The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,787 15,097 SH   SOLE   15,097 0 0
ABBOTT LABS COM 002824100 1,534 12,962 SH   DFND 7 0 12,962 0
ABBOTT LABS COM 002824100 104 875 SH   DFND 01,06 0 875 0
ABBOTT LABS COM 002824100 34 290 SH   DFND 6 0 290 0
ABBOTT LABS COM 002824100 526 4,440 SH   DFND 12 0 4,440 0
ABBOTT LABS COM 002824100 44 375 SH   DFND 5 0 375 0
ABBOTT LABS COM 002824100 154 1,300 SH   DFND 1 0 1,300 0
ABBVIE COM 00287Y109 63 386 SH   SOLE   386 0 0
ABBVIE COM 00287Y109 292 1,800 SH   DFND 12 0 1,800 0
ADVANCED MICRO DEVICES INC COM 007903107 1,437 13,147 SH   SOLE   13,147 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,444 13,209 SH   DFND 7 0 13,209 0
ADVANCED MICRO DEVICES INC COM 007903107 37 334 SH   DFND 6 0 334 0
ADVANCED MICRO DEVICES INC COM 007903107 480 4,389 SH   DFND 12 0 4,389 0
ADVANCED MICRO DEVICES INC COM 007903107 61 559 SH   DFND 5 0 559 0
ADVANCED MICRO DEVICES INC COM 007903107 160 1,464 SH   DFND 1 0 1,464 0
ALPHABET INC CL A COM 02079K305 2,206 793 SH   SOLE   793 0 0
ALPHABET INC CL A COM 02079K305 1,930 694 SH   DFND 7 0 694 0
ALPHABET INC CL A COM 02079K305 111 40 SH   DFND 01,06 0 40 0
ALPHABET INC CL A COM 02079K305 39 14 SH   DFND 6 0 14 0
ALPHABET INC CL A COM 02079K305 690 248 SH   DFND 12 0 248 0
ALPHABET INC CL A COM 02079K305 81 29 SH   DFND 5 0 29 0
ALPHABET INC CL A COM 02079K305 139 50 SH   DFND 1 0 50 0
ALPHABET INC CL C COM 02079K107 494 177 SH   SOLE   177 0 0
ALPHABET INC CL C COM 02079K107 126 45 SH   DFND 1 0 45 0
AMAZON.COM COM 023135106 1,562 479 SH   SOLE   479 0 0
AMAZON.COM COM 023135106 1,239 380 SH   DFND 7 0 380 0
AMAZON.COM COM 023135106 81 25 SH   DFND 01,06 0 25 0
AMAZON.COM COM 023135106 29 9 SH   DFND 6 0 9 0
AMAZON.COM COM 023135106 401 123 SH   DFND 12 0 123 0
AMAZON.COM COM 023135106 49 15 SH   DFND 5 0 15 0
AMAZON.COM COM 023135106 228 70 SH   DFND 1 0 70 0
AMERICAN TOWER COM 03027X100 74 294 SH   SOLE   294 0 0
AMERICAN TOWER COM 03027X100 30 120 SH   DFND 7 0 120 0
AMERICAN TOWER COM 03027X100 106 422 SH   DFND 1 0 422 0
ANALOG DEVICES COM 032654105 1,691 10,237 SH   SOLE   10,237 0 0
ANALOG DEVICES COM 032654105 1,625 9,835 SH   DFND 7 0 9,835 0
ANALOG DEVICES COM 032654105 83 500 SH   DFND 01,06 0 500 0
ANALOG DEVICES COM 032654105 41 250 SH   DFND 6 0 250 0
ANALOG DEVICES COM 032654105 543 3,290 SH   DFND 12 0 3,290 0
ANALOG DEVICES COM 032654105 54 325 SH   DFND 5 0 325 0
ANALOG DEVICES COM 032654105 182 1,100 SH   DFND 1 0 1,100 0
ANSYS INC COM 03662Q105 318 1,000 SH   SOLE   1,000 0 0
APPLE INC COM 037833100 2,943 16,855 SH   SOLE   16,855 0 0
APPLE INC COM 037833100 2,562 14,671 SH   DFND 7 0 14,671 0
APPLE INC COM 037833100 129 740 SH   DFND 01,06 0 740 0
APPLE INC COM 037833100 44 250 SH   DFND 6 0 250 0
APPLE INC COM 037833100 698 4,000 SH   DFND 12 0 4,000 0
APPLE INC COM 037833100 72 415 SH   DFND 5 0 415 0
APPLE INC COM 037833100 454 2,600 SH   DFND 1 0 2,600 0
APTARGROUP COM 038336103 1,421 12,096 SH   SOLE   12,096 0 0
APTARGROUP COM 038336103 906 7,707 SH   DFND 7 0 7,707 0
APTARGROUP COM 038336103 82 700 SH   DFND 01,06 0 700 0
APTARGROUP COM 038336103 29 250 SH   DFND 6 0 250 0
APTARGROUP COM 038336103 417 3,545 SH   DFND 12 0 3,545 0
APTARGROUP COM 038336103 41 350 SH   DFND 5 0 350 0
APTARGROUP COM 038336103 141 1,200 SH   DFND 1 0 1,200 0
AUTOMATIC DATA PROCESSING COM 053015103 1,950 8,572 SH   SOLE   8,572 0 0
AUTOMATIC DATA PROCESSING COM 053015103 1,795 7,887 SH   DFND 7 0 7,887 0
AUTOMATIC DATA PROCESSING COM 053015103 114 500 SH   DFND 01,06 0 500 0
AUTOMATIC DATA PROCESSING COM 053015103 36 160 SH   DFND 6 0 160 0
AUTOMATIC DATA PROCESSING COM 053015103 643 2,825 SH   DFND 12 0 2,825 0
AUTOMATIC DATA PROCESSING COM 053015103 61 270 SH   DFND 5 0 270 0
AUTOMATIC DATA PROCESSING COM 053015103 228 1,000 SH   DFND 1 0 1,000 0
BECTON DICKINSON COM 075887109 1,348 5,066 SH   SOLE   5,066 0 0
BECTON DICKINSON COM 075887109 831 3,125 SH   DFND 7 0 3,125 0
BECTON DICKINSON COM 075887109 27 100 SH   DFND 01,06 0 100 0
BECTON DICKINSON COM 075887109 29 110 SH   DFND 6 0 110 0
BECTON DICKINSON COM 075887109 383 1,440 SH   DFND 12 0 1,440 0
BECTON DICKINSON COM 075887109 44 165 SH   DFND 5 0 165 0
BECTON DICKINSON COM 075887109 80 300 SH   DFND 1 0 300 0
BERKSHIRE HATHAWAY CL B COM 084670702 426 1,206 SH   SOLE   1,206 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 328 930 SH   DFND 12 0 930 0
CANADIAN NATL RAILWAY COM 136375102 1,866 13,908 SH   SOLE   13,908 0 0
CANADIAN NATL RAILWAY COM 136375102 1,544 11,507 SH   DFND 7 0 11,507 0
CANADIAN NATL RAILWAY COM 136375102 127 950 SH   DFND 01,06 0 950 0
CANADIAN NATL RAILWAY COM 136375102 38 280 SH   DFND 6 0 280 0
CANADIAN NATL RAILWAY COM 136375102 594 4,425 SH   DFND 12 0 4,425 0
CANADIAN NATL RAILWAY COM 136375102 67 500 SH   DFND 5 0 500 0
CANADIAN NATL RAILWAY COM 136375102 228 1,700 SH   DFND 1 0 1,700 0
CHEVRON COM 166764100 250 1,535 SH   SOLE   1,535 0 0
CHEVRON COM 166764100 73 450 SH   DFND 01,06 0 450 0
CHEVRON COM 166764100 57 350 SH   DFND 7 0 350 0
CHEVRON COM 166764100 32 195 SH   DFND 6 0 195 0
CHEVRON COM 166764100 57 350 SH   DFND 5 0 350 0
CHEVRON COM 166764100 355 2,181 SH   DFND 1 0 2,181 0
CHURCH & DWIGHT COM 171340102 795 8,000 SH   SOLE   8,000 0 0
CVS HEALTH COM 126650100 1,041 10,286 SH   SOLE   10,286 0 0
CVS HEALTH COM 126650100 383 3,783 SH   DFND 7 0 3,783 0
CVS HEALTH COM 126650100 66 650 SH   DFND 01,06 0 650 0
CVS HEALTH COM 126650100 31 305 SH   DFND 6 0 305 0
CVS HEALTH COM 126650100 349 3,447 SH   DFND 12 0 3,447 0
CVS HEALTH COM 126650100 40 400 SH   DFND 5 0 400 0
DANAHER CORP COM 235851102 2,118 7,222 SH   SOLE   7,222 0 0
DANAHER CORP COM 235851102 1,863 6,350 SH   DFND 7 0 6,350 0
DANAHER CORP COM 235851102 110 375 SH   DFND 01,06 0 375 0
DANAHER CORP COM 235851102 35 120 SH   DFND 6 0 120 0
DANAHER CORP COM 235851102 607 2,070 SH   DFND 12 0 2,070 0
DANAHER CORP COM 235851102 60 205 SH   DFND 5 0 205 0
DANAHER CORP COM 235851102 251 854 SH   DFND 1 0 854 0
DISNEY COM 254687106 1,353 9,867 SH   SOLE   9,867 0 0
DISNEY COM 254687106 896 6,533 SH   DFND 7 0 6,533 0
DISNEY COM 254687106 48 350 SH   DFND 01,06 0 350 0
DISNEY COM 254687106 29 210 SH   DFND 6 0 210 0
DISNEY COM 254687106 416 3,030 SH   DFND 12 0 3,030 0
DISNEY COM 254687106 41 300 SH   DFND 5 0 300 0
DISNEY COM 254687106 123 900 SH   DFND 1 0 900 0
EDWARDS LIFESCIENCES COM 28176E108 12 100 SH   SOLE   100 0 0
EDWARDS LIFESCIENCES COM 28176E108 26 225 SH   DFND 01,06 0 225 0
EDWARDS LIFESCIENCES COM 28176E108 141 1,202 SH   DFND 7 0 1,202 0
EDWARDS LIFESCIENCES COM 28176E108 71 600 SH   DFND 1 0 600 0
EXXON MOBIL COM 30231G102 153 1,850 SH   SOLE   1,850 0 0
EXXON MOBIL COM 30231G102 62 750 SH   DFND 01,06 0 750 0
FISERV COM 337738108 1,138 11,222 SH   SOLE   11,222 0 0
FISERV COM 337738108 1,018 10,036 SH   DFND 7 0 10,036 0
FISERV COM 337738108 76 750 SH   DFND 01,06 0 750 0
FISERV COM 337738108 31 310 SH   DFND 6 0 310 0
FISERV COM 337738108 349 3,440 SH   DFND 12 0 3,440 0
FISERV COM 337738108 39 385 SH   DFND 5 0 385 0
FISERV COM 337738108 132 1,300 SH   DFND 1 0 1,300 0
HOME DEPOT COM 437076102 1,024 3,420 SH   SOLE   3,420 0 0
HOME DEPOT COM 437076102 1,153 3,853 SH   DFND 7 0 3,853 0
HOME DEPOT COM 437076102 90 300 SH   DFND 01,06 0 300 0
HOME DEPOT COM 437076102 28 95 SH   DFND 6 0 95 0
HOME DEPOT COM 437076102 340 1,135 SH   DFND 12 0 1,135 0
HOME DEPOT COM 437076102 36 120 SH   DFND 5 0 120 0
HONEYWELL INTL COM 438516106 205 1,053 SH   SOLE   1,053 0 0
HONEYWELL INTL COM 438516106 547 2,810 SH   DFND 7 0 2,810 0
HONEYWELL INTL COM 438516106 44 225 SH   DFND 01,06 0 225 0
HONEYWELL INTL COM 438516106 29 150 SH   DFND 12 0 150 0
HONEYWELL INTL COM 438516106 5 25 SH   DFND 6 0 25 0
HONEYWELL INTL COM 438516106 68 350 SH   DFND 1 0 350 0
ILLINOIS TOOL WORKS COM 452308109 199 950 SH   SOLE   950 0 0
ILLINOIS TOOL WORKS COM 452308109 99 475 SH   DFND 12 0 475 0
ILLUMINA COM 452327109 932 2,667 SH   SOLE   2,667 0 0
ILLUMINA COM 452327109 857 2,452 SH   DFND 7 0 2,452 0
ILLUMINA COM 452327109 44 125 SH   DFND 01,06 0 125 0
ILLUMINA COM 452327109 14 40 SH   DFND 6 0 40 0
ILLUMINA COM 452327109 231 661 SH   DFND 12 0 661 0
ILLUMINA COM 452327109 38 110 SH   DFND 5 0 110 0
ILLUMINA COM 452327109 52 150 SH   DFND 1 0 150 0
INTEL CORP COM 458140100 216 4,350 SH   SOLE   4,350 0 0
INTEL CORP COM 458140100 129 2,600 SH   DFND 7 0 2,600 0
INTEL CORP COM 458140100 20 400 SH   DFND 12 0 400 0
ISHARES RUSSELL 3000 COM 464287689 579 2,205 SH   SOLE   2,205 0 0
JOHNSON & JOHNSON COM 478160104 1,874 10,572 SH   SOLE   10,572 0 0
JOHNSON & JOHNSON COM 478160104 1,339 7,557 SH   DFND 7 0 7,557 0
JOHNSON & JOHNSON COM 478160104 115 650 SH   DFND 01,06 0 650 0
JOHNSON & JOHNSON COM 478160104 35 195 SH   DFND 6 0 195 0
JOHNSON & JOHNSON COM 478160104 564 3,185 SH   DFND 12 0 3,185 0
JOHNSON & JOHNSON COM 478160104 45 255 SH   DFND 5 0 255 0
JOHNSON & JOHNSON COM 478160104 213 1,200 SH   DFND 1 0 1,200 0
JPMORGAN CHASE COM 46625H100 138 1,010 SH   SOLE   1,010 0 0
JPMORGAN CHASE COM 46625H100 384 2,815 SH   DFND 7 0 2,815 0
KONINKLIJKE DSM NV COM 780249108 679 15,155 SH   SOLE   15,155 0 0
KONINKLIJKE DSM NV COM 780249108 754 16,815 SH   DFND 7 0 16,815 0
KONINKLIJKE DSM NV COM 780249108 46 1,030 SH   DFND 01,06 0 1,030 0
KONINKLIJKE DSM NV COM 780249108 24 525 SH   DFND 6 0 525 0
KONINKLIJKE DSM NV COM 780249108 290 6,475 SH   DFND 12 0 6,475 0
KONINKLIJKE DSM NV COM 780249108 38 850 SH   DFND 5 0 850 0
KONINKLIJKE DSM NV COM 780249108 90 2,000 SH   DFND 1 0 2,000 0
MARSH & MCLENNAN COM 571748102 231 1,355 SH   DFND 7 0 1,355 0
MASTERCARD COM 57636Q104 1,995 5,581 SH   SOLE   5,581 0 0
MASTERCARD COM 57636Q104 1,665 4,659 SH   DFND 7 0 4,659 0
MASTERCARD COM 57636Q104 100 280 SH   DFND 01,06 0 280 0
MASTERCARD COM 57636Q104 36 100 SH   DFND 6 0 100 0
MASTERCARD COM 57636Q104 527 1,475 SH   DFND 12 0 1,475 0
MASTERCARD COM 57636Q104 66 185 SH   DFND 5 0 185 0
MASTERCARD COM 57636Q104 107 300 SH   DFND 1 0 300 0
MEDTRONIC COM G5960L103 298 2,682 SH   SOLE   2,682 0 0
MEDTRONIC COM G5960L103 19 175 SH   DFND 01,06 0 175 0
MEDTRONIC COM G5960L103 2 20 SH   DFND 6 0 20 0
MEDTRONIC COM G5960L103 67 600 SH   DFND 1 0 600 0
MERCK COM 58933Y105 59 715 SH   SOLE   715 0 0
MERCK COM 58933Y105 90 1,100 SH   DFND 12 0 1,100 0
MERCK COM 58933Y105 160 1,950 SH   DFND 7 0 1,950 0
METTLER TOLEDO COM 592688105 549 400 SH   SOLE   400 0 0
MICROSOFT CORP COM 594918104 1,437 4,662 SH   SOLE   4,662 0 0
MICROSOFT CORP COM 594918104 1,809 5,868 SH   DFND 7 0 5,868 0
MICROSOFT CORP COM 594918104 108 350 SH   DFND 01,06 0 350 0
MICROSOFT CORP COM 594918104 40 130 SH   DFND 6 0 130 0
MICROSOFT CORP COM 594918104 660 2,140 SH   DFND 12 0 2,140 0
MICROSOFT CORP COM 594918104 65 210 SH   DFND 5 0 210 0
MICROSOFT CORP COM 594918104 302 979 SH   DFND 1 0 979 0
NESTLE SA ADR COM 641069406 1,730 13,300 SH   SOLE   13,300 0 0
NESTLE SA ADR COM 641069406 1,313 10,093 SH   DFND 7 0 10,093 0
NESTLE SA ADR COM 641069406 124 950 SH   DFND 01,06 0 950 0
NESTLE SA ADR COM 641069406 38 295 SH   DFND 6 0 295 0
NESTLE SA ADR COM 641069406 548 4,214 SH   DFND 12 0 4,214 0
NESTLE SA ADR COM 641069406 75 575 SH   DFND 5 0 575 0
NESTLE SA ADR COM 641069406 208 1,600 SH   DFND 1 0 1,600 0
NIKE INC CLASS B COM 654106103 715 5,314 SH   SOLE   5,314 0 0
NIKE INC CLASS B COM 654106103 793 5,894 SH   DFND 7 0 5,894 0
NIKE INC CLASS B COM 654106103 37 275 SH   DFND 01,06 0 275 0
NIKE INC CLASS B COM 654106103 19 140 SH   DFND 6 0 140 0
NIKE INC CLASS B COM 654106103 270 2,005 SH   DFND 12 0 2,005 0
NIKE INC CLASS B COM 654106103 30 225 SH   DFND 5 0 225 0
NIKE INC CLASS B COM 654106103 121 900 SH   DFND 1 0 900 0
NOVARTIS AG ADR COM 66987V109 765 8,721 SH   SOLE   8,721 0 0
NOVARTIS AG ADR COM 66987V109 849 9,672 SH   DFND 7 0 9,672 0
NOVARTIS AG ADR COM 66987V109 79 900 SH   DFND 01,06 0 900 0
NOVARTIS AG ADR COM 66987V109 30 345 SH   DFND 6 0 345 0
NOVARTIS AG ADR COM 66987V109 308 3,505 SH   DFND 12 0 3,505 0
NOVARTIS AG ADR COM 66987V109 66 750 SH   DFND 1 0 750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 263 3,824 SH   SOLE   3,824 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 156 2,275 SH   DFND 7 0 2,275 0
NOVOZYMES A S DKK 2.0 COM B798FW902 7 100 SH   DFND 12 0 100 0
NVIDIA CORP COM 67066G104 393 1,440 SH   SOLE   1,440 0 0
NVIDIA CORP COM 67066G104 19 70 SH   DFND 01,06 0 70 0
NVIDIA CORP COM 67066G104 832 3,050 SH   DFND 7 0 3,050 0
NVIDIA CORP COM 67066G104 3 10 SH   DFND 6 0 10 0
NVIDIA CORP COM 67066G104 240 880 SH   DFND 1 0 880 0
ORSTED A S COM BYT16L900 202 1,600 SH   SOLE   1,600 0 0
ORSTED A S COM BYT16L900 219 1,735 SH   DFND 12 0 1,735 0
ORSTED A S COM BYT16L900 126 1,000 SH   DFND 7 0 1,000 0
PAYPAL HOLDINGS COM 70450Y103 437 3,776 SH   SOLE   3,776 0 0
PAYPAL HOLDINGS COM 70450Y103 580 5,014 SH   DFND 7 0 5,014 0
PAYPAL HOLDINGS COM 70450Y103 43 375 SH   DFND 01,06 0 375 0
PAYPAL HOLDINGS COM 70450Y103 14 120 SH   DFND 6 0 120 0
PAYPAL HOLDINGS COM 70450Y103 194 1,680 SH   DFND 12 0 1,680 0
PAYPAL HOLDINGS COM 70450Y103 9 75 SH   DFND 5 0 75 0
PAYPAL HOLDINGS COM 70450Y103 87 750 SH   DFND 1 0 750 0
PEPSICO COM 713448108 293 1,750 SH   SOLE   1,750 0 0
PEPSICO COM 713448108 113 675 SH   DFND 12 0 675 0
PROCTER & GAMBLE COM 742718109 1,870 12,239 SH   SOLE   12,239 0 0
PROCTER & GAMBLE COM 742718109 1,302 8,520 SH   DFND 7 0 8,520 0
PROCTER & GAMBLE COM 742718109 134 875 SH   DFND 01,06 0 875 0
PROCTER & GAMBLE COM 742718109 39 255 SH   DFND 6 0 255 0
PROCTER & GAMBLE COM 742718109 603 3,945 SH   DFND 12 0 3,945 0
PROCTER & GAMBLE COM 742718109 76 500 SH   DFND 5 0 500 0
PROCTER & GAMBLE COM 742718109 199 1,300 SH   DFND 1 0 1,300 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,134 11,445 SH   SOLE   11,445 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,173 11,845 SH   DFND 7 0 11,845 0
RAYTHEON TECHNOLOGIES COM 75513E101 84 850 SH   DFND 01,06 0 850 0
RAYTHEON TECHNOLOGIES COM 75513E101 40 400 SH   DFND 6 0 400 0
RAYTHEON TECHNOLOGIES COM 75513E101 444 4,480 SH   DFND 12 0 4,480 0
RAYTHEON TECHNOLOGIES COM 75513E101 54 550 SH   DFND 5 0 550 0
RAYTHEON TECHNOLOGIES COM 75513E101 168 1,700 SH   DFND 1 0 1,700 0
ROCKWELL AUTOMATION COM 773903109 964 3,441 SH   SOLE   3,441 0 0
ROCKWELL AUTOMATION COM 773903109 1,087 3,880 SH   DFND 7 0 3,880 0
ROCKWELL AUTOMATION COM 773903109 56 200 SH   DFND 01,06 0 200 0
ROCKWELL AUTOMATION COM 773903109 35 125 SH   DFND 6 0 125 0
ROCKWELL AUTOMATION COM 773903109 381 1,360 SH   DFND 12 0 1,360 0
ROCKWELL AUTOMATION COM 773903109 49 175 SH   DFND 5 0 175 0
ROCKWELL AUTOMATION COM 773903109 196 700 SH   DFND 1 0 700 0
STRYKER CORP COM 863667101 469 1,755 SH   SOLE   1,755 0 0
THERMO FISHER SCIENTIFIC COM 883556102 30 51 SH   SOLE   51 0 0
THERMO FISHER SCIENTIFIC COM 883556102 30 50 SH   DFND 7 0 50 0
THERMO FISHER SCIENTIFIC COM 883556102 236 400 SH   DFND 1 0 400 0
TJX COS COM 872540109 1,149 18,970 SH   SOLE   18,970 0 0
TJX COS COM 872540109 814 13,440 SH   DFND 7 0 13,440 0
TJX COS COM 872540109 42 700 SH   DFND 01,06 0 700 0
TJX COS COM 872540109 20 330 SH   DFND 6 0 330 0
TJX COS COM 872540109 289 4,770 SH   DFND 12 0 4,770 0
TJX COS COM 872540109 36 600 SH   DFND 5 0 600 0
TJX COS COM 872540109 103 1,700 SH   DFND 1 0 1,700 0
UNILEVER PLC NEW ADR COM 904767704 767 16,828 SH   SOLE   16,828 0 0
UNILEVER PLC NEW ADR COM 904767704 815 17,895 SH   DFND 7 0 17,895 0
UNILEVER PLC NEW ADR COM 904767704 25 550 SH   DFND 01,06 0 550 0
UNILEVER PLC NEW ADR COM 904767704 26 575 SH   DFND 6 0 575 0
UNILEVER PLC NEW ADR COM 904767704 316 6,945 SH   DFND 12 0 6,945 0
UNILEVER PLC NEW ADR COM 904767704 62 1,350 SH   DFND 5 0 1,350 0
UNION PACIFIC COM 907818108 88 322 SH   SOLE   322 0 0
UNION PACIFIC COM 907818108 96 350 SH   DFND 01,06 0 350 0
UNION PACIFIC COM 907818108 346 1,265 SH   DFND 12 0 1,265 0
UNITED HEALTH GROUP COM 91324P102 1,100 2,157 SH   SOLE   2,157 0 0
UNITED HEALTH GROUP COM 91324P102 1,258 2,467 SH   DFND 7 0 2,467 0
UNITED HEALTH GROUP COM 91324P102 56 110 SH   DFND 01,06 0 110 0
UNITED HEALTH GROUP COM 91324P102 20 40 SH   DFND 6 0 40 0
UNITED HEALTH GROUP COM 91324P102 431 845 SH   DFND 12 0 845 0
UNITED HEALTH GROUP COM 91324P102 56 110 SH   DFND 5 0 110 0
UNITED HEALTH GROUP COM 91324P102 178 350 SH   DFND 1 0 350 0
VANGUARD DIVIDEND APPRECIATION COM 921908844 1,062 6,548 SH   SOLE   6,548 0 0
VISA COM 92826C839 571 2,574 SH   SOLE   2,574 0 0
VISA COM 92826C839 35 160 SH   DFND 7 0 160 0
VISA COM 92826C839 111 500 SH   DFND 1 0 500 0
WASTE MANAGEMENT INC COM 94106L109 511 3,225 SH   SOLE   3,225 0 0
WASTE MANAGEMENT INC COM 94106L109 539 3,400 SH   DFND 7 0 3,400 0
XYLEM INC COM 98419M100 955 11,202 SH   SOLE   11,202 0 0
XYLEM INC COM 98419M100 736 8,637 SH   DFND 7 0 8,637 0
XYLEM INC COM 98419M100 17 200 SH   DFND 6 0 200 0
XYLEM INC COM 98419M100 217 2,550 SH   DFND 12 0 2,550 0
XYLEM INC COM 98419M100 34 400 SH   DFND 5 0 400 0
XYLEM INC COM 98419M100 128 1,500 SH   DFND 1 0 1,500 0
AB TRUST AB DISCOVERY VALUE FU Equity Mutual Fu 018914408 1,982 80,510 SH   SOLE   80,510 0 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 349 23,411 SH   DFND 7 0 23,411 0
AMERICAN BEACON SHAPIRO EQUITY Equity Mutual Fu 024526493 254 16,653 SH   SOLE   16,653 0 0
ARTISAN INTERNATIONAL SMALLMID Equity Mutual Fu 04314H576 1,284 69,766 SH   SOLE   69,766 0 0
DELAWARE EMERGING MARKETS FUND Equity Mutual Fu 245914817 263 12,509 SH   SOLE   12,509 0 0
DODGE & COX STOCK FUND Equity Mutual Fu 256219106 226 918 SH   SOLE   918 0 0
FIDELITY TOTAL MARKET INDEX FU Equity Mutual Fu 315911693 494 3,900 SH   DFND 5 0 3,900 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 362 22,361 SH   SOLE   22,361 0 0
MFS GLOBAL EQUITY FUND Equity Mutual Fu 552986861 885 15,799 SH   SOLE   15,799 0 0
OAKMARK INTL FD Equity Mutual Fu 413838202 1,123 43,791 SH   DFND 7 0 43,791 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 214 12,962 SH   DFND 7 0 12,962 0
T ROWE PRICE INST LARGE-CAP GR Equity Mutual Fu 45775L408 1,688 26,458 SH   SOLE   26,458 0 0
VANGUARD DIVIDEND GROWTH Equity Mutual Fu 921908604 2,711 72,308 SH   SOLE   72,308 0 0
VANGUARD DIVIDEND GROWTH Equity Mutual Fu 921908604 187 4,990 SH   DFND 1 0 4,990 0
VANGUARD PACIFIC STOCK INDEX F Equity Mutual Fu 922042700 248 2,701 SH   SOLE   2,701 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686 294 2,889 SH   SOLE   2,889 0 0
VANGUARD STAR FD Equity Mutual Fu 921909107 1,678 56,436 SH   SOLE   56,436 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 332 2,998 SH   SOLE   2,998 0 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 532 42,832 SH   DFND 7 0 42,832 0
WCM FOCUSED INTERNATIONAL GROW Equity Mutual Fu 461418444 1,827 79,857 SH   SOLE   79,857 0 0