The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 6,432 59,195 SH   SOLE   59,195 0 0
ABBOTT LABS COM 002824100 141 1,300 SH   DFND 13 0 1,300 0
ABBOTT LABS COM 002824100 1,127 10,374 SH   DFND 1 0 10,374 0
ABBOTT LABS COM 002824100 1,173 10,800 SH   DFND 6 0 10,800 0
ABBVIE COM 00287Y109 2,925 19,100 SH   SOLE   19,100 0 0
ABBVIE COM 00287Y109 697 4,550 SH   DFND 1 0 4,550 0
ABBVIE COM 00287Y109 1,156 7,550 SH   DFND 6 0 7,550 0
ACCENTURE PLC SHS COM G1151C101 2,036 7,334 SH   SOLE   7,334 0 0
ADOBE SYS COM 00724F101 1,007 2,750 SH   SOLE   2,750 0 0
ADVANCED MICRO DEVICES INC COM 007903107 2,791 36,502 SH   SOLE   36,502 0 0
ADVANCED MICRO DEVICES INC COM 007903107 77 1,003 SH   DFND 13 0 1,003 0
ADVANCED MICRO DEVICES INC COM 007903107 460 6,018 SH   DFND 1 0 6,018 0
ADVANCED MICRO DEVICES INC COM 007903107 237 3,102 SH   DFND 6 0 3,102 0
AIR PRODUCTS & CHEM COM 009158106 240 1,000 SH   SOLE   1,000 0 0
ALPHABET INC CL A COM 02079K305 7,067 3,243 SH   SOLE   3,243 0 0
ALPHABET INC CL A COM 02079K305 116 53 SH   DFND 13 0 53 0
ALPHABET INC CL A COM 02079K305 1,127 517 SH   DFND 1 0 517 0
ALPHABET INC CL A COM 02079K305 872 400 SH   DFND 6 0 400 0
ALPHABET INC CL C COM 02079K107 634 290 SH   SOLE   290 0 0
AMAZON.COM COM 023135106 2,581 24,300 SH   SOLE   24,300 0 0
AMAZON.COM COM 023135106 57 540 SH   DFND 13 0 540 0
AMAZON.COM COM 023135106 646 6,085 SH   DFND 1 0 6,085 0
AMAZON.COM COM 023135106 255 2,400 SH   DFND 6 0 2,400 0
AMGEN INC COM 031162100 1,726 7,093 SH   SOLE   7,093 0 0
ANALOG DEVICES COM 032654105 4,944 33,843 SH   SOLE   33,843 0 0
ANALOG DEVICES COM 032654105 139 950 SH   DFND 13 0 950 0
ANALOG DEVICES COM 032654105 798 5,459 SH   DFND 1 0 5,459 0
ANALOG DEVICES COM 032654105 307 2,100 SH   DFND 6 0 2,100 0
APPLE INC COM 037833100 9,671 70,739 SH   SOLE   70,739 0 0
APPLE INC COM 037833100 142 1,035 SH   DFND 13 0 1,035 0
APPLE INC COM 037833100 1,170 8,554 SH   DFND 1 0 8,554 0
APPLE INC COM 037833100 530 3,875 SH   DFND 6 0 3,875 0
APTARGROUP COM 038336103 3,490 33,819 SH   SOLE   33,819 0 0
APTARGROUP COM 038336103 93 900 SH   DFND 13 0 900 0
APTARGROUP COM 038336103 919 8,908 SH   DFND 1 0 8,908 0
APTARGROUP COM 038336103 813 7,875 SH   DFND 6 0 7,875 0
AUTOMATIC DATA PROCESSING COM 053015103 8,262 39,335 SH   SOLE   39,335 0 0
AUTOMATIC DATA PROCESSING COM 053015103 147 700 SH   DFND 13 0 700 0
AUTOMATIC DATA PROCESSING COM 053015103 1,327 6,318 SH   DFND 1 0 6,318 0
AUTOMATIC DATA PROCESSING COM 053015103 1,118 5,325 SH   DFND 6 0 5,325 0
BECTON DICKINSON COM 075887109 2,327 9,441 SH   SOLE   9,441 0 0
BECTON DICKINSON COM 075887109 158 640 SH   DFND 1 0 640 0
BECTON DICKINSON COM 075887109 308 1,250 SH   DFND 6 0 1,250 0
BERKSHIRE HATHAWAY CL B COM 084670702 218 800 SH   SOLE   800 0 0
BOSTON PPTYS INC REIT COM 101121101 780 8,762 SH   SOLE   8,762 0 0
BRISTOL-MYERS SQUIBB COM 110122108 924 12,000 SH   SOLE   12,000 0 0
BRISTOL-MYERS SQUIBB COM 110122108 308 4,000 SH   DFND 1 0 4,000 0
BRISTOL-MYERS SQUIBB COM 110122108 493 6,400 SH   DFND 6 0 6,400 0
BROADCOM INC COM 11135F101 753 1,550 SH   SOLE   1,550 0 0
CANADIAN NATL RAILWAY COM 136375102 4,407 39,185 SH   SOLE   39,185 0 0
CANADIAN NATL RAILWAY COM 136375102 141 1,250 SH   DFND 13 0 1,250 0
CANADIAN NATL RAILWAY COM 136375102 1,063 9,454 SH   DFND 1 0 9,454 0
CANADIAN NATL RAILWAY COM 136375102 1,189 10,575 SH   DFND 6 0 10,575 0
CHEVRON COM 166764100 979 6,760 SH   SOLE   6,760 0 0
CHEVRON COM 166764100 254 1,755 SH   DFND 1 0 1,755 0
CHEVRON COM 166764100 767 5,300 SH   DFND 6 0 5,300 0
CHUBB LIMITED COM H1467J104 98 500 SH   SOLE   500 0 0
CHUBB LIMITED COM H1467J104 138 700 SH   DFND 1 0 700 0
CHURCH & DWIGHT COM 171340102 1,703 18,375 SH   SOLE   18,375 0 0
CIGNA CORP NEW COM 125523100 382 1,450 SH   SOLE   1,450 0 0
CISCO SYS INC COM 17275R102 838 19,650 SH   SOLE   19,650 0 0
CISCO SYS INC COM 17275R102 85 2,000 SH   DFND 1 0 2,000 0
COCA COLA COM 191216100 591 9,400 SH   SOLE   9,400 0 0
COLGATE-PALMOLIVE COM 194162103 824 10,280 SH   SOLE   10,280 0 0
COMCAST CORP NEW CL A COM 20030N101 501 12,780 SH   SOLE   12,780 0 0
CONOCOPHILLIPS COM 20825C104 240 2,674 SH   DFND 1 0 2,674 0
COSTCO WHOLESALE COM 22160K105 1,276 2,663 SH   SOLE   2,663 0 0
COSTCO WHOLESALE COM 22160K105 77 160 SH   DFND 13 0 160 0
CVS HEALTH COM 126650100 3,303 35,645 SH   SOLE   35,645 0 0
CVS HEALTH COM 126650100 97 1,050 SH   DFND 13 0 1,050 0
CVS HEALTH COM 126650100 881 9,508 SH   DFND 1 0 9,508 0
CVS HEALTH COM 126650100 788 8,500 SH   DFND 6 0 8,500 0
DANAHER CORP COM 235851102 6,097 24,050 SH   SOLE   24,050 0 0
DANAHER CORP COM 235851102 108 425 SH   DFND 13 0 425 0
DANAHER CORP COM 235851102 816 3,220 SH   DFND 1 0 3,220 0
DANAHER CORP COM 235851102 393 1,550 SH   DFND 6 0 1,550 0
DEERE & CO COM 244199105 45 150 SH   SOLE   150 0 0
DEERE & CO COM 244199105 271 905 SH   DFND 1 0 905 0
DEERE & CO COM 244199105 60 200 SH   DFND 6 0 200 0
DIAGEO PLC SPSD ADR COM 25243Q205 1,114 6,400 SH   SOLE   6,400 0 0
DISNEY COM 254687106 2,317 24,547 SH   SOLE   24,547 0 0
DISNEY COM 254687106 56 590 SH   DFND 13 0 590 0
DISNEY COM 254687106 445 4,709 SH   DFND 1 0 4,709 0
DISNEY COM 254687106 354 3,750 SH   DFND 6 0 3,750 0
ECOLAB INC COM 278865100 1,330 8,650 SH   SOLE   8,650 0 0
EDWARDS LIFESCIENCES COM 28176E108 225 2,370 SH   DFND 1 0 2,370 0
ELI LILLY & CO COM 532457108 47 145 SH   SOLE   145 0 0
ELI LILLY & CO COM 532457108 170 525 SH   DFND 1 0 525 0
EMERSON ELECTRIC COM 291011104 844 10,605 SH   SOLE   10,605 0 0
EMERSON ELECTRIC COM 291011104 72 900 SH   DFND 1 0 900 0
EMERSON ELECTRIC COM 291011104 358 4,500 SH   DFND 6 0 4,500 0
EOG RESOURCES COM 26875P101 337 3,050 SH   SOLE   3,050 0 0
EOG RESOURCES COM 26875P101 4 35 SH   DFND 1 0 35 0
EXXON MOBIL COM 30231G102 2,361 27,565 SH   SOLE   27,565 0 0
EXXON MOBIL COM 30231G102 657 7,674 SH   DFND 1 0 7,674 0
EXXON MOBIL COM 30231G102 762 8,900 SH   DFND 6 0 8,900 0
FISERV COM 337738108 3,204 36,007 SH   SOLE   36,007 0 0
FISERV COM 337738108 85 950 SH   DFND 13 0 950 0
FISERV COM 337738108 469 5,274 SH   DFND 1 0 5,274 0
FISERV COM 337738108 596 6,700 SH   DFND 6 0 6,700 0
GILEAD SCIENCES COM 375558103 328 5,300 SH   SOLE   5,300 0 0
HOME DEPOT COM 437076102 2,781 10,138 SH   SOLE   10,138 0 0
HOME DEPOT COM 437076102 71 260 SH   DFND 13 0 260 0
HOME DEPOT COM 437076102 595 2,170 SH   DFND 1 0 2,170 0
HOME DEPOT COM 437076102 274 1,000 SH   DFND 6 0 1,000 0
HONEYWELL INTL COM 438516106 2,012 11,575 SH   SOLE   11,575 0 0
HONEYWELL INTL COM 438516106 26 150 SH   DFND 13 0 150 0
HONEYWELL INTL COM 438516106 189 1,090 SH   DFND 1 0 1,090 0
ILLINOIS TOOL WORKS COM 452308109 1,332 7,310 SH   SOLE   7,310 0 0
ILLUMINA COM 452327109 1,270 6,887 SH   SOLE   6,887 0 0
ILLUMINA COM 452327109 44 240 SH   DFND 13 0 240 0
ILLUMINA COM 452327109 143 775 SH   DFND 1 0 775 0
ILLUMINA COM 452327109 198 1,075 SH   DFND 6 0 1,075 0
INGERSOLL RAND INC COM 45687V106 260 6,176 SH   DFND 6 0 6,176 0
INTEL CORP COM 458140100 1,248 33,355 SH   SOLE   33,355 0 0
INTEL CORP COM 458140100 410 10,950 SH   DFND 1 0 10,950 0
INTEL CORP COM 458140100 481 12,850 SH   DFND 6 0 12,850 0
INTL PAPER COM 460146103 251 6,000 SH   DFND 6 0 6,000 0
ISHARES RUSSELL 1000 COM 464287622 1,180 5,681 SH   SOLE   5,681 0 0
JACOBS ENGINEERING GROUP INC COM 469814107 509 4,000 SH   SOLE   4,000 0 0
JOHNSON & JOHNSON COM 478160104 6,828 38,463 SH   SOLE   38,463 0 0
JOHNSON & JOHNSON COM 478160104 120 675 SH   DFND 13 0 675 0
JOHNSON & JOHNSON COM 478160104 1,440 8,111 SH   DFND 1 0 8,111 0
JOHNSON & JOHNSON COM 478160104 963 5,425 SH   DFND 6 0 5,425 0
JPMORGAN CHASE COM 46625H100 1,633 14,497 SH   SOLE   14,497 0 0
KONINKLIJKE DSM NV COM 780249108 2,129 59,220 SH   SOLE   59,220 0 0
KONINKLIJKE DSM NV COM 780249108 55 1,525 SH   DFND 13 0 1,525 0
KONINKLIJKE DSM NV COM 780249108 405 11,265 SH   DFND 1 0 11,265 0
KONINKLIJKE DSM NV COM 780249108 234 6,500 SH   DFND 6 0 6,500 0
LOWES COMPANIES COM 548661107 2,201 12,600 SH   SOLE   12,600 0 0
MAGELLAN MIDSTREAM LP COM 559080106 725 15,175 SH   SOLE   15,175 0 0
MASTERCARD COM 57636Q104 7,038 22,309 SH   SOLE   22,309 0 0
MASTERCARD COM 57636Q104 110 350 SH   DFND 13 0 350 0
MASTERCARD COM 57636Q104 465 1,473 SH   DFND 1 0 1,473 0
MASTERCARD COM 57636Q104 946 3,000 SH   DFND 6 0 3,000 0
MCDONALDS CORP COM 580135101 705 2,855 SH   SOLE   2,855 0 0
MEDTRONIC COM G5960L103 1,254 13,967 SH   SOLE   13,967 0 0
MEDTRONIC COM G5960L103 40 450 SH   DFND 13 0 450 0
MEDTRONIC COM G5960L103 324 3,615 SH   DFND 1 0 3,615 0
MEDTRONIC COM G5960L103 206 2,300 SH   DFND 6 0 2,300 0
MERCK COM 58933Y105 318 3,485 SH   SOLE   3,485 0 0
MERCK COM 58933Y105 511 5,600 SH   DFND 1 0 5,600 0
MERCK COM 58933Y105 830 9,100 SH   DFND 6 0 9,100 0
MICROSOFT CORP COM 594918104 7,336 28,562 SH   SOLE   28,562 0 0
MICROSOFT CORP COM 594918104 109 425 SH   DFND 13 0 425 0
MICROSOFT CORP COM 594918104 956 3,724 SH   DFND 1 0 3,724 0
NESTLE SA ADR COM 641069406 4,368 37,533 SH   SOLE   37,533 0 0
NESTLE SA ADR COM 641069406 143 1,225 SH   DFND 13 0 1,225 0
NESTLE SA ADR COM 641069406 1,214 10,430 SH   DFND 1 0 10,430 0
NESTLE SA ADR COM 641069406 896 7,700 SH   DFND 6 0 7,700 0
NEXTERA ENERGY COM 65339F101 1,459 18,835 SH   SOLE   18,835 0 0
NIKE INC CLASS B COM 654106103 1,812 17,733 SH   SOLE   17,733 0 0
NIKE INC CLASS B COM 654106103 37 360 SH   DFND 13 0 360 0
NIKE INC CLASS B COM 654106103 283 2,770 SH   DFND 1 0 2,770 0
NOVARTIS AG ADR COM 66987V109 2,735 32,359 SH   SOLE   32,359 0 0
NOVARTIS AG ADR COM 66987V109 93 1,100 SH   DFND 13 0 1,100 0
NOVARTIS AG ADR COM 66987V109 345 4,080 SH   DFND 1 0 4,080 0
NOVARTIS AG ADR COM 66987V109 558 6,600 SH   DFND 6 0 6,600 0
NOVO NORDISK A S ADR COM 670100205 245 2,200 SH   SOLE   2,200 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 219 3,650 SH   SOLE   3,650 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 198 3,300 SH   DFND 6 0 3,300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 18 300 SH   DFND 1 0 300 0
NVIDIA CORP COM 67066G104 1,603 10,573 SH   SOLE   10,573 0 0
NVIDIA CORP COM 67066G104 16 105 SH   DFND 13 0 105 0
NVIDIA CORP COM 67066G104 836 5,513 SH   DFND 1 0 5,513 0
NVIDIA CORP COM 67066G104 618 4,075 SH   DFND 6 0 4,075 0
ORACLE COM 68389X105 828 11,850 SH   SOLE   11,850 0 0
ORACLE COM 68389X105 35 500 SH   DFND 1 0 500 0
ORACLE COM 68389X105 196 2,800 SH   DFND 6 0 2,800 0
PAYCHEX COM 704326107 262 2,300 SH   SOLE   2,300 0 0
PAYPAL HOLDINGS COM 70450Y103 1,199 17,168 SH   SOLE   17,168 0 0
PAYPAL HOLDINGS COM 70450Y103 28 400 SH   DFND 13 0 400 0
PAYPAL HOLDINGS COM 70450Y103 308 4,412 SH   DFND 1 0 4,412 0
PAYPAL HOLDINGS COM 70450Y103 196 2,800 SH   DFND 6 0 2,800 0
PEMBINA PIPELINE CO COM 706327103 194 5,500 SH   SOLE   5,500 0 0
PEMBINA PIPELINE CO COM 706327103 403 11,398 SH   DFND 1 0 11,398 0
PEMBINA PIPELINE CO COM 706327103 173 4,900 SH   DFND 6 0 4,900 0
PEPSICO COM 713448108 2,892 17,354 SH   SOLE   17,354 0 0
PEPSICO COM 713448108 417 2,500 SH   DFND 1 0 2,500 0
PEPSICO COM 713448108 417 2,500 SH   DFND 6 0 2,500 0
PFIZER COM 717081103 492 9,375 SH   SOLE   9,375 0 0
PFIZER COM 717081103 173 3,305 SH   DFND 1 0 3,305 0
PROCTER & GAMBLE COM 742718109 6,451 44,867 SH   SOLE   44,867 0 0
PROCTER & GAMBLE COM 742718109 122 850 SH   DFND 13 0 850 0
PROCTER & GAMBLE COM 742718109 1,000 6,957 SH   DFND 1 0 6,957 0
PROCTER & GAMBLE COM 742718109 791 5,500 SH   DFND 6 0 5,500 0
QUALCOMM COM 747525103 824 6,450 SH   SOLE   6,450 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 4,875 50,723 SH   SOLE   50,723 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 741 7,709 SH   DFND 1 0 7,709 0
RAYTHEON TECHNOLOGIES COM 75513E101 317 3,300 SH   DFND 6 0 3,300 0
ROCHE HLDG LTD ADR COM 771195104 1,118 26,804 SH   SOLE   26,804 0 0
ROCHE HLDG LTD ADR COM 771195104 21 500 SH   DFND 13 0 500 0
ROCHE HLDG LTD ADR COM 771195104 322 7,724 SH   DFND 1 0 7,724 0
ROCKWELL AUTOMATION COM 773903109 3,848 19,309 SH   SOLE   19,309 0 0
ROCKWELL AUTOMATION COM 773903109 107 535 SH   DFND 13 0 535 0
ROCKWELL AUTOMATION COM 773903109 928 4,658 SH   DFND 1 0 4,658 0
ROCKWELL AUTOMATION COM 773903109 40 200 SH   DFND 6 0 200 0
SALESFORCE.COM COM 79466L302 248 1,500 SH   SOLE   1,500 0 0
SPDR S&P 500 ETF COM 78462F103 243 645 SH   SOLE   645 0 0
STARBUCKS COM 855244109 962 12,597 SH   SOLE   12,597 0 0
STRYKER CORP COM 863667101 1,780 8,950 SH   SOLE   8,950 0 0
SYSCO COM 871829107 536 6,325 SH   SOLE   6,325 0 0
TELEFLEX COM 879369106 443 1,800 SH   SOLE   1,800 0 0
TEXAS INSTRUMENTS COM 882508104 399 2,600 SH   SOLE   2,600 0 0
TJX COS COM 872540109 2,150 38,489 SH   SOLE   38,489 0 0
TJX COS COM 872540109 43 775 SH   DFND 13 0 775 0
TJX COS COM 872540109 352 6,305 SH   DFND 1 0 6,305 0
TJX COS COM 872540109 313 5,600 SH   DFND 6 0 5,600 0
TRANE TECHNOLOGIES PLC COM G8994E103 714 5,500 SH   DFND 6 0 5,500 0
UNILEVER PLC NEW ADR COM 904767704 2,410 52,596 SH   SOLE   52,596 0 0
UNILEVER PLC NEW ADR COM 904767704 76 1,650 SH   DFND 13 0 1,650 0
UNILEVER PLC NEW ADR COM 904767704 259 5,649 SH   DFND 1 0 5,649 0
UNILEVER PLC NEW ADR COM 904767704 92 2,000 SH   DFND 6 0 2,000 0
UNION PACIFIC COM 907818108 275 1,290 SH   SOLE   1,290 0 0
UNION PACIFIC COM 907818108 651 3,050 SH   DFND 1 0 3,050 0
UNION PACIFIC COM 907818108 874 4,100 SH   DFND 6 0 4,100 0
UNITED HEALTH GROUP COM 91324P102 2,714 5,283 SH   SOLE   5,283 0 0
UNITED HEALTH GROUP COM 91324P102 64 125 SH   DFND 13 0 125 0
UNITED HEALTH GROUP COM 91324P102 362 704 SH   DFND 1 0 704 0
UNITED HEALTH GROUP COM 91324P102 113 220 SH   DFND 6 0 220 0
VERIZON COMMUNICATIONS COM 92343V104 552 10,875 SH   SOLE   10,875 0 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 298 7,850 SH   SOLE   7,850 0 0
WASTE MANAGEMENT INC COM 94106L109 597 3,900 SH   SOLE   3,900 0 0
XYLEM INC COM 98419M100 1,995 25,518 SH   SOLE   25,518 0 0
XYLEM INC COM 98419M100 70 890 SH   DFND 13 0 890 0
XYLEM INC COM 98419M100 70 900 SH   DFND 1 0 900 0
YUM BRANDS COM 988498101 499 4,400 SH   SOLE   4,400 0 0
BNY MELLON INTERNATIONAL STOCK Equity Mutual Fu 05587K741 483 23,914 SH   SOLE   23,914 0 0
WCM FOCUSED INTERNATIONAL GROW Equity Mutual Fu 461418444 575 30,441 SH   SOLE   30,441 0 0