The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 224 2,023 SH   SOLE   2,023 0 0
3M COM 88579Y101 12 105 SH   DFND 1 0 105 0
3M COM 88579Y101 33 300 SH   DFND 14 0 300 0
ABBOTT LABS COM 002824100 7,351 75,975 SH   SOLE   75,975 0 0
ABBOTT LABS COM 002824100 1,527 15,777 SH   DFND 1 0 15,777 0
ABBOTT LABS COM 002824100 467 4,825 SH   DFND 13 0 4,825 0
ABBOTT LABS COM 002824100 4,169 43,090 SH   DFND 14 0 43,090 0
ABBOTT LABS COM 002824100 835 8,625 SH   DFND 7 0 8,625 0
ABBOTT LABS COM 002824100 1,144 11,825 SH   DFND 5 0 11,825 0
ABBOTT LABS COM 002824100 460 4,750 SH   DFND 07,14 0 4,750 0
ABBOTT LABS COM 002824100 1,064 11,000 SH   DFND 05,14 0 11,000 0
ABBVIE COM 00287Y109 409 3,050 SH   SOLE   3,050 0 0
ABBVIE COM 00287Y109 530 3,950 SH   DFND 1 0 3,950 0
ABBVIE COM 00287Y109 75 562 SH   DFND 13 0 562 0
ABBVIE COM 00287Y109 27 200 SH   DFND 7 0 200 0
ABBVIE COM 00287Y109 510 3,800 SH   DFND 5 0 3,800 0
ABBVIE COM 00287Y109 671 5,000 SH   DFND 05,14 0 5,000 0
ADOBE SYS COM 00724F101 293 1,063 SH   SOLE   1,063 0 0
ADOBE SYS COM 00724F101 168 610 SH   DFND 14 0 610 0
ADVANCED MICRO DEVICES INC COM 007903107 5,051 79,725 SH   SOLE   79,725 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,038 16,387 SH   DFND 1 0 16,387 0
ADVANCED MICRO DEVICES INC COM 007903107 283 4,473 SH   DFND 13 0 4,473 0
ADVANCED MICRO DEVICES INC COM 007903107 2,603 41,078 SH   DFND 14 0 41,078 0
ADVANCED MICRO DEVICES INC COM 007903107 592 9,348 SH   DFND 7 0 9,348 0
ADVANCED MICRO DEVICES INC COM 007903107 883 13,938 SH   DFND 5 0 13,938 0
ADVANCED MICRO DEVICES INC COM 007903107 191 3,015 SH   DFND 07,14 0 3,015 0
ALBEMARLE COM 012653101 419 1,585 SH   DFND 1 0 1,585 0
ALPHABET INC CL A COM 02079K305 8,147 85,170 SH   SOLE   85,170 0 0
ALPHABET INC CL A COM 02079K305 1,851 19,347 SH   DFND 1 0 19,347 0
ALPHABET INC CL A COM 02079K305 538 5,620 SH   DFND 13 0 5,620 0
ALPHABET INC CL A COM 02079K305 4,495 46,998 SH   DFND 14 0 46,998 0
ALPHABET INC CL A COM 02079K305 884 9,240 SH   DFND 7 0 9,240 0
ALPHABET INC CL A COM 02079K305 1,360 14,220 SH   DFND 5 0 14,220 0
ALPHABET INC CL A COM 02079K305 478 5,000 SH   DFND 07,14 0 5,000 0
ALPHABET INC CL A COM 02079K305 976 10,200 SH   DFND 05,14 0 10,200 0
ALPHABET INC CL C COM 02079K107 15 160 SH   SOLE   160 0 0
ALPHABET INC CL C COM 02079K107 192 2,000 SH   DFND 14 0 2,000 0
ALPHABET INC CL C COM 02079K107 60 620 SH   DFND 13 0 620 0
ALPHABET INC CL C COM 02079K107 19 200 SH   DFND 1 0 200 0
AMAZON.COM COM 023135106 5,045 44,650 SH   SOLE   44,650 0 0
AMAZON.COM COM 023135106 288 2,545 SH   DFND 13 0 2,545 0
AMAZON.COM COM 023135106 2,153 19,050 SH   DFND 14 0 19,050 0
AMAZON.COM COM 023135106 939 8,308 SH   DFND 1 0 8,308 0
AMAZON.COM COM 023135106 522 4,620 SH   DFND 7 0 4,620 0
AMAZON.COM COM 023135106 810 7,165 SH   DFND 5 0 7,165 0
AMAZON.COM COM 023135106 282 2,500 SH   DFND 07,14 0 2,500 0
AMAZON.COM COM 023135106 508 4,500 SH   DFND 05,14 0 4,500 0
AMERICAN EXPRESS COM 025816109 378 2,800 SH   DFND 5 0 2,800 0
AMERICAN EXPRESS COM 025816109 138 1,025 SH   DFND 1 0 1,025 0
AMEX TECHNOLOGY SELECT COM 81369Y803 277 2,331 SH   DFND 14 0 2,331 0
AMGEN INC COM 031162100 354 1,571 SH   SOLE   1,571 0 0
AMGEN INC COM 031162100 214 950 SH   DFND 7 0 950 0
AMGEN INC COM 031162100 28 125 SH   DFND 13 0 125 0
ANALOG DEVICES COM 032654105 7,684 55,144 SH   SOLE   55,144 0 0
ANALOG DEVICES COM 032654105 1,329 9,540 SH   DFND 1 0 9,540 0
ANALOG DEVICES COM 032654105 463 3,322 SH   DFND 13 0 3,322 0
ANALOG DEVICES COM 032654105 3,515 25,225 SH   DFND 14 0 25,225 0
ANALOG DEVICES COM 032654105 887 6,363 SH   DFND 7 0 6,363 0
ANALOG DEVICES COM 032654105 1,042 7,475 SH   DFND 5 0 7,475 0
ANALOG DEVICES COM 032654105 488 3,500 SH   DFND 07,14 0 3,500 0
ANALOG DEVICES COM 032654105 697 5,000 SH   DFND 05,14 0 5,000 0
APPLE INC COM 037833100 10,888 78,786 SH   SOLE   78,786 0 0
APPLE INC COM 037833100 2,646 19,149 SH   DFND 1 0 19,149 0
APPLE INC COM 037833100 755 5,464 SH   DFND 13 0 5,464 0
APPLE INC COM 037833100 6,239 45,147 SH   DFND 14 0 45,147 0
APPLE INC COM 037833100 1,097 7,938 SH   DFND 7 0 7,938 0
APPLE INC COM 037833100 1,736 12,565 SH   DFND 5 0 12,565 0
APPLE INC COM 037833100 539 3,900 SH   DFND 07,14 0 3,900 0
APPLE INC COM 037833100 1,313 9,500 SH   DFND 05,14 0 9,500 0
APTARGROUP COM 038336103 5,440 57,247 SH   SOLE   57,247 0 0
APTARGROUP COM 038336103 1,351 14,213 SH   DFND 1 0 14,213 0
APTARGROUP COM 038336103 360 3,785 SH   DFND 13 0 3,785 0
APTARGROUP COM 038336103 2,965 31,201 SH   DFND 14 0 31,201 0
APTARGROUP COM 038336103 617 6,490 SH   DFND 7 0 6,490 0
APTARGROUP COM 038336103 851 8,950 SH   DFND 5 0 8,950 0
APTARGROUP COM 038336103 352 3,700 SH   DFND 07,14 0 3,700 0
APTARGROUP COM 038336103 646 6,800 SH   DFND 05,14 0 6,800 0
APTIV PLC COM G6095L109 1,153 14,740 SH   SOLE   14,740 0 0
APTIV PLC COM G6095L109 473 6,050 SH   DFND 14 0 6,050 0
APTIV PLC COM G6095L109 143 1,825 SH   DFND 7 0 1,825 0
APTIV PLC COM G6095L109 70 895 SH   DFND 5 0 895 0
APTIV PLC COM G6095L109 10 130 SH   DFND 13 0 130 0
AUTOMATIC DATA PROCESSING COM 053015103 10,627 46,984 SH   SOLE   46,984 0 0
AUTOMATIC DATA PROCESSING COM 053015103 2,379 10,518 SH   DFND 1 0 10,518 0
AUTOMATIC DATA PROCESSING COM 053015103 654 2,892 SH   DFND 13 0 2,892 0
AUTOMATIC DATA PROCESSING COM 053015103 5,329 23,560 SH   DFND 14 0 23,560 0
AUTOMATIC DATA PROCESSING COM 053015103 1,107 4,895 SH   DFND 7 0 4,895 0
AUTOMATIC DATA PROCESSING COM 053015103 1,725 7,625 SH   DFND 5 0 7,625 0
AUTOMATIC DATA PROCESSING COM 053015103 565 2,500 SH   DFND 07,14 0 2,500 0
AUTOMATIC DATA PROCESSING COM 053015103 1,357 6,000 SH   DFND 05,14 0 6,000 0
BECTON DICKINSON COM 075887109 3,468 15,565 SH   SOLE   15,565 0 0
BECTON DICKINSON COM 075887109 1,931 8,665 SH   DFND 14 0 8,665 0
BECTON DICKINSON COM 075887109 163 733 SH   DFND 7 0 733 0
BECTON DICKINSON COM 075887109 173 775 SH   DFND 1 0 775 0
BECTON DICKINSON COM 075887109 197 885 SH   DFND 5 0 885 0
BECTON DICKINSON COM 075887109 196 880 SH   DFND 13 0 880 0
BECTON DICKINSON COM 075887109 167 750 SH   DFND 07,14 0 750 0
BECTON DICKINSON COM 075887109 446 2,000 SH   DFND 05,14 0 2,000 0
BERKSHIRE HATHAWAY CL B COM 084670702 957 3,584 SH   SOLE   3,584 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 267 1,000 SH   DFND 14 0 1,000 0
BERKSHIRE HATHAWAY CL B COM 084670702 43 160 SH   DFND 13 0 160 0
BRISTOL-MYERS SQUIBB COM 110122108 180 2,525 SH   SOLE   2,525 0 0
BRISTOL-MYERS SQUIBB COM 110122108 148 2,075 SH   DFND 1 0 2,075 0
BRISTOL-MYERS SQUIBB COM 110122108 393 5,532 SH   DFND 5 0 5,532 0
CAMBRIDGE BANCORP COM 132152109 229 2,875 SH   SOLE   2,875 0 0
CANADIAN NATL RAILWAY COM 136375102 8,494 78,656 SH   SOLE   78,656 0 0
CANADIAN NATL RAILWAY COM 136375102 2,143 19,842 SH   DFND 1 0 19,842 0
CANADIAN NATL RAILWAY COM 136375102 554 5,130 SH   DFND 13 0 5,130 0
CANADIAN NATL RAILWAY COM 136375102 4,252 39,378 SH   DFND 14 0 39,378 0
CANADIAN NATL RAILWAY COM 136375102 963 8,915 SH   DFND 7 0 8,915 0
CANADIAN NATL RAILWAY COM 136375102 1,105 10,230 SH   DFND 5 0 10,230 0
CANADIAN NATL RAILWAY COM 136375102 513 4,750 SH   DFND 07,14 0 4,750 0
CANADIAN NATL RAILWAY COM 136375102 1,134 10,500 SH   DFND 05,14 0 10,500 0
CARLISLE COS INC COM 142339100 259 925 SH   DFND 1 0 925 0
CATERPILLAR COM 149123101 191 1,165 SH   SOLE   1,165 0 0
CATERPILLAR COM 149123101 295 1,800 SH   DFND 5 0 1,800 0
CHEVRON COM 166764100 2,851 19,846 SH   SOLE   19,846 0 0
CHEVRON COM 166764100 759 5,285 SH   DFND 1 0 5,285 0
CHEVRON COM 166764100 259 1,804 SH   DFND 13 0 1,804 0
CHEVRON COM 166764100 474 3,300 SH   DFND 14 0 3,300 0
CHEVRON COM 166764100 539 3,750 SH   DFND 7 0 3,750 0
CHEVRON COM 166764100 611 4,250 SH   DFND 5 0 4,250 0
CHEVRON COM 166764100 287 2,000 SH   DFND 07,14 0 2,000 0
CHEVRON COM 166764100 431 3,000 SH   DFND 05,14 0 3,000 0
CHUBB LIMITED COM H1467J104 36 200 SH   SOLE   200 0 0
CHUBB LIMITED COM H1467J104 455 2,500 SH   DFND 5 0 2,500 0
CHUBB LIMITED COM H1467J104 18 100 SH   DFND 1 0 100 0
CHUBB LIMITED COM H1467J104 182 1,000 SH   DFND 05,14 0 1,000 0
CHURCH & DWIGHT COM 171340102 443 6,200 SH   SOLE   6,200 0 0
CHURCH & DWIGHT COM 171340102 45 625 SH   DFND 1 0 625 0
CIGNA CORP NEW COM 125523100 90 325 SH   SOLE   325 0 0
CIGNA CORP NEW COM 125523100 325 1,170 SH   DFND 1 0 1,170 0
CISCO SYS INC COM 17275R102 219 5,480 SH   SOLE   5,480 0 0
CISCO SYS INC COM 17275R102 175 4,365 SH   DFND 14 0 4,365 0
CISCO SYS INC COM 17275R102 120 2,995 SH   DFND 1 0 2,995 0
COCA COLA COM 191216100 224 4,000 SH   SOLE   4,000 0 0
COCA COLA COM 191216100 793 14,150 SH   DFND 1 0 14,150 0
COCA COLA COM 191216100 22 397 SH   DFND 14 0 397 0
COCA COLA COM 191216100 408 7,280 SH   DFND 5 0 7,280 0
COLGATE-PALMOLIVE COM 194162103 532 7,579 SH   SOLE   7,579 0 0
COLGATE-PALMOLIVE COM 194162103 19 273 SH   DFND 14 0 273 0
COLGATE-PALMOLIVE COM 194162103 349 4,970 SH   DFND 1 0 4,970 0
COLGATE-PALMOLIVE COM 194162103 211 3,000 SH   DFND 7 0 3,000 0
COLGATE-PALMOLIVE COM 194162103 14 200 SH   DFND 13 0 200 0
CONOCOPHILLIPS COM 20825C104 46 450 SH   DFND 1 0 450 0
CONOCOPHILLIPS COM 20825C104 48 470 SH   DFND 13 0 470 0
CONOCOPHILLIPS COM 20825C104 819 8,000 SH   DFND 05,14 0 8,000 0
CVS HEALTH COM 126650100 6,578 68,975 SH   SOLE   68,975 0 0
CVS HEALTH COM 126650100 486 5,096 SH   DFND 13 0 5,096 0
CVS HEALTH COM 126650100 3,329 34,905 SH   DFND 14 0 34,905 0
CVS HEALTH COM 126650100 721 7,555 SH   DFND 7 0 7,555 0
CVS HEALTH COM 126650100 1,486 15,586 SH   DFND 1 0 15,586 0
CVS HEALTH COM 126650100 947 9,925 SH   DFND 5 0 9,925 0
CVS HEALTH COM 126650100 381 4,000 SH   DFND 07,14 0 4,000 0
CVS HEALTH COM 126650100 858 9,000 SH   DFND 05,14 0 9,000 0
DANAHER CORP COM 235851102 9,062 35,083 SH   SOLE   35,083 0 0
DANAHER CORP COM 235851102 1,688 6,537 SH   DFND 1 0 6,537 0
DANAHER CORP COM 235851102 551 2,133 SH   DFND 13 0 2,133 0
DANAHER CORP COM 235851102 5,463 21,152 SH   DFND 14 0 21,152 0
DANAHER CORP COM 235851102 1,004 3,888 SH   DFND 7 0 3,888 0
DANAHER CORP COM 235851102 1,319 5,105 SH   DFND 5 0 5,105 0
DANAHER CORP COM 235851102 594 2,300 SH   DFND 07,14 0 2,300 0
DANAHER CORP COM 235851102 1,085 4,200 SH   DFND 05,14 0 4,200 0
DISNEY COM 254687106 3,915 41,500 SH   SOLE   41,500 0 0
DISNEY COM 254687106 580 6,149 SH   DFND 1 0 6,149 0
DISNEY COM 254687106 238 2,527 SH   DFND 13 0 2,527 0
DISNEY COM 254687106 1,427 15,126 SH   DFND 14 0 15,126 0
DISNEY COM 254687106 383 4,065 SH   DFND 7 0 4,065 0
DISNEY COM 254687106 564 5,980 SH   DFND 5 0 5,980 0
DISNEY COM 254687106 189 2,000 SH   DFND 07,14 0 2,000 0
DISNEY COM 254687106 307 3,250 SH   DFND 05,14 0 3,250 0
DONALDSON INC COM 257651109 279 5,690 SH   DFND 1 0 5,690 0
EDWARDS LIFESCIENCES COM 28176E108 1,565 18,940 SH   SOLE   18,940 0 0
EDWARDS LIFESCIENCES COM 28176E108 296 3,585 SH   DFND 14 0 3,585 0
EDWARDS LIFESCIENCES COM 28176E108 291 3,520 SH   DFND 7 0 3,520 0
EDWARDS LIFESCIENCES COM 28176E108 85 1,030 SH   DFND 5 0 1,030 0
EDWARDS LIFESCIENCES COM 28176E108 46 560 SH   DFND 1 0 560 0
EDWARDS LIFESCIENCES COM 28176E108 10 120 SH   DFND 13 0 120 0
ELI LILLY & CO COM 532457108 232 716 SH   SOLE   716 0 0
ELI LILLY & CO COM 532457108 1,093 3,380 SH   DFND 1 0 3,380 0
ELI LILLY & CO COM 532457108 16 50 SH   DFND 14 0 50 0
ELI LILLY & CO COM 532457108 446 1,380 SH   DFND 5 0 1,380 0
EMERSON ELECTRIC COM 291011104 615 8,400 SH   SOLE   8,400 0 0
EMERSON ELECTRIC COM 291011104 13 173 SH   DFND 14 0 173 0
EMERSON ELECTRIC COM 291011104 9 125 SH   DFND 1 0 125 0
EMERSON ELECTRIC COM 291011104 44 600 SH   DFND 13 0 600 0
EOG RESOURCES COM 26875P101 525 4,700 SH   SOLE   4,700 0 0
EOG RESOURCES COM 26875P101 737 6,600 SH   DFND 14 0 6,600 0
EOG RESOURCES COM 26875P101 28 250 SH   DFND 7 0 250 0
EOG RESOURCES COM 26875P101 63 562 SH   DFND 13 0 562 0
EXXON MOBIL COM 30231G102 1,202 13,765 SH   SOLE   13,765 0 0
EXXON MOBIL COM 30231G102 1,120 12,825 SH   DFND 1 0 12,825 0
EXXON MOBIL COM 30231G102 1,568 17,960 SH   DFND 5 0 17,960 0
EXXON MOBIL COM 30231G102 171 1,960 SH   DFND 13 0 1,960 0
EXXON MOBIL COM 30231G102 240 2,750 SH   DFND 05,14 0 2,750 0
FISERV COM 337738108 6,538 69,874 SH   SOLE   69,874 0 0
FISERV COM 337738108 1,195 12,769 SH   DFND 1 0 12,769 0
FISERV COM 337738108 460 4,911 SH   DFND 13 0 4,911 0
FISERV COM 337738108 3,398 36,310 SH   DFND 14 0 36,310 0
FISERV COM 337738108 704 7,528 SH   DFND 7 0 7,528 0
FISERV COM 337738108 1,007 10,765 SH   DFND 5 0 10,765 0
FISERV COM 337738108 374 4,000 SH   DFND 07,14 0 4,000 0
FISERV COM 337738108 936 10,000 SH   DFND 05,14 0 10,000 0
GENERAL MILLS COM 370334104 559 7,300 SH   SOLE   7,300 0 0
GENERAL MILLS COM 370334104 372 4,850 SH   DFND 1 0 4,850 0
GENERAL MILLS COM 370334104 48 625 SH   DFND 13 0 625 0
GENERAL MILLS COM 370334104 57 750 SH   DFND 5 0 750 0
GILEAD SCIENCES COM 375558103 235 3,805 SH   DFND 1 0 3,805 0
HEALTH CARE SELECT SECTOR SPDR COM 81369Y209 734 6,059 SH   DFND 14 0 6,059 0
HERSHEY COMPANY COM 427866108 728 3,300 SH   DFND 5 0 3,300 0
HOME DEPOT COM 437076102 5,962 21,606 SH   SOLE   21,606 0 0
HOME DEPOT COM 437076102 466 1,688 SH   DFND 13 0 1,688 0
HOME DEPOT COM 437076102 3,271 11,853 SH   DFND 14 0 11,853 0
HOME DEPOT COM 437076102 861 3,120 SH   DFND 7 0 3,120 0
HOME DEPOT COM 437076102 969 3,510 SH   DFND 5 0 3,510 0
HOME DEPOT COM 437076102 1,044 3,784 SH   DFND 1 0 3,784 0
HOME DEPOT COM 437076102 386 1,400 SH   DFND 07,14 0 1,400 0
HOME DEPOT COM 437076102 938 3,400 SH   DFND 05,14 0 3,400 0
HONEYWELL INTL COM 438516106 3,606 21,596 SH   SOLE   21,596 0 0
HONEYWELL INTL COM 438516106 550 3,295 SH   DFND 1 0 3,295 0
HONEYWELL INTL COM 438516106 1,784 10,684 SH   DFND 14 0 10,684 0
HONEYWELL INTL COM 438516106 110 660 SH   DFND 7 0 660 0
HONEYWELL INTL COM 438516106 24 142 SH   DFND 13 0 142 0
HONEYWELL INTL COM 438516106 638 3,820 SH   DFND 5 0 3,820 0
HONEYWELL INTL COM 438516106 167 1,000 SH   DFND 07,14 0 1,000 0
HONEYWELL INTL COM 438516106 334 2,000 SH   DFND 05,14 0 2,000 0
HUBBELL INCORPORATED COM 443510607 178 800 SH   SOLE   800 0 0
HUBBELL INCORPORATED COM 443510607 27 123 SH   DFND 1 0 123 0
ILLINOIS TOOL WORKS COM 452308109 45 250 SH   SOLE   250 0 0
ILLINOIS TOOL WORKS COM 452308109 389 2,155 SH   DFND 1 0 2,155 0
ILLINOIS TOOL WORKS COM 452308109 181 1,000 SH   DFND 5 0 1,000 0
ILLUMINA COM 452327109 2,447 12,824 SH   SOLE   12,824 0 0
ILLUMINA COM 452327109 164 861 SH   DFND 13 0 861 0
ILLUMINA COM 452327109 1,216 6,375 SH   DFND 14 0 6,375 0
ILLUMINA COM 452327109 311 1,632 SH   DFND 7 0 1,632 0
ILLUMINA COM 452327109 160 840 SH   DFND 1 0 840 0
ILLUMINA COM 452327109 121 635 SH   DFND 5 0 635 0
INTEL CORP COM 458140100 624 24,199 SH   SOLE   24,199 0 0
INTEL CORP COM 458140100 88 3,425 SH   DFND 13 0 3,425 0
INTEL CORP COM 458140100 813 31,552 SH   DFND 14 0 31,552 0
INTEL CORP COM 458140100 56 2,180 SH   DFND 7 0 2,180 0
INTEL CORP COM 458140100 204 7,935 SH   DFND 1 0 7,935 0
INTEL CORP COM 458140100 209 8,100 SH   DFND 5 0 8,100 0
INTEL CORP COM 458140100 142 5,500 SH   DFND 07,14 0 5,500 0
INTL BUSINESS MACH COM 459200101 158 1,331 SH   SOLE   1,331 0 0
INTL BUSINESS MACH COM 459200101 343 2,891 SH   DFND 1 0 2,891 0
INTL BUSINESS MACH COM 459200101 9 75 SH   DFND 13 0 75 0
INTUIT COM 461202103 244 630 SH   DFND 1 0 630 0
ISHARES S&P 500 COM 464287200 15 41 SH   SOLE   41 0 0
ISHARES S&P 500 COM 464287200 2,733 7,619 SH   DFND 14 0 7,619 0
ISHARES S&P MIDCAP 400 GROWTH COM 464287606 732 11,620 SH   DFND 14 0 11,620 0
JACOBS SOLUTIONS INC COM 46982L108 477 4,400 SH   DFND 1 0 4,400 0
JOHNSON & JOHNSON COM 478160104 8,126 49,745 SH   SOLE   49,745 0 0
JOHNSON & JOHNSON COM 478160104 2,190 13,404 SH   DFND 1 0 13,404 0
JOHNSON & JOHNSON COM 478160104 548 3,354 SH   DFND 13 0 3,354 0
JOHNSON & JOHNSON COM 478160104 3,447 21,100 SH   DFND 14 0 21,100 0
JOHNSON & JOHNSON COM 478160104 904 5,531 SH   DFND 7 0 5,531 0
JOHNSON & JOHNSON COM 478160104 1,997 12,225 SH   DFND 5 0 12,225 0
JOHNSON & JOHNSON COM 478160104 474 2,900 SH   DFND 07,14 0 2,900 0
JOHNSON & JOHNSON COM 478160104 1,184 7,250 SH   DFND 05,14 0 7,250 0
JPMORGAN CHASE COM 46625H100 150 1,435 SH   SOLE   1,435 0 0
JPMORGAN CHASE COM 46625H100 29 281 SH   DFND 14 0 281 0
JPMORGAN CHASE COM 46625H100 52 500 SH   DFND 13 0 500 0
KIMBERLY CLARK COM 494368103 236 2,100 SH   SOLE   2,100 0 0
KONINKLIJKE DSM NV COM 780249108 2,714 95,575 SH   SOLE   95,575 0 0
KONINKLIJKE DSM NV COM 780249108 410 14,436 SH   DFND 1 0 14,436 0
KONINKLIJKE DSM NV COM 780249108 173 6,100 SH   DFND 13 0 6,100 0
KONINKLIJKE DSM NV COM 780249108 1,254 44,140 SH   DFND 14 0 44,140 0
KONINKLIJKE DSM NV COM 780249108 256 9,025 SH   DFND 7 0 9,025 0
KONINKLIJKE DSM NV COM 780249108 245 8,625 SH   DFND 5 0 8,625 0
LABORATORY CORP AMER COM 50540R409 430 2,100 SH   SOLE   2,100 0 0
MASTERCARD COM 57636Q104 7,739 27,216 SH   SOLE   27,216 0 0
MASTERCARD COM 57636Q104 1,319 4,638 SH   DFND 1 0 4,638 0
MASTERCARD COM 57636Q104 492 1,730 SH   DFND 13 0 1,730 0
MASTERCARD COM 57636Q104 3,771 13,262 SH   DFND 14 0 13,262 0
MASTERCARD COM 57636Q104 853 3,001 SH   DFND 7 0 3,001 0
MASTERCARD COM 57636Q104 1,119 3,935 SH   DFND 5 0 3,935 0
MASTERCARD COM 57636Q104 427 1,500 SH   DFND 07,14 0 1,500 0
MASTERCARD COM 57636Q104 1,109 3,900 SH   DFND 05,14 0 3,900 0
MEDTRONIC COM G5960L103 2,145 26,568 SH   SOLE   26,568 0 0
MEDTRONIC COM G5960L103 419 5,192 SH   DFND 1 0 5,192 0
MEDTRONIC COM G5960L103 135 1,673 SH   DFND 13 0 1,673 0
MEDTRONIC COM G5960L103 656 8,125 SH   DFND 14 0 8,125 0
MEDTRONIC COM G5960L103 245 3,040 SH   DFND 7 0 3,040 0
MEDTRONIC COM G5960L103 345 4,275 SH   DFND 5 0 4,275 0
MEDTRONIC COM G5960L103 85 1,050 SH   DFND 07,14 0 1,050 0
MEDTRONIC COM G5960L103 242 3,000 SH   DFND 05,14 0 3,000 0
MERCK COM 58933Y105 597 6,931 SH   SOLE   6,931 0 0
MERCK COM 58933Y105 712 8,271 SH   DFND 1 0 8,271 0
MERCK COM 58933Y105 20 236 SH   DFND 14 0 236 0
MERCK COM 58933Y105 646 7,500 SH   DFND 5 0 7,500 0
MERCK COM 58933Y105 43 500 SH   DFND 13 0 500 0
META PLATFORMS INC COM 30303M102 204 1,500 SH   SOLE   1,500 0 0
META PLATFORMS INC COM 30303M102 34 249 SH   DFND 14 0 249 0
META PLATFORMS INC COM 30303M102 24 180 SH   DFND 5 0 180 0
MICROSOFT CORP COM 594918104 7,353 31,571 SH   SOLE   31,571 0 0
MICROSOFT CORP COM 594918104 1,624 6,972 SH   DFND 1 0 6,972 0
MICROSOFT CORP COM 594918104 529 2,273 SH   DFND 13 0 2,273 0
MICROSOFT CORP COM 594918104 4,834 20,755 SH   DFND 14 0 20,755 0
MICROSOFT CORP COM 594918104 915 3,928 SH   DFND 7 0 3,928 0
MICROSOFT CORP COM 594918104 1,737 7,460 SH   DFND 5 0 7,460 0
MICROSOFT CORP COM 594918104 501 2,150 SH   DFND 07,14 0 2,150 0
MICROSOFT CORP COM 594918104 1,397 6,000 SH   DFND 05,14 0 6,000 0
MORGAN STANLEY COM 617446448 521 6,600 SH   DFND 5 0 6,600 0
MORGAN STANLEY COM 617446448 19 240 SH   DFND 1 0 240 0
NESTLE SA ADR COM 641069406 7,030 65,332 SH   SOLE   65,332 0 0
NESTLE SA ADR COM 641069406 511 4,751 SH   DFND 13 0 4,751 0
NESTLE SA ADR COM 641069406 3,448 32,045 SH   DFND 14 0 32,045 0
NESTLE SA ADR COM 641069406 1,423 13,225 SH   DFND 1 0 13,225 0
NESTLE SA ADR COM 641069406 524 4,870 SH   DFND 7 0 4,870 0
NESTLE SA ADR COM 641069406 1,961 18,226 SH   DFND 5 0 18,226 0
NESTLE SA ADR COM 641069406 382 3,550 SH   DFND 07,14 0 3,550 0
NESTLE SA ADR COM 641069406 753 7,000 SH   DFND 05,14 0 7,000 0
NEXTERA ENERGY COM 65339F101 298 3,800 SH   SOLE   3,800 0 0
NEXTERA ENERGY COM 65339F101 239 3,050 SH   DFND 7 0 3,050 0
NIKE INC CLASS B COM 654106103 2,885 34,712 SH   SOLE   34,712 0 0
NIKE INC CLASS B COM 654106103 383 4,603 SH   DFND 1 0 4,603 0
NIKE INC CLASS B COM 654106103 147 1,765 SH   DFND 13 0 1,765 0
NIKE INC CLASS B COM 654106103 1,267 15,238 SH   DFND 14 0 15,238 0
NIKE INC CLASS B COM 654106103 349 4,195 SH   DFND 7 0 4,195 0
NIKE INC CLASS B COM 654106103 481 5,785 SH   DFND 5 0 5,785 0
NIKE INC CLASS B COM 654106103 183 2,200 SH   DFND 07,14 0 2,200 0
NIKE INC CLASS B COM 654106103 291 3,500 SH   DFND 05,14 0 3,500 0
NORFOLK SOUTHERN COM 655844108 110 525 SH   SOLE   525 0 0
NORFOLK SOUTHERN COM 655844108 90 430 SH   DFND 13 0 430 0
NORFOLK SOUTHERN COM 655844108 1,153 5,500 SH   DFND 05,14 0 5,500 0
NOVARTIS AG ADR COM 66987V109 5,415 71,247 SH   SOLE   71,247 0 0
NOVARTIS AG ADR COM 66987V109 832 10,941 SH   DFND 1 0 10,941 0
NOVARTIS AG ADR COM 66987V109 365 4,802 SH   DFND 13 0 4,802 0
NOVARTIS AG ADR COM 66987V109 2,728 35,885 SH   DFND 14 0 35,885 0
NOVARTIS AG ADR COM 66987V109 465 6,115 SH   DFND 7 0 6,115 0
NOVARTIS AG ADR COM 66987V109 1,057 13,910 SH   DFND 5 0 13,910 0
NOVARTIS AG ADR COM 66987V109 266 3,500 SH   DFND 07,14 0 3,500 0
NOVARTIS AG ADR COM 66987V109 570 7,500 SH   DFND 05,14 0 7,500 0
NOVO NORDISK A S ADR COM 670100205 440 4,412 SH   SOLE   4,412 0 0
NOVO NORDISK A S ADR COM 670100205 2 20 SH   DFND 1 0 20 0
NOVO NORDISK A S ADR COM 670100205 797 8,000 SH   DFND 5 0 8,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 808 16,025 SH   SOLE   16,025 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,422 28,215 SH   DFND 14 0 28,215 0
NOVOZYMES A S DKK 2.0 COM B798FW902 108 2,150 SH   DFND 1 0 2,150 0
NOVOZYMES A S DKK 2.0 COM B798FW902 101 2,000 SH   DFND 13 0 2,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 249 4,935 SH   DFND 5 0 4,935 0
NOVOZYMES A S DKK 2.0 COM B798FW902 50 1,000 SH   DFND 07,14 0 1,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 101 2,000 SH   DFND 05,14 0 2,000 0
NVIDIA CORP COM 67066G104 2,093 17,241 SH   SOLE   17,241 0 0
NVIDIA CORP COM 67066G104 484 3,990 SH   DFND 1 0 3,990 0
NVIDIA CORP COM 67066G104 77 638 SH   DFND 13 0 638 0
NVIDIA CORP COM 67066G104 919 7,574 SH   DFND 14 0 7,574 0
NVIDIA CORP COM 67066G104 104 858 SH   DFND 7 0 858 0
NVIDIA CORP COM 67066G104 371 3,055 SH   DFND 5 0 3,055 0
NVIDIA CORP COM 67066G104 61 500 SH   DFND 07,14 0 500 0
ORSTED A S COM BYT16L900 1,987 24,875 SH   SOLE   24,875 0 0
ORSTED A S COM BYT16L900 1,090 13,645 SH   DFND 14 0 13,645 0
ORSTED A S COM BYT16L900 80 1,000 SH   DFND 5 0 1,000 0
ORSTED A S COM BYT16L900 15 185 SH   DFND 13 0 185 0
PAYPAL HOLDINGS COM 70450Y103 2,829 32,866 SH   SOLE   32,866 0 0
PAYPAL HOLDINGS COM 70450Y103 563 6,545 SH   DFND 1 0 6,545 0
PAYPAL HOLDINGS COM 70450Y103 179 2,085 SH   DFND 13 0 2,085 0
PAYPAL HOLDINGS COM 70450Y103 1,316 15,289 SH   DFND 14 0 15,289 0
PAYPAL HOLDINGS COM 70450Y103 389 4,515 SH   DFND 7 0 4,515 0
PAYPAL HOLDINGS COM 70450Y103 235 2,735 SH   DFND 5 0 2,735 0
PAYPAL HOLDINGS COM 70450Y103 172 2,000 SH   DFND 07,14 0 2,000 0
PAYPAL HOLDINGS COM 70450Y103 344 4,000 SH   DFND 05,14 0 4,000 0
PEPSICO COM 713448108 2,632 16,124 SH   SOLE   16,124 0 0
PEPSICO COM 713448108 1,258 7,703 SH   DFND 14 0 7,703 0
PEPSICO COM 713448108 661 4,050 SH   DFND 5 0 4,050 0
PEPSICO COM 713448108 408 2,500 SH   DFND 1 0 2,500 0
PEPSICO COM 713448108 72 438 SH   DFND 13 0 438 0
PEPSICO COM 713448108 33 200 SH   DFND 7 0 200 0
PEPSICO COM 713448108 327 2,000 SH   DFND 07,14 0 2,000 0
PEPSICO COM 713448108 571 3,500 SH   DFND 05,14 0 3,500 0
PFIZER COM 717081103 413 9,444 SH   SOLE   9,444 0 0
PFIZER COM 717081103 253 5,775 SH   DFND 1 0 5,775 0
PFIZER COM 717081103 8 186 SH   DFND 14 0 186 0
PFIZER COM 717081103 66 1,500 SH   DFND 13 0 1,500 0
PINTEREST INC COM 72352L106 250 10,710 SH   SOLE   10,710 0 0
PINTEREST INC COM 72352L106 131 5,625 SH   DFND 14 0 5,625 0
PORTLAND GENL COM 736508847 63 1,450 SH   SOLE   1,450 0 0
PORTLAND GENL COM 736508847 141 3,250 SH   DFND 1 0 3,250 0
PRICE T ROWE GROUP COM 74144T108 210 2,000 SH   DFND 5 0 2,000 0
PROCTER & GAMBLE COM 742718109 7,881 62,420 SH   SOLE   62,420 0 0
PROCTER & GAMBLE COM 742718109 2,032 16,099 SH   DFND 1 0 16,099 0
PROCTER & GAMBLE COM 742718109 554 4,392 SH   DFND 13 0 4,392 0
PROCTER & GAMBLE COM 742718109 3,501 27,729 SH   DFND 14 0 27,729 0
PROCTER & GAMBLE COM 742718109 800 6,340 SH   DFND 7 0 6,340 0
PROCTER & GAMBLE COM 742718109 1,304 10,325 SH   DFND 5 0 10,325 0
PROCTER & GAMBLE COM 742718109 429 3,400 SH   DFND 07,14 0 3,400 0
PROCTER & GAMBLE COM 742718109 884 7,000 SH   DFND 05,14 0 7,000 0
RAYTHEON TECHNOLOGIES COM 75513E101 3,567 43,578 SH   SOLE   43,578 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,034 12,629 SH   DFND 1 0 12,629 0
RAYTHEON TECHNOLOGIES COM 75513E101 301 3,675 SH   DFND 13 0 3,675 0
RAYTHEON TECHNOLOGIES COM 75513E101 854 10,435 SH   DFND 14 0 10,435 0
RAYTHEON TECHNOLOGIES COM 75513E101 699 8,540 SH   DFND 7 0 8,540 0
RAYTHEON TECHNOLOGIES COM 75513E101 539 6,590 SH   DFND 5 0 6,590 0
RAYTHEON TECHNOLOGIES COM 75513E101 327 4,000 SH   DFND 07,14 0 4,000 0
ROCHE HLDG LTD ADR COM 771195104 381 9,385 SH   SOLE   9,385 0 0
ROCHE HLDG LTD ADR COM 771195104 1,328 32,700 SH   DFND 14 0 32,700 0
ROCHE HLDG LTD ADR COM 771195104 243 5,975 SH   DFND 1 0 5,975 0
ROCHE HLDG LTD ADR COM 771195104 22 535 SH   DFND 13 0 535 0
ROCHE HLDG LTD ADR COM 771195104 512 12,600 SH   DFND 5 0 12,600 0
ROCHE HOLDING AG COM 711038901 328 1,000 SH   DFND 5 0 1,000 0
ROCKWELL AUTOMATION COM 773903109 5,791 26,923 SH   SOLE   26,923 0 0
ROCKWELL AUTOMATION COM 773903109 1,130 5,251 SH   DFND 1 0 5,251 0
ROCKWELL AUTOMATION COM 773903109 445 2,067 SH   DFND 13 0 2,067 0
ROCKWELL AUTOMATION COM 773903109 3,516 16,343 SH   DFND 14 0 16,343 0
ROCKWELL AUTOMATION COM 773903109 785 3,648 SH   DFND 7 0 3,648 0
ROCKWELL AUTOMATION COM 773903109 536 2,490 SH   DFND 5 0 2,490 0
ROCKWELL AUTOMATION COM 773903109 452 2,100 SH   DFND 07,14 0 2,100 0
ROCKWELL AUTOMATION COM 773903109 860 4,000 SH   DFND 05,14 0 4,000 0
SMUCKER J M COM 832696405 113 825 SH   SOLE   825 0 0
SMUCKER J M COM 832696405 106 775 SH   DFND 1 0 775 0
SPDR FINANCIAL SELECT SECTOR F COM 81369Y605 252 8,290 SH   DFND 14 0 8,290 0
SPDR S&P 500 ETF COM 78462F103 404 1,130 SH   SOLE   1,130 0 0
SPDR S&P 500 ETF COM 78462F103 11 30 SH   DFND 7 0 30 0
TEXAS INSTRUMENTS COM 882508104 310 2,000 SH   DFND 5 0 2,000 0
TEXAS INSTRUMENTS COM 882508104 5 31 SH   DFND 13 0 31 0
TEXAS PACIFIC LAND COM 88262P102 622 350 SH   DFND 5 0 350 0
THERMO FISHER SCIENTIFIC COM 883556102 507 1,000 SH   DFND 5 0 1,000 0
TJX COS COM 872540109 4,234 68,161 SH   SOLE   68,161 0 0
TJX COS COM 872540109 773 12,448 SH   DFND 1 0 12,448 0
TJX COS COM 872540109 244 3,925 SH   DFND 13 0 3,925 0
TJX COS COM 872540109 2,066 33,260 SH   DFND 14 0 33,260 0
TJX COS COM 872540109 489 7,865 SH   DFND 7 0 7,865 0
TJX COS COM 872540109 732 11,790 SH   DFND 5 0 11,790 0
TJX COS COM 872540109 217 3,500 SH   DFND 07,14 0 3,500 0
TJX COS COM 872540109 435 7,000 SH   DFND 05,14 0 7,000 0
TOTAL ENERGIES ADR COM 89151E109 247 5,300 SH   DFND 5 0 5,300 0
TOTAL ENERGIES ADR COM 89151E109 3 67 SH   DFND 13 0 67 0
TRANE TECHNOLOGIES PLC COM G8994E103 246 1,700 SH   DFND 1 0 1,700 0
TRAVELERS COM 89417E109 241 1,575 SH   SOLE   1,575 0 0
UNILEVER PLC NEW ADR COM 904767704 914 20,842 SH   SOLE   20,842 0 0
UNILEVER PLC NEW ADR COM 904767704 49 1,120 SH   DFND 13 0 1,120 0
UNILEVER PLC NEW ADR COM 904767704 1,672 38,150 SH   DFND 14 0 38,150 0
UNILEVER PLC NEW ADR COM 904767704 5 125 SH   DFND 7 0 125 0
UNILEVER PLC NEW ADR COM 904767704 104 2,375 SH   DFND 5 0 2,375 0
UNILEVER PLC NEW ADR COM 904767704 64 1,450 SH   DFND 1 0 1,450 0
UNION PACIFIC COM 907818108 134 690 SH   SOLE   690 0 0
UNION PACIFIC COM 907818108 18 93 SH   DFND 14 0 93 0
UNION PACIFIC COM 907818108 828 4,250 SH   DFND 5 0 4,250 0
UNION PACIFIC COM 907818108 43 219 SH   DFND 13 0 219 0
UNITED HEALTH GROUP COM 91324P102 5,346 10,585 SH   SOLE   10,585 0 0
UNITED HEALTH GROUP COM 91324P102 250 495 SH   DFND 13 0 495 0
UNITED HEALTH GROUP COM 91324P102 2,924 5,790 SH   DFND 14 0 5,790 0
UNITED HEALTH GROUP COM 91324P102 755 1,495 SH   DFND 7 0 1,495 0
UNITED HEALTH GROUP COM 91324P102 165 326 SH   DFND 1 0 326 0
UNITED HEALTH GROUP COM 91324P102 571 1,130 SH   DFND 5 0 1,130 0
UNITED HEALTH GROUP COM 91324P102 253 500 SH   DFND 07,14 0 500 0
UNITED HEALTH GROUP COM 91324P102 505 1,000 SH   DFND 05,14 0 1,000 0
VERTEX PHARMACEUTICALS COM 92532F100 434 1,500 SH   DFND 1 0 1,500 0
VESTAS WIND SYTS AS ADR COM 925458101 118 19,375 SH   DFND 7 0 19,375 0
VISA COM 92826C839 463 2,605 SH   SOLE   2,605 0 0
VISA COM 92826C839 492 2,771 SH   DFND 14 0 2,771 0
VISA COM 92826C839 284 1,600 SH   DFND 5 0 1,600 0
WAL-MART STORES COM 931142103 380 2,930 SH   SOLE   2,930 0 0
WAL-MART STORES COM 931142103 14 105 SH   DFND 14 0 105 0
WAL-MART STORES COM 931142103 449 3,460 SH   DFND 1 0 3,460 0
WASTE MANAGEMENT INC COM 94106L109 309 1,930 SH   SOLE   1,930 0 0
WASTE MANAGEMENT INC COM 94106L109 48 300 SH   DFND 7 0 300 0
XYLEM INC COM 98419M100 4,977 56,969 SH   SOLE   56,969 0 0
XYLEM INC COM 98419M100 895 10,244 SH   DFND 1 0 10,244 0
XYLEM INC COM 98419M100 288 3,298 SH   DFND 13 0 3,298 0
XYLEM INC COM 98419M100 2,705 30,965 SH   DFND 14 0 30,965 0
XYLEM INC COM 98419M100 611 6,995 SH   DFND 7 0 6,995 0
XYLEM INC COM 98419M100 212 2,430 SH   DFND 5 0 2,430 0
ARTISAN INTERNATIONAL FD INSTI Equity Mutual Fu 04314H402 297 14,037 SH   DFND 14 0 14,037 0
GOLDMAN SACHS COMMODITY STRATE Equity Mutual Fu 38143H381 632 61,267 SH   DFND 14 0 61,267 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 68 5,368 SH   SOLE   5,368 0 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 67 5,242 SH   DFND 7 0 5,242 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 31 2,400 SH   DFND 5 0 2,400 0
NEUBERGER BERMAN ABSOLUTE RETU Equity Mutual Fu 64128R855 352 29,728 SH   SOLE   29,728 0 0
OPPENHEIMER DEVELOPING MKTS Equity Mutual Fu 00143W859 448 14,140 SH   DFND 14 0 14,140 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 313 20,332 SH   SOLE   20,332 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 101 6,559 SH   DFND 7 0 6,559 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 447 43,058 SH   SOLE   43,058 0 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 103 9,886 SH   DFND 7 0 9,886 0