The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   8,016,120 95,430 SH   SOLE   95,430 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   42,558 342 SH   SOLE   342 0 0
STARBUCKS CORP COM Stock 855244109   17,657 178 SH   SOLE   178 0 0
ELEVANCE HEALTH INC COM Stock 036752103   3,695,890 7,204 SH   SOLE   7,204 0 0
ISHARES GOLD TRUST ETF 464285204   11,979,567 346,330 SH   SOLE   346,330 0 0
EBAY INC. COM Stock 278642103   316,208 7,625 SH   SOLE   7,625 0 0
WILLIS TOWERS WATSON PLC LTD SHS Stock G96629103   4,089,377 16,720 SH   SOLE   16,720 0 0
JOHNSON & JOHNSON COM Stock 478160104   114,822 650 SH   SOLE   650 0 0
SHELL PLC SPON ADS ADR 780259305   74,035 1,300 SH   SOLE   1,300 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   763,559 5,038 SH   SOLE   5,038 0 0
COCA COLA CO COM Stock 191216100   294,005 4,622 SH   SOLE   4,622 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   36,180 1,500 SH   SOLE   1,500 0 0
INTEL CORP COM Stock 458140100   60,974 2,307 SH   SOLE   2,307 0 0
STATE STR CORP COM Stock 857477103   31,028 400 SH   SOLE   400 0 0
NETFLIX INC COM Stock 64110L106   4,780,594 16,212 SH   SOLE   16,212 0 0
PACCAR INC COM Stock 693718108   3,087,298 31,194 SH   SOLE   31,194 0 0
MERCK & CO INC COM Stock 58933Y105   147,563 1,330 SH   SOLE   1,330 0 0
EMERSON ELEC CO COM Stock 291011104   28,818 300 SH   SOLE   300 0 0
ACUSHNET HLDGS CORP COM Stock 005098108   4,246 100 SH   SOLE   100 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205   106,914 600 SH   SOLE   600 0 0
LAMB WESTON HLDGS INC COM Stock 513272104   0 0 SH   SOLE   0 0 0
ISHARES TIPS BOND ETF ETF 464287176   5,243,598 49,263 SH   SOLE   49,263 0 0
LEGGETT & PLATT INC COM Stock 524660107   12,892 400 SH   SOLE   400 0 0
ISHARES S&P 100 ETF ETF 464287101   92,619 543 SH   SOLE   543 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   7,880 200 SH   SOLE   200 0 0
FEDEX CORP COM Stock 31428X106   8,660 50 SH   SOLE   50 0 0
PEPSICO INC COM Stock 713448108   1,413,664 7,825 SH   SOLE   7,825 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   100,862 743 SH   SOLE   743 0 0
MOLSON COORS BEVERAGE CO CL B Stock 60871R209   515 10 SH   SOLE   10 0 0
FORD MTR CO DEL COM Stock 345370860   1,163 100 SH   SOLE   100 0 0
US BANCORP DEL COM NEW Stock 902973304   4,712,761 108,066 SH   SOLE   108,066 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   47,772 200 SH   SOLE   200 0 0
ABRDN PHYSICAL GOLD SHARES ETF ETF 00326A104   4,199,875 240,405 SH   SOLE   240,405 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   19,765 288 SH   SOLE   288 0 0
BHP GROUP LTD SPONSORED ADS ADR 088606108   310,250 5,000 SH   SOLE   5,000 0 0
SPDR GOLD SHARES ETF 78463V107   514,348 3,032 SH   SOLE   3,032 0 0
PIMCO 15 YEAR US TIPS INDEX ETF ETF 72201R304   5,304,091 91,073 SH   SOLE   91,073 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9   855,435 36,604 SH   SOLE   36,604 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   13,812,119 44,713 SH   SOLE   44,713 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   3,131,282 35,490 SH   SOLE   35,490 0 0
FISERV INC COM Stock 337738108   4,052,355 40,094 SH   SOLE   40,094 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   3,651,390 72,520 SH   SOLE   72,520 0 0
COMCAST CORP NEW CL A Stock 20030N101   5,088,465 145,509 SH   SOLE   145,509 0 0
MICROSOFT CORP COM Stock 594918104   11,554,284 48,178 SH   SOLE   48,178 0 0
CANADIAN NAT RES LTD COM Stock 136385101   44,424 800 SH   SOLE   800 0 0
SCHLUMBERGER LTD COM STK Stock 806857108   70,834 1,325 SH   SOLE   1,325 0 0
NISOURCE INC COM Stock 65473P105   11,790 430 SH   SOLE   430 0 0
SPDR GOLD MINISHARES TRUST ETF 98149E303   10,113,367 279,452 SH   SOLE   279,452 0 0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF ETF 46138J643   732,202 37,328 SH   SOLE   37,328 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   468,710 1 SH   SOLE   1 0 0
BOEING CO COM Stock 097023105   47,622 250 SH   SOLE   250 0 0
LINDE PLC SHS Stock G5494J103   3,143,480 9,637 SH   SOLE   9,637 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108   7,472 200 SH   SOLE   200 0 0
BROOKFIELD CORP CL A LTD VT SH Stock 11271J107   5,583,375 177,475 SH   SOLE   177,475 0 0
DOW INC COM Stock 260557103   14,512 288 SH   SOLE   288 0 0
CONAGRA BRANDS INC COM Stock 205887102   10,642 275 SH   SOLE   275 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   5,504,043 81,180 SH   SOLE   81,180 0 0
CORTEVA INC COM Stock 22052L104   16,928 288 SH   SOLE   288 0 0
ISHARES IBONDS 2023 TERM HIGH YIELD & INCOME ETF ETF 46435U150   143,659 6,121 SH   SOLE   6,121 0 0
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF ETF 46435U168   128,644 5,715 SH   SOLE   5,715 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747   36,360 375 SH   SOLE   375 0 0
ISHARES IBONDS 2024 TERM HIGH YIELD & INCOME ETF ETF 46435U184   626,477 27,585 SH   SOLE   27,585 0 0
VANECK GOLD MINERS ETF ETF 92189F106   22,211 775 SH   SOLE   775 0 0
LILLY ELI & CO COM Stock 532457108   7,207,497 19,701 SH   SOLE   19,701 0 0
PELOTON INTERACTIVE INC CL A COM Stock 70614W100   794 100 SH   SOLE   100 0 0
AVANTIS EMERGING MARKETS EQUITY ETF ETF 025072604   460,789 9,133 SH   SOLE   9,133 0 0
FRESENIUS MED CARE AG&CO KGAA SPONSORED ADR ADR 358029106   11 0 SH   SOLE   0 0 0
MICRON TECHNOLOGY INC COM Stock 595112103   2,165,733 43,332 SH   SOLE   43,332 0 0
WOODSIDE ENERGY GROUP LTD SPONSORED ADR ADR 980228308   8,739 361 SH   SOLE   361 0 0
SONY GROUP CORPORATION SPONSORED ADR ADR 835699307   1,900,956 24,920 SH   SOLE   24,920 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101   17,565 185 SH   SOLE   185 0 0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF ETF 46138J460   722,346 45,242 SH   SOLE   45,242 0 0
VIATRIS INC COM Stock 92556V106   690 62 SH   SOLE   62 0 0
ORGANON & CO COMMON STOCK Stock 68622V106   4,887 175 SH   SOLE   175 0 0
VISA INC COM CL A Stock 92826C839   9,696,054 46,669 SH   SOLE   46,669 0 0
ISHARES IBONDS DEC 2031 TERM CORPORATE ETF ETF 46436E486   481,815 24,224 SH   SOLE   24,224 0 0
KYNDRYL HLDGS INC COMMON STOCK Stock 50155Q100   211 19 SH   SOLE   19 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   2,120,903 223,724 SH   SOLE   223,724 0 0
MONDELEZ INTL INC CL A Stock 609207105   117,837 1,768 SH   SOLE   1,768 0 0
PIONEER NAT RES CO COM Stock 723787107   4,504,686 19,723 SH   SOLE   19,723 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   6,183,905 68,164 SH   SOLE   68,164 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   79,207 1,285 SH   SOLE   1,285 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   6,893,301 111,039 SH   SOLE   111,039 0 0
ABBVIE INC COM Stock 00287Y109   0 0 SH   SOLE   0 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   4,321,218 58,010 SH   SOLE   58,010 0 0
INVESCO S&P 500 QUALITY ETF ETF 46137V241   44,000 1,000 SH   SOLE   1,000 0 0
MCDONALDS CORP COM Stock 580135101   126,757 481 SH   SOLE   481 0 0
AMETEK INC COM Stock 031100100   20,958 150 SH   SOLE   150 0 0
CISCO SYS INC COM Stock 17275R102   883,022 18,535 SH   SOLE   18,535 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301   53,458 638 SH   SOLE   638 0 0
CNH INDL N V SHS Stock N20944109   5,299,848 330,003 SH   SOLE   330,003 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   680,435 1,771 SH   SOLE   1,771 0 0
CIGNA CORP NEW COM Stock 125523100   28,163 85 SH   SOLE   85 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0   855,193 36,625 SH   SOLE   36,625 0 0
WELLS FARGO CO NEW COM Stock 949746101   28,903 700 SH   SOLE   700 0 0
CARMAX INC COM Stock 143130102   3,950,908 64,886 SH   SOLE   64,886 0 0
SALESFORCE INC COM Stock 79466L302   3,312,098 24,980 SH   SOLE   24,980 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   154,215 1,150 SH   SOLE   1,150 0 0
TOOTSIE ROLL INDS INC COM Stock 890516107   1,149 27 SH   SOLE   27 0 0
CHEVRON CORP NEW COM Stock 166764100   1,544,331 8,604 SH   SOLE   8,604 0 0
BANK AMERICA CORP COM Stock 060505104   6,186,683 186,796 SH   SOLE   186,796 0 0
WALMART INC COM Stock 931142103   42,537 300 SH   SOLE   300 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   13,384 95 SH   SOLE   95 0 0
ORACLE CORP COM Stock 68389X105   1,074,717 13,148 SH   SOLE   13,148 0 0
PFIZER INC COM Stock 717081103   5,514,318 107,617 SH   SOLE   107,617 0 0
3M CO COM Stock 88579Y101   17,988 150 SH   SOLE   150 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   13,403,454 151,058 SH   SOLE   151,058 0 0
AMERICAN EXPRESS CO COM Stock 025816109   29,550 200 SH   SOLE   200 0 0
AMGEN INC COM Stock 031162100   1,394,618 5,310 SH   SOLE   5,310 0 0
APPLIED MATLS INC COM Stock 038222105   29,214 300 SH   SOLE   300 0 0
CANADIAN NATL RY CO COM Stock 136375102   71,328 600 SH   SOLE   600 0 0
MERCADOLIBRE INC COM Stock 58733R102   2,772,664 3,276 SH   SOLE   3,276 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   3,583,263 35,991 SH   SOLE   35,991 0 0
MARKETAXESS HLDGS INC COM Stock 57060D108   1,533,058 5,497 SH   SOLE   5,497 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   65,887 651 SH   SOLE   651 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   113,321 1,575 SH   SOLE   1,575 0 0
ALTRIA GROUP INC COM Stock 02209S103   65,822 1,440 SH   SOLE   1,440 0 0
EXXON MOBIL CORP COM Stock 30231G102   749,267 6,793 SH   SOLE   6,793 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   5,118,297 9,653 SH   SOLE   9,653 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR ADR 539439109   1,314,656 597,571 SH   SOLE   597,571 0 0
LOWES COS INC COM Stock 548661107   19,924 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM Stock 194162103   3,939 50 SH   SOLE   50 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784   4,916,079 77,736 SH   SOLE   77,736 0 0
RAYONIER INC COM REIT 754907103   4,059,744 123,171 SH   SOLE   123,171 0 0
SAP SE SPON ADR ADR 803054204   3,964,150 38,416 SH   SOLE   38,416 0 0
LIBERTY LATIN AMERICA LTD COM CL C Stock G9001E128   1,339,895 176,302 SH   SOLE   176,302 0 0
KRAFT HEINZ CO COM Stock 500754106   23,978 589 SH   SOLE   589 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   471,832 6,625 SH   SOLE   6,625 0 0
SCHWAB CHARLES CORP COM Stock 808513105   6,233,259 74,865 SH   SOLE   74,865 0 0
ISHARES MSCI EAFE ETF ETF 464287465   234,203 3,568 SH   SOLE   3,568 0 0
APPLE INC COM Stock 037833100   7,309,731 56,259 SH   SOLE   56,259 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1   49,612 2,040 SH   SOLE   2,040 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4   49,572 2,030 SH   SOLE   2,030 0 0
ABBOTT LABS COM Stock 002824100   0 0 SH   SOLE   0 0 0
DISNEY WALT CO COM Stock 254687106   61,945 713 SH   SOLE   713 0 0