The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 211 1,502 SH   SOLE   0 0 1,502
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,412 5,819 SH   SOLE   0 0 5,819
AERPIO PHARMACEUTICALS INC COM 00810B105 0 10,219 SH   SOLE   0 0 10,219
AIR TRANSPORT SERVICES GRP I COM 00922R105 484 16,465 SH   SOLE   0 0 16,465
AKOUSTIS TECHNOLOGIES INC COM 00973N102 127 19,000 SH   SOLE   0 0 19,000
ALPHABET INC CAP STK CL C 02079K107 663 229 SH   SOLE   0 0 229
ALPHABET INC CAP STK CL A 02079K305 1,086 375 SH   SOLE   0 0 375
ALTRIA GROUP INC COM 02209S103 256 5,400 SH   SOLE   0 0 5,400
AMAZON COM INC COM 023135106 1,991 597 SH   SOLE   0 0 597
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,380 21,384 SH   SOLE   21,384 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 4,523 71,429 SH   SOLE   71,429 0 0
AMERICAN CENTY ETF TR US ML CP VALU 025072877 165,336 2,073,433 SH   SOLE   2,073,433 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104 361 2,629 SH   SOLE   0 0 2,629
APPLE INC COM 037833100 10,745 60,511 SH   SOLE   0 0 60,511
AUTOZONE INC COM 053332102 629 300 SH   SOLE   0 0 300
BERKSHIRE HATHAWAY INC DEL CL A 084670702 2,704 6 SH   SOLE   0 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,328 7,785 SH   SOLE   0 0 7,785
BRISTOL-MYERS SQUIBB CO COM 110122108 239 3,828 SH   SOLE   0 0 3,828
CINCINNATI FINL CORP COM 172062101 12,692 111,405 SH   SOLE   0 0 111,405
CINTAS CORP COM 172908105 452 1,021 SH   SOLE   0 0 1,021
COINBASE GLOBAL INC COM CL A 19260Q107 262 1,039 SH   SOLE   0 0 1,039
COMCAST CORP NEW CL A 20030N101 820 16,300 SH   SOLE   0 0 16,300
COSTCO WHSL CORP NEW COM 22160K105 453 798 SH   SOLE   0 0 798
CVS HEALTH CORP COM 126650100 4,634 44,917 SH   SOLE   0 0 44,917
DIGITALOCEAN HLDGS INC COM 25402D102 321 3,995 SH   SOLE   0 0 3,995
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 92,148 1,939,145 SH   SOLE   1,939,145 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 13,332 510,615 SH   SOLE   510,615 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,758 33,998 SH   SOLE   33,998 0 0
DISNEY WALT CO COM 254687106 355 2,290 SH   SOLE   0 0 2,290
EXXON MOBIL CORP COM 30231G102 258 4,214 SH   SOLE   0 0 4,214
FACEBOOK INC CL A 30303M102 3,623 10,772 SH   SOLE   0 0 10,772
FIFTH THIRD BANCORP COM 316773100 383 8,787 SH   SOLE   0 0 8,787
FIRST FINL BANCORP OH COM 320209109 228 9,349 SH   SOLE   0 0 9,349
FRANKLIN STR PPTYS CORP COM 35471R106 448 75,218 SH   SOLE   0 0 75,218
GENERAL ELECTRIC COM 369604103 402 4,257 SH   SOLE   0 0 4,257
GOLD FIELDS LTD SPONSORED ADR 38059T106 154 14,000 SH   SOLE   0 0 14,000
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 482 5,062 SH   SOLE   5,062 0 0
HOME DEPOT INC COM 437076102 784 1,889 SH   SOLE   0 0 1,889
I SHARES TR MSCI EMG MKT ETF 464287234 1,679 34,373 SH   SOLE   34,373 0 0
I SHARES TR MSCI EAFE INDEX 464287465 1,755 22,309 SH   SOLE   22,309 0 0
I SHARES TR CORE S&P500 ETF 464287200 245,767 515,246 SH   SOLE   515,246 0 0
I SHARES TR RUS 1000 GRW ETF 464287614 7,779 25,456 SH   SOLE   25,456 0 0
I SHARES TR RUSSELL MCP GR 464287481 25,106 217,895 SH   SOLE   217,895 0 0
I SHARES TR RUSSELL 3000 464287689 18,714 67,437 SH   SOLE   67,437 0 0
ILLINOIS TOOL WKS INC COM 452308109 203 824 SH   SOLE   0 0 824
INTEL CORP COM 458140100 460 8,941 SH   SOLE   0 0 8,941
INTERNATIONAL BUSINESS MACHS COM 459200101 252 1,887 SH   SOLE   0 0 1,887
INVESCO QQQ TR UNIT SER 1 46090E103 1,175 2,954 SH   SOLE   2,954 0 0
ISHARES INC MSCI EMRG CHN 46434G764 402 6,626 SH   SOLE   6,626 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,552 25,931 SH   SOLE   25,931 0 0
ISHARES TR CORE US AGGBD ET 464287226 234 2,048 SH   SOLE   2,048 0 0
ISHARES TR CORE MSCI EAFE 46432F842 100,785 1,350,280 SH   SOLE   1,350,280 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,479 8,756 SH   SOLE   8,756 0 0
ISHARES TR S&P MC 400GR ETF 464287606 735 8,615 SH   SOLE   8,615 0 0
ISHARES TR CORE S&P SCP ETF 464287804 903 7,886 SH   SOLE   7,886 0 0
ISHARES TR MORNINGSTAR GRWT 464287119 219 3,045 SH   SOLE   3,045 0 0
ISHARES TR CORE S&P TTL STK 464287150 44,462 415,613 SH   SOLE   415,613 0 0
ISHARES TR S&P 500 VAL ETF 464287408 478 3,050 SH   SOLE   3,050 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 991 11,848 SH   SOLE   11,848 0 0
ISHARES TR RUS 1000 ETF 464287622 1,150 4,350 SH   SOLE   4,350 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 652 3,881 SH   SOLE   3,881 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 275 1,237 SH   SOLE   1,237 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 320 1,925 SH   SOLE   1,925 0 0
ISHARES TR RUS MDCP VAL ETF 464287499 424 5,103 SH   SOLE   5,103 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 649 5,299 SH   SOLE   5,299 0 0
ISHARES TR NATIONAL MUN ETF 464288414 584 5,021 SH   SOLE   5,021 0 0
ISHARES TR S&P 100 ETF 464287101 723 3,298 SH   SOLE   3,298 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,204 25,768 SH   SOLE   25,768 0 0
ISHARES TR TRS FLT RT BD 46434V860 392 7,803 SH   SOLE   7,803 0 0
JOHNSON & JOHNSON COM 478160104 499 2,915 SH   SOLE   0 0 2,915
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 666 37,420 SH   SOLE   0 0 37,420
JPMORGAN CHASE & CO COM 46625H100 417 2,633 SH   SOLE   0 0 2,633
KINDER MORGAN INC DEL COM 49456B101 464 29,234 SH   SOLE   0 0 29,234
KROGER CO COM 501044101 384 8,488 SH   SOLE   0 0 8,488
LOCKHEED MARTIN CORP COM 539830109 351 987 SH   SOLE   0 0 987
MCDONALDS CORP COM 580135101 246 918 SH   SOLE   0 0 918
MERCK & CO. INC COM 58933Y105 460 5,999 SH   SOLE   0 0 5,999
MICROSOFT CORP COM 594918104 2,549 7,580 SH   SOLE   0 0 7,580
MICROSTRATEGY INC CL A NEW 594972408 272 500 SH   SOLE   0 0 500
NETFLIX INC COM 64110L106 444 737 SH   SOLE   0 0 737
NVIDIA CORPORATION COM 67066G104 624 2,120 SH   SOLE   0 0 2,120
PEPSICO INC COM 713448108 1,135 6,535 SH   SOLE   0 0 6,535
PFIZER INC COM 717081103 266 4,506 SH   SOLE   0 0 4,506
PIERIS PHARMACEUTICALS INC COM 720795103 38 10,000 SH   SOLE   0 0 10,000
PIPER SANDLER COMPANIES COM 724078100 346 1,941 SH   SOLE   0 0 1,941
PNC FINL SVCS GROUP INC COM 693475105 692 3,452 SH   SOLE   0 0 3,452
PROCTER & GAMBLE CO COM 742718109 42,554 260,144 SH   SOLE   0 0 260,144
PROSHARES TR BITCOIN STRATE 74347G440 555 19,200 SH   SOLE   0 0 19,200
RPM INTL INC COM 749685103 472 4,671 SH   SOLE   0 0 4,671
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 23,896 211,448 SH   SOLE   211,448 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 43,724 1,124,889 SH   SOLE   1,124,889 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,454 27,590 SH   SOLE   27,590 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 355 3,115 SH   SOLE   3,115 0 0
SMUCKER J M CO COM NEW 832696405 328 2,416 SH   SOLE   0 0 2,416
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 3,455 9,511 SH   SOLE   9,511 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,919 10,357 SH   SOLE   10,357 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 845 1,631 SH   SOLE   1,631 0 0
SPDR SER TR S&P BK ETF 78464A797 1,814 33,249 SH   SOLE   33,249 0 0
SPDR SER TR S&P DIVID ETF 78464A763 237 1,835 SH   SOLE   1,835 0 0
TESLA INC COM 88160R101 1,222 1,156 SH   SOLE   0 0 1,156
UBS AG LONDON BRANCH EN LG CP GRWTH 902677780 209 241 SH   SOLE   0 0 241
UNION PAC CORP COM 907818108 271 1,076 SH   SOLE   0 0 1,076
UNITED STS OIL FD LP UNITS 91232N207 203 3,733 SH   SOLE   0 0 3,733
US BANCORP DEL COM NEW 902973304 2,315 41,209 SH   SOLE   0 0 41,209
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,121 35,000 SH   SOLE   35,000 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,042 5,440 SH   SOLE   5,440 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 166,373 2,058,310 SH   SOLE   2,058,310 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,252 37,117 SH   SOLE   37,117 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,011 11,924 SH   SOLE   11,924 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,623 7,183 SH   SOLE   7,183 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,379 13,304 SH   SOLE   13,304 0 0
VANGUARD INDEX FDS REIT ETF 922908553 14,698 126,700 SH   SOLE   126,700 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,392 9,388 SH   SOLE   9,388 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,193 7,934 SH   SOLE   7,934 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,273 16,660 SH   SOLE   16,660 0 0
VANGUARD INDEX FDS MID CAP GRW ETF 922908538 207,505 814,958 SH   SOLE   814,958 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769 389,285 1,612,349 SH   SOLE   1,612,349 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 540 3,672 SH   SOLE   3,672 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 137,009 426,952 SH   SOLE   426,952 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 406 1,839 SH   SOLE   1,839 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 360 1,971 SH   SOLE   1,971 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,834 46,241 SH   SOLE   46,241 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,248 23,126 SH   SOLE   23,126 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 416 3,870 SH   SOLE   3,870 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,251 85,956 SH   SOLE   85,956 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,283 24,610 SH   SOLE   24,610 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 625 7,686 SH   SOLE   7,686 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 544 3,167 SH   SOLE   3,167 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,806 44,144 SH   SOLE   44,144 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 252,316 4,941,551 SH   SOLE   4,941,551 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 916 2,000 SH   SOLE   2,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 338 6,503 SH   SOLE   0 0 6,503
VISA INC COM CL A 92826C839 557 2,571 SH   SOLE   0 0 2,571
WALGREENS BOOTS ALLIANCE INC COM 931427108 552 10,575 SH   SOLE   0 0 10,575
WALMART INC COM 931142103 469 3,243 SH   SOLE   0 0 3,243
WESBANCO INC COM 950810101 1,170 33,443 SH   SOLE   0 0 33,443
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,662 81,000 SH   SOLE   81,000 0 0