The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,179 16,836 SH   SOLE   16,836 0 0
ABB LTD SPONSORED ADR 000375204 1,113 41,645 SH   SOLE   41,645 0 0
ABBOTT LABS COM 002824100 2,980 27,428 SH   SOLE   27,428 0 0
ABBVIE INC COM 00287Y109 4,173 27,248 SH   SOLE   27,248 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,989 14,366 SH   SOLE   14,366 0 0
ACTIVISION BLIZZARD INC COM 00507V109 621 7,981 SH   SOLE   7,981 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,515 9,603 SH   SOLE   9,603 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,747 22,848 SH   SOLE   22,848 0 0
AEGON N V NY REGISTRY SHS 007924103 536 122,379 SH   SOLE   122,379 0 0
AFLAC INC COM 001055102 326 5,892 SH   SOLE   5,892 0 0
AIR PRODS & CHEMS INC COM 009158106 1,502 6,246 SH   SOLE   6,246 0 0
ALAUNOS THERAPEUTICS INC COM 98973P101 19 15,000 SH   SOLE   15,000 0 0
ALPHABET INC CAP STK CL A 02079K305 8,055 3,696 SH   SOLE   3,696 0 0
ALPHABET INC CAP STK CL C 02079K107 8,229 3,762 SH   SOLE   3,762 0 0
ALTERYX INC NOTE 0.500% 8/0 02156BAD5 447 510,000 SH   SOLE   510,000 0 0
ALTRIA GROUP INC COM 02209S103 504 12,070 SH   SOLE   12,070 0 0
AMAZON COM INC COM 023135106 10,442 98,317 SH   SOLE   98,317 0 0
AMCOR PLC ORD G0250X107 135 10,865 SH   SOLE   10,865 0 0
AMERICAN ELEC PWR CO INC COM 025537101 676 7,047 SH   SOLE   7,047 0 0
AMERICAN EXPRESS CO COM 025816109 2,560 18,467 SH   SOLE   18,467 0 0
AMERICAN TOWER CORP NEW COM 03027X100 915 3,580 SH   SOLE   3,580 0 0
AMERIPRISE FINL INC COM 03076C106 729 3,068 SH   SOLE   3,068 0 0
AMGEN INC COM 031162100 1,105 4,542 SH   SOLE   4,542 0 0
ANALOG DEVICES INC COM 032654105 1,413 9,673 SH   SOLE   9,673 0 0
AON PLC SHS CL A G0403H108 1,102 4,087 SH   SOLE   4,087 0 0
APOLLO COML REAL ESTATE FIN NOTE 5.375%10/1 03762UAC9 477 488,000 SH   SOLE   488,000 0 0
APPLE INC COM 037833100 43,425 317,619 SH   SOLE   317,619 0 0
APPLIED MATLS INC COM 038222105 1,358 14,926 SH   SOLE   14,926 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 284 3,666 SH   SOLE   3,666 0 0
ARES CAPITAL CORP NOTE 4.625% 3/0 04010LAW3 156 150,000 SH   SOLE   150,000 0 0
ARGENX SE SPONSORED ADR 04016X101 537 1,417 SH   SOLE   1,417 0 0
ASHLAND GLOBAL HLDGS INC COM 044186104 223 2,165 SH   SOLE   2,165 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,516 3,186 SH   SOLE   3,186 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 1,942 29,395 SH   SOLE   29,395 0 0
AT&T INC COM 00206R102 1,100 52,464 SH   SOLE   52,464 0 0
ATI PHYSICAL THERAPY INC COM CL A 00216W109 17 12,000 SH   SOLE   12,000 0 0
ATMOS ENERGY CORP COM 049560105 833 7,432 SH   SOLE   7,432 0 0
AUTODESK INC COM 052769106 437 2,543 SH   SOLE   2,543 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,318 15,799 SH   SOLE   15,799 0 0
AVANTOR INC COM 05352A100 384 12,355 SH   SOLE   12,355 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 153 33,762 SH   SOLE   33,762 0 0
BANCO SANTANDER S.A. ADR 05964H105 227 80,917 SH   SOLE   80,917 0 0
BANK NEW YORK MELLON CORP COM 064058100 488 11,705 SH   SOLE   11,705 0 0
BARCLAYS PLC ADR 06738E204 576 75,758 SH   SOLE   75,758 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,454 6 SH   SOLE   6 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 19,541 71,575 SH   SOLE   71,575 0 0
BHP GROUP LTD SPONSORED ADS 088606108 1,027 18,282 SH   SOLE   18,282 0 0
BIOCRYST PHARMACEUTICALS INC COM 09058V103 169 16,000 SH   SOLE   16,000 0 0
BK OF AMERICA CORP COM 060505104 3,203 102,897 SH   SOLE   102,897 0 0
BLACKROCK INC COM 09247X101 2,164 3,553 SH   SOLE   3,553 0 0
BLACKSTONE INC COM 09260D107 461 5,053 SH   SOLE   5,053 0 0
BLACKSTONE MORTGAGE TRUST IN NOTE 4.750% 3/1 09257WAC4 377 380,000 SH   SOLE   380,000 0 0
BNY MELLON ETF TRUST US LRG CP CORE 09661T107 220 3,150 SH   SOLE   3,150 0 0
BOEING CO COM 097023105 654 4,780 SH   SOLE   4,780 0 0
BOOKING HOLDINGS INC COM 09857L108 771 441 SH   SOLE   441 0 0
BP PLC SPONSORED ADR 055622104 1,452 51,232 SH   SOLE   51,232 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,783 23,155 SH   SOLE   23,155 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 911 21,228 SH   SOLE   21,228 0 0
BROADCOM INC COM 11135F101 2,637 5,429 SH   SOLE   5,429 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 986 6,919 SH   SOLE   6,919 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 885 19,891 SH   SOLE   19,891 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 400 10,465 SH   SOLE   10,465 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 433 2,883 SH   SOLE   2,883 0 0
CAPITAL ONE FINL CORP COM 14040H105 581 5,579 SH   SOLE   5,579 0 0
CARDINAL HEALTH INC COM 14149Y108 807 15,433 SH   SOLE   15,433 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 246 6,895 SH   SOLE   6,895 0 0
CATERPILLAR INC COM 149123101 1,857 10,389 SH   SOLE   10,389 0 0
CDK GLOBAL INC COM 12508E101 252 4,607 SH   SOLE   4,607 0 0
CELANESE CORP DEL COM 150870103 360 3,063 SH   SOLE   3,063 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 230 490 SH   SOLE   490 0 0
CHEVRON CORP NEW COM 166764100 5,700 39,372 SH   SOLE   39,372 0 0
CHUBB LIMITED COM H1467J104 3,059 15,561 SH   SOLE   15,561 0 0
CHURCH & DWIGHT CO INC COM 171340102 936 10,104 SH   SOLE   10,104 0 0
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 269 133,085 SH   SOLE   133,085 0 0
CIGNA CORP NEW COM 125523100 1,563 5,931 SH   SOLE   5,931 0 0
CISCO SYS INC COM 17275R102 2,331 54,677 SH   SOLE   54,677 0 0
CITIGROUP INC COM NEW 172967424 1,367 29,722 SH   SOLE   29,722 0 0
CLOROX CO DEL COM 189054109 1,203 8,536 SH   SOLE   8,536 0 0
CME GROUP INC COM 12572Q105 260 1,270 SH   SOLE   1,270 0 0
COCA COLA CO COM 191216100 4,694 74,620 SH   SOLE   74,620 0 0
COLGATE PALMOLIVE CO COM 194162103 1,458 18,191 SH   SOLE   18,191 0 0
COLUMBIA FINL INC COM 197641103 449 20,566 SH   SOLE   20,566 0 0
COMCAST CORP NEW CL A 20030N101 1,838 46,834 SH   SOLE   46,834 0 0
CONOCOPHILLIPS COM 20825C104 1,835 20,432 SH   SOLE   20,432 0 0
CONSOLIDATED EDISON INC COM 209115104 1,212 12,749 SH   SOLE   12,749 0 0
CONSTELLATION ENERGY CORP COM 21037T109 237 4,138 SH   SOLE   4,138 0 0
COSAN S A ADS 22113B103 171 12,299 SH   SOLE   12,299 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,673 9,749 SH   SOLE   9,749 0 0
CRH PLC ADR 12626K203 473 13,573 SH   SOLE   13,573 0 0
CRITEO S A SPONS ADS 226718104 512 20,981 SH   SOLE   20,981 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 428 2,539 SH   SOLE   2,539 0 0
CSX CORP COM 126408103 523 18,001 SH   SOLE   18,001 0 0
CVS HEALTH CORP COM 126650100 1,662 17,941 SH   SOLE   17,941 0 0
DANAHER CORPORATION COM 235851102 2,388 9,418 SH   SOLE   9,418 0 0
DECKERS OUTDOOR CORP COM 243537107 280 1,097 SH   SOLE   1,097 0 0
DEERE & CO COM 244199105 1,257 4,196 SH   SOLE   4,196 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 666 3,825 SH   SOLE   3,825 0 0
DISNEY WALT CO COM 254687106 2,157 22,850 SH   SOLE   22,850 0 0
DOLLAR GEN CORP NEW COM 256677105 273 1,114 SH   SOLE   1,114 0 0
DOMINION ENERGY INC COM 25746U109 992 12,432 SH   SOLE   12,432 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,786 16,663 SH   SOLE   16,663 0 0
DUPONT DE NEMOURS INC COM 26614N102 520 9,360 SH   SOLE   9,360 0 0
EATON CORP PLC SHS G29183103 1,376 10,921 SH   SOLE   10,921 0 0
EATON VANCE SR INCOME TR SH BEN INT 27826S103 204 37,336 SH   SOLE   37,336 0 0
EATON VANCE TX ADV GLBL DIV COM 27828S101 169 10,460 SH   SOLE   10,460 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 851 8,948 SH   SOLE   8,948 0 0
ELEVANCE HEALTH INC COM 036752103 935 1,938 SH   SOLE   1,938 0 0
EMCORE CORP COM NEW 290846203 68 22,020 SH   SOLE   22,020 0 0
EMERSON ELEC CO COM 291011104 1,865 23,447 SH   SOLE   23,447 0 0
ENI S P A SPONSORED ADR 26874R108 398 16,701 SH   SOLE   16,701 0 0
ENTERA BIO LTD SHS M40527109 16 11,830 SH   SOLE   11,830 0 0
EOG RES INC COM 26875P101 1,848 16,732 SH   SOLE   16,732 0 0
EOS ENERGY ENTERPRISES INC COM CL A 29415C101 12 10,000 SH   SOLE   10,000 0 0
EQUINIX INC COM 29444U700 775 1,179 SH   SOLE   1,179 0 0
EQUINOR ASA SPONSORED ADR 29446M102 949 27,315 SH   SOLE   27,315 0 0
ERICSSON ADR B SEK 10 294821608 91 12,307 SH   SOLE   12,307 0 0
ESSEX PPTY TR INC COM 297178105 681 2,602 SH   SOLE   2,602 0 0
EXELON CORP COM 30161N101 1,808 39,903 SH   SOLE   39,903 0 0
EXXON MOBIL CORP COM 30231G102 7,792 90,986 SH   SOLE   90,986 0 0
F N B CORP COM 302520101 122 11,279 SH   SOLE   11,279 0 0
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 706 7,369 SH   SOLE   7,369 0 0
FEDEX CORP COM 31428X106 1,104 4,869 SH   SOLE   4,869 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 534 5,821 SH   SOLE   5,821 0 0
FIRST HORIZON CORPORATION COM 320517105 242 11,083 SH   SOLE   11,083 0 0
FRANKLIN RESOURCES INC COM 354613101 701 30,052 SH   SOLE   30,052 0 0
FREEPORT-MCMORAN INC CL B 35671D857 385 13,148 SH   SOLE   13,148 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 309 12,404 SH   SOLE   12,404 0 0
GENERAL DYNAMICS CORP COM 369550108 494 2,234 SH   SOLE   2,234 0 0
GENERAL ELECTRIC CO COM NEW 369604301 494 7,755 SH   SOLE   7,755 0 0
GENERAL MTRS CO COM 37045V100 844 26,586 SH   SOLE   26,586 0 0
GENUINE PARTS CO COM 372460105 820 6,165 SH   SOLE   6,165 0 0
GLOBAL PMTS INC COM 37940X102 437 3,949 SH   SOLE   3,949 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 3,064 10,315 SH   SOLE   10,315 0 0
GSK PLC SPONSORED ADR 37733W105 1,455 33,425 SH   SOLE   33,425 0 0
GUIDEWIRE SOFTWARE INC NOTE 1.250% 3/1 40171VAA8 57 61,666 SH   SOLE   61,666 0 0
HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300 31 10,000 SH   SOLE   10,000 0 0
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 14,967 396,157 SH   SOLE   396,157 0 0
HCA HEALTHCARE INC COM 40412C101 592 3,521 SH   SOLE   3,521 0 0
HERSHEY CO COM 427866108 225 1,046 SH   SOLE   1,046 0 0
HOME DEPOT INC COM 437076102 5,680 20,708 SH   SOLE   20,708 0 0
HONDA MOTOR LTD AMERN SHS 438128308 716 29,658 SH   SOLE   29,658 0 0
HONEYWELL INTL INC COM 438516106 2,789 16,044 SH   SOLE   16,044 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 1,226 37,522 SH   SOLE   37,522 0 0
HUBBELL INC COM 443510607 3,236 18,123 SH   SOLE   18,123 0 0
ICICI BANK LIMITED ADR 45104G104 370 20,835 SH   SOLE   20,835 0 0
ICON PLC SHS G4705A100 338 1,558 SH   SOLE   1,558 0 0
ILLINOIS TOOL WKS INC COM 452308109 2,312 12,687 SH   SOLE   12,687 0 0
INFOSYS LTD SPONSORED ADR 456788108 751 40,597 SH   SOLE   40,597 0 0
ING GROEP N.V. SPONSORED ADR 456837103 735 74,141 SH   SOLE   74,141 0 0
INGREDION INC COM 457187102 429 4,865 SH   SOLE   4,865 0 0
INNOVIVA INC NOTE 2.125% 1/1 88338TAB0 64 65,000 SH   SOLE   65,000 0 0
INTEL CORP COM 458140100 2,451 65,523 SH   SOLE   65,523 0 0
INTERCONTINENTAL HOTELS GROU SPONSORED ADS 45857P806 313 5,789 SH   SOLE   5,789 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,082 21,828 SH   SOLE   21,828 0 0
INTUIT COM 461202103 1,524 3,953 SH   SOLE   3,953 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 334 1,662 SH   SOLE   1,662 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 2,640 130,263 SH   SOLE   130,263 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 14,845 668,995 SH   SOLE   668,995 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 425 10,114 SH   SOLE   10,114 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 513 1,830 SH   SOLE   1,830 0 0
ISHARES GOLD TR ISHARES NEW 464285204 283 8,259 SH   SOLE   8,259 0 0
ISHARES INC CORE MSCI EMKT 46434G103 60,837 1,240,049 SH   SOLE   1,240,049 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 416 4,067 SH   SOLE   4,067 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 542 5,395 SH   SOLE   5,395 0 0
ISHARES TR CORE MSCI EAFE 46432F842 127,830 2,172,132 SH   SOLE   2,172,132 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,745 30,595 SH   SOLE   30,595 0 0
ISHARES TR CORE S&P MCP ETF 464287507 67,561 298,638 SH   SOLE   298,638 0 0
ISHARES TR CORE S&P SCP ETF 464287804 30,940 334,817 SH   SOLE   334,817 0 0
ISHARES TR CORE S&P TTL STK 464287150 3,797 45,326 SH   SOLE   45,326 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,434 3,782 SH   SOLE   3,782 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,944 19,120 SH   SOLE   19,120 0 0
ISHARES TR IBONDS DEC 46435U697 448 17,233 SH   SOLE   17,233 0 0
ISHARES TR IBONDS DEC 25 46435U432 353 13,266 SH   SOLE   13,266 0 0
ISHARES TR IBONDS DEC 26 46435U259 232 9,137 SH   SOLE   9,137 0 0
ISHARES TR IBONDS DEC 27 46435U283 231 9,176 SH   SOLE   9,176 0 0
ISHARES TR IBONDS DEC2022 46435G755 280 10,810 SH   SOLE   10,810 0 0
ISHARES TR IBONDS DEC2023 46435G318 426 16,690 SH   SOLE   16,690 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 269 5,277 SH   SOLE   5,277 0 0
ISHARES TR MSCI EAFE ETF 464287465 623 9,975 SH   SOLE   9,975 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 297 9,906 SH   SOLE   9,906 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 290 4,126 SH   SOLE   4,126 0 0
ISHARES TR NATIONAL MUN ETF 464288414 20,819 195,745 SH   SOLE   195,745 0 0
ISHARES TR PFD AND INCM SEC 464288687 634 19,297 SH   SOLE   19,297 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,606 7,343 SH   SOLE   7,343 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,004 6,928 SH   SOLE   6,928 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 599 3,535 SH   SOLE   3,535 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 550 9,112 SH   SOLE   9,112 0 0
ISHARES TR S&P 500 VAL ETF 464287408 617 4,487 SH   SOLE   4,487 0 0
ISHARES TR S&P MC 400GR ETF 464287606 343 5,388 SH   SOLE   5,388 0 0
ISHARES TR S&P MC 400VL ETF 464287705 320 3,392 SH   SOLE   3,392 0 0
ISHARES TR SELECT DIVID ETF 464287168 246 2,093 SH   SOLE   2,093 0 0
ISHARES TR TIPS BD ETF 464287176 262 2,303 SH   SOLE   2,303 0 0
JOHNSON & JOHNSON COM 478160104 7,834 44,134 SH   SOLE   44,134 0 0
JOHNSON CTLS INTL PLC SHS G51502105 490 10,231 SH   SOLE   10,231 0 0
JPMORGAN CHASE & CO COM 46625H100 7,133 63,341 SH   SOLE   63,341 0 0
KEYCORP COM 493267108 285 16,537 SH   SOLE   16,537 0 0
KIMBERLY-CLARK CORP COM 494368103 1,362 10,078 SH   SOLE   10,078 0 0
KINDER MORGAN INC DEL COM 49456B101 240 14,318 SH   SOLE   14,318 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 238 11,044 SH   SOLE   11,044 0 0
LAKELAND BANCORP INC COM 511637100 893 61,051 SH   SOLE   61,051 0 0
LAUDER ESTEE COS INC CL A 518439104 535 2,101 SH   SOLE   2,101 0 0
LILLY ELI & CO COM 532457108 3,002 9,260 SH   SOLE   9,260 0 0
LINDE PLC SHS G5494J103 1,493 5,193 SH   SOLE   5,193 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 282 138,289 SH   SOLE   138,289 0 0
LOCKHEED MARTIN CORP COM 539830109 957 2,226 SH   SOLE   2,226 0 0
LOWES COS INC COM 548661107 2,451 14,031 SH   SOLE   14,031 0 0
M & T BK CORP COM 55261F104 935 5,863 SH   SOLE   5,863 0 0
MAMAMANCINI S HLDGS INC COM 56146T103 27 19,000 SH   SOLE   19,000 0 0
MARRIOTT INTL INC NEW CL A 571903202 530 3,899 SH   SOLE   3,899 0 0
MARRIOTT VACATIONS WORLDWIDE NOTE 1.500% 9/1 57164YAB3 20 20,000 SH   SOLE   20,000 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,518 9,779 SH   SOLE   9,779 0 0
MASIMO CORP COM 574795100 203 1,553 SH   SOLE   1,553 0 0
MASTERCARD INCORPORATED CL A 57636Q104 4,057 12,861 SH   SOLE   12,861 0 0
MCDONALDS CORP COM 580135101 4,203 17,024 SH   SOLE   17,024 0 0
MEDTRONIC PLC SHS G5960L103 1,997 22,254 SH   SOLE   22,254 0 0
MERCK & CO INC COM 58933Y105 3,042 33,366 SH   SOLE   33,366 0 0
META PLATFORMS INC CL A 30303M102 3,953 24,517 SH   SOLE   24,517 0 0
METLIFE INC COM 59156R108 1,780 28,345 SH   SOLE   28,345 0 0
MICRON TECHNOLOGY INC COM 595112103 809 14,640 SH   SOLE   14,640 0 0
MICROSOFT CORP COM 594918104 26,025 101,333 SH   SOLE   101,333 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 1,453 272,148 SH   SOLE   272,148 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 534 238,263 SH   SOLE   238,263 0 0
MODERNA INC COM 60770K107 575 4,026 SH   SOLE   4,026 0 0
MONDELEZ INTL INC CL A 609207105 1,832 29,505 SH   SOLE   29,505 0 0
MOODYS CORP COM 615369105 1,076 3,956 SH   SOLE   3,956 0 0
MORGAN STANLEY COM NEW 617446448 1,266 16,640 SH   SOLE   16,640 0 0
MORGAN STANLEY EMERGING MKTS COM 617477104 45 10,000 SH   SOLE   10,000 0 0
MURPHY USA INC COM 626755102 293 1,260 SH   SOLE   1,260 0 0
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 484 88,741 SH   SOLE   88,741 0 0
NETFLIX INC COM 64110L106 1,049 5,997 SH   SOLE   5,997 0 0
NEW MTN FIN CORP COM 647551100 1,752 147,067 SH   SOLE   147,067 0 0
NEW RELIC INC NOTE 0.500% 5/0 64829BAB6 372 385,000 SH   SOLE   385,000 0 0
NEW YORK CMNTY CAP TR V UNIT 05/07/2051 64944P307 302 6,526 SH   SOLE   6,526 0 0
NEWMONT CORP COM 651639106 351 5,886 SH   SOLE   5,886 0 0
NEXTERA ENERGY INC COM 65339F101 3,227 41,660 SH   SOLE   41,660 0 0
NICE LTD SPONSORED ADR 653656108 374 1,944 SH   SOLE   1,944 0 0
NIKE INC CL B 654106103 1,760 17,222 SH   SOLE   17,222 0 0
NOKIA CORP SPONSORED ADR 654902204 544 117,989 SH   SOLE   117,989 0 0
NORDIC AMERICAN TANKERS LIMI COM G65773106 25 11,648 SH   SOLE   11,648 0 0
NORFOLK SOUTHN CORP COM 655844108 573 2,521 SH   SOLE   2,521 0 0
NORTHROP GRUMMAN CORP COM 666807102 960 2,007 SH   SOLE   2,007 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,702 20,131 SH   SOLE   20,131 0 0
NOVO-NORDISK A S ADR 670100205 2,165 19,426 SH   SOLE   19,426 0 0
NUCOR CORP COM 670346105 219 2,099 SH   SOLE   2,099 0 0
NUTRIEN LTD COM 67077M108 328 4,116 SH   SOLE   4,116 0 0
NVIDIA CORPORATION COM 67066G104 5,321 35,102 SH   SOLE   35,102 0 0
OMNICOM GROUP INC COM 681919106 314 4,929 SH   SOLE   4,929 0 0
ORACLE CORP COM 68389X105 2,350 33,637 SH   SOLE   33,637 0 0
ORCHARD THERAPEUTICS PLC ADS 68570P101 13 22,000 SH   SOLE   22,000 0 0
ORIX CORP SPONSORED ADR 686330101 639 7,596 SH   SOLE   7,596 0 0
OTIS WORLDWIDE CORP COM 68902V107 242 3,425 SH   SOLE   3,425 0 0
PARK NATL CORP COM 700658107 383 3,161 SH   SOLE   3,161 0 0
PAYPAL HLDGS INC COM 70450Y103 1,112 15,920 SH   SOLE   15,920 0 0
PEARSON PLC SPONSORED ADR 705015105 475 51,546 SH   SOLE   51,546 0 0
PELOTON INTERACTIVE INC CL A COM 70614W100 101 11,015 SH   SOLE   11,015 0 0
PEPSICO INC COM 713448108 5,088 30,527 SH   SOLE   30,527 0 0
PFIZER INC COM 717081103 5,270 100,523 SH   SOLE   100,523 0 0
PHILIP MORRIS INTL INC COM 718172109 2,301 23,306 SH   SOLE   23,306 0 0
PHILLIPS 66 COM 718546104 405 4,944 SH   SOLE   4,944 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,448 9,179 SH   SOLE   9,179 0 0
PRICE T ROWE GROUP INC COM 74144T108 658 5,796 SH   SOLE   5,796 0 0
PROCORE TECHNOLOGIES INC COM 74275K108 308 6,786 SH   SOLE   6,786 0 0
PROCTER AND GAMBLE CO COM 742718109 6,969 48,463 SH   SOLE   48,463 0 0
PROGRESSIVE CORP COM 743315103 477 4,102 SH   SOLE   4,102 0 0
PROLOGIS INC. COM 74340W103 1,545 13,133 SH   SOLE   13,133 0 0
PRUDENTIAL FINL INC COM 744320102 228 2,379 SH   SOLE   2,379 0 0
PURE STORAGE INC NOTE 0.125% 4/1 74624MAB8 342 305,000 SH   SOLE   305,000 0 0
PURECYCLE TECHNOLOGIES INC COM 74623V103 163 22,001 SH   SOLE   22,001 0 0
QUALCOMM INC COM 747525103 1,672 13,087 SH   SOLE   13,087 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,028 31,502 SH   SOLE   31,502 0 0
REALTY INCOME CORP COM 756109104 898 13,152 SH   SOLE   13,152 0 0
REDWOOD TRUST INC NOTE 5.625% 7/1 758075AD7 10 11,000 SH   SOLE   11,000 0 0
REGENERON PHARMACEUTICALS COM 75886F107 591 999 SH   SOLE   999 0 0
RELX PLC SPONSORED ADR 759530108 976 36,242 SH   SOLE   36,242 0 0
RIO TINTO PLC SPONSORED ADR 767204100 1,029 16,869 SH   SOLE   16,869 0 0
RPM INTL INC COM 749685103 522 6,627 SH   SOLE   6,627 0 0
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203 258 3,842 SH   SOLE   3,842 0 0
S&P GLOBAL INC COM 78409V104 1,393 4,132 SH   SOLE   4,132 0 0
SALESFORCE INC COM 79466L302 1,883 11,408 SH   SOLE   11,408 0 0
SANOFI SPONSORED ADR 80105N105 1,048 20,952 SH   SOLE   20,952 0 0
SAP SE SPON ADR 803054204 787 8,672 SH   SOLE   8,672 0 0
SCHLUMBERGER LTD COM STK 806857108 1,031 28,821 SH   SOLE   28,821 0 0
SCHWAB CHARLES CORP COM 808513105 4,626 73,212 SH   SOLE   73,212 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 500 9,818 SH   SOLE   9,818 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 207 7,324 SH   SOLE   7,324 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,521 34,053 SH   SOLE   34,053 0 0
SEA LTD SPONSORD ADS 81141R100 303 4,528 SH   SOLE   4,528 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 852 11,918 SH   SOLE   11,918 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 571 18,162 SH   SOLE   18,162 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 219 1,591 SH   SOLE   1,591 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 497 3,875 SH   SOLE   3,875 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 703 5,534 SH   SOLE   5,534 0 0
SERVICENOW INC COM 81762P102 1,304 2,743 SH   SOLE   2,743 0 0
SHELL PLC SPON ADS 780259305 1,650 31,551 SH   SOLE   31,551 0 0
SHERWIN WILLIAMS CO COM 824348106 1,072 4,789 SH   SOLE   4,789 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 1,084 13,254 SH   SOLE   13,254 0 0
SOUTHERN CO COM 842587107 1,294 18,146 SH   SOLE   18,146 0 0
SPDR GOLD TR GOLD SHS 78463V107 285 1,690 SH   SOLE   1,690 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,185 16,395 SH   SOLE   16,395 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 495 1,196 SH   SOLE   1,196 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 23,261 444,939 SH   SOLE   444,939 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 22,870 621,125 SH   SOLE   621,125 0 0
SPDR SER TR S&P METALS MNG 78464A755 222 5,122 SH   SOLE   5,122 0 0
STANLEY BLACK & DECKER INC COM 854502101 567 5,408 SH   SOLE   5,408 0 0
STARBUCKS CORP COM 855244109 1,133 14,833 SH   SOLE   14,833 0 0
STRYKER CORPORATION COM 863667101 880 4,426 SH   SOLE   4,426 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 817 138,484 SH   SOLE   138,484 0 0
SUPERNUS PHARMACEUTICALS NOTE 0.625% 4/0 868459AD0 360 371,000 SH   SOLE   371,000 0 0
SYSCO CORP COM 871829107 897 10,584 SH   SOLE   10,584 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 423 5,177 SH   SOLE   5,177 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 491 34,938 SH   SOLE   34,938 0 0
TALARIS THERAPEUTICS INC COM 87410C104 268 59,520 SH   SOLE   59,520 0 0
TARGA RES CORP COM 87612G101 242 4,057 SH   SOLE   4,057 0 0
TARGET CORP COM 87612E106 1,267 8,974 SH   SOLE   8,974 0 0
TELEFONICA S A SPONSORED ADR 879382208 167 32,466 SH   SOLE   32,466 0 0
TENARIS S A SPONSORED ADS 88031M109 215 8,386 SH   SOLE   8,386 0 0
TESLA INC COM 88160R101 9,023 13,399 SH   SOLE   13,399 0 0
TEXAS INSTRS INC COM 882508104 2,778 18,082 SH   SOLE   18,082 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 3,780 6,958 SH   SOLE   6,958 0 0
TJX COS INC NEW COM 872540109 1,077 19,286 SH   SOLE   19,286 0 0
TOLL BROTHERS INC COM 889478103 1,004 22,508 SH   SOLE   22,508 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 376 5,740 SH   SOLE   5,740 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 1,478 28,081 SH   SOLE   28,081 0 0
TOYOTA MOTOR CORP ADS 892331307 1,807 11,721 SH   SOLE   11,721 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 281 2,167 SH   SOLE   2,167 0 0
TRAVELERS COMPANIES INC COM 89417E109 739 4,371 SH   SOLE   4,371 0 0
TRUIST FINL CORP COM 89832Q109 437 9,216 SH   SOLE   9,216 0 0
UBS GROUP AG SHS H42097107 553 34,106 SH   SOLE   34,106 0 0
UNILEVER PLC SPON ADR NEW 904767704 904 19,733 SH   SOLE   19,733 0 0
UNION PAC CORP COM 907818108 3,478 16,306 SH   SOLE   16,306 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,671 14,635 SH   SOLE   14,635 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8,094 15,758 SH   SOLE   15,758 0 0
US BANCORP DEL COM NEW 902973304 1,707 37,092 SH   SOLE   37,092 0 0
V F CORP COM 918204108 586 13,277 SH   SOLE   13,277 0 0
VALERO ENERGY CORP COM 91913Y100 681 6,407 SH   SOLE   6,407 0 0
VALLEY NATL BANCORP COM 919794107 393 37,784 SH   SOLE   37,784 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 27,719 127,362 SH   SOLE   127,362 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 16,507 124,242 SH   SOLE   124,242 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 9,260 41,545 SH   SOLE   41,545 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 329 2,542 SH   SOLE   2,542 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 38,061 193,233 SH   SOLE   193,233 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 167,472 482,795 SH   SOLE   482,795 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 296 1,976 SH   SOLE   1,976 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 16,687 94,750 SH   SOLE   94,750 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 238 1,209 SH   SOLE   1,209 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,174 11,526 SH   SOLE   11,526 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 16,891 128,077 SH   SOLE   128,077 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 363 7,266 SH   SOLE   7,266 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 37,940 910,913 SH   SOLE   910,913 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 32,381 648,667 SH   SOLE   648,667 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 20,529 335,667 SH   SOLE   335,667 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 26,274 328,349 SH   SOLE   328,349 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 404 6,869 SH   SOLE   6,869 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 250 4,436 SH   SOLE   4,436 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 556 3,878 SH   SOLE   3,878 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 58,622 1,436,805 SH   SOLE   1,436,805 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 822 8,078 SH   SOLE   8,078 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 257 1,947 SH   SOLE   1,947 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,529 30,134 SH   SOLE   30,134 0 0
VIAVI SOLUTIONS INC NOTE 1.000% 3/0 925550AB1 220 195,000 SH   SOLE   195,000 0 0
VISA INC COM CL A 92826C839 4,494 22,825 SH   SOLE   22,825 0 0
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3 340 360,000 SH   SOLE   360,000 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 508 32,582 SH   SOLE   32,582 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 782 20,625 SH   SOLE   20,625 0 0
WALMART INC COM 931142103 1,109 9,123 SH   SOLE   9,123 0 0
WASTE MGMT INC DEL COM 94106L109 1,269 8,292 SH   SOLE   8,292 0 0
WEC ENERGY GROUP INC COM 92939U106 225 2,232 SH   SOLE   2,232 0 0
WELLS FARGO CO NEW COM 949746101 2,447 62,474 SH   SOLE   62,474 0 0
WISDOMTREE TR US TOTAL DIVIDND 97717W109 223 3,856 SH   SOLE   3,856 0 0
WNS HLDGS LTD SPON ADR 92932M101 326 4,371 SH   SOLE   4,371 0 0
WPP PLC NEW ADR 92937A102 498 9,844 SH   SOLE   9,844 0 0
YUM BRANDS INC COM 988498101 674 5,934 SH   SOLE   5,934 0 0
YUM CHINA HLDGS INC COM 98850P109 215 4,423 SH   SOLE   4,423 0 0
ZOETIS INC CL A 98978V103 1,467 8,533 SH   SOLE   8,533 0 0