The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 1,052 5,920 SH   SOLE   5,920 0 0
3M COM 88579Y101 604 3,400 SH   DFND 7 0 3,400 0
3M COM 88579Y101 151 850 SH   DFND 5 0 850 0
3M COM 88579Y101 9 50 SH   DFND 07,13 0 50 0
ABBOTT LABS COM 002824100 1,507 10,707 SH   SOLE   10,707 0 0
ABBOTT LABS COM 002824100 382 2,714 SH   DFND 6 0 2,714 0
ABBOTT LABS COM 002824100 6,798 48,299 SH   DFND 7 0 48,299 0
ABBOTT LABS COM 002824100 4,140 29,419 SH   DFND 5 0 29,419 0
ABBOTT LABS COM 002824100 77 550 SH   DFND 12 0 550 0
ABBOTT LABS COM 002824100 70 500 SH   DFND 07,13 0 500 0
ABBOTT LABS COM 002824100 215 1,525 SH   DFND 13 0 1,525 0
ABBVIE COM 00287Y109 341 2,522 SH   SOLE   2,522 0 0
ABBVIE COM 00287Y109 363 2,680 SH   DFND 7 0 2,680 0
ABBVIE COM 00287Y109 45 330 SH   DFND 6 0 330 0
ABBVIE COM 00287Y109 1,404 10,370 SH   DFND 5 0 10,370 0
ALPHABET INC CL A COM 02079K305 1,550 535 SH   SOLE   535 0 0
ALPHABET INC CL A COM 02079K305 472 163 SH   DFND 6 0 163 0
ALPHABET INC CL A COM 02079K305 11,878 4,100 SH   DFND 7 0 4,100 0
ALPHABET INC CL A COM 02079K305 4,572 1,578 SH   DFND 5 0 1,578 0
ALPHABET INC CL A COM 02079K305 101 35 SH   DFND 12 0 35 0
ALPHABET INC CL A COM 02079K305 168 58 SH   DFND 07,13 0 58 0
ALPHABET INC CL A COM 02079K305 223 77 SH   DFND 13 0 77 0
AMAZON.COM COM 023135106 834 250 SH   SOLE   250 0 0
AMAZON.COM COM 023135106 3,925 1,177 SH   DFND 7 0 1,177 0
AMAZON.COM COM 023135106 177 53 SH   DFND 6 0 53 0
AMAZON.COM COM 023135106 2,451 735 SH   DFND 5 0 735 0
AMAZON.COM COM 023135106 67 20 SH   DFND 12 0 20 0
AMAZON.COM COM 023135106 90 27 SH   DFND 07,13 0 27 0
AMAZON.COM COM 023135106 150 45 SH   DFND 13 0 45 0
ANALOG DEVICES COM 032654105 1,207 6,865 SH   SOLE   6,865 0 0
ANALOG DEVICES COM 032654105 348 1,980 SH   DFND 6 0 1,980 0
ANALOG DEVICES COM 032654105 8,180 46,539 SH   DFND 7 0 46,539 0
ANALOG DEVICES COM 032654105 3,039 17,288 SH   DFND 5 0 17,288 0
ANALOG DEVICES COM 032654105 75 425 SH   DFND 12 0 425 0
ANALOG DEVICES COM 032654105 123 700 SH   DFND 07,13 0 700 0
ANALOG DEVICES COM 032654105 192 1,095 SH   DFND 13 0 1,095 0
APPLE INC COM 037833100 1,787 10,066 SH   SOLE   10,066 0 0
APPLE INC COM 037833100 742 4,180 SH   DFND 6 0 4,180 0
APPLE INC COM 037833100 15,795 88,950 SH   DFND 7 0 88,950 0
APPLE INC COM 037833100 5,286 29,771 SH   DFND 5 0 29,771 0
APPLE INC COM 037833100 120 675 SH   DFND 12 0 675 0
APPLE INC COM 037833100 213 1,200 SH   DFND 07,13 0 1,200 0
APPLE INC COM 037833100 273 1,540 SH   DFND 13 0 1,540 0
APTARGROUP COM 038336103 1,084 8,854 SH   SOLE   8,854 0 0
APTARGROUP COM 038336103 235 1,922 SH   DFND 6 0 1,922 0
APTARGROUP COM 038336103 2,726 22,255 SH   DFND 5 0 22,255 0
APTARGROUP COM 038336103 5,337 43,575 SH   DFND 7 0 43,575 0
APTARGROUP COM 038336103 40 325 SH   DFND 12 0 325 0
APTARGROUP COM 038336103 110 900 SH   DFND 07,13 0 900 0
APTARGROUP COM 038336103 122 1,000 SH   DFND 13 0 1,000 0
APTIV PLC COM G6095L109 81 490 SH   SOLE   490 0 0
APTIV PLC COM G6095L109 786 4,764 SH   DFND 5 0 4,764 0
APTIV PLC COM G6095L109 876 5,308 SH   DFND 7 0 5,308 0
APTIV PLC COM G6095L109 16 100 SH   DFND 07,13 0 100 0
AUTOMATIC DATA PROCESSING COM 053015103 1,621 6,575 SH   SOLE   6,575 0 0
AUTOMATIC DATA PROCESSING COM 053015103 473 1,919 SH   DFND 6 0 1,919 0
AUTOMATIC DATA PROCESSING COM 053015103 7,335 29,748 SH   DFND 7 0 29,748 0
AUTOMATIC DATA PROCESSING COM 053015103 4,059 16,463 SH   DFND 5 0 16,463 0
AUTOMATIC DATA PROCESSING COM 053015103 80 325 SH   DFND 12 0 325 0
AUTOMATIC DATA PROCESSING COM 053015103 148 600 SH   DFND 07,13 0 600 0
AUTOMATIC DATA PROCESSING COM 053015103 211 855 SH   DFND 13 0 855 0
BECTON DICKINSON COM 075887109 613 2,439 SH   SOLE   2,439 0 0
BECTON DICKINSON COM 075887109 65 257 SH   DFND 6 0 257 0
BECTON DICKINSON COM 075887109 3,050 12,129 SH   DFND 7 0 12,129 0
BECTON DICKINSON COM 075887109 1,196 4,756 SH   DFND 5 0 4,756 0
BECTON DICKINSON COM 075887109 44 175 SH   DFND 12 0 175 0
BECTON DICKINSON COM 075887109 63 250 SH   DFND 07,13 0 250 0
BECTON DICKINSON COM 075887109 113 450 SH   DFND 13 0 450 0
BRISTOL-MYERS SQUIBB COM 110122108 729 11,700 SH   DFND 5 0 11,700 0
CANADIAN NATL RAILWAY COM 136375102 1,627 13,241 SH   SOLE   13,241 0 0
CANADIAN NATL RAILWAY COM 136375102 397 3,234 SH   DFND 6 0 3,234 0
CANADIAN NATL RAILWAY COM 136375102 7,304 59,451 SH   DFND 7 0 59,451 0
CANADIAN NATL RAILWAY COM 136375102 3,517 28,628 SH   DFND 5 0 28,628 0
CANADIAN NATL RAILWAY COM 136375102 68 550 SH   DFND 12 0 550 0
CANADIAN NATL RAILWAY COM 136375102 144 1,175 SH   DFND 07,13 0 1,175 0
CANADIAN NATL RAILWAY COM 136375102 166 1,350 SH   DFND 13 0 1,350 0
CHEVRON COM 166764100 454 3,867 SH   SOLE   3,867 0 0
CHEVRON COM 166764100 103 874 SH   DFND 6 0 874 0
CHEVRON COM 166764100 1,940 16,529 SH   DFND 5 0 16,529 0
CHEVRON COM 166764100 494 4,211 SH   DFND 7 0 4,211 0
CHEVRON COM 166764100 41 350 SH   DFND 12 0 350 0
CHEVRON COM 166764100 82 700 SH   DFND 07,13 0 700 0
CHEVRON COM 166764100 113 960 SH   DFND 13 0 960 0
CHURCH & DWIGHT COM 171340102 6 60 SH   DFND 6 0 60 0
CHURCH & DWIGHT COM 171340102 1,715 16,730 SH   DFND 7 0 16,730 0
CHURCH & DWIGHT COM 171340102 123 1,198 SH   DFND 5 0 1,198 0
CISCO SYS INC COM 17275R102 130 2,050 SH   SOLE   2,050 0 0
CISCO SYS INC COM 17275R102 86 1,360 SH   DFND 7 0 1,360 0
CISCO SYS INC COM 17275R102 236 3,720 SH   DFND 5 0 3,720 0
CISCO SYS INC COM 17275R102 48 750 SH   DFND 6 0 750 0
CISCO SYS INC COM 17275R102 51 805 SH   DFND 13 0 805 0
COCA COLA COM 191216100 97 1,630 SH   SOLE   1,630 0 0
COCA COLA COM 191216100 201 3,400 SH   DFND 6 0 3,400 0
COCA COLA COM 191216100 15 250 SH   DFND 7 0 250 0
COCA COLA COM 191216100 118 2,000 SH   DFND 5 0 2,000 0
CONOCOPHILLIPS COM 20825C104 77 1,069 SH   SOLE   1,069 0 0
CONOCOPHILLIPS COM 20825C104 218 3,015 SH   DFND 5 0 3,015 0
CSX COM 126408103 293 7,800 SH   DFND 6 0 7,800 0
CVS HEALTH COM 126650100 677 6,564 SH   SOLE   6,564 0 0
CVS HEALTH COM 126650100 1,995 19,337 SH   DFND 5 0 19,337 0
CVS HEALTH COM 126650100 3,318 32,165 SH   DFND 7 0 32,165 0
CVS HEALTH COM 126650100 48 462 SH   DFND 6 0 462 0
CVS HEALTH COM 126650100 41 400 SH   DFND 12 0 400 0
CVS HEALTH COM 126650100 62 600 SH   DFND 07,13 0 600 0
CVS HEALTH COM 126650100 98 950 SH   DFND 13 0 950 0
DANAHER CORP COM 235851102 1,630 4,953 SH   SOLE   4,953 0 0
DANAHER CORP COM 235851102 319 970 SH   DFND 6 0 970 0
DANAHER CORP COM 235851102 13,012 39,548 SH   DFND 7 0 39,548 0
DANAHER CORP COM 235851102 3,589 10,909 SH   DFND 5 0 10,909 0
DANAHER CORP COM 235851102 90 275 SH   DFND 12 0 275 0
DANAHER CORP COM 235851102 161 490 SH   DFND 07,13 0 490 0
DANAHER CORP COM 235851102 211 642 SH   DFND 13 0 642 0
DEERE & CO COM 244199105 120 350 SH   SOLE   350 0 0
DEERE & CO COM 244199105 158 460 SH   DFND 7 0 460 0
DEERE & CO COM 244199105 34 100 SH   DFND 07,13 0 100 0
DISNEY COM 254687106 638 4,117 SH   SOLE   4,117 0 0
DISNEY COM 254687106 139 896 SH   DFND 6 0 896 0
DISNEY COM 254687106 5,151 33,258 SH   DFND 7 0 33,258 0
DISNEY COM 254687106 1,700 10,978 SH   DFND 5 0 10,978 0
DISNEY COM 254687106 54 350 SH   DFND 12 0 350 0
DISNEY COM 254687106 85 550 SH   DFND 07,13 0 550 0
DISNEY COM 254687106 128 825 SH   DFND 13 0 825 0
EDWARDS LIFESCIENCES COM 28176E108 219 1,687 SH   SOLE   1,687 0 0
EDWARDS LIFESCIENCES COM 28176E108 2,196 16,951 SH   DFND 7 0 16,951 0
EDWARDS LIFESCIENCES COM 28176E108 78 601 SH   DFND 6 0 601 0
EDWARDS LIFESCIENCES COM 28176E108 969 7,478 SH   DFND 5 0 7,478 0
EDWARDS LIFESCIENCES COM 28176E108 19 150 SH   DFND 12 0 150 0
EDWARDS LIFESCIENCES COM 28176E108 71 550 SH   DFND 07,13 0 550 0
EXXON MOBIL COM 30231G102 303 4,955 SH   SOLE   4,955 0 0
EXXON MOBIL COM 30231G102 319 5,217 SH   DFND 7 0 5,217 0
EXXON MOBIL COM 30231G102 236 3,850 SH   DFND 6 0 3,850 0
EXXON MOBIL COM 30231G102 1,340 21,907 SH   DFND 5 0 21,907 0
EXXON MOBIL COM 30231G102 23 375 SH   DFND 07,13 0 375 0
FISERV COM 337738108 992 9,560 SH   SOLE   9,560 0 0
FISERV COM 337738108 5,650 54,439 SH   DFND 7 0 54,439 0
FISERV COM 337738108 121 1,170 SH   DFND 6 0 1,170 0
FISERV COM 337738108 1,406 13,551 SH   DFND 5 0 13,551 0
FISERV COM 337738108 44 425 SH   DFND 12 0 425 0
FISERV COM 337738108 93 900 SH   DFND 07,13 0 900 0
FISERV COM 337738108 407 3,925 SH   DFND 13 0 3,925 0
GENERAL ELECTRIC COM 369604301 35 374 SH   SOLE   374 0 0
GENERAL ELECTRIC COM 369604301 43 457 SH   DFND 7 0 457 0
GENERAL ELECTRIC COM 369604301 106 1,124 SH   DFND 5 0 1,124 0
GENERAL ELECTRIC COM 369604301 31 325 SH   DFND 07,13 0 325 0
GENERAL MILLS COM 370334104 67 1,000 SH   SOLE   1,000 0 0
GENERAL MILLS COM 370334104 202 3,000 SH   DFND 6 0 3,000 0
HOME DEPOT COM 437076102 1,046 2,520 SH   SOLE   2,520 0 0
HOME DEPOT COM 437076102 7,276 17,533 SH   DFND 7 0 17,533 0
HOME DEPOT COM 437076102 279 672 SH   DFND 6 0 672 0
HOME DEPOT COM 437076102 3,376 8,135 SH   DFND 5 0 8,135 0
HOME DEPOT COM 437076102 62 150 SH   DFND 12 0 150 0
HOME DEPOT COM 437076102 176 425 SH   DFND 07,13 0 425 0
HOME DEPOT COM 437076102 83 200 SH   DFND 13 0 200 0
HONEYWELL INTL COM 438516106 913 4,380 SH   SOLE   4,380 0 0
HONEYWELL INTL COM 438516106 112 538 SH   DFND 6 0 538 0
HONEYWELL INTL COM 438516106 3,384 16,229 SH   DFND 7 0 16,229 0
HONEYWELL INTL COM 438516106 2,322 11,136 SH   DFND 5 0 11,136 0
HONEYWELL INTL COM 438516106 31 150 SH   DFND 12 0 150 0
ILLUMINA COM 452327109 304 798 SH   SOLE   798 0 0
ILLUMINA COM 452327109 1,232 3,239 SH   DFND 5 0 3,239 0
ILLUMINA COM 452327109 3,967 10,428 SH   DFND 7 0 10,428 0
ILLUMINA COM 452327109 25 65 SH   DFND 6 0 65 0
ILLUMINA COM 452327109 48 125 SH   DFND 12 0 125 0
ILLUMINA COM 452327109 38 100 SH   DFND 07,13 0 100 0
ILLUMINA COM 452327109 76 200 SH   DFND 13 0 200 0
INGERSOLL RAND INC COM 45687V106 271 4,385 SH   DFND 5 0 4,385 0
INTEL CORP COM 458140100 107 2,075 SH   SOLE   2,075 0 0
INTEL CORP COM 458140100 146 2,830 SH   DFND 6 0 2,830 0
INTEL CORP COM 458140100 398 7,725 SH   DFND 7 0 7,725 0
INTEL CORP COM 458140100 1,057 20,525 SH   DFND 5 0 20,525 0
INTEL CORP COM 458140100 41 800 SH   DFND 07,13 0 800 0
INTL BUSINESS MACH COM 459200101 67 500 SH   SOLE   500 0 0
INTL BUSINESS MACH COM 459200101 211 1,575 SH   DFND 5 0 1,575 0
INTL BUSINESS MACH COM 459200101 13 97 SH   DFND 6 0 97 0
INTL BUSINESS MACH COM 459200101 17 125 SH   DFND 07,13 0 125 0
IRONWOOD PHARMACEUTICALS COM 46333X108 26 2,250 SH   SOLE   2,250 0 0
IRONWOOD PHARMACEUTICALS COM 46333X108 1,174 100,696 SH   DFND 7 0 100,696 0
JOHNSON & JOHNSON COM 478160104 1,398 8,175 SH   SOLE   8,175 0 0
JOHNSON & JOHNSON COM 478160104 314 1,835 SH   DFND 6 0 1,835 0
JOHNSON & JOHNSON COM 478160104 6,232 36,431 SH   DFND 7 0 36,431 0
JOHNSON & JOHNSON COM 478160104 3,381 19,762 SH   DFND 5 0 19,762 0
JOHNSON & JOHNSON COM 478160104 51 300 SH   DFND 12 0 300 0
JOHNSON & JOHNSON COM 478160104 133 775 SH   DFND 07,13 0 775 0
JOHNSON & JOHNSON COM 478160104 86 500 SH   DFND 13 0 500 0
KONINKLIJKE DSM NV COM 780249108 600 10,595 SH   SOLE   10,595 0 0
KONINKLIJKE DSM NV COM 780249108 60 1,052 SH   DFND 6 0 1,052 0
KONINKLIJKE DSM NV COM 780249108 2,951 52,125 SH   DFND 7 0 52,125 0
KONINKLIJKE DSM NV COM 780249108 1,691 29,866 SH   DFND 5 0 29,866 0
KONINKLIJKE DSM NV COM 780249108 47 825 SH   DFND 12 0 825 0
KONINKLIJKE DSM NV COM 780249108 62 1,100 SH   DFND 07,13 0 1,100 0
KONINKLIJKE DSM NV COM 780249108 93 1,635 SH   DFND 13 0 1,635 0
MASTERCARD COM 57636Q104 1,245 3,464 SH   SOLE   3,464 0 0
MASTERCARD COM 57636Q104 335 931 SH   DFND 6 0 931 0
MASTERCARD COM 57636Q104 9,342 26,000 SH   DFND 7 0 26,000 0
MASTERCARD COM 57636Q104 3,356 9,340 SH   DFND 5 0 9,340 0
MASTERCARD COM 57636Q104 54 150 SH   DFND 12 0 150 0
MASTERCARD COM 57636Q104 137 380 SH   DFND 07,13 0 380 0
MASTERCARD COM 57636Q104 185 515 SH   DFND 13 0 515 0
MCCORMICK & CO COM 579780206 349 3,610 SH   SOLE   3,610 0 0
MCCORMICK & CO COM 579780206 5 50 SH   DFND 6 0 50 0
MCDONALDS CORP COM 580135101 67 250 SH   SOLE   250 0 0
MCDONALDS CORP COM 580135101 161 600 SH   DFND 7 0 600 0
MCDONALDS CORP COM 580135101 67 250 SH   DFND 6 0 250 0
MERCK COM 58933Y105 52 675 SH   SOLE   675 0 0
MERCK COM 58933Y105 25 325 SH   DFND 7 0 325 0
MERCK COM 58933Y105 346 4,515 SH   DFND 5 0 4,515 0
MERCK COM 58933Y105 8 100 SH   DFND 07,13 0 100 0
MICROSOFT CORP COM 594918104 831 2,471 SH   SOLE   2,471 0 0
MICROSOFT CORP COM 594918104 336 1,000 SH   DFND 6 0 1,000 0
MICROSOFT CORP COM 594918104 4,571 13,591 SH   DFND 5 0 13,591 0
MICROSOFT CORP COM 594918104 10,435 31,027 SH   DFND 7 0 31,027 0
MICROSOFT CORP COM 594918104 101 300 SH   DFND 12 0 300 0
MICROSOFT CORP COM 594918104 118 350 SH   DFND 07,13 0 350 0
MICROSOFT CORP COM 594918104 98 290 SH   DFND 13 0 290 0
NESTLE SA ADR COM 641069406 1,330 9,477 SH   SOLE   9,477 0 0
NESTLE SA ADR COM 641069406 7,678 54,698 SH   DFND 7 0 54,698 0
NESTLE SA ADR COM 641069406 421 2,996 SH   DFND 6 0 2,996 0
NESTLE SA ADR COM 641069406 3,547 25,271 SH   DFND 5 0 25,271 0
NESTLE SA ADR COM 641069406 84 600 SH   DFND 12 0 600 0
NESTLE SA ADR COM 641069406 158 1,125 SH   DFND 07,13 0 1,125 0
NESTLE SA ADR COM 641069406 175 1,250 SH   DFND 13 0 1,250 0
NEXTERA ENERGY COM 65339F101 93 1,000 SH   SOLE   1,000 0 0
NEXTERA ENERGY COM 65339F101 187 2,000 SH   DFND 6 0 2,000 0
NEXTERA ENERGY COM 65339F101 75 800 SH   DFND 07,13 0 800 0
NIKE INC CLASS B COM 654106103 509 3,055 SH   SOLE   3,055 0 0
NIKE INC CLASS B COM 654106103 131 786 SH   DFND 6 0 786 0
NIKE INC CLASS B COM 654106103 4,284 25,702 SH   DFND 7 0 25,702 0
NIKE INC CLASS B COM 654106103 706 4,238 SH   DFND 5 0 4,238 0
NIKE INC CLASS B COM 654106103 38 225 SH   DFND 12 0 225 0
NIKE INC CLASS B COM 654106103 67 400 SH   DFND 07,13 0 400 0
NIKE INC CLASS B COM 654106103 100 600 SH   DFND 13 0 600 0
NOVARTIS AG ADR COM 66987V109 580 6,636 SH   SOLE   6,636 0 0
NOVARTIS AG ADR COM 66987V109 304 3,475 SH   DFND 6 0 3,475 0
NOVARTIS AG ADR COM 66987V109 641 7,326 SH   DFND 5 0 7,326 0
NOVARTIS AG ADR COM 66987V109 1,921 21,963 SH   DFND 7 0 21,963 0
NOVARTIS AG ADR COM 66987V109 44 500 SH   DFND 07,13 0 500 0
NOVARTIS AG ADR COM 66987V109 105 1,200 SH   DFND 13 0 1,200 0
NOVO NORDISK A S ADR COM 670100205 362 3,235 SH   SOLE   3,235 0 0
NOVO NORDISK A S ADR COM 670100205 196 1,750 SH   DFND 7 0 1,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 227 2,765 SH   SOLE   2,765 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 2,371 28,925 SH   DFND 7 0 28,925 0
NOVOZYMES A S DKK 2.0 COM B798FW902 758 9,244 SH   DFND 5 0 9,244 0
NVIDIA CORP COM 67066G104 526 1,787 SH   SOLE   1,787 0 0
NVIDIA CORP COM 67066G104 3,109 10,572 SH   DFND 7 0 10,572 0
NVIDIA CORP COM 67066G104 4,489 15,264 SH   DFND 5 0 15,264 0
NVIDIA CORP COM 67066G104 118 400 SH   DFND 12 0 400 0
NVIDIA CORP COM 67066G104 7 24 SH   DFND 6 0 24 0
NVIDIA CORP COM 67066G104 162 550 SH   DFND 07,13 0 550 0
PAYPAL HOLDINGS COM 70450Y103 684 3,628 SH   SOLE   3,628 0 0
PAYPAL HOLDINGS COM 70450Y103 117 621 SH   DFND 6 0 621 0
PAYPAL HOLDINGS COM 70450Y103 5,531 29,331 SH   DFND 7 0 29,331 0
PAYPAL HOLDINGS COM 70450Y103 1,994 10,575 SH   DFND 5 0 10,575 0
PAYPAL HOLDINGS COM 70450Y103 45 240 SH   DFND 12 0 240 0
PAYPAL HOLDINGS COM 70450Y103 75 400 SH   DFND 07,13 0 400 0
PAYPAL HOLDINGS COM 70450Y103 113 600 SH   DFND 13 0 600 0
PEMBINA PIPELINE CO COM 706327103 93 3,050 SH   SOLE   3,050 0 0
PEMBINA PIPELINE CO COM 706327103 585 19,300 SH   DFND 5 0 19,300 0
PEMBINA PIPELINE CO COM 706327103 2 78 SH   DFND 7 0 78 0
PEPSICO COM 713448108 851 4,900 SH   SOLE   4,900 0 0
PEPSICO COM 713448108 2,510 14,448 SH   DFND 7 0 14,448 0
PEPSICO COM 713448108 638 3,670 SH   DFND 5 0 3,670 0
PEPSICO COM 713448108 39 225 SH   DFND 6 0 225 0
PEPSICO COM 713448108 91 525 SH   DFND 07,13 0 525 0
PEPSICO COM 713448108 52 300 SH   DFND 13 0 300 0
PFIZER COM 717081103 98 1,654 SH   SOLE   1,654 0 0
PFIZER COM 717081103 283 4,800 SH   DFND 6 0 4,800 0
PFIZER COM 717081103 41 700 SH   DFND 07,13 0 700 0
PROCTER & GAMBLE COM 742718109 1,560 9,537 SH   SOLE   9,537 0 0
PROCTER & GAMBLE COM 742718109 511 3,125 SH   DFND 6 0 3,125 0
PROCTER & GAMBLE COM 742718109 7,420 45,359 SH   DFND 7 0 45,359 0
PROCTER & GAMBLE COM 742718109 4,018 24,563 SH   DFND 5 0 24,563 0
PROCTER & GAMBLE COM 742718109 82 500 SH   DFND 12 0 500 0
PROCTER & GAMBLE COM 742718109 156 955 SH   DFND 07,13 0 955 0
PROCTER & GAMBLE COM 742718109 196 1,200 SH   DFND 13 0 1,200 0
RAYTHEON TECHNOLOGIES COM 75513E101 945 10,985 SH   SOLE   10,985 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 246 2,861 SH   DFND 6 0 2,861 0
RAYTHEON TECHNOLOGIES COM 75513E101 4,872 56,608 SH   DFND 7 0 56,608 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,361 27,432 SH   DFND 5 0 27,432 0
RAYTHEON TECHNOLOGIES COM 75513E101 47 550 SH   DFND 12 0 550 0
RAYTHEON TECHNOLOGIES COM 75513E101 86 1,000 SH   DFND 07,13 0 1,000 0
RAYTHEON TECHNOLOGIES COM 75513E101 155 1,800 SH   DFND 13 0 1,800 0
ROCHE HLDG LTD ADR COM 771195104 292 5,640 SH   SOLE   5,640 0 0
ROCHE HLDG LTD ADR COM 771195104 1,186 22,950 SH   DFND 5 0 22,950 0
ROCHE HLDG LTD ADR COM 771195104 26 500 SH   DFND 7 0 500 0
ROCHE HLDG LTD ADR COM 771195104 2 40 SH   DFND 6 0 40 0
ROCHE HLDG LTD ADR COM 771195104 83 1,600 SH   DFND 13 0 1,600 0
ROCKWELL AUTOMATION COM 773903109 1,095 3,139 SH   SOLE   3,139 0 0
ROCKWELL AUTOMATION COM 773903109 267 764 SH   DFND 6 0 764 0
ROCKWELL AUTOMATION COM 773903109 7,416 21,258 SH   DFND 7 0 21,258 0
ROCKWELL AUTOMATION COM 773903109 3,652 10,470 SH   DFND 5 0 10,470 0
ROCKWELL AUTOMATION COM 773903109 87 250 SH   DFND 12 0 250 0
ROCKWELL AUTOMATION COM 773903109 180 515 SH   DFND 07,13 0 515 0
ROCKWELL AUTOMATION COM 773903109 202 580 SH   DFND 13 0 580 0
SMUCKER J M COM 832696405 215 1,585 SH   SOLE   1,585 0 0
SMUCKER J M COM 832696405 2 15 SH   DFND 6 0 15 0
SPDR TOTAL STOCK MARKET PORTFO COM 78464A805 1,964 33,600 SH   DFND 13 0 33,600 0
THERMO FISHER SCIENTIFIC COM 883556102 90 135 SH   DFND 6 0 135 0
THERMO FISHER SCIENTIFIC COM 883556102 627 940 SH   DFND 13 0 940 0
TJX COS COM 872540109 558 7,355 SH   SOLE   7,355 0 0
TJX COS COM 872540109 120 1,585 SH   DFND 6 0 1,585 0
TJX COS COM 872540109 4,615 60,782 SH   DFND 7 0 60,782 0
TJX COS COM 872540109 1,504 19,814 SH   DFND 5 0 19,814 0
TJX COS COM 872540109 47 625 SH   DFND 12 0 625 0
TJX COS COM 872540109 61 800 SH   DFND 07,13 0 800 0
TJX COS COM 872540109 106 1,400 SH   DFND 13 0 1,400 0
TRANE TECHNOLOGIES PLC COM G8994E103 802 3,970 SH   DFND 5 0 3,970 0
UNILEVER PLC NEW ADR COM 904767704 475 8,824 SH   SOLE   8,824 0 0
UNILEVER PLC NEW ADR COM 904767704 32 597 SH   DFND 6 0 597 0
UNILEVER PLC NEW ADR COM 904767704 1,095 20,348 SH   DFND 5 0 20,348 0
UNILEVER PLC NEW ADR COM 904767704 3,490 64,890 SH   DFND 7 0 64,890 0
UNILEVER PLC NEW ADR COM 904767704 48 900 SH   DFND 12 0 900 0
UNILEVER PLC NEW ADR COM 904767704 102 1,900 SH   DFND 13 0 1,900 0
UNION PACIFIC COM 907818108 252 1,000 SH   SOLE   1,000 0 0
UNION PACIFIC COM 907818108 312 1,240 SH   DFND 5 0 1,240 0
UNION PACIFIC COM 907818108 143 569 SH   DFND 7 0 569 0
UNITED HEALTH GROUP COM 91324P102 495 985 SH   SOLE   985 0 0
UNITED HEALTH GROUP COM 91324P102 1,808 3,601 SH   DFND 5 0 3,601 0
UNITED HEALTH GROUP COM 91324P102 4,217 8,398 SH   DFND 7 0 8,398 0
UNITED HEALTH GROUP COM 91324P102 8 15 SH   DFND 6 0 15 0
UNITED HEALTH GROUP COM 91324P102 63 125 SH   DFND 12 0 125 0
UNITED HEALTH GROUP COM 91324P102 65 130 SH   DFND 07,13 0 130 0
UNITED HEALTH GROUP COM 91324P102 90 180 SH   DFND 13 0 180 0
WAL-MART STORES COM 931142103 80 550 SH   DFND 5 0 550 0
WAL-MART STORES COM 931142103 145 1,000 SH   DFND 13 0 1,000 0
WELLTOWER COM 95040Q104 850 9,910 SH   DFND 7 0 9,910 0
XILINX COM 983919101 1,019 4,805 SH   SOLE   4,805 0 0
XILINX COM 983919101 404 1,905 SH   DFND 6 0 1,905 0
XILINX COM 983919101 9,963 46,990 SH   DFND 7 0 46,990 0
XILINX COM 983919101 3,025 14,269 SH   DFND 5 0 14,269 0
XILINX COM 983919101 85 400 SH   DFND 12 0 400 0
XILINX COM 983919101 127 600 SH   DFND 07,13 0 600 0
XILINX COM 983919101 244 1,150 SH   DFND 13 0 1,150 0
XYLEM INC COM 98419M100 383 3,190 SH   SOLE   3,190 0 0
XYLEM INC COM 98419M100 68 568 SH   DFND 6 0 568 0
XYLEM INC COM 98419M100 1,040 8,674 SH   DFND 5 0 8,674 0
XYLEM INC COM 98419M100 5,683 47,386 SH   DFND 7 0 47,386 0
XYLEM INC COM 98419M100 48 400 SH   DFND 12 0 400 0
XYLEM INC COM 98419M100 168 1,400 SH   DFND 13 0 1,400 0
FPA CRESCENT FUND Equity Mutual Fu 30254T759 6,224 168,183 SH   DFND 7 0 168,183 0
HARDING LOEVNER INSTL EMERGING Equity Mutual Fu 412295701 5,183 211,030 SH   DFND 7 0 211,030 0
MATTHEWS ASIA DIVIDEND FUND IN Equity Mutual Fu 577130750 1,663 87,835 SH   DFND 7 0 87,835 0
NEUBERGER BERMAN ALTERN LONG S Equity Mutual Fu 64128R608 5,519 308,330 SH   DFND 7 0 308,330 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 5,724 357,965 SH   DFND 7 0 357,965 0