The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 BERKSHIRE HTWY COMMON 084990175 528,921 100 SH   SOLE   100 0 0
3M CO. COMMON 88579Y101 9,989,535 67,098 SH   SOLE 1 56,174 0 10,924
A T & T INC (NEW) COMMON 00206R102 3,454,730 146,201 SH   SOLE 1 129,430 0 16,771
ABBOTT LABS COMMON 002824100 7,148,944 60,400 SH   SOLE 1 47,927 0 12,473
ABBVIE INC COMMON 00287Y109 10,058,763 62,049 SH   SOLE 1 56,744 0 5,305
ACCENTURE PLC COMMON G1151C101 41,664,092 123,548 SH   SOLE 1 84,279 0 39,269
ACTUA CORP COM COMMON 005094107 0 131,244 SH   SOLE   0 0 131,244
ADOBE SYS INC COMMON 00724F101 10,963,584 24,063 SH   SOLE 1 20,673 0 3,390
AFLAC INC COMMON 001055102 1,038,804 16,133 SH   SOLE   16,133 0 0
AIR PRODS & CHEMS INC COMMON 009158106 10,183,583 40,749 SH   SOLE 1 36,034 0 4,715
AKAMAI TECHNOLOGIES I COMMON 00971T101 7,669,733 64,241 SH   SOLE 1 53,936 0 10,305
ALLETE INC NEW COMMON 018522300 225,455 3,366 SH   SOLE 1 3,366 0 0
ALLSTATE CORP COMMON 020002101 1,065,834 7,695 SH   SOLE   7,695 0 0
ALPHABET CLASS A COMMON 02079K305 26,030,655 9,359 SH   SOLE 1 6,724 0 2,635
ALPHABET CLASS C COMMON 02079K107 46,866,362 16,780 SH   SOLE 1 12,502 0 4,278
ALTRIA GROUP INC COMMON 02209S103 206,388 3,950 SH   SOLE 1 2,950 0 1,000
AMAZON COM INC COMMON 023135106 15,230,486 4,672 SH   SOLE 1 3,664 0 1,008
AMERICAN BALANCED FD MUTUAL 024071102 237,254 7,410 SH   SOLE   0 0 7,410
AMERICAN ELECTRIC POW COMMON 025537101 916,387 9,185 SH   SOLE   6,385 0 2,800
AMERICAN EXPRESS CO. COMMON 025816109 3,025,099 16,177 SH   SOLE 1 13,074 0 3,103
AMERICAN WTR WKS CO I COMMON 030420103 449,911 2,718 SH   SOLE   2,718 0 0
AMERIPRISE FINL INC COMMON 03076C106 2,467,157 8,214 SH   SOLE   8,214 0 0
AMGEN INC COMMON 031162100 4,059,674 16,788 SH   SOLE 1 16,388 0 400
ANALOG DEVICES INC COMMON 032654105 4,317,805 26,140 SH   SOLE 1 20,375 0 5,765
ANNALY CAP MGMT INC COMMON 035710409 162,272 23,050 SH   SOLE   350 0 22,700
AON PLC SHS CL A COMMON G0403H108 19,116,109 58,705 SH   SOLE 1 45,125 0 13,580
APPLE INC COMMON 037833100 78,012,430 446,781 SH   SOLE 1 354,277 0 92,504
APPLIED MATLS INC COMMON 038222105 392,105 2,975 SH   SOLE   1,625 0 1,350
ASTRAZENECA PLC COMMON 046353108 596,927 8,998 SH   SOLE 1 8,998 0 0
AUTOMATIC DATA PROCES COMMON 053015103 8,916,382 39,186 SH   SOLE 1 24,085 0 15,101
BANK OF AMERICA CORP COMMON 060505104 2,923,281 70,919 SH   SOLE   70,919 0 0
BANK OF AMERICA PFD D PREFERR 060505625 5,677,545 292,959 SH   SOLE 1 213,509 0 79,450
BAXTER INTERNATIONAL COMMON 071813109 830,919 10,716 SH   SOLE 1 10,716 0 0
BBH FD INC LTD DUR FD MUTUAL 05528X802 987,385 97,471 SH   SOLE   97,471 0 0
BECTON DICKINSON & CO COMMON 075887109 28,151,578 105,833 SH   SOLE 1 77,374 0 28,459
BERKSHIRE HATHAWAY IN COMMON 084670702 8,967,796 25,411 SH   SOLE 1 23,880 0 1,531
BERKSHIRE HATHAWAY IN COMMON 084670108 528,921 1 SH   SOLE   1 0 0
BEST BUY INC COMMON 086516101 9,552,863 105,092 SH   SOLE 1 78,267 0 26,825
BK OF AMERICA CORP PF PREFERR 060505633 985,189 49,883 SH   SOLE 1 25,383 0 24,500
BLACKROCK INC COMMON 09247X101 846,700 1,108 SH   SOLE   950 0 158
BLACKROCK NATL MUN FD MUTUAL 09253C744 107,154 10,090 SH   SOLE   10,090 0 0
BLACKSTONE GROUP INC COMMON 09260D107 1,857,894 14,636 SH   SOLE 1 11,936 0 2,700
BOEING CO. COMMON 097023105 1,825,570 9,533 SH   SOLE 1 9,040 0 493
BOOKING HLDGS INC COMMON 09857L108 1,115,514 475 SH   SOLE 1 390 0 85
BP PLC ADR COMMON 055622104 415,451 14,131 SH   SOLE 1 14,131 0 0
BRISTOL MYERS SQUIBB COMMON 110122108 6,839,186 93,649 SH   SOLE 1 83,464 0 10,185
BROADCOM INC COM COMMON 11135F101 8,047,310 12,780 SH   SOLE   12,780 0 0
BROWN & BROWN INC COMMON 115236101 8,092,650 111,978 SH   SOLE 1 67,678 0 44,300
CAMPBELL SOUP CO COMMON 134429109 311,099 6,980 SH   SOLE 1 6,980 0 0
CANNABIX TECHNOLOGIES COMMON 13765L101 20,180 41,000 SH   SOLE   21,000 0 20,000
CARMAX INC COM COMMON 143130102 1,385,067 14,356 SH   SOLE 1 13,006 0 1,350
CARRIER GLOBAL CORPOR COMMON 14448C104 1,054,643 22,992 SH   SOLE 1 13,717 0 9,275
CATERPILLAR INC COMMON 149123101 2,111,665 9,477 SH   SOLE 1 7,577 0 1,900
CDN IMPERIAL BK COMM COMMON 136069101 463,274 3,807 SH   SOLE   3,807 0 0
CDW CORP COMMON 12514G108 1,914,123 10,700 SH   SOLE   10,700 0 0
CHEVRON CORP COMMON 166764100 13,351,888 81,999 SH   SOLE 1 64,491 0 17,508
CHUBB LIMITED COMMON H1467J104 223,312 1,044 SH   SOLE   383 0 661
CHURCH & DWIGHT CO. COMMON 171340102 357,768 3,600 SH   SOLE   0 0 3,600
CICERO INC COMMON 171708100 5 50,000 SH   SOLE   0 0 50,000
CIGNA CORP NEW COM COMMON 125523100 1,093,820 4,565 SH   SOLE   4,565 0 0
CISCO SYSTEMS INC COMMON 17275R102 14,217,254 254,972 SH   SOLE 1 192,122 0 62,850
CITIGROUP INC COMMON 172967424 676,800 12,674 SH   SOLE 1 12,624 0 50
CME GROUP INC COM COMMON 12572Q105 498,317 2,095 SH   SOLE   1,895 0 200
COCA COLA CO. COMMON 191216100 13,628,716 219,818 SH   SOLE 1 179,091 0 40,727
COGNIZANT TECHNOLOGY COMMON 192446102 1,061,693 11,840 SH   SOLE 1 9,940 0 1,900
COLGATE PALMOLIVE CO COMMON 194162103 4,374,329 57,686 SH   SOLE 1 43,861 0 13,825
COMCAST CORP NEW CL A COMMON 20030N101 9,040,240 193,085 SH   SOLE 1 136,354 0 56,731
COMERICA INC COMMON 200340107 487,870 5,395 SH   SOLE 1 3,895 0 1,500
COMMERCIAL METALS CO COMMON 201723103 416,200 10,000 SH   SOLE   10,000 0 0
CONOCOPHILLIPS COMMON 20825C104 1,539,600 15,396 SH   SOLE 1 13,312 0 2,084
CONSOLIDATED EDISON I COMMON 209115104 237,268 2,506 SH   SOLE 1 600 0 1,906
CONSTELLATION BRANDS COMMON 21036P108 5,428,873 23,571 SH   SOLE 1 17,506 0 6,065
CORECARE SYS INC (RES COMMON 218908101 2,205 210,000 SH   SOLE   210,000 0 0
CORNING INC COMMON 219350105 1,324,921 35,896 SH   SOLE 1 35,896 0 0
CORTEVA INC COM COMMON 22052L104 1,061,311 18,464 SH   SOLE 1 18,198 0 266
COSTCO WHOLESALE COMMON 22160K105 11,742,157 20,391 SH   SOLE 1 12,546 0 7,845
CRA CCM ALTERNATIVE I MUTUAL 20368N400 696,217 79,026 SH   SOLE   0 0 79,026
CROWN CASTLE INTL COR COMMON 22822V101 8,957,715 48,525 SH   SOLE 1 36,005 0 12,520
CSX CORP COMMON 126408103 2,640,899 70,518 SH   SOLE   70,518 0 0
CVS HEALTH CORP. COMMON 126650100 25,192,963 248,918 SH   SOLE 1 180,765 0 68,153
DANAHER CORP COMMON 235851102 22,596,383 77,034 SH   SOLE 1 51,206 0 25,828
DEERE & CO. COMMON 244199105 2,575,852 6,200 SH   SOLE   6,200 0 0
DENTSPLY SIRONA INC COMMON 24906P109 4,449,193 90,394 SH   SOLE 1 55,544 0 34,850
DIAGEO PLC COMMON 25243Q205 15,545,085 76,524 SH   SOLE 1 55,627 0 20,897
DIGITAL REALTY TRUST COMMON 253868103 13,213,066 93,181 SH   SOLE 1 75,641 0 17,540
DOMINION RES INC VA COMMON 25746U109 1,278,212 15,043 SH   SOLE 1 14,543 0 500
DOVER CORP COMMON 260003108 410,607 2,617 SH   SOLE   2,617 0 0
DOW INC COM COMMON 260557103 1,117,203 17,533 SH   SOLE 1 17,117 0 416
DUKE ENERGY CORPORATI COMMON 26441C204 2,228,510 19,958 SH   SOLE 1 17,558 0 2,400
DUPONT DE NEMOURS INC COMMON 26614N102 689,087 9,365 SH   SOLE 1 8,736 0 629
EATON CORP PLC SHS COMMON G29183103 3,995,386 26,327 SH   SOLE   26,327 0 0
EATON VANCE NATL MUNS MUTUAL 27826L249 116,839 12,145 SH   SOLE   12,145 0 0
EBAY INC COMMON 278642103 229,040 4,000 SH   SOLE 1 4,000 0 0
EMERA INC COM COMMON 290876101 236,451 4,771 SH   SOLE   4,771 0 0
EMERSON ELECTRIC CO COMMON 291011104 1,020,602 10,409 SH   SOLE 1 8,240 0 2,169
ENBRIDGE INC COMMON 29250N105 4,540,188 98,507 SH   SOLE 1 88,987 0 9,520
ENTERPRISE PRODS PART COMMON 293792107 5,669,992 219,682 SH   SOLE 1 138,942 0 80,740
EQUINIX INC COM COMMON 29444U700 292,940 395 SH   SOLE   115 0 280
ESSENTIAL UTILS INC C COMMON 29670G102 1,009,718 19,748 SH   SOLE 1 17,223 0 2,525
EXPEDIA INC DEL COMMON 30212P303 927,476 4,740 SH   SOLE 1 3,490 0 1,250
EXXON MOBIL COMMON 30231G102 9,806,649 118,739 SH   SOLE 1 98,537 0 20,202
FEDEX CORP COMMON 31428X106 8,572,305 37,047 SH   SOLE 1 29,857 0 7,190
FIDELITY NATL INFORMA COMMON 31620M106 1,539,037 15,326 SH   SOLE 1 13,126 0 2,200
FORTIVE CORP COMMON 34959J108 624,533 10,250 SH   SOLE 1 8,550 0 1,700
FORTUNE BRANDS HOME & COMMON 34964C106 3,138,627 42,254 SH   SOLE 1 32,154 0 10,100
GENERAL ELECTRIC CO C COMMON 369604301 1,989,485 21,743 SH   SOLE 1 19,628 0 2,115
GENERAL MILLS INC COMMON 370334104 1,434,310 21,180 SH   SOLE 1 18,980 0 2,200
GILEAD SCIENCES INC COMMON 375558103 202,412 3,405 SH   SOLE 1 3,405 0 0
GLAXOSMITHKLINE PLC COMMON 37733W105 660,326 15,159 SH   SOLE 1 15,159 0 0
GOLDMAN SACHS GROUP I COMMON 38141G104 833,503 2,525 SH   SOLE 1 2,400 0 125
GOLDMAN SACHS GROUP I PREFERR 38144G804 868,062 40,300 SH   SOLE 1 22,434 0 17,866
GOLDMAN SACHS GROUP I PREFERR 38143Y665 13,093,298 606,733 SH   SOLE 1 459,218 0 147,515
HERSHEY FOODS CORP COMMON 427866108 1,733,040 8,000 SH   SOLE 1 2,700 0 5,300
HOME DEPOT INC COMMON 437076102 9,512,707 31,780 SH   SOLE 1 23,489 0 8,291
HONEYWELL INTL INC COMMON 438516106 11,073,548 56,910 SH   SOLE 1 44,591 0 12,319
ILLINOIS TOOL WORKS I COMMON 452308109 2,900,609 13,852 SH   SOLE 1 11,052 0 2,800
ILLUMINA INC COMMON 452327109 419,280 1,200 SH   SOLE 1 1,200 0 0
INNOVATIVE SOLUTIONS COMMON 45769N105 80,600 10,000 SH   SOLE   10,000 0 0
INTEL CORP COMMON 458140100 4,528,297 91,370 SH   SOLE 1 77,162 0 14,208
INTERCONTINENTAL EXCH COMMON 45866F104 13,757,127 104,126 SH   SOLE 1 74,696 0 29,430
INTERNATIONAL PAPER C COMMON 460146103 268,824 5,825 SH   SOLE   5,825 0 0
INT'L BUSINESS MACHIN COMMON 459200101 4,072,877 31,325 SH   SOLE 1 25,145 0 6,180
INTUITIVE SURGICAL IN COMMON 46120E602 543,024 1,800 SH   SOLE   1,800 0 0
IQVIA HOLDINGS INC COMMON 46266C105 28,839,055 124,731 SH   SOLE 1 91,446 0 33,285
ISHARES TR S&P 500 IN MUTUAL 464287200 777,171 1,713 SH   SOLE 1 1,539 0 174
J P MORGAN CHASE & CO COMMON 46625H100 24,565,818 180,207 SH   SOLE 1 145,185 0 35,022
JACOBS ENGINEERING COMMON 469814107 24,157,680 175,297 SH   SOLE 1 138,177 0 37,120
JANUS INVT FD HENDRSO MUTUAL 47103A625 341,592 7,348 SH   SOLE 1 6,168 0 1,180
JOHNSON & JOHNSON COMMON 478160104 35,511,905 200,372 SH   SOLE 1 165,604 0 34,768
JOHNSON CONTROLS INTL COMMON G51502105 284,836 4,344 SH   SOLE 1 4,344 0 0
KELLOGG CO. COMMON 487836108 459,814 7,130 SH   SOLE 1 1,630 0 5,500
KEYCORP COMMON 493267108 1,537,506 68,700 SH   SOLE 1 42,300 0 26,400
KIMBERLY CLARK CORP COMMON 494368103 2,409,995 19,568 SH   SOLE 1 19,568 0 0
KLA-TENCOR CORP COMMON 482480100 878,544 2,400 SH   SOLE   2,400 0 0
KRAIG BIOCRAFT LABORA COMMON 50075W104 8,500 100,000 SH   SOLE 1 100,000 0 0
L3 HARRIS TECHNOLOGIE COMMON 502431109 7,581,317 30,512 SH   SOLE 1 26,037 0 4,475
LA Z BOY INC COM COMMON 505336107 263,700 10,000 SH   SOLE   10,000 0 0
LAM RESEARCH CORP COM COMMON 512807108 1,047,802 1,949 SH   SOLE   1,949 0 0
LEIDOS HLDGS INC COMMON 525327102 4,193,444 38,821 SH   SOLE 1 33,546 0 5,275
LENNAR CORP COMMON 526057104 8,375,689 103,187 SH   SOLE 1 80,236 0 22,951
LILLY, ELI AND CO COMMON 532457108 2,217,077 7,742 SH   SOLE   7,182 0 560
LINDE PLC COM COMMON G5494J103 2,521,900 7,895 SH   SOLE 1 5,920 0 1,975
LOCKHEED MARTIN CORP COMMON 539830109 2,671,794 6,053 SH   SOLE   6,053 0 0
LORD ABBETT SHT DUR I MUTUAL 543916100 98,087 24,400 SH   SOLE   24,400 0 0
LOWE'S COS INC COMMON 548661107 20,358,107 100,688 SH   SOLE 1 78,153 0 22,535
LYONDELLBASELL INDUST COMMON N53745100 889,393 8,650 SH   SOLE   8,650 0 0
MAGELLAN MIDSTREAM PA COMMON 559080106 662,445 13,500 SH   SOLE 1 6,500 0 7,000
MARATHON PETE CORP COMMON 56585A102 374,490 4,380 SH   SOLE   4,380 0 0
MARSH & MCLENNAN COS COMMON 571748102 494,218 2,900 SH   SOLE   0 0 2,900
MASTERCARD INC CL A COMMON 57636Q104 373,819 1,046 SH   SOLE   946 0 100
MCCORMICK & CO INC COMMON 579780206 289,420 2,900 SH   SOLE   2,900 0 0
MCCORMICK & CO INC CO COMMON 579780107 400,000 4,000 SH   SOLE   0 0 4,000
MCDONALD'S CORP COMMON 580135101 25,256,932 102,139 SH   SOLE 1 77,437 0 24,702
MEDTRONIC PLC COMMON G5960L103 14,135,474 127,404 SH   SOLE 1 88,964 0 38,440
MERCK & COMPANY COMMON 58933Y105 5,233,559 63,785 SH   SOLE 1 56,046 0 7,739
META PLATFORMS INC COMMON 30303M102 13,810,113 62,107 SH   SOLE 1 45,279 0 16,828
METLIFE INC COMMON 59156R108 284,423 4,047 SH   SOLE   4,047 0 0
METLIFE INC 4.0 percent PFD PREFERR 59156R504 3,349,008 143,120 SH   SOLE   116,629 0 26,491
MICROSOFT CORP COMMON 594918104 83,667,582 271,375 SH   SOLE 1 207,854 0 63,521
MONDELEZ INTL INC COMMON 609207105 7,666,568 122,118 SH   SOLE 1 94,582 0 27,536
MONGODB INC CL A COMMON 60937P106 443,590 1,000 SH   SOLE 1 1,000 0 0
MOODYS CORP COMMON 615369105 12,527,388 37,128 SH   SOLE 1 25,623 0 11,505
MORGAN STANLEY COMMON 617446448 458,151 5,242 SH   SOLE   5,242 0 0
MORGAN STANLEY PFD A PREFERR 61747S504 2,545,035 114,900 SH   SOLE 1 93,800 0 21,100
NETFLIX COM INC COMMON 64110L106 1,907,038 5,091 SH   SOLE 1 4,449 0 642
NEXTERA ENERGY INC COMMON 65339F101 6,025,422 71,130 SH   SOLE 1 69,630 0 1,500
NIKE INC CL B COMMON 654106103 10,164,528 75,539 SH   SOLE 1 58,901 0 16,638
NOCOPI TECH INC COMMON 655212207 132,354 661,770 SH   SOLE   661,770 0 0
NORFOLK SOUTHERN CORP COMMON 655844108 3,894,109 13,653 SH   SOLE 1 11,803 0 1,850
NORTHWEST PIPE CO COM COMMON 667746101 254,500 10,000 SH   SOLE   10,000 0 0
NOVARTIS ADR COMMON 66987V109 10,106,080 115,169 SH   SOLE 1 84,214 0 30,955
NUCOR CORP COMMON 670346105 267,570 1,800 SH   SOLE 1 1,800 0 0
NVIDIA CORP COMMON 67066G104 5,603,999 20,538 SH   SOLE 1 1,483 0 19,055
NXP SEMICONDUCTORS N COMMON N6596X109 2,996,075 16,188 SH   SOLE 1 14,483 0 1,705
ONEOK INC NEW COMMON 682680103 5,815,674 82,340 SH   SOLE 1 62,855 0 19,485
ORACLE SYS CORP COMMON 68389X105 25,501,845 308,254 SH   SOLE 1 241,249 0 67,005
OTIS WORLDWIDE CORP C COMMON 68902V107 558,734 7,261 SH   SOLE 1 4,382 0 2,879
PARKER HANNIFIN CORP COMMON 701094104 759,058 2,675 SH   SOLE   2,675 0 0
PAYPAL HLDGS INC COMMON 70450Y103 7,621,913 65,905 SH   SOLE 1 54,885 0 11,020
PEPSICO INC COMMON 713448108 20,880,488 124,749 SH   SOLE 1 92,784 0 31,965
PFIZER INC COMMON 717081103 9,709,153 187,544 SH   SOLE 1 177,349 0 10,195
PHILIP MORRIS INTL IN COMMON 718172109 415,685 4,425 SH   SOLE 1 3,425 0 1,000
PHILLIPS 66 COMMON 718546104 1,348,116 15,605 SH   SOLE 1 15,605 0 0
PIONEER NATURAL RES C COMMON 723787107 5,461,155 21,842 SH   SOLE 1 16,487 0 5,355
PNC FINANCIAL CORP COMMON 693475105 2,900,470 15,725 SH   SOLE 1 15,725 0 0
PPG INDUSTRIES INC COMMON 693506107 1,402,449 10,700 SH   SOLE 1 9,100 0 1,600
PPL CORP COMMON 69351T106 364,197 12,752 SH   SOLE 1 12,752 0 0
PROCTER & GAMBLE CO COMMON 742718109 17,238,590 112,818 SH   SOLE 1 87,581 0 25,237
PROLOGIS INC COM COMMON 74340W103 1,327,689 8,222 SH   SOLE 1 7,672 0 550
PRUDENTIAL FINL INC COMMON 744320102 1,028,687 8,705 SH   SOLE   8,705 0 0
QUALCOMM INC COMMON 747525103 10,227,784 66,927 SH   SOLE 1 56,202 0 10,725
QUANEX BLDG PRODS COR COMMON 747619104 493,265 23,500 SH   SOLE   23,500 0 0
RAYMOND JAMES FINANCI COMMON 754730109 4,953,644 45,070 SH   SOLE 1 24,266 0 20,804
REGAL BELOIT CORP COM COMMON 758750103 1,041,460 7,000 SH   SOLE   7,000 0 0
REGENERON PHARMACEUTI COMMON 75886F107 221,399 317 SH   SOLE 1 117 0 200
RESTAURANT BRANDS INT COMMON 76131D103 373,696 6,400 SH   SOLE 1 3,500 0 2,900
ROCHE HLDG LTD ADR COMMON 771195104 4,583,564 92,084 SH   SOLE   81,299 0 10,785
S&P GLOBAL INC COM COMMON 78409V104 6,470,179 15,774 SH   SOLE 1 11,583 0 4,191
SCHWAB CHARLES CORP COMMON 808513105 19,984,505 237,036 SH   SOLE 1 159,371 0 77,665
SCHWAB S&P 500 INDEX MUTUAL 808509855 338,922 4,870 SH   SOLE   4,870 0 0
SEALED AIR CORP COMMON 81211K100 241,056 3,600 SH   SOLE 1 3,600 0 0
SHELL PLC SPON ADS COMMON 780259305 220,105 4,007 SH   SOLE   2,447 0 1,560
SIGNATURE BK NEW YORK COMMON 82669G104 205,443 700 SH   SOLE   700 0 0
SIMON PPTY GROUP INC COMMON 828806109 3,951,405 30,035 SH   SOLE 1 25,985 0 4,050
SIMPSON MFG INC COMMON 829073105 1,199,440 11,000 SH   SOLE   11,000 0 0
SKYWORKS SOLUTIONS IN COMMON 83088M102 1,343,996 10,084 SH   SOLE   10,084 0 0
SPROTT PHYSICAL GOLD COMMON 85207H104 393,472 25,600 SH   SOLE   25,600 0 0
SPROTT PHYSICAL GOLD COMMON 85208R101 854,658 44,100 SH   SOLE   44,100 0 0
STANLEY BLACK AND DEC COMMON 854502101 872,709 6,243 SH   SOLE 1 5,893 0 350
STARBUCKS CORP COMMON 855244109 3,964,109 43,576 SH   SOLE 1 40,250 0 3,326
STATE STREET CORP COMMON 857477103 764,478 8,775 SH   SOLE 1 5,000 0 3,775
STEEL DYNAMICS INC CO COMMON 858119100 1,126,305 13,500 SH   SOLE   13,500 0 0
SYNCHRONY FINANCIAL COMMON 87165B103 5,119,959 147,083 SH   SOLE 1 99,222 0 47,861
SYSCO CORP COMMON 871829107 332,724 4,075 SH   SOLE 1 4,075 0 0
T MOBILE US INC COMMON 872590104 5,162,237 40,220 SH   SOLE 1 27,110 0 13,110
TAIWAN SEMICONDUCTOR COMMON 874039100 10,210,703 97,935 SH   SOLE 1 71,800 0 26,135
TERADYNE INC COMMON 880770102 1,265,061 10,700 SH   SOLE   10,700 0 0
TESLA MTRS INC COMMON 88160R101 3,125,040 2,900 SH   SOLE 1 2,900 0 0
TEXAS INSTRUMENTS INC COMMON 882508104 2,204,512 12,015 SH   SOLE 1 10,015 0 2,000
TEXAS PACIFIC LAND CO COMMON 88262P102 3,664,218 2,710 SH   SOLE   2,460 0 250
THERMO FISHER SCIENTI COMMON 883556102 28,382,504 48,053 SH   SOLE 1 42,893 0 5,160
THOR INDS INC COMMON 885160101 770,867 9,795 SH   SOLE   9,795 0 0
TJX COS INC NEW COMMON 872540109 227,175 3,750 SH   SOLE   3,750 0 0
TOLL BROTHERS INC COMMON 889478103 6,523,132 138,731 SH   SOLE 1 104,441 0 34,290
TORONTO DOMINION BK O COMMON 891160509 973,530 12,258 SH   SOLE   12,258 0 0
TRACTOR SUPPLY CO COMMON 892356106 1,207,690 5,175 SH   SOLE 1 75 0 5,100
TRANE TECHNOLOGIES PL COMMON G8994E103 768,539 5,033 SH   SOLE 1 5,033 0 0
TRUIST FINANCIAL CORP COMMON 89832Q109 18,008,487 317,610 SH   SOLE 1 239,764 0 77,846
UDR INC COMMON 902653104 332,746 5,800 SH   SOLE   5,800 0 0
ULTA SALON COSMETCS & COMMON 90384S303 601,312 1,510 SH   SOLE   1,510 0 0
UNILEVER PLC ADR COMMON 904767704 1,423,014 31,227 SH   SOLE 1 17,003 0 14,224
UNION PACIFIC CORP COMMON 907818108 6,988,165 25,578 SH   SOLE 1 18,968 0 6,610
UNITED PARCEL SVC INC COMMON 911312106 38,267,385 178,436 SH   SOLE 1 177,116 0 1,320
UNITEDHEALTH GROUP IN COMMON 91324P102 6,288,440 12,331 SH   SOLE 1 9,966 0 2,365
US BANCORP DEL 5.56 percent PREFERR 902973155 13,293,890 660,074 SH   SOLE 1 506,759 0 153,315
US BANCORP NEW COMMON 902973304 308,429 5,803 SH   SOLE   5,803 0 0
V F CORP COMMON 918204108 2,116,614 37,225 SH   SOLE 1 37,025 0 200
VALLEY NATL BANCORP C COMMON 919794107 677,040 52,000 SH   SOLE   52,000 0 0
VANGUARD BALANCED IND MUTUAL 921931200 248,607 5,415 SH   SOLE   5,415 0 0
VANGUARD BD INDEX FD MUTUAL 921937801 516,173 46,544 SH   SOLE 1 15,065 0 31,479
VANGUARD MUN BD FD IN MUTUAL 922907860 224,883 19,990 SH   SOLE   19,990 0 0
VANGUARD MUN BD FD IN MUTUAL 922907704 3,391,514 314,029 SH   SOLE   305,001 0 9,028
VANGUARD PA TAX FREE MUTUAL 92204L302 189,845 16,815 SH   SOLE   16,815 0 0
VANGUARD TAX-MANAGED MUTUAL 921943866 1,032,541 4,409 SH   SOLE   4,409 0 0
VANGUARD US GROWTH FU MUTUAL 921910600 535,413 3,743 SH   SOLE 1 3,743 0 0
VANGUARD/PRIMECAP FD MUTUAL 921936209 1,144,345 7,082 SH   SOLE   4,016 0 3,066
VANGUARD/WELLINGTON F MUTUAL 921935201 999,958 12,800 SH   SOLE 1 0 0 12,800
VERIZON COMMUNICATION COMMON 92343V104 11,908,042 233,766 SH   SOLE 1 187,507 0 46,259
VERTEX PHARMACEUTICAL COMMON 92532F100 260,970 1,000 SH   SOLE 1 1,000 0 0
VISA INC COMMON 92826C839 30,585,410 137,915 SH   SOLE 1 93,342 0 44,573
WAL MART STORES INC COMMON 931142103 10,372,874 69,654 SH   SOLE 1 52,479 0 17,175
WALT DISNEY COMPANY COMMON 254687106 18,631,540 135,838 SH   SOLE 1 98,803 0 37,035
WASTE MGMT INC DEL COMMON 94106L109 3,139,093 19,805 SH   SOLE   19,505 0 300
WEC ENERGY GROUP INC COMMON 92939U106 218,085 2,185 SH   SOLE 1 1,600 0 585
WELLS FARGO & CO COMMON 949746101 966,777 19,950 SH   SOLE 1 11,550 0 8,400
WELLTOWER INC COMMON 95040Q104 466,279 4,850 SH   SOLE   4,850 0 0
WEYERHAEUSER CO COMMON 962166104 608,901 16,066 SH   SOLE 1 14,101 0 1,965
WSFS FINL CORP COMMON 929328102 461,165 9,892 SH   SOLE   3,060 0 6,832
YUM BRANDS INC COMMON 988498101 393,283 3,318 SH   SOLE 1 2,588 0 730