The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 318 2,460 SH   SOLE   0 0 2,460
Abbott Laboratories COM 002824100 386 3,557 SH   SOLE   0 0 3,557
AbbVie Inc COM 00287Y109 1,143 7,463 SH   SOLE   0 0 7,463
Alphabet Inc Cl A COM 02079K305 2,469 1,133 SH   SOLE   0 0 1,133
Alphabet Inc Cl C COM 02079K107 1,597 730 SH   SOLE   0 0 730
American Express COM 025816109 1,917 13,827 SH   SOLE   0 0 13,827
American Tower Corp COM 03027X100 1,649 6,450 SH   SOLE   0 0 6,450
American Water Works Inc COM 030420103 741 4,980 SH   SOLE   0 0 4,980
Anthem Inc COM 036752103 326 675 SH   SOLE   0 0 675
Apple Inc COM 037833100 6,549 47,904 SH   SOLE   0 0 47,904
Automatic Data Processing COM 053015103 2,069 9,852 SH   SOLE   0 0 9,852
Bank of America Corp COM 060505104 1,561 50,150 SH   SOLE   0 0 50,150
Becton Dickinson & Co COM 075887109 1,429 5,795 SH   SOLE   0 0 5,795
Berkley W R Corporation COM 084423102 2,739 40,120 SH   SOLE   0 0 40,120
Berkshire Hathaway Inc Cl B COM 084670702 3,232 11,838 SH   SOLE   0 0 11,838
BHP Billiton Ltd ADR ADR 088606108 264 4,700 SH   SOLE   0 0 4,700
Blackstone Group Inc COM 09260D107 988 10,825 SH   SOLE   0 0 10,825
Bristol-Myers Squibb Co COM 110122108 427 5,550 SH   SOLE   0 0 5,550
Chevron Corp COM 166764100 1,899 13,113 SH   SOLE   0 0 13,113
Cigna Corp COM 125509109 847 3,215 SH   SOLE   0 0 3,215
Cisco Systems Inc COM 17275R102 1,760 41,272 SH   SOLE   0 0 41,272
Citigroup Inc COM 172967424 237 5,150 SH   SOLE   0 0 5,150
Clorox Company COM 189054109 403 2,857 SH   SOLE   0 0 2,857
Coca-Cola Company COM 191216100 258 4,100 SH   SOLE   0 0 4,100
Colgate-Palmolive Co COM 194162103 849 10,592 SH   SOLE   0 0 10,592
Comcast Corp Class A COM 20030N101 1,002 25,525 SH   SOLE   0 0 25,525
ConocoPhillips COM 20825C104 804 8,950 SH   SOLE   0 0 8,950
Consolidated Edison Inc COM 209115104 514 5,400 SH   SOLE   0 0 5,400
Costco Wholesale Corp COM 22160K105 3,828 7,987 SH   SOLE   0 0 7,987
CSX Corp COM 126408103 903 31,090 SH   SOLE   0 0 31,090
CVS Health Corporation COM 126650100 1,163 12,550 SH   SOLE   0 0 12,550
Danaher Corp COM 235851102 406 1,600 SH   SOLE   0 0 1,600
Disney Walt Company COM 254687106 568 6,017 SH   SOLE   0 0 6,017
DuPont de Nemours Inc COM 26614N102 419 7,530 SH   SOLE   0 0 7,530
eBay Inc COM 278642103 269 6,450 SH   SOLE   0 0 6,450
Ecolab Inc COM 278865100 883 5,745 SH   SOLE   0 0 5,745
Essential Utilities Inc COM 29670G102 1,425 31,086 SH   SOLE   0 0 31,086
General Mills Inc COM 370334104 223 2,950 SH   SOLE   0 0 2,950
Globus Medical Inc COM 379577208 4,104 73,101 SH   SOLE   0 0 73,101
Hershey Company COM 427866108 452 2,100 SH   SOLE   0 0 2,100
Home Depot Inc COM 437076102 1,957 7,134 SH   SOLE   0 0 7,134
IdaCorp Incorporated COM 451107106 777 7,336 SH   SOLE   0 0 7,336
Intel Corp COM 458140100 769 20,549 SH   SOLE   0 0 20,549
Intl Flavors & Fragrances COM 459506101 639 5,363 SH   SOLE   0 0 5,363
Intuit Inc COM 461202103 3,814 9,895 SH   SOLE   0 0 9,895
Invesco Preferred ETF 46138E511 1,660 134,508 SH   SOLE   0 0 134,508
Invesco QQQ Trust ETF 46090E103 469 1,672 SH   SOLE   0 0 1,672
Invesco S&P 500 Eq Wt ETF 46137V357 1,967 14,652 SH   SOLE   0 0 14,652
iShares Core Growth Allocation ETF 464289867 275 5,720 SH   SOLE   0 0 5,720
iShares Core Moderate Allocati ETF 464289875 412 10,566 SH   SOLE   0 0 10,566
iShares Core MSCI EAFE ETF 46432F842 1,523 25,885 SH   SOLE   0 0 25,885
iShares Core S&P US Growth ETF 464287671 376 4,495 SH   SOLE   0 0 4,495
iShares MSCI EAFE Index ETF 464287465 212 3,400 SH   SOLE   0 0 3,400
iShares MSCI EmergMkt Min Vol ETF 464286533 463 8,350 SH   SOLE   0 0 8,350
iShares National Muni ETF 464288414 250 2,350 SH   SOLE   0 0 2,350
iShares Russell 2000 Index ETF 464287655 2,319 13,695 SH   SOLE   0 0 13,695
iShares Short Term Corporate ETF 464288646 279 5,510 SH   SOLE   0 0 5,510
Johnson & Johnson COM 478160104 2,326 13,101 SH   SOLE   0 0 13,101
JP Morgan Chase & Co COM 46625H100 1,300 11,541 SH   SOLE   0 0 11,541
Kimberly-Clark Corp COM 494368103 245 1,812 SH   SOLE   0 0 1,812
L3Harris Technologies Inc COM 502431109 1,082 4,475 SH   SOLE   0 0 4,475
Lockheed Martin Corp COM 539830109 548 1,275 SH   SOLE   0 0 1,275
Lowes Companies Inc COM 548661107 1,923 11,010 SH   SOLE   0 0 11,010
Masco Corp COM 574599106 369 7,300 SH   SOLE   0 0 7,300
Mastercard Inc COM 57636Q104 300 950 SH   SOLE   0 0 950
McDonalds Corp COM 580135101 1,187 4,810 SH   SOLE   0 0 4,810
Merck & Co COM 58933Y105 2,097 23,003 SH   SOLE   0 0 23,003
MetLife Inc COM 59156R108 534 8,500 SH   SOLE   0 0 8,500
Microsoft Corporation COM 594918104 7,734 30,114 SH   SOLE   0 0 30,114
Mondelez Intl Inc Cl A COM 609207105 985 15,862 SH   SOLE   0 0 15,862
NextEra Energy Inc COM 65339F101 608 7,850 SH   SOLE   0 0 7,850
Oracle Corp COM 68389X105 2,493 35,685 SH   SOLE   0 0 35,685
Organon & Co COM 68622V106 744 22,059 SH   SOLE   0 0 22,059
Paychex Inc COM 704326107 2,382 20,920 SH   SOLE   0 0 20,920
PayPal Holdings Inc COM 70450Y103 1,116 15,983 SH   SOLE   0 0 15,983
Pepsico Inc COM 713448108 1,824 10,945 SH   SOLE   0 0 10,945
Pfizer Inc COM 717081103 1,517 28,928 SH   SOLE   0 0 28,928
Phillips 66 COM 718546104 576 7,025 SH   SOLE   0 0 7,025
Procter & Gamble COM 742718109 2,471 17,185 SH   SOLE   0 0 17,185
Quest Diagnostics Inc COM 74834L100 485 3,650 SH   SOLE   0 0 3,650
Raytheon Technologies Corp COM 75513E101 737 7,665 SH   SOLE   0 0 7,665
Republic Services Inc COM 760759100 308 2,350 SH   SOLE   0 0 2,350
RPM International COM 749685103 795 10,105 SH   SOLE   0 0 10,105
Schwab US Small-Cap ETF 808524607 226 5,800 SH   SOLE   0 0 5,800
Scotts Miracle Group COM 810186106 423 5,350 SH   SOLE   0 0 5,350
Simon Property Group COM 828806109 221 2,325 SH   SOLE   0 0 2,325
Southern Company COM 842587107 288 4,035 SH   SOLE   0 0 4,035
SPDR S&P 500 ETF 78462F103 707 1,875 SH   SOLE   0 0 1,875
Starbucks Corp COM 855244109 1,254 16,414 SH   SOLE   0 0 16,414
Sysco Corporation COM 871829107 2,305 27,213 SH   SOLE   0 0 27,213
Target Corporation COM 87612E106 1,221 8,646 SH   SOLE   0 0 8,646
TJX Companies Inc COM 872540109 838 15,000 SH   SOLE   0 0 15,000
UGI Corporation COM 902681105 399 10,325 SH   SOLE   0 0 10,325
UniFirst Corp COM 904708104 641 3,725 SH   SOLE   0 0 3,725
Unilever PLC ADR COM 904767704 218 4,750 SH   SOLE   0 0 4,750
Union Pacific Corp COM 907818108 277 1,300 SH   SOLE   0 0 1,300
United Parcel Service Inc COM 911312106 1,956 10,717 SH   SOLE   0 0 10,717
UnitedHealth Group Inc COM 91324P102 1,536 2,990 SH   SOLE   0 0 2,990
V F Corporation COM 918204108 464 10,500 SH   SOLE   0 0 10,500
Valero Energy Corp COM 91913Y100 901 8,475 SH   SOLE   0 0 8,475
Vanguard Div Appreciation ETF 921908844 1,311 9,135 SH   SOLE   0 0 9,135
Vanguard Muni Bond ETF 922907746 1,276 25,565 SH   SOLE   0 0 25,565
Vanguard REIT ETF 922908553 953 10,460 SH   SOLE   0 0 10,460
Vanguard Short Term Bond Index ETF 921937827 2,043 26,610 SH   SOLE   0 0 26,610
Vanguard Total Stock Mkt ETF 922908769 210 1,115 SH   SOLE   0 0 1,115
Verizon Communications ETF 92343V104 971 19,130 SH   SOLE   0 0 19,130
Vgd Consumer Discretionary ETF 92204A108 224 985 SH   SOLE   0 0 985
Vgd Int Term Bond Index Fund ETF 921937819 2,328 29,981 SH   SOLE   0 0 29,981
Visa Inc COM 92826C839 961 4,880 SH   SOLE   0 0 4,880
Walmart Inc COM 931142103 520 4,275 SH   SOLE   0 0 4,275
Waste Management Inc COM 94106L109 1,636 10,695 SH   SOLE   0 0 10,695
WEC Energy Group COM 92939U106 216 2,150 SH   SOLE   0 0 2,150
WideOpenWest Inc COM 96758W101 2,199 120,754 SH   SOLE   0 0 120,754
YUM Brands Inc COM 988498101 751 6,620 SH   SOLE   0 0 6,620
Zoetis Inc COM 98978V103 1,908 11,100 SH   SOLE   0 0 11,100