The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 701 6,499 SH   SOLE   0 0 6,499
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,832 5,727 SH   SOLE   0 0 5,727
AERPIO PHARMACEUTICALS INC COM 00810B105 22 10,219 SH   SOLE   0 0 10,219
AIR TRANSPORT SERVICES GRP I COM 00922R105 425 16,465 SH   SOLE   0 0 16,465
AKOUSTIS TECHNOLOGIES INC COM 00973N102 184 19,000 SH   SOLE   0 0 19,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 760 5,136 SH   SOLE   0 0 5,136
ALPHABET INC CAP STK CL C 02079K107 493 185 SH   SOLE   0 0 185
ALPHABET INC CAP STK CL A 02079K305 866 324 SH   SOLE   0 0 324
ALTRIA GROUP INC COM 02209S103 257 5,650 SH   SOLE   0 0 5,650
AMAZON COM INC COM 023135106 1,686 513 SH   SOLE   0 0 513
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2,888 44,767 SH   SOLE   44,767 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,358 21,024 SH   SOLE   21,024 0 0
AMERICAN CENTY ETF TR US ML CP VALU 025072877 151,552 2,004,387 SH   SOLE   2,004,387 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104 218 1,736 SH   SOLE   0 0 1,736
ANNALY CAPITAL MANAGEMENT IN COM 035710409 118 14,000 SH   SOLE   0 0 14,000
APPLE INC COM 037833100 8,236 58,208 SH   SOLE   0 0 58,208
AUTOZONE INC COM 053332102 516 304 SH   SOLE   0 0 304
BERKSHIRE HATHAWAY INC DEL CL A 084670702 2,468 6 SH   SOLE   0 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,914 7,013 SH   SOLE   0 0 7,013
BRISTOL-MYERS SQUIBB CO COM 110122108 225 3,799 SH   SOLE   0 0 3,799
CINCINNATI FINL CORP COM 172062101 12,024 105,274 SH   SOLE   0 0 105,274
CINTAS CORP COM 172908105 389 1,021 SH   SOLE   0 0 1,021
COINBASE GLOBAL INC COM CL A 19260Q107 227 1,000 SH   SOLE   0 0 1,000
COMCAST CORP NEW CL A 20030N101 850 15,190 SH   SOLE   0 0 15,190
COSTCO WHSL CORP NEW COM 22160K105 326 725 SH   SOLE   0 0 725
CVS HEALTH CORP COM 126650100 3,791 44,670 SH   SOLE   0 0 44,670
DIGITALOCEAN HLDGS INC COM 25402D102 310 3,995 SH   SOLE   0 0 3,995
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,620 34,343 SH   SOLE   34,343 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 87,191 1,963,763 SH   SOLE   1,963,763 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 12,472 481,911 SH   SOLE   481,911 0 0
DISNEY WALT CO COM 254687106 215 1,270 SH   SOLE   0 0 1,270
EXXON MOBIL CORP COM 30231G102 227 3,859 SH   SOLE   0 0 3,859
FACEBOOK INC CL A 30303M102 3,635 10,711 SH   SOLE   0 0 10,711
FIFTH THIRD BANCORP COM 316773100 411 9,675 SH   SOLE   0 0 9,675
FIRST FINL BANCORP OH COM 320209109 213 9,099 SH   SOLE   0 0 9,099
FRANKLIN STR PPTYS CORP COM 35471R106 349 75,218 SH   SOLE   0 0 75,218
GENERAL ELECTRIC COM 369604103 405 3,934 SH   SOLE   0 0 3,934
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 435 5,062 SH   SOLE   5,062 0 0
HOME DEPOT INC COM 437076102 663 2,019 SH   SOLE   0 0 2,019
I SHARES TR CORE S&P500 ETF 464287200 217,565 505,001 SH   SOLE   505,001 0 0
I SHARES TR MSCI EAFE INDEX 464287465 1,717 22,016 SH   SOLE   22,016 0 0
I SHARES TR MSCI EMG MKT ETF 464287234 1,726 34,260 SH   SOLE   34,260 0 0
I SHARES TR RUS 1000 GRW ETF 464287614 7,116 25,969 SH   SOLE   25,969 0 0
I SHARES TR RUSSELL 3000 464287689 17,486 68,615 SH   SOLE   68,615 0 0
I SHARES TR RUSSELL MCP GR 464287481 24,471 218,357 SH   SOLE   218,357 0 0
INTEL CORP COM 458140100 402 7,546 SH   SOLE   0 0 7,546
INTERNATIONAL BUSINESS MACHS COM 459200101 248 1,787 SH   SOLE   0 0 1,787
INVESCO QQQ TR UNIT SER 1 46090E103 935 2,612 SH   SOLE   2,612 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,614 26,129 SH   SOLE   26,129 0 0
ISHARES INC MSCI EMRG CHN 46434G764 402 6,626 SH   SOLE   6,626 0 0
ISHARES TR CORE MSCI EAFE 46432F842 92,988 1,252,359 SH   SOLE   1,252,359 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,142 8,143 SH   SOLE   8,143 0 0
ISHARES TR CORE S&P SCP ETF 464287804 855 7,826 SH   SOLE   7,826 0 0
ISHARES TR CORE S&P TTL STK 464287150 41,424 421,060 SH   SOLE   421,060 0 0
ISHARES TR CORE US AGGBD ET 464287226 319 2,776 SH   SOLE   2,776 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,189 25,413 SH   SOLE   25,413 0 0
ISHARES TR NATIONAL MUN ETF 464288414 578 4,976 SH   SOLE   4,976 0 0
ISHARES TR RUS 1000 ETF 464287622 1,051 4,350 SH   SOLE   4,350 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 607 3,881 SH   SOLE   3,881 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 267 1,219 SH   SOLE   1,219 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 308 1,925 SH   SOLE   1,925 0 0
ISHARES TR RUS MDCP VAL ETF 464287499 399 5,103 SH   SOLE   5,103 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 600 5,299 SH   SOLE   5,299 0 0
ISHARES TR S&P 100 ETF 464287101 651 3,298 SH   SOLE   3,298 0 0
ISHARES TR S&P 500 VAL ETF 464287408 444 3,050 SH   SOLE   3,050 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 876 11,848 SH   SOLE   11,848 0 0
ISHARES TR S&P MC 400GR ETF 464287606 682 8,609 SH   SOLE   8,609 0 0
ISHARES TR TRS FLT RT BD 46434V860 392 7,803 SH   SOLE   7,803 0 0
JOHNSON & JOHNSON COM 478160104 431 2,669 SH   SOLE   0 0 2,669
JPMORGAN CHASE & CO COM 46625H100 386 2,356 SH   SOLE   0 0 2,356
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 667 36,700 SH   SOLE   0 0 36,700
KINDER MORGAN INC DEL COM 49456B101 456 27,234 SH   SOLE   0 0 27,234
KROGER CO COM 501044101 509 12,588 SH   SOLE   0 0 12,588
LOCKHEED MARTIN CORP COM 539830109 340 984 SH   SOLE   0 0 984
MERCK & CO. INC COM 58933Y105 315 4,189 SH   SOLE   0 0 4,189
MICROSOFT CORP COM 594918104 1,843 6,538 SH   SOLE   0 0 6,538
MICROSTRATEGY INC CL A NEW 594972408 289 500 SH   SOLE   0 0 500
NETFLIX INC COM 64110L106 450 737 SH   SOLE   0 0 737
NVIDIA CORPORATION COM 67066G104 447 2,156 SH   SOLE   0 0 2,156
PEPSICO INC COM 713448108 909 6,046 SH   SOLE   0 0 6,046
PIERIS PHARMACEUTICALS INC COM 720795103 52 10,000 SH   SOLE   0 0 10,000
PNC FINL SVCS GROUP INC COM 693475105 524 2,679 SH   SOLE   0 0 2,679
PROCTER & GAMBLE CO COM 742718109 36,780 263,087 SH   SOLE   0 0 263,087
RPM INTL INC COM 749685103 363 4,671 SH   SOLE   0 0 4,671
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 43,658 1,128,110 SH   SOLE   1,128,110 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 22,198 213,733 SH   SOLE   213,733 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,697 37,152 SH   SOLE   37,152 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 248 3,000 SH   SOLE   0 0 3,000
SMUCKER J M CO COM NEW 832696405 288 2,403 SH   SOLE   0 0 2,403
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 3,217 9,510 SH   SOLE   9,510 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,480 10,439 SH   SOLE   10,439 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 777 1,615 SH   SOLE   1,615 0 0
SPDR SER TR S&P BK ETF 78464A797 1,692 31,977 SH   SOLE   31,977 0 0
SPDR SER TR S&P DIVID ETF 78464A763 216 1,835 SH   SOLE   1,835 0 0
SQUARE INC CL A 852234103 744 3,100 SH   SOLE   0 0 3,100
TESLA INC COM 88160R101 803 1,036 SH   SOLE   0 0 1,036
UNION PAC CORP COM 907818108 211 1,076 SH   SOLE   0 0 1,076
US BANCORP DEL COM NEW 902973304 2,448 41,179 SH   SOLE   0 0 41,179
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,031 35,000 SH   SOLE   35,000 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 969 5,440 SH   SOLE   5,440 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 161,319 1,968,741 SH   SOLE   1,968,741 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,282 36,690 SH   SOLE   36,690 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 994 11,638 SH   SOLE   11,638 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 379 2,077 SH   SOLE   2,077 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 124,234 428,143 SH   SOLE   428,143 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 424 2,111 SH   SOLE   2,111 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,196 9,274 SH   SOLE   9,274 0 0
VANGUARD INDEX FDS MID CAP GRW ETF 922908538 191,758 811,502 SH   SOLE   811,502 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,101 7,887 SH   SOLE   7,887 0 0
VANGUARD INDEX FDS REIT ETF 922908553 16,015 157,354 SH   SOLE   157,354 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,974 15,148 SH   SOLE   15,148 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,247 13,277 SH   SOLE   13,277 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,565 7,157 SH   SOLE   7,157 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769 361,771 1,629,158 SH   SOLE   1,629,158 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 478 3,532 SH   SOLE   3,532 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,250 84,988 SH   SOLE   84,988 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,845 46,668 SH   SOLE   46,668 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,399 42,600 SH   SOLE   42,600 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 386 3,791 SH   SOLE   3,791 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,075 11,386 SH   SOLE   11,386 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 686 8,320 SH   SOLE   8,320 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 376 2,447 SH   SOLE   2,447 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,786 44,034 SH   SOLE   44,034 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 243,968 4,831,998 SH   SOLE   4,831,998 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 803 2,000 SH   SOLE   2,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 252 4,662 SH   SOLE   0 0 4,662
VISA INC COM CL A 92826C839 580 2,603 SH   SOLE   0 0 2,603
WALGREENS BOOTS ALLIANCE INC COM 931427108 465 9,878 SH   SOLE   0 0 9,878
WALMART INC COM 931142103 459 3,295 SH   SOLE   0 0 3,295
WESBANCO INC COM 950810101 1,140 33,443 SH   SOLE   0 0 33,443
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,497 81,000 SH   SOLE   81,000 0 0