The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 363,174 4,825,587 SH   SOLE OrgelWM 4,713,652 0 111,935
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 244,429 3,412,389 SH   SOLE OrgelWM 3,343,885 0 68,504
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 244,220 4,892,226 SH   SOLE OrgelWM 4,841,423 0 50,803
VANGUARD INDEX FDS SMALL CP ETF 922908751 202,875 1,151,976 SH   SOLE OrgelWM 1,126,685 0 25,291
PGIM ETF TR PGIM ULTRA SH BD 69344A107 118,500 2,414,910 SH   SOLE OrgelWM 2,356,152 0 58,758
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 103,786 1,764,466 SH   SOLE OrgelWM 1,727,989 0 36,477
SPDR SER TR PRTFLO S&P500 GW 78464A409 91,456 1,749,347 SH   SOLE OrgelWM 1,713,031 0 36,316
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 49,792 1,114,910 SH   SOLE OrgelWM 1,110,383 0 4,527
ISHARES TR CORE S&P500 ETF 464287200 46,958 123,850 SH   SOLE OrgelWM 115,264 0 8,586
ISHARES TR MSCI USA QLT FCT 46432F339 33,885 303,272 SH   SOLE OrgelWM 296,866 0 6,406
ISHARES TR INTL EQTY FACTOR 46434V274 30,379 1,291,074 SH   SOLE OrgelWM 1,266,047 0 25,027
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 29,929 170,652 SH   SOLE OrgelWM 166,824 0 3,828
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 29,260 930,372 SH   SOLE OrgelWM 883,468 0 46,904
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 28,878 222,965 SH   SOLE OrgelWM 215,760 0 7,205
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 25,205 993,115 SH   SOLE OrgelWM 959,609 0 33,506
VANGUARD WORLD FD ESG US STK ETF 921910733 18,561 279,530 SH   SOLE OrgelWM 278,465 0 1,065
ISHARES TR MRGSTR MD CP GRW 464288307 16,744 322,377 SH   SOLE OrgelWM 314,420 0 7,957
ISHARES INC CORE MSCI EMKT 46434G103 13,529 275,762 SH   SOLE OrgelWM 275,502 0 260
VANGUARD WORLD FD ESG INTL STK ETF 921910725 12,791 260,819 SH   SOLE OrgelWM 260,062 0 757
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 12,346 316,652 SH   SOLE OrgelWM 311,443 0 5,209
ISHARES TR CORE MSCI EAFE 46432F842 12,130 206,115 SH   SOLE OrgelWM 206,115 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 6,580 38,697 SH   SOLE OrgelWM 38,242 0 455
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,881 64,007 SH   SOLE OrgelWM 60,198 0 3,809
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,255 54,130 SH   SOLE OrgelWM 54,130 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,159 6,224 SH   SOLE OrgelWM 6,117 0 107
ISHARES INC ESG AWR MSCI EM 46434G863 2,036 63,017 SH   SOLE OrgelWM 62,676 0 341
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 1,601 25,832 SH   SOLE OrgelWM 22,874 0 2,958
MICROSOFT CORP COM 594918104 1,417 5,516 SH   SOLE OrgelWM 5,451 0 65
APPLE INC COM 037833100 1,352 9,886 SH   SOLE OrgelWM 9,886 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,307 12,850 SH   SOLE OrgelWM 12,850 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,273 12,160 SH   SOLE OrgelWM 7,709 0 4,451
GFL ENVIRONMENTAL INC SUB VTG SHS 36168Q104 1,150 44,726 SH   SOLE OrgelWM 44,726 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,065 2,824 SH   SOLE OrgelWM 2,824 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 897 21,349 SH   SOLE OrgelWM 16,339 0 5,010
VANGUARD INDEX FDS GROWTH ETF 922908736 701 3,146 SH   SOLE OrgelWM 3,033 0 113
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 668 1,615 SH   SOLE OrgelWM 1,615 0 0
ISHARES TR CORE S&P SCP ETF 464287804 631 6,824 SH   SOLE OrgelWM 6,824 0 0
ISHARES TR NATIONAL MUN ETF 464288414 571 5,367 SH   SOLE OrgelWM 1,529 0 3,838
SPDR GOLD TR GOLD SHS 78463V107 550 3,264 SH   SOLE OrgelWM 3,264 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 511 2,338 SH   SOLE OrgelWM 2,338 0 0
ISHARES TR RUS MD CP GR ETF 464287481 503 6,348 SH   SOLE OrgelWM 6,348 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630 446 21,402 SH   SOLE OrgelWM 21,402 0 0
AVIENT CORPORATION COM 05368V106 423 10,557 SH   SOLE OrgelWM 10,557 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 411 2,177 SH   SOLE OrgelWM 2,177 0 0
FIRSTSERVICE CORP NEW COM 33767E202 399 3,290 SH   SOLE OrgelWM 3,290 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 374 2,581 SH   SOLE OrgelWM 2,581 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 342 5,893 SH   SOLE OrgelWM 5,893 0 0
ISHARES TR MRGSTR MD CP VAL 464288406 338 5,697 SH   SOLE OrgelWM 5,697 0 0
UNITEDHEALTH GROUP INC COM 91324P102 335 652 SH   SOLE OrgelWM 652 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 315 8,469 SH   SOLE OrgelWM 8,469 0 0
AMAZON COM INC COM 023135106 306 2,880 SH   SOLE OrgelWM 2,880 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 301 12,497 SH   SOLE OrgelWM 9,944 0 2,553
PEPSICO INC COM 713448108 295 1,769 SH   SOLE OrgelWM 1,769 0 0
PROGRESSIVE CORP COM 743315103 285 2,455 SH   SOLE OrgelWM 2,455 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 271 1,600 SH   SOLE OrgelWM 1,600 0 0
WISDOMTREE TR INTK MLTIFACTR 97717Y774 266 11,328 SH   SOLE OrgelWM 11,328 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 265 2,607 SH   SOLE OrgelWM 2,607 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 259 5,866 SH   SOLE OrgelWM 5,866 0 0
MASTERCARD INCORPORATED CL A 57636Q104 253 801 SH   SOLE OrgelWM 801 0 0
JOHNSON & JOHNSON COM 478160104 238 1,339 SH   SOLE OrgelWM 1,339 0 0
ELEVANCE HEALTH INC COM 036752103 234 485 SH   SOLE OrgelWM 485 0 0
XCEL ENERGY INC COM 98389B100 234 3,307 SH   SOLE OrgelWM 3,307 0 0