The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 18,708 156 SH   DFND 2,6 0 156 0
3M CO COM 88579Y101 BBG001S5T7X2 3,181,025 26,526 SH   SOLE 5 21,921 0 4,605
ABBOTT LABS COM 002824100 BBG001S5N9M6 10,759 98 SH   DFND 2 0 98 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,655,219 15,076 SH   SOLE 5 12,626 0 2,450
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,621,081 10,031 SH   SOLE 5 7,301 0 2,730
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 40,402 250 SH   DFND 2,3 0 250 0
ACACIA RESH CORP ACACIA TCH COM 003881307 BBG001SJLJT9 92,620 22,000 SH   SOLE 5 22,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 370,641 1,389 SH   SOLE 5 1,294 0 95
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 18,412 69 SH   DFND 2,3 0 69 0
AIM IMMUNOTECH INC COM 00901B105 BBG001SB9J29 3,119 10,000 SH   SOLE 5 10,000 0 0
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 10,226 33 SH   DFND 2,3 0 33 0
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 249,144 804 SH   SOLE 5 54 0 750
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,110,110 12,582 SH   SOLE 5 10,867 0 1,715
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 44,821 508 SH   DFND 2,3 0 508 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 49,156 554 SH   DFND 2,3 0 554 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,179,222 13,290 SH   SOLE 5 11,990 0 1,300
AMAZON COM INC COM 023135106 BBG001S5PQL7 41,328 492 SH   DFND 2 0 492 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,372,980 16,345 SH   SOLE 5 15,125 0 1,220
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 12,783,904 171,573 SH   SOLE 5 164,137 0 7,436
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 6,403 30 SH   DFND 3 0 30 0
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 311,807 1,461 SH   SOLE 5 218 0 1,243
AMGEN INC COM 031162100 BBG001S5NNL6 20,749 79 SH   DFND 2 0 79 0
AMGEN INC COM 031162100 BBG001S5NNL6 1,833,490 6,981 SH   SOLE 5 5,530 0 1,451
ANAVEX LIFE SCIENCES CORP COM NEW 032797300 BBG001SLQWW6 185,200 20,000 SH   SOLE 5 20,000 0 0
APPLE INC COM 037833100 BBG001S5N8V8 21,311,622 164,024 SH   SOLE 5 155,373 0 8,651
APPLE INC COM 037833100 BBG001S5N8V8 162,283 1,249 SH   DFND 2 0 1,249 0
APPLE INC COM 037833100 BBG001S5N8V8 1,299,300 10,000 PRN Call SOLE 5 10,000 0 0
AQUABOUNTY TECHNOLOGIES INC COM NEW 03842K200 BBG007HWZ845 7,640 10,000 SH   SOLE 5 10,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 10,791 45 SH   DFND 2 0 45 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 358,964 1,495 SH   SOLE 5 1,495 0 0
B2GOLD CORP COM 11777Q209 BBG001T0CNW6 57 16 SH   DFND 2 0 16 0
B2GOLD CORP COM 11777Q209 BBG001T0CNW6 51,408 14,400 SH   SOLE 5 14,400 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 33,782 1,020 SH   DFND 2,6 0 1,020 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 441,852 13,341 SH   SOLE 5 4,341 0 9,000
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 4,097 90 SH   DFND 2 0 90 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 1,270,645 27,914 SH   SOLE 5 20,810 0 7,104
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 49,115 159 SH   DFND 2 0 159 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,312,116 7,485 SH   SOLE 5 7,160 0 325
BITFARMS LTD COM 09173B107 BBG00PGMZVM7 12,056 27,400 SH   SOLE 5 27,400 0 0
BOEING CO COM 097023105 BBG001S5P0V3 257,651 1,353 SH   SOLE 5 453 0 900
BOEING CO COM 097023105 BBG001S5P0V3 8,953 47 SH   DFND 2 0 47 0
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 204,421 4,418 SH   SOLE 5 4,418 0 0
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 11,059 239 SH   DFND 1,2,3 0 239 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 406,014 5,643 SH   SOLE 5 5,643 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 23,600 328 SH   DFND 2,3 0 328 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG001SR7MB9 10,114 75 SH   DFND 1,2,3 0 75 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG001SR7MB9 1,165,822 8,645 SH   SOLE 5 6,341 0 2,304
CATERPILLAR INC COM 149123101 BBG001S5PJ06 13,894 58 SH   DFND 2 0 58 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 937,095 3,912 SH   SOLE 5 3,912 0 0
CELCUITY INC COM 15102K100 BBG00HKBW054 190,438 13,593 SH   SOLE 5 0 0 13,593
CHEMED CORP NEW COM 16359R103 BBG001S679X0 2,552 5 SH   DFND 2 0 5 0
CHEMED CORP NEW COM 16359R103 BBG001S679X0 252,663 495 SH   SOLE 5 495 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 231,529 1,290 SH   SOLE 5 1,290 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 54,385 303 SH   DFND 2,3,6 0 303 0
CIGNA CORP NEW COM 125523100 BBG00KXRCDQ9 221,998 670 SH   SOLE 5 670 0 0
CIGNA CORP NEW COM 125523100 BBG00KXRCDQ9 14,248 43 SH   DFND 2 0 43 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 35,873 753 SH   DFND 2,3,6 0 753 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,801,907 37,823 SH   SOLE 5 31,625 0 6,198
CLEANSPARK INC COM NEW 18452B209 BBG001S7F576 27,826 13,640 SH   SOLE 5 13,640 0 0
CME GROUP INC COM 12572Q105 BBG001S86547 3,868 23 SH   DFND 2 0 23 0
CME GROUP INC COM 12572Q105 BBG001S86547 457,563 2,721 SH   SOLE 5 2,721 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 494,441 7,773 SH   SOLE 5 7,773 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 24,045 378 SH   DFND 2 0 378 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 278,676 7,969 SH   SOLE 5 7,751 0 218
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 31,088 889 SH   DFND 2,6 0 889 0
CONAGRA BRANDS INC COM 205887102 BBG001S5PGY5 3,212 83 SH   DFND 2 0 83 0
CONAGRA BRANDS INC COM 205887102 BBG001S5PGY5 2,392,956 61,833 SH   SOLE 5 47,336 0 14,497
CORNING INC COM 219350105 BBG001S5RLH1 3,290 103 SH   DFND 2 0 103 0
CORNING INC COM 219350105 BBG001S5RLH1 1,029,264 32,225 SH   SOLE 5 22,769 0 9,456
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 980,562 2,148 SH   SOLE 5 1,545 0 603
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 15,978 35 SH   DFND 2,3 0 35 0
CSX CORP COM 126408103 BBG001S5Q7Q3 209,859 6,774 SH   SOLE 5 6,774 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 7,745 250 SH   DFND 2 0 250 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 5,451,950 131,025 SH   SOLE 4,5 128,695 0 2,330
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 1,151,186 46,475 SH   SOLE 5 46,475 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 13,901 160 SH   DFND 2,3 0 160 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 543,849 6,260 SH   SOLE 5 3,760 0 2,500
DONALDSON INC COM 257651109 BBG001S5QDV4 257,144 4,368 SH   SOLE 5 4,368 0 0
DOW INC COM 260557103 BBG00BN96931 15,319 304 SH   DFND 2,6 0 304 0
DOW INC COM 260557103 BBG00BN96931 185,334 3,678 SH   SOLE 5 1,929 0 1,749
ECOLAB INC COM 278865100 BBG001S5QRB5 7,597 52 SH   DFND 2,3 0 52 0
ECOLAB INC COM 278865100 BBG001S5QRB5 483,142 3,307 SH   SOLE 5 3,182 0 125
ELECTRAMECCANICA VEHS CORP COM NEW 284849205 BBG00DZVQMF1 12,074 20,000 SH   SOLE 5 20,000 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 6,244 65 SH   DFND 2 0 65 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 368,966 3,841 SH   SOLE 5 2,336 0 1,505
ENZO BIOCHEM INC COM 294100102 BBG001S5QWQ8 89,375 62,500 SH   SOLE 5 0 0 62,500
EQUIFAX INC COM 294429105 BBG001S5QSK3 282,405 1,453 SH   SOLE 5 1,453 0 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 2,527 13 SH   DFND 2 0 13 0
EVOGENE LTD SHS M4119S104 BBG001SR80P1 7,000 10,000 SH   SOLE 5 10,000 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 57,246 519 SH   DFND 2,6 0 519 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 799,287 7,246 SH   SOLE 5 6,766 0 480
FASTENAL CO COM 311900104 BBG001S5R1F7 443,956 9,382 SH   SOLE 5 8,832 0 550
FASTENAL CO COM 311900104 BBG001S5R1F7 4,401 93 SH   DFND 2 0 93 0
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 BBG005GHHC44 210,638 8,601 SH   SOLE 5 8,601 0 0
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 BBG005YW3DQ0 1,387,609 29,809 SH   SOLE 5 26,910 0 2,899
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839 BBG00QQFKRG1 413,537 12,658 SH   SOLE 5 12,658 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 13,031,885 296,719 SH   SOLE 5 292,759 0 3,960
FIRST TR MORNINGSTAR DIVID L SHS 336917109 BBG001SP68G0 8,492,705 232,295 SH   SOLE 5 226,720 0 5,575
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 163,657 14,072 SH   SOLE 5 14,072 0 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 5,548 477 SH   DFND 2 0 477 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 236,796 2,824 SH   SOLE 5 2,824 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 9,643 115 SH   DFND 2 0 115 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 341,597 3,979 SH   SOLE 5 1,326 0 2,653
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 12,620 147 SH   DFND 2 0 147 0
GRACO INC COM 384109104 BBG001S5RK56 445,934 6,630 SH   SOLE 5 6,630 0 0
GRACO INC COM 384109104 BBG001S5RK56 4,305 64 SH   DFND 2,3 0 64 0
HERSHEY CO COM 427866108 BBG001S5S148 1,826,485 7,887 SH   SOLE 5 6,181 0 1,706
HERSHEY CO COM 427866108 BBG001S5S148 16,905 73 SH   DFND 1,2,3 0 73 0
HIVE BLOCKCHAIN TECHNLGIES L COM NEW 43366H704 BBG001SFKS45 14,400 10,000 SH   SOLE 5 10,000 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 601,082 1,903 SH   SOLE 5 1,773 0 130
HOME DEPOT INC COM 437076102 BBG001S5RTW7 30,954 98 SH   DFND 2 0 98 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,485,313 6,931 SH   SOLE 5 6,931 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 13,072 61 SH   DFND 2 0 61 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 2,004 44 SH   DFND 2 0 44 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 294,833 6,473 SH   SOLE 5 6,473 0 0
INSULET CORP COM 45784P101 BBG001SRF439 256,119 870 SH   SOLE 5 870 0 0
INSULET CORP COM 45784P101 BBG001SRF439 1,472 5 SH   DFND 2 0 5 0
INTEL CORP COM 458140100 BBG001S5SF65 235,074 8,894 SH   SOLE 5 8,894 0 0
INTEL CORP COM 458140100 BBG001S5SF65 19,902 753 SH   DFND 2,6 0 753 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 616,339 4,375 SH   SOLE 5 4,375 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 14,653 104 SH   DFND 2 0 104 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 BBG00KJR0YJ0 17,538,168 835,947 SH   SOLE 5 810,479 0 25,468
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 17,169,525 838,147 SH   SOLE 5 820,107 0 18,040
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 4,844,576 240,545 SH   SOLE 5 230,975 0 9,570
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,444,579 5,425 SH   SOLE 5 5,335 0 90
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 159,768 600 PRN Call SOLE 5 600 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 250,328 3,084 SH   SOLE 5 3,084 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 61,404,873 534,467 SH   SOLE 5 518,161 0 16,306
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 25,692,005 246,470 SH   SOLE 5 232,934 0 13,536
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 371,584 3,926 SH   SOLE 5 3,926 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 3,147,903 8,193 SH   SOLE 5 8,193 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 778,873 8,030 SH   SOLE 5 7,841 0 189
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 235,152 3,577 SH   SOLE 5 3,577 0 0
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 603,841 18,365 SH   SOLE 5 18,365 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 632,235 7,460 SH   SOLE 5 7,460 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 386,166 8,262 SH   SOLE 5 8,262 0 0
ISHARES TR ESG MSCI LEADR 46435U218 BBG00P35VT10 766,875 11,565 SH   SOLE 5 11,565 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 3,368,996 39,691 SH   SOLE 5 39,666 0 25
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 15,598,143 237,632 SH   SOLE 5 225,548 0 12,084
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 4,344,569 114,632 SH   SOLE 5 111,132 0 3,500
ISHARES TR MSCI USA ESG SLC 464288802 BBG001SN86J4 370,769 4,504 SH   SOLE 5 4,504 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 79,756,243 699,862 SH   SOLE 5 680,374 0 19,488
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 17,589,762 166,696 SH   SOLE 4,5 163,366 0 3,330
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 443,145 2,105 SH   SOLE 5 2,105 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 404,057 1,886 SH   SOLE 5 1,886 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 401,451 3,811 SH   SOLE 5 3,811 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 4,029,645 23,111 SH   SOLE 5 21,218 0 1,893
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 139,488 800 PRN Call SOLE 5 800 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 22,087,616 129,493 SH   SOLE 5 125,317 0 4,176
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 337,136 5,763 SH   SOLE 5 5,763 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 3,583,440 35,550 SH   SOLE 5 33,963 0 1,587
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 271,104 2,248 SH   SOLE 5 2,076 0 172
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 434,179 4,755 SH   SOLE 5 4,016 0 739
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 243,991 860 SH   SOLE 5 860 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 62,534 354 SH   DFND 2,6 0 354 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,546,625 8,755 SH   SOLE 5 6,608 0 2,147
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 69,330 517 SH   DFND 2,6 0 517 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 520,844 3,884 SH   SOLE 5 1,462 0 2,422
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 42,075 121 SH   DFND 2,3 0 121 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 182,777 526 SH   SOLE 5 456 0 70
MCDONALDS CORP COM 580135101 BBG001S5T110 784,194 2,976 SH   SOLE 5 2,976 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 15,285 58 SH   DFND 2 0 58 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 19,130 244 SH   DFND 2,6 0 244 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 1,015,946 12,957 SH   SOLE 5 12,957 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 4,091,507 36,637 SH   SOLE 5 29,867 0 6,770
MERCK & CO INC COM 58933Y105 BBG001S5TC52 43,108 386 SH   DFND 2,6 0 386 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 20,939 174 SH   DFND 2 0 174 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 556,693 4,626 SH   SOLE 5 4,369 0 257
MGP INGREDIENTS INC NEW COM 55303J106 BBG001S5XTL2 372,330 3,500 SH   SOLE 5 3,500 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 BBG001S787B5 5,760 82 SH   DFND 2 0 82 0
MICROCHIP TECHNOLOGY INC. COM 595017104 BBG001S787B5 263,438 3,750 SH   SOLE 5 0 0 3,750
MICROSOFT CORP COM 594918104 BBG001S5TD05 134,539 561 SH   DFND 2,3,6 0 561 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 6,656,518 27,756 SH   SOLE 5 23,762 0 3,994
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 354,950 5,295 SH   SOLE 5 5,295 0 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 7,910 118 SH   DFND 2 0 118 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 4,654 18 SH   DFND 2 0 18 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 2,285,989 8,840 SH   SOLE 5 6,759 0 2,081
NETFLIX INC COM 64110L106 BBG001SF6L46 342,945 1,163 SH   SOLE 5 1,158 0 5
NETFLIX INC COM 64110L106 BBG001SF6L46 10,616 36 SH   DFND 2 0 36 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 33,524 401 SH   DFND 2,3,6 0 401 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 267,018 3,194 SH   SOLE 5 3,194 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 13,690 117 SH   DFND 2,3 0 117 0
NIKE INC CL B 654106103 BBG001S6NTK2 274,505 2,346 SH   SOLE 5 2,346 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 7,807 59 SH   DFND 2 0 59 0
NUCOR CORP COM 670346105 BBG001S5TRV0 416,808 3,150 SH   SOLE 5 3,150 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 14,631 179 SH   DFND 2 0 179 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 481,040 5,885 SH   SOLE 5 5,885 0 0
OTTER TAIL CORP COM 689648103 BBG001S5TYX3 437,918 7,459 SH   SOLE 5 7,459 0 0
PACCAR INC COM 693718108 BBG001S5V1S8 2,765,997 27,179 SH   SOLE 5 20,986 0 6,193
PACCAR INC COM 693718108 BBG001S5V1S8 8,956 88 SH   DFND 2,3 0 88 0
PACER FDS TR TRENDP US LAR CP 69374H105 BBG009BJW8D9 312,817 8,344 SH   SOLE 5 8,344 0 0
PEPSICO INC COM 713448108 BBG001S695T1 591,011 3,251 SH   SOLE 5 3,251 0 0
PEPSICO INC COM 713448108 BBG001S695T1 34,140 188 SH   DFND 2 0 188 0
PFIZER INC COM 717081103 BBG001S5V466 2,512,635 49,037 SH   SOLE 5 44,254 0 4,783
PFIZER INC COM 717081103 BBG001S5V466 34,587 675 SH   DFND 2,6 0 675 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 31,154 304 SH   DFND 2,6 0 304 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 293,295 2,862 SH   SOLE 5 2,862 0 0
POLARIS INC COM 731068102 BBG001S7HWZ4 945,360 9,360 SH   SOLE 5 9,360 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 27,432 181 SH   DFND 2 0 181 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,502,717 9,915 SH   SOLE 5 9,915 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 1,401,679 22,877 SH   SOLE 5 16,191 0 6,686
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 2,696 44 SH   DFND 2 0 44 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 26,744 265 SH   DFND 2,6 0 265 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 507,980 5,033 SH   SOLE 5 2,143 0 2,890
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 19,316 232 SH   DFND 2,3 0 232 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 760,830 9,138 SH   SOLE 5 2,140 0 6,998
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 6,059,782 256,011 SH   SOLE 4,5 248,903 0 7,108
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 47,820,818 1,484,658 SH   SOLE 4,5 1,447,397 0 37,261
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 BBG0051GPYJ9 227,634 4,326 SH   SOLE 5 4,326 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 4,417,263 96,764 SH   SOLE 5 96,299 0 465
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 28,869,636 644,268 SH   SOLE 5 623,899 0 20,369
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 5,417,767 71,721 SH   SOLE 5 69,972 0 1,749
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 19,142,292 423,971 SH   SOLE 5 412,613 0 11,358
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 932,731 23,025 SH   SOLE 4,5 22,479 0 546
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 2,824,006 32,285 SH   SOLE 5 22,945 0 9,340
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 227,179 6,643 SH   SOLE 5 6,643 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 305,074 2,246 SH   SOLE 5 1,546 0 700
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 420,321 5,962 SH   SOLE 5 5,962 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 352,500 5,000 PRN Call SOLE 5 0 0 5,000
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 628,671 5,052 SH   SOLE 5 5,052 0 0
SERVICE CORP INTL COM 817565104 BBG001S5WBJ5 1,660,466 24,016 SH   SOLE 5 18,332 0 5,684
SERVICE CORP INTL COM 817565104 BBG001S5WBJ5 4,909 71 SH   DFND 2,3 0 71 0
SOUTHERN CO COM 842587107 BBG001S5W777 358,170 5,016 SH   SOLE 5 5,016 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 4,713 66 SH   DFND 2 0 66 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 3,836,722 11,554 SH   SOLE 5 10,448 0 1,106
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 930,984 5,488 SH   SOLE 5 4,988 0 500
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 2,913,465 98,129 SH   SOLE 5 85,724 0 12,405
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 534,841 16,227 SH   SOLE 5 15,568 0 659
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 BBG001T2PHC3 451,618 9,228 SH   SOLE 5 9,228 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 34,679,959 90,262 SH   SOLE 5 85,988 0 4,274
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,179,851 5,700 PRN Call SOLE 5 4,800 0 900
SPDR SER TR ICE PFD SEC ETF 78464A292 BBG001T5L3N9 1,258,220 38,337 SH   SOLE 5 38,337 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 1,219,042 25,778 SH   SOLE 5 24,643 0 1,135
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 1,200,475 47,771 SH   SOLE 5 44,131 0 3,640
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 361,604 9,781 SH   SOLE 5 4,691 0 5,090
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 505,072 17,191 SH   SOLE 5 17,191 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 390,536 3,122 SH   SOLE 5 122 0 3,000
SPDR SER TR S&P KENSHO CLEAN 78468R655 BBG00M9BL931 338,767 4,131 SH   SOLE 5 4,131 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 429,437 4,329 SH   SOLE 5 2,829 0 1,500
STARBUCKS CORP COM 855244109 BBG001S72KH6 13,194 133 SH   DFND 2,3 0 133 0
TARGET CORP COM 87612E106 BBG001SC0K41 1,589,604 10,666 SH   SOLE 5 10,666 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 22,505 151 SH   DFND 2,6 0 151 0
TERADYNE INC COM 880770102 BBG001S5WMZ3 2,795 32 SH   DFND 2 0 32 0
TERADYNE INC COM 880770102 BBG001S5WMZ3 409,846 4,692 SH   SOLE 5 4,692 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 1,553,793 12,614 SH   SOLE 5 12,569 0 45
TESLA INC COM 88160R101 BBG001SQKGD7 8,746 71 SH   DFND 2 0 71 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 19,992 121 SH   DFND 2,3 0 121 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 269,309 1,630 SH   SOLE 5 1,630 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 28,651 52 SH   DFND 2,3 0 52 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 472,198 857 SH   SOLE 5 857 0 0
TRACTOR SUPPLY CO COM 892356106 BBG001S7K017 6,074 27 SH   DFND 2 0 27 0
TRACTOR SUPPLY CO COM 892356106 BBG001S7K017 2,892,813 12,859 SH   SOLE 5 8,914 0 3,945
UNION PAC CORP COM 907818108 BBG001S5X2M0 2,535,286 12,244 SH   SOLE 5 9,050 0 3,194
UNION PAC CORP COM 907818108 BBG001S5X2M0 12,217 59 SH   DFND 2 0 59 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 1,191,847 6,856 SH   SOLE 5 6,806 0 50
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 22,078 127 SH   DFND 2,6 0 127 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 43,475 82 SH   DFND 2 0 82 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 4,325,208 8,158 SH   SOLE 5 8,158 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 1,285,683 29,160 SH   SOLE 5 22,684 0 6,476
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 3,968 90 SH   DFND 2 0 90 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 2,808,999 37,796 SH   SOLE 5 34,172 0 3,624
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1,965,847 26,114 SH   SOLE 5 26,114 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 27,085,260 377,022 SH   SOLE 4,5 364,671 0 12,351
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 7,353,361 34,505 SH   SOLE 5 33,828 0 677
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 11,496,315 85,007 SH   SOLE 5 82,736 0 2,271
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,157,003 14,028 SH   SOLE 5 10,603 0 3,425
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 488,765 1,391 SH   SOLE 5 1,313 0 78
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 4,656,175 29,321 SH   SOLE 5 27,602 0 1,719
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 294,949 1,607 SH   SOLE 5 1,607 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 9,837,742 51,455 SH   SOLE 4,5 50,519 0 936
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 329,589 2,348 SH   SOLE 5 2,348 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 5,659,502 112,874 SH   SOLE 5 110,639 0 2,235
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 20,340,223 521,812 SH   SOLE 4,5 502,990 0 18,822
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 5,738,703 66,582 SH   SOLE 5 63,238 0 3,344
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 836,924 5,512 SH   SOLE 5 5,512 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,112,275 26,502 SH   SOLE 5 26,206 0 296
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 215,695 1,993 SH   SOLE 5 1,993 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 BBG001T0Y6Y7 1,497,444 11,310 SH   SOLE 4,5 11,310 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 219,480 885 SH   SOLE 5 885 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 616,918 2,969 SH   SOLE 5 1,644 0 1,325
VISA INC COM CL A 92826C839 BBG001SRCFY3 43,214 208 SH   DFND 2,3 0 208 0
WALMART INC COM 931142103 BBG001S5XH92 21,479 151 SH   DFND 2 0 151 0
WALMART INC COM 931142103 BBG001S5XH92 198,434 1,395 SH   SOLE 5 1,395 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 6,275 40 SH   DFND 2 0 40 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 208,005 1,326 SH   SOLE 5 1,326 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 268,504 6,503 SH   SOLE 5 6,503 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 19,984 484 SH   DFND 2,3 0 484 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 BBG009KCY2C6 1,577,794 36,994 SH   SOLE 5 35,304 0 1,690
WORLD GOLD TR SPDR GLD MINIS 98149E303 BBG00L8YYQ05 18,816,339 519,932 SH   SOLE 5 510,288 0 9,644
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 8,754 124 SH   DFND 1,2 0 124 0
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 521,976 7,394 SH   SOLE 5 7,394 0 0