The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 32,429 11,194 SH   SOLE   11,194 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 1,637 50,000 SH   SOLE   50,000 0 0
AMAZON COM INC COM 023135106 30,796 9,236 SH   SOLE   9,236 0 0
APPLE INC COM 037833100 65,209 367,232 SH   SOLE   367,232 0 0
BROADMARK RLTY CAP INC COM 11135B100 47,481 5,035,147 SH   SOLE   5,035,147 0 0
FINCH THERAPEUTICS GROUP INC COM 31773D101 382 38,294 SH   SOLE   38,294 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 70,450 3,187,777 SH   SOLE   3,187,777 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 342 860 SH   SOLE   860 0 0
ISHARES TR 0-5YR HI YL CP 46434v407 220 4,847 SH   SOLE   4,847 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 133,539 1,037,841 SH   SOLE   1,037,841 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 244 2,120 SH   SOLE   2,120 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,132 9,923 SH   SOLE   9,923 0 0
ISHARES TR EAFE GRWTH ETF 464288885 557 5,048 SH   SOLE   5,048 0 0
ISHARES TR EAFE VALUE ETF 464288877 37,396 742,141 SH   SOLE   742,141 0 0
ISHARES TR FALN ANGLS USD 46435G474 49,344 1,646,446 SH   SOLE   1,646,446 0 0
ISHARES TR MSCI ACWI ETF 464288257 363 3,428 SH   SOLE   3,428 0 0
ISHARES TR MSCI EAFE ETF 464287465 42,136 535,538 SH   SOLE   535,538 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 6,997 143,234 SH   SOLE   143,234 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 11,320 444,966 SH   SOLE   444,966 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,972 24,376 SH   SOLE   24,376 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 445 2,000 SH   SOLE   2,000 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 661,573 2,384,048 SH   SOLE   2,384,048 0 0
ISHARES TR S&P 100 ETF 464287101 8,926 40,735 SH   SOLE   40,735 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 43,679 522,046 SH   SOLE   522,046 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,014 6,473 SH   SOLE   6,473 0 0
META PLATFORMS INC CL A 30303M102 17,345 51,568 SH   SOLE   51,568 0 0
MICROSOFT CORP COM 594918104 47,128 140,129 SH   SOLE   140,129 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104 12,413 876,645 SH   SOLE   876,645 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 315,545 8,117,949 SH   SOLE   8,117,949 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 369,906 3,273,212 SH   SOLE   3,273,212 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 48,777 1,646,767 SH   SOLE   1,646,767 0 0
SPDR GOLD TR GOLD SHS 78463V107 20,702 121,090 SH   SOLE   121,090 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 2,524 54,100 SH   SOLE   54,100 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 73,090 153,752 SH   SOLE   153,752 0 0
SPDR SER TR SPDR SER TR 78468r408 71,631 2,638,342 SH   SOLE   2,638,342 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 43,363 598,362 SH   SOLE   598,362 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 144,538 3,167,604 SH   SOLE   3,167,604 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 24,937 756,367 SH   SOLE   756,367 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,212 3,777 SH   SOLE   3,777 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 704 1,612 SH   SOLE   1,612 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 560,946 2,323,335 SH   SOLE   2,323,335 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 404,498 2,749,630 SH   SOLE   2,749,630 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 179,488 3,628,947 SH   SOLE   3,628,947 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 10,084 93,868 SH   SOLE   93,868 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 553,272 10,075,980 SH   SOLE   10,075,980 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 351,309 6,880,323 SH   SOLE   6,880,323 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 18,166 292,911 SH   SOLE   292,911 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 17,224 195,970 SH   SOLE   195,970 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 19,389 42,318 SH   SOLE   42,318 0 0