The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 602 3,388 SH   SOLE   3,388 0 0
3M COM 88579Y101 158 892 SH   DFND 1 0 892 0
3M COM 88579Y101 133 750 SH   DFND 5 0 750 0
ABBOTT LABS COM 002824100 17,195 122,174 SH   SOLE   122,174 0 0
ABBOTT LABS COM 002824100 609 4,330 SH   DFND 13 0 4,330 0
ABBOTT LABS COM 002824100 2,008 14,264 SH   DFND 1 0 14,264 0
ABBOTT LABS COM 002824100 1,877 13,335 SH   DFND 7 0 13,335 0
ABBOTT LABS COM 002824100 5,323 37,825 SH   DFND 5 0 37,825 0
ABBVIE COM 00287Y109 454 3,350 SH   SOLE   3,350 0 0
ABBVIE COM 00287Y109 705 5,206 SH   DFND 1 0 5,206 0
ABBVIE COM 00287Y109 54 400 SH   DFND 13 0 400 0
ABBVIE COM 00287Y109 34 250 SH   DFND 7 0 250 0
ABBVIE COM 00287Y109 1,435 10,600 SH   DFND 5 0 10,600 0
ADOBE SYS COM 00724F101 501 884 SH   SOLE   884 0 0
ALBEMARLE COM 012653101 444 1,900 SH   DFND 1 0 1,900 0
ALPHABET INC CL A COM 02079K305 19,929 6,879 SH   SOLE   6,879 0 0
ALPHABET INC CL A COM 02079K305 687 237 SH   DFND 13 0 237 0
ALPHABET INC CL A COM 02079K305 2,602 898 SH   DFND 1 0 898 0
ALPHABET INC CL A COM 02079K305 2,057 710 SH   DFND 7 0 710 0
ALPHABET INC CL A COM 02079K305 5,826 2,011 SH   DFND 5 0 2,011 0
ALPHABET INC CL C COM 02079K107 281 97 SH   SOLE   97 0 0
ALPHABET INC CL C COM 02079K107 29 10 SH   DFND 1 0 10 0
AMAZON.COM COM 023135106 10,216 3,064 SH   SOLE   3,064 0 0
AMAZON.COM COM 023135106 303 91 SH   DFND 13 0 91 0
AMAZON.COM COM 023135106 1,187 356 SH   DFND 1 0 356 0
AMAZON.COM COM 023135106 1,067 320 SH   DFND 7 0 320 0
AMAZON.COM COM 023135106 2,607 782 SH   DFND 5 0 782 0
AMERICAN EXPRESS COM 025816109 491 3,000 SH   SOLE   3,000 0 0
AMERICAN EXPRESS COM 025816109 188 1,150 SH   DFND 1 0 1,150 0
AMERICAN TOWER COM 03027X100 236 808 SH   SOLE   808 0 0
AMEX TECHNOLOGY SELECT COM 81369Y803 405 2,331 SH   SOLE   2,331 0 0
AMGEN INC COM 031162100 353 1,571 SH   SOLE   1,571 0 0
AMGEN INC COM 031162100 225 1,000 SH   DFND 7 0 1,000 0
ANALOG DEVICES COM 032654105 14,614 83,144 SH   SOLE   83,144 0 0
ANALOG DEVICES COM 032654105 542 3,083 SH   DFND 13 0 3,083 0
ANALOG DEVICES COM 032654105 1,517 8,628 SH   DFND 1 0 8,628 0
ANALOG DEVICES COM 032654105 1,746 9,935 SH   DFND 7 0 9,935 0
ANALOG DEVICES COM 032654105 3,652 20,775 SH   DFND 5 0 20,775 0
APPLE INC COM 037833100 24,563 138,328 SH   SOLE   138,328 0 0
APPLE INC COM 037833100 778 4,380 SH   DFND 13 0 4,380 0
APPLE INC COM 037833100 3,527 19,863 SH   DFND 1 0 19,863 0
APPLE INC COM 037833100 2,383 13,420 SH   DFND 7 0 13,420 0
APPLE INC COM 037833100 7,046 39,680 SH   DFND 5 0 39,680 0
APTARGROUP COM 038336103 10,850 88,585 SH   SOLE   88,585 0 0
APTARGROUP COM 038336103 415 3,385 SH   DFND 13 0 3,385 0
APTARGROUP COM 038336103 1,587 12,955 SH   DFND 1 0 12,955 0
APTARGROUP COM 038336103 1,231 10,050 SH   DFND 7 0 10,050 0
APTARGROUP COM 038336103 3,497 28,550 SH   DFND 5 0 28,550 0
APTIV PLC COM G6095L109 1,485 9,005 SH   SOLE   9,005 0 0
APTIV PLC COM G6095L109 111 670 SH   DFND 7 0 670 0
APTIV PLC COM G6095L109 10 60 SH   DFND 13 0 60 0
APTIV PLC COM G6095L109 1 5 SH   DFND 5 0 5 0
AUTOMATIC DATA PROCESSING COM 053015103 18,899 76,645 SH   SOLE   76,645 0 0
AUTOMATIC DATA PROCESSING COM 053015103 664 2,692 SH   DFND 13 0 2,692 0
AUTOMATIC DATA PROCESSING COM 053015103 2,451 9,942 SH   DFND 1 0 9,942 0
AUTOMATIC DATA PROCESSING COM 053015103 1,957 7,935 SH   DFND 7 0 7,935 0
AUTOMATIC DATA PROCESSING COM 053015103 5,694 23,090 SH   DFND 5 0 23,090 0
BARRY CALLEBAUT AG REG COM 547692905 304 125 SH   SOLE   125 0 0
BECTON DICKINSON COM 075887109 9,318 37,052 SH   SOLE   37,052 0 0
BECTON DICKINSON COM 075887109 317 1,260 SH   DFND 13 0 1,260 0
BECTON DICKINSON COM 075887109 698 2,775 SH   DFND 1 0 2,775 0
BECTON DICKINSON COM 075887109 642 2,553 SH   DFND 7 0 2,553 0
BECTON DICKINSON COM 075887109 1,387 5,515 SH   DFND 5 0 5,515 0
BERKSHIRE HATHAWAY CL B COM 084670702 1,428 4,776 SH   SOLE   4,776 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 48 160 SH   DFND 13 0 160 0
BRISTOL-MYERS SQUIBB COM 110122108 518 8,307 SH   SOLE   8,307 0 0
BRISTOL-MYERS SQUIBB COM 110122108 143 2,300 SH   DFND 1 0 2,300 0
CAMBRIDGE BANCORP COM 132152109 409 4,375 SH   SOLE   4,375 0 0
CANADIAN NATL RAILWAY COM 136375102 15,102 122,924 SH   SOLE   122,924 0 0
CANADIAN NATL RAILWAY COM 136375102 568 4,620 SH   DFND 13 0 4,620 0
CANADIAN NATL RAILWAY COM 136375102 2,261 18,402 SH   DFND 1 0 18,402 0
CANADIAN NATL RAILWAY COM 136375102 1,677 13,650 SH   DFND 7 0 13,650 0
CANADIAN NATL RAILWAY COM 136375102 4,439 36,130 SH   DFND 5 0 36,130 0
CARLISLE COS INC COM 142339100 248 1,000 SH   DFND 1 0 1,000 0
CATERPILLAR COM 149123101 643 3,110 SH   SOLE   3,110 0 0
CHEVRON COM 166764100 2,977 25,366 SH   SOLE   25,366 0 0
CHEVRON COM 166764100 183 1,560 SH   DFND 13 0 1,560 0
CHEVRON COM 166764100 666 5,675 SH   DFND 7 0 5,675 0
CHEVRON COM 166764100 1,226 10,450 SH   DFND 5 0 10,450 0
CHEVRON COM 166764100 485 4,135 SH   DFND 1 0 4,135 0
CHUBB LIMITED COM H1467J104 570 2,950 SH   SOLE   2,950 0 0
CHUBB LIMITED COM H1467J104 19 100 SH   DFND 1 0 100 0
CHUBB LIMITED COM H1467J104 387 2,000 SH   DFND 5 0 2,000 0
CHURCH & DWIGHT COM 171340102 635 6,200 SH   SOLE   6,200 0 0
CHURCH & DWIGHT COM 171340102 64 625 SH   DFND 1 0 625 0
CIGNA CORP NEW COM 125523100 80 350 SH   SOLE   350 0 0
CIGNA CORP NEW COM 125523100 286 1,245 SH   DFND 1 0 1,245 0
CISCO SYS INC COM 17275R102 664 10,480 SH   SOLE   10,480 0 0
CISCO SYS INC COM 17275R102 208 3,290 SH   DFND 1 0 3,290 0
COCA COLA COM 191216100 639 10,800 SH   SOLE   10,800 0 0
COCA COLA COM 191216100 582 9,825 SH   DFND 1 0 9,825 0
COCA COLA COM 191216100 34 580 SH   DFND 5 0 580 0
COLGATE-PALMOLIVE COM 194162103 709 8,309 SH   SOLE   8,309 0 0
COLGATE-PALMOLIVE COM 194162103 437 5,120 SH   DFND 1 0 5,120 0
COLGATE-PALMOLIVE COM 194162103 256 3,000 SH   DFND 7 0 3,000 0
COLGATE-PALMOLIVE COM 194162103 17 200 SH   DFND 13 0 200 0
COMMUNICATION SERVICES SELECT COM 81369Y852 366 4,708 SH   SOLE   4,708 0 0
CONOCOPHILLIPS COM 20825C104 51 700 SH   DFND 1 0 700 0
CONOCOPHILLIPS COM 20825C104 34 470 SH   DFND 13 0 470 0
CONOCOPHILLIPS COM 20825C104 650 9,000 SH   DFND 5 0 9,000 0
CVS HEALTH COM 126650100 11,033 106,955 SH   SOLE   106,955 0 0
CVS HEALTH COM 126650100 464 4,498 SH   DFND 13 0 4,498 0
CVS HEALTH COM 126650100 1,449 14,048 SH   DFND 1 0 14,048 0
CVS HEALTH COM 126650100 1,191 11,550 SH   DFND 7 0 11,550 0
CVS HEALTH COM 126650100 3,606 34,955 SH   DFND 5 0 34,955 0
DANAHER CORP COM 235851102 19,252 58,515 SH   SOLE   58,515 0 0
DANAHER CORP COM 235851102 679 2,065 SH   DFND 13 0 2,065 0
DANAHER CORP COM 235851102 1,924 5,849 SH   DFND 1 0 5,849 0
DANAHER CORP COM 235851102 2,046 6,220 SH   DFND 7 0 6,220 0
DANAHER CORP COM 235851102 5,101 15,505 SH   DFND 5 0 15,505 0
DISNEY COM 254687106 9,239 59,646 SH   SOLE   59,646 0 0
DISNEY COM 254687106 348 2,245 SH   DFND 13 0 2,245 0
DISNEY COM 254687106 827 5,342 SH   DFND 1 0 5,342 0
DISNEY COM 254687106 863 5,570 SH   DFND 7 0 5,570 0
DISNEY COM 254687106 1,990 12,850 SH   DFND 5 0 12,850 0
DOMINION RES INC COM 25746U109 393 5,000 SH   DFND 5 0 5,000 0
DONALDSON INC COM 257651109 350 5,900 SH   DFND 1 0 5,900 0
DOVER CORP COM 260003108 309 1,700 SH   SOLE   1,700 0 0
EDWARDS LIFESCIENCES COM 28176E108 1,311 10,122 SH   SOLE   10,122 0 0
EDWARDS LIFESCIENCES COM 28176E108 190 1,470 SH   DFND 7 0 1,470 0
EDWARDS LIFESCIENCES COM 28176E108 11 85 SH   DFND 5 0 85 0
EDWARDS LIFESCIENCES COM 28176E108 49 375 SH   DFND 1 0 375 0
EDWARDS LIFESCIENCES COM 28176E108 8 60 SH   DFND 13 0 60 0
ELI LILLY & CO COM 532457108 705 2,551 SH   SOLE   2,551 0 0
ELI LILLY & CO COM 532457108 900 3,259 SH   DFND 1 0 3,259 0
EMERSON ELECTRIC COM 291011104 804 8,650 SH   SOLE   8,650 0 0
EMERSON ELECTRIC COM 291011104 56 600 SH   DFND 13 0 600 0
EOG RESOURCES COM 26875P101 1,054 11,870 SH   SOLE   11,870 0 0
EOG RESOURCES COM 26875P101 22 250 SH   DFND 7 0 250 0
EOG RESOURCES COM 26875P101 71 800 SH   DFND 13 0 800 0
EXXON MOBIL COM 30231G102 1,507 24,630 SH   SOLE   24,630 0 0
EXXON MOBIL COM 30231G102 736 12,030 SH   DFND 1 0 12,030 0
EXXON MOBIL COM 30231G102 61 1,000 SH   DFND 13 0 1,000 0
EXXON MOBIL COM 30231G102 1,763 28,810 SH   DFND 5 0 28,810 0
FISERV COM 337738108 11,087 106,824 SH   SOLE   106,824 0 0
FISERV COM 337738108 446 4,300 SH   DFND 13 0 4,300 0
FISERV COM 337738108 1,260 12,144 SH   DFND 1 0 12,144 0
FISERV COM 337738108 1,183 11,400 SH   DFND 7 0 11,400 0
FISERV COM 337738108 3,743 36,065 SH   DFND 5 0 36,065 0
GENERAL ELECTRIC COM 369604301 155 1,640 SH   SOLE   1,640 0 0
GENERAL ELECTRIC COM 369604301 65 687 SH   DFND 1 0 687 0
GENERAL ELECTRIC COM 369604301 21 225 SH   DFND 5 0 225 0
GENERAL MILLS COM 370334104 492 7,300 SH   SOLE   7,300 0 0
GENERAL MILLS COM 370334104 470 6,975 SH   DFND 1 0 6,975 0
GENERAL MILLS COM 370334104 152 2,250 SH   DFND 5 0 2,250 0
GILEAD SCIENCES COM 375558103 276 3,800 SH   DFND 1 0 3,800 0
GIVAUDAN SA COM 598061901 315 60 SH   SOLE   60 0 0
HEALTH CARE SELECT SECTOR SPDR COM 81369Y209 854 6,059 SH   SOLE   6,059 0 0
HERSHEY COMPANY COM 427866108 793 4,100 SH   SOLE   4,100 0 0
HOME DEPOT COM 437076102 14,435 34,783 SH   SOLE   34,783 0 0
HOME DEPOT COM 437076102 585 1,409 SH   DFND 13 0 1,409 0
HOME DEPOT COM 437076102 1,901 4,580 SH   DFND 7 0 4,580 0
HOME DEPOT COM 437076102 1,372 3,306 SH   DFND 1 0 3,306 0
HOME DEPOT COM 437076102 4,856 11,700 SH   DFND 5 0 11,700 0
HONEYWELL INTL COM 438516106 5,852 28,066 SH   SOLE   28,066 0 0
HONEYWELL INTL COM 438516106 342 1,640 SH   DFND 7 0 1,640 0
HONEYWELL INTL COM 438516106 456 2,188 SH   DFND 1 0 2,188 0
HONEYWELL INTL COM 438516106 2 10 SH   DFND 13 0 10 0
HONEYWELL INTL COM 438516106 1,199 5,750 SH   DFND 5 0 5,750 0
HUBBELL INCORPORATED COM 443510607 176 843 SH   SOLE   843 0 0
HUBBELL INCORPORATED COM 443510607 26 123 SH   DFND 1 0 123 0
ILLINOIS TOOL WORKS COM 452308109 308 1,250 SH   SOLE   1,250 0 0
ILLINOIS TOOL WORKS COM 452308109 586 2,375 SH   DFND 1 0 2,375 0
ILLUMINA COM 452327109 7,256 19,072 SH   SOLE   19,072 0 0
ILLUMINA COM 452327109 278 731 SH   DFND 13 0 731 0
ILLUMINA COM 452327109 601 1,580 SH   DFND 7 0 1,580 0
ILLUMINA COM 452327109 224 590 SH   DFND 1 0 590 0
ILLUMINA COM 452327109 495 1,300 SH   DFND 5 0 1,300 0
INTEL CORP COM 458140100 4,234 82,211 SH   SOLE   82,211 0 0
INTEL CORP COM 458140100 224 4,351 SH   DFND 13 0 4,351 0
INTEL CORP COM 458140100 649 12,600 SH   DFND 7 0 12,600 0
INTEL CORP COM 458140100 1,882 36,550 SH   DFND 5 0 36,550 0
INTEL CORP COM 458140100 575 11,156 SH   DFND 1 0 11,156 0
INTL BUSINESS MACH COM 459200101 208 1,558 SH   SOLE   1,558 0 0
INTL BUSINESS MACH COM 459200101 275 2,057 SH   DFND 1 0 2,057 0
INTUIT COM 461202103 405 630 SH   DFND 1 0 630 0
IPG PHOTONICS COM 44980X109 224 1,300 SH   SOLE   1,300 0 0
ISHARES S&P 500 COM 464287200 3,673 7,701 SH   SOLE   7,701 0 0
ISHARES S&P MIDCAP 400 GROWTH COM 464287606 991 11,620 SH   SOLE   11,620 0 0
JACOBS ENGINEERING GROUP INC COM 469814107 652 4,680 SH   DFND 1 0 4,680 0
JOHNSON & JOHNSON COM 478160104 13,441 78,570 SH   SOLE   78,570 0 0
JOHNSON & JOHNSON COM 478160104 514 3,006 SH   DFND 13 0 3,006 0
JOHNSON & JOHNSON COM 478160104 2,127 12,436 SH   DFND 1 0 12,436 0
JOHNSON & JOHNSON COM 478160104 1,429 8,355 SH   DFND 7 0 8,355 0
JOHNSON & JOHNSON COM 478160104 4,005 23,410 SH   DFND 5 0 23,410 0
JPMORGAN CHASE COM 46625H100 275 1,735 SH   SOLE   1,735 0 0
Kaenon, Inc COM HB0000093 70 19,995 SH   SOLE   19,995 0 0
KIMBERLY CLARK COM 494368103 300 2,100 SH   SOLE   2,100 0 0
KONINKLIJKE DSM NV COM 780249108 8,218 145,168 SH   SOLE   145,168 0 0
KONINKLIJKE DSM NV COM 780249108 287 5,070 SH   DFND 13 0 5,070 0
KONINKLIJKE DSM NV COM 780249108 821 14,495 SH   DFND 1 0 14,495 0
KONINKLIJKE DSM NV COM 780249108 744 13,150 SH   DFND 7 0 13,150 0
KONINKLIJKE DSM NV COM 780249108 1,376 24,300 SH   DFND 5 0 24,300 0
LABORATORY CORP AMER COM 50540R409 698 2,220 SH   SOLE   2,220 0 0
MASTERCARD COM 57636Q104 14,813 41,225 SH   SOLE   41,225 0 0
MASTERCARD COM 57636Q104 559 1,556 SH   DFND 13 0 1,556 0
MASTERCARD COM 57636Q104 1,674 4,659 SH   DFND 1 0 4,659 0
MASTERCARD COM 57636Q104 1,603 4,460 SH   DFND 7 0 4,460 0
MASTERCARD COM 57636Q104 4,545 12,650 SH   DFND 5 0 12,650 0
MERCK COM 58933Y105 1,165 15,198 SH   SOLE   15,198 0 0
MERCK COM 58933Y105 643 8,391 SH   DFND 1 0 8,391 0
MERCK COM 58933Y105 172 2,250 SH   DFND 5 0 2,250 0
META PLATFORMS INC COM 30303M102 753 2,238 SH   SOLE   2,238 0 0
META PLATFORMS INC COM 30303M102 61 180 SH   DFND 5 0 180 0
MICROSOFT CORP COM 594918104 18,924 56,267 SH   SOLE   56,267 0 0
MICROSOFT CORP COM 594918104 641 1,905 SH   DFND 13 0 1,905 0
MICROSOFT CORP COM 594918104 2,125 6,319 SH   DFND 1 0 6,319 0
MICROSOFT CORP COM 594918104 2,057 6,115 SH   DFND 7 0 6,115 0
MICROSOFT CORP COM 594918104 5,768 17,150 SH   DFND 5 0 17,150 0
MORGAN STANLEY COM 617446448 667 6,800 SH   SOLE   6,800 0 0
MORGAN STANLEY COM 617446448 29 295 SH   DFND 1 0 295 0
NESTLE SA ADR COM 641069406 15,300 109,000 SH   SOLE   109,000 0 0
NESTLE SA ADR COM 641069406 611 4,355 SH   DFND 13 0 4,355 0
NESTLE SA ADR COM 641069406 1,178 8,395 SH   DFND 7 0 8,395 0
NESTLE SA ADR COM 641069406 1,630 11,610 SH   DFND 1 0 11,610 0
NESTLE SA ADR COM 641069406 4,313 30,726 SH   DFND 5 0 30,726 0
NEXTERA ENERGY COM 65339F101 280 3,000 SH   SOLE   3,000 0 0
NEXTERA ENERGY COM 65339F101 191 2,050 SH   DFND 7 0 2,050 0
NIKE INC CLASS B COM 654106103 7,839 47,036 SH   SOLE   47,036 0 0
NIKE INC CLASS B COM 654106103 260 1,560 SH   DFND 13 0 1,560 0
NIKE INC CLASS B COM 654106103 739 4,431 SH   DFND 1 0 4,431 0
NIKE INC CLASS B COM 654106103 819 4,915 SH   DFND 7 0 4,915 0
NIKE INC CLASS B COM 654106103 1,757 10,540 SH   DFND 5 0 10,540 0
NORFOLK SOUTHERN COM 655844108 156 525 SH   SOLE   525 0 0
NORFOLK SOUTHERN COM 655844108 128 430 SH   DFND 13 0 430 0
NORFOLK SOUTHERN COM 655844108 1,637 5,500 SH   DFND 5 0 5,500 0
NOVARTIS AG ADR COM 66987V109 10,310 117,872 SH   SOLE   117,872 0 0
NOVARTIS AG ADR COM 66987V109 385 4,402 SH   DFND 13 0 4,402 0
NOVARTIS AG ADR COM 66987V109 967 11,053 SH   DFND 1 0 11,053 0
NOVARTIS AG ADR COM 66987V109 902 10,315 SH   DFND 7 0 10,315 0
NOVARTIS AG ADR COM 66987V109 2,712 31,010 SH   DFND 5 0 31,010 0
NOVO NORDISK A S ADR COM 670100205 603 5,382 SH   SOLE   5,382 0 0
NOVO NORDISK A S ADR COM 670100205 2 20 SH   DFND 1 0 20 0
NOVO NORDISK A S ADR COM 670100205 1,120 10,000 SH   DFND 5 0 10,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 5,893 71,890 SH   SOLE   71,890 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 460 5,610 SH   DFND 7 0 5,610 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,522 18,570 SH   DFND 5 0 18,570 0
NOVOZYMES A S DKK 2.0 COM B798FW902 467 5,700 SH   DFND 1 0 5,700 0
NOVOZYMES A S DKK 2.0 COM B798FW902 279 3,400 SH   DFND 13 0 3,400 0
NVIDIA CORP COM 67066G104 4,764 16,199 SH   SOLE   16,199 0 0
NVIDIA CORP COM 67066G104 587 1,997 SH   DFND 1 0 1,997 0
NVIDIA CORP COM 67066G104 238 810 SH   DFND 5 0 810 0
NXP SEMICONDUCTORS COM N6596X109 239 1,050 SH   SOLE   1,050 0 0
ORMAT TECHNOLOGIES COM 686688102 646 8,150 SH   SOLE   8,150 0 0
ORSTED A S COM BYT16L900 4,973 39,020 SH   SOLE   39,020 0 0
ORSTED A S COM BYT16L900 252 1,975 SH   DFND 7 0 1,975 0
ORSTED A S COM BYT16L900 24 185 SH   DFND 13 0 185 0
PAYPAL HOLDINGS COM 70450Y103 8,117 43,041 SH   SOLE   43,041 0 0
PAYPAL HOLDINGS COM 70450Y103 233 1,237 SH   DFND 13 0 1,237 0
PAYPAL HOLDINGS COM 70450Y103 993 5,267 SH   DFND 1 0 5,267 0
PAYPAL HOLDINGS COM 70450Y103 986 5,230 SH   DFND 7 0 5,230 0
PAYPAL HOLDINGS COM 70450Y103 1,577 8,365 SH   DFND 5 0 8,365 0
PEPSICO COM 713448108 4,286 24,674 SH   SOLE   24,674 0 0
PEPSICO COM 713448108 468 2,696 SH   DFND 1 0 2,696 0
PEPSICO COM 713448108 382 2,200 SH   DFND 7 0 2,200 0
PEPSICO COM 713448108 1,919 11,050 SH   DFND 5 0 11,050 0
PFIZER COM 717081103 686 11,625 SH   SOLE   11,625 0 0
PFIZER COM 717081103 351 5,950 SH   DFND 1 0 5,950 0
PFIZER COM 717081103 768 13,000 SH   DFND 5 0 13,000 0
PINTEREST INC COM 72352L106 348 9,585 SH   SOLE   9,585 0 0
PORTLAND GENL COM 736508847 77 1,450 SH   SOLE   1,450 0 0
PORTLAND GENL COM 736508847 172 3,250 SH   DFND 1 0 3,250 0
PRICE T ROWE GROUP COM 74144T108 433 2,200 SH   SOLE   2,200 0 0
PROCTER & GAMBLE COM 742718109 15,478 94,623 SH   SOLE   94,623 0 0
PROCTER & GAMBLE COM 742718109 640 3,915 SH   DFND 13 0 3,915 0
PROCTER & GAMBLE COM 742718109 2,401 14,680 SH   DFND 1 0 14,680 0
PROCTER & GAMBLE COM 742718109 1,588 9,710 SH   DFND 7 0 9,710 0
PROCTER & GAMBLE COM 742718109 4,550 27,815 SH   DFND 5 0 27,815 0
RAYTHEON TECHNOLOGIES COM 75513E101 4,702 54,635 SH   SOLE   54,635 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 286 3,325 SH   DFND 13 0 3,325 0
RAYTHEON TECHNOLOGIES COM 75513E101 989 11,492 SH   DFND 1 0 11,492 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,063 12,355 SH   DFND 7 0 12,355 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,324 15,390 SH   DFND 5 0 15,390 0
ROCHE HLDG LTD ADR COM 771195104 2,369 45,835 SH   SOLE   45,835 0 0
ROCHE HLDG LTD ADR COM 771195104 138 2,675 SH   DFND 1 0 2,675 0
ROCHE HLDG LTD ADR COM 771195104 651 12,600 SH   DFND 5 0 12,600 0
ROCHE HOLDING AG COM 711038901 416 1,000 SH   SOLE   1,000 0 0
ROCKWELL AUTOMATION COM 773903109 15,381 44,090 SH   SOLE   44,090 0 0
ROCKWELL AUTOMATION COM 773903109 646 1,852 SH   DFND 13 0 1,852 0
ROCKWELL AUTOMATION COM 773903109 1,999 5,730 SH   DFND 7 0 5,730 0
ROCKWELL AUTOMATION COM 773903109 1,564 4,482 SH   DFND 1 0 4,482 0
ROCKWELL AUTOMATION COM 773903109 3,930 11,265 SH   DFND 5 0 11,265 0
SMUCKER J M COM 832696405 112 825 SH   SOLE   825 0 0
SMUCKER J M COM 832696405 105 775 SH   DFND 1 0 775 0
SPDR FINANCIAL SELECT SECTOR F COM 81369Y605 324 8,290 SH   SOLE   8,290 0 0
SPDR S&P 500 ETF COM 78462F103 242 510 SH   SOLE   510 0 0
SPDR S&P 500 ETF COM 78462F103 14 30 SH   DFND 7 0 30 0
STATE STREET COM 857477103 281 3,025 SH   SOLE   3,025 0 0
STATE STREET COM 857477103 21 225 SH   DFND 1 0 225 0
STATE STREET COM 857477103 56 600 SH   DFND 5 0 600 0
TARGET CORP COM 87612E106 113 487 SH   SOLE   487 0 0
TARGET CORP COM 87612E106 102 440 SH   DFND 7 0 440 0
TESLA MOTORS COM 88160R101 276 261 SH   SOLE   261 0 0
TEXAS INSTRUMENTS COM 882508104 377 2,000 SH   SOLE   2,000 0 0
TEXAS PACIFIC LAND COM 88262P102 437 350 SH   SOLE   350 0 0
THERMO FISHER SCIENTIFIC COM 883556102 667 1,000 SH   SOLE   1,000 0 0
TJX COS COM 872540109 7,996 105,326 SH   SOLE   105,326 0 0
TJX COS COM 872540109 271 3,575 SH   DFND 13 0 3,575 0
TJX COS COM 872540109 787 10,361 SH   DFND 1 0 10,361 0
TJX COS COM 872540109 759 10,000 SH   DFND 7 0 10,000 0
TJX COS COM 872540109 1,726 22,740 SH   DFND 5 0 22,740 0
TOTAL ENERGIES ADR COM 89151E109 262 5,300 SH   SOLE   5,300 0 0
TRANE TECHNOLOGIES PLC COM G8994E103 141 700 SH   SOLE   700 0 0
TRANE TECHNOLOGIES PLC COM G8994E103 202 1,000 SH   DFND 1 0 1,000 0
TRAVELERS COM 89417E109 246 1,575 SH   SOLE   1,575 0 0
UNILEVER PLC NEW ADR COM 904767704 9,290 172,702 SH   SOLE   172,702 0 0
UNILEVER PLC NEW ADR COM 904767704 310 5,763 SH   DFND 13 0 5,763 0
UNILEVER PLC NEW ADR COM 904767704 800 14,875 SH   DFND 7 0 14,875 0
UNILEVER PLC NEW ADR COM 904767704 517 9,610 SH   DFND 1 0 9,610 0
UNILEVER PLC NEW ADR COM 904767704 1,798 33,435 SH   DFND 5 0 33,435 0
UNION PACIFIC COM 907818108 1,388 5,510 SH   SOLE   5,510 0 0
UNION PACIFIC COM 907818108 1,260 5,000 SH   DFND 5 0 5,000 0
UNITED HEALTH GROUP COM 91324P102 8,135 16,200 SH   SOLE   16,200 0 0
UNITED HEALTH GROUP COM 91324P102 218 435 SH   DFND 13 0 435 0
UNITED HEALTH GROUP COM 91324P102 999 1,990 SH   DFND 7 0 1,990 0
UNITED HEALTH GROUP COM 91324P102 89 177 SH   DFND 1 0 177 0
UNITED HEALTH GROUP COM 91324P102 1,999 3,980 SH   DFND 5 0 3,980 0
VERTEX PHARMACEUTICALS COM 92532F100 329 1,500 SH   DFND 1 0 1,500 0
VISA COM 92826C839 1,515 6,989 SH   SOLE   6,989 0 0
WAL-MART STORES COM 931142103 431 2,980 SH   SOLE   2,980 0 0
WAL-MART STORES COM 931142103 506 3,500 SH   DFND 1 0 3,500 0
WASTE MANAGEMENT INC COM 94106L109 355 2,130 SH   SOLE   2,130 0 0
WASTE MANAGEMENT INC COM 94106L109 33 200 SH   DFND 7 0 200 0
WELLTOWER COM 95040Q104 300 3,500 SH   SOLE   3,500 0 0
XILINX COM 983919101 16,674 78,641 SH   SOLE   78,641 0 0
XILINX COM 983919101 600 2,830 SH   DFND 13 0 2,830 0
XILINX COM 983919101 1,946 9,180 SH   DFND 1 0 9,180 0
XILINX COM 983919101 1,673 7,890 SH   DFND 7 0 7,890 0
XILINX COM 983919101 2,067 9,750 SH   DFND 5 0 9,750 0
XYLEM INC COM 98419M100 10,589 88,301 SH   SOLE   88,301 0 0
XYLEM INC COM 98419M100 380 3,165 SH   DFND 13 0 3,165 0
XYLEM INC COM 98419M100 826 6,890 SH   DFND 7 0 6,890 0
XYLEM INC COM 98419M100 1,102 9,190 SH   DFND 1 0 9,190 0
XYLEM INC COM 98419M100 882 7,355 SH   DFND 5 0 7,355 0
ARTISAN INTERNATIONAL FD INSTI Equity Mutual Fu 04314H402 430 14,037 SH   SOLE   14,037 0 0
GOLDMAN SACHS COMMODITY STRATE Equity Mutual Fu 38143H381 554 61,267 SH   SOLE   61,267 0 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 238 12,564 SH   SOLE   12,564 0 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 99 5,242 SH   DFND 7 0 5,242 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 45 2,400 SH   DFND 5 0 2,400 0
MATTHEWS PACIFIC TIGER INSTL Equity Mutual Fu 577130834 241 8,768 SH   SOLE   8,768 0 0
NEUBERGER BERMAN ABSOLUTE RETU Equity Mutual Fu 64128R855 333 29,728 SH   SOLE   29,728 0 0
OPPENHEIMER DEVELOPING MKTS Equity Mutual Fu 00143W859 665 14,140 SH   SOLE   14,140 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 325 20,332 SH   SOLE   20,332 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 105 6,559 SH   DFND 7 0 6,559 0
TCW EMERGING MARKETS INCOME FU Equity Mutual Fu 872365713 511 66,308 SH   SOLE   66,308 0 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 532 43,058 SH   SOLE   43,058 0 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 122 9,886 SH   DFND 7 0 9,886 0