The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alphabet Inc CAP STK CL C 02079K107 10,659 4,873 SH   SOLE   4,873 0 0
Berkshire Hathaway Inc Del CL B NEW 084670702 3,983 14,590 SH   SOLE   14,590 0 0
Booking Holdings Inc COM 09857L108 50,074 28,630 SH   SOLE   28,630 0 0
Copart Inc COM 217204106 54,477 501,350 SH   SOLE   501,350 0 0
Costar Group Inc COM 22160N109 27,407 453,686 SH   SOLE   453,686 0 0
Credit Accept Corp Mich COM 225310101 5,141 10,860 SH   SOLE   10,860 0 0
D R Horton Inc COM 23331A109 39,256 593,087 SH   SOLE   593,087 0 0
Fastenal Co COM 311900104 30,912 619,231 SH   SOLE   619,231 0 0
First Rep Bk San Francisco C COM 33616C100 54,403 377,278 SH   SOLE   377,278 0 0
Graco Inc COM 384109104 10,532 177,270 SH   SOLE   177,270 0 0
Heico Corp New CL A 422806208 55,587 527,487 SH   SOLE   527,487 0 0
Idexx Labs Inc COM 45168D104 3,312 9,443 SH   SOLE   9,443 0 0
Landstar Sys Inc COM 515098101 39,126 269,055 SH   SOLE   269,055 0 0
Moodys Corp COM 615369105 44,989 165,421 SH   SOLE   165,421 0 0
MSCI Inc COM 55354G100 12,674 30,751 SH   SOLE   30,751 0 0
N V R Inc COM 62944T105 53,756 13,425 SH   SOLE   13,425 0 0
Old Dominion Freight Line In COM 679580100 66,847 260,836 SH   SOLE   260,836 0 0
Primerica Inc COM 74164M108 40,775 340,675 SH   SOLE   340,675 0 0
Schwab Strategic Tr INT-TRM U.S TRES 808524854 7,873 152,580 SH   SOLE   152,580 0 0
Schwab Strategic Tr SHT TM US TRES 808524862 52,331 1,063,850 SH   SOLE   1,063,850 0 0
Schwab Strategic Tr US AGGREGATE B 808524839 261 5,461 SH   SOLE   5,461 0 0
Schwab Strategic Tr INTL EQTY ETF 808524805 121 3,861 SH   SOLE   3,861 0 0
Schwab Strategic Tr US BRD MKT ETF 808524102 199 4,497 SH   SOLE   4,497 0 0
SPDR Gold Trust GOLD SHS 78463V107 5,787 34,354 SH   SOLE   34,354 0 0
Stepan Co COM 858586100 508 5,010 SH   SOLE   5,010 0 0
Vanguard Intl Equity Index F ALLWRLD EX US 922042775 959 19,200 SH   SOLE   19,200 0 0
Vanguard Malvern Fds STRM INFPROIDX 922020805 12,812 255,622 SH   SOLE   255,622 0 0
Vanguard Star Fds VG TL INTL STK F 921909768 79 1,532 SH   SOLE   1,532 0 0
Vanguard Index Fds TOTAL STK MKT 922908769 56 298 SH   SOLE   298 0 0
Veeva Sys Inc CL A COM 922475108 24,895 125,709 SH   SOLE   125,709 0 0
Verisign Inc COM 92343E102 22,624 135,203 SH   SOLE   135,203 0 0