The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1LIFE HEALTHCARE INC COM 68269G107 407 51,850 SH   DFND   51,850 0 0
2U INC COM 90214J101 105 10,000 SH   DFND   0 0 10,000
3M CO COM 88579Y101 568 4,375 SH   DFND   4,340 0 35
ABBOTT LABS COM 002824100 1,146 10,552 SH   DFND   7,036 0 3,516
ABBVIE INC COM 00287Y109 1,630 10,646 SH   DFND   6,548 0 4,098
ADITXT INC COM 007025109 1 10,000 SH   DFND   10,000 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,294 3,535 SH   DFND   3,475 0 60
AFFIRM HLDGS INC COM CL A 00827B106 243 13,454 SH   DFND   13,454 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 458 4,023 SH   DFND   4,023 0 0
ALICO INC COM 016230104 1,394 38,571 SH   DFND   38,571 0 0
ALLSTATE CORP COM 020002101 399 3,120 SH   DFND   3,120 0 0
ALPHABET INC CAP STK CL A 02079K305 22,353 10,257 SH   DFND   1,465 0 8,792
ALPHABET INC CAP STK CL C 02079K107 12,129 5,544 SH   DFND   1,423 0 4,121
AMAZON COM INC COM 023135106 4,905 46,210 SH   DFND   39,640 0 6,570
AMERICAN TOWER CORP NEW COM 03027X100 312 1,219 SH   DFND   774 0 445
AMGEN INC COM 031162100 223 919 SH   DFND   587 0 332
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 1,058 39,185 SH   DFND   34,550 0 4,635
APPLE INC COM 037833100 16,061 117,469 SH   DFND   80,969 0 36,500
ARROWMARK FINANCIAL CORP COM 861780104 228 11,863 SH   DFND   11,863 0 0
ASANA INC CL A 04342Y104 2,006 114,124 SH   DFND   114,124 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107 304 8,951 SH   DFND   8,951 0 0
ATRICURE INC COM 04963C209 297 7,263 SH   DFND   7,263 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,790 8,483 SH   DFND   4,303 0 4,180
AUTOZONE INC COM 053332102 509 237 SH   DFND   7 0 230
AVALARA INC COM 05338G106 986 13,962 SH   DFND   13,962 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,681 9 SH   DFND   9 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,294 12,060 SH   DFND   7,336 0 4,724
BRISTOL-MYERS SQUIBB CO COM 110122108 285 3,670 SH   DFND   1,959 0 1,711
CANADIAN PAC RY LTD COM 13645T100 603 8,622 SH   DFND   8,622 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 203 5,716 SH   DFND   3,334 0 2,382
CF ACQUISITION CORP VI COM CL A 12521J103 162 16,227 SH   DFND   0 0 16,227
CHARTER COMMUNICATIONS INC N CL A 16119P108 287 615 SH   DFND   507 0 108
CHENIERE ENERGY INC COM NEW 16411R208 1,141 8,580 SH   DFND   0 0 8,580
CHENIERE ENERGY PARTNERS LP COM UNIT 16411Q101 1,094 24,380 SH   DFND   0 0 24,380
CHEVRON CORP NEW COM 166764100 19,105 131,955 SH   DFND   131,555 0 400
CME GROUP INC COM 12572Q105 4,019 19,631 SH   DFND   146 0 19,485
COCA COLA CO COM 191216100 801 12,613 SH   DFND   12,463 0 150
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302 504 8,298 SH   DFND   8,298 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 274 5,826 SH   DFND   4,556 0 1,270
COLLABORATIVE INVESTMNT SER TUTTLE CAP SHORT 19423L565 1,038 16,116 SH   DFND   16,116 0 0
COMCAST CORP NEW CL A 20030N101 1,035 26,381 SH   DFND   26,281 0 100
CONFLUENT INC CLASS A COM 20717M103 9,893 425,680 SH   DFND   425,680 0 0
CONOCOPHILLIPS COM 20825C104 619 6,832 SH   DFND   4,038 0 2,794
CONTEXTLOGIC INC COM CL A 21077C107 62 38,880 SH   DFND   38,880 0 0
COUPANG INC CL A 22266T109 168 13,219 SH   DFND   0 0 13,219
CUMMINS INC COM 231021106 204 1,053 SH   DFND   1,053 0 0
DANAHER CORPORATION COM 235851102 391 1,539 SH   DFND   1,526 0 13
DESPEGAR COM CORP ORD SHS G27358103 95 11,793 SH   DFND   11,793 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 842 4,837 SH   DFND   4,652 0 185
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 306 7,519 SH   DFND   7,519 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 270 8,530 SH   DFND   8,530 0 0
DISNEY WALT CO COM 254687106 696 7,378 SH   DFND   5,917 0 1,461
DOUBLELINE INCOME SOLUTIONS COM 258622109 275 22,731 SH   DFND   22,731 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 784 15,970 SH   DFND   105 0 15,865
DTE ENERGY CO COM 233331107 561 4,390 SH   DFND   210 0 4,180
EDWARDS LIFESCIENCES CORP COM 28176E108 456 4,794 SH   DFND   4,080 0 714
ENBRIDGE INC COM 29250N105 1,381 32,692 SH   DFND   0 0 32,692
ENTERPRISE PRODS PARTNERS L COM 293792107 4,695 192,666 SH   DFND   2,175 0 190,491
EXXON MOBIL CORP COM 30231G102 65,509 764,943 SH   DFND   764,843 0 100
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 2,089 21,817 SH   DFND   21,817 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 126,788 4,924,893 SH   DFND   3,663,830 0 1,261,063
FIRST TR MLP & ENERGY INCOM COM 33739B104 1,631 211,856 SH   DFND   156,456 0 55,400
FLEXSHARES TR MORNSTAR UPSTR 33939L407 1,980 49,901 SH   DFND   49,901 0 0
FLOTEK INDS INC DEL COM 343389102 149 150,000 SH   DFND   0 0 150,000
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 370 19,934 SH   DFND   19,934 0 0
GLOBAL X FDS MSCI NORWAY ETF 37950E101 476 18,232 SH   DFND   18,232 0 0
GLOBE LIFE INC COM 37959E102 395 4,050 SH   DFND   0 0 4,050
HERITAGE COMM CORP COM 426927109 6,714 628,103 SH   DFND   628,103 0 0
HOLLY ENERGY PARTNERS L P COM UT LTD PTN 435763107 896 55,913 SH   DFND   0 0 55,913
HOME DEPOT INC COM 437076102 223 815 SH   DFND   685 0 130
HONEYWELL INTL INC COM 438516106 541 3,109 SH   DFND   2,709 0 400
I3 VERTICALS INC COM CL A 46571Y107 1,251 50,000 SH   DFND   50,000 0 0
INTEL CORP COM 458140100 595 15,888 SH   DFND   14,235 0 1,653
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,494 15,880 SH   DFND   70 0 15,810
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 217 5,462 SH   DFND   5,462 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 641 4,327 SH   DFND   4,327 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,633 12,172 SH   DFND   0 0 12,172
INVESCO QQQ TR UNIT SER 1 46090E103 5,955 21,200 SH   DFND   20,428 0 772
INVESCO QQQ TR UNIT SER 1 46090E103 865 15,000 SH Put DFND   15,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204 67,140 1,956,734 SH   DFND   1,417,495 0 539,239
ISHARES INC ESG AWR MSCI EM 46434G863 1,912 59,145 SH   DFND   59,145 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 392 14,300 SH   DFND   0 0 14,300
ISHARES INC MSCI SWITZERLAND 464286749 1,583 38,119 SH   DFND   31,899 0 6,220
ISHARES INC MSCI TAIWAN ETF 46434G772 263 5,210 SH   DFND   5,210 0 0
ISHARES INC MSCI WORLD ETF 464286392 660 6,155 SH   DFND   6,155 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 4,696 56,720 SH   DFND   56,720 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 1,215 10,173 SH   DFND   10,173 0 0
ISHARES TR COHEN STEER REIT 464287564 361 5,936 SH   DFND   5,936 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,239 22,295 SH   DFND   22,295 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,254 21,343 SH   DFND   21,343 0 0
ISHARES TR CORE MSCI PAC 46434V696 359 6,890 SH   DFND   6,890 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 284 4,973 SH   DFND   4,973 0 0
ISHARES TR CORE S&P SCP ETF 464287804 229 2,481 SH   DFND   2,481 0 0
ISHARES TR CORE S&P US GWT 464287671 270 3,227 SH   DFND   3,227 0 0
ISHARES TR CORE S&P500 ETF 464287200 16,990 44,806 SH   DFND   11,367 0 33,439
ISHARES TR EAFE VALUE ETF 464288877 496 11,438 SH   DFND   4,403 0 7,035
ISHARES TR ESG AW MSCI EAFE 46435G516 2,735 43,581 SH   DFND   37,844 0 5,737
ISHARES TR ESG AWR MSCI USA 46435G425 5,421 64,627 SH   DFND   63,153 0 1,474
ISHARES TR GRWT ALLOCAT ETF 464289867 293 6,085 SH   DFND   6,085 0 0
ISHARES TR MODERT ALLOC ETF 464289875 61,080 1,567,752 SH   DFND   1,277,853 0 289,899
ISHARES TR MSCI ACWI ETF 464288257 3,780 45,057 SH   DFND   44,716 0 341
ISHARES TR MSCI EAFE ETF 464287465 10,374 165,995 SH   DFND   151,900 0 14,095
ISHARES TR MSCI EMG MKT ETF 464287234 719 17,896 SH   DFND   984 0 16,912
ISHARES TR MSCI INTL QUALTY 46434V456 2,147 69,372 SH   DFND   57,884 0 11,488
ISHARES TR MSCI KLD400 SOC 464288570 324 4,508 SH   DFND   0 0 4,508
ISHARES TR MSCI LW CRB TG 46434V464 2,958 21,624 SH   DFND   20,879 0 745
ISHARES TR MSCI USA QLT FCT 46432F339 1,953 17,465 SH   DFND   12,778 0 4,687
ISHARES TR NATIONAL MUN ETF 464288414 4,333 40,744 SH   DFND   40,744 0 0
ISHARES TR NEW ZEALAND ETF 464289123 684 15,385 SH   DFND   15,385 0 0
ISHARES TR RUS 1000 ETF 464287622 7,380 35,525 SH   DFND   34,761 0 764
ISHARES TR RUS 1000 GRW ETF 464287614 4,456 20,372 SH   DFND   20,359 0 13
ISHARES TR RUS 1000 VAL ETF 464287598 3,394 23,423 SH   DFND   23,405 0 18
ISHARES TR RUS 2000 GRW ETF 464287648 320 17,500 SH Put DFND   17,500 0 0
ISHARES TR RUS MD CP GR ETF 464287481 802 10,120 SH   DFND   10,120 0 0
ISHARES TR RUS MID CAP ETF 464287499 220 3,401 SH   DFND   3,401 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6,265 36,992 SH   DFND   19,962 0 17,030
ISHARES TR RUSSELL 3000 ETF 464287689 15,157 69,717 SH   DFND   61,665 0 8,052
ISHARES TR S&P 500 GRWT ETF 464287309 3,232 53,559 SH   DFND   53,559 0 0
ISHARES TR S&P MC 400GR ETF 464287606 23,101 362,555 SH   DFND   296,952 0 65,603
ISHARES TR U.S. TECH ETF 464287721 761 9,524 SH   DFND   9,524 0 0
JD.COM INC SPON ADR CL A 47215P106 704 10,960 SH   DFND   10,960 0 0
JOHNSON & JOHNSON COM 478160104 1,111 6,272 SH   DFND   5,330 0 942
JPMORGAN CHASE & CO COM 46625H100 2,596 23,043 SH   DFND   22,468 0 575
KINDER MORGAN INC DEL COM 49456B101 482 28,775 SH   DFND   0 0 28,775
KODIAK SCIENCES INC COM 50015M109 76 10,000 SH   DFND   0 0 10,000
KRANESHARES TR QUADRTC INT RT 500767736 361 14,265 SH   DFND   14,265 0 0
LAUDER ESTEE COS INC CL A 518439104 214 845 SH   DFND   530 0 315
LIBERTY BROADBAND CORP COM SER C 530307305 369 3,185 SH   DFND   3,185 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 389 10,785 SH   DFND   10,785 0 0
LILIUM N V CLASS A ORD SHS N52586109 118 50,000 SH   DFND   50,000 0 0
LOWES COS INC COM 548661107 906 5,190 SH   DFND   4,990 0 200
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 4,094 85,731 SH   DFND   6 0 85,725
MARKEL CORP COM 570535104 216 167 SH   DFND   75 0 92
MASTERCARD INCORPORATED CL A 57636Q104 2,016 6,392 SH   DFND   5,980 0 412
MCDONALDS CORP COM 580135101 1,157 4,695 SH   DFND   4,495 0 200
MERCK & CO INC COM 58933Y105 244 2,637 SH   DFND   1,952 0 685
META PLATFORMS INC CL A 30303M102 1,640 10,173 SH   DFND   8,232 0 1,941
MICROSOFT CORP COM 594918104 9,228 35,912 SH   DFND   21,257 0 14,655
MIMEDX GROUP INC COM 602496101 37 10,422 SH   DFND   10,422 0 0
NEXTERA ENERGY INC COM 65339F101 966 12,468 SH   DFND   2,288 0 10,180
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 2,869 38,690 SH   DFND   0 0 38,690
NIKE INC CL B 654106103 316 3,063 SH   DFND   2,278 0 785
NOVO-NORDISK A S ADR 670100205 241 2,160 SH   DFND   3 0 2,157
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 32,664 951,573 SH   DFND   854,239 0 97,334
NUVEEN MUN VALUE FD INC COM 670928100 3,317 371,283 SH   DFND   282,641 0 88,642
NVIDIA CORPORATION COM 67066G104 1,319 8,695 SH   DFND   8,367 0 328
OCCIDENTAL PETE CORP COM 674599105 203 3,446 SH   DFND   3,446 0 0
ONEOK INC NEW COM 682680103 1,488 26,805 SH   DFND   0 0 26,805
ORACLE CORP COM 68389X105 6,903 98,792 SH   DFND   93,014 0 5,778
OTIS WORLDWIDE CORP COM 68902V107 202 2,857 SH   DFND   1,666 0 1,191
PENUMBRA INC COM 70975L107 1,179 9,462 SH   DFND   9,462 0 0
PEPSICO INC COM 713448108 3,511 21,077 SH   DFND   8,291 0 12,786
PFIZER INC COM 717081103 705 13,405 SH   DFND   11,948 0 1,457
PHILIP MORRIS INTL INC COM 718172109 406 4,068 SH   DFND   4,068 0 0
PHILLIPS 66 COM 718546104 896 10,937 SH   DFND   2,745 0 8,192
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 1,575 160,388 SH   DFND   0 0 160,388
PROCEPT BIOROBOTICS CORP COM 74276L105 2,820 86,236 SH   DFND   86,236 0 0
PROCTER AND GAMBLE CO COM 742718109 406 2,822 SH   DFND   1,816 0 1,006
PROLOGIS INC. COM 74340W103 25,924 220,348 SH   DFND   214,433 0 5,915
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,732 27,380 SH   DFND   3,000 0 24,380
QUALCOMM INC COM 747525103 1,869 14,632 SH   DFND   14,632 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 630 6,523 SH   DFND   3,541 0 2,982
REGENERON PHARMACEUTICALS COM 75886F107 225 380 SH   DFND   380 0 0
RELMADA THERAPEUTICS INC COM 75955J402 194 10,215 SH   DFND   10,215 0 0
ROBLOX CORP CL A 771049103 255 7,758 SH   DFND   6,783 0 975
ROCKWELL AUTOMATION INC COM 773903109 1,279 6,416 SH   DFND   8 0 6,408
SALESFORCE INC COM 79466L302 856 5,188 SH   DFND   4,644 0 544
SCHWAB CHARLES CORP COM 808513105 347 5,495 SH   DFND   4,595 0 900
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 8,112 159,372 SH   DFND   31,972 0 127,400
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 394 8,703 SH   DFND   0 0 8,703
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,230 27,532 SH   DFND   27,532 0 0
SEI INVTS CO COM 784117103 1,012 18,721 SH   DFND   18,721 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,775 52,786 SH   DFND   52,786 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 816 11,303 SH   DFND   11,303 0 0
SEMPRA COM 816851109 1,177 7,830 SH   DFND   0 0 7,830
SFL CORPORATION LTD SHS G7738W106 95 10,000 SH   DFND   0 0 10,000
SHELL MIDSTREAM PARTNERS L P UNIT LTD INT 822634101 503 35,730 SH   DFND   0 0 35,730
SHOCKWAVE MED INC COM 82489T104 2,708 14,166 SH   DFND   14,166 0 0
SIMON PPTY GROUP INC NEW COM 828806109 505 5,330 SH   DFND   5,330 0 0
SNOWFLAKE INC CL A 833445109 2,891 20,782 SH   DFND   19,327 0 1,455
SPDR GOLD TR GOLD SHS 78463V107 3,194 18,966 SH   DFND   15,966 0 3,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 49,570 130,848 SH   DFND   79,019 0 51,829
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,175 2,831 SH   DFND   0 0 2,831
SPDR SER TR COMP SOFTWARE 78464A599 1,110 10,000 SH   DFND   10,000 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 701 14,828 SH   DFND   0 0 14,828
SPDR SER TR PORTFOLIO S&P400 78464A847 274,284 6,910,743 SH   DFND   4,227,664 0 2,683,079
SPDR SER TR S&P DIVID ETF 78464A763 9,578 80,703 SH   DFND   76,268 0 4,435
SPDR SER TR S&P OILGAS EXP 78468R556 1,480 12,392 SH   DFND   12,392 0 0
SPDR SER TR S&P OILGAS EXP 78468R556 430 32,400 SH Call DFND   32,400 0 0
STARBUCKS CORP COM 855244109 874 11,459 SH   DFND   7,946 0 3,513
STEM INC COM 85859N102 1,707 238,460 SH   DFND   0 0 238,460
STITCH FIX INC COM CL A 860897107 254 51,506 SH   DFND   51,506 0 0
TC ENERGY CORP COM 87807B107 4,466 86,199 SH   DFND   0 0 86,199
TEMPUR SEALY INTL INC COM 88023U101 207 9,691 SH   DFND   9,691 0 0
TESLA INC COM 88160R101 3,584 5,322 SH   DFND   4,535 0 787
THERMO FISHER SCIENTIFIC INC COM 883556102 363 668 SH   DFND   568 0 100
UBER TECHNOLOGIES INC COM 90353T100 13,853 677,078 SH   DFND   677,078 0 0
UNION PAC CORP COM 907818108 898 4,207 SH   DFND   4,207 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,602 3,118 SH   DFND   2,948 0 170
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 627 3,082 SH   DFND   3,082 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 397 7,996 SH   DFND   7,996 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 218 1,663 SH   DFND   713 0 950
VANGUARD INDEX FDS GROWTH ETF 922908736 2,604 11,693 SH   DFND   6,874 0 4,819
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 657 3,743 SH   DFND   3,743 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 223 1,132 SH   DFND   82 0 1,050
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 15,649 171,783 SH   DFND   92,089 0 79,694
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 20,682 59,381 SH   DFND   53,413 0 5,968
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,038 5,899 SH   DFND   4,954 0 945
VANGUARD INDEX FDS TOTAL STK MKT 922908769 85,207 451,697 SH   DFND   310,077 0 141,620
VANGUARD INDEX FDS VALUE ETF 922908744 1,566 11,880 SH   DFND   5,965 0 5,915
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,801 187,353 SH   DFND   97,410 0 89,943
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,400 51,588 SH   DFND   42,340 0 9,248
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 14,942 312,522 SH   DFND   245,101 0 67,421
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,977 33,589 SH   DFND   33,589 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 785 5,470 SH   DFND   5,470 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,447 47,407 SH   DFND   47,407 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 4,735 116,056 SH   DFND   100,676 0 15,380
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,525 15,002 SH   DFND   15,002 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 482 5,125 SH   DFND   0 0 5,125
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,646 5,040 SH   DFND   643 0 4,397
VERIZON COMMUNICATIONS INC COM 92343V104 23,788 468,726 SH   DFND   170,734 0 297,992
VINTAGE WINE ESTATES INC COM 92747V106 79 10,000 SH   DFND   0 0 10,000
VISA INC COM CL A 92826C839 2,004 10,171 SH   DFND   9,152 0 1,019
WAITR HLDGS INC COM 930752100 4 28,969 SH   DFND   28,969 0 0
WALMART INC COM 931142103 2,300 18,924 SH   DFND   1,474 0 17,450
WARNER BROS DISCOVERY INC COM SER A 934423104 175 13,135 SH   DFND   12,807 0 328
WEC ENERGY GROUP INC COM 92939U106 620 6,160 SH   DFND   0 0 6,160
WESTLAKE CHEM PARTNERS LP COM UNIT RP LP 960417103 994 39,895 SH   DFND   0 0 39,895
WILLIAMS COS INC COM 969457100 1,417 45,403 SH   DFND   357 0 45,046
WILLIS TOWERS WATSON PLC LTD SHS G96629103 641 3,234 SH   DFND   0 0 3,234
WISDOMTREE TR JAPN HEDGE EQT 97717W851 343 5,500 SH   DFND   0 0 5,500
YUM BRANDS INC COM 988498101 261 2,289 SH   DFND   1,559 0 730