The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 216 1,954 SH   SOLE NONE 1,954 0 0
ABBOTT LABORATORIES COM 002824100 929 9,606 SH   SOLE NONE 9,606 0 0
ABBVIE INC COM USD0.01 COM 00287Y109 2,056 15,322 SH   SOLE NONE 15,322 0 0
ACADEMY SPORTS &OUTDOORS INC COM COM 00402L107 222 5,286 SH   SOLE NONE 5,286 0 0
ACCENTURE PLC SHS CLASS A G1151C101 349 1,359 SH   SOLE NONE 1,359 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 394 1,433 SH   SOLE NONE 1,433 0 0
ADVANCED MICRO DEVICES INC COM 007903107 305 4,828 SH   SOLE NONE 4,828 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 244 1,049 SH   SOLE NONE 1,049 0 0
ALLSCRIPTS HEALTHCARE SOLUTIONS INC COM USD0.01 COM 01988P108 225 14,795 SH   SOLE NONE 14,795 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 3,543 37,042 SH   SOLE NONE 37,042 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 1,395 14,509 SH   SOLE NONE 14,509 0 0
ALTERYX INC COM CL A COM CL A 02156B103 226 4,058 SH   SOLE NONE 4,058 0 0
ALTRIA GROUP INC COM 02209S103 227 5,627 SH   SOLE NONE 5,627 0 0
AMAZON.COM INC COM 023135106 4,448 39,368 SH   SOLE NONE 39,368 0 0
AMBEV SA SPON ADR EACH REP 1 ORD SHS SPONSORED ADR 02319V103 82 29,125 SH   SOLE NONE 29,125 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 1,576 18,241 SH   SOLE NONE 18,241 0 0
AMERICAN EXPRESS CO COM USD0.20 COM 025816109 264 1,963 SH   SOLE NONE 1,963 0 0
AMERICAN TOWER CORP NEW COM COM 03027X100 585 2,728 SH   SOLE NONE 2,728 0 0
AMGEN INC COM 031162100 899 3,989 SH   SOLE NONE 3,989 0 0
AMN HEALTHCARE SVCS INC COM COM 001744101 247 2,332 SH   SOLE NONE 2,332 0 0
APPLE INC COM 037833100 15,809 114,395 SH   SOLE NONE 114,395 0 0
ARES CAPITAL CORP COM COM 04010L103 339 20,115 SH   SOLE NONE 20,115 0 0
ASE TECHNOLOGY HOLDING CO LTD SPON ADS EACH REP 2 ORD SHS SPONSORED ADS 00215W100 74 15,014 SH   SOLE NONE 15,014 0 0
ASHLAND INC COM COM 044186104 210 2,213 SH   SOLE NONE 2,213 0 0
ASTRAZENECA ADR REP 0.5 ORD SPONSORED ADR 046353108 1,951 35,578 SH   SOLE NONE 35,578 0 0
AT&T INC COM USD1 COM 00206R102 346 22,601 SH   SOLE NONE 22,601 0 0
AUTOMATIC DATA PROCESSING INC COM USD0.10 COM 053015103 450 1,989 SH   SOLE NONE 1,989 0 0
BELLRING BRANDS INC COMMON STOCK COMMON STOCK 07831C103 225 10,930 SH   SOLE NONE 10,930 0 0
BERKSHIRE HATHAWAY INC CL A 084670108 812 2 SH   SOLE NONE 2 0 0
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B CL B NEW 084670702 2,690 10,074 SH   SOLE NONE 10,074 0 0
BERRY GLOBAL GROUP INC COM 08579W103 237 5,098 SH   SOLE NONE 5,098 0 0
BJS WHSL CLUB HLDGS INC COM COM 05550J101 232 3,187 SH   SOLE NONE 3,187 0 0
BK OF AMERICA CORP COM COM 060505104 843 27,916 SH   SOLE NONE 27,916 0 0
BLACK HILLS CORP COM 092113109 229 3,384 SH   SOLE NONE 3,384 0 0
BLACKROCK INC COM USD0.01 COM 09247X101 335 610 SH   SOLE NONE 610 0 0
BLACKROCK MUNIYIELD FUND INC. COM USD0.10 COM 09253W104 258 26,000 SH   SOLE NONE 26,000 0 0
BLACKROCK TAXABLE MUNICIPAL BOND TRUST SHS 09248X100 164 10,000 SH   SOLE NONE 10,000 0 0
BLACKSTONE INC COM 09260D107 1,718 20,527 SH   SOLE NONE 20,527 0 0
BOEING CO COM USD5.00 COM 097023105 458 3,787 SH   SOLE NONE 3,787 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 559 7,872 SH   SOLE NONE 7,872 0 0
BROADCOM INC COM COM 11135F101 937 2,112 SH   SOLE NONE 2,112 0 0
CHEMOURS CO COM COM 163851108 737 29,931 SH   SOLE NONE 29,931 0 0
CHEVRON CORP NEW COM COM 166764100 1,359 9,460 SH   SOLE NONE 9,460 0 0
CHUBB LIMITED COM NPV ISIN #CH0044328745 COM H1467J104 223 1,231 SH   SOLE NONE 1,231 0 0
CIGNA CORP NEW COM COM 125523100 257 928 SH   SOLE NONE 928 0 0
CISCO SYSTEMS INC COM 17275R102 738 18,457 SH   SOLE NONE 18,457 0 0
CITIGROUP INC COM NEW 172967424 265 6,364 SH   SOLE NONE 6,364 0 0
CME GROUP INC COM COM 12572Q105 876 4,949 SH   SOLE NONE 4,949 0 0
COCA-COLA CO COM 191216100 1,799 32,114 SH   SOLE NONE 32,114 0 0
COLGATE-PALMOLIVE CO COM USD1.00 COM 194162103 398 5,674 SH   SOLE NONE 5,674 0 0
COMCAST CORP CL A 20030N101 255 8,722 SH   SOLE NONE 8,722 0 0
CONOCOPHILLIPS COM COM 20825C104 918 8,972 SH   SOLE NONE 8,972 0 0
CONSTELLATION BRANDS INC COM USD0.01 CLASS A CL A 21036P108 318 1,387 SH   SOLE NONE 1,387 0 0
CONSTELLATION ENERGY CORP COM COM 21037T109 425 5,111 SH   SOLE NONE 5,111 0 0
CONSTRUCTION PARTNERS INC COM CL A COM CL A 21044C107 244 9,317 SH   SOLE NONE 9,317 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407 2,949 20,702 SH   SOLE NONE 20,702 0 0
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 202 3,036 SH   SOLE NONE 3,036 0 0
CORTEVA INC COM COM 22052L104 3,785 66,238 SH   SOLE NONE 66,238 0 0
COSTCO WHOLESALE CORP COM USD0.01 COM 22160K105 885 1,874 SH   SOLE NONE 1,874 0 0
CROWN CASTLE INC COM COM 22822V101 657 4,549 SH   SOLE NONE 4,549 0 0
CSX CORP COM USD1 COM 126408103 434 16,323 SH   SOLE NONE 16,323 0 0
CVS HEALTH CORPORATION COM USD0.01 COM 126650100 765 8,031 SH   SOLE NONE 8,031 0 0
DANAHER CORPORATION COM COM 235851102 455 1,763 SH   SOLE NONE 1,763 0 0
DARDEN RESTAURANTS INC COM 237194105 404 3,200 SH   SOLE NONE 3,200 0 0
DIAGEO ADR EACH REPR 4 ORD GBX28.935185 SPON ADR NEW 25243Q205 456 2,691 SH   SOLE NONE 2,691 0 0
DIGITAL REALTY TRUST INC COM 253868103 1,155 11,654 SH   SOLE NONE 11,654 0 0
DISNEY WALT CO COM COM 254687106 436 4,628 SH   SOLE NONE 4,628 0 0
DOMINION ENERGY INC COM COM 25746U109 348 5,042 SH   SOLE NONE 5,042 0 0
DOW INC COM COM 260557103 2,774 63,164 SH   SOLE NONE 63,164 0 0
DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 COM NEW 26441C204 691 7,432 SH   SOLE NONE 7,432 0 0
DUPONT DE NEMOURS INC COM COM 26614N102 2,561 50,822 SH   SOLE NONE 50,822 0 0
ELEVANCE HEALTH INC COM COM 036752103 368 811 SH   SOLE NONE 811 0 0
ELI LILLY AND CO COM 532457108 2,426 7,502 SH   SOLE NONE 7,502 0 0
EMERSON ELECTRIC CO COM 291011104 484 6,613 SH   SOLE NONE 6,613 0 0
ENERGY TRANSFER L P COM UT LTD PTN COM UT LTD PTN 29273V100 143 13,018 SH   SOLE NONE 13,018 0 0
ESTEE LAUDER COMPANIES INC COM USD0.01 CLASS A CL A 518439104 225 1,045 SH   SOLE NONE 1,045 0 0
EXELON CORP COM NPV COM 30161N101 599 15,999 SH   SOLE NONE 15,999 0 0
EXPEDITORS INTERNATIONAL OF WASHINGTON INC COM 302130109 1,643 18,610 SH   SOLE NONE 18,610 0 0
EXXON MOBIL CORP COM 30231G102 1,974 22,614 SH   SOLE NONE 22,614 0 0
FEDEX CORP COM USD0.10 COM 31428X106 252 1,699 SH   SOLE NONE 1,699 0 0
FIRST BANCORP COM NEW 318672706 241 17,675 SH   SOLE NONE 17,675 0 0
FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD DJ INTERNT IDX 33733E302 204 1,618 SH   SOLE NONE 1,618 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE FTSE EUROPE 35473P652 986 49,072 SH   SOLE NONE 49,072 0 0
GENERAL DYNAMICS CORP COM USD1.00 COM 369550108 932 4,397 SH   SOLE NONE 4,397 0 0
GENERAL ELECTRIC CO COM NEW COM NEW 369604301 306 4,957 SH   SOLE NONE 4,957 0 0
GENERAL MILLS INC COM USD0.10 COM 370334104 861 11,242 SH   SOLE NONE 11,242 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA EME ACTIVEBETA EME 381430206 259 10,065 SH   SOLE NONE 10,065 0 0
GOLDMAN SACHS GROUP INC COM USD0.01 COM 38141G104 403 1,377 SH   SOLE NONE 1,377 0 0
GRANITESHARES GOLD TR SHS BEN INT SHS BEN INT 38748G101 8,587 521,400 SH   SOLE NONE 521,400 0 0
GREIF INC CL A 397624107 240 4,044 SH   SOLE NONE 4,044 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 4,369 36,078 SH   SOLE NONE 36,078 0 0
HERC HLDGS INC COM COM 42704L104 239 2,307 SH   SOLE NONE 2,307 0 0
HEXCEL CORP COM 428291108 232 4,500 SH   SOLE NONE 4,500 0 0
HOME DEPOT INC COM 437076102 968 3,509 SH   SOLE NONE 3,509 0 0
HONEYWELL INTERNATIONAL INC COM USD1 COM 438516106 507 3,040 SH   SOLE NONE 3,040 0 0
ILLINOIS TOOL WORKS INC COM USD0.01 COM 452308109 300 1,665 SH   SOLE NONE 1,665 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND SBI INT-INDS 81369Y704 1,145 13,829 SH   SOLE NONE 13,829 0 0
INGEVITY CORP COM COM 45688C107 287 4,747 SH   SOLE NONE 4,747 0 0
INTEL CORP COM USD0.001 COM 458140100 494 19,206 SH   SOLE NONE 19,206 0 0
INTERNATIONAL BUS MACH CORP COM USD0.20 COM 459200101 845 7,112 SH   SOLE NONE 7,112 0 0
INTERNATIONAL FLAVORS &FRAGRANCES COM USD0.125 COM 459506101 726 7,994 SH   SOLE NONE 7,994 0 0
INVESCO EXCH TRADED FD TR II CHINA TECHNLGY CHINA TECHNLGY 46138E800 495 13,639 SH   SOLE NONE 13,639 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF NASDAQ 100 ETF 46138G649 783 7,123 SH   SOLE NONE 7,123 0 0
INVESCO EXCH TRADED FD TR II PFD ETF PFD ETF 46138E511 247 20,810 SH   SOLE NONE 20,810 0 0
INVESCO EXCHANGE TRADED FD TR INTL DIVI ACHI INTL DIVI ACHI 46137V548 1,255 82,304 SH   SOLE NONE 82,304 0 0
INVESCO EXCHANGE TRADED FD TR S&P 500 TOP 50 S&P 500 TOP 50 46137V233 293 1,090 SH   SOLE NONE 1,090 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT S&P500 EQL WGT 46137V357 603 4,739 SH   SOLE NONE 4,739 0 0
INVESCO PENNSYLVANIA VALUE MUNICIPAL INCOME TRUST COM 46132K109 589 61,071 SH   SOLE NONE 61,071 0 0
INVESCO QQQ TR UNIT SER 1 UNIT SER 1 46090E103 2,192 8,203 SH   SOLE NONE 8,203 0 0
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747 39,558 411,598 SH   SOLE NONE 411,598 0 0
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663 3,719 40,743 SH   SOLE NONE 40,743 0 0
ISHARES CORE MODERATE ALLOCATION ETF MODERT ALLOC ETF 464289875 202 5,538 SH   SOLE NONE 5,538 0 0
ISHARES CORE MSCI EUROPE ETF CORE MSCI EURO 46434V738 706 17,878 SH   SOLE NONE 17,878 0 0
ISHARES CORE MSCI PACIFIC ETF CORE MSCI PAC 46434V696 558 11,653 SH   SOLE NONE 11,653 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 1,251 3,489 SH   SOLE NONE 3,489 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 521 2,377 SH   SOLE NONE 2,377 0 0
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 508 5,828 SH   SOLE NONE 5,828 0 0
ISHARES CORE S&P TOTAL US STOCK MARKET ETF CORE S&P TTL STK 464287150 425 5,352 SH   SOLE NONE 5,352 0 0
ISHARES GOLD TR ISHARES NEW ISIN #US4642852044 SEDOL #BKP74N6 ISHARES NEW 464285204 283 9,000 SH   SOLE NONE 9,000 0 0
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF IBONDS DEC2022 46435G755 1,259 48,627 SH   SOLE NONE 48,627 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 2,688 62,554 SH   SOLE NONE 62,554 0 0
ISHARES INC ESG AWR MSCI EM ESG AWR MSCI EM 46434G863 301 10,899 SH   SOLE NONE 10,899 0 0
ISHARES INC MSCI JPN ETF NEW MSCI JPN ETF NEW 46434G822 613 12,564 SH   SOLE NONE 12,564 0 0
ISHARES INC MSCI PAC JP ETF MSCI PAC JP ETF 464286665 403 10,747 SH   SOLE NONE 10,747 0 0
ISHARES MSCI EMR MRK EX CHNA MSCI EMRG CHN 46434G764 207 4,688 SH   SOLE NONE 4,688 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414 3,077 30,003 SH   SOLE NONE 30,003 0 0
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622 665 3,373 SH   SOLE NONE 3,373 0 0
ISHARES RUSSELL 2000 VALUE ETF RUS 2000 VAL ETF 464287630 552 4,286 SH   SOLE NONE 4,286 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 319 5,524 SH   SOLE NONE 5,524 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 698 11,083 SH   SOLE NONE 11,083 0 0
ISHARES S&P SMALLCAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 235 2,855 SH   SOLE NONE 2,855 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 6,425 62,591 SH   SOLE NONE 62,591 0 0
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 1,862 36,576 SH   SOLE NONE 36,576 0 0
ISHARES TR ESG AW MSCI EAFE ESG AW MSCI EAFE 46435G516 1,371 24,437 SH   SOLE NONE 24,437 0 0
ISHARES TR ESG AWARE MSCI USA-SMALL CAP ETF ESG AWARE MSCI 46435U663 245 7,996 SH   SOLE NONE 7,996 0 0
ISHARES TR IBONDS DEC 2024 TERM MUNI BD ETF IBONDS DEC 46435U697 1,953 76,597 SH   SOLE NONE 76,597 0 0
ISHARES TR IBONDS DEC 2025 TERM MUNI BDS ETF IBONDS DEC 25 46435U432 1,215 46,881 SH   SOLE NONE 46,881 0 0
ISHARES TR IBONDS DEC 26 IBONDS DEC 26 46435U259 533 21,641 SH   SOLE NONE 21,641 0 0
ISHARES TR IBONDS DEC2023 TERM MUNI BD ETF IBONDS DEC2023 46435G318 2,180 86,372 SH   SOLE NONE 86,372 0 0
ISHARES TR INTL DIV GRWTH INTL DIV GRWTH 46435G524 1,457 28,774 SH   SOLE NONE 28,774 0 0
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 1,531 67,963 SH   SOLE NONE 67,963 0 0
ISHARES TR ISHARES BIOTECH ISHARES BIOTECH 464287556 897 7,674 SH   SOLE NONE 7,674 0 0
ISHARES TR MBS ETF MBS ETF 464288588 362 3,963 SH   SOLE NONE 3,963 0 0
ISHARES TR MSCI EAFE MIN VL MSCI EAFE MIN VL 46429B689 514 9,031 SH   SOLE NONE 9,031 0 0
ISHARES TR MSCI INTL MOMENT MSCI INTL MOMENT 46434V449 679 25,289 SH   SOLE NONE 25,289 0 0
ISHARES TR MSCI INTL QUALTY MSCI INTL QUALTY 46434V456 257 9,259 SH   SOLE NONE 9,259 0 0
ISHARES TR MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 3,523 53,310 SH   SOLE NONE 53,310 0 0
ISHARES TR MSCI USA MMENTM MSCI USA MMENTM 46432F396 258 1,974 SH   SOLE NONE 1,974 0 0
ISHARES TR MSCI USA QLT FCT MSCI USA QLT FCT 46432F339 348 3,357 SH   SOLE NONE 3,357 0 0
ISHARES TR MSCI USA VALUE MSCI USA VALUE 46432F388 262 3,209 SH   SOLE NONE 3,209 0 0
ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN #US46434V4077 SEDOL #BFS2LL0 0-5YR HI YL CP 46434V407 229 5,758 SH   SOLE NONE 5,758 0 0
ISHARES TRUST CORE DIVID GWTH CORE DIV GRWTH 46434V621 732 16,474 SH   SOLE NONE 16,474 0 0
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 4,515 85,739 SH   SOLE NONE 85,739 0 0
ISHARES TRUST GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 7,782 365,883 SH   SOLE NONE 365,883 0 0
ISHARES TRUST IBONDS DEC 2027 TERM MUNI BOND ETF IBONDS DEC 27 46435U283 266 10,946 SH   SOLE NONE 10,946 0 0
J P MORGAN EXCHANGE TRADED FD BETABUILDERS EUR BETABUILDERS EUR 46641Q191 2,198 54,544 SH   SOLE NONE 54,544 0 0
J P MORGAN EXCHANGE TRADED FD ULTRA SHT MUNCPL ULTRA SHT MUNCPL 46641Q654 9,919 197,200 SH   SOLE NONE 197,200 0 0
JABIL INC COM COM 466313103 239 4,147 SH   SOLE NONE 4,147 0 0
JOHNSON &JOHNSON COM USD1.00 COM 478160104 2,519 15,421 SH   SOLE NONE 15,421 0 0
JPMORGAN CHASE & CO COM 46625H100 3,073 29,414 SH   SOLE NONE 29,414 0 0
KBR INC COM USD0.001 COM 48242W106 236 5,465 SH   SOLE NONE 5,465 0 0
KIMBERLY-CLARK CORP COM COM 494368103 284 2,524 SH   SOLE NONE 2,524 0 0
KINDER MORGAN INC COM USD0.01 COM 49456B101 539 32,450 SH   SOLE NONE 32,450 0 0
KRANESHARES TR CSI CHINA INTERNET ETF CSI CHI INTERNET 500767306 721 29,300 SH   SOLE NONE 29,300 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 203 979 SH   SOLE NONE 979 0 0
LIGHTWAVE LOGIC INC COM COM 532275104 437 59,643 SH   SOLE NONE 59,643 0 0
LOCKHEED MARTIN CORP COM USD1.00 COM 539830109 1,633 4,228 SH   SOLE NONE 4,228 0 0
LOWES COMPANIES INC COM USD0.50 COM 548661107 641 3,417 SH   SOLE NONE 3,417 0 0
LULULEMON ATHLETICA INC COM USD0.005 COM 550021109 205 733 SH   SOLE NONE 733 0 0
MAINSTAY MACKAY DEFINEDTERM MU COM COM 56064K100 267 17,150 SH   SOLE NONE 17,150 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 1,044 3,673 SH   SOLE NONE 3,673 0 0
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 721 10,601 SH   SOLE NONE 10,601 0 0
MCDONALD S CORP COM 580135101 2,264 9,814 SH   SOLE NONE 9,814 0 0
MEDTRONIC PLC SHS G5960L103 333 4,128 SH   SOLE NONE 4,128 0 0
MERCK &CO. INC COM COM 58933Y105 2,367 27,487 SH   SOLE NONE 27,487 0 0
META PLATFORMS INC CLASS A COMMON STOCK CL A 30303M102 546 4,024 SH   SOLE NONE 4,024 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 239 3,932 SH   SOLE NONE 3,932 0 0
MICROSOFT CORP COM 594918104 6,989 30,009 SH   SOLE NONE 30,009 0 0
MONDELEZ INTL INC COM NPV CL A 609207105 213 3,889 SH   SOLE NONE 3,889 0 0
MP MATERIALS CORP COM CL A COM CL A 553368101 234 8,583 SH   SOLE NONE 8,583 0 0
NETFLIX INC COM 64110L106 330 1,404 SH   SOLE NONE 1,404 0 0
NEXTERA ENERGY INC COM USD0.01 COM 65339F101 2,829 36,086 SH   SOLE NONE 36,086 0 0
NORFOLK SOUTHN CORP COM COM 655844108 272 1,299 SH   SOLE NONE 1,299 0 0
NOVA LTD ORDINARY SHARES COM M7516K103 234 2,750 SH   SOLE NONE 2,750 0 0
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 365 4,806 SH   SOLE NONE 4,806 0 0
NUVEEN NEW YORK AMT QLT MUNICP COM COM 670656107 163 16,632 SH   SOLE NONE 16,632 0 0
NUVEEN PENNSYLVANIA QLT MUN FD COM COM 670972108 374 34,143 SH   SOLE NONE 34,143 0 0
NVIDIA CORPORATION COM COM 67066G104 1,078 8,887 SH   SOLE NONE 8,887 0 0
ORACLE CORP COM 68389X105 272 4,462 SH   SOLE NONE 4,462 0 0
PACCAR INC COM USD1.00 COM 693718108 498 5,960 SH   SOLE NONE 5,960 0 0
PACKAGING CORP OF AMERICA COM USD0.01 COM 695156109 223 1,991 SH   SOLE NONE 1,991 0 0
PATTERSON COS INC COM COM 703395103 226 9,437 SH   SOLE NONE 9,437 0 0
PENSKE AUTOMOTIVE GROUP INC COM 70959W103 233 2,370 SH   SOLE NONE 2,370 0 0
PEPSICO INC COM 713448108 2,603 15,948 SH   SOLE NONE 15,948 0 0
PFIZER INC COM 717081103 2,860 65,363 SH   SOLE NONE 65,363 0 0
PHILLIPS 66 COM COM 718546104 417 5,177 SH   SOLE NONE 5,177 0 0
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF INTER MUN BD ACT 72201R866 210 4,203 SH   SOLE NONE 4,203 0 0
PNC FINANCIAL SERVICES GROUP COM USD5 COM 693475105 1,092 7,313 SH   SOLE NONE 7,313 0 0
POET TECHNOLOGIES INC COM NPV (POST REV SPLIT) ISIN #CA73044W3021 SEDOL #BM8XD16 COM NEW 73044W302 293 114,581 SH   SOLE NONE 114,581 0 0
PROCTER AND GAMBLE CO COM COM 742718109 3,148 24,936 SH   SOLE NONE 24,936 0 0
PROG HOLDINGS INC COM NPV COM NPV 74319R101 212 14,174 SH   SOLE NONE 14,174 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF S&P 500 DV ARIST 74348A467 238 2,987 SH   SOLE NONE 2,987 0 0
PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 723 12,875 SH   SOLE NONE 12,875 0 0
QUALCOMM INC COM 747525103 263 2,336 SH   SOLE NONE 2,336 0 0
QUEST DIAGNOSTICS INC COM USD0.01 COM 74834L100 202 1,653 SH   SOLE NONE 1,653 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 745 9,111 SH   SOLE NONE 9,111 0 0
REGENERON PHARMACEUTICALS INC COM 75886F107 261 380 SH   SOLE NONE 380 0 0
ROCKLEY PHOTONICS HLDGS LTD COM USD0.00001 ORDINARY SHARES G7614L109 7 10,222 SH   SOLE NONE 10,222 0 0
RYMAN HOSPITALITY PROPERTIES INC COM 78377T107 235 3,200 SH   SOLE NONE 3,200 0 0
SALESFORCE INC COM COM 79466L302 456 3,177 SH   SOLE NONE 3,177 0 0
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF EMRG MKTEQ ETF 808524706 2,958 132,059 SH   SOLE NONE 132,059 0 0
SCHWAB STRATEGIC TR INTL EQUITY ETF INTL EQTY ETF 808524805 67,943 2,415,344 SH   SOLE NONE 2,415,344 0 0
SCHWAB STRATEGIC TR SHORT-TERM US TREASURY ETF SHT TM US TRES 808524862 39,185 811,971 SH   SOLE NONE 811,971 0 0
SCHWAB US LARGE-CAP GROWTH ETF US LCAP GR ETF 808524300 255 4,586 SH   SOLE NONE 4,586 0 0
SCHWAB US LARGE-CAP VALUE ETF US LCAP VA ETF 808524409 915 15,650 SH   SOLE NONE 15,650 0 0
SCORPIO TANKERS INC COM USD0.01 (POST REV SPLIT) SHS Y7542C130 235 5,596 SH   SOLE NONE 5,596 0 0
SELECT SECTOR SPDR TR COMMUNICATION COMMUNICATION 81369Y852 217 4,546 SH   SOLE NONE 4,546 0 0
SELECT SECTOR SPDR TR FINANCIAL FINANCIAL 81369Y605 2,755 90,754 SH   SOLE NONE 90,754 0 0
SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIS TECHNOLOGY 81369Y803 590 4,973 SH   SOLE NONE 4,973 0 0
SOUTHERN CO COM 842587107 283 4,162 SH   SOLE NONE 4,162 0 0
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 779 5,041 SH   SOLE NONE 5,041 0 0
SPDR NUVEEN BLOOMBERG SHORT TERM MUNICIPAL BOND ETF NUVEEN BLMBRG SH 78468R739 317 6,896 SH   SOLE NONE 6,896 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409 5,336 106,513 SH   SOLE NONE 106,513 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 8,217 238,264 SH   SOLE NONE 238,264 0 0
SPDR S & P INTERNATIONAL DIVIDEND ETF S&P INTL ETF 78463X772 1,983 68,883 SH   SOLE NONE 68,883 0 0
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT TR UNIT 78462F103 2,132 5,969 SH   SOLE NONE 5,969 0 0
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 271 2,435 SH   SOLE NONE 2,435 0 0
SPDR SER TR S&P REGL BKG S&P REGL BKG 78464A698 211 3,600 SH   SOLE NONE 3,600 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL S&P 600 SMCP VAL 78464A300 13,405 199,659 SH   SOLE NONE 199,659 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR BLACKSTONE SENR 78467V608 251 6,155 SH   SOLE NONE 6,155 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN MULT ASS RLRTN 78467V103 11,728 452,317 SH   SOLE NONE 452,317 0 0
STARBUCKS CORP COM USD0.001 COM 855244109 563 6,684 SH   SOLE NONE 6,684 0 0
STRYKER CORPORATION COM COM 863667101 436 2,153 SH   SOLE NONE 2,153 0 0
SYSCO CORP COM 871829107 300 4,255 SH   SOLE NONE 4,255 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 SPONSORED ADS 874039100 294 4,291 SH   SOLE NONE 4,291 0 0
TARGET CORP COM 87612E106 558 3,767 SH   SOLE NONE 3,767 0 0
TESLA INC COM COM 88160R101 1,231 4,641 SH   SOLE NONE 4,641 0 0
TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104 454 2,939 SH   SOLE NONE 2,939 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 726 1,433 SH   SOLE NONE 1,433 0 0
TIMKEN CO COM 887389104 233 3,950 SH   SOLE NONE 3,950 0 0
TORONTO DOMINION BANK ONT COM NPV ISIN #CA8911605092 SEDOL #2897222 COM NEW 891160509 227 3,703 SH   SOLE NONE 3,703 0 0
TOYOTA MOTOR CORP ADR-EACH REP 10 ORD NPV LVL ADS 892331307 224 1,726 SH   SOLE NONE 1,726 0 0
TTEC HLDGS INC COM COM 89854H102 236 5,330 SH   SOLE NONE 5,330 0 0
TYSON FOODS INC CL A 902494103 208 3,162 SH   SOLE NONE 3,162 0 0
UNION PAC CORP COM COM 907818108 1,505 7,725 SH   SOLE NONE 7,725 0 0
UNITED PARCEL SERVICE INC CL B 911312106 250 1,549 SH   SOLE NONE 1,549 0 0
UNITED RENTALS INC COM 911363109 249 925 SH   SOLE NONE 925 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,498 2,968 SH   SOLE NONE 2,968 0 0
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 206 3,150 SH   SOLE NONE 3,150 0 0
VANECK ETF TR VANECK SHORT HIGH YIELD MUN SHRT HGH YLD MUN 92189F387 788 36,216 SH   SOLE NONE 36,216 0 0
VANECK ETF TRUST HIGH YLD MUNIETF HIGH YLD MUNIETF 92189H409 1,382 27,697 SH   SOLE NONE 27,697 0 0
VANECK ETF TRUST INTRMDT MUNI ETF INTRMDT MUNI ETF 92189H201 1,857 42,657 SH   SOLE NONE 42,657 0 0
VANGUARD CHARLOTTE FDS TOTAL INTL BD ETF TOTAL INT BD ETF 92203J407 8,159 170,948 SH   SOLE NONE 170,948 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108 607 2,583 SH   SOLE NONE 2,583 0 0
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 463 6,224 SH   SOLE NONE 6,224 0 0
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 1,551 6,934 SH   SOLE NONE 6,934 0 0
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS GROWTH ETF 922908736 54,015 252,469 SH   SOLE NONE 252,469 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769 796 4,440 SH   SOLE NONE 4,440 0 0
VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR VALUE ETF 922908744 67,917 550,030 SH   SOLE NONE 550,030 0 0
VANGUARD INDEX FUNDS S&P 500 ETF USD S&P 500 ETF SHS 922908363 325 992 SH   SOLE NONE 992 0 0
VANGUARD INDUSTRIALS ETF INDUSTRIAL ETF 92204A603 1,980 12,569 SH   SOLE NONE 12,569 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 19,250 527,551 SH   SOLE NONE 527,551 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF FTSE EUROPE ETF 922042874 713 15,459 SH   SOLE NONE 15,459 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE PACIFIC ETF FTSE PACIFIC ETF 922042866 1,641 28,573 SH   SOLE NONE 28,573 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE SMCAP ETF FTSE SMCAP ETF 922042718 230 2,481 SH   SOLE NONE 2,481 0 0
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF TT WRLD ST ETF 922042742 781 9,904 SH   SOLE NONE 9,904 0 0
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 783 4,789 SH   SOLE NONE 4,789 0 0
VANGUARD MATERIALS INDEX FUND MATERIALS ETF 92204A801 415 2,801 SH   SOLE NONE 2,801 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD TAX EXEMPT BD 922907746 6,317 131,223 SH   SOLE NONE 131,223 0 0
VANGUARD RUSSELL 1000 GROWTH ETF VNG RUS1000GRW 92206C680 289 5,340 SH   SOLE NONE 5,340 0 0
VANGUARD S&P SMALL-CAP 600 V SMLCP 600 VAL 921932778 4,236 29,671 SH   SOLE NONE 29,671 0 0
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS SHRT TRM CORP BD 92206C409 47,485 639,271 SH   SOLE NONE 639,271 0 0
VANGUARD SHT-TERM INFLATION-PROTECTED SEC IDX STRM INFPROIDX 922020805 330 6,866 SH   SOLE NONE 6,866 0 0
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611 3,290 22,945 SH   SOLE NONE 22,945 0 0
VANGUARD SMALL-CAP GROWTH INDEX FUND SML CP GRW ETF 922908595 330 1,694 SH   SOLE NONE 1,694 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF DIV APP ETF 921908844 1,013 7,499 SH   SOLE NONE 7,499 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF VAN FTSE DEV MKT 921943858 4,707 129,470 SH   SOLE NONE 129,470 0 0
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VG TL INTL STK F 921909768 318 6,961 SH   SOLE NONE 6,961 0 0
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 278 1,959 SH   SOLE NONE 1,959 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD HIGH DIV YLD 921946406 2,437 25,688 SH   SOLE NONE 25,688 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF INTL DVD ETF 921946810 432 6,977 SH   SOLE NONE 6,977 0 0
VANGUARD WORLD FD ESG US STK ETF ESG US STK ETF 921910733 2,758 43,849 SH   SOLE NONE 43,849 0 0
VANGUARD WORLD FDS COMM SRVC ETF COMM SRVC ETF 92204A884 1,526 18,532 SH   SOLE NONE 18,532 0 0
VANGUARD WORLD FDS VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207 540 3,149 SH   SOLE NONE 3,149 0 0
VANGUARD WORLD FDS VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702 9,756 31,742 SH   SOLE NONE 31,742 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,328 35,000 SH   SOLE NONE 35,000 0 0
VISA INC COM CL A 92826C839 1,073 6,045 SH   SOLE NONE 6,045 0 0
WALMART INC COM COM 931142103 710 5,477 SH   SOLE NONE 5,477 0 0
WEC ENERGY GROUP INC COM COM 92939U106 409 4,578 SH   SOLE NONE 4,578 0 0
WISDOMTREE TR CHINA DIVID EX ST OWNED ENTERPRISES FD CHINADIV EX FI 97717X719 207 6,577 SH   SOLE NONE 6,577 0 0
WISDOMTREE TR EMERGING MKTS HIGH DIVID FD EMER MKT HIGH FD 97717W315 1,072 32,969 SH   SOLE NONE 32,969 0 0
WISDOMTREE TR ENHNCD CMMDTY ST ENHNCD CMMDTY ST 97717Y683 429 20,135 SH   SOLE NONE 20,135 0 0
WISDOMTREE TR FLOATNG RAT TREA FLOATNG RAT TREA 97717Y527 23,937 476,086 SH   SOLE NONE 476,086 0 0
WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E303 17,968 544,815 SH   SOLE NONE 544,815 0 0
YUM! BRANDS INC COM 988498101 216 2,039 SH   SOLE NONE 2,039 0 0
ZOETIS INC CL A 98978V103 287 1,936 SH   SOLE NONE 1,936 0 0