The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 206 1,160 SH   SOLE   1,160 0 0
3M COM 88579Y101 44 246 SH   DFND 13 0 246 0
3M COM 88579Y101 488 2,745 SH   DFND 1 0 2,745 0
3M COM 88579Y101 27 150 SH   DFND 6 0 150 0
3M COM 88579Y101 50 280 SH   DFND 5 0 280 0
3M COM 88579Y101 36 200 SH   DFND 12 0 200 0
ABBOTT LABS COM 002824100 2,658 18,885 SH   SOLE   18,885 0 0
ABBOTT LABS COM 002824100 1,296 9,209 SH   DFND 13 0 9,209 0
ABBOTT LABS COM 002824100 4,285 30,445 SH   DFND 5 0 30,445 0
ABBOTT LABS COM 002824100 3,641 25,870 SH   DFND 1 0 25,870 0
ABBOTT LABS COM 002824100 767 5,450 SH   DFND 12 0 5,450 0
ABBOTT LABS COM 002824100 13 90 SH   DFND 6 0 90 0
ABBVIE COM 00287Y109 210 1,550 SH   SOLE   1,550 0 0
ABBVIE COM 00287Y109 352 2,602 SH   DFND 13 0 2,602 0
ABBVIE COM 00287Y109 1,353 9,990 SH   DFND 1 0 9,990 0
ABBVIE COM 00287Y109 244 1,800 SH   DFND 12 0 1,800 0
ABBVIE COM 00287Y109 11 80 SH   DFND 5 0 80 0
ABBVIE COM 00287Y109 10 75 SH   DFND 6 0 75 0
AIR PRODUCTS & CHEM COM 009158106 335 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305 3,059 1,056 SH   SOLE   1,056 0 0
ALPHABET INC CL A COM 02079K305 1,107 382 SH   DFND 13 0 382 0
ALPHABET INC CL A COM 02079K305 5,128 1,770 SH   DFND 5 0 1,770 0
ALPHABET INC CL A COM 02079K305 4,809 1,660 SH   DFND 1 0 1,660 0
ALPHABET INC CL A COM 02079K305 658 227 SH   DFND 12 0 227 0
ALPHABET INC CL A COM 02079K305 58 20 SH   DFND 6 0 20 0
ALPHABET INC CL C COM 02079K107 347 120 SH   DFND 1 0 120 0
AMAZON.COM COM 023135106 1,594 478 SH   SOLE   478 0 0
AMAZON.COM COM 023135106 567 170 SH   DFND 13 0 170 0
AMAZON.COM COM 023135106 2,737 821 SH   DFND 5 0 821 0
AMAZON.COM COM 023135106 2,988 896 SH   DFND 1 0 896 0
AMAZON.COM COM 023135106 333 100 SH   DFND 12 0 100 0
AMAZON.COM COM 023135106 10 3 SH   DFND 6 0 3 0
AMERICAN TOWER COM 03027X100 58 200 SH   SOLE   200 0 0
AMERICAN TOWER COM 03027X100 158 540 SH   DFND 1 0 540 0
AMGEN INC COM 031162100 180 800 SH   SOLE   800 0 0
AMGEN INC COM 031162100 17 75 SH   DFND 13 0 75 0
AMGEN INC COM 031162100 34 150 SH   DFND 1 0 150 0
ANALOG DEVICES COM 032654105 2,330 13,254 SH   SOLE   13,254 0 0
ANALOG DEVICES COM 032654105 964 5,483 SH   DFND 13 0 5,483 0
ANALOG DEVICES COM 032654105 4,034 22,949 SH   DFND 5 0 22,949 0
ANALOG DEVICES COM 032654105 2,904 16,520 SH   DFND 1 0 16,520 0
ANALOG DEVICES COM 032654105 422 2,400 SH   DFND 12 0 2,400 0
ANALOG DEVICES COM 032654105 25 145 SH   DFND 6 0 145 0
APPLE INC COM 037833100 3,547 19,976 SH   SOLE   19,976 0 0
APPLE INC COM 037833100 1,292 7,278 SH   DFND 13 0 7,278 0
APPLE INC COM 037833100 6,692 37,689 SH   DFND 5 0 37,689 0
APPLE INC COM 037833100 16,432 92,540 SH   DFND 1 0 92,540 0
APPLE INC COM 037833100 732 4,125 SH   DFND 12 0 4,125 0
APPLE INC COM 037833100 85 480 SH   DFND 6 0 480 0
APTARGROUP COM 038336103 1,840 15,025 SH   SOLE   15,025 0 0
APTARGROUP COM 038336103 573 4,682 SH   DFND 13 0 4,682 0
APTARGROUP COM 038336103 2,888 23,580 SH   DFND 5 0 23,580 0
APTARGROUP COM 038336103 2,175 17,760 SH   DFND 1 0 17,760 0
APTARGROUP COM 038336103 404 3,300 SH   DFND 12 0 3,300 0
APTARGROUP COM 038336103 15 125 SH   DFND 6 0 125 0
APTIV PLC COM G6095L109 110 666 SH   SOLE   666 0 0
APTIV PLC COM G6095L109 49 295 SH   DFND 13 0 295 0
APTIV PLC COM G6095L109 400 2,423 SH   DFND 5 0 2,423 0
APTIV PLC COM G6095L109 283 1,715 SH   DFND 1 0 1,715 0
AUTOMATIC DATA PROCESSING COM 053015103 2,686 10,893 SH   SOLE   10,893 0 0
AUTOMATIC DATA PROCESSING COM 053015103 1,088 4,412 SH   DFND 13 0 4,412 0
AUTOMATIC DATA PROCESSING COM 053015103 4,875 19,770 SH   DFND 5 0 19,770 0
AUTOMATIC DATA PROCESSING COM 053015103 4,373 17,735 SH   DFND 1 0 17,735 0
AUTOMATIC DATA PROCESSING COM 053015103 684 2,775 SH   DFND 12 0 2,775 0
AUTOMATIC DATA PROCESSING COM 053015103 32 130 SH   DFND 6 0 130 0
BANK OF AMERICA COM 060505104 1,338 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109 947 3,765 SH   SOLE   3,765 0 0
BECTON DICKINSON COM 075887109 477 1,895 SH   DFND 13 0 1,895 0
BECTON DICKINSON COM 075887109 1,719 6,835 SH   DFND 5 0 6,835 0
BECTON DICKINSON COM 075887109 1,221 4,855 SH   DFND 1 0 4,855 0
BECTON DICKINSON COM 075887109 302 1,200 SH   DFND 12 0 1,200 0
BECTON DICKINSON COM 075887109 5 20 SH   DFND 6 0 20 0
BERKSHIRE HATHAWAY CL B COM 084670702 186 623 SH   SOLE   623 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 432 1,445 SH   DFND 1 0 1,445 0
CANADIAN NATL RAILWAY COM 136375102 2,368 19,270 SH   SOLE   19,270 0 0
CANADIAN NATL RAILWAY COM 136375102 878 7,148 SH   DFND 13 0 7,148 0
CANADIAN NATL RAILWAY COM 136375102 3,676 29,917 SH   DFND 5 0 29,917 0
CANADIAN NATL RAILWAY COM 136375102 2,882 23,455 SH   DFND 1 0 23,455 0
CANADIAN NATL RAILWAY COM 136375102 590 4,800 SH   DFND 12 0 4,800 0
CANADIAN NATL RAILWAY COM 136375102 104 850 SH   DFND 6 0 850 0
CHEVRON COM 166764100 590 5,030 SH   SOLE   5,030 0 0
CHEVRON COM 166764100 179 1,525 SH   DFND 13 0 1,525 0
CHEVRON COM 166764100 1,368 11,661 SH   DFND 5 0 11,661 0
CHEVRON COM 166764100 777 6,625 SH   DFND 1 0 6,625 0
CHEVRON COM 166764100 164 1,400 SH   DFND 12 0 1,400 0
CHURCH & DWIGHT COM 171340102 61 600 SH   SOLE   600 0 0
CHURCH & DWIGHT COM 171340102 208 2,025 SH   DFND 1 0 2,025 0
CISCO SYS INC COM 17275R102 127 2,000 SH   SOLE   2,000 0 0
CISCO SYS INC COM 17275R102 93 1,475 SH   DFND 13 0 1,475 0
CISCO SYS INC COM 17275R102 10 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 95 1,500 SH   DFND 5 0 1,500 0
COCA COLA COM 191216100 115 1,950 SH   SOLE   1,950 0 0
COCA COLA COM 191216100 178 3,000 SH   DFND 1 0 3,000 0
COCA COLA COM 191216100 92 1,550 SH   DFND 12 0 1,550 0
COCA COLA COM 191216100 107 1,800 SH   DFND 5 0 1,800 0
CVS HEALTH COM 126650100 739 7,162 SH   SOLE   7,162 0 0
CVS HEALTH COM 126650100 733 7,103 SH   DFND 13 0 7,103 0
CVS HEALTH COM 126650100 2,101 20,365 SH   DFND 5 0 20,365 0
CVS HEALTH COM 126650100 1,048 10,162 SH   DFND 1 0 10,162 0
CVS HEALTH COM 126650100 17 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 181 1,750 SH   DFND 12 0 1,750 0
DANAHER CORP COM 235851102 2,586 7,860 SH   SOLE   7,860 0 0
DANAHER CORP COM 235851102 1,078 3,278 SH   DFND 13 0 3,278 0
DANAHER CORP COM 235851102 4,658 14,159 SH   DFND 5 0 14,159 0
DANAHER CORP COM 235851102 2,741 8,332 SH   DFND 1 0 8,332 0
DANAHER CORP COM 235851102 551 1,675 SH   DFND 12 0 1,675 0
DANAHER CORP COM 235851102 13 40 SH   DFND 6 0 40 0
DEERE & CO COM 244199105 308 897 SH   SOLE   897 0 0
DEERE & CO COM 244199105 746 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 1,397 4,075 SH   DFND 5 0 4,075 0
DEERE & CO COM 244199105 240 700 SH   DFND 12 0 700 0
DEERE & CO COM 244199105 22 65 SH   DFND 13 0 65 0
DISNEY COM 254687106 1,461 9,435 SH   SOLE   9,435 0 0
DISNEY COM 254687106 548 3,535 SH   DFND 13 0 3,535 0
DISNEY COM 254687106 2,333 15,060 SH   DFND 5 0 15,060 0
DISNEY COM 254687106 1,875 12,105 SH   DFND 1 0 12,105 0
DISNEY COM 254687106 325 2,100 SH   DFND 12 0 2,100 0
DISNEY COM 254687106 6 40 SH   DFND 6 0 40 0
DUKE ENERGY COM 26441C204 183 1,741 SH   SOLE   1,741 0 0
DUKE ENERGY COM 26441C204 26 250 SH   DFND 13 0 250 0
EDWARDS LIFESCIENCES COM 28176E108 324 2,500 SH   SOLE   2,500 0 0
EDWARDS LIFESCIENCES COM 28176E108 103 795 SH   DFND 13 0 795 0
EDWARDS LIFESCIENCES COM 28176E108 943 7,280 SH   DFND 5 0 7,280 0
EDWARDS LIFESCIENCES COM 28176E108 779 6,015 SH   DFND 1 0 6,015 0
EDWARDS LIFESCIENCES COM 28176E108 32 250 SH   DFND 12 0 250 0
EMERSON ELECTRIC COM 291011104 28 300 SH   SOLE   300 0 0
EMERSON ELECTRIC COM 291011104 121 1,300 SH   DFND 1 0 1,300 0
EMERSON ELECTRIC COM 291011104 96 1,030 SH   DFND 13 0 1,030 0
EMERSON ELECTRIC COM 291011104 19 200 SH   DFND 5 0 200 0
EXXON MOBIL COM 30231G102 265 4,325 SH   SOLE   4,325 0 0
EXXON MOBIL COM 30231G102 170 2,772 SH   DFND 13 0 2,772 0
EXXON MOBIL COM 30231G102 456 7,453 SH   DFND 1 0 7,453 0
EXXON MOBIL COM 30231G102 239 3,900 SH   DFND 5 0 3,900 0
EXXON MOBIL COM 30231G102 67 1,100 SH   DFND 12 0 1,100 0
EXXON MOBIL COM 30231G102 6 90 SH   DFND 6 0 90 0
FIDELITY NATL INFO SVCS COM 31620M106 338 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 1,581 15,230 SH   SOLE   15,230 0 0
FISERV COM 337738108 690 6,647 SH   DFND 13 0 6,647 0
FISERV COM 337738108 3,061 29,497 SH   DFND 5 0 29,497 0
FISERV COM 337738108 3,145 30,305 SH   DFND 1 0 30,305 0
FISERV COM 337738108 368 3,550 SH   DFND 12 0 3,550 0
FISERV COM 337738108 13 125 SH   DFND 6 0 125 0
GENERAL ELECTRIC COM 369604301 68 718 SH   SOLE   718 0 0
GENERAL ELECTRIC COM 369604301 118 1,246 SH   DFND 1 0 1,246 0
GENERAL ELECTRIC COM 369604301 46 488 SH   DFND 13 0 488 0
GENERAL ELECTRIC COM 369604301 21 225 SH   DFND 12 0 225 0
GENERAL MILLS COM 370334104 404 6,000 SH   DFND 1 0 6,000 0
GENERAL MILLS COM 370334104 20 300 SH   DFND 13 0 300 0
GENERAL MILLS COM 370334104 168 2,500 SH   DFND 5 0 2,500 0
GOLDMAN SACHS GROUP COM 38141G104 256 670 SH   DFND 1 0 670 0
HERSHEY COMPANY COM 427866108 203 1,050 SH   DFND 1 0 1,050 0
HOME DEPOT COM 437076102 2,561 6,170 SH   SOLE   6,170 0 0
HOME DEPOT COM 437076102 914 2,203 SH   DFND 13 0 2,203 0
HOME DEPOT COM 437076102 4,312 10,389 SH   DFND 5 0 10,389 0
HOME DEPOT COM 437076102 3,697 8,908 SH   DFND 1 0 8,908 0
HOME DEPOT COM 437076102 550 1,325 SH   DFND 12 0 1,325 0
HOME DEPOT COM 437076102 81 195 SH   DFND 6 0 195 0
HONEYWELL INTL COM 438516106 576 2,761 SH   SOLE   2,761 0 0
HONEYWELL INTL COM 438516106 66 315 SH   DFND 13 0 315 0
HONEYWELL INTL COM 438516106 1,915 9,183 SH   DFND 5 0 9,183 0
HONEYWELL INTL COM 438516106 1,094 5,245 SH   DFND 1 0 5,245 0
ILLUMINA COM 452327109 796 2,091 SH   SOLE   2,091 0 0
ILLUMINA COM 452327109 331 871 SH   DFND 13 0 871 0
ILLUMINA COM 452327109 2,141 5,628 SH   DFND 5 0 5,628 0
ILLUMINA COM 452327109 247 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 863 2,268 SH   DFND 1 0 2,268 0
ILLUMINA COM 452327109 8 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 427 8,300 SH   SOLE   8,300 0 0
INTEL CORP COM 458140100 131 2,550 SH   DFND 13 0 2,550 0
INTEL CORP COM 458140100 510 9,900 SH   DFND 1 0 9,900 0
INTEL CORP COM 458140100 634 12,320 SH   DFND 5 0 12,320 0
INTEL CORP COM 458140100 144 2,800 SH   DFND 12 0 2,800 0
ISHARES S&P 500 COM 464287200 95 200 SH   SOLE   200 0 0
ISHARES S&P 500 COM 464287200 692 1,450 SH   DFND 13 0 1,450 0
JOHNSON & JOHNSON COM 478160104 2,293 13,405 SH   SOLE   13,405 0 0
JOHNSON & JOHNSON COM 478160104 950 5,556 SH   DFND 13 0 5,556 0
JOHNSON & JOHNSON COM 478160104 5,565 32,531 SH   DFND 5 0 32,531 0
JOHNSON & JOHNSON COM 478160104 2,843 16,619 SH   DFND 1 0 16,619 0
JOHNSON & JOHNSON COM 478160104 565 3,300 SH   DFND 12 0 3,300 0
JOHNSON & JOHNSON COM 478160104 11 65 SH   DFND 6 0 65 0
JPMORGAN CHASE COM 46625H100 6 37 SH   SOLE   37 0 0
JPMORGAN CHASE COM 46625H100 570 3,600 SH   DFND 1 0 3,600 0
KONINKLIJKE DSM NV COM 780249108 1,150 20,315 SH   SOLE   20,315 0 0
KONINKLIJKE DSM NV COM 780249108 462 8,165 SH   DFND 13 0 8,165 0
KONINKLIJKE DSM NV COM 780249108 2,145 37,899 SH   DFND 5 0 37,899 0
KONINKLIJKE DSM NV COM 780249108 1,183 20,890 SH   DFND 1 0 20,890 0
KONINKLIJKE DSM NV COM 780249108 234 4,125 SH   DFND 12 0 4,125 0
KONINKLIJKE DSM NV COM 780249108 16 275 SH   DFND 6 0 275 0
MASTERCARD COM 57636Q104 2,389 6,650 SH   SOLE   6,650 0 0
MASTERCARD COM 57636Q104 910 2,533 SH   DFND 13 0 2,533 0
MASTERCARD COM 57636Q104 4,076 11,343 SH   DFND 5 0 11,343 0
MASTERCARD COM 57636Q104 3,721 10,355 SH   DFND 1 0 10,355 0
MASTERCARD COM 57636Q104 627 1,745 SH   DFND 12 0 1,745 0
MASTERCARD COM 57636Q104 47 130 SH   DFND 6 0 130 0
MERCK COM 58933Y105 52 675 SH   SOLE   675 0 0
MERCK COM 58933Y105 23 300 SH   DFND 5 0 300 0
MERCK COM 58933Y105 54 700 SH   DFND 12 0 700 0
MERCK COM 58933Y105 192 2,500 SH   DFND 1 0 2,500 0
MICROSOFT CORP COM 594918104 2,682 7,976 SH   SOLE   7,976 0 0
MICROSOFT CORP COM 594918104 1,225 3,641 SH   DFND 13 0 3,641 0
MICROSOFT CORP COM 594918104 5,250 15,609 SH   DFND 5 0 15,609 0
MICROSOFT CORP COM 594918104 3,902 11,603 SH   DFND 1 0 11,603 0
MICROSOFT CORP COM 594918104 504 1,500 SH   DFND 12 0 1,500 0
MICROSOFT CORP COM 594918104 18 55 SH   DFND 6 0 55 0
NESTLE SA ADR COM 641069406 2,175 15,492 SH   SOLE   15,492 0 0
NESTLE SA ADR COM 641069406 841 5,988 SH   DFND 13 0 5,988 0
NESTLE SA ADR COM 641069406 3,498 24,922 SH   DFND 5 0 24,922 0
NESTLE SA ADR COM 641069406 2,709 19,300 SH   DFND 1 0 19,300 0
NESTLE SA ADR COM 641069406 568 4,050 SH   DFND 12 0 4,050 0
NESTLE SA ADR COM 641069406 47 335 SH   DFND 6 0 335 0
NIKE INC CLASS B COM 654106103 1,412 8,472 SH   SOLE   8,472 0 0
NIKE INC CLASS B COM 654106103 561 3,365 SH   DFND 13 0 3,365 0
NIKE INC CLASS B COM 654106103 2,374 14,246 SH   DFND 5 0 14,246 0
NIKE INC CLASS B COM 654106103 1,318 7,910 SH   DFND 1 0 7,910 0
NIKE INC CLASS B COM 654106103 300 1,800 SH   DFND 12 0 1,800 0
NIKE INC CLASS B COM 654106103 7 40 SH   DFND 6 0 40 0
NOVARTIS AG ADR COM 66987V109 1,078 12,322 SH   SOLE   12,322 0 0
NOVARTIS AG ADR COM 66987V109 412 4,715 SH   DFND 13 0 4,715 0
NOVARTIS AG ADR COM 66987V109 1,438 16,439 SH   DFND 5 0 16,439 0
NOVARTIS AG ADR COM 66987V109 680 7,769 SH   DFND 1 0 7,769 0
NOVARTIS AG ADR COM 66987V109 131 1,500 SH   DFND 12 0 1,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 500 6,100 SH   SOLE   6,100 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 25 300 SH   DFND 13 0 300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 237 2,895 SH   DFND 1 0 2,895 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,069 13,036 SH   DFND 5 0 13,036 0
NOVOZYMES A S DKK 2.0 COM B798FW902 90 1,100 SH   DFND 12 0 1,100 0
NVIDIA CORP COM 67066G104 428 1,455 SH   SOLE   1,455 0 0
NVIDIA CORP COM 67066G104 181 615 SH   DFND 1 0 615 0
PAYPAL HOLDINGS COM 70450Y103 1,319 6,993 SH   SOLE   6,993 0 0
PAYPAL HOLDINGS COM 70450Y103 390 2,068 SH   DFND 13 0 2,068 0
PAYPAL HOLDINGS COM 70450Y103 2,188 11,600 SH   DFND 5 0 11,600 0
PAYPAL HOLDINGS COM 70450Y103 1,700 9,017 SH   DFND 1 0 9,017 0
PAYPAL HOLDINGS COM 70450Y103 264 1,400 SH   DFND 12 0 1,400 0
PAYPAL HOLDINGS COM 70450Y103 7 35 SH   DFND 6 0 35 0
PEPSICO COM 713448108 1,033 5,945 SH   SOLE   5,945 0 0
PEPSICO COM 713448108 1,459 8,400 SH   DFND 5 0 8,400 0
PEPSICO COM 713448108 2,055 11,830 SH   DFND 1 0 11,830 0
PEPSICO COM 713448108 26 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 252 1,452 SH   DFND 13 0 1,452 0
PEPSICO COM 713448108 139 800 SH   DFND 12 0 800 0
PROCTER & GAMBLE COM 742718109 2,661 16,265 SH   SOLE   16,265 0 0
PROCTER & GAMBLE COM 742718109 892 5,450 SH   DFND 13 0 5,450 0
PROCTER & GAMBLE COM 742718109 3,623 22,147 SH   DFND 5 0 22,147 0
PROCTER & GAMBLE COM 742718109 2,885 17,635 SH   DFND 1 0 17,635 0
PROCTER & GAMBLE COM 742718109 393 2,400 SH   DFND 12 0 2,400 0
PROCTER & GAMBLE COM 742718109 34 205 SH   DFND 6 0 205 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,702 19,775 SH   SOLE   19,775 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 603 7,008 SH   DFND 13 0 7,008 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,676 31,094 SH   DFND 5 0 31,094 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,191 25,456 SH   DFND 1 0 25,456 0
RAYTHEON TECHNOLOGIES COM 75513E101 301 3,500 SH   DFND 12 0 3,500 0
RAYTHEON TECHNOLOGIES COM 75513E101 20 231 SH   DFND 6 0 231 0
ROCKWELL AUTOMATION COM 773903109 2,193 6,285 SH   SOLE   6,285 0 0
ROCKWELL AUTOMATION COM 773903109 722 2,070 SH   DFND 13 0 2,070 0
ROCKWELL AUTOMATION COM 773903109 3,977 11,400 SH   DFND 5 0 11,400 0
ROCKWELL AUTOMATION COM 773903109 3,097 8,877 SH   DFND 1 0 8,877 0
ROCKWELL AUTOMATION COM 773903109 209 600 SH   DFND 12 0 600 0
ROCKWELL AUTOMATION COM 773903109 101 290 SH   DFND 6 0 290 0
SPDR S&P 500 ETF COM 78462F103 214 450 SH   SOLE   450 0 0
SPDR S&P 500 ETF COM 78462F103 404 850 SH   DFND 12 0 850 0
SPDR S&P 500 ETF COM 78462F103 831 1,750 SH   DFND 5 0 1,750 0
STATE STREET COM 857477103 46 500 SH   SOLE   500 0 0
STATE STREET COM 857477103 100 1,075 SH   DFND 13 0 1,075 0
STATE STREET COM 857477103 130 1,400 SH   DFND 1 0 1,400 0
STRYKER CORP COM 863667101 281 1,050 SH   DFND 1 0 1,050 0
STRYKER CORP COM 863667101 46 172 SH   DFND 13 0 172 0
TESLA MOTORS COM 88160R101 740 700 SH   SOLE   700 0 0
TJX COS COM 872540109 1,284 16,908 SH   SOLE   16,908 0 0
TJX COS COM 872540109 545 7,175 SH   DFND 13 0 7,175 0
TJX COS COM 872540109 2,290 30,164 SH   DFND 5 0 30,164 0
TJX COS COM 872540109 1,335 17,590 SH   DFND 1 0 17,590 0
TJX COS COM 872540109 288 3,800 SH   DFND 12 0 3,800 0
TJX COS COM 872540109 7 90 SH   DFND 6 0 90 0
UNILEVER PLC NEW ADR COM 904767704 704 13,085 SH   SOLE   13,085 0 0
UNILEVER PLC NEW ADR COM 904767704 329 6,110 SH   DFND 13 0 6,110 0
UNILEVER PLC NEW ADR COM 904767704 1,285 23,895 SH   DFND 5 0 23,895 0
UNILEVER PLC NEW ADR COM 904767704 840 15,610 SH   DFND 1 0 15,610 0
UNILEVER PLC NEW ADR COM 904767704 17 325 SH   DFND 6 0 325 0
UNILEVER PLC NEW ADR COM 904767704 108 2,000 SH   DFND 12 0 2,000 0
UNION PACIFIC COM 907818108 215 855 SH   SOLE   855 0 0
UNION PACIFIC COM 907818108 50 200 SH   DFND 5 0 200 0
UNION PACIFIC COM 907818108 44 175 SH   DFND 13 0 175 0
UNION PACIFIC COM 907818108 49 195 SH   DFND 1 0 195 0
UNITED HEALTH GROUP COM 91324P102 1,130 2,250 SH   SOLE   2,250 0 0
UNITED HEALTH GROUP COM 91324P102 540 1,076 SH   DFND 13 0 1,076 0
UNITED HEALTH GROUP COM 91324P102 2,446 4,871 SH   DFND 5 0 4,871 0
UNITED HEALTH GROUP COM 91324P102 1,300 2,589 SH   DFND 1 0 2,589 0
UNITED HEALTH GROUP COM 91324P102 321 640 SH   DFND 12 0 640 0
UNITED HEALTH GROUP COM 91324P102 5 10 SH   DFND 6 0 10 0
US BANCORP COM 902973304 240 4,275 SH   DFND 1 0 4,275 0
VIACOMCBS ORD SHS CLASS B COM 92556H206 272 9,000 SH   DFND 1 0 9,000 0
WAL-MART STORES COM 931142103 58 400 SH   SOLE   400 0 0
WAL-MART STORES COM 931142103 159 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 318 2,200 SH   DFND 1 0 2,200 0
WAL-MART STORES COM 931142103 868 6,000 SH   DFND 5 0 6,000 0
XILINX COM 983919101 2,466 11,632 SH   SOLE   11,632 0 0
XILINX COM 983919101 902 4,253 SH   DFND 13 0 4,253 0
XILINX COM 983919101 5,015 23,651 SH   DFND 5 0 23,651 0
XILINX COM 983919101 2,819 13,295 SH   DFND 1 0 13,295 0
XILINX COM 983919101 604 2,850 SH   DFND 12 0 2,850 0
XILINX COM 983919101 15 70 SH   DFND 6 0 70 0
XYLEM INC COM 98419M100 941 7,851 SH   SOLE   7,851 0 0
XYLEM INC COM 98419M100 467 3,892 SH   DFND 13 0 3,892 0
XYLEM INC COM 98419M100 2,451 20,435 SH   DFND 5 0 20,435 0
XYLEM INC COM 98419M100 1,232 10,275 SH   DFND 1 0 10,275 0
XYLEM INC COM 98419M100 270 2,250 SH   DFND 12 0 2,250 0
XYLEM INC COM 98419M100 6 50 SH   DFND 6 0 50 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,131 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 294 2,501 SH   DFND 12 0 2,501 0