The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,282 9,910 SH   SOLE   0 0 9,910
ABBOTT LABORATORIES COM 002824100 96 888 SH   SOLE   0 0 888
ABBVIE INC COM 00287Y109 183 1,193 SH   SOLE   0 0 1,193
ACCENTURE PLC SHS Class A G1151C101 27 97 SH   SOLE   0 0 97
ADOBE INC COM 00724F101 27 74 SH   SOLE   0 0 74
ADVANCED MICRO DEVIC COM 007903107 68 890 SH   SOLE   0 0 890
AIR PROD & CHEMICALS COM 009158106 44 185 SH   SOLE   0 0 185
ALCOA CORP COM 013872106 46 1,019 SH   SOLE   0 0 1,019
ALLBIRDS INC COM CL A 01675A109 1 304 SH   SOLE   0 0 304
ALPHABET INC. CL A 02079K305 4,535 2,081 SH   SOLE   0 0 2,081
ALPHABET INC. CL C 02079K107 422 193 SH   SOLE   0 0 193
ALTRIA GROUP INC COM 02209S103 50 1,197 SH   SOLE   0 0 1,197
AMAZON.COM INC COM 023135106 4,313 40,604 SH   SOLE   0 0 40,604
AMGEN INC. COM 031162100 147 604 SH   SOLE   0 0 604
APPLE INC COM 037833100 11,813 86,403 SH   SOLE   0 0 86,403
ATLASSIAN CORP PLC CL A G06242104 8 45 SH   SOLE   0 0 45
AUTODESK INC COM 052769106 17 97 SH   SOLE   0 0 97
BANK OF AMERICA CORP COM 060505104 145 4,661 SH   SOLE   0 0 4,661
BECTON DICKINSON&CO COM 075887109 1,992 8,081 SH   SOLE   0 0 8,081
BERKSHIRE HATHAWAY CL B NEW 084670702 2,057 7,536 SH   SOLE   0 0 7,536
BLACKROCK INC COM 09247X101 3,054 5,015 SH   SOLE   0 0 5,015
BOEING CO COM 097023105 121 885 SH   SOLE   0 0 885
BRISTOL-MYERS SQUIBB COM 110122108 90 1,170 SH   SOLE   0 0 1,170
BROADCOM INC COM 11135F101 18 37 SH   SOLE   0 0 37
BROOKFIELD ASSET MGM CL A G16169107 100 2,250 SH   SOLE   0 0 2,250
CARMAX INC COM 143130102 1,390 15,363 SH   SOLE   0 0 15,363
CATERPILLAR INC COM 149123101 2 10 SH   SOLE   0 0 10
CHARLES SCHWAB CORP COM 808513105 3,132 49,573 SH   SOLE   0 0 49,573
CHECK PT SOFTWARE COM M22465104 37 300 SH   SOLE   0 0 300
CHEVRON CORP COM 166764100 102 703 SH   SOLE   0 0 703
CHOICE HOTELS INTL COM 169905106 427 3,823 SH   SOLE   0 0 3,823
CHUBB LTD COM H1467J104 2,475 12,591 SH   SOLE   0 0 12,591
CIRRUS LOGIC INC COM 172755100 22 300 SH   SOLE   0 0 300
CISCO SYSTEMS INC COM 17275R102 13 301 SH   SOLE   0 0 301
CITIGROUP INC COM NEW 172967424 58 1,268 SH   SOLE   0 0 1,268
COLGATE-PALMOLIVE CO COM 194162103 92 1,171 SH   SOLE   0 0 1,171
COMCAST CORP CL A 20030N101 2,251 57,358 SH   SOLE   0 0 57,358
CORTEVA INC COM 22052L104 4 66 SH   SOLE   0 0 66
COSTCO WHOLESALE CO COM 22160K105 1,707 3,562 SH   SOLE   0 0 3,562
CROWDSTRIKE HLDGS INC CL A 22788C105 8 50 SH   SOLE   0 0 50
DELTA AIR LINES INC DEL COM NEW 247367702 724 25,008 SH   SOLE   0 0 25,008
DEXCOM INC COM 252131107 7 100 SH   SOLE   0 0 100
DOMINION ENERGY INC COM 25746U109 116 1,452 SH   SOLE   0 0 1,452
DOW INC COM 260557103 3 66 SH   SOLE   0 0 66
DRAFTKINGS INC NEW COM CL A 26142R104 3 243 SH   SOLE   0 0 243
DUKE ENERGY CORP COM NEW 26441C204 111 1,033 SH   SOLE   0 0 1,033
DUPONT DE NEMOURS INC COM 26614N102 4 66 SH   SOLE   0 0 66
EDWARDS LIFESCIENCES COM 28176E108 57 600 SH   SOLE   0 0 600
EMERSON ELECTRIC CO COM 291011104 8 100 SH   SOLE   0 0 100
ENBRIDGE INC COM 29250N105 26 2,045 SH   SOLE   0 0 2,045
ENSTAR GROUP LTD SHS G3075P101 78 363 SH   SOLE   0 0 363
ENTERPRISE PRODS PART LP COM 293792107 2 98 SH   SOLE   0 0 98
FEDEX CORP COM 31428X106 265 1,171 SH   SOLE   0 0 1,171
GARTNER INC COM 366651107 10 43 SH   SOLE   0 0 43
GENERAL DYNAMICS CO COM 369550108 1,916 8,658 SH   SOLE   0 0 8,658
GENERAL ELECTRIC CO COM 369604103 654 10,270 SH   SOLE   0 0 10,270
GENERAL MILLS INC COM 370334104 103 1,370 SH   SOLE   0 0 1,370
GENERAL MOTORS CO COM 37045V100 8 265 SH   SOLE   0 0 265
GILEAD SCIENCES INC COM 375558103 19 300 SH   SOLE   0 0 300
GSK PLC ADR SPON ADR 37733W105 49 1,134 SH   SOLE   0 0 1,134
GLOBE LIFE INC COM 37959E102 22 225 SH   SOLE   0 0 225
GOLDMAN SACHS GROUP COM 38141G104 41 139 SH   SOLE   0 0 139
HARLEY DAVIDSON INC COM 412822108 4 129 SH   SOLE   0 0 129
HOME DEPOT INC COM 437076102 649 2,368 SH   SOLE   0 0 2,368
HONEYWELL INTL INC COM 438516106 1,831 10,532 SH   SOLE   0 0 10,532
HORMEL FOODS CORP COM 440452100 34 728 SH   SOLE   0 0 728
IDEXX LABS INC COM 45168D104 9 27 SH   SOLE   0 0 27
INDEPENDENCE REALTY REIT COM 45378A106 811 39,098 SH   SOLE   0 0 39,098
INVSC QQQ TRUST SRS 1 ETF UNIT SER 1 46090E103 313 1,118 SH   SOLE   0 0 1,118
IQVIA HOLDINGS INC COM 46266C105 3,624 16,703 SH   SOLE   0 0 16,703
ISHARES BIOTECHNOLOGY ETF NASDAQ BIOTECH 464287556 76 642 SH   SOLE   0 0 642
ISHARES CORE S&P 500 ETF CORE S&P 500 ETF 464287200 681 1,797 SH   SOLE   0 0 1,797
ISHARES CORE S&P MID CAPETF CORE S&P MCP ETF 464287507 515 2,278 SH   SOLE   0 0 2,278
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804 159 1,721 SH   SOLE   0 0 1,721
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ETF 464287226 8 79 SH   SOLE   0 0 79
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 4 64 SH   SOLE   0 0 64
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 8 35 SH   SOLE   0 0 35
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 431 7,135 SH   SOLE   0 0 7,135
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 350 2,545 SH   SOLE   0 0 2,545
ISHARES S&P SMALL CAP 600 ETF S&P 600 CAP ETF 464287879 115 1,294 SH   SOLE   0 0 1,294
ISHARES S&P SMLL CAP 600GRTH ETF S&P 600GRTH ETF 464287887 132 1,252 SH   SOLE   0 0 1,252
ISHARES SELECT DIVIDEND ETF SELECT DIVIDEND ETF 464287168 118 1,000 SH   SOLE   0 0 1,000
JOHNSON & JOHNSON COM 478160104 2,659 14,981 SH   SOLE   0 0 14,981
JPMORGAN CHASE & CO COM 46625H100 2,651 23,543 SH   SOLE   0 0 23,543
KELLOGG CO COM 487836108 26 369 SH   SOLE   0 0 369
LAB CO OF AMER HLDG COM NEW 50540R409 1,304 5,562 SH   SOLE   0 0 5,562
LILLY ELI & CO COM 532457108 969 2,989 SH   SOLE   0 0 2,989
LOWES COMPANIES INC COM 548661107 198 1,132 SH   SOLE   0 0 1,132
LPL FINL HLDGS COM 50212V100 4 23 SH   SOLE   0 0 23
LULULEMON ATHLETICA COM 550021109 8 28 SH   SOLE   0 0 28
LYFT INC CL A 55087P104 93 6,980 SH   SOLE   0 0 6,980
MASTERCARD INC CL A 57636Q104 4,208 13,339 SH   SOLE   0 0 13,339
MATCH GROUP INC NEW COM 57667L107 10 142 SH   SOLE   0 0 142
MCDONALDS CORP COM 580135101 6 24 SH   SOLE   0 0 24
MEDTRONIC PLC SHS G5960L103 10 109 SH   SOLE   0 0 109
MERCADOLIBRE INC COM 58733R102 6 10 SH   SOLE   0 0 10
MERCK & CO. INC. COM 58933Y105 251 2,753 SH   SOLE   0 0 2,753
META PLATFORMS INC CL A 30303M102 1,988 12,326 SH   SOLE   0 0 12,326
MFA FINL, INC. COM 55272X102 1 118 SH   SOLE   0 0 118
MICROSOFT CORP COM 594918104 6,826 26,578 SH   SOLE   0 0 26,578
MOHAWK INDUSTRIES COM 608190104 109 875 SH   SOLE   0 0 875
MONDELEZ INTL CL A 609207105 100 1,607 SH   SOLE   0 0 1,607
MURPHY USA INC COM 626755102 14 61 SH   SOLE   0 0 61
NIKE INC CL B NEW 654106103 168 1,640 SH   SOLE   0 0 1,640
NOVARTIS AG SPON ADR 66987V109 154 1,825 SH   SOLE   0 0 1,825
NOVO-NORDISK A S ADR 670100205 24 216 SH   SOLE   0 0 216
NUVEEN MUNICIPAL VALUE C COM 670928100 35 3,955 SH   SOLE   0 0 3,955
NVIDIA CORP COM 67066G104 1,960 12,932 SH   SOLE   0 0 12,932
O REILLY AUTOMOTIVE COM 67103H107 10 16 SH   SOLE   0 0 16
ORACLE CORP COM 68389X105 23 323 SH   SOLE   0 0 323
ORGANON & CO COM 68622V106 7 205 SH   SOLE   0 0 205
ORION OFFICE REIT INC COM 68629Y103 1 130 SH   SOLE   0 0 130
PALO ALTO NETWORKS COM 697435105 269 544 SH   SOLE   0 0 544
PAYPAL HOLDINGS INCORPOR COM 70450Y103 1,983 24,235 SH   SOLE   0 0 24,235
PELOTON INTERACTIVE INC CL A 70614W100 2 260 SH   SOLE   0 0 260
PENN NTNL GAMING COM 707569109 10 340 SH   SOLE   0 0 340
PEPSICO INC COM 713448108 15 88 SH   SOLE   0 0 88
PERFORMANCE FOOD GROUP C COM 71377A103 23 500 SH   SOLE   0 0 500
PFIZER INC COM 717071104 3,451 65,826 SH   SOLE   0 0 65,826
PHILIP MORRIS INTL COM 718172109 1,947 19,715 SH   SOLE   0 0 19,715
PIMCO ENHANCED SHRT ETF 72201R833 93 939 SH   SOLE   0 0 939
PNC FINL SERVICES COM 693475105 77 488 SH   SOLE   0 0 488
PROCTER & GAMBLE COM 742718109 1,419 9,866 SH   SOLE   0 0 9,866
PRUDENTIAL FINL COM 744320102 10 100 SH   SOLE   0 0 100
REALTY INCOME CORP DISCOREIT COM 756109104 89 1,300 SH   SOLE   0 0 1,300
REVOLVE GROUP INC CL A 76156B107 7 281 SH   SOLE   0 0 281
SALESFORCE INC COM 79466L302 2,333 14,133 SH   SOLE   0 0 14,133
SEA LTD SPONSORD ADS 81141R100 8 116 SH   SOLE   0 0 116
SELECT SECTOR HEALTH SBDR SBI HEALTHCARE 81369Y209 18 142 SH   SOLE   0 0 142
SELECT STR FINANCIAL SBDR FINANCIAL 81369Y605 15 476 SH   SOLE   0 0 476
SERVICE NOW INC COM 81762P102 23 49 SH   SOLE   0 0 49
SERVICE PPTYS TR COM SH BEN INT 81761L102 4 800 SH   SOLE   0 0 800
SHOPIFY INC CL A 82509L107 7 220 SH   SOLE   0 0 220
SOLAREDGE TECH COM 83417M104 10 38 SH   SOLE   0 0 38
SOUTHERN CO COM 842587107 24 331 SH   SOLE   0 0 331
SPDR FUND CONSUMER DISCRE SELECT ETF SPDR CONS DISCR 81369Y407 13 94 SH   SOLE   0 0 94
SPDR INDEX SHARES EMERG MARKT ETF SHS PORTFOLIO EMG MK 78463X509 5 143 SH   SOLE   0 0 143
SPDR PORTFOLIO DEVELOPEDWORLD EX-US SHS PORTFOLIO DEVLPD 78463X889 10 330 SH   SOLE   0 0 330
SPDR S&P 500 ETF SPDR S&P 500 ETF 78468R796 1,778 4,712 SH   SOLE   0 0 4,712
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 146 1,227 SH   SOLE   0 0 1,227
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 350 847 SH   SOLE   0 0 847
BLOCK INC CL A 852234103 6 98 SH   SOLE   0 0 98
STARBUCKS CORP COM 855244109 1,968 25,762 SH   SOLE   0 0 25,762
STATE STREET CORP COM 857477103 9 142 SH   SOLE   0 0 142
SYNOVUS FINL CO COM 871607107 206 5,717 SH   SOLE   0 0 5,717
TAIWAN SEMICONDUCTR SPONSORED ADR 874039100 1,328 16,239 SH   SOLE   0 0 16,239
TECHNOLOGY SELECT SECTORSPDR ETF SPDR TECHNOLOGY 81369Y803 27 212 SH   SOLE   0 0 212
THE COCA-COLA CO COM 191216100 132 2,102 SH   SOLE   0 0 2,102
TORONTO DOMINION BANK COM NEW 891160509 44 667 SH   SOLE   0 0 667
TRUIST FINL CORP COM 054937107 498 10,509 SH   SOLE   0 0 10,509
UBER TECHNOLOGIES INC COM 90353T100 938 45,835 SH   SOLE   0 0 45,835
UNITED PARCEL SRVC CL B 911312106 18 100 SH   SOLE   0 0 100
UNITEDHEALTH GRP INC COM 91324P102 3,266 6,358 SH   SOLE   0 0 6,358
VANGUARD ENERGY ETF ENERGY ETF 92204A306 394 3,965 SH   SOLE   0 0 3,965
VANGUARD FTSE ALL WORLD EX US ETF ALLWRLD EX US ETF 922042775 441 8,830 SH   SOLE   0 0 8,830
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEVMKT ETF 921943858 7 182 SH   SOLE   0 0 182
VANGUARD MID CAP ETF MID CAP ETF 922908629 8 39 SH   SOLE   0 0 39
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553 17 192 SH   SOLE   0 0 192
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 26,182 75,478 SH   SOLE   0 0 75,478
VANGUARD SHORT-TERM BONDETF SHORT TRM BOND ETF 921937827 76 991 SH   SOLE   0 0 991
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 1,452 8,245 SH   SOLE   0 0 8,245
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MKT 921937835 304 4,044 SH   SOLE   0 0 4,044
VANGUARD TOTAL INTERNATIONAL BND ETF INTL BD IDX ETF 92203J407 63 1,278 SH   SOLE   0 0 1,278
VANGUARD TOTAL INTERNATIONAL STOCK E TL INTL tl STK ETF 921909768 983 19,048 SH   SOLE   0 0 19,048
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT ETF 922908769 3 14 SH   SOLE   0 0 14
VANGUARD VALUE ETF VALUE ETF 922908744 8 58 SH   SOLE   0 0 58
VERIZON COMMUNICATN COM 92343V104 10 200 SH   SOLE   0 0 200
VISA INC CL A 92826C839 3,720 18,893 SH   SOLE   0 0 18,893
WALMART INC COM 931142103 16 130 SH   SOLE   0 0 130
WALT DISNEY CO COM 254687106 1,526 16,170 SH   SOLE   0 0 16,170
WELLS FARGO & CO COM NEW 949746101 53 1,345 SH   SOLE   0 0 1,345
WOLFSPEED INC COM 977852102 4 66 SH   SOLE   0 0 66
WORKDAY INC CL A 98138H101 29 209 SH   SOLE   0 0 209
XERIS PHARMACEUTICALS IN COM 98422L107 1 803 SH   SOLE   0 0 803
ZIMMER BIOMET HLDGS COM 98956P102 32 300 SH   SOLE   0 0 300
ZOETIS INC CL A 98978V103 19 108 SH   SOLE   0 0 108
ZOOM VIDEO COMMUNICATION CL A 98980L101 11 100 SH   SOLE   0 0 100