The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,281 11,592 SH   SOLE   0 0 11,592
ABBOTT LABORATORIES COM 002824100 86 888 SH   SOLE   0 0 888
ABBVIE INC COM 00287Y109 160 1,193 SH   SOLE   0 0 1,193
ACCENTURE PLC SHS Class A G1151C101 25 97 SH   SOLE   0 0 97
ADOBE INC COM 00724F101 20 74 SH   SOLE   0 0 74
ADVANCED MICRO DEVIC COM 007903107 56 890 SH   SOLE   0 0 890
AIR PROD & CHEMICALS COM 009158106 43 185 SH   SOLE   0 0 185
ALCOA CORP COM 013872106 34 1,019 SH   SOLE   0 0 1,019
ALPHABET INC. CAP STK CL A 02079K305 4,051 42,354 SH   SOLE   0 0 42,354
ALPHABET INC. CAP STK CL C 02079K107 371 3,860 SH   SOLE   0 0 3,860
ALTRIA GROUP INC COM 02209S103 48 1,197 SH   SOLE   0 0 1,197
AMAZON.COM INC COM 023135106 4,618 40,868 SH   SOLE   0 0 40,868
AMGEN INC. COM 031162100 136 604 SH   SOLE   0 0 604
APPLE INC COM 037833100 11,935 86,362 SH   SOLE   0 0 86,362
ATLASSIAN CORP PLC CL A G06242104 9 45 SH   SOLE   0 0 45
AUTODESK INC COM 052769106 18 97 SH   SOLE   0 0 97
BANK OF AMERICA CORP COM 060505104 141 4,661 SH   SOLE   0 0 4,661
BECTON DICKINSON&CO COM 075887109 1,831 8,218 SH   SOLE   0 0 8,218
BERKSHIRE HATHAWAY CL B NEW 084670702 2,010 7,527 SH   SOLE   0 0 7,527
BLACKROCK INC COM 09247X101 2,843 5,166 SH   SOLE   0 0 5,166
BOEING CO COM 097023105 107 885 SH   SOLE   0 0 885
BRISTOL-MYERS SQUIBB COM 110122108 83 1,170 SH   SOLE   0 0 1,170
BROADCOM INC COM 11135F101 16 37 SH   SOLE   0 0 37
BROOKFIELD ASSET MGM CL A EXCH LT VTG G16169107 92 2,250 SH   SOLE   0 0 2,250
CARMAX INC COM 143130102 1,141 17,285 SH   SOLE   0 0 17,285
CATERPILLAR INC COM 149123101 2 10 SH   SOLE   0 0 10
CHARLES SCHWAB CORP COM 808513105 3,716 51,701 SH   SOLE   0 0 51,701
CHECK PT SOFTWARE ORD M22465104 34 300 SH   SOLE   0 0 300
CHEVRON CORP COM 166764100 101 703 SH   SOLE   0 0 703
CHOICE HOTELS INTL COM 169905106 1,018 9,295 SH   SOLE   0 0 9,295
CHUBB LTD COM H1467J104 2,384 13,105 SH   SOLE   0 0 13,105
CIRRUS LOGIC INC COM 172755100 21 300 SH   SOLE   0 0 300
CISCO SYSTEMS INC COM 17275R102 12 301 SH   SOLE   0 0 301
CITIGROUP INC COM NEW 172967424 53 1,268 SH   SOLE   0 0 1,268
COLGATE-PALMOLIVE CO COM 194162103 82 1,171 SH   SOLE   0 0 1,171
COMCAST HOLDINGS INC CL A 20030N101 1,738 59,244 SH   SOLE   0 0 59,244
CORTEVA INC COM 22052L104 4 66 SH   SOLE   0 0 66
COSTCO WHOLESALE CO COM 22160K105 1,774 3,756 SH   SOLE   0 0 3,756
CROWDSTRIKE HLDGS INC CL A 22788C105 8 50 SH   SOLE   0 0 50
DELTA AIR LINES INC DEL COM NEW 247361702 950 33,855 SH   SOLE   0 0 33,855
DEXCOM INC COM 252131107 8 100 SH   SOLE   0 0 100
DOMINION ENERGY INC COM 25746U109 81 1,165 SH   SOLE   0 0 1,165
DOW INC COM 260557103 3 66 SH   SOLE   0 0 66
DRAFTKINGS INC NEW COM CL A 26142V105 4 288 SH   SOLE   0 0 288
DUKE ENERGY CORP COM NEW 26441C204 76 820 SH   SOLE   0 0 820
DUPONT DE NEMOURS INC IA COM 26614N102 3 66 SH   SOLE   0 0 66
EDWARDS LIFESCIENCES COM 28176E108 50 600 SH   SOLE   0 0 600
EMERSON ELECTRIC CO COM 291011104 7 100 SH   SOLE   0 0 100
ENBRIDGE INC COM 29250N105 76 2,045 SH   SOLE   0 0 2,045
ENSTAR GROUP LTD SHS G3075P101 62 363 SH   SOLE   0 0 363
ENTERPRISE PRODS PART LP COM 293792107 2 98 SH   SOLE   0 0 98
FEDEX CORP COM 31428X106 174 1,171 SH   SOLE   0 0 1,171
GARTNER INC COM 366651107 12 43 SH   SOLE   0 0 43
GENERAL DYNAMICS CO COM 369550108 1,874 8,831 SH   SOLE   0 0 8,831
GENERAL ELECTRIC CO COM 369604301 811 13,106 SH   SOLE   0 0 13,106
GENERAL MILLS INC COM 370334104 105 1,370 SH   SOLE   0 0 1,370
GENERAL MOTORS CO COM 37045V100 9 265 SH   SOLE   0 0 265
GILEAD SCIENCES INC COM 375558103 19 300 SH   SOLE   0 0 300
GSK PLC ADR SPON ADR 37733W204 14 480 SH   SOLE   0 0 480
GLOBE LIFE INC COM 37959E102 22 225 SH   SOLE   0 0 225
GOLDMAN SACHS GROUP COM 38141G104 41 139 SH   SOLE   0 0 139
HALEON PLC SPON ADS 405552100 4 600 SH   SOLE   0 0 600
HARLEY DAVIDSON INC COM 412822108 5 129 SH   SOLE   0 0 129
HOME DEPOT INC COM 437076102 653 2,368 SH   SOLE   0 0 2,368
HONEYWELL INTL INC COM 438516106 1,942 11,631 SH   SOLE   0 0 11,631
HORMEL FOODS CORP COM 440452100 33 728 SH   SOLE   0 0 728
IDEXX LABS INC COM 45168D104 9 27 SH   SOLE   0 0 27
INDEPENDENCE REALTY REIT COM 45378A106 654 39,098 SH   SOLE   0 0 39,098
INVSC QQQ TRUST SRS 1 ETF UNIT SER 1 46090E103 299 1,118 SH   SOLE   0 0 1,118
IQVIA HOLDINGS INC COM 46266C105 3,068 16,937 SH   SOLE   0 0 16,937
ISHARES BIOTECHNOLOGY ETF NASDAX BIOTECH 464287556 75 642 SH   SOLE   0 0 642
ISHARES CORE S&P 500 ETF CORE S&P 500 ETF 464287200 644 1,797 SH   SOLE   0 0 1,797
ISHARES CORE S&P MID-CAPETF CORE S&P MCP ETF 464287507 499 2,278 SH   SOLE   0 0 2,278
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804 150 1,721 SH   SOLE   0 0 1,721
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ETF 464287226 8 79 SH   SOLE   0 0 79
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 4 64 SH   SOLE   0 0 64
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 7 35 SH   SOLE   0 0 35
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 413 7,135 SH   SOLE   0 0 7,135
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 327 2,545 SH   SOLE   0 0 2,545
ISHARES S&P SMALL CAP 600 ETF SP SMCP600VL ETF 464287879 107 1,294 SH   SOLE   0 0 1,294
ISHARES S&P SMLL CAP 600GRTH ETF S&P SML 600 GWT 464287887 127 1,252 SH   SOLE   0 0 1,252
ISHARES SELECT DIVIDEND ETF SELECT DIVIDEND ETF 464287168 107 1,000 SH   SOLE   0 0 1,000
JOHNSON & JOHNSON COM 478160104 2,474 15,144 SH   SOLE   0 0 15,144
JPMORGAN CHASE & CO COM 46625H100 2,603 24,909 SH   SOLE   0 0 24,909
LAB CO OF AMER HLDG COM NEW 50540R409 1,163 5,680 SH   SOLE   0 0 5,680
LILLY ELI & CO COM 532457108 966 2,989 SH   SOLE   0 0 2,989
LOWES COMPANIES INC COM 548661107 212 1,132 SH   SOLE   0 0 1,132
LPL FINL HLDGS COM 50212V100 5 23 SH   SOLE   0 0 23
LULULEMON ATHLETICA COM 550021109 8 28 SH   SOLE   0 0 28
MASTERCARD INC CL A 57636Q104 3,816 13,421 SH   SOLE   0 0 13,421
MATCH GROUP INC NEW COM 57667L107 7 142 SH   SOLE   0 0 142
MCDONALDS CORP COM 580135101 5 23 SH   SOLE   0 0 23
MEDTRONIC PLC SHS G5960L103 9 109 SH   SOLE   0 0 109
MERCADOLIBRE INC COM 58733R102 8 10 SH   SOLE   0 0 10
MERCK & CO. INC. COM 58933Y105 212 2,462 SH   SOLE   0 0 2,462
META PLATFORMS INC CL A 30303M102 1,612 11,881 SH   SOLE   0 0 11,881
MICROSOFT CORP COM 594918104 6,236 26,774 SH   SOLE   0 0 26,774
MOHAWK INDUSTRIES COM 608190104 80 875 SH   SOLE   0 0 875
MONDELEZ INTL CL A 609207105 88 1,607 SH   SOLE   0 0 1,607
MURPHY USA INC COM 626755102 17 61 SH   SOLE   0 0 61
NIKE INC CL B 654106103 137 1,642 SH   SOLE   0 0 1,642
NOVARTIS AG SPONS ADR 66987V109 139 1,825 SH   SOLE   0 0 1,825
NOVO-NORDISK A S ADR 670100205 22 216 SH   SOLE   0 0 216
NUVEEN MUNICIPAL VALUE C COM 670928100 33 3,955 SH   SOLE   0 0 3,955
NVIDIA CORP COM 67066G104 1,595 13,141 SH   SOLE   0 0 13,141
OCCIDENTAL PETROL CO COM 674599105 14 222 SH   SOLE   0 0 222
O REILLY AUTOMOTIVE COM 67103H107 11 16 SH   SOLE   0 0 16
ORACLE CORP COM 68389X105 20 323 SH   SOLE   0 0 323
ORGANON & CO COM 68622V106 5 205 SH   SOLE   0 0 205
PALO ALTO NETWORKS COM 697435105 267 1,632 SH   SOLE   0 0 1,632
PAYPAL HOLDINGS INCORPOR COM 70450Y103 2,146 24,929 SH   SOLE   0 0 24,929
PELOTON INTERACTIVE INC CL A COM 70614W100 2 268 SH   SOLE   0 0 268
PENN ENTMT INC COM 707569109 9 340 SH   SOLE   0 0 340
PEPSICO INC COM 713448108 14 88 SH   SOLE   0 0 88
PERFORMANCE FOOD GROUP C COM 71377A103 21 500 SH   SOLE   0 0 500
PFIZER INC COM 717081103 2,920 66,725 SH   SOLE   0 0 66,725
PHILIP MORRIS INTL COM 718172109 1,625 19,575 SH   SOLE   0 0 19,575
PIMCO ENHANCED SHRT ETC 72201R833 48 484 SH   SOLE   0 0 484
PNC FINL SERVICES COM 693475105 73 488 SH   SOLE   0 0 488
PROCTER & GAMBLE COM 742718109 1,274 10,093 SH   SOLE   0 0 10,093
PRUDENTIAL FINL COM 744320102 9 100 SH   SOLE   0 0 100
REALTY INCOME CORP DISCOREIT COM 756109104 76 1,300 SH   SOLE   0 0 1,300
REVOLVE GROUP INC CL A 76156B107 6 281 SH   SOLE   0 0 281
SALESFORCE INC COM 79466L302 2,126 14,783 SH   SOLE   0 0 14,783
SEA LTD SPONS ADS 81141R100 7 116 SH   SOLE   0 0 116
SELECT SECTOR HEALTH CARE SPDR ETF SBI HEALTHCARE 81369Y209 17 142 SH   SOLE   0 0 142
SELECT STR FINANCIAL SELECT SPDR ETF FINANCIAL 81369Y605 14 476 SH   SOLE   0 0 476
SERVICE NOW INC COM 81762P102 19 49 SH   SOLE   0 0 49
SHOPIFY INC CL A 82509L107 6 220 SH   SOLE   0 0 220
SOLAREDGE TECH COM 83417M104 9 38 SH   SOLE   0 0 38
SPDR FUND CONSUMER DISCRE SELECT ETF SBI CONS DISCR 81369Y407 13 94 SH   SOLE   0 0 94
SPDR INDEX SHARES EMERG MARKT ETF PORTFOLIO EMG MK 78463X509 4 143 SH   SOLE   0 0 143
SPDR PORTFOLIO DVLPD WRLD EX-US ETF PORTFOLIO DEVLPD 78463X889 9 330 SH   SOLE   0 0 330
SPDR S&P 500 ETF SPDR S&P 500 ETF 78468R796 1,562 4,374 SH   SOLE   0 0 4,374
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 137 1,227 SH   SOLE   0 0 1,227
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 340 847 SH   SOLE   0 0 847
BLOCK INC CL A 852234103 5 98 SH   SOLE   0 0 98
STARBUCKS CORP COM 855244109 2,201 26,121 SH   SOLE   0 0 26,121
STATE STREET CORP COM 857477103 9 142 SH   SOLE   0 0 142
SYNOVUS FINL CO COM 871607107 214 5,717 SH   SOLE   0 0 5,717
TAIWAN SEMICONDUCTR SPONS ADR 874039100 1,121 16,349 SH   SOLE   0 0 16,349
TECHNOLOGY SELECT SECTORSPDR ETF TECHNOLOGY 81369Y803 25 212 SH   SOLE   0 0 212
THE COCA-COLA CO COM 191216100 189 3,377 SH   SOLE   0 0 3,377
TORONTO DOMINION BANK COM NEW 891160509 41 667 SH   SOLE   0 0 667
TRUIST FINL CORP COM 89832Q109 458 10,520 SH   SOLE   0 0 10,520
UBER TECHNOLOGIES INC COM 90353T100 1,426 53,814 SH   SOLE   0 0 53,814
UNITED PARCEL SRVC CL B 911312106 16 100 SH   SOLE   0 0 100
UNITEDHEALTH GRP INC COM 91324P102 3,231 6,397 SH   SOLE   0 0 6,397
VANGUARD ENERGY ETF ENERGY ETF 92204A306 403 3,965 SH   SOLE   0 0 3,965
VANGUARD FTSE ALL WORLD EX US ETF ALLWRLD EX US ETF 922042775 392 8,830 SH   SOLE   0 0 8,830
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858 7 182 SH   SOLE   0 0 182
VANGUARD MID CAP ETF MID CAP ETF 922908629 7 39 SH   SOLE   0 0 39
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 25,053 76,311 SH   SOLE   0 0 76,311
VANGUARD SHORT-TERM BONDETF SHORT TRM BOND 921937827 74 991 SH   SOLE   0 0 991
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 1,367 7,995 SH   SOLE   0 0 7,995
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MKT 921937835 911 12,773 SH   SOLE   0 0 12,773
VANGUARD TOTAL INTERNATIONAL BND ETF TOTAL INT BD ETF 92203J407 61 1,278 SH   SOLE   0 0 1,278
VANGUARD TOTAL INTERNATIONAL STOCK E VG TL INTL STK F 921909768 918 20,049 SH   SOLE   0 0 20,049
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 3 14 SH   SOLE   0 0 14
VANGUARD VALUE ETF VALUE ETF 922908744 7 58 SH   SOLE   0 0 58
VERIZON COMMUNICATN COM 92343V104 8 200 SH   SOLE   0 0 200
VISA INC COM CL A 92826C839 3,406 19,171 SH   SOLE   0 0 19,171
WALMART INC COM 931142103 17 129 SH   SOLE   0 0 129
WALT DISNEY CO COM 254687106 1,696 17,981 SH   SOLE   0 0 17,981
WELLS FARGO & CO COM NEW 949746101 54 1,345 SH   SOLE   0 0 1,345
WOLFSPEED INC COM 977852102 7 66 SH   SOLE   0 0 66
WORKDAY INC CL A 98138H101 32 209 SH   SOLE   0 0 209
XERIS PHARMACEUTICALS IN COM NEW 98421M106 1 803 SH   SOLE   0 0 803
ZETA GLOBAL HOLDINGS COR CL A 98956A105 293 44,263 SH   SOLE   0 0 44,263
ZIMMER BIOMET HLDGS COM 98956P102 31 300 SH   SOLE   0 0 300
ZOETIS INC CL A 98978V103 16 108 SH   SOLE   0 0 108
ZOOM VIDEO COMMUNICATION CL A 98980L101 7 100 SH   SOLE   0 0 100