The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 90 695 SH   SOLE   695 0 0
3M COM 88579Y101 252 1,950 SH   DFND 1 0 1,950 0
3M COM 88579Y101 16 125 SH   DFND 12 0 125 0
3M COM 88579Y101 13 100 SH   DFND 5 0 100 0
ABBOTT LABS COM 002824100 2,070 19,049 SH   SOLE   19,049 0 0
ABBOTT LABS COM 002824100 967 8,901 SH   DFND 13 0 8,901 0
ABBOTT LABS COM 002824100 3,241 29,830 SH   DFND 5 0 29,830 0
ABBOTT LABS COM 002824100 2,805 25,815 SH   DFND 1 0 25,815 0
ABBOTT LABS COM 002824100 576 5,300 SH   DFND 12 0 5,300 0
ABBOTT LABS COM 002824100 10 90 SH   DFND 6 0 90 0
ABBVIE COM 00287Y109 184 1,200 SH   SOLE   1,200 0 0
ABBVIE COM 00287Y109 349 2,280 SH   DFND 13 0 2,280 0
ABBVIE COM 00287Y109 1,336 8,720 SH   DFND 1 0 8,720 0
ABBVIE COM 00287Y109 245 1,600 SH   DFND 12 0 1,600 0
ABBVIE COM 00287Y109 12 80 SH   DFND 5 0 80 0
ABBVIE COM 00287Y109 9 60 SH   DFND 6 0 60 0
ADVANCED MICRO DEVICES INC COM 007903107 1,681 21,976 SH   SOLE   21,976 0 0
ADVANCED MICRO DEVICES INC COM 007903107 550 7,191 SH   DFND 13 0 7,191 0
ADVANCED MICRO DEVICES INC COM 007903107 2,824 36,935 SH   DFND 5 0 36,935 0
ADVANCED MICRO DEVICES INC COM 007903107 1,637 21,412 SH   DFND 1 0 21,412 0
ADVANCED MICRO DEVICES INC COM 007903107 356 4,652 SH   DFND 12 0 4,652 0
ADVANCED MICRO DEVICES INC COM 007903107 7 90 SH   DFND 6 0 90 0
AIR PRODUCTS & CHEM COM 009158106 265 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305 2,545 1,168 SH   SOLE   1,168 0 0
ALPHABET INC CL A COM 02079K305 830 381 SH   DFND 13 0 381 0
ALPHABET INC CL A COM 02079K305 3,692 1,694 SH   DFND 5 0 1,694 0
ALPHABET INC CL A COM 02079K305 3,557 1,632 SH   DFND 1 0 1,632 0
ALPHABET INC CL A COM 02079K305 495 227 SH   DFND 12 0 227 0
ALPHABET INC CL A COM 02079K305 44 20 SH   DFND 6 0 20 0
ALPHABET INC CL C COM 02079K107 262 120 SH   DFND 1 0 120 0
AMAZON.COM COM 023135106 1,058 9,960 SH   SOLE   9,960 0 0
AMAZON.COM COM 023135106 387 3,640 SH   DFND 13 0 3,640 0
AMAZON.COM COM 023135106 1,783 16,790 SH   DFND 5 0 16,790 0
AMAZON.COM COM 023135106 1,930 18,175 SH   DFND 1 0 18,175 0
AMAZON.COM COM 023135106 212 2,000 SH   DFND 12 0 2,000 0
AMAZON.COM COM 023135106 6 60 SH   DFND 6 0 60 0
AMGEN INC COM 031162100 195 800 SH   SOLE   800 0 0
AMGEN INC COM 031162100 18 75 SH   DFND 13 0 75 0
AMGEN INC COM 031162100 36 150 SH   DFND 1 0 150 0
ANALOG DEVICES COM 032654105 2,060 14,103 SH   SOLE   14,103 0 0
ANALOG DEVICES COM 032654105 789 5,401 SH   DFND 13 0 5,401 0
ANALOG DEVICES COM 032654105 3,312 22,669 SH   DFND 5 0 22,669 0
ANALOG DEVICES COM 032654105 2,397 16,410 SH   DFND 1 0 16,410 0
ANALOG DEVICES COM 032654105 354 2,425 SH   DFND 12 0 2,425 0
ANALOG DEVICES COM 032654105 21 145 SH   DFND 6 0 145 0
AON PLC COM G0403H108 263 975 SH   SOLE   975 0 0
APPLE INC COM 037833100 2,987 21,847 SH   SOLE   21,847 0 0
APPLE INC COM 037833100 904 6,610 SH   DFND 13 0 6,610 0
APPLE INC COM 037833100 4,480 32,765 SH   DFND 5 0 32,765 0
APPLE INC COM 037833100 12,378 90,539 SH   DFND 1 0 90,539 0
APPLE INC COM 037833100 520 3,800 SH   DFND 12 0 3,800 0
APPLE INC COM 037833100 65 475 SH   DFND 6 0 475 0
APTARGROUP COM 038336103 1,753 16,985 SH   SOLE   16,985 0 0
APTARGROUP COM 038336103 506 4,905 SH   DFND 13 0 4,905 0
APTARGROUP COM 038336103 2,461 23,840 SH   DFND 5 0 23,840 0
APTARGROUP COM 038336103 1,846 17,890 SH   DFND 1 0 17,890 0
APTARGROUP COM 038336103 341 3,300 SH   DFND 12 0 3,300 0
APTARGROUP COM 038336103 15 150 SH   DFND 6 0 150 0
APTIV PLC COM G6095L109 148 1,660 SH   SOLE   1,660 0 0
APTIV PLC COM G6095L109 69 770 SH   DFND 13 0 770 0
APTIV PLC COM G6095L109 422 4,740 SH   DFND 5 0 4,740 0
APTIV PLC COM G6095L109 338 3,790 SH   DFND 1 0 3,790 0
APTIV PLC COM G6095L109 2 25 SH   DFND 6 0 25 0
AUTOMATIC DATA PROCESSING COM 053015103 2,465 11,737 SH   SOLE   11,737 0 0
AUTOMATIC DATA PROCESSING COM 053015103 897 4,270 SH   DFND 13 0 4,270 0
AUTOMATIC DATA PROCESSING COM 053015103 3,902 18,576 SH   DFND 5 0 18,576 0
AUTOMATIC DATA PROCESSING COM 053015103 3,666 17,455 SH   DFND 1 0 17,455 0
AUTOMATIC DATA PROCESSING COM 053015103 583 2,775 SH   DFND 12 0 2,775 0
AUTOMATIC DATA PROCESSING COM 053015103 26 125 SH   DFND 6 0 125 0
BANK OF AMERICA COM 060505104 28 900 SH   SOLE   900 0 0
BANK OF AMERICA COM 060505104 936 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109 350 1,420 SH   SOLE   1,420 0 0
BECTON DICKINSON COM 075887109 415 1,685 SH   DFND 5 0 1,685 0
BECTON DICKINSON COM 075887109 16 65 SH   DFND 13 0 65 0
BECTON DICKINSON COM 075887109 31 125 SH   DFND 1 0 125 0
BERKSHIRE HATHAWAY CL B COM 084670702 61 223 SH   SOLE   223 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 395 1,445 SH   DFND 1 0 1,445 0
CANADIAN NATL RAILWAY COM 136375102 2,545 22,630 SH   SOLE   22,630 0 0
CANADIAN NATL RAILWAY COM 136375102 801 7,125 SH   DFND 13 0 7,125 0
CANADIAN NATL RAILWAY COM 136375102 3,248 28,882 SH   DFND 5 0 28,882 0
CANADIAN NATL RAILWAY COM 136375102 2,614 23,240 SH   DFND 1 0 23,240 0
CANADIAN NATL RAILWAY COM 136375102 540 4,800 SH   DFND 12 0 4,800 0
CANADIAN NATL RAILWAY COM 136375102 89 790 SH   DFND 6 0 790 0
CHEVRON COM 166764100 695 4,803 SH   SOLE   4,803 0 0
CHEVRON COM 166764100 221 1,525 SH   DFND 13 0 1,525 0
CHEVRON COM 166764100 1,688 11,661 SH   DFND 5 0 11,661 0
CHEVRON COM 166764100 922 6,370 SH   DFND 1 0 6,370 0
CHEVRON COM 166764100 203 1,400 SH   DFND 12 0 1,400 0
CHURCH & DWIGHT COM 171340102 130 1,400 SH   SOLE   1,400 0 0
CHURCH & DWIGHT COM 171340102 188 2,025 SH   DFND 1 0 2,025 0
COCA COLA COM 191216100 123 1,950 SH   SOLE   1,950 0 0
COCA COLA COM 191216100 176 2,800 SH   DFND 1 0 2,800 0
COCA COLA COM 191216100 94 1,500 SH   DFND 12 0 1,500 0
COCA COLA COM 191216100 113 1,800 SH   DFND 5 0 1,800 0
CVS HEALTH COM 126650100 828 8,935 SH   SOLE   8,935 0 0
CVS HEALTH COM 126650100 647 6,985 SH   DFND 13 0 6,985 0
CVS HEALTH COM 126650100 1,900 20,509 SH   DFND 5 0 20,509 0
CVS HEALTH COM 126650100 951 10,262 SH   DFND 1 0 10,262 0
CVS HEALTH COM 126650100 15 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 162 1,750 SH   DFND 12 0 1,750 0
DANAHER CORP COM 235851102 2,074 8,180 SH   SOLE   8,180 0 0
DANAHER CORP COM 235851102 826 3,259 SH   DFND 13 0 3,259 0
DANAHER CORP COM 235851102 3,444 13,584 SH   DFND 5 0 13,584 0
DANAHER CORP COM 235851102 2,122 8,372 SH   DFND 1 0 8,372 0
DANAHER CORP COM 235851102 425 1,675 SH   DFND 12 0 1,675 0
DANAHER CORP COM 235851102 10 40 SH   DFND 6 0 40 0
DEERE & CO COM 244199105 264 882 SH   SOLE   882 0 0
DEERE & CO COM 244199105 651 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 943 3,150 SH   DFND 5 0 3,150 0
DEERE & CO COM 244199105 210 700 SH   DFND 12 0 700 0
DEERE & CO COM 244199105 19 65 SH   DFND 13 0 65 0
DISNEY COM 254687106 920 9,750 SH   SOLE   9,750 0 0
DISNEY COM 254687106 348 3,690 SH   DFND 13 0 3,690 0
DISNEY COM 254687106 1,427 15,115 SH   DFND 5 0 15,115 0
DISNEY COM 254687106 1,146 12,140 SH   DFND 1 0 12,140 0
DISNEY COM 254687106 198 2,100 SH   DFND 12 0 2,100 0
DISNEY COM 254687106 5 50 SH   DFND 6 0 50 0
EDWARDS LIFESCIENCES COM 28176E108 318 3,340 SH   SOLE   3,340 0 0
EDWARDS LIFESCIENCES COM 28176E108 122 1,285 SH   DFND 13 0 1,285 0
EDWARDS LIFESCIENCES COM 28176E108 977 10,270 SH   DFND 5 0 10,270 0
EDWARDS LIFESCIENCES COM 28176E108 591 6,210 SH   DFND 1 0 6,210 0
EDWARDS LIFESCIENCES COM 28176E108 67 700 SH   DFND 12 0 700 0
EDWARDS LIFESCIENCES COM 28176E108 3 30 SH   DFND 6 0 30 0
EXXON MOBIL COM 30231G102 428 4,995 SH   SOLE   4,995 0 0
EXXON MOBIL COM 30231G102 232 2,707 SH   DFND 13 0 2,707 0
EXXON MOBIL COM 30231G102 600 7,005 SH   DFND 1 0 7,005 0
EXXON MOBIL COM 30231G102 323 3,775 SH   DFND 5 0 3,775 0
EXXON MOBIL COM 30231G102 94 1,100 SH   DFND 12 0 1,100 0
EXXON MOBIL COM 30231G102 8 90 SH   DFND 6 0 90 0
FASTENAL CO COM 311900104 446 8,930 SH   SOLE   8,930 0 0
FIDELITY NATL INFO SVCS COM 31620M106 284 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 1,631 18,333 SH   SOLE   18,333 0 0
FISERV COM 337738108 599 6,731 SH   DFND 13 0 6,731 0
FISERV COM 337738108 2,640 29,668 SH   DFND 5 0 29,668 0
FISERV COM 337738108 2,722 30,600 SH   DFND 1 0 30,600 0
FISERV COM 337738108 325 3,650 SH   DFND 12 0 3,650 0
FISERV COM 337738108 11 125 SH   DFND 6 0 125 0
GENERAL MILLS COM 370334104 438 5,800 SH   DFND 1 0 5,800 0
GENERAL MILLS COM 370334104 23 300 SH   DFND 13 0 300 0
GENERAL MILLS COM 370334104 189 2,500 SH   DFND 5 0 2,500 0
GILEAD SCIENCES COM 375558103 225 3,640 SH   SOLE   3,640 0 0
GILEAD SCIENCES COM 375558103 93 1,500 SH   DFND 1 0 1,500 0
HOME DEPOT COM 437076102 1,610 5,870 SH   SOLE   5,870 0 0
HOME DEPOT COM 437076102 619 2,258 SH   DFND 13 0 2,258 0
HOME DEPOT COM 437076102 2,685 9,790 SH   DFND 5 0 9,790 0
HOME DEPOT COM 437076102 2,445 8,913 SH   DFND 1 0 8,913 0
HOME DEPOT COM 437076102 350 1,275 SH   DFND 12 0 1,275 0
HOME DEPOT COM 437076102 48 175 SH   DFND 6 0 175 0
HONEYWELL INTL COM 438516106 548 3,150 SH   SOLE   3,150 0 0
HONEYWELL INTL COM 438516106 66 380 SH   DFND 13 0 380 0
HONEYWELL INTL COM 438516106 1,536 8,836 SH   DFND 5 0 8,836 0
HONEYWELL INTL COM 438516106 946 5,440 SH   DFND 1 0 5,440 0
ILLUMINA COM 452327109 390 2,113 SH   SOLE   2,113 0 0
ILLUMINA COM 452327109 161 875 SH   DFND 13 0 875 0
ILLUMINA COM 452327109 1,046 5,676 SH   DFND 5 0 5,676 0
ILLUMINA COM 452327109 120 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 400 2,168 SH   DFND 1 0 2,168 0
ILLUMINA COM 452327109 4 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 103 2,740 SH   SOLE   2,740 0 0
INTEL CORP COM 458140100 41 1,100 SH   DFND 13 0 1,100 0
INTEL CORP COM 458140100 253 6,750 SH   DFND 1 0 6,750 0
INTEL CORP COM 458140100 145 3,865 SH   DFND 5 0 3,865 0
INTEL CORP COM 458140100 64 1,700 SH   DFND 12 0 1,700 0
ISHARES S&P 500 COM 464287200 455 1,200 SH   DFND 13 0 1,200 0
JOHNSON & JOHNSON COM 478160104 2,311 13,019 SH   SOLE   13,019 0 0
JOHNSON & JOHNSON COM 478160104 974 5,488 SH   DFND 13 0 5,488 0
JOHNSON & JOHNSON COM 478160104 5,659 31,881 SH   DFND 5 0 31,881 0
JOHNSON & JOHNSON COM 478160104 2,899 16,334 SH   DFND 1 0 16,334 0
JOHNSON & JOHNSON COM 478160104 586 3,300 SH   DFND 12 0 3,300 0
JOHNSON & JOHNSON COM 478160104 12 65 SH   DFND 6 0 65 0
JPMORGAN CHASE COM 46625H100 15 137 SH   SOLE   137 0 0
JPMORGAN CHASE COM 46625H100 405 3,600 SH   DFND 1 0 3,600 0
KONINKLIJKE DSM NV COM 780249108 760 21,145 SH   SOLE   21,145 0 0
KONINKLIJKE DSM NV COM 780249108 325 9,035 SH   DFND 13 0 9,035 0
KONINKLIJKE DSM NV COM 780249108 1,414 39,325 SH   DFND 5 0 39,325 0
KONINKLIJKE DSM NV COM 780249108 762 21,185 SH   DFND 1 0 21,185 0
KONINKLIJKE DSM NV COM 780249108 178 4,950 SH   DFND 12 0 4,950 0
KONINKLIJKE DSM NV COM 780249108 12 325 SH   DFND 6 0 325 0
MASTERCARD COM 57636Q104 2,371 7,515 SH   SOLE   7,515 0 0
MASTERCARD COM 57636Q104 796 2,523 SH   DFND 13 0 2,523 0
MASTERCARD COM 57636Q104 3,534 11,202 SH   DFND 5 0 11,202 0
MASTERCARD COM 57636Q104 3,240 10,270 SH   DFND 1 0 10,270 0
MASTERCARD COM 57636Q104 543 1,720 SH   DFND 12 0 1,720 0
MASTERCARD COM 57636Q104 41 130 SH   DFND 6 0 130 0
MEDTRONIC COM G5960L103 469 5,222 SH   SOLE   5,222 0 0
MEDTRONIC COM G5960L103 193 2,150 SH   DFND 13 0 2,150 0
MEDTRONIC COM G5960L103 668 7,445 SH   DFND 5 0 7,445 0
MEDTRONIC COM G5960L103 602 6,710 SH   DFND 1 0 6,710 0
MEDTRONIC COM G5960L103 157 1,750 SH   DFND 12 0 1,750 0
MEDTRONIC COM G5960L103 2 20 SH   DFND 6 0 20 0
MERCK COM 58933Y105 62 675 SH   SOLE   675 0 0
MERCK COM 58933Y105 27 300 SH   DFND 5 0 300 0
MERCK COM 58933Y105 64 700 SH   DFND 12 0 700 0
MERCK COM 58933Y105 228 2,500 SH   DFND 1 0 2,500 0
MICROSOFT CORP COM 594918104 2,247 8,750 SH   SOLE   8,750 0 0
MICROSOFT CORP COM 594918104 903 3,516 SH   DFND 13 0 3,516 0
MICROSOFT CORP COM 594918104 3,829 14,908 SH   DFND 5 0 14,908 0
MICROSOFT CORP COM 594918104 2,864 11,153 SH   DFND 1 0 11,153 0
MICROSOFT CORP COM 594918104 411 1,600 SH   DFND 12 0 1,600 0
MICROSOFT CORP COM 594918104 19 75 SH   DFND 6 0 75 0
NESTLE SA ADR COM 641069406 2,182 18,744 SH   SOLE   18,744 0 0
NESTLE SA ADR COM 641069406 698 5,995 SH   DFND 13 0 5,995 0
NESTLE SA ADR COM 641069406 2,860 24,572 SH   DFND 5 0 24,572 0
NESTLE SA ADR COM 641069406 2,241 19,250 SH   DFND 1 0 19,250 0
NESTLE SA ADR COM 641069406 468 4,025 SH   DFND 12 0 4,025 0
NESTLE SA ADR COM 641069406 39 335 SH   DFND 6 0 335 0
NIKE INC CLASS B COM 654106103 905 8,860 SH   SOLE   8,860 0 0
NIKE INC CLASS B COM 654106103 370 3,625 SH   DFND 13 0 3,625 0
NIKE INC CLASS B COM 654106103 1,459 14,278 SH   DFND 5 0 14,278 0
NIKE INC CLASS B COM 654106103 878 8,590 SH   DFND 1 0 8,590 0
NIKE INC CLASS B COM 654106103 184 1,800 SH   DFND 12 0 1,800 0
NIKE INC CLASS B COM 654106103 4 40 SH   DFND 6 0 40 0
NOVARTIS AG ADR COM 66987V109 1,088 12,876 SH   SOLE   12,876 0 0
NOVARTIS AG ADR COM 66987V109 359 4,246 SH   DFND 13 0 4,246 0
NOVARTIS AG ADR COM 66987V109 407 4,809 SH   DFND 1 0 4,809 0
NOVARTIS AG ADR COM 66987V109 663 7,849 SH   DFND 5 0 7,849 0
NOVARTIS AG ADR COM 66987V109 127 1,500 SH   DFND 12 0 1,500 0
NOVO NORDISK A S ADR COM 670100205 240 2,150 SH   SOLE   2,150 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 331 5,525 SH   SOLE   5,525 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 48 800 SH   DFND 1 0 800 0
NOVOZYMES A S DKK 2.0 COM B798FW902 431 7,200 SH   DFND 5 0 7,200 0
NOVOZYMES A S DKK 2.0 COM B798FW902 18 300 SH   DFND 12 0 300 0
NVIDIA CORP COM 67066G104 423 2,790 SH   SOLE   2,790 0 0
NVIDIA CORP COM 67066G104 136 900 SH   DFND 13 0 900 0
NVIDIA CORP COM 67066G104 495 3,265 SH   DFND 5 0 3,265 0
NVIDIA CORP COM 67066G104 455 3,002 SH   DFND 1 0 3,002 0
NVIDIA CORP COM 67066G104 45 300 SH   DFND 12 0 300 0
NVIDIA CORP COM 67066G104 1 5 SH   DFND 6 0 5 0
PARAMOUNT GLOBAL COM 92556H206 222 9,000 SH   DFND 1 0 9,000 0
PAYCHEX COM 704326107 248 2,175 SH   SOLE   2,175 0 0
PAYPAL HOLDINGS COM 70450Y103 611 8,750 SH   SOLE   8,750 0 0
PAYPAL HOLDINGS COM 70450Y103 190 2,722 SH   DFND 13 0 2,722 0
PAYPAL HOLDINGS COM 70450Y103 990 14,170 SH   DFND 5 0 14,170 0
PAYPAL HOLDINGS COM 70450Y103 703 10,070 SH   DFND 1 0 10,070 0
PAYPAL HOLDINGS COM 70450Y103 133 1,900 SH   DFND 12 0 1,900 0
PAYPAL HOLDINGS COM 70450Y103 3 45 SH   DFND 6 0 45 0
PEPSICO COM 713448108 1,234 7,405 SH   SOLE   7,405 0 0
PEPSICO COM 713448108 1,362 8,170 SH   DFND 5 0 8,170 0
PEPSICO COM 713448108 1,955 11,730 SH   DFND 1 0 11,730 0
PEPSICO COM 713448108 25 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 242 1,452 SH   DFND 13 0 1,452 0
PEPSICO COM 713448108 133 800 SH   DFND 12 0 800 0
PROCTER & GAMBLE COM 742718109 2,562 17,815 SH   SOLE   17,815 0 0
PROCTER & GAMBLE COM 742718109 786 5,463 SH   DFND 13 0 5,463 0
PROCTER & GAMBLE COM 742718109 3,213 22,347 SH   DFND 5 0 22,347 0
PROCTER & GAMBLE COM 742718109 2,536 17,640 SH   DFND 1 0 17,640 0
PROCTER & GAMBLE COM 742718109 345 2,400 SH   DFND 12 0 2,400 0
PROCTER & GAMBLE COM 742718109 29 205 SH   DFND 6 0 205 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,100 21,855 SH   SOLE   21,855 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 673 7,006 SH   DFND 13 0 7,006 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,997 31,184 SH   DFND 5 0 31,184 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,447 25,461 SH   DFND 1 0 25,461 0
RAYTHEON TECHNOLOGIES COM 75513E101 336 3,500 SH   DFND 12 0 3,500 0
RAYTHEON TECHNOLOGIES COM 75513E101 22 231 SH   DFND 6 0 231 0
ROCKWELL AUTOMATION COM 773903109 1,294 6,493 SH   SOLE   6,493 0 0
ROCKWELL AUTOMATION COM 773903109 428 2,145 SH   DFND 13 0 2,145 0
ROCKWELL AUTOMATION COM 773903109 2,280 11,440 SH   DFND 5 0 11,440 0
ROCKWELL AUTOMATION COM 773903109 1,818 9,122 SH   DFND 1 0 9,122 0
ROCKWELL AUTOMATION COM 773903109 120 600 SH   DFND 12 0 600 0
ROCKWELL AUTOMATION COM 773903109 57 285 SH   DFND 6 0 285 0
SPDR S&P 500 ETF COM 78462F103 85 225 SH   SOLE   225 0 0
SPDR S&P 500 ETF COM 78462F103 283 750 SH   DFND 12 0 750 0
SPDR S&P 500 ETF COM 78462F103 585 1,550 SH   DFND 5 0 1,550 0
STATE STREET COM 857477103 92 1,500 SH   SOLE   1,500 0 0
STATE STREET COM 857477103 60 975 SH   DFND 13 0 975 0
STATE STREET COM 857477103 86 1,400 SH   DFND 1 0 1,400 0
STRYKER CORP COM 863667101 209 1,050 SH   DFND 1 0 1,050 0
STRYKER CORP COM 863667101 34 172 SH   DFND 13 0 172 0
TELEFLEX COM 879369106 209 850 SH   SOLE   850 0 0
TESLA MOTORS COM 88160R101 370 550 SH   SOLE   550 0 0
TJX COS COM 872540109 956 17,113 SH   SOLE   17,113 0 0
TJX COS COM 872540109 401 7,175 SH   DFND 13 0 7,175 0
TJX COS COM 872540109 1,687 30,199 SH   DFND 5 0 30,199 0
TJX COS COM 872540109 994 17,800 SH   DFND 1 0 17,800 0
TJX COS COM 872540109 212 3,800 SH   DFND 12 0 3,800 0
TJX COS COM 872540109 5 90 SH   DFND 6 0 90 0
UNILEVER PLC NEW ADR COM 904767704 248 5,415 SH   SOLE   5,415 0 0
UNILEVER PLC NEW ADR COM 904767704 61 1,337 SH   DFND 13 0 1,337 0
UNILEVER PLC NEW ADR COM 904767704 9 200 SH   DFND 6 0 200 0
UNILEVER PLC NEW ADR COM 904767704 99 2,150 SH   DFND 5 0 2,150 0
UNION PACIFIC COM 907818108 180 845 SH   SOLE   845 0 0
UNION PACIFIC COM 907818108 43 200 SH   DFND 5 0 200 0
UNION PACIFIC COM 907818108 37 175 SH   DFND 13 0 175 0
UNION PACIFIC COM 907818108 42 195 SH   DFND 1 0 195 0
UNITED HEALTH GROUP COM 91324P102 1,158 2,254 SH   SOLE   2,254 0 0
UNITED HEALTH GROUP COM 91324P102 550 1,071 SH   DFND 13 0 1,071 0
UNITED HEALTH GROUP COM 91324P102 2,503 4,873 SH   DFND 5 0 4,873 0
UNITED HEALTH GROUP COM 91324P102 1,335 2,599 SH   DFND 1 0 2,599 0
UNITED HEALTH GROUP COM 91324P102 329 640 SH   DFND 12 0 640 0
UNITED HEALTH GROUP COM 91324P102 5 10 SH   DFND 6 0 10 0
WAL-MART STORES COM 931142103 49 400 SH   SOLE   400 0 0
WAL-MART STORES COM 931142103 134 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 264 2,175 SH   DFND 1 0 2,175 0
WAL-MART STORES COM 931142103 717 5,900 SH   DFND 5 0 5,900 0
XYLEM INC COM 98419M100 745 9,525 SH   SOLE   9,525 0 0
XYLEM INC COM 98419M100 305 3,905 SH   DFND 13 0 3,905 0
XYLEM INC COM 98419M100 1,624 20,774 SH   DFND 5 0 20,774 0
XYLEM INC COM 98419M100 840 10,745 SH   DFND 1 0 10,745 0
XYLEM INC COM 98419M100 195 2,500 SH   DFND 12 0 2,500 0
XYLEM INC COM 98419M100 4 50 SH   DFND 6 0 50 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,008 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 220 2,401 SH   DFND 12 0 2,401 0