The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,088,238 9,912 SH   SOLE   9,912 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 474,002 2,933 SH   SOLE   2,933 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 1,865,765 28,806 SH   SOLE   28,806 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,879,827 32,640 SH   SOLE   32,640 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,818,704 33,556 SH   SOLE   33,556 0 0
AMERISOURCEBERGEN CORP COM 03073E105 BBG001S8X7P0 4,234,549 25,554 SH   SOLE   25,554 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 503,744 1,918 SH   SOLE   1,918 0 0
APPLE INC COM 037833100 BBG001S5N8V8 7,504,828 57,761 SH   SOLE   57,761 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 223,812 937 SH   SOLE   937 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 306,298 9,248 SH   SOLE   9,248 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 349,463 4,710 SH   SOLE   4,710 0 0
CAMECO CORP COM 13321L108 BBG001S5Y5S6 226,700 10,000 SH   SOLE   10,000 0 0
CARMAX INC COM 143130102 BBG001SD9561 2,011,684 33,038 SH   SOLE   33,038 0 0
CITIZENS FINL GROUP INC COM 174610105 BBG006Q0HZT0 425,039 10,796 SH   SOLE   10,796 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 221,014 1,873 SH   SOLE   1,873 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 308,594 676 SH   SOLE   676 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 3,499,257 37,550 SH   SOLE   37,550 0 0
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 5,191,507 21,082 SH   SOLE   21,082 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 2,841,073 29,576 SH   SOLE   29,576 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 1,636,972 36,361 SH   SOLE   36,361 0 0
FIRST MAJESTIC SILVER CORP COM 32076V103 BBG001SGV444 333,600 40,000 SH   SOLE   40,000 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 BBG001TF8NP6 200,800 10,000 SH   SOLE   10,000 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 18,103,616 237,799 SH   SOLE   237,799 0 0
ILLUMINA INC COM 452327109 BBG001SF4NY1 202,200 1,000 SH   SOLE   1,000 0 0
INTEL CORP COM 458140100 BBG001S5SF65 200,398 7,582 SH   SOLE   7,582 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 213,589 1,516 SH   SOLE   1,516 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 562,860 5,621 SH   SOLE   5,621 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 9,916,646 160,880 SH   SOLE   160,880 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 633,804 6,697 SH   SOLE   6,697 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 972,051 2,530 SH   SOLE   2,530 0 0
ISHARES TR INTL EQTY FACTOR 46434V274 BBG008LPBS09 3,531,405 143,548 SH   SOLE   143,548 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 5,366,886 57,864 SH   SOLE   57,864 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 362,136 5,517 SH   SOLE   5,517 0 0
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 3,692,695 25,305 SH   SOLE   25,305 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 7,737,908 67,900 SH   SOLE   67,900 0 0
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 1,752,756 19,231 SH   SOLE   19,231 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 235,298 1,332 SH   SOLE   1,332 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 5,503,159 41,038 SH   SOLE   41,038 0 0
KINROSS GOLD CORP COM 496902404 BBG001S5R0C2 61,350 15,000 SH   SOLE   15,000 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 276,944 1,390 SH   SOLE   1,390 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 13,429,261 55,997 SH   SOLE   55,997 0 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 3,251,309 48,782 SH   SOLE   48,782 0 0
MOSAIC CO NEW COM 61945C103 BBG001S7LJN1 219,350 5,000 SH   SOLE   5,000 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 294,880 1,000 SH   SOLE   1,000 0 0
NEW FOUND GOLD CORP COM 64440N103 BBG00JFFSNN2 101,000 25,000 SH   SOLE   25,000 0 0
OLD REP INTL CORP COM 680223104 BBG001S6M9Y2 229,425 9,500 SH   SOLE   9,500 0 0
PAYCHEX INC COM 704326107 BBG001S5V135 224,533 1,943 SH   SOLE   1,943 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 930,956 10,345 SH   SOLE   10,345 0 0
ROSS STORES INC COM 778296103 BBG001S5VRS1 2,945,451 25,377 SH   SOLE   25,377 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 4,813,835 57,817 SH   SOLE   57,817 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 1,666,439 37,189 SH   SOLE   37,189 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 7,564,532 115,295 SH   SOLE   115,295 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 438,757 3,397 SH   SOLE   3,397 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 4,428,142 62,811 SH   SOLE   62,811 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 741,149 1,938 SH   SOLE   1,938 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 BBG00JPZ8T56 770,990 43,000 SH   SOLE   43,000 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 BBG001T66XM9 150,306 10,660 SH   SOLE   10,660 0 0
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104 BBG002DMRZ32 492,682 36,200 SH   SOLE   36,200 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 BBG001T96GD0 1,034,120 125,500 SH   SOLE   125,500 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 307,334 2,495 SH   SOLE   2,495 0 0
TEXTRON INC COM 883203101 BBG001S5WZ39 2,926,813 41,339 SH   SOLE   41,339 0 0
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 4,847,220 34,623 SH   SOLE   34,623 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 10,125,781 19,099 SH   SOLE   19,099 0 0
VALVOLINE INC COM 92047W101 BBG003DNHV65 446,195 13,666 SH   SOLE   13,666 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,292,359 6,341 SH   SOLE   6,341 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 827,583 5,450 SH   SOLE   5,450 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 BBG001SHVTP4 260,559 1,699 SH   SOLE   1,699 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 203,813 981 SH   SOLE   981 0 0