The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 415,379 3,783 SH   SOLE   3,783 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 7,004,535 43,342 SH   SOLE   43,342 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 540,169 2,024 SH   SOLE   2,024 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 2,610,127 7,756 SH   SOLE   7,676 0 80
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 3,182,191 36,067 SH   SOLE   35,797 0 270
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 549,682 6,195 SH   SOLE   6,195 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 6,709,691 79,877 SH   SOLE   79,663 0 214
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 521,114 3,527 SH   SOLE   3,527 0 0
AMERISOURCEBERGEN CORP COM 03073E105 BBG001S8X7P0 2,581,743 15,580 SH   SOLE   15,580 0 0
APPLE INC COM 037833100 BBG001S5N8V8 17,429,806 134,148 SH   SOLE   134,083 0 65
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 420,862 12,707 SH   SOLE   12,707 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,166,617 3,777 SH   SOLE   3,777 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 238,127 3,210 SH   SOLE   3,210 0 0
BOEING CO COM 097023105 BBG001S5P0V3 2,789,774 14,645 SH   SOLE   14,645 0 0
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 291,107 8,334 SH   SOLE   8,334 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 4,965,958 69,020 SH   SOLE   69,020 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 345,542 618 SH   SOLE   618 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 6,348,289 26,500 SH   SOLE   26,350 0 150
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 3,494,695 19,470 SH   SOLE   19,470 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 236,135 4,957 SH   SOLE   4,957 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 3,909,309 61,457 SH   SOLE   60,857 0 600
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 236,843 3,006 SH   SOLE   3,006 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 381,791 10,918 SH   SOLE   10,918 0 0
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 226,924 2,381 SH   SOLE   2,381 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 7,270,923 15,928 SH   SOLE   15,853 0 75
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 2,910,723 31,234 SH   SOLE   31,234 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 7,481,471 28,187 SH   SOLE   27,997 0 190
DEERE & CO COM 244199105 BBG001S5QFF7 290,699 678 SH   SOLE   678 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 426,524 4,909 SH   SOLE   4,909 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 BBG0112Z58K1 215,826 3,906 SH   SOLE   3,906 0 0
DTE ENERGY CO COM 233331107 BBG001S5QN88 1,015,747 8,642 SH   SOLE   8,642 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 468,296 4,547 SH   SOLE   4,547 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 250,963 1,599 SH   SOLE   1,599 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,822,408 25,588 SH   SOLE   25,588 0 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 427,708 36,776 SH   SOLE   36,776 0 0
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 6,153,855 32,640 SH   SOLE   32,640 0 0
GENTEX CORP COM 371901109 BBG001S5RMR8 2,781,794 102,009 SH   SOLE   100,969 0 1,040
GLOBAL PMTS INC COM 37940X102 BBG001SGS2Z8 2,122,699 21,372 SH   SOLE   21,027 0 345
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 4,448,024 12,954 SH   SOLE   12,954 0 0
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101 BBG00YDGX9Z1 566,027 13,259 SH   SOLE   13,259 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,048,732 3,320 SH   SOLE   3,320 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 389,213 1,816 SH   SOLE   1,816 0 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 2,473,916 54,312 SH   SOLE   54,312 0 0
HP INC COM 40434L105 BBG001S6W7N7 2,050,624 76,316 SH   SOLE   75,916 0 400
INTEL CORP COM 458140100 BBG001S5SF65 262,105 9,917 SH   SOLE   9,917 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 4,828,043 18,195 SH   SOLE   18,195 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 214,799 11,350 SH   SOLE   11,350 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 3,030,959 19,536 SH   SOLE   19,056 0 480
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 4,158,544 15,617 SH   SOLE   15,542 0 75
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 7,338,822 212,166 SH   SOLE   210,565 0 1,601
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 4,947,502 105,942 SH   SOLE   104,732 0 1,210
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 220,533 7,334 SH   SOLE   7,334 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 36,851,828 380,072 SH   SOLE   376,122 0 3,950
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 4,542,350 111,087 SH   SOLE   111,087 0 0
ISHARES TR COHEN STEER REIT 464287564 BBG001SDX760 1,516,958 27,662 SH   SOLE   27,482 0 180
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 536,628 5,148 SH   SOLE   5,148 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 16,185,366 262,579 SH   SOLE   259,374 0 3,205
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 1,796,678 32,095 SH   SOLE   32,095 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 92,842,527 383,821 SH   SOLE   380,764 0 3,057
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 58,829,097 621,609 SH   SOLE   617,116 0 4,493
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 1,642,088 19,364 SH   SOLE   18,089 0 1,275
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 240,977,550 627,203 SH   SOLE   619,925 0 7,278
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 556,818 8,470 SH   SOLE   8,470 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 BBG00M0P3SC7 18,882,739 777,387 SH   SOLE   763,255 0 14,132
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 22,367,605 957,108 SH   SOLE   940,875 0 16,233
ISHARES TR IBONDS DEC 46435U697 BBG00KDS8331 992,276 38,535 SH   SOLE   38,535 0 0
ISHARES TR IBONDS DEC 2030 46436E726 BBG00VJHRTY3 270,608 13,010 SH   SOLE   13,010 0 0
ISHARES TR IBONDS DEC 25 46435U432 BBG00MJW33G3 657,536 24,935 SH   SOLE   24,935 0 0
ISHARES TR IBONDS DEC 26 46435U259 BBG00NSLFHR9 318,906 12,650 SH   SOLE   12,650 0 0
ISHARES TR IBONDS DEC 29 46436E205 BBG00Q79F703 14,639,972 660,351 SH   SOLE   652,254 0 8,097
ISHARES TR IBONDS DEC2023 46435G318 BBG00GF7ZJL9 1,534,689 60,540 SH   SOLE   60,540 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 23,409,619 1,002,553 SH   SOLE   991,414 0 11,139
ISHARES TR IBONDS DEC23 ETF 46434VAX8 BBG0088JLVM6 25,264,090 1,009,352 SH   SOLE   997,762 0 11,590
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 27,228,526 1,115,009 SH   SOLE   1,105,812 0 9,197
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 25,413,751 1,044,973 SH   SOLE   1,034,178 0 10,795
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 3,899,814 59,412 SH   SOLE   59,412 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 379,649 10,017 SH   SOLE   10,017 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 286,381 2,714 SH   SOLE   2,714 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 24,866,327 118,119 SH   SOLE   116,369 0 1,750
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 3,300,840 15,407 SH   SOLE   14,962 0 445
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 1,050,775 6,929 SH   SOLE   6,729 0 200
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 340,872 1,589 SH   SOLE   1,589 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 218,638 1,577 SH   SOLE   1,577 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 210,515 1,998 SH   SOLE   1,998 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 19,437,927 288,183 SH   SOLE   284,483 0 3,700
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 12,455,341 71,435 SH   SOLE   70,690 0 745
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 635,778 10,868 SH   SOLE   10,868 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 1,943,068 13,394 SH   SOLE   12,969 0 425
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 463,962 6,793 SH   SOLE   6,793 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 439,387 4,359 SH   SOLE   4,359 0 0
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 329,614 3,050 SH   SOLE   3,050 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 261,823 2,171 SH   SOLE   2,171 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 504,591 4,839 SH   SOLE   4,839 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 221,883 2,430 SH   SOLE   2,430 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 929,033 8,728 SH   SOLE   8,653 0 75
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,817,227 10,287 SH   SOLE   10,287 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 8,068,868 60,171 SH   SOLE   60,171 0 0
KEYCORP COM 493267108 BBG001S5SKV6 1,767,973 101,491 SH   SOLE   98,331 0 3,160
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 271,907 2,003 SH   SOLE   2,003 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 1,925,110 106,477 SH   SOLE   106,417 0 60
KROGER CO COM 501044101 BBG001S5SN40 253,875 5,695 SH   SOLE   5,695 0 0
LENNOX INTL INC COM 526107107 BBG001S5SST2 1,677,720 7,013 SH   SOLE   7,013 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 828,256 2,264 SH   SOLE   2,264 0 0
LINCOLN ELEC HLDGS INC COM 533900106 BBG001S5TV87 433,470 3,000 SH   SOLE   3,000 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 446,598 918 SH   SOLE   918 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 7,108,336 35,677 SH   SOLE   35,677 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 246,909 710 SH   SOLE   710 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 251,567 955 SH   SOLE   947 0 8
MERCK & CO INC COM 58933Y105 BBG001S5TC52 763,026 6,877 SH   SOLE   6,877 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,729,351 22,680 SH   SOLE   22,680 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 14,144,557 58,980 SH   SOLE   58,935 0 45
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 232,259 2,778 SH   SOLE   2,778 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 4,458,442 33,825 SH   SOLE   33,605 0 220
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 3,801,244 26,011 SH   SOLE   25,616 0 395
OAK STR HEALTH INC COM 67181A107 BBG00W0L8HN1 798,086 37,103 SH   SOLE   36,983 0 120
ORACLE CORP COM 68389X105 BBG001S5SJG6 674,110 8,247 SH   SOLE   8,247 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 378,969 449 SH   SOLE   449 0 0
PAYCHEX INC COM 704326107 BBG001S5V135 268,163 2,321 SH   SOLE   2,321 0 0
PEPSICO INC COM 713448108 BBG001S695T1 751,716 4,161 SH   SOLE   4,161 0 0
PFIZER INC COM 717081103 BBG001S5V466 817,018 15,945 SH   SOLE   15,945 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 345,083 3,410 SH   SOLE   3,410 0 0
PIONEER NAT RES CO COM 723787107 BBG001S7V1J4 2,362,695 10,345 SH   SOLE   10,298 0 47
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 5,070,133 33,453 SH   SOLE   33,453 0 0
PROGRESSIVE CORP COM 743315103 BBG001S5V509 1,621,623 12,502 SH   SOLE   12,502 0 0
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 3,431,948 30,444 SH   SOLE   30,244 0 200
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 2,899,505 28,731 SH   SOLE   28,731 0 0
ROCKWELL MED INC COM NEW 774374300 BBG001S8R2Y8 13,121 12,927 SH   SOLE   12,927 0 0
ROPER TECHNOLOGIES INC COM 776696106 BBG001S9B362 6,213,915 14,381 SH   SOLE   14,301 0 80
RXO INC COMMON STOCK 74982T103 BBG0160DYDC7 228,055 13,259 SH   SOLE   13,259 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 297,571 3,574 SH   SOLE   3,574 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 252,003 10,647 SH   SOLE   10,647 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 760,767 23,619 SH   SOLE   23,619 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 1,529,854 34,141 SH   SOLE   34,121 0 20
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 551,764 7,304 SH   SOLE   7,304 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 2,422,764 53,660 SH   SOLE   53,660 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 792,511 12,079 SH   SOLE   12,079 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 642,692 15,865 SH   SOLE   15,471 0 394
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 373,362 7,780 SH   SOLE   7,780 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 4,203,778 48,060 SH   SOLE   48,060 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 1,084,777 31,719 SH   SOLE   31,719 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 384,591 2,831 SH   SOLE   2,831 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 229,320 2,335 SH   SOLE   2,335 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 1,276,426 10,257 SH   SOLE   10,257 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 BBG001SCYWS2 2,164,007 23,746 SH   SOLE   23,746 0 0
SNAP ON INC COM 833034101 BBG001S5W688 3,941,590 17,251 SH   SOLE   17,171 0 80
SNOWFLAKE INC CL A 833445109 BBG007DHGNK2 1,817,073 12,659 SH   SOLE   12,594 0 65
SOUTHERN CO COM 842587107 BBG001S5W777 358,364 5,018 SH   SOLE   5,018 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 277,361 1,635 SH   SOLE   1,635 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 7,021,822 18,361 SH   SOLE   18,311 0 50
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 976,750 2,206 SH   SOLE   2,206 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 BBG002QLYD04 35,093,835 1,447,765 SH   SOLE   1,435,355 0 12,410
SPDR SER TR S&P METALS MNG 78464A755 BBG001SMH2W0 325,281 6,530 SH   SOLE   6,530 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 299,978 3,024 SH   SOLE   3,024 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 10,341,434 42,298 SH   SOLE   42,023 0 275
SYNOPSYS INC COM 871607107 BBG001S5VTR8 9,837,644 30,811 SH   SOLE   30,811 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 498,137 3,342 SH   SOLE   3,342 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 733,537 5,955 SH   SOLE   5,955 0 0
TIMOTHY PLAN HIG DV STK ETF 887432326 BBG00P1J0X35 451,431 14,500 SH   SOLE   14,500 0 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 6,286,745 78,979 SH   SOLE   78,979 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 10,511,943 60,469 SH   SOLE   60,469 0 0
UNITED RENTALS INC COM 911363109 BBG001SBGZ25 4,352,829 12,247 SH   SOLE   12,172 0 75
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 8,256,295 15,573 SH   SOLE   15,488 0 85
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 239,148 1,800 SH   SOLE   1,800 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 700,337 3,436 SH   SOLE   3,436 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 3,266,216 39,600 SH   SOLE   39,260 0 340
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,526,543 10,037 SH   SOLE   10,024 0 13
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 498,904 2,718 SH   SOLE   2,718 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 305,387 1,523 SH   SOLE   1,523 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 18,614,288 97,360 SH   SOLE   97,360 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 19,657,724 140,042 SH   SOLE   138,422 0 1,620
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 26,832,271 688,360 SH   SOLE   682,305 0 6,055
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 627,434 12,678 SH   SOLE   12,678 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 11,731,574 151,356 SH   SOLE   150,026 0 1,330
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 18,302,058 243,411 SH   SOLE   242,626 0 785
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 75,165,352 1,790,930 SH   SOLE   1,776,755 0 14,175
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 11,398,634 105,338 SH   SOLE   105,078 0 260
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 208,283 5,286 SH   SOLE   5,286 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 366,462 1,269 SH   SOLE   1,269 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 BBG011386VG3 1,433,916 151,257 SH   SOLE   151,257 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 224,563 1,431 SH   SOLE   1,431 0 0
XPO INC COM 983793100 BBG001SJW3C0 441,392 13,259 SH   SOLE   13,259 0 0
ZOOMINFO TECHNOLOGIES INC COMMON STOCK 98980F104 BBG00S1HJ4F4 1,184,407 39,336 SH   SOLE   39,336 0 0