The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 2,129 12,134 SH   SOLE   782,945 0 997
ABBOTT LABS COM Stock 002824100 1,424 12,057 SH   SOLE   384,732 0 2,141
ABBVIE INC COM Stock 00287Y109 1,429 13,250 SH   SOLE   348,049 0 1,841
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 249 778 SH   SOLE   778 0 0
AFLAC INC COM Stock 001055102 345 6,627 SH   SOLE   6,627 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 331 1,291 SH   SOLE   139,050 0 0
ALLEGION PLC ORD SHS Stock G0176J109 217 1,641 SH   SOLE   400 0 1,241
ALPHABET INC CAP STK CL A Stock 02079K305 979 366 SH   SOLE   345 0 21
ALPHABET INC CAP STK CL C Stock 02079K107 3,430 1,287 SH   SOLE   1,359,910 0 175
ALTRIA GROUP INC COM Stock 02209S103 560 12,311 SH   SOLE   9,631 0 2,680
AMAZON COM INC COM Stock 023135106 2,125 647 SH   SOLE   99,057 0 111
AMERICAN EXPRESS CO COM Stock 025816109 1,162 6,938 SH   SOLE   687,213 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784 976 17,778 SH   SOLE   464,581 0 2,100
AMERICAN TOWER CORP NEW COM REIT 03027X100 307 1,156 SH   SOLE   1,156 0 0
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 395 2,335 SH   SOLE   1,535 0 800
AMERIS BANCORP COM Stock 03076K108 288 5,550 SH   SOLE   1,850 0 3,700
AMGEN INC COM Stock 031162100 270 1,272 SH   SOLE   1,272 0 0
ANALOG DEVICES INC COM Stock 032654105 502 2,999 SH   SOLE   1,249 0 1,750
APPLE INC COM Stock 037833100 5,638 39,844 SH   SOLE   201,883 0 6,560
ARK INNOVATION ETF ETF 00214Q104 1,107 10,014 SH   SOLE   10,004 0 10
AT&T INC COM Stock 00206R102 310 11,488 SH   SOLE   8,784 0 2,704
ATLANTIC UN BANKSHARES CORP COM Stock 04911A107 316 8,572 SH   SOLE   8,572 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 590 2,950 SH   SOLE   2,150 0 800
AVERY DENNISON CORP COM Stock 053611109 1,664 8,030 SH   SOLE   624,860 0 1,800
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 411 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 816 2,990 SH   SOLE   481,390 0 214
BK OF AMERICA CORP COM Stock 060505104 853 20,095 SH   SOLE   51,828 0 5,571
BLACKROCK ENHANCD CAP & INM FD COM CEF 09256A109 327 16,200 SH   SOLE   16,200 0 0
BLACKROCK INC COM Stock 09247X101 782 932 SH   SOLE   252,230 0 0
BLACKROCK SHORT MATURITY BOND ETF ETF 46431W507 2,054 40,962 SH   SOLE   38,640 0 2,322
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 2,724 53,936 SH   SOLE   50,355 0 3,581
BLACKSTONE INC COM Stock 09260D107 251 2,160 SH   SOLE   54,063 0 0
BOEING CO COM Stock 097023105 1,498 6,812 SH   SOLE   597,143 0 807
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 1,349 22,806 SH   SOLE   550,525 0 2,500
BROADCOM INC COM Stock 11135F101 423 872 SH   SOLE   672 0 200
CAPITAL ONE FINL CORP COM Stock 14040H105 360 2,225 SH   SOLE   2,225 0 0
CARLOTZ INC COM CL A Stock 142552108 151 39,750 SH   SOLE   0 0 39,750
CARMAX INC COM Stock 143130102 1,266 9,896 SH   SOLE   628,826 0 0
CHEVRON CORP NEW COM Stock 166764100 1,114 10,981 SH   SOLE   216,175 0 2,737
CISCO SYS INC COM Stock 17275R102 1,979 36,361 SH   SOLE   786,426 0 4,633
CITIGROUP INC COM NEW Stock 172967424 1,471 20,956 SH   SOLE   666,709 0 3,155
CITIZENS FINL GROUP INC COM Stock 174610105 410 8,720 SH   SOLE   3,093 0 5,627
COCA COLA CO COM Stock 191216100 934 17,800 SH   SOLE   415,236 0 1,456
COMCAST CORP NEW CL A Stock 20030N101 1,213 21,680 SH   SOLE   363,535 0 2,830
COMMUNITY BANKERS TR CORP COM Stock 203612106 121 10,622 SH   SOLE   10,622 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 3,936 8,759 SH   SOLE   1,826,299 0 70
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 270 1,559 SH   SOLE   1,559 0 0
CVS HEALTH CORP COM Stock 126650100 367 4,322 SH   SOLE   4,322 0 0
DANAHER CORPORATION COM Stock 235851102 482 1,583 SH   SOLE   611 0 971
DEVON ENERGY CORP NEW COM Stock 25179M103 874 24,618 SH   SOLE   155,524 0 2,820
DIAGEO PLC SPON ADR NEW ADR 25243Q205 431 2,233 SH   SOLE   1,195 0 1,038
DISNEY WALT CO COM Stock 254687106 1,558 9,208 SH   SOLE   496,301 0 600
DOLLAR TREE INC COM Stock 256746108 296 3,089 SH   SOLE   154,641 0 0
DOMINION ENERGY INC COM Stock 25746U109 654 8,956 SH   SOLE   4,670 0 4,285
DOVER CORP COM Stock 260003108 328 2,111 SH   SOLE   311,111 0 0
DOW INC COM Stock 260557103 243 4,222 SH   SOLE   4,079 0 143
EMERSON ELEC CO COM Stock 291011104 274 2,909 SH   SOLE   2,909 0 0
ENBRIDGE INC COM Stock 29250N105 218 5,473 SH   SOLE   5,042 0 431
EVEREST RE GROUP LTD COM Stock G3223R108 670 2,672 SH   SOLE   326,886 0 500
EXELON CORP COM Stock 30161N101 345 7,127 SH   SOLE   7,127 0 0
EXXON MOBIL CORP COM Stock 30231G102 555 9,428 SH   SOLE   154,058 0 1,075
FEDEX CORP COM Stock 31428X106 1,844 8,408 SH   SOLE   958,910 0 150
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303 283 6,250 SH   SOLE   2,560 0 3,690
FIRST HORIZON CORPORATION COM Stock 320517105 213 13,050 SH   SOLE   3,350 0 9,700
FIRST TRUST NASDAQ RISING DIVIDEND ACHIEVERS FUND ETF 33738R506 3,139 66,116 SH   SOLE   66,116 0 0
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 789 14,741 SH   SOLE   14,741 0 0
FISERV INC COM Stock 337738108 1,216 11,204 SH   SOLE   595,461 0 650
FLAHERTY & CRUMRINE DYNAMIC PF SHS CEF 33848W106 897 31,131 SH   SOLE   31,131 0 0
FLAHERTY & CRUMRINE PFD SECS I COM CEF 338478100 283 12,715 SH   SOLE   12,715 0 0
FORTUNE BRANDS HOME & SEC INC COM Stock 34964C106 340 3,806 SH   SOLE   3,806 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857 251 7,714 SH   SOLE   5,464 0 2,250
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF ETF 37954Y673 1,743 68,597 SH   SOLE   67,907 0 690
GOLDMAN SACHS GROUP INC COM Stock 38141G104 2,261 5,980 SH   SOLE   993,197 0 601
HALLIBURTON CO COM Stock 406216101 372 17,205 SH   SOLE   206,496 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 265 2,082 SH   SOLE   1,978 0 104
HOME DEPOT INC COM Stock 437076102 3,586 10,923 SH   SOLE   1,421,413 0 0
HONEYWELL INTL INC COM Stock 438516106 522 2,460 SH   SOLE   97,536 0 0
HORIZON BANCORP INC COM Stock 440407104 225 12,406 SH   SOLE   3,167 0 9,239
HUNTINGTON BANCSHARES INC COM Stock 446150104 223 14,432 SH   SOLE   2,686 0 11,746
ILLINOIS TOOL WKS INC COM Stock 452308109 2,415 11,687 SH   SOLE   1,194,059 0 0
INTEL CORP COM Stock 458140100 1,408 26,425 SH   SOLE   486,499 0 3,388
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 507 3,650 SH   SOLE   66,737 0 1,050
INVESCO BULLETSHARES 2021 CORPORATE BOND ETF ETF 46138J700 429 20,330 SH   SOLE   0 0 20,330
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF ETF 46138E537 413 15,387 SH   SOLE   15,387 0 0
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NOA K-1A ETF ETF 46090F100 399 18,958 SH   SOLE   18,958 0 0
INVESCO PREFERRED ETF ETF 46138E511 895 59,545 SH   SOLE   13,345 0 46,200
INVESCO QQQ TRUST ETF 46090E103 434 1,213 SH   SOLE   855 0 358
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 426 2,844 SH   SOLE   2,844 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 496 8,159 SH   SOLE   8,159 0 0
ISHARES 0-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 46434V100 1,480 28,640 SH   SOLE   4,902 0 23,738
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 229 4,195 SH   SOLE   4,195 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 1,295 17,438 SH   SOLE   17,438 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 1,509 3,502 SH   SOLE   3,438 0 64
iShares Core US REIT ETF ETF 464288521 598 10,204 SH   SOLE   9,854 0 350
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 213 1,600 SH   SOLE   175 0 1,425
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF ETF 46431W705 736 7,687 SH   SOLE   7,663 0 24
ISHARES MSCI EAFE ETF ETF 464287465 354 4,535 SH   SOLE   3,055 0 1,479
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 2,172 20,399 SH   SOLE   19,028 0 1,371
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689 608 8,075 SH   SOLE   5,287 0 2,788
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 587 7,888 SH   SOLE   7,231 0 657
ISHARES MSCI EAFE VALUE ETF ETF 464288877 699 13,749 SH   SOLE   12,239 0 1,510
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 663 9,019 SH   SOLE   8,710 0 309
ISHARES NORTH AMERICAN NATURAL RESOURCES ETF ETF 464287374 396 13,478 SH   SOLE   300 0 13,178
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 816 21,038 SH   SOLE   5,587 0 15,450
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 628 2,291 SH   SOLE   159 0 2,132
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 1,850 11,819 SH   SOLE   7,246 0 4,573
ISHARES RUSSELL 2000 ETF ETF 464287655 357 1,631 SH   SOLE   1,356 0 274
ISHARES RUSSELL MID-CAP ETF ETF 464287499 491 6,281 SH   SOLE   2,081 0 4,200
ISHARES S&P 500 GROWTH ETF ETF 464287309 1,851 25,042 SH   SOLE   25,042 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 295 2,026 SH   SOLE   2,026 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 1,838 6,988 SH   SOLE   6,401 0 587
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 1,454 11,182 SH   SOLE   11,182 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 1,036 10,294 SH   SOLE   10,294 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 523 4,789 SH   SOLE   4,449 0 340
ISHARES SHORT TREASURY BOND ETF ETF 464288679 246 2,230 SH   SOLE   0 0 2,230
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 2,891 28,553 SH   SOLE   20,225 0 8,328
JOHNSON & JOHNSON COM Stock 478160104 2,938 18,194 SH   SOLE   891,525 0 1,394
JPMORGAN CHASE & CO COM Stock 46625H100 3,292 20,110 SH   SOLE   1,063,472 0 1,920
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 10,506 176,241 SH   SOLE   152,072 0 24,169
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 2,052 40,454 SH   SOLE   40,454 0 0
KINSALE CAP GROUP INC COM Stock 49714P108 254 1,570 SH   SOLE   1,569 0 0
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409 3,912 13,901 SH   SOLE   1,317,872 0 635
LIGHTNING EMOTORS INC WT EXP 051825 Stock 53228T119 149 92,570 SH   SOLE   92,570 0 0
LILLY ELI & CO COM Stock 532457108 1,912 8,275 SH   SOLE   8,275 0 0
LINDE PLC SHS Stock G5494J103 2,864 9,762 SH   SOLE   989,235 0 0
LOWES COS INC COM Stock 548661107 1,332 6,566 SH   SOLE   369,632 0 282
MARKEL CORP COM Stock 570535104 519 434 SH   SOLE   434 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102 2,185 14,431 SH   SOLE   824,738 0 2,015
MASTERCARD INCORPORATED CL A Stock 57636Q104 280 805 SH   SOLE   805 0 0
MCDONALDS CORP COM Stock 580135101 208 861 SH   SOLE   861 0 0
MEDTRONIC PLC SHS Stock G5960L103 598 4,767 SH   SOLE   2,785 0 1,982
MERCK & CO INC COM Stock 58933Y105 2,656 35,355 SH   SOLE   659,243 0 2,341
META PLATFORMS INC CL A Stock 30303M102 1,482 4,367 SH   SOLE   630,288 0 100
MICROSOFT CORP COM Stock 594918104 8,708 30,888 SH   SOLE   2,291,697 0 2,562
NEXTERA ENERGY INC COM Stock 65339F101 212 2,704 SH   SOLE   2,704 0 0
NIKE INC CL B Stock 654106103 423 2,913 SH   SOLE   2,913 0 0
NUVEEN VIRGINIA QLTY MUNCPL FD COM CEF 67064R102 406 24,427 SH   SOLE   24,427 0 0
NVIDIA CORPORATION COM Stock 67066G104 797 3,848 SH   SOLE   86,312 0 0
NXP SEMICONDUCTORS N V COM Stock N6596X109 214 1,093 SH   SOLE   968 0 125
ORACLE CORP COM Stock 68389X105 519 5,960 SH   SOLE   5,324 0 635
PACKAGING CORP AMER COM Stock 695156109 258 1,880 SH   SOLE   191,531 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 321 1,235 SH   SOLE   940 0 295
PEPSICO INC COM Stock 713448108 969 6,442 SH   SOLE   81,147 0 0
PFIZER INC COM Stock 717081103 582 13,534 SH   SOLE   13,534 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 321 3,388 SH   SOLE   2,878 0 509
PHILLIPS 66 COM Stock 718546104 305 4,356 SH   SOLE   2,680 0 1,676
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND ETF 72201R783 261 2,626 SH   SOLE   2,595 0 31
PIMCO INCOME STRATEGY FD II COM CEF 72201J104 139 13,700 SH   SOLE   13,700 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 387 2,768 SH   SOLE   2,768 0 0
PROSPECT CAP CORP 4.95 07/15/2022 Convertible 74348TAR3 51 50,000 SH   SOLE   40,000 0 10,000
PRUDENTIAL FINL INC COM Stock 744320102 256 2,436 SH   SOLE   1,636 0 800
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 494 5,748 SH   SOLE   2,848 0 2,900
ROYAL BK CDA COM Stock 780087102 211 2,118 SH   SOLE   1,385 0 733
ROYAL DUTCH SHELL PLC SPON ADR B ADR 780259107 722 16,317 SH   SOLE   257,906 0 4,400
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 578 12,971 SH   SOLE   20,813 0 0
SALESFORCE COM INC COM Stock 79466L302 238 878 SH   SOLE   832 0 46
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 440 14,437 SH   SOLE   14,437 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 7,053 47,625 SH   SOLE   47,625 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 3,282 48,631 SH   SOLE   48,631 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 335 1,196 SH   SOLE   1,196 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 230 5,000 SH   SOLE   5,000 0 0
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF ETF 78468R408 218 7,962 SH   SOLE   7,962 0 0
SPDR GOLD SHARES ETF 78463V107 823 5,010 SH   SOLE   3,300 0 1,710
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 3,144 86,832 SH   SOLE   82,868 0 3,964
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 5,114 96,508 SH   SOLE   76,378 0 20,130
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 3,772 58,918 SH   SOLE   46,277 0 12,640
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF ETF 78468R788 255 6,522 SH   SOLE   5,802 0 720
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 2,765 70,888 SH   SOLE   53,238 0 17,650
SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853 205 4,816 SH   SOLE   3,106 0 1,710
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 653 20,905 SH   SOLE   4,476 0 16,429
SPDR PORTFOLIO SHORT TERM TREASURY ETF ETF 78468R101 878 28,656 SH   SOLE   19,909 0 8,747
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821 3,058 40,427 SH   SOLE   40,272 0 155
SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839 2,012 30,384 SH   SOLE   30,061 0 322
SPDR S&P 500 ETF ETF 78462F103 10,144 23,637 SH   SOLE   22,218 0 1,418
SPDR S&P INTERNATIONAL SMALL CAP ETF ETF 78463X871 1,296 33,667 SH   SOLE   33,319 0 348
SPDR S&P KENSHO INTELLIGENT STRUCTURES ETF ETF 78468R697 533 12,201 SH   SOLE   11,813 0 388
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 250 520 SH   SOLE   520 0 0
SPLUNK INC COM Stock 848637104 239 1,649 SH   SOLE   1,649 0 0
SQUARE INC CL A Stock 852234103 207 862 SH   SOLE   822 0 40
STARBUCKS CORP COM Stock 855244109 357 3,239 SH   SOLE   3,238 0 0
STARWOOD PPTY TR INC COM REIT 85571B105 213 8,745 SH   SOLE   8,745 0 0
TEXAS INSTRS INC COM Stock 882508104 5,544 28,842 SH   SOLE   1,555,511 0 1,097
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 4,890 8,559 SH   SOLE   2,055,587 0 456
TJX COS INC NEW COM Stock 872540109 230 3,484 SH   SOLE   2,535 0 949
TOWNEBANK PORTSMOUTH VA COM Stock 89214P109 1,957 62,897 SH   SOLE   62,397 0 500
TOYOTA MOTOR CORP ADS ADR 892331307 959 5,393 SH   SOLE   495,374 0 500
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 682 3,950 SH   SOLE   325,167 0 1,141
TRUIST FINL CORP COM Stock 89832Q109 356 6,077 SH   SOLE   5,777 0 300
UNILEVER PLC SPON ADR NEW ADR 904767704 270 4,986 SH   SOLE   2,698 0 2,288
UNITED PARCEL SERVICE INC CL B Stock 911312106 2,216 12,169 SH   SOLE   814,809 0 1,444
UNITEDHEALTH GROUP INC COM Stock 91324P102 741 1,896 SH   SOLE   1,896 0 0
UNIVEST FINANCIAL CORPORATION COM Stock 915271100 280 10,238 SH   SOLE   3,035 0 7,203
US BANCORP DEL COM NEW Stock 902973304 936 15,742 SH   SOLE   439,432 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 431 6,753 SH   SOLE   6,753 0 0
VANECK BDC INCOME ETF ETF 92189F411 189 11,027 SH   SOLE   7,240 0 3,787
VANECK HIGH YIELD MUNI ETF ETF 92189H409 422 6,752 SH   SOLE   6,752 0 0
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643 3,124 42,648 SH   SOLE   42,648 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 977 6,362 SH   SOLE   6,137 0 225
VANGUARD FINANCIALS INDEX FUND ETF 92204A405 438 4,730 SH   SOLE   860 0 3,870
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 571 9,370 SH   SOLE   6,078 0 3,292
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF 922042718 791 5,918 SH   SOLE   5,631 0 287
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 2,373 47,008 SH   SOLE   46,449 0 559
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 275 5,500 SH   SOLE   5,227 0 273
VANGUARD FTSE EUROPE ETF ETF 922042874 917 13,983 SH   SOLE   12,480 0 1,503
VANGUARD GROWTH INDEX FUND ETF 922908736 7,121 24,541 SH   SOLE   17,589 0 6,952
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 630 6,092 SH   SOLE   5,906 0 186
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 546 1,360 SH   SOLE   139 0 1,220
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 7,195 80,444 SH   SOLE   79,411 0 1,031
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 1,978 9,845 SH   SOLE   9,558 0 286
VANGUARD LONG-TERM CORPORATE BOND ETF ETF 92206C813 430 4,070 SH   SOLE   4,070 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 1,637 6,928 SH   SOLE   6,789 0 138
VANGUARD MID-CAP INDEX FUND ETF 922908629 1,196 5,053 SH   SOLE   4,813 0 239
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 1,557 11,151 SH   SOLE   10,969 0 182
Vanguard Real Estate ETF ETF 922908553 317 3,113 SH   SOLE   2,741 0 372
VANGUARD S&P 500 ETF ETF 922908363 1,075 2,726 SH   SOLE   1,765 0 961
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 2,688 32,809 SH   SOLE   26,056 0 6,753
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 504 6,114 SH   SOLE   3,419 0 2,695
VANGUARD SHORT-TERM GOVERNMENT BOND ETF ETF 92206C102 727 11,838 SH   SOLE   0 0 11,838
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 386 7,345 SH   SOLE   7,345 0 0
VANGUARD SMALL-CAP GROWTH INDEX FUND ETF 922908595 471 1,682 SH   SOLE   1,638 0 44
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 2,001 9,150 SH   SOLE   8,197 0 952
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 2,646 15,633 SH   SOLE   15,619 0 13
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 302 5,521 SH   SOLE   5,521 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 2,107 24,653 SH   SOLE   23,768 0 885
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 1,701 29,866 SH   SOLE   28,263 0 1,603
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 461 7,290 SH   SOLE   381 0 6,908
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 4,102 18,474 SH   SOLE   16,320 0 2,154
VANGUARD U.S. MULTIFACTOR ETF ETF 921935607 249 2,500 SH   SOLE   2,500 0 0
VANGUARD UTILITIES INDEX FUND ETF 92204A876 334 2,400 SH   SOLE   845 0 1,555
VANGUARD VALUE INDEX FUND ETF 922908744 4,915 36,310 SH   SOLE   24,672 0 11,637
VERIZON COMMUNICATIONS INC COM Stock 92343V104 858 15,894 SH   SOLE   29,597 0 2,200
VISA INC COM CL A Stock 92826C839 431 1,936 SH   SOLE   35,198 0 0
WALMART INC COM Stock 931142103 318 2,283 SH   SOLE   2,283 0 0
WILLIS TOWERS WATSON PLC LTD SHS Stock G96629103 321 1,381 SH   SOLE   514 0 867
WILLSCOT MOBIL MINI HLDNG CORP COM CL A Stock 971378104 267 8,417 SH   SOLE   8,417 0 0
WISDOMTREE CLOUD COMPUTING FUND ETF 97717Y691 353 6,125 SH   SOLE   6,125 0 0
WISDOMTREE EUROPE HEDGED SMALLCAP EQUITY FUND ETF 97717X552 630 17,717 SH   SOLE   16,544 0 1,173
WisdomTree Floating Rate Treasury Fund ETF 97717X628 7,560 301,209 SH   SOLE   289,456 0 11,753
WISDOMTREE U.S. TOTAL DIVIDEND FUND ETF 97717W109 269 2,292 SH   SOLE   2,292 0 0
YUM BRANDS INC COM Stock 988498101 266 2,177 SH   SOLE   2,176 0 0
YUM CHINA HLDGS INC COM Stock 98850P109 209 3,605 SH   SOLE   3,604 0 0
ZOETIS INC CL A Stock 98978V103 4,026 20,739 SH   SOLE   1,883,440 0 1,100