The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 320 2,473 SH   SOLE   2,473 0 0
3M COM 88579Y101 14 112 SH   DFND 1 0 112 0
ABBOTT LABS COM 002824100 12,955 119,235 SH   SOLE   119,235 0 0
ABBOTT LABS COM 002824100 524 4,825 SH   DFND 13 0 4,825 0
ABBOTT LABS COM 002824100 1,713 15,769 SH   DFND 1 0 15,769 0
ABBOTT LABS COM 002824100 1,453 13,375 SH   DFND 7 0 13,375 0
ABBOTT LABS COM 002824100 2,480 22,825 SH   DFND 5 0 22,825 0
ABBVIE COM 00287Y109 467 3,050 SH   SOLE   3,050 0 0
ABBVIE COM 00287Y109 646 4,215 SH   DFND 1 0 4,215 0
ABBVIE COM 00287Y109 86 562 SH   DFND 13 0 562 0
ABBVIE COM 00287Y109 34 225 SH   DFND 7 0 225 0
ABBVIE COM 00287Y109 1,348 8,800 SH   DFND 5 0 8,800 0
ADOBE SYS COM 00724F101 506 1,383 SH   SOLE   1,383 0 0
ADVANCED MICRO DEVICES INC COM 007903107 9,263 121,127 SH   SOLE   121,127 0 0
ADVANCED MICRO DEVICES INC COM 007903107 342 4,473 SH   DFND 13 0 4,473 0
ADVANCED MICRO DEVICES INC COM 007903107 1,252 16,377 SH   DFND 1 0 16,377 0
ADVANCED MICRO DEVICES INC COM 007903107 963 12,593 SH   DFND 7 0 12,593 0
ADVANCED MICRO DEVICES INC COM 007903107 1,066 13,938 SH   DFND 5 0 13,938 0
ALBEMARLE COM 012653101 344 1,645 SH   DFND 1 0 1,645 0
ALPHABET INC CL A COM 02079K305 14,520 6,663 SH   SOLE   6,663 0 0
ALPHABET INC CL A COM 02079K305 612 281 SH   DFND 13 0 281 0
ALPHABET INC CL A COM 02079K305 2,105 966 SH   DFND 1 0 966 0
ALPHABET INC CL A COM 02079K305 1,552 712 SH   DFND 7 0 712 0
ALPHABET INC CL A COM 02079K305 2,661 1,221 SH   DFND 5 0 1,221 0
ALPHABET INC CL C COM 02079K107 236 108 SH   SOLE   108 0 0
ALPHABET INC CL C COM 02079K107 68 31 SH   DFND 13 0 31 0
ALPHABET INC CL C COM 02079K107 22 10 SH   DFND 1 0 10 0
AMAZON.COM COM 023135106 6,738 63,440 SH   SOLE   63,440 0 0
AMAZON.COM COM 023135106 270 2,540 SH   DFND 13 0 2,540 0
AMAZON.COM COM 023135106 867 8,160 SH   DFND 1 0 8,160 0
AMAZON.COM COM 023135106 756 7,120 SH   DFND 7 0 7,120 0
AMAZON.COM COM 023135106 1,236 11,640 SH   DFND 5 0 11,640 0
AMERICAN EXPRESS COM 025816109 388 2,800 SH   DFND 5 0 2,800 0
AMERICAN EXPRESS COM 025816109 142 1,025 SH   DFND 1 0 1,025 0
AMERICAN TOWER COM 03027X100 207 808 SH   SOLE   808 0 0
AMEX TECHNOLOGY SELECT COM 81369Y803 296 2,331 SH   SOLE   2,331 0 0
AMGEN INC COM 031162100 382 1,571 SH   SOLE   1,571 0 0
AMGEN INC COM 031162100 243 1,000 SH   DFND 7 0 1,000 0
AMGEN INC COM 031162100 30 125 SH   DFND 13 0 125 0
ANALOG DEVICES COM 032654105 11,794 80,734 SH   SOLE   80,734 0 0
ANALOG DEVICES COM 032654105 485 3,322 SH   DFND 13 0 3,322 0
ANALOG DEVICES COM 032654105 1,398 9,568 SH   DFND 1 0 9,568 0
ANALOG DEVICES COM 032654105 1,441 9,863 SH   DFND 7 0 9,863 0
ANALOG DEVICES COM 032654105 1,830 12,525 SH   DFND 5 0 12,525 0
APPLE INC COM 037833100 17,361 126,980 SH   SOLE   126,980 0 0
APPLE INC COM 037833100 747 5,464 SH   DFND 13 0 5,464 0
APPLE INC COM 037833100 2,667 19,505 SH   DFND 1 0 19,505 0
APPLE INC COM 037833100 1,687 12,338 SH   DFND 7 0 12,338 0
APPLE INC COM 037833100 3,089 22,590 SH   DFND 5 0 22,590 0
APTARGROUP COM 038336103 9,109 88,258 SH   SOLE   88,258 0 0
APTARGROUP COM 038336103 391 3,785 SH   DFND 13 0 3,785 0
APTARGROUP COM 038336103 1,466 14,205 SH   DFND 1 0 14,205 0
APTARGROUP COM 038336103 1,052 10,190 SH   DFND 7 0 10,190 0
APTARGROUP COM 038336103 1,626 15,750 SH   DFND 5 0 15,750 0
APTIV PLC COM G6095L109 1,934 21,715 SH   SOLE   21,715 0 0
APTIV PLC COM G6095L109 147 1,645 SH   DFND 7 0 1,645 0
APTIV PLC COM G6095L109 64 720 SH   DFND 5 0 720 0
APTIV PLC COM G6095L109 12 130 SH   DFND 13 0 130 0
AUTOMATIC DATA PROCESSING COM 053015103 15,096 71,874 SH   SOLE   71,874 0 0
AUTOMATIC DATA PROCESSING COM 053015103 613 2,917 SH   DFND 13 0 2,917 0
AUTOMATIC DATA PROCESSING COM 053015103 2,242 10,676 SH   DFND 1 0 10,676 0
AUTOMATIC DATA PROCESSING COM 053015103 1,648 7,845 SH   DFND 7 0 7,845 0
AUTOMATIC DATA PROCESSING COM 053015103 2,977 14,175 SH   DFND 5 0 14,175 0
BECTON DICKINSON COM 075887109 5,955 24,155 SH   SOLE   24,155 0 0
BECTON DICKINSON COM 075887109 464 1,883 SH   DFND 7 0 1,883 0
BECTON DICKINSON COM 075887109 798 3,235 SH   DFND 5 0 3,235 0
BECTON DICKINSON COM 075887109 191 775 SH   DFND 1 0 775 0
BECTON DICKINSON COM 075887109 217 880 SH   DFND 13 0 880 0
BERKSHIRE HATHAWAY CL B COM 084670702 1,252 4,584 SH   SOLE   4,584 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 44 160 SH   DFND 13 0 160 0
BRISTOL-MYERS SQUIBB COM 110122108 194 2,525 SH   SOLE   2,525 0 0
BRISTOL-MYERS SQUIBB COM 110122108 160 2,075 SH   DFND 1 0 2,075 0
BRISTOL-MYERS SQUIBB COM 110122108 426 5,532 SH   DFND 5 0 5,532 0
CAMBRIDGE BANCORP COM 132152109 238 2,875 SH   SOLE   2,875 0 0
CANADIAN NATL RAILWAY COM 136375102 13,377 118,934 SH   SOLE   118,934 0 0
CANADIAN NATL RAILWAY COM 136375102 577 5,130 SH   DFND 13 0 5,130 0
CANADIAN NATL RAILWAY COM 136375102 2,233 19,852 SH   DFND 1 0 19,852 0
CANADIAN NATL RAILWAY COM 136375102 1,537 13,665 SH   DFND 7 0 13,665 0
CANADIAN NATL RAILWAY COM 136375102 2,332 20,730 SH   DFND 5 0 20,730 0
CARLISLE COS INC COM 142339100 221 925 SH   DFND 1 0 925 0
CATERPILLAR COM 149123101 208 1,165 SH   SOLE   1,165 0 0
CATERPILLAR COM 149123101 322 1,800 SH   DFND 5 0 1,800 0
CHEVRON COM 166764100 3,362 23,221 SH   SOLE   23,221 0 0
CHEVRON COM 166764100 261 1,804 SH   DFND 13 0 1,804 0
CHEVRON COM 166764100 832 5,750 SH   DFND 7 0 5,750 0
CHEVRON COM 166764100 1,050 7,250 SH   DFND 5 0 7,250 0
CHEVRON COM 166764100 767 5,300 SH   DFND 1 0 5,300 0
CHUBB LIMITED COM H1467J104 39 200 SH   SOLE   200 0 0
CHUBB LIMITED COM H1467J104 688 3,500 SH   DFND 5 0 3,500 0
CHUBB LIMITED COM H1467J104 20 100 SH   DFND 1 0 100 0
CHURCH & DWIGHT COM 171340102 574 6,200 SH   SOLE   6,200 0 0
CHURCH & DWIGHT COM 171340102 58 625 SH   DFND 1 0 625 0
CIGNA CORP NEW COM 125523100 86 325 SH   SOLE   325 0 0
CIGNA CORP NEW COM 125523100 308 1,170 SH   DFND 1 0 1,170 0
CISCO SYS INC COM 17275R102 430 10,095 SH   SOLE   10,095 0 0
CISCO SYS INC COM 17275R102 128 2,995 SH   DFND 1 0 2,995 0
COCA COLA COM 191216100 277 4,397 SH   SOLE   4,397 0 0
COCA COLA COM 191216100 557 8,850 SH   DFND 1 0 8,850 0
COCA COLA COM 191216100 458 7,280 SH   DFND 5 0 7,280 0
COLGATE-PALMOLIVE COM 194162103 687 8,572 SH   SOLE   8,572 0 0
COLGATE-PALMOLIVE COM 194162103 406 5,070 SH   DFND 1 0 5,070 0
COLGATE-PALMOLIVE COM 194162103 240 3,000 SH   DFND 7 0 3,000 0
COLGATE-PALMOLIVE COM 194162103 16 200 SH   DFND 13 0 200 0
CONOCOPHILLIPS COM 20825C104 40 450 SH   DFND 1 0 450 0
CONOCOPHILLIPS COM 20825C104 42 470 SH   DFND 13 0 470 0
CONOCOPHILLIPS COM 20825C104 718 8,000 SH   DFND 5 0 8,000 0
CVS HEALTH COM 126650100 9,640 104,040 SH   SOLE   104,040 0 0
CVS HEALTH COM 126650100 475 5,121 SH   DFND 13 0 5,121 0
CVS HEALTH COM 126650100 1,071 11,555 SH   DFND 7 0 11,555 0
CVS HEALTH COM 126650100 1,445 15,598 SH   DFND 1 0 15,598 0
CVS HEALTH COM 126650100 1,754 18,925 SH   DFND 5 0 18,925 0
DANAHER CORP COM 235851102 14,413 56,850 SH   SOLE   56,850 0 0
DANAHER CORP COM 235851102 541 2,133 SH   DFND 13 0 2,133 0
DANAHER CORP COM 235851102 1,656 6,534 SH   DFND 1 0 6,534 0
DANAHER CORP COM 235851102 1,569 6,188 SH   DFND 7 0 6,188 0
DANAHER CORP COM 235851102 2,359 9,305 SH   DFND 5 0 9,305 0
DISNEY COM 254687106 5,353 56,706 SH   SOLE   56,706 0 0
DISNEY COM 254687106 238 2,522 SH   DFND 13 0 2,522 0
DISNEY COM 254687106 603 6,393 SH   DFND 1 0 6,393 0
DISNEY COM 254687106 549 5,815 SH   DFND 7 0 5,815 0
DISNEY COM 254687106 864 9,155 SH   DFND 5 0 9,155 0
DONALDSON INC COM 257651109 274 5,700 SH   DFND 1 0 5,700 0
DOVER CORP COM 260003108 206 1,700 SH   SOLE   1,700 0 0
EDWARDS LIFESCIENCES COM 28176E108 1,828 19,220 SH   SOLE   19,220 0 0
EDWARDS LIFESCIENCES COM 28176E108 335 3,520 SH   DFND 7 0 3,520 0
EDWARDS LIFESCIENCES COM 28176E108 50 530 SH   DFND 5 0 530 0
EDWARDS LIFESCIENCES COM 28176E108 91 960 SH   DFND 1 0 960 0
EDWARDS LIFESCIENCES COM 28176E108 11 120 SH   DFND 13 0 120 0
ELI LILLY & CO COM 532457108 248 766 SH   SOLE   766 0 0
ELI LILLY & CO COM 532457108 1,098 3,385 SH   DFND 1 0 3,385 0
ELI LILLY & CO COM 532457108 447 1,380 SH   DFND 5 0 1,380 0
EMERSON ELECTRIC COM 291011104 682 8,573 SH   SOLE   8,573 0 0
EMERSON ELECTRIC COM 291011104 10 125 SH   DFND 1 0 125 0
EMERSON ELECTRIC COM 291011104 48 600 SH   DFND 13 0 600 0
EOG RESOURCES COM 26875P101 1,253 11,345 SH   SOLE   11,345 0 0
EOG RESOURCES COM 26875P101 28 250 SH   DFND 7 0 250 0
EOG RESOURCES COM 26875P101 62 562 SH   DFND 13 0 562 0
EXXON MOBIL COM 30231G102 1,198 13,985 SH   SOLE   13,985 0 0
EXXON MOBIL COM 30231G102 1,116 13,030 SH   DFND 1 0 13,030 0
EXXON MOBIL COM 30231G102 1,816 21,210 SH   DFND 5 0 21,210 0
EXXON MOBIL COM 30231G102 168 1,960 SH   DFND 13 0 1,960 0
FISERV COM 337738108 9,426 105,949 SH   SOLE   105,949 0 0
FISERV COM 337738108 437 4,911 SH   DFND 13 0 4,911 0
FISERV COM 337738108 1,135 12,759 SH   DFND 1 0 12,759 0
FISERV COM 337738108 1,026 11,528 SH   DFND 7 0 11,528 0
FISERV COM 337738108 1,852 20,815 SH   DFND 5 0 20,815 0
GENERAL MILLS COM 370334104 551 7,300 SH   SOLE   7,300 0 0
GENERAL MILLS COM 370334104 389 5,150 SH   DFND 1 0 5,150 0
GENERAL MILLS COM 370334104 47 625 SH   DFND 13 0 625 0
GENERAL MILLS COM 370334104 113 1,500 SH   DFND 5 0 1,500 0
GILEAD SCIENCES COM 375558103 235 3,800 SH   DFND 1 0 3,800 0
HEALTH CARE SELECT SECTOR SPDR COM 81369Y209 777 6,059 SH   SOLE   6,059 0 0
HERSHEY COMPANY COM 427866108 732 3,400 SH   DFND 5 0 3,400 0
HOME DEPOT COM 437076102 9,377 34,189 SH   SOLE   34,189 0 0
HOME DEPOT COM 437076102 465 1,696 SH   DFND 13 0 1,696 0
HOME DEPOT COM 437076102 1,240 4,520 SH   DFND 7 0 4,520 0
HOME DEPOT COM 437076102 1,906 6,950 SH   DFND 5 0 6,950 0
HOME DEPOT COM 437076102 1,038 3,784 SH   DFND 1 0 3,784 0
HONEYWELL INTL COM 438516106 5,518 31,750 SH   SOLE   31,750 0 0
HONEYWELL INTL COM 438516106 289 1,660 SH   DFND 7 0 1,660 0
HONEYWELL INTL COM 438516106 572 3,293 SH   DFND 1 0 3,293 0
HONEYWELL INTL COM 438516106 25 142 SH   DFND 13 0 142 0
HONEYWELL INTL COM 438516106 1,012 5,820 SH   DFND 5 0 5,820 0
ILLINOIS TOOL WORKS COM 452308109 46 250 SH   SOLE   250 0 0
ILLINOIS TOOL WORKS COM 452308109 394 2,160 SH   DFND 1 0 2,160 0
ILLINOIS TOOL WORKS COM 452308109 182 1,000 SH   DFND 5 0 1,000 0
ILLUMINA COM 452327109 3,515 19,064 SH   SOLE   19,064 0 0
ILLUMINA COM 452327109 156 846 SH   DFND 13 0 846 0
ILLUMINA COM 452327109 299 1,622 SH   DFND 7 0 1,622 0
ILLUMINA COM 452327109 155 840 SH   DFND 1 0 840 0
ILLUMINA COM 452327109 111 602 SH   DFND 5 0 602 0
INTEL CORP COM 458140100 2,233 59,701 SH   SOLE   59,701 0 0
INTEL CORP COM 458140100 134 3,585 SH   DFND 13 0 3,585 0
INTEL CORP COM 458140100 395 10,550 SH   DFND 5 0 10,550 0
INTEL CORP COM 458140100 374 10,000 SH   DFND 7 0 10,000 0
INTEL CORP COM 458140100 310 8,285 SH   DFND 1 0 8,285 0
INTL BUSINESS MACH COM 459200101 188 1,331 SH   SOLE   1,331 0 0
INTL BUSINESS MACH COM 459200101 281 1,991 SH   DFND 1 0 1,991 0
INTL BUSINESS MACH COM 459200101 11 75 SH   DFND 13 0 75 0
INTUIT COM 461202103 243 630 SH   DFND 1 0 630 0
ISHARES S&P 500 COM 464287200 2,904 7,660 SH   SOLE   7,660 0 0
ISHARES S&P MIDCAP 400 GROWTH COM 464287606 741 11,620 SH   SOLE   11,620 0 0
JACOBS ENGINEERING GROUP INC COM 469814107 561 4,410 SH   DFND 1 0 4,410 0
JOHNSON & JOHNSON COM 478160104 12,531 70,595 SH   SOLE   70,595 0 0
JOHNSON & JOHNSON COM 478160104 595 3,354 SH   DFND 13 0 3,354 0
JOHNSON & JOHNSON COM 478160104 2,388 13,451 SH   DFND 1 0 13,451 0
JOHNSON & JOHNSON COM 478160104 1,497 8,431 SH   DFND 7 0 8,431 0
JOHNSON & JOHNSON COM 478160104 3,516 19,810 SH   DFND 5 0 19,810 0
JPMORGAN CHASE COM 46625H100 193 1,716 SH   SOLE   1,716 0 0
JPMORGAN CHASE COM 46625H100 56 500 SH   DFND 13 0 500 0
KIMBERLY CLARK COM 494368103 284 2,100 SH   SOLE   2,100 0 0
KONINKLIJKE DSM NV COM 780249108 5,483 152,530 SH   SOLE   152,530 0 0
KONINKLIJKE DSM NV COM 780249108 225 6,250 SH   DFND 13 0 6,250 0
KONINKLIJKE DSM NV COM 780249108 624 17,365 SH   DFND 1 0 17,365 0
KONINKLIJKE DSM NV COM 780249108 547 15,225 SH   DFND 7 0 15,225 0
KONINKLIJKE DSM NV COM 780249108 633 17,600 SH   DFND 5 0 17,600 0
LABORATORY CORP AMER COM 50540R409 520 2,220 SH   SOLE   2,220 0 0
MASTERCARD COM 57636Q104 12,822 40,643 SH   SOLE   40,643 0 0
MASTERCARD COM 57636Q104 546 1,730 SH   DFND 13 0 1,730 0
MASTERCARD COM 57636Q104 1,462 4,634 SH   DFND 1 0 4,634 0
MASTERCARD COM 57636Q104 1,420 4,501 SH   DFND 7 0 4,501 0
MASTERCARD COM 57636Q104 2,477 7,850 SH   DFND 5 0 7,850 0
MEDTRONIC COM G5960L103 2,606 29,040 SH   SOLE   29,040 0 0
MEDTRONIC COM G5960L103 150 1,668 SH   DFND 13 0 1,668 0
MEDTRONIC COM G5960L103 421 4,687 SH   DFND 1 0 4,687 0
MEDTRONIC COM G5960L103 285 3,180 SH   DFND 7 0 3,180 0
MEDTRONIC COM G5960L103 608 6,770 SH   DFND 5 0 6,770 0
MERCK COM 58933Y105 653 7,167 SH   SOLE   7,167 0 0
MERCK COM 58933Y105 755 8,276 SH   DFND 1 0 8,276 0
MERCK COM 58933Y105 700 7,682 SH   DFND 5 0 7,682 0
MERCK COM 58933Y105 46 500 SH   DFND 13 0 500 0
META PLATFORMS INC COM 30303M102 282 1,749 SH   SOLE   1,749 0 0
META PLATFORMS INC COM 30303M102 29 180 SH   DFND 5 0 180 0
MICROSOFT CORP COM 594918104 13,596 52,939 SH   SOLE   52,939 0 0
MICROSOFT CORP COM 594918104 584 2,273 SH   DFND 13 0 2,273 0
MICROSOFT CORP COM 594918104 1,812 7,054 SH   DFND 1 0 7,054 0
MICROSOFT CORP COM 594918104 1,561 6,078 SH   DFND 7 0 6,078 0
MICROSOFT CORP COM 594918104 3,650 14,210 SH   DFND 5 0 14,210 0
MORGAN STANLEY COM 617446448 502 6,600 SH   DFND 5 0 6,600 0
MORGAN STANLEY COM 617446448 18 240 SH   DFND 1 0 240 0
NESTLE SA ADR COM 641069406 11,330 97,342 SH   SOLE   97,342 0 0
NESTLE SA ADR COM 641069406 553 4,751 SH   DFND 13 0 4,751 0
NESTLE SA ADR COM 641069406 1,539 13,225 SH   DFND 1 0 13,225 0
NESTLE SA ADR COM 641069406 980 8,420 SH   DFND 7 0 8,420 0
NESTLE SA ADR COM 641069406 2,965 25,476 SH   DFND 5 0 25,476 0
NEXTERA ENERGY COM 65339F101 294 3,800 SH   SOLE   3,800 0 0
NEXTERA ENERGY COM 65339F101 236 3,050 SH   DFND 7 0 3,050 0
NIKE INC CLASS B COM 654106103 5,003 48,950 SH   SOLE   48,950 0 0
NIKE INC CLASS B COM 654106103 180 1,765 SH   DFND 13 0 1,765 0
NIKE INC CLASS B COM 654106103 470 4,596 SH   DFND 1 0 4,596 0
NIKE INC CLASS B COM 654106103 633 6,195 SH   DFND 7 0 6,195 0
NIKE INC CLASS B COM 654106103 934 9,140 SH   DFND 5 0 9,140 0
NORFOLK SOUTHERN COM 655844108 119 525 SH   SOLE   525 0 0
NORFOLK SOUTHERN COM 655844108 98 430 SH   DFND 13 0 430 0
NORFOLK SOUTHERN COM 655844108 1,250 5,500 SH   DFND 5 0 5,500 0
NOVARTIS AG ADR COM 66987V109 9,116 107,842 SH   SOLE   107,842 0 0
NOVARTIS AG ADR COM 66987V109 406 4,802 SH   DFND 13 0 4,802 0
NOVARTIS AG ADR COM 66987V109 847 10,015 SH   DFND 7 0 10,015 0
NOVARTIS AG ADR COM 66987V109 1,814 21,460 SH   DFND 5 0 21,460 0
NOVARTIS AG ADR COM 66987V109 924 10,936 SH   DFND 1 0 10,936 0
NOVO NORDISK A S ADR COM 670100205 545 4,892 SH   SOLE   4,892 0 0
NOVO NORDISK A S ADR COM 670100205 2 20 SH   DFND 1 0 20 0
NOVO NORDISK A S ADR COM 670100205 891 8,000 SH   DFND 5 0 8,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 3,096 51,690 SH   SOLE   51,690 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 174 2,900 SH   DFND 1 0 2,900 0
NOVOZYMES A S DKK 2.0 COM B798FW902 120 2,000 SH   DFND 13 0 2,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 481 8,035 SH   DFND 5 0 8,035 0
NOVOZYMES A S DKK 2.0 COM B798FW902 90 1,500 SH   DFND 7 0 1,500 0
NVIDIA CORP COM 67066G104 3,321 21,908 SH   SOLE   21,908 0 0
NVIDIA CORP COM 67066G104 87 571 SH   DFND 13 0 571 0
NVIDIA CORP COM 67066G104 558 3,679 SH   DFND 1 0 3,679 0
NVIDIA CORP COM 67066G104 77 508 SH   DFND 7 0 508 0
NVIDIA CORP COM 67066G104 577 3,806 SH   DFND 5 0 3,806 0
ORMAT TECHNOLOGIES COM 686688102 592 7,550 SH   SOLE   7,550 0 0
ORSTED A S COM BYT16L900 4,018 38,520 SH   SOLE   38,520 0 0
ORSTED A S COM BYT16L900 104 1,000 SH   DFND 5 0 1,000 0
ORSTED A S COM BYT16L900 19 185 SH   DFND 13 0 185 0
PAYPAL HOLDINGS COM 70450Y103 3,341 47,845 SH   SOLE   47,845 0 0
PAYPAL HOLDINGS COM 70450Y103 142 2,040 SH   DFND 13 0 2,040 0
PAYPAL HOLDINGS COM 70450Y103 471 6,740 SH   DFND 1 0 6,740 0
PAYPAL HOLDINGS COM 70450Y103 455 6,515 SH   DFND 7 0 6,515 0
PAYPAL HOLDINGS COM 70450Y103 426 6,105 SH   DFND 5 0 6,105 0
PEPSICO COM 713448108 3,973 23,837 SH   SOLE   23,837 0 0
PEPSICO COM 713448108 1,258 7,550 SH   DFND 5 0 7,550 0
PEPSICO COM 713448108 433 2,600 SH   DFND 1 0 2,600 0
PEPSICO COM 713448108 73 438 SH   DFND 13 0 438 0
PEPSICO COM 713448108 367 2,200 SH   DFND 7 0 2,200 0
PFIZER COM 717081103 505 9,630 SH   SOLE   9,630 0 0
PFIZER COM 717081103 303 5,775 SH   DFND 1 0 5,775 0
PFIZER COM 717081103 79 1,500 SH   DFND 5 0 1,500 0
PFIZER COM 717081103 79 1,500 SH   DFND 13 0 1,500 0
PINTEREST INC COM 72352L106 297 16,335 SH   SOLE   16,335 0 0
PORTLAND GENL COM 736508847 70 1,450 SH   SOLE   1,450 0 0
PORTLAND GENL COM 736508847 157 3,250 SH   DFND 1 0 3,250 0
PRICE T ROWE GROUP COM 74144T108 227 2,000 SH   DFND 5 0 2,000 0
PROCTER & GAMBLE COM 742718109 12,959 90,124 SH   SOLE   90,124 0 0
PROCTER & GAMBLE COM 742718109 632 4,392 SH   DFND 13 0 4,392 0
PROCTER & GAMBLE COM 742718109 2,315 16,100 SH   DFND 1 0 16,100 0
PROCTER & GAMBLE COM 742718109 1,401 9,740 SH   DFND 7 0 9,740 0
PROCTER & GAMBLE COM 742718109 2,490 17,315 SH   DFND 5 0 17,315 0
RAYTHEON TECHNOLOGIES COM 75513E101 5,188 53,978 SH   SOLE   53,978 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 356 3,700 SH   DFND 13 0 3,700 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,213 12,617 SH   DFND 1 0 12,617 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,205 12,540 SH   DFND 7 0 12,540 0
RAYTHEON TECHNOLOGIES COM 75513E101 633 6,590 SH   DFND 5 0 6,590 0
ROCHE HLDG LTD ADR COM 771195104 1,770 42,435 SH   SOLE   42,435 0 0
ROCHE HLDG LTD ADR COM 771195104 249 5,975 SH   DFND 1 0 5,975 0
ROCHE HLDG LTD ADR COM 771195104 22 535 SH   DFND 13 0 535 0
ROCHE HLDG LTD ADR COM 771195104 526 12,600 SH   DFND 5 0 12,600 0
ROCHE HOLDING AG COM 711038901 334 1,000 SH   DFND 5 0 1,000 0
ROCKWELL AUTOMATION COM 773903109 8,603 43,166 SH   SOLE   43,166 0 0
ROCKWELL AUTOMATION COM 773903109 411 2,063 SH   DFND 13 0 2,063 0
ROCKWELL AUTOMATION COM 773903109 1,146 5,748 SH   DFND 7 0 5,748 0
ROCKWELL AUTOMATION COM 773903109 1,294 6,490 SH   DFND 5 0 6,490 0
ROCKWELL AUTOMATION COM 773903109 1,046 5,247 SH   DFND 1 0 5,247 0
SMUCKER J M COM 832696405 106 825 SH   SOLE   825 0 0
SMUCKER J M COM 832696405 99 775 SH   DFND 1 0 775 0
SPDR FINANCIAL SELECT SECTOR F COM 81369Y605 261 8,290 SH   SOLE   8,290 0 0
SPDR S&P 500 ETF COM 78462F103 192 510 SH   SOLE   510 0 0
SPDR S&P 500 ETF COM 78462F103 11 30 SH   DFND 7 0 30 0
STATE STREET COM 857477103 76 1,225 SH   SOLE   1,225 0 0
STATE STREET COM 857477103 117 1,900 SH   DFND 5 0 1,900 0
STATE STREET COM 857477103 9 150 SH   DFND 1 0 150 0
TEXAS INSTRUMENTS COM 882508104 307 2,000 SH   DFND 5 0 2,000 0
TEXAS INSTRUMENTS COM 882508104 5 31 SH   DFND 13 0 31 0
TEXAS PACIFIC LAND COM 88262P102 521 350 SH   DFND 5 0 350 0
THERMO FISHER SCIENTIFIC COM 883556102 543 1,000 SH   DFND 5 0 1,000 0
TJX COS COM 872540109 5,644 101,061 SH   SOLE   101,061 0 0
TJX COS COM 872540109 219 3,925 SH   DFND 13 0 3,925 0
TJX COS COM 872540109 695 12,436 SH   DFND 1 0 12,436 0
TJX COS COM 872540109 635 11,365 SH   DFND 7 0 11,365 0
TJX COS COM 872540109 1,049 18,790 SH   DFND 5 0 18,790 0
TOTAL ENERGIES ADR COM 89151E109 279 5,300 SH   DFND 5 0 5,300 0
TOTAL ENERGIES ADR COM 89151E109 4 67 SH   DFND 13 0 67 0
TRANE TECHNOLOGIES PLC COM G8994E103 221 1,700 SH   DFND 1 0 1,700 0
TRAVELERS COM 89417E109 266 1,575 SH   SOLE   1,575 0 0
UNILEVER PLC NEW ADR COM 904767704 3,130 68,292 SH   SOLE   68,292 0 0
UNILEVER PLC NEW ADR COM 904767704 64 1,400 SH   DFND 13 0 1,400 0
UNILEVER PLC NEW ADR COM 904767704 235 5,125 SH   DFND 7 0 5,125 0
UNILEVER PLC NEW ADR COM 904767704 148 3,235 SH   DFND 5 0 3,235 0
UNILEVER PLC NEW ADR COM 904767704 66 1,450 SH   DFND 1 0 1,450 0
UNION PACIFIC COM 907818108 167 783 SH   SOLE   783 0 0
UNION PACIFIC COM 907818108 960 4,500 SH   DFND 5 0 4,500 0
UNION PACIFIC COM 907818108 47 219 SH   DFND 13 0 219 0
UNITED HEALTH GROUP COM 91324P102 8,418 16,390 SH   SOLE   16,390 0 0
UNITED HEALTH GROUP COM 91324P102 254 495 SH   DFND 13 0 495 0
UNITED HEALTH GROUP COM 91324P102 1,025 1,995 SH   DFND 7 0 1,995 0
UNITED HEALTH GROUP COM 91324P102 167 325 SH   DFND 1 0 325 0
UNITED HEALTH GROUP COM 91324P102 1,094 2,130 SH   DFND 5 0 2,130 0
VERTEX PHARMACEUTICALS COM 92532F100 423 1,500 SH   DFND 1 0 1,500 0
VESTAS WIND SYTS AS ADR COM 925458101 136 19,375 SH   DFND 7 0 19,375 0
VISA COM 92826C839 1,058 5,376 SH   SOLE   5,376 0 0
VISA COM 92826C839 315 1,600 SH   DFND 5 0 1,600 0
WAL-MART STORES COM 931142103 369 3,035 SH   SOLE   3,035 0 0
WAL-MART STORES COM 931142103 421 3,460 SH   DFND 1 0 3,460 0
WASTE MANAGEMENT INC COM 94106L109 295 1,930 SH   SOLE   1,930 0 0
WASTE MANAGEMENT INC COM 94106L109 46 300 SH   DFND 7 0 300 0
WELLTOWER COM 95040Q104 239 2,900 SH   SOLE   2,900 0 0
XYLEM INC COM 98419M100 6,813 87,139 SH   SOLE   87,139 0 0
XYLEM INC COM 98419M100 257 3,288 SH   DFND 13 0 3,288 0
XYLEM INC COM 98419M100 541 6,920 SH   DFND 7 0 6,920 0
XYLEM INC COM 98419M100 190 2,430 SH   DFND 5 0 2,430 0
XYLEM INC COM 98419M100 801 10,240 SH   DFND 1 0 10,240 0
ARTISAN INTERNATIONAL FD INSTI Equity Mutual Fu 04314H402 328 14,037 SH   SOLE   14,037 0 0
GOLDMAN SACHS COMMODITY STRATE Equity Mutual Fu 38143H381 670 61,267 SH   SOLE   61,267 0 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 140 9,722 SH   SOLE   9,722 0 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 76 5,242 SH   DFND 7 0 5,242 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 35 2,400 SH   DFND 5 0 2,400 0
MATTHEWS PACIFIC TIGER INSTL Equity Mutual Fu 577130834 201 8,768 SH   SOLE   8,768 0 0
NEUBERGER BERMAN ABSOLUTE RETU Equity Mutual Fu 64128R855 340 29,728 SH   SOLE   29,728 0 0
OPPENHEIMER DEVELOPING MKTS Equity Mutual Fu 00143W859 497 14,140 SH   SOLE   14,140 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 323 20,332 SH   SOLE   20,332 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 104 6,559 SH   DFND 7 0 6,559 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 456 43,058 SH   SOLE   43,058 0 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 105 9,886 SH   DFND 7 0 9,886 0