The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC (NEW) COM 00206R102 4,756 193,370 SH   SOLE   192,509 0 861
ABBOTT LABS COM 002824100 1,372 9,752 SH   SOLE   9,752 0 0
AIM TAX EXEMPT FDS INVESCO TAX MUTUAL FUNDS 001419555 567 40,971 SH   SOLE   40,971 0 0
ALPS ETF TR RIVERFRNT DYMC COM 00162Q528 60,614 1,277,759 SH   SOLE   1,277,759 0 0
ALPS ETF TR RIVERFRNT FLEX COM 00162Q510 17,664 369,706 SH   SOLE   369,706 0 0
ALPS ETF TR RIVERFRNT STR INC ETF - FIXED INCO 00162Q783 4,971 201,680 SH   SOLE   201,680 0 0
ALPS ETF TR RIVERFRONT DYM COM 00162Q536 50,257 2,016,354 SH   SOLE   2,016,354 0 0
APPLE COMPUTER INC COM 037833100 15,149 85,315 SH   SOLE   85,309 0 6
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 2,761 9,233 SH   SOLE   9,233 0 0
BOEING CO COM COM 097023105 403 2,000 SH   SOLE   2,000 0 0
BOSTON SCIENTIFIC CORP COM COM 101137107 224 5,281 SH   DFND   2,039 3,242 0
CATERPILLAR INC COM COM 149123101 5,409 26,165 SH   DFND   25,363 702 100
COCA COLA CO COM 191216100 287 4,841 SH   SOLE   4,841 0 0
COMMUNICATION SERVICES SELECT COM 81369Y852 28,180 362,766 SH   SOLE   362,739 0 27
DISNEY WALT PRODTNS COM 254687106 743 4,800 SH   SOLE   4,800 0 0
EOG RES INC COM COM 26875P101 6,689 75,302 SH   SOLE   75,039 0 263
FIRST TR EXCH TRADED FD III RI COM 33739P707 7,518 111,210 SH   SOLE   111,210 0 0
FIRST TR EXCH TRADED FD III RI COM 33739P608 33,135 453,042 SH   SOLE   453,042 0 0
FIRST TR EXCH TRADED FD III RI COM 33739P806 1,911 24,430 SH   SOLE   24,430 0 0
FIRST TRUST TCW OPPORTUNISTIC COM 33740F805 11,103 208,643 SH   DFND   196,689 10,543 1,411
GENERAL ELECTRIC CO COM NEW COM 369604301 4,865 51,508 SH   SOLE   51,324 0 184
GLOBAL X FDS US INFR DEV ET COM 37954Y673 50,830 1,765,569 SH   DFND   1,748,843 14,179 2,547
GOLDMAN SACHS ETF TR EQUITY ET COM 381430503 324,649 3,412,333 SH   DFND   3,382,866 24,919 4,548
HARTFORD FDS EXCHANGE TRADED T ETF - EQUITY 41653L503 429 10,246 SH   SOLE   10,246 0 0
HUNTINGTON BANCSHARES INC COM COM 446150104 211 13,710 SH   SOLE   13,710 0 0
Invesco QQQ Trust COM 46090E103 100,549 252,732 SH   DFND   247,020 4,983 729
INVESCO EXCHNG TRADED FD TR II COM 46138G508 362 16,389 SH   SOLE   16,389 0 0
INVESCO S&P 500 HIGH BETA ETF ETF - EQUITY 46138E370 20,305 256,966 SH   DFND   249,618 6,355 993
ISHARES CORE DIVIDEND GROWTH E COM 46434V621 22,229 399,963 SH   SOLE   399,934 0 29
ISHARES GENOMICS IMMUNOLOGY AN COM 46435U192 563 12,842 SH   SOLE   12,842 0 0
ISHARES INC CORE MSCI EMKT COM 46434G103 40,062 669,278 SH   DFND   643,421 23,664 2,193
ISHARES INC MSCI EMRG CHN ETF - EQUITY 46434G764 16,550 272,969 SH   SOLE   271,962 0 1,007
ISHARES INC MSCI GERMAN COM 464286806 1,214 37,044 SH   SOLE   37,044 0 0
ISHARES INC MSCI SWITZERLD ETF - EQUITY 464286749 641 12,152 SH   SOLE   12,152 0 0
ISHARES TR 0-3 MNTH TREAS ETF - EQUITY 46436E718 1,032 10,314 SH   SOLE   10,314 0 0
ISHARES TR 0-5YR HI YL CP COM 46434V407 8,796 194,182 SH   DFND   188,853 4,204 1,125
ISHARES TR 20 YR TRS BD COM 464287432 30,285 204,368 SH   DFND   203,308 1,045 15
ISHARES TR CONS GOODS IDX COM 464287812 213 1,064 SH   SOLE   1,064 0 0
ISHARES TR CORE MSCI EAFE COM 46432F842 224,799 3,011,783 SH   DFND   2,996,298 12,947 2,538
ISHARES TR CORE MSCI EURO COM 46434V738 16,926 291,033 SH   DFND   279,256 10,287 1,490
ISHARES TR DJ MED DEVICES COM 464288810 13,429 203,937 SH   DFND   198,561 4,632 744
ISHARES TR DJ US FINL SVC COM 464287770 20,369 105,493 SH   DFND   100,249 4,452 792
ISHARES TR DJ US TECH SEC COM 464287721 100,178 872,495 SH   DFND   868,696 3,012 787
ISHARES TR FLTG RATE NT COM 46429B655 1,354 26,705 SH   SOLE   26,705 0 0
ISHARES TR JPMORGAN USD COM 464288281 533 4,887 SH   SOLE   4,887 0 0
ISHARES TR LEHMAN 10-20YR COM 464288653 16,746 112,848 SH   SOLE   112,840 0 8
ISHARES TR LEHMAN AGG BND COM 464287226 10,252 89,870 SH   SOLE   89,870 0 0
ISHARES TR MBS FIXED BDFD COM 464288588 69,209 644,232 SH   SOLE   644,185 0 47
ISHARES TR MSCI EMERG MKT COM 464287234 444 9,093 SH   SOLE   9,093 0 0
ISHARES TR MSCI GRW IDX COM 464288885 32,733 296,788 SH   DFND   285,699 10,037 1,052
ISHARES TR MSCI VAL IDX COM 464288877 31,873 632,545 SH   DFND   616,276 13,968 2,301
ISHARES TR RUSSELL1000GRW COM 464287614 784 2,564 SH   SOLE   2,564 0 0
ISHARES TR RUSSELL1000VAL COM 464287598 612 3,647 SH   SOLE   3,647 0 0
ISHARES TR S&P 500 INDEX COM 464287200 322,874 676,899 SH   SOLE   676,806 0 93
ISHARES TR S&P 500 VALUE COM 464287408 9,058 57,833 SH   DFND   56,300 1,316 217
ISHARES TR S&P GLO INFRAS COM 464288372 1,285 27,004 SH   SOLE   27,004 0 0
ISHARES TR S&P NA SOFTWR COM 464287515 13,066 32,858 SH   DFND   31,394 1,280 184
ISHARES TR S&P SMLCAP 600 COM 464287804 1,152 10,058 SH   SOLE   10,058 0 0
ISHARES TR US PFD STK IDX COM 464288687 583 14,782 SH   SOLE   14,782 0 0
J P MORGAN EXCHANGE TRADED FD ETF - EQUITY 46641Q647 428 7,812 SH   SOLE   7,812 0 0
J P MORGAN EXCHANGE-TRADED FEQ ETF - EQUITY 46641Q332 155,458 2,460,186 SH   DFND   2,441,751 15,378 3,057
JPMORGAN CHASE & CO COM COM 46625H100 238 1,500 SH   SOLE   1,500 0 0
MCDONALDS CORP COM COM 580135101 646 2,409 SH   SOLE   2,409 0 0
MICROSOFT CORP COM COM 594918104 28,057 83,427 SH   DFND   82,756 582 89
NEW PERSPECTIVE FD INC COM MUTUAL FUNDS 648018109 214 3,227 SH   SOLE   3,227 0 0
NORTHROP GRUMMAN CORP COM COM 666807102 253 654 SH   DFND   269 385 0
PEPSICO INC COM COM 713448108 650 3,740 SH   SOLE   3,740 0 0
PROLOGIS INC. COM COM 74340W103 27,222 161,691 SH   DFND   159,712 1,726 253
SELECT SECTOR SPDR TR SBI CONS COM 81369Y308 23,746 307,962 SH   SOLE   307,939 0 23
SELECT SECTOR SPDR TR SBI CONS COM 81369Y407 64,453 315,269 SH   SOLE   315,235 0 34
SELECT SECTOR SPDR TR SBI HEAL COM 81369Y209 74,037 525,500 SH   SOLE   525,431 0 69
SELECT SECTOR SPDR TR SBI INT- COM 81369Y506 17,621 317,511 SH   SOLE   317,486 0 25
SELECT SECTOR SPDR TR SBI INT- COM 81369Y605 657 16,836 SH   SOLE   16,836 0 0
SELECT SECTOR SPDR TR SBI INT- COM 81369Y704 24,810 234,481 SH   SOLE   234,464 0 17
SELECT SECTOR SPDR TR SBI INT- COM 81369Y803 107,151 616,272 SH   SOLE   616,226 0 46
SELECT SECTOR SPDR TR SBI MATE COM 81369Y100 20,542 226,708 SH   SOLE   226,691 0 17
SPDR SER TR CAP S/T HI YLD COM 78468R408 8,512 313,565 SH   DFND   304,674 7,016 1,875
SPDR SERIES TRUST BARC CAPTL E COM 78464A474 714 23,083 SH   SOLE   23,083 0 0
SPDR SERIES TRUST PORTFOLIO AG COM 78464A649 224,229 7,570,201 SH   SOLE   7,569,612 0 589
STARBUCKS CORP COM COM 855244109 11,010 94,133 SH   DFND   91,999 1,782 352
STRYKER CORP COM COM 863667101 2,460 9,200 SH   SOLE   9,200 0 0
TARGET CORP COM 87612E106 315 1,364 SH   DFND   91 1,273 0
UNITEDHEALTH GROUP INC COM COM 91324P102 8,076 16,086 SH   DFND   15,632 397 57
VANECK VECTORS FALLEN ANGEL HI COM 92189F437 16,049 486,774 SH   DFND   464,691 19,402 2,681
VANGUARD 500 INDEX FUND MUTUAL FUNDS 922908710 1,575 3,581 SH   SOLE   3,581 0 0
VANGUARD BD INDEX FD INC TOTAL COM 921937835 232,914 2,748,265 SH   DFND   2,728,935 17,270 2,060
VANGUARD MID-CAP INDEX FUND MUTUAL FUNDS 922908645 263 834 SH   SOLE   834 0 0
VANGUARD SCOTTSDALE FDS INT-TE COM 92206C706 61,039 918,309 SH   SOLE   918,241 0 68
VANGUARD SCOTTSDALE FDS INT-TE COM 92206C870 150,227 1,619,529 SH   DFND   1,616,022 2,969 538
VANGUARD SCOTTSDALE FDS LG-TER COM 92206C813 19,373 183,044 SH   SOLE   183,031 0 13
VANGUARD SCOTTSDALE FDS MORTG- COM 92206C771 490 9,274 SH   SOLE   9,274 0 0
VANGUARD SCOTTSDALE FDS SHRT-T COM 92206C409 135,951 1,673,042 SH   DFND   1,668,636 3,804 602
VANGUARD WHITEHALL FDS INC HIG COM 921946406 546 4,874 SH   SOLE   4,874 0 0
VANGUARD WORLD FDS TELCOMM ETF COM 92204A884 17,051 125,786 SH   SOLE   125,777 0 9
WESTROCK CO COM COM 96145D105 6,411 144,525 SH   SOLE   144,013 0 512
WISDOMTREE TR EUROPE HEDGED COM 97717X701 600 7,482 SH   SOLE   7,482 0 0