The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 2,481 25,800 SH   SOLE   25,800 0 0
ALPHABET INC CAP STK CL A 02079K305 21,701 226,880 SH   SOLE   226,880 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 1,876 51,315 SH   SOLE   51,315 0 0
AMAZON COM INC COM 023135106 21,356 188,992 SH   SOLE   188,992 0 0
APPLE INC COM 037833100 42,491 307,461 SH   SOLE   307,461 0 0
BROADMARK RLTY CAP INC COM 11135B100 105 20,214 SH   SOLE   20,214 0 0
FINCH THERAPEUTICS GROUP INC COM 31773D101 64 38,294 SH   SOLE   38,294 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 42,170 2,088,648 SH   SOLE   2,088,648 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,644 21,078 SH   SOLE   21,078 0 0
ISHARES INC CORE MSCI EMKT 46434G103 2,587 60,199 SH   SOLE   60,199 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 12,527 109,617 SH   SOLE   109,617 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 203 2,120 SH   SOLE   2,120 0 0
ISHARES TR CORE MSCI EAFE 46432F842 5,833 110,753 SH   SOLE   110,753 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,276 24,063 SH   SOLE   24,063 0 0
ISHARES TR CORE S&P TTL STK 464287150 5,009 62,978 SH   SOLE   62,978 0 0
ISHARES TR CORE US AGGBD ET 464287226 841 8,726 SH   SOLE   8,726 0 0
ISHARES TR EAFE GRWTH ETF 464288885 366 5,048 SH   SOLE   5,048 0 0
ISHARES TR EAFE VALUE ETF 464288877 23,110 597,539 SH   SOLE   597,539 0 0
ISHARES TR FALN ANGLS USD 46435G474 60,041 2,512,196 SH   SOLE   2,512,196 0 0
ISHARES TR MSCI ACWI ETF 464288257 6,631 85,195 SH   SOLE   85,195 0 0
ISHARES TR MSCI EAFE ETF 464287465 28,916 516,264 SH   SOLE   516,264 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,063 145,164 SH   SOLE   145,164 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 6,839 346,278 SH   SOLE   346,278 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 3,067 23,791 SH   SOLE   23,791 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,805 10,947 SH   SOLE   10,947 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 468,533 2,263,006 SH   SOLE   2,263,006 0 0
ISHARES TR S&P 100 ETF 464287101 5,851 36,004 SH   SOLE   36,004 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 40,425 698,795 SH   SOLE   698,795 0 0
ISHARES TR S&P 500 VAL ETF 464287408 3,922 30,519 SH   SOLE   30,519 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 4,009 39,048 SH   SOLE   39,048 0 0
ISHARES TR U.S. REAL ES ETF 464287739 5,635 69,210 SH   SOLE   69,210 0 0
ISHARES TR US TREAS BD ETF 46429B267 416,811 18,313,029 SH   SOLE   18,313,029 0 0
META PLATFORMS INC CL A 30303M102 8,580 63,237 SH   SOLE   63,237 0 0
MICROSOFT CORP COM 594918104 35,386 151,935 SH   SOLE   151,935 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 194,801 6,925,010 SH   SOLE   6,925,010 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 222,404 5,296,599 SH   SOLE   5,296,599 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 17,340 774,098 SH   SOLE   774,098 0 0
SPDR GOLD TR GOLD SHS 78463V107 17,710 114,503 SH   SOLE   114,503 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 84,272 234,953 SH   SOLE   234,953 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,849 53,617 SH   SOLE   53,617 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,317 38,389 SH   SOLE   38,389 0 0
SPDR SER TR SPDR SER TR 78468R408 22,368 940,633 SH   SOLE   940,633 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 28,768 574,216 SH   SOLE   574,216 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 154,722 3,785,705 SH   SOLE   3,785,705 0 0
TESLA INC COM 88160R101 4,463 16,824 SH   SOLE   16,824 0 0
UNDER ARMOUR INC CL C 904311206 297 49,784 SH   SOLE   49,784 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1,122 8,979 SH   SOLE   8,979 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 7,114 33,251 SH   SOLE   33,251 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,423 43,741 SH   SOLE   43,741 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 386,648 2,154,385 SH   SOLE   2,154,385 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 288,182 2,333,069 SH   SOLE   2,333,069 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 127,781 3,501,705 SH   SOLE   3,501,705 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 8,281 104,976 SH   SOLE   104,976 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 209,546 4,352,497 SH   SOLE   4,352,497 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 257,868 7,092,079 SH   SOLE   7,092,079 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 14,272 328,553 SH   SOLE   328,553 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 12,668 201,366 SH   SOLE   201,366 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 11,078 35,951 SH   SOLE   35,951 0 0