The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARCH CAP GROUP LTD ORD G0450A105 1,947 50,994 SH   DFND NONE 50,994 0 0
ATHENE HOLDING LTD CL A G0684D107 1,295 18,802 SH   DFND NONE 18,802 0 0
BUNGE LIMITED COM G16962105 1,605 19,737 SH   DFND NONE 19,737 0 0
IHS MARKIT LTD SHS G47567105 1,851 15,872 SH   DFND NONE 15,872 0 0
INVESCO LTD SHS G491BT108 1,294 53,680 SH   DFND NONE 53,680 0 0
WASTE CONNECTIONS INC COM 94106B101 3,880 24,306 SH   DFND NONE 24,306 0 0
CHUBB LIMITED COM H1467J104 2,047 11,801 SH   DFND NONE 11,801 0 0
GARMIN LTD SHS H2906T109 2,779 17,873 SH   DFND NONE 17,873 0 0
LIBERTY GLOBAL PLC SHS CL A G5480U104 641 21,513 SH   DFND NONE 21,513 0 0
LIBERTY GLOBAL PLC SHS CL C G5480U120 1,431 48,581 SH   DFND NONE 48,581 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,158 12,997 SH   DFND NONE 12,997 0 0
ALLEGION PLC ORD SHS G0176J109 1,580 11,955 SH   DFND NONE 11,955 0 0
PENTAIR PLC SHS G7S00T104 1,528 21,036 SH   DFND NONE 21,036 0 0
JOHNSON CTLS INTL PLC SHS G51502105 2,339 34,351 SH   DFND NONE 34,351 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 2,452 21,692 SH   DFND NONE 21,692 0 0
AFLAC INC COM 001055102 2,837 54,426 SH   DFND NONE 54,426 0 0
AGNC INVT CORP COM 00123Q104 1,106 70,116 SH   DFND NONE 70,116 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,712 4,711 SH   DFND NONE 4,711 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 2,606 16,544 SH   DFND NONE 16,544 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 1,921 10,055 SH   DFND NONE 10,055 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 11,429 77,200 SH   DFND NONE 77,200 0 0
ALLIANT ENERGY CORP COM 018802108 1,784 31,876 SH   DFND NONE 31,876 0 0
ALLSTATE CORP COM 020002101 3,743 29,397 SH   DFND NONE 29,397 0 0
ALLY FINL INC COM 02005N100 2,556 50,073 SH   DFND NONE 50,073 0 0
ALPHABET INC CAP STK CL C 02079K107 6,570 2,465 SH   DFND NONE 2,465 0 0
ALPHABET INC CAP STK CL A 02079K305 7,686 2,875 SH   DFND NONE 2,875 0 0
AMAZON COM INC COM 023135106 17,059 5,193 SH   DFND NONE 5,193 0 0
AMERCO COM 023586100 757 1,171 SH   DFND NONE 1,171 0 0
AMEREN CORP COM 023608102 2,037 25,149 SH   DFND NONE 25,149 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,193 27,011 SH   DFND NONE 27,011 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104 1,133 9,007 SH   DFND NONE 9,007 0 0
AMETEK INC COM 031100100 1,679 13,541 SH   DFND NONE 13,541 0 0
AMGEN INC COM 031162100 1,934 9,095 SH   DFND NONE 9,095 0 0
AMPHENOL CORP NEW CL A 032095101 2,742 37,449 SH   DFND NONE 37,449 0 0
ANALOG DEVICES INC COM 032654105 2,625 15,672 SH   DFND NONE 15,672 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 1,592 189,061 SH   DFND NONE 189,061 0 0
APPLE INC COM 037833100 33,600 237,459 SH   DFND NONE 237,459 0 0
APPLIED MATLS INC COM 038222105 3,001 23,312 SH   DFND NONE 23,312 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 2,633 43,874 SH   DFND NONE 43,874 0 0
ARROW ELECTRS INC COM 042735100 1,119 9,967 SH   DFND NONE 9,967 0 0
ATMOS ENERGY CORP COM 049560105 1,535 17,406 SH   DFND NONE 17,406 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,597 17,994 SH   DFND NONE 17,994 0 0
AVERY DENNISON CORP COM 053611109 2,244 10,830 SH   DFND NONE 10,830 0 0
BAXTER INTL INC COM 071813109 2,292 28,492 SH   DFND NONE 28,492 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,264 15,622 SH   DFND NONE 15,622 0 0
BIO RAD LABS INC CL A 090572207 2,108 2,826 SH   DFND NONE 2,826 0 0
BLACKSTONE GROUP INC COM 09260D107 3,633 31,227 SH   DFND NONE 31,227 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 2,965 17,791 SH   DFND NONE 17,791 0 0
BROWN FORMAN CORP CL B 115637209 2,022 30,178 SH   DFND NONE 30,178 0 0
CIGNA CORP NEW COM 125523100 2,065 10,319 SH   DFND NONE 10,319 0 0
CMS ENERGY CORP COM 125896100 1,984 33,223 SH   DFND NONE 33,223 0 0
CSX CORP COM 126408103 1,370 46,050 SH   DFND NONE 46,050 0 0
CVS HEALTH CORP COM 126650100 2,166 25,526 SH   DFND NONE 25,526 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 2,332 15,402 SH   DFND NONE 15,402 0 0
CAMDEN PPTY TR SH BEN INT 133131102 1,984 13,456 SH   DFND NONE 13,456 0 0
CAPITAL ONE FINL CORP COM 14040H105 3,351 20,688 SH   DFND NONE 20,688 0 0
CARLYLE GROUP INC COM 14316J108 1,080 22,833 SH   DFND NONE 22,833 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 1,452 28,046 SH   DFND NONE 28,046 0 0
CELANESE CORP DEL COM 150870103 2,373 15,752 SH   DFND NONE 15,752 0 0
CERNER CORP COM 156782104 2,104 29,833 SH   DFND NONE 29,833 0 0
CHURCH & DWIGHT INC COM 171340102 2,362 28,610 SH   DFND NONE 28,610 0 0
CINCINNATI FINL CORP COM 172062101 2,234 19,557 SH   DFND NONE 19,557 0 0
CISCO SYS INC COM 17275R102 3,053 56,085 SH   DFND NONE 56,085 0 0
CITIGROUP INC COM NEW 172967424 2,467 35,159 SH   DFND NONE 35,159 0 0
CITIZENS FINANCIAL GROUP INC COM 174610105 2,627 55,927 SH   DFND NONE 55,927 0 0
COCA COLA CO COM 191216100 2,544 48,482 SH   DFND NONE 48,482 0 0
COLGATE PALMOLIVE CO COM 194162103 2,666 35,274 SH   DFND NONE 35,274 0 0
COMCAST CORP NEW CL A 20030N101 4,676 83,597 SH   DFND NONE 83,597 0 0
CONAGRA BRANDS INC COM 205887102 2,203 65,036 SH   DFND NONE 65,036 0 0
CONSOLIDATED EDISON INC COM 209115104 2,277 31,367 SH   DFND NONE 31,367 0 0
COOPER COS INC COM NEW 216648402 2,598 6,287 SH   DFND NONE 6,287 0 0
COPART INC COM 217204106 2,233 16,094 SH   DFND NONE 16,094 0 0
CORTEVA INC COM 22052L104 1,830 43,478 SH   DFND NONE 43,478 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,724 6,063 SH   DFND NONE 6,063 0 0
CUMMINS INC COM 231021106 1,612 7,180 SH   DFND NONE 7,180 0 0
D R HORTON INC COM 23331A109 2,041 24,304 SH   DFND NONE 24,304 0 0
DTE ENERGY CO COM 233331107 1,926 17,244 SH   DFND NONE 17,244 0 0
DEERE & CO COM 244199105 1,618 4,828 SH   DFND NONE 4,828 0 0
DOLLAR GEN CORP NEW COM 256677105 2,036 9,598 SH   DFND NONE 9,598 0 0
DOVER CORP COM 260003108 2,080 13,376 SH   DFND NONE 13,376 0 0
DUKE REALTY CORP COM NEW 264411505 2,413 50,409 SH   DFND NONE 50,409 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,345 24,034 SH   DFND NONE 24,034 0 0
EBAY INC. COM 278642103 1,836 26,352 SH   DFND NONE 26,352 0 0
EMERSON ELEC CO COM 291011104 1,588 16,854 SH   DFND NONE 16,854 0 0
ENTERGY CORP NEW COM 29364G103 1,771 17,836 SH   DFND NONE 17,836 0 0
EPAM SYS INC COM 29414B104 3,056 5,357 SH   DFND NONE 5,357 0 0
EVERGY INC COM 30034W106 1,785 28,695 SH   DFND NONE 28,695 0 0
EVERSOURCE ENERGY COM 30040W108 1,668 20,404 SH   DFND NONE 20,404 0 0
EXELON CORP COM 30161N101 1,996 41,301 SH   DFND NONE 41,301 0 0
EXPEDITORS INTL WASH INC COM 302130109 2,856 23,974 SH   DFND NONE 23,974 0 0
EXTRA SPACE STORAGE INC COM 30225T102 2,875 17,112 SH   DFND NONE 17,112 0 0
FACEBOOK INC CL A 30303M102 5,830 17,179 SH   DFND NONE 17,179 0 0
FAIR ISAAC CORP COM 303250104 1,829 4,596 SH   DFND NONE 4,596 0 0
FASTENAL CO COM 311900104 1,940 37,597 SH   DFND NONE 37,597 0 0
FIFTH THIRD BANCORP COM 316773100 2,602 61,310 SH   DFND NONE 61,310 0 0
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 17,439 204,832 SH   DFND NONE 204,832 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 121,034 3,306,943 SH   DFND NONE 3,306,943 0 0
FORD MTR CO DEL COM 345370860 2,427 171,383 SH   DFND NONE 171,383 0 0
FORTIVE CORP COM 34959J108 1,753 24,836 SH   DFND NONE 24,836 0 0
FOX CORP CL B COM 35137L204 761 20,498 SH   DFND NONE 20,498 0 0
GALLAGHER ARTHUR J & CO COM 363576109 2,558 17,210 SH   DFND NONE 17,210 0 0
GENERAC HLDGS INC COM 368736104 2,288 5,598 SH   DFND NONE 5,598 0 0
GENERAL DYNAMICS CORP COM 369550108 2,238 11,416 SH   DFND NONE 11,416 0 0
GENERAL MLS INC COM 370334104 2,546 42,561 SH   DFND NONE 42,561 0 0
GENERAL MTRS CO COM 37045V100 2,962 56,200 SH   DFND NONE 56,200 0 0
GLOBAL X FDS GLOBAL X SILVER 37954Y848 37,486 1,068,281 SH   DFND NONE 1,068,281 0 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 18,103 220,878 SH   DFND NONE 220,878 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,668 7,058 SH   DFND NONE 7,058 0 0
GRAINGER W W INC COM 384802104 2,046 5,205 SH   DFND NONE 5,205 0 0
HERSHEY CO COM 427866108 3,326 19,649 SH   DFND NONE 19,649 0 0
HOLOGIC INC COM 436440101 2,053 27,808 SH   DFND NONE 27,808 0 0
HONEYWELL INTL INC COM 438516106 1,695 7,983 SH   DFND NONE 7,983 0 0
HORMEL FOODS CORP COM 440452100 1,659 40,463 SH   DFND NONE 40,463 0 0
HUMANA INC COM 444859102 1,714 4,404 SH   DFND NONE 4,404 0 0
IDEX CORP COM 45167R104 1,507 7,280 SH   DFND NONE 7,280 0 0
IDEXX LABS INC COM 45168D104 2,656 4,271 SH   DFND NONE 4,271 0 0
ILLINOIS TOOL WKS INC COM 452308109 2,312 11,190 SH   DFND NONE 11,190 0 0
INTEL CORP COM 458140100 2,646 49,664 SH   DFND NONE 49,664 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 2,209 19,243 SH   DFND NONE 19,243 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 35,325 645,556 SH   DFND NONE 645,556 0 0
INVESCO EXCHNG TRADED FD TR S&P GBL WATER 46138E263 20,148 360,825 SH   DFND NONE 360,825 0 0
INVESCO EXCHNG TRADED FD TR GLOBAL WATER 46138E651 15,718 395,919 SH   DFND NONE 395,919 0 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 78,328 3,542,648 SH   DFND NONE 3,542,648 0 0
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 6,397 243,960 SH   DFND NONE 243,960 0 0
ISHARES INC JP MRGN EM HI BD 464286285 9,502 214,230 SH   DFND NONE 214,230 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 48,496 472,074 SH   DFND NONE 472,074 0 0
ISHARES TR CORE S&P500 ETF 464287200 90,955 211,121 SH   DFND NONE 211,121 0 0
ISHARES TR CORE US AGGBD ET 464287226 132,711 1,155,717 SH   DFND NONE 1,155,717 0 0
ISHARES TR GL TIMB FORE ETF 464288174 21,139 248,523 SH   DFND NONE 248,523 0 0
ISHARES TR JPMORGAN USD EMG 464288281 82,584 750,351 SH   DFND NONE 750,351 0 0
ISHARES TR GLB INFRASTR ETF 464288372 158,157 3,445,692 SH   DFND NONE 3,445,692 0 0
ISHARES TR USD INV GRDE ETF 464288620 33,987 565,515 SH   DFND NONE 565,515 0 0
ISHARES TR PFD AND INCM SEC 464288687 35,851 923,767 SH   DFND NONE 923,767 0 0
ISHARES TR MICRO-CAP ETF 464288869 68,259 472,967 SH   DFND NONE 472,967 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 44,112 2,149,715 SH   DFND NONE 2,149,715 0 0
ISHARES TR US TREAS BD ETF 46429B267 157,699 5,944,181 SH   DFND NONE 5,944,181 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 47,160 927,619 SH   DFND NONE 927,619 0 0
ISHARES TR CORE MSCI EAFE 46432F842 100,633 1,355,327 SH   DFND NONE 1,355,327 0 0
ISHARES INC CORE MSCI EMKT 46434G103 145,377 2,353,897 SH   DFND NONE 2,353,897 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 10,724 207,500 SH   DFND NONE 207,500 0 0
JOHNSON & JOHNSON COM 478160104 3,316 20,533 SH   DFND NONE 20,533 0 0
KLA CORP COM NEW 482480100 2,870 8,579 SH   DFND NONE 8,579 0 0
KELLOGG CO COM 487836108 2,122 33,205 SH   DFND NONE 33,205 0 0
KEURIG DR PEPPER INC COM 49271V100 2,469 72,270 SH   DFND NONE 72,270 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 2,770 16,860 SH   DFND NONE 16,860 0 0
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104 1,099 21,492 SH   DFND NONE 21,492 0 0
KRAFT HEINZ CO COM 500754106 2,532 68,754 SH   DFND NONE 68,754 0 0
LKQ CORP COM 501889208 1,961 38,977 SH   DFND NONE 38,977 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 2,860 10,162 SH   DFND NONE 10,162 0 0
LAM RESEARCH CORP COM 512807108 3,071 5,395 SH   DFND NONE 5,395 0 0
LENNAR CORP CL A 526057104 1,909 20,383 SH   DFND NONE 20,383 0 0
LOCKHEED MARTIN CORP COM 539830109 2,591 7,509 SH   DFND NONE 7,509 0 0
LOWES COS INC COM 548661107 2,345 11,562 SH   DFND NONE 11,562 0 0
MARKEL CORP COM 570535104 2,108 1,764 SH   DFND NONE 1,764 0 0
MARSH & MCLENNAN COS INC COM 571748102 3,091 20,411 SH   DFND NONE 20,411 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,554 10,223 SH   DFND NONE 10,223 0 0
MERCK & CO. INC COM 58933Y105 2,170 28,893 SH   DFND NONE 28,893 0 0
METLIFE INC COM 59156R108 2,573 41,686 SH   DFND NONE 41,686 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 2,898 2,104 SH   DFND NONE 2,104 0 0
MICROSOFT CORP COM 594918104 27,884 98,906 SH   DFND NONE 98,906 0 0
MID-AMER APT CMNTYS INC COM 59522J103 2,898 15,516 SH   DFND NONE 15,516 0 0
MOHAWK INDS INC COM 608190104 1,376 7,758 SH   DFND NONE 7,758 0 0
MONDELEZ INTL INC CL A 609207105 2,555 43,908 SH   DFND NONE 43,908 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 2,115 23,807 SH   DFND NONE 23,807 0 0
MOODYS CORP COM 615369105 2,885 8,125 SH   DFND NONE 8,125 0 0
MORGAN STANLEY COM NEW 617446448 2,073 21,307 SH   DFND NONE 21,307 0 0
MOSAIC CO NEW COM 61945C103 1,756 49,163 SH   DFND NONE 49,163 0 0
NASDAQ INC COM 631103108 2,520 13,054 SH   DFND NONE 13,054 0 0
NORFOLK SOUTHN CORP COM 655844108 1,469 6,139 SH   DFND NONE 6,139 0 0
NORTHROP GRUMMAN CORP COM 666807102 2,447 6,795 SH   DFND NONE 6,795 0 0
NUCOR CORP COM 670346105 2,452 24,892 SH   DFND NONE 24,892 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 3,506 5,738 SH   DFND NONE 5,738 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100 2,231 7,800 SH   DFND NONE 7,800 0 0
ORACLE CORP COM 68389X105 3,815 43,786 SH   DFND NONE 43,786 0 0
OWENS CORNING NEW COM 690742101 1,241 14,515 SH   DFND NONE 14,515 0 0
PARKER-HANNIFIN CORP COM 701094104 1,365 4,880 SH   DFND NONE 4,880 0 0
PAYCHEX INC COM 704326107 3,809 33,874 SH   DFND NONE 33,874 0 0
PEPSICO INC COM 713448108 3,539 23,531 SH   DFND NONE 23,531 0 0
PINNACLE WEST CAP CORP COM 723484101 1,161 16,050 SH   DFND NONE 16,050 0 0
POOL CORP COM 73278L105 2,050 4,720 SH   DFND NONE 4,720 0 0
PRICE T ROWE GROUP INC COM 74144T108 2,891 14,700 SH   DFND NONE 14,700 0 0
PROCTER AND GAMBLE CO COM 742718109 3,053 21,841 SH   DFND NONE 21,841 0 0
PROGRESSIVE CORP COM 743315103 2,173 24,037 SH   DFND NONE 24,037 0 0
PRUDENTIAL FINL INC COM 744320102 3,190 30,323 SH   DFND NONE 30,323 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 2,016 33,100 SH   DFND NONE 33,100 0 0
PUBLIC STORAGE COM 74460D109 3,176 10,689 SH   DFND NONE 10,689 0 0
PULTE GROUP INC COM 745867101 1,728 37,622 SH   DFND NONE 37,622 0 0
QUALCOMM INC COM 747525103 2,534 19,644 SH   DFND NONE 19,644 0 0
QUEST DIAGNOSTICS INC COM 74834L100 2,404 16,547 SH   DFND NONE 16,547 0 0
RPM INTL INC COM 749685103 1,385 17,840 SH   DFND NONE 17,840 0 0
REGENERON PHARMACEUTICALS COM 75886F107 1,894 3,130 SH   DFND NONE 3,130 0 0
REPUBLIC SVCS INC COM 760759100 2,477 20,629 SH   DFND NONE 20,629 0 0
ROBERT HALF INTL INC COM 770323103 1,477 14,724 SH   DFND NONE 14,724 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,598 5,436 SH   DFND NONE 5,436 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 52,780 122,991 SH   DFND NONE 122,991 0 0
SPDR GOLD TR GOLD SHS 78463V107 47,738 290,697 SH   DFND NONE 290,697 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 60,696 1,182,006 SH   DFND NONE 1,182,006 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 88,343 2,488,538 SH   DFND NONE 2,488,538 0 0
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 59,591 698,194 SH   DFND NONE 698,194 0 0
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 18,294 336,194 SH   DFND NONE 336,194 0 0
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 54,188 1,886,106 SH   DFND NONE 1,886,106 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 42,429 1,549,078 SH   DFND NONE 1,549,078 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 84,689 774,406 SH   DFND NONE 774,406 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 114,186 1,824,644 SH   DFND NONE 1,824,644 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 10,354 130,879 SH   DFND NONE 130,879 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 18,433 144,798 SH   DFND NONE 144,798 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 70,816 394,628 SH   DFND NONE 394,628 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 29,252 561,576 SH   DFND NONE 561,576 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 46,406 1,236,517 SH   DFND NONE 1,236,517 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 53,405 545,841 SH   DFND NONE 545,841 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 130,640 874,898 SH   DFND NONE 874,898 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 68,243 851,868 SH   DFND NONE 851,868 0 0
SEMPRA ENERGY COM 816851109 1,991 15,736 SH   DFND NONE 15,736 0 0
SHERWIN WILLIAMS CO COM 824348106 2,592 9,266 SH   DFND NONE 9,266 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 2,179 13,222 SH   DFND NONE 13,222 0 0
SMUCKER J M CO COM NEW 832696405 1,763 14,689 SH   DFND NONE 14,689 0 0
SNAP ON INC COM 833034101 1,535 7,344 SH   DFND NONE 7,344 0 0
SOUTHERN CO COM 842587107 2,225 35,897 SH   DFND NONE 35,897 0 0
STEEL DYNAMICS INC COM 858119100 1,592 27,221 SH   DFND NONE 27,221 0 0
SYNCHRONY FINANCIAL COM 87165B103 2,336 47,790 SH   DFND NONE 47,790 0 0
TARGET CORP COM 87612E106 2,807 12,269 SH   DFND NONE 12,269 0 0
TERADYNE INC COM 880770102 2,438 22,329 SH   DFND NONE 22,329 0 0
TEXAS INSTRS INC COM 882508104 3,672 19,102 SH   DFND NONE 19,102 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,820 3,185 SH   DFND NONE 3,185 0 0
3M CO COM 88579Y101 2,891 16,480 SH   DFND NONE 16,480 0 0
TRACTOR SUPPLY CO COM 892356106 1,812 8,941 SH   DFND NONE 8,941 0 0
TRAVELERS COMPANIES INC COM 89417E109 2,271 14,940 SH   DFND NONE 14,940 0 0
TRIMBLE INC COM 896239100 2,285 27,785 SH   DFND NONE 27,785 0 0
TYSON FOODS INC CL A 902494103 2,168 27,466 SH   DFND NONE 27,466 0 0
UGI CORP NEW COM 902681105 1,178 27,639 SH   DFND NONE 27,639 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,881 10,330 SH   DFND NONE 10,330 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,781 7,117 SH   DFND NONE 7,117 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 83,565 2,835,611 SH   DFND NONE 2,835,611 0 0
VANECK VECTORS ETF TR INTL HIGH YIELD 92189F445 3,773 151,716 SH   DFND NONE 151,716 0 0
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 66,635 730,329 SH   DFND NONE 730,329 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 86,621 2,890,241 SH   DFND NONE 2,890,241 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 10,031 128,109 SH   DFND NONE 128,109 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 47,127 827,369 SH   DFND NONE 827,369 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 119,442 893,426 SH   DFND NONE 893,426 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 76,349 1,432,699 SH   DFND NONE 1,432,699 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 160,376 1,575,712 SH   DFND NONE 1,575,712 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 145,015 663,168 SH   DFND NONE 663,168 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,333 98,739 SH   DFND NONE 98,739 0 0
VIACOMCBS INC CL B 92556H206 3,105 78,594 SH   DFND NONE 78,594 0 0
VICI PPTYS INC COM 925652109 2,173 76,493 SH   DFND NONE 76,493 0 0
VISA INC COM CL A 92826C839 2,836 12,734 SH   DFND NONE 12,734 0 0
VOYA FINANCIAL INC COM 929089100 1,024 16,688 SH   DFND NONE 16,688 0 0
WEC ENERGY GROUP INC COM 92939U106 1,892 21,451 SH   DFND NONE 21,451 0 0
WALMART INC COM 931142103 2,001 14,359 SH   DFND NONE 14,359 0 0
WASTE MGMT INC DEL COM 94106L109 2,903 19,437 SH   DFND NONE 19,437 0 0
WHIRLPOOL CORP COM 963320106 1,734 8,508 SH   DFND NONE 8,508 0 0
XCEL ENERGY INC COM 98389B100 1,848 29,566 SH   DFND NONE 29,566 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 2,613 5,070 SH   DFND NONE 5,070 0 0
ZOETIS INC CL A 98978V103 2,458 12,663 SH   DFND NONE 12,663 0 0
BARRICK GOLD CORP COM 067901108 68 3,766 SH   DFND NONE 3,766 0 0
BECTON DICKINSON & CO COM 075887109 802 3,261 SH   DFND NONE 3,261 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 65 1,095 SH   DFND NONE 1,095 0 0
CATERPILLAR INC DEL COM 149123101 38 200 SH   DFND NONE 200 0 0
CHEVRON CORP NEW COM 166764100 5 48 SH   DFND NONE 48 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 492 6,634 SH   DFND NONE 6,634 0 0
EQUIFAX INC COM 294429105 392 1,547 SH   DFND NONE 1,547 0 0
HOME DEPOT INC COM 437076102 406 1,238 SH   DFND NONE 1,238 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 7 48 SH   DFND NONE 48 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 11 79 SH   DFND NONE 79 0 0
INTUIT COM 461202103 646 1,198 SH   DFND NONE 1,198 0 0
LILLY ELI & CO COM 532457108 16 71 SH   DFND NONE 71 0 0
MCDONALDS CORP COM 580135101 59 245 SH   DFND NONE 245 0 0
NEWMONT CORP COM 651639106 34 622 SH   DFND NONE 622 0 0
NIKE INC CL B 654106103 668 4,598 SH   DFND NONE 4,598 0 0
OMNICOM GROUP INC COM 681919106 11 145 SH   DFND NONE 145 0 0
PFIZER INC COM 717081103 630 14,640 SH   DFND NONE 14,640 0 0
STARBUCKS CORP COM 855244109 501 4,539 SH   DFND NONE 4,539 0 0
STATE STR CORP COM 857477103 51 600 SH   DFND NONE 600 0 0
STRYKER CORPORATION COM 863667101 791 3,001 SH   DFND NONE 3,001 0 0
TJX COS INC NEW COM 872540109 289 4,382 SH   DFND NONE 4,382 0 0
UNILEVER PLC SPON ADR NEW 904767704 61 1,117 SH   DFND NONE 1,117 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11 130 SH   DFND NONE 130 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 14 284 SH   DFND NONE 284 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13 252 SH   DFND NONE 252 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 7 158 SH   DFND NONE 158 0 0
WELLS FARGO CO NEW COM 949746101 5 105 SH   DFND NONE 105 0 0
CDK GLOBAL INC COM 12508E101 11 266 SH   DFND NONE 266 0 0
ARK ETF TR INNOVATION ETF 00214Q104 2 15 SH   DFND NONE 15 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 4 50 SH   DFND NONE 50 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 12 200 SH   DFND NONE 200 0 0
CONSTELLATION BRANDS INC CL A 21036P108 9 45 SH   DFND NONE 45 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 74 383 SH   DFND NONE 383 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 5 127 SH   DFND NONE 127 0 0
JPMORGAN CHASE & CO COM 46625H100 176 1,074 SH   DFND NONE 1,074 0 0
LEXARIA BIOSCIENCE CORP COM NEW 52886N406 17 2,686 SH   DFND NONE 2,686 0 0
ORGANON & CO COM 68622V106 3 100 SH   DFND NONE 100 0 0
OVINTIV INC COM 69047Q102 48 1,466 SH   DFND NONE 1,466 0 0
PRECISION DRILLING CORP COM NEW 74022D407 6 139 SH   DFND NONE 139 0 0
VERISK ANALYTICS INC COM 92345Y106 172 860 SH   DFND NONE 860 0 0
VIATRIS INC COM 92556V106 3 248 SH   DFND NONE 248 0 0
LINDE PLC SHS G5494J103 14 48 SH   DFND NONE 48 0 0
MEDTRONIC PLC SHS G5960L103 13 105 SH   DFND NONE 105 0 0
STERIS PLC SHS USD G8473T100 21 105 SH   DFND NONE 105 0 0