The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 341 1,945 SH   SOLE   1,945 0 0
3M COM 88579Y101 56 321 SH   DFND 13 0 321 0
3M COM 88579Y101 517 2,945 SH   DFND 1 0 2,945 0
3M COM 88579Y101 44 250 SH   DFND 6 0 250 0
3M COM 88579Y101 407 2,320 SH   DFND 5 0 2,320 0
3M COM 88579Y101 48 275 SH   DFND 12 0 275 0
ABBOTT LABS COM 002824100 1,771 14,994 SH   SOLE   14,994 0 0
ABBOTT LABS COM 002824100 1,019 8,629 SH   DFND 13 0 8,629 0
ABBOTT LABS COM 002824100 4,608 39,012 SH   DFND 5 0 39,012 0
ABBOTT LABS COM 002824100 3,059 25,895 SH   DFND 1 0 25,895 0
ABBOTT LABS COM 002824100 1,093 9,250 SH   DFND 12 0 9,250 0
ABBOTT LABS COM 002824100 11 90 SH   DFND 6 0 90 0
ABBVIE COM 00287Y109 290 2,693 SH   SOLE   2,693 0 0
ABBVIE COM 00287Y109 283 2,627 SH   DFND 13 0 2,627 0
ABBVIE COM 00287Y109 1,078 9,990 SH   DFND 1 0 9,990 0
ABBVIE COM 00287Y109 518 4,800 SH   DFND 12 0 4,800 0
ABBVIE COM 00287Y109 9 80 SH   DFND 5 0 80 0
ABBVIE COM 00287Y109 8 75 SH   DFND 6 0 75 0
AIR PRODUCTS & CHEM COM 009158106 282 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305 2,227 833 SH   SOLE   833 0 0
ALPHABET INC CL A COM 02079K305 954 357 SH   DFND 13 0 357 0
ALPHABET INC CL A COM 02079K305 6,130 2,293 SH   DFND 5 0 2,293 0
ALPHABET INC CL A COM 02079K305 4,526 1,693 SH   DFND 1 0 1,693 0
ALPHABET INC CL A COM 02079K305 1,048 392 SH   DFND 12 0 392 0
ALPHABET INC CL A COM 02079K305 53 20 SH   DFND 6 0 20 0
ALPHABET INC CL C COM 02079K107 320 120 SH   DFND 1 0 120 0
AMAZON.COM COM 023135106 1,215 370 SH   SOLE   370 0 0
AMAZON.COM COM 023135106 470 143 SH   DFND 13 0 143 0
AMAZON.COM COM 023135106 3,150 959 SH   DFND 5 0 959 0
AMAZON.COM COM 023135106 2,927 891 SH   DFND 1 0 891 0
AMAZON.COM COM 023135106 329 100 SH   DFND 12 0 100 0
AMAZON.COM COM 023135106 10 3 SH   DFND 6 0 3 0
AMGEN INC COM 031162100 175 825 SH   SOLE   825 0 0
AMGEN INC COM 031162100 16 75 SH   DFND 13 0 75 0
AMGEN INC COM 031162100 48 225 SH   DFND 1 0 225 0
ANALOG DEVICES COM 032654105 1,792 10,699 SH   SOLE   10,699 0 0
ANALOG DEVICES COM 032654105 852 5,088 SH   DFND 13 0 5,088 0
ANALOG DEVICES COM 032654105 4,405 26,299 SH   DFND 5 0 26,299 0
ANALOG DEVICES COM 032654105 2,771 16,545 SH   DFND 1 0 16,545 0
ANALOG DEVICES COM 032654105 402 2,400 SH   DFND 12 0 2,400 0
ANALOG DEVICES COM 032654105 24 145 SH   DFND 6 0 145 0
APPLE INC COM 037833100 2,241 15,837 SH   SOLE   15,837 0 0
APPLE INC COM 037833100 941 6,648 SH   DFND 13 0 6,648 0
APPLE INC COM 037833100 6,528 46,131 SH   DFND 5 0 46,131 0
APPLE INC COM 037833100 13,195 93,250 SH   DFND 1 0 93,250 0
APPLE INC COM 037833100 1,033 7,300 SH   DFND 12 0 7,300 0
APPLE INC COM 037833100 68 480 SH   DFND 6 0 480 0
APTARGROUP COM 038336103 1,331 11,155 SH   SOLE   11,155 0 0
APTARGROUP COM 038336103 448 3,752 SH   DFND 13 0 3,752 0
APTARGROUP COM 038336103 3,456 28,955 SH   DFND 5 0 28,955 0
APTARGROUP COM 038336103 2,105 17,640 SH   DFND 1 0 17,640 0
APTARGROUP COM 038336103 394 3,300 SH   DFND 12 0 3,300 0
APTARGROUP COM 038336103 11 95 SH   DFND 6 0 95 0
APTIV PLC COM G6095L109 45 300 SH   SOLE   300 0 0
APTIV PLC COM G6095L109 244 1,640 SH   DFND 5 0 1,640 0
APTIV PLC COM G6095L109 81 545 SH   DFND 1 0 545 0
APTIV PLC COM G6095L109 13 90 SH   DFND 13 0 90 0
AUTOMATIC DATA PROCESSING COM 053015103 1,798 8,996 SH   SOLE   8,996 0 0
AUTOMATIC DATA PROCESSING COM 053015103 787 3,937 SH   DFND 13 0 3,937 0
AUTOMATIC DATA PROCESSING COM 053015103 4,926 24,640 SH   DFND 5 0 24,640 0
AUTOMATIC DATA PROCESSING COM 053015103 3,563 17,820 SH   DFND 1 0 17,820 0
AUTOMATIC DATA PROCESSING COM 053015103 955 4,775 SH   DFND 12 0 4,775 0
AUTOMATIC DATA PROCESSING COM 053015103 26 130 SH   DFND 6 0 130 0
BANK OF AMERICA COM 060505104 1,276 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109 1,047 4,260 SH   SOLE   4,260 0 0
BECTON DICKINSON COM 075887109 420 1,710 SH   DFND 13 0 1,710 0
BECTON DICKINSON COM 075887109 2,232 9,080 SH   DFND 5 0 9,080 0
BECTON DICKINSON COM 075887109 1,420 5,775 SH   DFND 1 0 5,775 0
BECTON DICKINSON COM 075887109 295 1,200 SH   DFND 12 0 1,200 0
BECTON DICKINSON COM 075887109 5 20 SH   DFND 6 0 20 0
BERKSHIRE HATHAWAY CL B COM 084670702 170 623 SH   SOLE   623 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 394 1,445 SH   DFND 1 0 1,445 0
BERKSHIRE HATHAWAY CL B COM 084670702 341 1,250 SH   DFND 12 0 1,250 0
CANADIAN NATL RAILWAY COM 136375102 1,803 15,590 SH   SOLE   15,590 0 0
CANADIAN NATL RAILWAY COM 136375102 740 6,398 SH   DFND 13 0 6,398 0
CANADIAN NATL RAILWAY COM 136375102 4,433 38,330 SH   DFND 5 0 38,330 0
CANADIAN NATL RAILWAY COM 136375102 2,707 23,410 SH   DFND 1 0 23,410 0
CANADIAN NATL RAILWAY COM 136375102 902 7,800 SH   DFND 12 0 7,800 0
CANADIAN NATL RAILWAY COM 136375102 98 850 SH   DFND 6 0 850 0
CHEVRON COM 166764100 571 5,630 SH   SOLE   5,630 0 0
CHEVRON COM 166764100 150 1,475 SH   DFND 13 0 1,475 0
CHEVRON COM 166764100 1,231 12,130 SH   DFND 5 0 12,130 0
CHEVRON COM 166764100 677 6,675 SH   DFND 1 0 6,675 0
CHEVRON COM 166764100 441 4,350 SH   DFND 12 0 4,350 0
CHURCH & DWIGHT COM 171340102 50 600 SH   SOLE   600 0 0
CHURCH & DWIGHT COM 171340102 167 2,025 SH   DFND 1 0 2,025 0
CISCO SYS INC COM 17275R102 109 2,000 SH   SOLE   2,000 0 0
CISCO SYS INC COM 17275R102 98 1,800 SH   DFND 13 0 1,800 0
CISCO SYS INC COM 17275R102 8 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 245 4,500 SH   DFND 12 0 4,500 0
CISCO SYS INC COM 17275R102 109 2,000 SH   DFND 5 0 2,000 0
CISCO SYS INC COM 17275R102 14 250 SH   DFND 1 0 250 0
COCA COLA COM 191216100 102 1,950 SH   SOLE   1,950 0 0
COCA COLA COM 191216100 163 3,100 SH   DFND 1 0 3,100 0
COCA COLA COM 191216100 81 1,550 SH   DFND 12 0 1,550 0
COCA COLA COM 191216100 94 1,800 SH   DFND 5 0 1,800 0
CVS HEALTH COM 126650100 608 7,162 SH   SOLE   7,162 0 0
CVS HEALTH COM 126650100 531 6,254 SH   DFND 13 0 6,254 0
CVS HEALTH COM 126650100 2,165 25,510 SH   DFND 5 0 25,510 0
CVS HEALTH COM 126650100 862 10,162 SH   DFND 1 0 10,162 0
CVS HEALTH COM 126650100 14 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 149 1,750 SH   DFND 12 0 1,750 0
DANAHER CORP COM 235851102 2,041 6,705 SH   SOLE   6,705 0 0
DANAHER CORP COM 235851102 900 2,955 SH   DFND 13 0 2,955 0
DANAHER CORP COM 235851102 5,358 17,600 SH   DFND 5 0 17,600 0
DANAHER CORP COM 235851102 2,593 8,517 SH   DFND 1 0 8,517 0
DANAHER CORP COM 235851102 548 1,800 SH   DFND 12 0 1,800 0
DANAHER CORP COM 235851102 12 40 SH   DFND 6 0 40 0
DEERE & CO COM 244199105 33 97 SH   SOLE   97 0 0
DEERE & CO COM 244199105 729 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 2,136 6,375 SH   DFND 5 0 6,375 0
DEERE & CO COM 244199105 235 700 SH   DFND 12 0 700 0
DEERE & CO COM 244199105 23 70 SH   DFND 13 0 70 0
DISNEY COM 254687106 1,338 7,910 SH   SOLE   7,910 0 0
DISNEY COM 254687106 520 3,075 SH   DFND 13 0 3,075 0
DISNEY COM 254687106 3,293 19,465 SH   DFND 5 0 19,465 0
DISNEY COM 254687106 2,037 12,040 SH   DFND 1 0 12,040 0
DISNEY COM 254687106 541 3,200 SH   DFND 12 0 3,200 0
DISNEY COM 254687106 7 40 SH   DFND 6 0 40 0
EDWARDS LIFESCIENCES COM 28176E108 147 1,300 SH   SOLE   1,300 0 0
EDWARDS LIFESCIENCES COM 28176E108 590 5,210 SH   DFND 5 0 5,210 0
EDWARDS LIFESCIENCES COM 28176E108 341 3,010 SH   DFND 1 0 3,010 0
EDWARDS LIFESCIENCES COM 28176E108 38 335 SH   DFND 13 0 335 0
EDWARDS LIFESCIENCES COM 28176E108 28 250 SH   DFND 12 0 250 0
EMERSON ELECTRIC COM 291011104 28 300 SH   SOLE   300 0 0
EMERSON ELECTRIC COM 291011104 170 1,800 SH   DFND 1 0 1,800 0
EMERSON ELECTRIC COM 291011104 235 2,500 SH   DFND 12 0 2,500 0
EMERSON ELECTRIC COM 291011104 97 1,030 SH   DFND 13 0 1,030 0
EMERSON ELECTRIC COM 291011104 33 350 SH   DFND 5 0 350 0
EXXON MOBIL COM 30231G102 254 4,325 SH   SOLE   4,325 0 0
EXXON MOBIL COM 30231G102 163 2,772 SH   DFND 13 0 2,772 0
EXXON MOBIL COM 30231G102 451 7,670 SH   DFND 1 0 7,670 0
EXXON MOBIL COM 30231G102 229 3,900 SH   DFND 5 0 3,900 0
EXXON MOBIL COM 30231G102 65 1,100 SH   DFND 12 0 1,100 0
EXXON MOBIL COM 30231G102 5 90 SH   DFND 6 0 90 0
FIDELITY NATL INFO SVCS COM 31620M106 377 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 1,331 12,265 SH   SOLE   12,265 0 0
FISERV COM 337738108 628 5,787 SH   DFND 13 0 5,787 0
FISERV COM 337738108 3,726 34,345 SH   DFND 5 0 34,345 0
FISERV COM 337738108 3,283 30,255 SH   DFND 1 0 30,255 0
FISERV COM 337738108 377 3,475 SH   DFND 12 0 3,475 0
FISERV COM 337738108 14 125 SH   DFND 6 0 125 0
GENERAL ELECTRIC COM 369604301 74 718 SH   SOLE   718 0 0
GENERAL ELECTRIC COM 369604301 128 1,246 SH   DFND 1 0 1,246 0
GENERAL ELECTRIC COM 369604301 50 488 SH   DFND 13 0 488 0
GENERAL ELECTRIC COM 369604301 23 225 SH   DFND 12 0 225 0
GENERAL MILLS COM 370334104 365 6,100 SH   DFND 1 0 6,100 0
GENERAL MILLS COM 370334104 18 300 SH   DFND 13 0 300 0
GENERAL MILLS COM 370334104 150 2,500 SH   DFND 5 0 2,500 0
GOLDMAN SACHS GROUP COM 38141G104 253 670 SH   DFND 1 0 670 0
HOME DEPOT COM 437076102 1,608 4,899 SH   SOLE   4,899 0 0
HOME DEPOT COM 437076102 659 2,007 SH   DFND 13 0 2,007 0
HOME DEPOT COM 437076102 4,499 13,705 SH   DFND 5 0 13,705 0
HOME DEPOT COM 437076102 2,982 9,085 SH   DFND 1 0 9,085 0
HOME DEPOT COM 437076102 804 2,450 SH   DFND 12 0 2,450 0
HOME DEPOT COM 437076102 71 215 SH   DFND 6 0 215 0
HONEYWELL INTL COM 438516106 326 1,536 SH   SOLE   1,536 0 0
HONEYWELL INTL COM 438516106 37 175 SH   DFND 13 0 175 0
HONEYWELL INTL COM 438516106 2,034 9,583 SH   DFND 5 0 9,583 0
HONEYWELL INTL COM 438516106 1,091 5,140 SH   DFND 1 0 5,140 0
ILLUMINA COM 452327109 643 1,585 SH   SOLE   1,585 0 0
ILLUMINA COM 452327109 327 806 SH   DFND 13 0 806 0
ILLUMINA COM 452327109 2,462 6,071 SH   DFND 5 0 6,071 0
ILLUMINA COM 452327109 264 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 825 2,033 SH   DFND 1 0 2,033 0
ILLUMINA COM 452327109 8 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 395 7,415 SH   SOLE   7,415 0 0
INTEL CORP COM 458140100 99 1,850 SH   DFND 13 0 1,850 0
INTEL CORP COM 458140100 637 11,950 SH   DFND 1 0 11,950 0
INTEL CORP COM 458140100 1,293 24,270 SH   DFND 5 0 24,270 0
INTEL CORP COM 458140100 261 4,900 SH   DFND 12 0 4,900 0
ISHARES S&P 500 COM 464287200 86 200 SH   SOLE   200 0 0
ISHARES S&P 500 COM 464287200 633 1,470 SH   DFND 13 0 1,470 0
JOHNSON & JOHNSON COM 478160104 1,793 11,103 SH   SOLE   11,103 0 0
JOHNSON & JOHNSON COM 478160104 831 5,148 SH   DFND 13 0 5,148 0
JOHNSON & JOHNSON COM 478160104 5,952 36,855 SH   DFND 5 0 36,855 0
JOHNSON & JOHNSON COM 478160104 2,684 16,619 SH   DFND 1 0 16,619 0
JOHNSON & JOHNSON COM 478160104 937 5,800 SH   DFND 12 0 5,800 0
JOHNSON & JOHNSON COM 478160104 10 65 SH   DFND 6 0 65 0
JPMORGAN CHASE COM 46625H100 6 37 SH   SOLE   37 0 0
JPMORGAN CHASE COM 46625H100 589 3,600 SH   DFND 1 0 3,600 0
KONINKLIJKE DSM NV COM 780249108 764 15,290 SH   SOLE   15,290 0 0
KONINKLIJKE DSM NV COM 780249108 282 5,650 SH   DFND 13 0 5,650 0
KONINKLIJKE DSM NV COM 780249108 2,017 40,365 SH   DFND 5 0 40,365 0
KONINKLIJKE DSM NV COM 780249108 1,025 20,515 SH   DFND 1 0 20,515 0
KONINKLIJKE DSM NV COM 780249108 196 3,925 SH   DFND 12 0 3,925 0
KONINKLIJKE DSM NV COM 780249108 8 170 SH   DFND 6 0 170 0
MASTERCARD COM 57636Q104 1,825 5,250 SH   SOLE   5,250 0 0
MASTERCARD COM 57636Q104 761 2,188 SH   DFND 13 0 2,188 0
MASTERCARD COM 57636Q104 4,850 13,949 SH   DFND 5 0 13,949 0
MASTERCARD COM 57636Q104 3,592 10,330 SH   DFND 1 0 10,330 0
MASTERCARD COM 57636Q104 781 2,245 SH   DFND 12 0 2,245 0
MASTERCARD COM 57636Q104 45 130 SH   DFND 6 0 130 0
MERCK COM 58933Y105 51 675 SH   SOLE   675 0 0
MERCK COM 58933Y105 23 300 SH   DFND 5 0 300 0
MERCK COM 58933Y105 53 700 SH   DFND 12 0 700 0
MERCK COM 58933Y105 188 2,500 SH   DFND 1 0 2,500 0
MICROSOFT CORP COM 594918104 2,001 7,098 SH   SOLE   7,098 0 0
MICROSOFT CORP COM 594918104 904 3,208 SH   DFND 13 0 3,208 0
MICROSOFT CORP COM 594918104 5,540 19,650 SH   DFND 5 0 19,650 0
MICROSOFT CORP COM 594918104 3,332 11,818 SH   DFND 1 0 11,818 0
MICROSOFT CORP COM 594918104 930 3,300 SH   DFND 12 0 3,300 0
MICROSOFT CORP COM 594918104 16 55 SH   DFND 6 0 55 0
NESTLE SA ADR COM 641069406 1,332 11,082 SH   SOLE   11,082 0 0
NESTLE SA ADR COM 641069406 601 4,998 SH   DFND 13 0 4,998 0
NESTLE SA ADR COM 641069406 4,125 34,318 SH   DFND 5 0 34,318 0
NESTLE SA ADR COM 641069406 2,323 19,325 SH   DFND 1 0 19,325 0
NESTLE SA ADR COM 641069406 787 6,550 SH   DFND 12 0 6,550 0
NESTLE SA ADR COM 641069406 40 335 SH   DFND 6 0 335 0
NIKE INC CLASS B COM 654106103 937 6,451 SH   SOLE   6,451 0 0
NIKE INC CLASS B COM 654106103 424 2,920 SH   DFND 13 0 2,920 0
NIKE INC CLASS B COM 654106103 2,454 16,896 SH   DFND 5 0 16,896 0
NIKE INC CLASS B COM 654106103 1,145 7,885 SH   DFND 1 0 7,885 0
NIKE INC CLASS B COM 654106103 261 1,800 SH   DFND 12 0 1,800 0
NIKE INC CLASS B COM 654106103 6 40 SH   DFND 6 0 40 0
NOVARTIS AG ADR COM 66987V109 885 10,822 SH   SOLE   10,822 0 0
NOVARTIS AG ADR COM 66987V109 2,303 28,160 SH   DFND 5 0 28,160 0
NOVARTIS AG ADR COM 66987V109 864 10,564 SH   DFND 1 0 10,564 0
NOVARTIS AG ADR COM 66987V109 229 2,800 SH   DFND 12 0 2,800 0
NOVARTIS AG ADR COM 66987V109 353 4,322 SH   DFND 13 0 4,322 0
NOVO NORDISK A S ADR COM 670100205 206 2,150 SH   SOLE   2,150 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 297 4,350 SH   SOLE   4,350 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,595 23,345 SH   DFND 5 0 23,345 0
NOVOZYMES A S DKK 2.0 COM B798FW902 307 4,495 SH   DFND 1 0 4,495 0
NOVOZYMES A S DKK 2.0 COM B798FW902 321 4,700 SH   DFND 12 0 4,700 0
NOVOZYMES A S DKK 2.0 COM B798FW902 68 1,000 SH   DFND 13 0 1,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 3 50 SH   DFND 6 0 50 0
NVIDIA CORP COM 67066G104 592 2,860 SH   SOLE   2,860 0 0
NVIDIA CORP COM 67066G104 133 640 SH   DFND 1 0 640 0
PAYPAL HOLDINGS COM 70450Y103 1,559 5,993 SH   SOLE   5,993 0 0
PAYPAL HOLDINGS COM 70450Y103 454 1,743 SH   DFND 13 0 1,743 0
PAYPAL HOLDINGS COM 70450Y103 3,668 14,095 SH   DFND 5 0 14,095 0
PAYPAL HOLDINGS COM 70450Y103 2,327 8,942 SH   DFND 1 0 8,942 0
PAYPAL HOLDINGS COM 70450Y103 377 1,450 SH   DFND 12 0 1,450 0
PAYPAL HOLDINGS COM 70450Y103 9 35 SH   DFND 6 0 35 0
PEPSICO COM 713448108 654 4,345 SH   SOLE   4,345 0 0
PEPSICO COM 713448108 1,925 12,800 SH   DFND 5 0 12,800 0
PEPSICO COM 713448108 1,779 11,830 SH   DFND 1 0 11,830 0
PEPSICO COM 713448108 23 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 218 1,452 SH   DFND 13 0 1,452 0
PEPSICO COM 713448108 120 800 SH   DFND 12 0 800 0
PROCTER & GAMBLE COM 742718109 1,800 12,875 SH   SOLE   12,875 0 0
PROCTER & GAMBLE COM 742718109 641 4,585 SH   DFND 13 0 4,585 0
PROCTER & GAMBLE COM 742718109 4,476 32,017 SH   DFND 5 0 32,017 0
PROCTER & GAMBLE COM 742718109 2,458 17,585 SH   DFND 1 0 17,585 0
PROCTER & GAMBLE COM 742718109 336 2,400 SH   DFND 12 0 2,400 0
PROCTER & GAMBLE COM 742718109 29 205 SH   DFND 6 0 205 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,337 15,555 SH   SOLE   15,555 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 508 5,915 SH   DFND 13 0 5,915 0
RAYTHEON TECHNOLOGIES COM 75513E101 3,368 39,180 SH   DFND 5 0 39,180 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,182 25,381 SH   DFND 1 0 25,381 0
RAYTHEON TECHNOLOGIES COM 75513E101 292 3,400 SH   DFND 12 0 3,400 0
RAYTHEON TECHNOLOGIES COM 75513E101 20 231 SH   DFND 6 0 231 0
ROCKWELL AUTOMATION COM 773903109 1,510 5,136 SH   SOLE   5,136 0 0
ROCKWELL AUTOMATION COM 773903109 507 1,725 SH   DFND 13 0 1,725 0
ROCKWELL AUTOMATION COM 773903109 4,390 14,930 SH   DFND 5 0 14,930 0
ROCKWELL AUTOMATION COM 773903109 2,615 8,892 SH   DFND 1 0 8,892 0
ROCKWELL AUTOMATION COM 773903109 206 700 SH   DFND 12 0 700 0
ROCKWELL AUTOMATION COM 773903109 85 290 SH   DFND 6 0 290 0
SNAP ON COM 833034101 261 1,250 SH   DFND 12 0 1,250 0
SPDR S&P 500 ETF COM 78462F103 215 500 SH   SOLE   500 0 0
SPDR S&P 500 ETF COM 78462F103 451 1,050 SH   DFND 12 0 1,050 0
SPDR S&P 500 ETF COM 78462F103 751 1,750 SH   DFND 5 0 1,750 0
STATE STREET COM 857477103 89 1,050 SH   SOLE   1,050 0 0
STATE STREET COM 857477103 97 1,150 SH   DFND 13 0 1,150 0
STATE STREET COM 857477103 119 1,400 SH   DFND 1 0 1,400 0
STRYKER CORP COM 863667101 277 1,050 SH   DFND 1 0 1,050 0
STRYKER CORP COM 863667101 45 172 SH   DFND 13 0 172 0
SYSCO COM 871829107 47 600 SH   SOLE   600 0 0
SYSCO COM 871829107 114 1,450 SH   DFND 1 0 1,450 0
SYSCO COM 871829107 314 4,000 SH   DFND 12 0 4,000 0
TESLA MOTORS COM 88160R101 620 800 SH   SOLE   800 0 0
TJX COS COM 872540109 878 13,301 SH   SOLE   13,301 0 0
TJX COS COM 872540109 404 6,130 SH   DFND 13 0 6,130 0
TJX COS COM 872540109 2,257 34,202 SH   DFND 5 0 34,202 0
TJX COS COM 872540109 1,146 17,375 SH   DFND 1 0 17,375 0
TJX COS COM 872540109 251 3,800 SH   DFND 12 0 3,800 0
TJX COS COM 872540109 5 80 SH   DFND 6 0 80 0
UNILEVER PLC NEW ADR COM 904767704 884 16,295 SH   SOLE   16,295 0 0
UNILEVER PLC NEW ADR COM 904767704 2,107 38,864 SH   DFND 5 0 38,864 0
UNILEVER PLC NEW ADR COM 904767704 860 15,860 SH   DFND 1 0 15,860 0
UNILEVER PLC NEW ADR COM 904767704 236 4,350 SH   DFND 12 0 4,350 0
UNILEVER PLC NEW ADR COM 904767704 18 325 SH   DFND 6 0 325 0
UNILEVER PLC NEW ADR COM 904767704 260 4,795 SH   DFND 13 0 4,795 0
UNION PACIFIC COM 907818108 168 855 SH   SOLE   855 0 0
UNION PACIFIC COM 907818108 39 200 SH   DFND 5 0 200 0
UNION PACIFIC COM 907818108 34 175 SH   DFND 13 0 175 0
UNION PACIFIC COM 907818108 38 195 SH   DFND 1 0 195 0
UNITED HEALTH GROUP COM 91324P102 785 2,010 SH   SOLE   2,010 0 0
UNITED HEALTH GROUP COM 91324P102 358 916 SH   DFND 13 0 916 0
UNITED HEALTH GROUP COM 91324P102 2,038 5,215 SH   DFND 5 0 5,215 0
UNITED HEALTH GROUP COM 91324P102 1,012 2,589 SH   DFND 1 0 2,589 0
UNITED HEALTH GROUP COM 91324P102 250 640 SH   DFND 12 0 640 0
UNITED HEALTH GROUP COM 91324P102 4 10 SH   DFND 6 0 10 0
US BANCORP COM 902973304 254 4,275 SH   DFND 1 0 4,275 0
VIACOMCBS ORD SHS CLASS B COM 92556H206 356 9,000 SH   DFND 1 0 9,000 0
WAL-MART STORES COM 931142103 56 400 SH   SOLE   400 0 0
WAL-MART STORES COM 931142103 153 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 307 2,200 SH   DFND 1 0 2,200 0
WAL-MART STORES COM 931142103 843 6,050 SH   DFND 5 0 6,050 0
XILINX COM 983919101 1,467 9,714 SH   SOLE   9,714 0 0
XILINX COM 983919101 589 3,903 SH   DFND 13 0 3,903 0
XILINX COM 983919101 4,512 29,885 SH   DFND 5 0 29,885 0
XILINX COM 983919101 2,039 13,505 SH   DFND 1 0 13,505 0
XILINX COM 983919101 445 2,950 SH   DFND 12 0 2,950 0
XILINX COM 983919101 11 70 SH   DFND 6 0 70 0
XYLEM INC COM 98419M100 919 7,433 SH   SOLE   7,433 0 0
XYLEM INC COM 98419M100 386 3,117 SH   DFND 13 0 3,117 0
XYLEM INC COM 98419M100 2,688 21,730 SH   DFND 5 0 21,730 0
XYLEM INC COM 98419M100 1,271 10,275 SH   DFND 1 0 10,275 0
XYLEM INC COM 98419M100 278 2,250 SH   DFND 12 0 2,250 0
XYLEM INC COM 98419M100 6 50 SH   DFND 6 0 50 0
FIDELITY 500 INDEX FUND FUND Equity Mutual Fu 315911750 246 1,642 SH   SOLE   1,642 0 0
FIDELITY NASDAQ COMPOSITE INDE Equity Mutual Fu 315912709 237 1,303 SH   SOLE   1,303 0 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,079 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 357 3,301 SH   DFND 12 0 3,301 0