The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 232 13,961 SH   SOLE 0 0 0 13,961
APOLLO COML REAL EST FIN INC COM 03762U105 279 30,761 SH   SOLE 0 0 0 30,761
APPLE INC COM 037833100 462 3,342 SH   SOLE 0 0 0 3,342
ARBOR REALTY TRUST INC COM 038923108 256 21,205 SH   SOLE 0 0 0 21,205
CHEVRON CORP NEW COM 166764100 250 1,564 SH   SOLE 0 0 0 1,564
CORENERGY INFRASTRUCTURE TR COM NEW 21870U502 53 33,697 SH   SOLE 0 0 0 33,697
DBX ETF TR XTRACK MSCI EAFE 233051200 531 15,630 SH   SOLE 0 0 0 15,630
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107 69 68,697 SH   SOLE 0 0 0 68,697
ESSENTIAL PPTYS RLTY TR INC COM 29670E107 576 30,029 SH   SOLE 0 0 0 30,029
ETF SER SOLUTIONS HOYA CAP HOUSI 26922A230 466 15,783 SH   SOLE 0 0 0 15,783
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 1,162 28,565 SH   SOLE 0 0 0 28,565
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 329 16,722 SH   SOLE 0 0 0 16,722
IRON MTN INC DEL COM 46284V101 372 8,425 SH   SOLE 0 0 0 8,425
ISHARES INC MSCI MEXICO ETF 464286822 364 8,060 SH   SOLE 0 0 0 8,060
ISHARES INC MSCI JPN ETF NEW 46434G822 334 6,883 SH   SOLE 0 0 0 6,883
ISHARES INC MSCI GERMANY ETF 464286806 876 43,563 SH   SOLE 0 0 0 43,563
ISHARES TR GLOBAL ENERG ETF 464287341 1,118 30,840 SH   SOLE 0 0 0 30,840
ISHARES TR SP SMCP600VL ETF 464287879 331 3,879 SH   SOLE 0 0 0 3,879
ISHARES TR CORE S&P500 ETF 464287200 1,731 4,822 SH   SOLE 0 0 0 4,822
ISHARES TR RUS 1000 VAL ETF 464287598 1,115 8,083 SH   SOLE 0 0 0 8,083
ISHARES TR MSCI UK ETF NEW 46435G334 2,279 86,750 SH   SOLE 0 0 0 86,750
ISHARES TR CORE US AGGBD ET 464287226 1,970 20,807 SH   SOLE 0 0 0 20,807
ISHARES TR MBS ETF 464288588 1,398 15,550 SH   SOLE 0 0 0 15,550
ISHARES TR INTL SEL DIV ETF 464288448 220 9,777 SH   SOLE 0 0 0 9,777
ISHARES TR EAFE VALUE ETF 464288877 2,981 76,542 SH   SOLE 0 0 0 76,542
ISHARES TR CORE DIV GRWTH 46434V621 1,089 24,177 SH   SOLE 0 0 0 24,177
ISHARES TR EXPONENTIAL TECH 46434V381 366 8,365 SH   SOLE 0 0 0 8,365
ISHARES TR MSCI CHINA A 46434V514 396 12,991 SH   SOLE 0 0 0 12,991
ISHARES TR BROAD USD HIGH 46435U853 1,684 50,140 SH   SOLE 0 0 0 50,140
ISHARES TR JPMORGAN USD EMG 464288281 1,202 15,449 SH   SOLE 0 0 0 15,449
ISHARES TR 10+ YR INVST GRD 464289511 339 7,259 SH   SOLE 0 0 0 7,259
ISHARES TR CORE MSCI TOTAL 46432F834 445 8,793 SH   SOLE 0 0 0 8,793
ISHARES TR CORE MSCI EAFE 46432F842 750 14,249 SH   SOLE 0 0 0 14,249
ISHARES TR CORE 1 5 YR USD 46432F859 714 15,604 SH   SOLE 0 0 0 15,604
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 2,518 62,182 SH   SOLE 0 0 0 62,182
OFFICE PPTYS INCOME TR COM SHS BEN INT 67623C109 229 16,232 SH   SOLE 0 0 0 16,232
READY CAPITAL CORP COM 75574U101 190 18,224 SH   SOLE 0 0 0 18,224
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,873 38,579 SH   SOLE 0 0 0 38,579
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,109 40,588 SH   SOLE 0 0 0 40,588
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 330 8,640 SH   SOLE 0 0 0 8,640
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 447 20,483 SH   SOLE 0 0 0 20,483
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 519 8,505 SH   SOLE 0 0 0 8,505
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,159 49,953 SH   SOLE 0 0 0 49,953
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 263 8,478 SH   SOLE 0 0 0 8,478
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 332 4,911 SH   SOLE 0 0 0 4,911
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 399 13,135 SH   SOLE 0 0 0 13,135
SPDR SER TR BBG CONV SEC ETF 78464A359 616 9,788 SH   SOLE 0 0 0 9,788
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,353 19,467 SH   SOLE 0 0 0 19,467
SPDR SER TR PORTFOLIO S&P600 78468R853 422 12,115 SH   SOLE 0 0 0 12,115
SPDR SER TR BLOOMBERG EMERGI 78464A391 283 15,165 SH   SOLE 0 0 0 15,165
SPDR SER TR BLOOMBERG 1 10 Y 78468R861 422 23,032 SH   SOLE 0 0 0 23,032
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 2,837 125,941 SH   SOLE 0 0 0 125,941
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,860 26,768 SH   SOLE 0 0 0 26,768
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,410 86,246 SH   SOLE 0 0 0 86,246
VANGUARD BD INDEX FDS INTERMED TERM 921937819 257 3,552 SH   SOLE 0 0 0 3,552
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 17,601 251,016 SH   SOLE 0 0 0 251,016
VANGUARD INDEX FDS VALUE ETF 922908744 3,389 26,831 SH   SOLE 0 0 0 26,831
VANGUARD INDEX FDS MID CAP ETF 922908629 3,825 20,504 SH   SOLE 0 0 0 20,504
VANGUARD INDEX FDS SMALL CP ETF 922908751 505 2,920 SH   SOLE 0 0 0 2,920
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,070 78,418 SH   SOLE 0 0 0 78,418
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,296 36,349 SH   SOLE 0 0 0 36,349
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,439 59,676 SH   SOLE 0 0 0 59,676
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2,450 55,595 SH   SOLE 0 0 0 55,595
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,503 20,215 SH   SOLE 0 0 0 20,215
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,587 98,801 SH   SOLE 0 0 0 98,801
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 248 4,391 SH   SOLE 0 0 0 4,391
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 520 5,639 SH   SOLE 0 0 0 5,639
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,292 16,917 SH   SOLE 0 0 0 16,917
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 505 2,898 SH   SOLE 0 0 0 2,898
WP CAREY INC COM 92936U109 381 5,561 SH   SOLE 0 0 0 5,561