The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,056 14,607 SH   SOLE   14,607 0 0
ABBOTT LABS COM 002824100 1,900 13,497 SH   DFND 7 0 13,497 0
ABBOTT LABS COM 002824100 123 875 SH   DFND 01,06 0 875 0
ABBOTT LABS COM 002824100 39 280 SH   DFND 6 0 280 0
ABBOTT LABS COM 002824100 625 4,440 SH   DFND 12 0 4,440 0
ABBOTT LABS COM 002824100 53 375 SH   DFND 5 0 375 0
ABBOTT LABS COM 002824100 183 1,300 SH   DFND 1 0 1,300 0
ABBVIE COM 00287Y109 45 334 SH   SOLE   334 0 0
ABBVIE COM 00287Y109 244 1,800 SH   DFND 12 0 1,800 0
ALPHABET INC CL A COM 02079K305 2,326 803 SH   SOLE   803 0 0
ALPHABET INC CL A COM 02079K305 2,077 717 SH   DFND 7 0 717 0
ALPHABET INC CL A COM 02079K305 116 40 SH   DFND 01,06 0 40 0
ALPHABET INC CL A COM 02079K305 38 13 SH   DFND 6 0 13 0
ALPHABET INC CL A COM 02079K305 718 248 SH   DFND 12 0 248 0
ALPHABET INC CL A COM 02079K305 84 29 SH   DFND 5 0 29 0
ALPHABET INC CL A COM 02079K305 145 50 SH   DFND 1 0 50 0
ALPHABET INC CL C COM 02079K107 579 200 SH   SOLE   200 0 0
ALPHABET INC CL C COM 02079K107 72 25 SH   DFND 1 0 25 0
AMAZON.COM COM 023135106 1,544 463 SH   SOLE   463 0 0
AMAZON.COM COM 023135106 1,264 379 SH   DFND 7 0 379 0
AMAZON.COM COM 023135106 83 25 SH   DFND 01,06 0 25 0
AMAZON.COM COM 023135106 27 8 SH   DFND 6 0 8 0
AMAZON.COM COM 023135106 410 123 SH   DFND 12 0 123 0
AMAZON.COM COM 023135106 50 15 SH   DFND 5 0 15 0
AMAZON.COM COM 023135106 200 60 SH   DFND 1 0 60 0
AMERICAN TOWER COM 03027X100 106 364 SH   SOLE   364 0 0
AMERICAN TOWER COM 03027X100 35 120 SH   DFND 7 0 120 0
AMERICAN TOWER COM 03027X100 123 422 SH   DFND 1 0 422 0
ANALOG DEVICES COM 032654105 1,761 10,018 SH   SOLE   10,018 0 0
ANALOG DEVICES COM 032654105 1,764 10,035 SH   DFND 7 0 10,035 0
ANALOG DEVICES COM 032654105 88 500 SH   DFND 01,06 0 500 0
ANALOG DEVICES COM 032654105 43 245 SH   DFND 6 0 245 0
ANALOG DEVICES COM 032654105 578 3,290 SH   DFND 12 0 3,290 0
ANALOG DEVICES COM 032654105 53 300 SH   DFND 5 0 300 0
ANALOG DEVICES COM 032654105 193 1,100 SH   DFND 1 0 1,100 0
ANSYS INC COM 03662Q105 504 1,257 SH   SOLE   1,257 0 0
APPLE INC COM 037833100 3,206 18,056 SH   SOLE   18,056 0 0
APPLE INC COM 037833100 2,702 15,216 SH   DFND 7 0 15,216 0
APPLE INC COM 037833100 146 825 SH   DFND 01,06 0 825 0
APPLE INC COM 037833100 47 265 SH   DFND 6 0 265 0
APPLE INC COM 037833100 755 4,250 SH   DFND 12 0 4,250 0
APPLE INC COM 037833100 74 415 SH   DFND 5 0 415 0
APPLE INC COM 037833100 462 2,600 SH   DFND 1 0 2,600 0
APTARGROUP COM 038336103 1,445 11,796 SH   SOLE   11,796 0 0
APTARGROUP COM 038336103 929 7,582 SH   DFND 7 0 7,582 0
APTARGROUP COM 038336103 86 700 SH   DFND 01,06 0 700 0
APTARGROUP COM 038336103 29 240 SH   DFND 6 0 240 0
APTARGROUP COM 038336103 428 3,495 SH   DFND 12 0 3,495 0
APTARGROUP COM 038336103 37 300 SH   DFND 5 0 300 0
APTARGROUP COM 038336103 98 800 SH   DFND 1 0 800 0
AUTOMATIC DATA PROCESSING COM 053015103 2,116 8,583 SH   SOLE   8,583 0 0
AUTOMATIC DATA PROCESSING COM 053015103 1,982 8,037 SH   DFND 7 0 8,037 0
AUTOMATIC DATA PROCESSING COM 053015103 123 500 SH   DFND 01,06 0 500 0
AUTOMATIC DATA PROCESSING COM 053015103 38 155 SH   DFND 6 0 155 0
AUTOMATIC DATA PROCESSING COM 053015103 697 2,825 SH   DFND 12 0 2,825 0
AUTOMATIC DATA PROCESSING COM 053015103 67 270 SH   DFND 5 0 270 0
AUTOMATIC DATA PROCESSING COM 053015103 123 500 SH   DFND 1 0 500 0
BECTON DICKINSON COM 075887109 1,316 5,232 SH   SOLE   5,232 0 0
BECTON DICKINSON COM 075887109 1,009 4,014 SH   DFND 7 0 4,014 0
BECTON DICKINSON COM 075887109 50 200 SH   DFND 01,06 0 200 0
BECTON DICKINSON COM 075887109 28 110 SH   DFND 6 0 110 0
BECTON DICKINSON COM 075887109 362 1,440 SH   DFND 12 0 1,440 0
BECTON DICKINSON COM 075887109 41 165 SH   DFND 5 0 165 0
BECTON DICKINSON COM 075887109 151 600 SH   DFND 1 0 600 0
BERKSHIRE HATHAWAY CL B COM 084670702 361 1,206 SH   SOLE   1,206 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 278 930 SH   DFND 12 0 930 0
CANADIAN NATL RAILWAY COM 136375102 1,690 13,759 SH   SOLE   13,759 0 0
CANADIAN NATL RAILWAY COM 136375102 1,414 11,507 SH   DFND 7 0 11,507 0
CANADIAN NATL RAILWAY COM 136375102 123 1,000 SH   DFND 01,06 0 1,000 0
CANADIAN NATL RAILWAY COM 136375102 34 280 SH   DFND 6 0 280 0
CANADIAN NATL RAILWAY COM 136375102 544 4,425 SH   DFND 12 0 4,425 0
CANADIAN NATL RAILWAY COM 136375102 61 500 SH   DFND 5 0 500 0
CANADIAN NATL RAILWAY COM 136375102 209 1,700 SH   DFND 1 0 1,700 0
CHEVRON COM 166764100 180 1,535 SH   SOLE   1,535 0 0
CHEVRON COM 166764100 53 450 SH   DFND 01,06 0 450 0
CHEVRON COM 166764100 53 450 SH   DFND 7 0 450 0
CHEVRON COM 166764100 23 195 SH   DFND 6 0 195 0
CHEVRON COM 166764100 41 350 SH   DFND 5 0 350 0
CHEVRON COM 166764100 258 2,200 SH   DFND 1 0 2,200 0
CHURCH & DWIGHT COM 171340102 820 8,000 SH   SOLE   8,000 0 0
COLGATE-PALMOLIVE COM 194162103 76 895 SH   SOLE   895 0 0
COLGATE-PALMOLIVE COM 194162103 137 1,600 SH   DFND 12 0 1,600 0
COLGATE-PALMOLIVE COM 194162103 68 800 SH   DFND 1 0 800 0
CVS HEALTH COM 126650100 1,035 10,034 SH   SOLE   10,034 0 0
CVS HEALTH COM 126650100 385 3,733 SH   DFND 7 0 3,733 0
CVS HEALTH COM 126650100 67 650 SH   DFND 01,06 0 650 0
CVS HEALTH COM 126650100 31 300 SH   DFND 6 0 300 0
CVS HEALTH COM 126650100 356 3,447 SH   DFND 12 0 3,447 0
CVS HEALTH COM 126650100 41 400 SH   DFND 5 0 400 0
DANAHER CORP COM 235851102 2,331 7,084 SH   SOLE   7,084 0 0
DANAHER CORP COM 235851102 2,162 6,570 SH   DFND 7 0 6,570 0
DANAHER CORP COM 235851102 123 375 SH   DFND 01,06 0 375 0
DANAHER CORP COM 235851102 38 115 SH   DFND 6 0 115 0
DANAHER CORP COM 235851102 681 2,070 SH   DFND 12 0 2,070 0
DANAHER CORP COM 235851102 67 205 SH   DFND 5 0 205 0
DANAHER CORP COM 235851102 281 854 SH   DFND 1 0 854 0
DISNEY COM 254687106 1,476 9,529 SH   SOLE   9,529 0 0
DISNEY COM 254687106 1,012 6,533 SH   DFND 7 0 6,533 0
DISNEY COM 254687106 54 350 SH   DFND 01,06 0 350 0
DISNEY COM 254687106 33 210 SH   DFND 6 0 210 0
DISNEY COM 254687106 469 3,030 SH   DFND 12 0 3,030 0
DISNEY COM 254687106 39 250 SH   DFND 5 0 250 0
DISNEY COM 254687106 139 900 SH   DFND 1 0 900 0
EDWARDS LIFESCIENCES COM 28176E108 13 100 SH   SOLE   100 0 0
EDWARDS LIFESCIENCES COM 28176E108 26 200 SH   DFND 01,06 0 200 0
EDWARDS LIFESCIENCES COM 28176E108 97 750 SH   DFND 7 0 750 0
EDWARDS LIFESCIENCES COM 28176E108 78 600 SH   DFND 1 0 600 0
FISERV COM 337738108 1,116 10,757 SH   SOLE   10,757 0 0
FISERV COM 337738108 1,042 10,036 SH   DFND 7 0 10,036 0
FISERV COM 337738108 73 700 SH   DFND 01,06 0 700 0
FISERV COM 337738108 31 295 SH   DFND 6 0 295 0
FISERV COM 337738108 354 3,415 SH   DFND 12 0 3,415 0
FISERV COM 337738108 36 350 SH   DFND 5 0 350 0
FISERV COM 337738108 135 1,300 SH   DFND 1 0 1,300 0
HOME DEPOT COM 437076102 1,390 3,350 SH   SOLE   3,350 0 0
HOME DEPOT COM 437076102 1,630 3,928 SH   DFND 7 0 3,928 0
HOME DEPOT COM 437076102 125 300 SH   DFND 01,06 0 300 0
HOME DEPOT COM 437076102 39 95 SH   DFND 6 0 95 0
HOME DEPOT COM 437076102 500 1,205 SH   DFND 12 0 1,205 0
HOME DEPOT COM 437076102 50 120 SH   DFND 5 0 120 0
HONEYWELL INTL COM 438516106 128 613 SH   SOLE   613 0 0
HONEYWELL INTL COM 438516106 586 2,810 SH   DFND 7 0 2,810 0
HONEYWELL INTL COM 438516106 47 225 SH   DFND 01,06 0 225 0
HONEYWELL INTL COM 438516106 29 140 SH   DFND 12 0 140 0
HONEYWELL INTL COM 438516106 5 25 SH   DFND 6 0 25 0
ILLINOIS TOOL WORKS COM 452308109 234 950 SH   SOLE   950 0 0
ILLINOIS TOOL WORKS COM 452308109 117 475 SH   DFND 12 0 475 0
ILLUMINA COM 452327109 917 2,410 SH   SOLE   2,410 0 0
ILLUMINA COM 452327109 933 2,452 SH   DFND 7 0 2,452 0
ILLUMINA COM 452327109 48 125 SH   DFND 01,06 0 125 0
ILLUMINA COM 452327109 15 40 SH   DFND 6 0 40 0
ILLUMINA COM 452327109 251 661 SH   DFND 12 0 661 0
ILLUMINA COM 452327109 38 100 SH   DFND 5 0 100 0
INTEL CORP COM 458140100 261 5,061 SH   SOLE   5,061 0 0
INTEL CORP COM 458140100 10 200 SH   DFND 01,06 0 200 0
INTEL CORP COM 458140100 154 3,000 SH   DFND 7 0 3,000 0
INTEL CORP COM 458140100 41 800 SH   DFND 12 0 800 0
ISHARES RUSSELL 3000 COM 464287689 612 2,205 SH   SOLE   2,205 0 0
JOHNSON & JOHNSON COM 478160104 1,730 10,114 SH   SOLE   10,114 0 0
JOHNSON & JOHNSON COM 478160104 1,293 7,557 SH   DFND 7 0 7,557 0
JOHNSON & JOHNSON COM 478160104 111 650 SH   DFND 01,06 0 650 0
JOHNSON & JOHNSON COM 478160104 33 190 SH   DFND 6 0 190 0
JOHNSON & JOHNSON COM 478160104 541 3,160 SH   DFND 12 0 3,160 0
JOHNSON & JOHNSON COM 478160104 44 255 SH   DFND 5 0 255 0
JOHNSON & JOHNSON COM 478160104 137 800 SH   DFND 1 0 800 0
JPMORGAN CHASE COM 46625H100 164 1,035 SH   SOLE   1,035 0 0
JPMORGAN CHASE COM 46625H100 446 2,815 SH   DFND 7 0 2,815 0
KONINKLIJKE DSM NV COM 780249108 791 13,980 SH   SOLE   13,980 0 0
KONINKLIJKE DSM NV COM 780249108 943 16,665 SH   DFND 7 0 16,665 0
KONINKLIJKE DSM NV COM 780249108 58 1,030 SH   DFND 01,06 0 1,030 0
KONINKLIJKE DSM NV COM 780249108 28 500 SH   DFND 6 0 500 0
KONINKLIJKE DSM NV COM 780249108 367 6,475 SH   DFND 12 0 6,475 0
KONINKLIJKE DSM NV COM 780249108 48 850 SH   DFND 5 0 850 0
KONINKLIJKE DSM NV COM 780249108 91 1,600 SH   DFND 1 0 1,600 0
MARSH & MCLENNAN COM 571748102 236 1,355 SH   DFND 7 0 1,355 0
MASTERCARD COM 57636Q104 1,964 5,467 SH   SOLE   5,467 0 0
MASTERCARD COM 57636Q104 1,710 4,759 SH   DFND 7 0 4,759 0
MASTERCARD COM 57636Q104 101 280 SH   DFND 01,06 0 280 0
MASTERCARD COM 57636Q104 34 95 SH   DFND 6 0 95 0
MASTERCARD COM 57636Q104 530 1,475 SH   DFND 12 0 1,475 0
MASTERCARD COM 57636Q104 50 140 SH   DFND 5 0 140 0
MASTERCARD COM 57636Q104 108 300 SH   DFND 1 0 300 0
MERCK COM 58933Y105 58 762 SH   SOLE   762 0 0
MERCK COM 58933Y105 84 1,100 SH   DFND 12 0 1,100 0
MERCK COM 58933Y105 149 1,950 SH   DFND 7 0 1,950 0
METTLER TOLEDO COM 592688105 679 400 SH   SOLE   400 0 0
MICROSOFT CORP COM 594918104 1,565 4,653 SH   SOLE   4,653 0 0
MICROSOFT CORP COM 594918104 2,049 6,093 SH   DFND 7 0 6,093 0
MICROSOFT CORP COM 594918104 109 325 SH   DFND 01,06 0 325 0
MICROSOFT CORP COM 594918104 44 130 SH   DFND 6 0 130 0
MICROSOFT CORP COM 594918104 730 2,170 SH   DFND 12 0 2,170 0
MICROSOFT CORP COM 594918104 64 190 SH   DFND 5 0 190 0
MICROSOFT CORP COM 594918104 329 979 SH   DFND 1 0 979 0
NESTLE SA ADR COM 641069406 1,794 12,781 SH   SOLE   12,781 0 0
NESTLE SA ADR COM 641069406 1,417 10,093 SH   DFND 7 0 10,093 0
NESTLE SA ADR COM 641069406 133 950 SH   DFND 01,06 0 950 0
NESTLE SA ADR COM 641069406 39 275 SH   DFND 6 0 275 0
NESTLE SA ADR COM 641069406 592 4,214 SH   DFND 12 0 4,214 0
NESTLE SA ADR COM 641069406 81 575 SH   DFND 5 0 575 0
NESTLE SA ADR COM 641069406 168 1,200 SH   DFND 1 0 1,200 0
NIKE INC CLASS B COM 654106103 817 4,899 SH   SOLE   4,899 0 0
NIKE INC CLASS B COM 654106103 982 5,894 SH   DFND 7 0 5,894 0
NIKE INC CLASS B COM 654106103 46 275 SH   DFND 01,06 0 275 0
NIKE INC CLASS B COM 654106103 22 130 SH   DFND 6 0 130 0
NIKE INC CLASS B COM 654106103 334 2,005 SH   DFND 12 0 2,005 0
NIKE INC CLASS B COM 654106103 38 225 SH   DFND 5 0 225 0
NIKE INC CLASS B COM 654106103 125 750 SH   DFND 1 0 750 0
NOVARTIS AG ADR COM 66987V109 795 9,089 SH   SOLE   9,089 0 0
NOVARTIS AG ADR COM 66987V109 883 10,097 SH   DFND 7 0 10,097 0
NOVARTIS AG ADR COM 66987V109 79 900 SH   DFND 01,06 0 900 0
NOVARTIS AG ADR COM 66987V109 29 335 SH   DFND 6 0 335 0
NOVARTIS AG ADR COM 66987V109 307 3,515 SH   DFND 12 0 3,515 0
NOVARTIS AG ADR COM 66987V109 13 150 SH   DFND 5 0 150 0
NOVARTIS AG ADR COM 66987V109 131 1,500 SH   DFND 1 0 1,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 436 5,324 SH   SOLE   5,324 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 275 3,350 SH   DFND 7 0 3,350 0
NOVOZYMES A S DKK 2.0 COM B798FW902 29 350 SH   DFND 12 0 350 0
NVIDIA CORP COM 67066G104 136 464 SH   SOLE   464 0 0
NVIDIA CORP COM 67066G104 897 3,050 SH   DFND 7 0 3,050 0
NVIDIA CORP COM 67066G104 185 630 SH   DFND 1 0 630 0
ORSTED A S COM BYT16L900 204 1,600 SH   SOLE   1,600 0 0
ORSTED A S COM BYT16L900 221 1,735 SH   DFND 12 0 1,735 0
ORSTED A S COM BYT16L900 127 1,000 SH   DFND 7 0 1,000 0
PAYPAL HOLDINGS COM 70450Y103 564 2,993 SH   SOLE   2,993 0 0
PAYPAL HOLDINGS COM 70450Y103 946 5,014 SH   DFND 7 0 5,014 0
PAYPAL HOLDINGS COM 70450Y103 57 300 SH   DFND 01,06 0 300 0
PAYPAL HOLDINGS COM 70450Y103 18 95 SH   DFND 6 0 95 0
PAYPAL HOLDINGS COM 70450Y103 317 1,680 SH   DFND 12 0 1,680 0
PAYPAL HOLDINGS COM 70450Y103 14 75 SH   DFND 5 0 75 0
PAYPAL HOLDINGS COM 70450Y103 141 750 SH   DFND 1 0 750 0
PEPSICO COM 713448108 304 1,750 SH   SOLE   1,750 0 0
PEPSICO COM 713448108 117 675 SH   DFND 12 0 675 0
PROCTER & GAMBLE COM 742718109 1,967 12,023 SH   SOLE   12,023 0 0
PROCTER & GAMBLE COM 742718109 1,394 8,520 SH   DFND 7 0 8,520 0
PROCTER & GAMBLE COM 742718109 143 875 SH   DFND 01,06 0 875 0
PROCTER & GAMBLE COM 742718109 41 250 SH   DFND 6 0 250 0
PROCTER & GAMBLE COM 742718109 651 3,980 SH   DFND 12 0 3,980 0
PROCTER & GAMBLE COM 742718109 82 500 SH   DFND 5 0 500 0
PROCTER & GAMBLE COM 742718109 164 1,000 SH   DFND 1 0 1,000 0
RAYTHEON TECHNOLOGIES COM 75513E101 991 11,520 SH   SOLE   11,520 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,013 11,770 SH   DFND 7 0 11,770 0
RAYTHEON TECHNOLOGIES COM 75513E101 73 850 SH   DFND 01,06 0 850 0
RAYTHEON TECHNOLOGIES COM 75513E101 34 400 SH   DFND 6 0 400 0
RAYTHEON TECHNOLOGIES COM 75513E101 386 4,480 SH   DFND 12 0 4,480 0
RAYTHEON TECHNOLOGIES COM 75513E101 43 500 SH   DFND 5 0 500 0
RAYTHEON TECHNOLOGIES COM 75513E101 146 1,700 SH   DFND 1 0 1,700 0
ROCKWELL AUTOMATION COM 773903109 1,145 3,281 SH   SOLE   3,281 0 0
ROCKWELL AUTOMATION COM 773903109 1,387 3,975 SH   DFND 7 0 3,975 0
ROCKWELL AUTOMATION COM 773903109 70 200 SH   DFND 01,06 0 200 0
ROCKWELL AUTOMATION COM 773903109 44 125 SH   DFND 6 0 125 0
ROCKWELL AUTOMATION COM 773903109 474 1,360 SH   DFND 12 0 1,360 0
ROCKWELL AUTOMATION COM 773903109 61 175 SH   DFND 5 0 175 0
ROCKWELL AUTOMATION COM 773903109 244 700 SH   DFND 1 0 700 0
STRYKER CORP COM 863667101 469 1,755 SH   SOLE   1,755 0 0
THERMO FISHER SCIENTIFIC COM 883556102 34 51 SH   SOLE   51 0 0
THERMO FISHER SCIENTIFIC COM 883556102 33 50 SH   DFND 7 0 50 0
THERMO FISHER SCIENTIFIC COM 883556102 267 400 SH   DFND 1 0 400 0
TJX COS COM 872540109 1,369 18,028 SH   SOLE   18,028 0 0
TJX COS COM 872540109 1,017 13,390 SH   DFND 7 0 13,390 0
TJX COS COM 872540109 53 700 SH   DFND 01,06 0 700 0
TJX COS COM 872540109 24 310 SH   DFND 6 0 310 0
TJX COS COM 872540109 362 4,770 SH   DFND 12 0 4,770 0
TJX COS COM 872540109 46 600 SH   DFND 5 0 600 0
TJX COS COM 872540109 99 1,300 SH   DFND 1 0 1,300 0
UNILEVER PLC NEW ADR COM 904767704 909 16,894 SH   SOLE   16,894 0 0
UNILEVER PLC NEW ADR COM 904767704 963 17,895 SH   DFND 7 0 17,895 0
UNILEVER PLC NEW ADR COM 904767704 61 1,135 SH   DFND 01,06 0 1,135 0
UNILEVER PLC NEW ADR COM 904767704 31 575 SH   DFND 6 0 575 0
UNILEVER PLC NEW ADR COM 904767704 374 6,945 SH   DFND 12 0 6,945 0
UNILEVER PLC NEW ADR COM 904767704 70 1,300 SH   DFND 5 0 1,300 0
UNILEVER PLC NEW ADR COM 904767704 108 2,000 SH   DFND 1 0 2,000 0
UNION PACIFIC COM 907818108 85 338 SH   SOLE   338 0 0
UNION PACIFIC COM 907818108 88 350 SH   DFND 01,06 0 350 0
UNION PACIFIC COM 907818108 319 1,265 SH   DFND 12 0 1,265 0
UNITED HEALTH GROUP COM 91324P102 975 1,941 SH   SOLE   1,941 0 0
UNITED HEALTH GROUP COM 91324P102 1,239 2,467 SH   DFND 7 0 2,467 0
UNITED HEALTH GROUP COM 91324P102 55 110 SH   DFND 01,06 0 110 0
UNITED HEALTH GROUP COM 91324P102 20 40 SH   DFND 6 0 40 0
UNITED HEALTH GROUP COM 91324P102 424 845 SH   DFND 12 0 845 0
UNITED HEALTH GROUP COM 91324P102 55 110 SH   DFND 5 0 110 0
UNITED HEALTH GROUP COM 91324P102 126 250 SH   DFND 1 0 250 0
VANGUARD DIVIDEND APPRECIATION COM 921908844 1,125 6,548 SH   SOLE   6,548 0 0
VISA COM 92826C839 601 2,774 SH   SOLE   2,774 0 0
VISA COM 92826C839 35 160 SH   DFND 7 0 160 0
VISA COM 92826C839 108 500 SH   DFND 1 0 500 0
WASTE MANAGEMENT INC COM 94106L109 543 3,254 SH   SOLE   3,254 0 0
WASTE MANAGEMENT INC COM 94106L109 567 3,400 SH   DFND 7 0 3,400 0
XILINX COM 983919101 1,746 8,235 SH   SOLE   8,235 0 0
XILINX COM 983919101 1,654 7,800 SH   DFND 7 0 7,800 0
XILINX COM 983919101 46 215 SH   DFND 6 0 215 0
XILINX COM 983919101 571 2,695 SH   DFND 12 0 2,695 0
XILINX COM 983919101 69 325 SH   DFND 5 0 325 0
XILINX COM 983919101 180 850 SH   DFND 1 0 850 0
XYLEM INC COM 98419M100 1,336 11,137 SH   SOLE   11,137 0 0
XYLEM INC COM 98419M100 1,033 8,612 SH   DFND 7 0 8,612 0
XYLEM INC COM 98419M100 23 190 SH   DFND 6 0 190 0
XYLEM INC COM 98419M100 306 2,550 SH   DFND 12 0 2,550 0
XYLEM INC COM 98419M100 48 400 SH   DFND 5 0 400 0
XYLEM INC COM 98419M100 120 1,000 SH   DFND 1 0 1,000 0
AB TRUST AB DISCOVERY VALUE FU Equity Mutual Fu 018914408 2,091 80,510 SH   SOLE   80,510 0 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 404 23,411 SH   DFND 7 0 23,411 0
AMERICAN BEACON SHAPIRO EQUITY Equity Mutual Fu 024526493 263 16,653 SH   SOLE   16,653 0 0
ARTISAN INTERNATIONAL SMALLMID Equity Mutual Fu 04314H576 1,448 69,766 SH   SOLE   69,766 0 0
BROWN ADVISORY SUSTAINABLE GRO Equity Mutual Fu 115233207 286 5,720 SH   SOLE   5,720 0 0
DELAWARE EMERGING MARKETS FUND Equity Mutual Fu 245914817 795 32,615 SH   SOLE   32,615 0 0
DODGE & COX STOCK FUND Equity Mutual Fu 256219106 225 918 SH   SOLE   918 0 0
FIDELITY TOTAL MARKET INDEX FU Equity Mutual Fu 315911693 522 3,900 SH   DFND 5 0 3,900 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 423 22,361 SH   SOLE   22,361 0 0
MFS GLOBAL EQUITY FUND Equity Mutual Fu 552986861 955 15,799 SH   SOLE   15,799 0 0
OAKMARK INTL FD Equity Mutual Fu 413838202 1,226 43,791 SH   DFND 7 0 43,791 0
RBC EMERGING MARKETS EQUITY FU Equity Mutual Fu 74926P316 291 21,558 SH   SOLE   21,558 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 207 12,962 SH   DFND 7 0 12,962 0
T ROWE PRICE INST LARGE-CAP GR Equity Mutual Fu 45775L408 1,945 26,458 SH   SOLE   26,458 0 0
VANGUARD DIVIDEND GROWTH Equity Mutual Fu 921908604 2,840 72,308 SH   SOLE   72,308 0 0
VANGUARD PACIFIC STOCK INDEX F Equity Mutual Fu 922042700 261 2,701 SH   SOLE   2,701 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686 313 2,889 SH   SOLE   2,889 0 0
VANGUARD STAR FD Equity Mutual Fu 921909107 1,805 56,436 SH   SOLE   56,436 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 352 2,998 SH   SOLE   2,998 0 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 529 42,832 SH   DFND 7 0 42,832 0
WCM FOCUSED INTERNATIONAL GROW Equity Mutual Fu 461418444 2,210 79,857 SH   SOLE   79,857 0 0