The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alphabet Inc CAP STK CL C 02079K107 11,402 4,278 SH   SOLE   11,402 0 0
Avalara Inc COM 05338G106 7,178 41,070 SH   SOLE   7,178 0 0
Berkshire Hathaway Inc Del CL B NEW 084670702 4,046 14,825 SH   SOLE   4,046 0 0
Booking Holdings Inc COM 09857L108 68,064 28,672 SH   SOLE   68,064 0 0
Copart Inc COM 217204106 60,043 432,834 SH   SOLE   60,043 0 0
Costar Group Inc COM 22160N109 32,054 372,466 SH   SOLE   32,054 0 0
Credit Accep Corp Mich COM 225310101 44,405 75,867 SH   SOLE   44,405 0 0
D R Horton Inc COM 23331A109 52,556 625,894 SH   SOLE   52,556 0 0
Fastenal Co COM 311900104 47,154 913,651 SH   SOLE   47,154 0 0
First Rep Bk San Francisco C COM 33616C100 68,401 354,631 SH   SOLE   68,401 0 0
Graco Inc COM 384109104 12,251 175,085 SH   SOLE   12,251 0 0
Heico Corp New CL A 422806208 64,791 547,081 SH   SOLE   64,791 0 0
ISHARES TR MBS ETF 464288588 1,189 10,999 SH   SOLE   1,189 0 0
Landstar Sys Inc COM 515098101 16,547 104,845 SH   SOLE   16,547 0 0
Moodys Corp COM 615369105 35,800 100,813 SH   SOLE   35,800 0 0
MSCI Inc COM 55354G100 22,321 36,692 SH   SOLE   22,321 0 0
NVR Inc COM 62944T105 66,125 13,793 SH   SOLE   66,125 0 0
Oceanfirst Finl Corp COM 675234108 352 16,434 SH   SOLE   352 0 0
Old Dominion Freight Line In COM 679580100 49,421 172,814 SH   SOLE   49,421 0 0
Primerica Inc COM 74164M108 62,930 409,620 SH   SOLE   62,930 0 0
Schwab Strategic Tr INTRM TRM TRES 808524854 7,280 128,370 SH   SOLE   7,280 0 0
Schwab Strategic Tr SHT TM US TRES 808524862 31,751 620,264 SH   SOLE   31,751 0 0
Schwab Strategic Tr US AGGREGATE B 808524839 315 5,797 SH   SOLE   315 0 0
Schwab Strategic Tr INTL EQTY ETF 808524805 161 4,163 SH   SOLE   161 0 0
Schwab Strategic Tr US BRD MKT ETF 808524102 247 2,378 SH   SOLE   247 0 0
SPDR Gold Tr GOLD SHS 78463V107 3,247 19,774 SH   SOLE   3,247 0 0
Stepan Co COM 858586100 566 5,010 SH   SOLE   566 0 0
Vanguard Intl Equity Index F ALLWRLD EX US 922042775 1,194 19,593 SH   SOLE   1,194 0 0
Vanguard Malvern Fds STRM INFPROIDX 922020805 7,235 137,604 SH   SOLE   7,235 0 0
Vanguard Scottsdale Fds SHORT TERM TREAS 92206C102 300 4,893 SH   SOLE   300 0 0
Vanguard Star Fds VG TL INTL STK F 921909768 109 1,724 SH   SOLE   109 0 0
Vanguard Index Fds TOTAL STK MKT 922908769 101 455 SH   SOLE   101 0 0
Verisign Inc COM 92343E102 32,101 156,584 SH   SOLE   32,101 0 0
Watsco Inc COM 942622200 6,954 26,278 SH   SOLE   6,954 0 0