The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 299 1,073 SH   OTR 0 0 0 1,073
ISHARES TR CORE S&P MCP ETF 464287507 5,400 19,372 SH   SOLE 0 0 0 19,372
ISHARES TR CORE S&P SCP ETF 464287804 114 1,008 SH   OTR 0 0 0 1,008
ISHARES TR CORE S&P SCP ETF 464287804 2,207 19,461 SH   SOLE 0 0 0 19,461
ISHARES TR CORE S&P500 ETF 464287200 855 1,880 SH   OTR 0 0 0 1,880
ISHARES TR CORE S&P500 ETF 464287200 13,237 29,099 SH   SOLE 0 0 0 29,099
ISHARES TR RUS 1000 ETF 464287622 2,870 11,225 SH   SOLE 0 0 0 11,225
ADOBE SYSTEMS INCORPORATED COM 00724F101 402 624 SH   SOLE 0 0 0 624
AMAZON COM INC COM 023135106 937 281 SH   OTR 0 0 0 281
AMAZON COM INC COM 023135106 37,912 11,366 SH   SOLE 0 0 0 11,366
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 51 177 SH   OTR 0 0 0 177
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 982 3,396 SH   SOLE 0 0 0 3,396
ERICSSON ADR B SEK 10 294821608 1,623 140,189 SH   SOLE 0 0 0 140,189
REALTY INCOME CORP COM 756109104 788 10,984 SH   SOLE 0 0 0 10,984
INTEL CORP COM 458140100 887 17,938 SH   SOLE 0 0 0 17,938
NOKIA CORP SPONSORED ADR 654902204 1,083 184,103 SH   SOLE 0 0 0 184,103
QUALCOMM INC COM 747525103 224 1,700 SH   SOLE 0 0 0 1,700
DISNEY WALT CO COM 254687106 152 900 SH   OTR 0 0 0 900
DISNEY WALT CO COM 254687106 209 1,231 SH   SOLE 0 0 0 1,231
JOHNSON & JOHNSON COM 478160104 917 5,601 SH   SOLE 0 0 0 5,601
MICROSOFT CORP COM 594918104 487 1,576 SH   OTR 0 0 0 1,576
MICROSOFT CORP COM 594918104 31,359 101,432 SH   SOLE 0 0 0 101,432
PEPSICO INC COM 713448108 209 1,309 SH   SOLE 0 0 0 1,309
ISHARES TR U.S. FIN SVC ETF 464287770 811 3,990 SH   SOLE 0 0 0 3,990
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 413 2,517 SH   OTR 0 0 0 2,517
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,524 33,688 SH   SOLE 0 0 0 33,688
BK OF AMERICA CORP COM 060505104 648 13,625 SH   SOLE 0 0 0 13,625
ANALOG DEVICES INC COM 032654105 928 5,200 SH   SOLE 0 0 0 5,200
AUTOMATIC DATA PROCESSING IN COM 053015103 452 2,077 SH   SOLE 0 0 0 2,077
EXXON MOBIL CORP COM 30231G102 32 514 SH   OTR 0 0 0 514
EXXON MOBIL CORP COM 30231G102 294 4,663 SH   SOLE 0 0 0 4,663
WALMART INC COM 931142103 582 3,925 SH   SOLE 0 0 0 3,925
TEXAS INSTRS INC COM 882508104 626 3,146 SH   SOLE 0 0 0 3,146
COSTCO WHSL CORP NEW COM 22160K105 771 1,600 SH   SOLE 0 0 0 1,600
LILLY ELI & CO COM 532457108 884 3,626 SH   SOLE 0 0 0 3,626
DOMINION ENERGY INC COM 25746U109 234 3,031 SH   SOLE 0 0 0 3,031
MERCK & CO INC COM 58933Y105 19 233 SH   OTR 0 0 0 233
MERCK & CO INC COM 58933Y105 452 5,567 SH   SOLE 0 0 0 5,567
MORGAN STANLEY COM NEW 617446448 803 7,890 SH   SOLE 0 0 0 7,890
FULTON FINL CORP PA COM 360271100 513 30,508 SH   SOLE 0 0 0 30,508
JPMORGAN CHASE & CO COM 46625H100 252 1,465 SH   OTR 0 0 0 1,465
JPMORGAN CHASE & CO COM 46625H100 203 1,183 SH   SOLE 0 0 0 1,183
UNITEDHEALTH GROUP INC COM 91324P102 1,196 2,662 SH   SOLE 0 0 0 2,662
RAYTHEON TECHNOLOGIES CORP COM 75513E101 688 7,488 SH   SOLE 0 0 0 7,488
VANGUARD INDEX FDS TOTAL STK MKT 922908769 943 4,024 SH   SOLE 0 0 0 4,024
NEXTERA ENERGY INC COM 65339F101 1,052 12,463 SH   SOLE 0 0 0 12,463
APPLE INC COM 037833100 2,547 17,132 SH   OTR 0 0 0 17,132
APPLE INC COM 037833100 30,928 208,006 SH   SOLE 0 0 0 208,006
AMERICAN AIRLS GROUP INC COM 02376R102 278 14,507 SH   SOLE 0 0 0 14,507
ISHARES TR ISHARES SEMICDTR 464287523 108 233 SH   OTR 0 0 0 233
ISHARES TR ISHARES SEMICDTR 464287523 5,373 11,631 SH   SOLE 0 0 0 11,631
CANADIAN PAC RY LTD COM 13645T100 25 325 SH   OTR 0 0 0 325
CANADIAN PAC RY LTD COM 13645T100 408 5,362 SH   SOLE 0 0 0 5,362
GENERAL DYNAMICS CORP COM 369550108 296 1,413 SH   SOLE 0 0 0 1,413
AVERY DENNISON CORP COM 053611109 299 1,375 SH   SOLE 0 0 0 1,375
NVIDIA CORPORATION COM 67066G104 1,204 5,300 SH   SOLE 0 0 0 5,300
ENTERPRISE PRODS PARTNERS L COM 293792107 99 4,066 SH   OTR 0 0 0 4,066
ENTERPRISE PRODS PARTNERS L COM 293792107 1,280 52,384 SH   SOLE 0 0 0 52,384
ALPHABET INC CAP STK CL A 02079K305 74 27 SH   OTR 0 0 0 27
ALPHABET INC CAP STK CL A 02079K305 3,434 1,248 SH   SOLE 0 0 0 1,248
SPDR GOLD TR GOLD SHS 78463V107 22 130 SH   OTR 0 0 0 130
SPDR GOLD TR GOLD SHS 78463V107 186 1,110 SH   SOLE 0 0 0 1,110
CHENIERE ENERGY INC COM NEW 16411R208 238 2,260 SH   OTR 0 0 0 2,260
VANGUARD INDEX FDS SMALL CP ETF 922908751 45 196 SH   OTR 0 0 0 196
VANGUARD INDEX FDS SMALL CP ETF 922908751 546 2,371 SH   SOLE 0 0 0 2,371
VANGUARD INDEX FDS GROWTH ETF 922908736 417 1,362 SH   OTR 0 0 0 1,362
VANGUARD INDEX FDS GROWTH ETF 922908736 7,656 24,985 SH   SOLE 0 0 0 24,985
VULCAN MATLS CO COM 929160109 681 3,680 SH   OTR 0 0 0 3,680
VULCAN MATLS CO COM 929160109 3,734 20,164 SH   SOLE 0 0 0 20,164
AMERIPRISE FINL INC COM 03076C106 585 1,961 SH   SOLE 0 0 0 1,961
CENTENE CORP DEL COM 15135B101 1,008 14,564 SH   OTR 0 0 0 14,564
CENTENE CORP DEL COM 15135B101 1,494 21,574 SH   SOLE 0 0 0 21,574
CHIPOTLE MEXICAN GRILL INC COM 169656105 348 194 SH   SOLE 0 0 0 194
THERMO FISHER SCIENTIFIC INC COM 883556102 453 740 SH   OTR 0 0 0 740
THERMO FISHER SCIENTIFIC INC COM 883556102 1,010 1,651 SH   SOLE 0 0 0 1,651
SALESFORCE COM INC COM 79466L302 28 97 SH   OTR 0 0 0 97
SALESFORCE COM INC COM 79466L302 1,910 6,530 SH   SOLE 0 0 0 6,530
SIGNATURE BK NEW YORK N Y COM 82669G104 711 2,253 SH   SOLE 0 0 0 2,253
CITIZENS & NORTHN CORP COM 172922106 3,292 128,497 SH   SOLE 0 0 0 128,497
SPDR SER TR S&P REGL BKG 78464A698 651 8,946 SH   SOLE 0 0 0 8,946
SPDR SER TR S&P BK ETF 78464A797 480 8,425 SH   SOLE 0 0 0 8,425
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 732 38,769 SH   SOLE 0 0 0 38,769
ERIE INDTY CO CL A 29530P102 516 2,550 SH   SOLE 0 0 0 2,550
ISHARES TR MSCI KLD400 SOC 464288570 695 7,834 SH   SOLE 0 0 0 7,834
DISCOVER FINL SVCS COM 254709108 428 3,416 SH   SOLE 0 0 0 3,416
BLACKSTONE INC COM 09260D107 273 1,987 SH   SOLE 0 0 0 1,987
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,242 11,298 SH   SOLE 0 0 0 11,298
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 343 3,277 SH   SOLE 0 0 0 3,277
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 428 2,729 SH   SOLE 0 0 0 2,729
LPL FINL HLDGS INC COM 50212V100 275 1,572 SH   SOLE 0 0 0 1,572
SHOPIFY INC CL A 82509L107 302 212 SH   SOLE 0 0 0 212
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 797 9,819 SH   SOLE 0 0 0 9,819
FIRST TR EXCHANGE TRADED FD AUTO INDEX FD 33734X309 224 3,567 SH   SOLE 0 0 0 3,567
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 168 2,149 SH   OTR 0 0 0 2,149
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,823 87,475 SH   SOLE 0 0 0 87,475
ISHARES INC MSCI GBL MIN VOL 464286525 222 2,092 SH   SOLE 0 0 0 2,092
FACEBOOK INC CL A 30303M102 2,407 7,414 SH   SOLE 0 0 0 7,414
TWITTER INC COM 90184L102 862 13,854 SH   SOLE 0 0 0 13,854
AMBEV SA SPONSORED ADR 02319V103 62 23,808 SH   SOLE 0 0 0 23,808
ALPHABET INC CAP STK CL C 02079K107 3,588 1,294 SH   SOLE 0 0 0 1,294
SYNCHRONY FINANCIAL COM 87165B103 783 15,909 SH   SOLE 0 0 0 15,909
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 267 1,503 SH   SOLE 0 0 0 1,503
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 49 976 SH   OTR 0 0 0 976
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 441 8,718 SH   SOLE 0 0 0 8,718
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 43 842 SH   OTR 0 0 0 842
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 1,695 33,203 SH   SOLE 0 0 0 33,203
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 453 12,016 SH   SOLE 0 0 0 12,016
DOW INC COM 260557103 207 3,540 SH   SOLE 0 0 0 3,540
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 62 990 SH   OTR 0 0 0 990
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 4,680 74,527 SH   SOLE 0 0 0 74,527
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 49 788 SH   OTR 0 0 0 788
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 1,403 22,611 SH   SOLE 0 0 0 22,611
WHEELS UP EXPERIENCE INC COM CL A 96328L106 118 16,678 SH   SOLE 0 0 0 16,678
23ANDME HOLDING CO CLASS A COM 90138Q108 169 15,540 SH   SOLE 0 0 0 15,540