The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 306 2,592 SH   SOLE   0 0 2,592
ABBVIE INC COM 00287Y109 211 1,958 SH   SOLE   0 0 1,958
ADIENT PLC ORD SHS G0084W101 587 14,153 SH   SOLE   0 0 14,153
AIRBNB INC COM CL A 009066101 523 3,119 SH   SOLE   0 0 3,119
ALARM COM HLDGS INC COM 011642105 362 4,634 SH   SOLE   0 0 4,634
AMAZON COM INC COM 023135106 2,382 725 SH   SOLE   0 0 725
AMGEN INC COM 031162100 251 1,182 SH   SOLE   0 0 1,182
APPIAN CORP CL A 03782L101 301 3,249 SH   SOLE   0 0 3,249
APPLE INC COM 037833100 4,458 31,508 SH   SOLE   0 0 31,508
ATLASSIAN CORP PLC CL A G06242104 959 2,450 SH   SOLE   0 0 2,450
AUTODESK INC COM 052769106 380 1,333 SH   SOLE   0 0 1,333
AXON ENTERPRISE INC COM 05464C101 416 2,379 SH   SOLE   0 0 2,379
AZUL S A SPONSR ADR PFD 05501U106 223 11,093 SH   SOLE   0 0 11,093
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,234 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 272 995 SH   SOLE   0 0 995
BILL COM HLDGS INC COM 090043100 224 840 SH   SOLE   0 0 840
BK OF AMERICA CORP COM 060505104 341 8,031 SH   SOLE   0 0 8,031
BOEING CO COM 097023105 809 3,678 SH   SOLE   0 0 3,678
CARDINAL HEALTH INC COM 14149Y108 328 6,641 SH   SOLE   0 0 6,641
CERENCE INC COM 156727109 258 2,685 SH   SOLE   0 0 2,685
CHEGG INC COM 163092109 272 4,000 SH   SOLE   0 0 4,000
CHEVRON CORP NEW COM 166764100 1,692 16,676 SH   SOLE   0 0 16,676
CLOUDFLARE INC CL A COM 18915M107 851 7,550 SH   SOLE   0 0 7,550
COINBASE GLOBAL INC COM CL A 19260Q107 595 2,614 SH   SOLE   0 0 2,614
COSTCO WHSL CORP NEW COM 22160K105 3,978 8,853 SH   SOLE   0 0 8,853
CROWDSTRIKE HLDGS INC CL A 22788C105 425 1,731 SH   SOLE   0 0 1,731
CROWN CASTLE INTL CORP NEW COM 22822V101 246 1,417 SH   SOLE   0 0 1,417
CSX CORP COM 126408103 1,941 65,256 SH   SOLE   0 0 65,256
DANAHER CORPORATION COM 235851102 287 943 SH   SOLE   0 0 943
DIAMONDBACK ENERGY INC COM 25278X109 655 6,915 SH   SOLE   0 0 6,915
DOCUSIGN INC COM 256163106 390 1,516 SH   SOLE   0 0 1,516
ELASTIC N V ORD SHS N14506104 295 1,982 SH   SOLE   0 0 1,982
ETSY INC COM 29786A106 397 1,909 SH   SOLE   0 0 1,909
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 946 7,972 SH   SOLE   0 0 7,972
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 243 1,028 SH   SOLE   0 0 1,028
FIRST TR VALUE LINE DIVID IN SHS 33734H106 364 9,289 SH   SOLE   0 0 9,289
FIVERR INTL LTD ORD SHS M4R82T106 483 2,644 SH   SOLE   0 0 2,644
FULGENT GENETICS INC COM 359664109 409 4,550 SH   SOLE   0 0 4,550
GENERAL ELECTRIC CO COM NEW 369604301 233 2,260 SH   SOLE   0 0 2,260
HOME DEPOT INC COM 437076102 433 1,319 SH   SOLE   0 0 1,319
HONEYWELL INTL INC COM 438516106 372 1,752 SH   SOLE   0 0 1,752
INTEL CORP COM 458140100 391 7,340 SH   SOLE   0 0 7,340
INTERCONTINENTAL EXCHANGE IN COM 45866F104 658 5,731 SH   SOLE   0 0 5,731
INTERNATIONAL BUSINESS MACHS COM 459200101 232 1,672 SH   SOLE   0 0 1,672
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 466 2,942 SH   SOLE   0 0 2,942
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 250 1,622 SH   SOLE   0 0 1,622
INVESCO QQQ TR UNIT SER 1 46090E103 514 1,437 SH   SOLE   0 0 1,437
ISHARES INC MSCI AUST ETF 464286103 1,714 69,056 SH   SOLE   0 0 69,056
ISHARES INC MSCI GBL MIN VOL 464286525 297 2,890 SH   SOLE   0 0 2,890
ISHARES TR 10+ YR INVST GRD 464289511 2,122 30,623 SH   SOLE   0 0 30,623
ISHARES TR 10-20 YR TRS ETF 464288653 1,557 10,584 SH   SOLE   0 15 10,569
ISHARES TR CORE S&P TTL STK 464287150 3,773 38,350 SH   SOLE   0 0 38,350
ISHARES TR CORE S&P US GWT 464287671 863 8,432 SH   SOLE   0 0 8,432
ISHARES TR CORE TOTAL USD 46434V613 5,183 97,360 SH   SOLE   0 93 97,267
ISHARES TR EAFE GRWTH ETF 464288885 12,213 114,705 SH   SOLE   0 45 114,660
ISHARES TR EAFE VALUE ETF 464288877 12,234 240,580 SH   SOLE   0 98 240,482
ISHARES TR ESG AWR MSCI USA 46435G425 27,833 282,683 SH   SOLE   0 221 282,462
ISHARES TR FALN ANGLS USD 46435G474 2,958 98,233 SH   SOLE   0 272 97,961
ISHARES TR GLOBAL FINLS ETF 464287333 5,704 72,714 SH   SOLE   0 62 72,652
ISHARES TR MBS ETF 464288588 4,307 39,829 SH   SOLE   0 68 39,761
ISHARES TR MSCI USA MIN VOL 46429B697 1,327 18,061 SH   SOLE   0 0 18,061
ISHARES TR MSCI USA MMENTM 46432F396 2,118 12,062 SH   SOLE   0 0 12,062
ISHARES TR MSCI USA SZE FT 46432F370 326 2,554 SH   SOLE   0 0 2,554
ISHARES TR MSCI USA VALUE 46432F388 8,061 80,049 SH   SOLE   0 65 79,984
ISHARES TR U.S. MED DVC ETF 464288810 392 6,246 SH   SOLE   0 0 6,246
ISHARES TR U.S. TECH ETF 464287721 7,822 77,242 SH   SOLE   0 67 77,175
ISHARES TR US HLTHCARE ETF 464287762 2,621 9,499 SH   SOLE   0 0 9,499
ISHARES TR US INDUSTRIALS 464287754 2,494 23,276 SH   SOLE   0 0 23,276
ISHARES TR US TREAS BD ETF 46429B267 12,293 463,346 SH   SOLE   0 245 463,101
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 3,027 84,467 SH   SOLE   0 52 84,415
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 326 2,502 SH   SOLE   0 0 2,502
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR FI 47804J404 217 4,234 SH   SOLE   0 0 4,234
JOHNSON & JOHNSON COM 478160104 543 3,359 SH   SOLE   0 0 3,359
JOHNSON CTLS INTL PLC SHS G51502105 281 4,123 SH   SOLE   0 0 4,123
JPMORGAN CHASE & CO COM 46625H100 302 1,848 SH   SOLE   0 0 1,848
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 450 14,945 SH   SOLE   0 0 14,945
LEMONADE INC COM 52567D107 473 7,055 SH   SOLE   0 0 7,055
LIVE OAK BANCSHARES INC COM 53803X105 386 6,074 SH   SOLE   0 0 6,074
LOCKHEED MARTIN CORP COM 539830109 2,769 8,025 SH   SOLE   0 0 8,025
MARATHON PETE CORP COM 56585A102 270 4,362 SH   SOLE   0 0 4,362
MASTERCARD INCORPORATED CL A 57636Q104 439 1,264 SH   SOLE   0 0 1,264
MCDONALDS CORP COM 580135101 367 1,521 SH   SOLE   0 0 1,521
MERCADOLIBRE INC COM 58733R102 719 428 SH   SOLE   0 0 428
MICROSOFT CORP COM 594918104 1,992 7,066 SH   SOLE   0 0 7,066
MOTOROLA SOLUTIONS INC COM NEW 620076307 263 1,133 SH   SOLE   0 0 1,133
NETFLIX INC COM 64110L106 520 852 SH   SOLE   0 0 852
NORTHROP GRUMMAN CORP COM 666807102 465 1,292 SH   SOLE   0 0 1,292
PAYPAL HLDGS INC COM 70450Y103 853 3,280 SH   SOLE   0 0 3,280
PENUMBRA INC COM 70975L107 241 903 SH   SOLE   0 0 903
PEPSICO INC COM 713448108 365 2,426 SH   SOLE   0 0 2,426
PINTEREST INC CL A 72352L106 381 7,487 SH   SOLE   0 0 7,487
PNC FINL SVCS GROUP INC COM 693475105 276 1,410 SH   SOLE   0 0 1,410
PROCTER AND GAMBLE CO COM 742718109 410 2,936 SH   SOLE   0 0 2,936
QORVO INC COM 74736K101 215 1,286 SH   SOLE   0 0 1,286
QUALCOMM INC COM 747525103 481 3,731 SH   SOLE   0 0 3,731
RAYTHEON TECHNOLOGIES CORP COM 75513E101 229 2,660 SH   SOLE   0 0 2,660
REATA PHARMACEUTICALS INC CL A 75615P103 320 3,176 SH   SOLE   0 0 3,176
REDFIN CORP COM 75737F108 288 5,747 SH   SOLE   0 0 5,747
ROBLOX CORP CL A 771049103 557 7,374 SH   SOLE   0 0 7,374
ROKU INC COM CL A 77543R102 260 831 SH   SOLE   0 0 831
SALESFORCE COM INC COM 79466L302 263 969 SH   SOLE   0 0 969
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 8,524 166,948 SH   SOLE   0 231 166,717
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,377 45,490 SH   SOLE   0 0 45,490
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,964 59,578 SH   SOLE   0 51 59,527
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,450 39,153 SH   SOLE   0 33 39,120
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,500 67,191 SH   SOLE   0 31 67,160
SEMPRA COM 816851109 871 6,885 SH   SOLE   0 0 6,885
SHOPIFY INC CL A 82509L107 1,032 761 SH   SOLE   0 0 761
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105 357 6,648 SH   SOLE   0 0 6,648
SPDR S&P 500 ETF TR TR UNIT 78462F103 211 491 SH   SOLE   0 0 491
SPDR SER TR AEROSPACE DEF 78464A631 232 1,943 SH   SOLE   0 0 1,943
SPDR SER TR NYSE TECH ETF 78464A102 200 1,280 SH   SOLE   0 0 1,280
SPDR SER TR PORTFOLIO S&P500 78464A854 24,511 485,759 SH   SOLE   0 192 485,567
SPDR SER TR S&P DIVID ETF 78464A763 448 3,813 SH   SOLE   0 0 3,813
SPROUT SOCIAL INC COM CL A 85209W109 402 3,295 SH   SOLE   0 0 3,295
SQUARE INC CL A 852234103 496 2,069 SH   SOLE   0 0 2,069
STARBUCKS CORP COM 855244109 506 4,585 SH   SOLE   0 0 4,585
TARGET CORP COM 87612E106 313 1,369 SH   SOLE   0 0 1,369
TESLA INC COM 88160R101 2,087 2,691 SH   SOLE   0 0 2,691
TEXAS INSTRS INC COM 882508104 639 3,323 SH   SOLE   0 0 3,323
THE TRADE DESK INC COM CL A 88339J105 485 6,899 SH   SOLE   0 0 6,899
UNION PAC CORP COM 907818108 382 1,949 SH   SOLE   0 0 1,949
UNITED PARCEL SERVICE INC CL B 911312106 1,567 8,605 SH   SOLE   0 0 8,605
UPSTART HLDGS INC COM 91680M107 786 2,485 SH   SOLE   0 0 2,485
VANGUARD INDEX FDS GROWTH ETF 922908736 345 1,188 SH   SOLE   0 0 1,188
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,465 14,398 SH   SOLE   0 0 14,398
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 838 2,124 SH   SOLE   0 0 2,124
VANGUARD INDEX FDS TOTAL STK MKT 922908769 291 1,312 SH   SOLE   0 0 1,312
VANGUARD INDEX FDS VALUE ETF 922908744 255 1,885 SH   SOLE   0 0 1,885
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 525 3,421 SH   SOLE   0 0 3,421
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 278 2,692 SH   SOLE   0 0 2,692
VANGUARD WORLD FDS INF TECH ETF 92204A702 518 1,291 SH   SOLE   0 0 1,291
VERIZON COMMUNICATIONS INC COM 92343V104 435 8,051 SH   SOLE   0 0 8,051
VISA INC COM CL A 92826C839 422 1,892 SH   SOLE   0 0 1,892
WALKER & DUNLOP INC COM 93148P102 424 3,736 SH   SOLE   0 0 3,736
WALMART INC COM 931142103 305 2,188 SH   SOLE   0 0 2,188
WISDOMTREE TR EM EX ST-OWNED 97717X578 8,017 214,811 SH   SOLE   0 167 214,644
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 416 807 SH   SOLE   0 0 807