,937 0 700
PPL CORP, COM COMMON STOCK 69351T106 567 20,327 SH   DFND   19,127 200 1,000
PAYCHEX INC COM COMMON STOCK 704326107 40 354 SH   SOLE   354 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 1,958 7,525 SH   SOLE   7,525 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 299 1,150 SH   DFND   1,150 0 0
PELOTON INTERACTIVE INC CL A COM COMMON STOCK 70614W100 9 100 SH   SOLE   100 0 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 15,941 349,888 SH   SOLE   233,155 100 116,633
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 143 3,136 SH   DFND   0 3,136 0
PEPSICO INC COM COMMON STOCK 713448108 4,764 31,675 SH   SOLE   30,475 900 300
PEPSICO INC COM COMMON STOCK 713448108 260 1,730 SH   DFND   840 890 0
PETMED EXPRESS INC COM COMMON STOCK 716382106 27 1,000 SH   SOLE   1,000 0 0
PFIZER INC COM COMMON STOCK 717081103 3,302 76,789 SH   SOLE   74,589 1,500 700
PFIZER INC COM COMMON STOCK 717081103 1,072 24,924 SH   DFND   18,600 5,824 500
PHILIP MORRIS INTL INC COMMON STOCK 718172109 523 5,517 SH   SOLE   5,517 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 279 2,940 SH   DFND   1,240 1,700 0
PHILLIPS 66 COMMON STOCK 718546104 329 4,695 SH   SOLE   4,695 0 0
PHILLIPS 66 COMMON STOCK 718546104 166 2,365 SH   DFND   2,365 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,874 27,712 SH   SOLE   26,057 1,155 500
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,403 17,186 SH   DFND   10,926 5,860 400
PROSPECT CAP CORP COM COMMON STOCK 74348T102 2 203 SH   SOLE   203 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 33 312 SH   SOLE   312 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 16 264 SH   SOLE   264 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 24 400 SH   DFND   400 0 0
QUALCOMM INC COM COMMON STOCK 747525103 1,129 8,750 SH   SOLE   8,750 0 0
QUALCOMM INC COM COMMON STOCK 747525103 258 2,000 SH   DFND   2,000 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 198 2,303 SH   SOLE   2,303 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 799 9,300 SH   DFND   9,300 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 12 570 SH   SOLE   570 0 0
RESIDEO TECHNOLOGIES INC COM COMMON STOCK 76118Y104 0 16 SH   DFND   0 16 0
RESTAURANT BRANDS INTL INC COM FOREIGN EQUITIES 76131D103 6 106 SH   SOLE   106 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 145 3,250 SH   DFND   400 2,850 0
GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 78463V107 82 500 SH   SOLE   500 0 0
SPDR INDEX SHS FDS S&P INTL ETF MUTUAL FUNDS-ETF EQUITIES 78463X772 30 800 SH   SOLE   800 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 186 6,287 SH   SOLE   5,887 0 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 6 200 SH   DFND   0 200 0
SCHWAB STRATEGIC TR US BRD MKT ETF MUTUAL FUNDS-ETF EQUITIES 808524102 119 1,150 SH   SOLE   1,150 0 0
SPDR MATERIALS COMMON STOCK 81369Y100 8 98 SH   SOLE   98 0 0
SPDR HEALTH CARE COMMON STOCK 81369Y209 365 2,870 SH   SOLE   2,870 0 0
SPDR HEALTH CARE COMMON STOCK 81369Y209 13 100 SH   DFND   100 0 0
SPDR STAPLES COMMON STOCK 81369Y308 4 59 SH   SOLE   59 0 0
SPDR DISCRETIONARY COMMON STOCK 81369Y407 479 2,670 SH   SOLE   2,670 0 0
SPDR DISCRETIONARY COMMON STOCK 81369Y407 51 285 SH   DFND   285 0 0
SPDR ENERGY COMMON STOCK 81369Y506 216 4,152 SH   SOLE   4,152 0 0
SPDR ENERGY COMMON STOCK 81369Y506 29 550 SH   DFND   425 125 0
SPDR FINANCIALS COMMON STOCK 81369Y605 518 13,805 SH   SOLE   13,805 0 0
SPDR FINANCIALS COMMON STOCK 81369Y605 38 1,000 SH   DFND   1,000 0 0
SPDR INDUSTRIALS COMMON STOCK 81369Y704 130 1,325 SH   SOLE   1,325 0 0
PDR TECHNOLOGY COMMON STOCK 81369Y803 58 387 SH   SOLE   387 0 0
SPDR COMMUNICATION COMMON STOCK 81369Y852 371 4,627 SH   SOLE   4,627 0 0
SPDR COMMUNICATION COMMON STOCK 81369Y852 24 300 SH   DFND   300 0 0
SPDR REAL ESTATE COMMON STOCK 81369Y860 47 1,055 SH   SOLE   1,055 0 0
SPDR UTILITIES COMMON STOCK 81369Y886 380 5,951 SH   SOLE   5,685 266 0
SNAP INC CL A COMMON STOCK 83304A106 15 200 SH   SOLE   200 0 0
SOFI TECHNOLOGIES INC COM COMMON STOCK 83406F102 6 400 SH   SOLE   400 0 0
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 43 2,000 SH   SOLE   2,000 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,059 17,082 SH   SOLE   16,082 300 700
SOUTHERN CO COM COMMON STOCK 842587107 558 9,000 SH   DFND   8,800 200 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109 11 2,000 SH   SOLE   2,000 0 0
SPROTT PHYSICAL SILVER TR TR UNIT COMMON STOCK 85207K107 38 5,000 SH   DFND   5,000 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 1,658 15,029 SH   SOLE   13,629 1,400 0
STARBUCKS CORP COM COMMON STOCK 855244109 381 3,450 SH   DFND   3,450 0 0
STATE STR CORP COM COMMON STOCK 857477103 319 3,768 SH   SOLE   3,768 0 0
STATE STR CORP COM COMMON STOCK 857477103 34 400 SH   DFND   400 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 19 913 SH   SOLE   913 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 6 300 SH   DFND   300 0 0
SUNDIAL GROWERS INC COM COMMON STOCK 86730L109 1 1,000 SH   SOLE   1,000 0 0
SUNPOWER CORP COMMON STOCK 867652406 1 30 SH   DFND   30 0 0
SYNCHRONY FINANCIAL COM COMMON STOCK 87165B103 12 250 SH   SOLE   250 0 0
SYSCO CORP COM COMMON STOCK 871829107 330 4,210 SH   SOLE   3,100 1,110 0
SYSCO CORP COM COMMON STOCK 871829107 39 500 SH   DFND   0 500 0
TJX COMPANIES COMMON STOCK 872540109 13 200 SH   SOLE   0 0 200
TAIWAN SEMICONDUCTOR ADR FOREIGN EQUITIES 874039100 6 50 SH   SOLE   50 0 0
TARGET CORP COMMON STOCK 87612E106 371 1,620 SH   SOLE   1,620 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 16 37 SH   SOLE   37 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101 109 140 SH   SOLE   140 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101 8 10 SH   DFND   10 0 0
3M CO COMMON STOCK 88579Y101 2,060 11,746 SH   SOLE   11,646 0 100
3M CO COMMON STOCK 88579Y101 652 3,716 SH   DFND   3,366 350 0
TITAN MEDICAL INC. FOREIGN EQUITIES 88830X819 0 33 SH   SOLE   33 0 0
TOOTSIE ROLL IND INC COMMON STOCK 890516107 16 515 SH   SOLE   515 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 77 509 SH   SOLE   509 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 15 100 SH   DFND   100 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109 32 544 SH   SOLE   544 0 0
TWITTER INC. COMMON STOCK 90184L102 29 475 SH   SOLE   475 0 0
TWITTER INC. COMMON STOCK 90184L102 60 1,000 SH   DFND   1,000 0 0
US BANCORP DEL COMMON STOCK 902973304 1,155 19,437 SH   SOLE   17,637 1,800 0
US BANCORP DEL COMMON STOCK 902973304 71 1,200 SH   DFND   1,000 200 0
UNION PAC CORP COM COMMON STOCK 907818108 1,691 8,628 SH   SOLE   8,628 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 281 1,545 SH   SOLE   915 330 300
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 118 650 SH   DFND   650 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 1 62 SH   SOLE   62 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF COMMON STOCK 92189F106 59 2,000 SH   DFND   2,000 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768 440 6,948 SH   SOLE   6,948 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768 36 571 SH   DFND   571 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-ETF FIXED INCOME 921937827 51 625 SH   DFND   0 625 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-ETF FIXED INCOME 921937835 53 619 SH   DFND   0 619 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-ETF EQUITIES 921943858 12 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702 79 198 SH   SOLE   198 0 0
VANGUARD INTL EQUITY INDEX FALLWRLD EX US MUTUAL FUNDS-ETF EQUITIES 922042775 7 120 SH   SOLE   120 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 165 3,300 SH   SOLE   3,300 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 15 300 SH   DFND   300 0 0
VANGUARD RUSSELL ETF MUTUAL FUNDS-ETF EQUITIES 92206C599 99 500 SH   SOLE   500 0 0
VECTRUS INC. COMMON STOCK 92242T101 1 11 SH   DFND   11 0 0
VANGUARD INDEX FUND MUTUAL FUNDS-ETF EQUITIES 922908363 304 770 SH   SOLE   770 0 0
VANGUARD INDEX FUND MUTUAL FUNDS-ETF EQUITIES 922908363 63 160 SH   DFND   160 0 0
VANGUARD REAL ESTATE COMMON STOCK 922908553 972 9,546 SH   SOLE   8,356 1,190 0
VANGUARD REAL ESTATE COMMON STOCK 922908553 128 1,255 SH   DFND   1,000 255 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 346 1,460 SH   SOLE   1,330 130 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 37 158 SH   DFND   58 100 0
VANGUARD INDEX FDS EXTEND MKT ETF MID CAP 922908652 1,919 10,525 SH   SOLE   10,525 0 0
VANGUARD INDEX FDS EXTEND MKT ETF MID CAP 922908652 14 79 SH   DFND   79 0 0
VANGUARD GROWTH ETF MUTUAL FUNDS-ETF EQUITIES 922908736 29 100 SH   SOLE   100 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 14 100 SH   SOLE   100 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 362 1,657 SH   SOLE   1,523 134 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 80 365 SH   DFND   265 100 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,105 38,977 SH   SOLE   36,477 1,400 1,100
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 976 18,078 SH   DFND   11,001 4,577 2,500
VIATRIS INC COM COMMON STOCK 92556V106 55 4,024 SH   SOLE   3,938 0 86
VIATRIS INC COM COMMON STOCK 92556V106 37 2,726 SH   DFND   2,020 644 62
VISA CLASS A COMMON STOCK 92826C839 16,807 75,453 SH   SOLE   75,453 0 0
VISA CLASS A COMMON STOCK 92826C839 468 2,100 SH   DFND   2,000 100 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 589 38,112 SH   SOLE   37,840 0 272
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 224 14,500 SH   DFND   14,500 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 29 326 SH   SOLE   326 0 0
WABTEC CORP COM COMMON STOCK 929740108 1 10 SH   SOLE   10 0 0
WABTEC CORP COM COMMON STOCK 929740108 3 38 SH   DFND   14 24 0
WAL MART STORES INC COM COMMON STOCK 931142103 918 6,589 SH   SOLE   6,589 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 122 875 SH   DFND   875 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 272 5,775 SH   SOLE   5,375 0 400
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 38 800 SH   DFND   700 100 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 7 46 SH   SOLE   46 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 960 20,691 SH   SOLE   19,591 1,100 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 60 1,300 SH   DFND   1,300 0 0
WENDYS CO COM COMMON STOCK 95058W100 5 212 SH   SOLE   212 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 123 3,465 SH   SOLE   2,732 0 733
WEYERHAEUSER CO COM COMMON STOCK 962166104 50 1,400 SH   DFND   0 1,400 0
XCEL ENERGY INC COMMON STOCK 98389B100 213 3,400 SH   SOLE   3,400 0 0
XYLEM INC COMMON STOCK 98419M100 699 5,655 SH   SOLE   4,640 1,015 0
XYLEM INC COMMON STOCK 98419M100 173 1,400 SH   DFND   1,300 100 0
YUM BRANDS INC COMMON STOCK 988498101 10 80 SH   SOLE   80 0 0
YUM CHINA HLDGS INC COM COMMON STOCK 98850P109 5 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 284 1,940 SH   DFND   1,940 0 0
ZOOM VIDEO COMMUNICATIONS INCL A COMMON STOCK 98980L101 7 25 SH   SOLE   25 0 0