The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,083,957 9,039 SH   SOLE   0 0 9,039
ABBOTT LABORATORIES COM 002824100   97,494 888 SH   SOLE   0 0 888
ABBVIE INC COM 00287Y109   192,801 1,193 SH   SOLE   0 0 1,193
ACCENTURE PLC SHS Class A G1151C101   25,883 97 SH   SOLE   0 0 97
ADOBE INC COM 00724F101   24,903 74 SH   SOLE   0 0 74
ADVANCED MICRO DEVIC COM 007903107   57,645 890 SH   SOLE   0 0 890
AIR PROD & CHEMICALS COM 009158106   57,028 185 SH   SOLE   0 0 185
ALCOA CORP COM 013872106   46,334 1,019 SH   SOLE   0 0 1,019
ALLBIRDS INC COM 01675A109   736 304 SH   SOLE   0 0 304
ALPHABET INC. CAP STK CL A 02079K305   3,680,603 41,716 SH   SOLE   0 0 41,716
ALPHABET INC. CAP STK CL C 02079K107   342,498 3,860 SH   SOLE   0 0 3,860
ALTRIA GROUP INC COM 02209S103   54,715 1,197 SH   SOLE   0 0 1,197
AMAZON.COM INC COM 023135106   3,274,236 38,979 SH   SOLE   0 0 38,979
AMGEN INC. COM 031162100   158,635 604 SH   SOLE   0 0 604
APPLE INC COM 037833100   11,194,328 86,156 SH   SOLE   0 0 86,156
ATLASSIAN CORP CL A G06242104   5,791 45 SH   SOLE   0 0 45
AUTODESK INC COM 052769106   18,126 97 SH   SOLE   0 0 97
BANK AMERICA CORP COM 060505104   154,372 4,661 SH   SOLE   0 0 4,661
BECTON DICKINSON&CO COM 075887109   1,967,011 7,735 SH   SOLE   0 0 7,735
BERKSHIRE HATHAWAY CL B NEW 084670702   2,325,090 7,527 SH   SOLE   0 0 7,527
BLACKROCK INC COM 09247X101   3,657,657 5,161 SH   SOLE   0 0 5,161
BLOCK INC CL A 852234103   6,158 98 SH   SOLE   0 0 98
BOEING CO COM 097023105   168,584 885 SH   SOLE   0 0 885
BRISTOL-MYERS SQUIBB COM 110122108   84,182 1,170 SH   SOLE   0 0 1,170
BROADCOM INC COM 11135F101   20,688 37 SH   SOLE   0 0 37
BROOKFIELD ASSET MANAG CL A EXCH LT VTG G16169107   16,199 565 SH   SOLE   0 0 565
BROOKFIELD BUSINESS CO CL A EXC SUB VTG 11259V106   282 15 SH   SOLE   0 0 15
BROOKFIELD BUSINESS P LP UNIT LTD L P G16234109   509 30 SH   SOLE   0 0 30
BROOKFIELD CORP CL A LTD VT SH 11271J107   70,785 2,250 SH   SOLE   0 0 2,250
BROOKFIELD REINSURANCE CL A EXCH LT VTG G16169107   469 15 SH   SOLE   0 0 15
CANOPY GROWTH CORP COM 138035100   781 338 SH   SOLE   0 0 338
CARMAX INC COM 143130102   752,296 12,355 SH   SOLE   0 0 12,355
CATERPILLAR INC COM 149123101   2,396 10 SH   SOLE   0 0 10
CHARLES SCHWAB CORP COM 808513105   4,274,942 51,344 SH   SOLE   0 0 51,344
CHECK PT SOFTWARE ORD M22465104   37,848 300 SH   SOLE   0 0 300
CHEVRON CORP COM 166764100   126,181 703 SH   SOLE   0 0 703
CHOICE HOTELS INTL COM 169905106   1,046,994 9,295 SH   SOLE   0 0 9,295
CHUBB LTD COM H1467J104   2,885,889 13,082 SH   SOLE   0 0 13,082
CIRRUS LOGIC INC COM 172755100   22,344 300 SH   SOLE   0 0 300
CISCO SYSTEMS INC COM 17275R102   14,340 301 SH   SOLE   0 0 301
CITIGROUP INC COM NEW 172967424   50,567 1,118 SH   SOLE   0 0 1,118
COLGATE-PALMOLIVE CO COM 194162103   92,263 1,171 SH   SOLE   0 0 1,171
COMCAST CORP NEW CL A 20030N101   1,733,113 49,560 SH   SOLE   0 0 49,560
CORTEVA INC COM 22052L104   3,879 66 SH   SOLE   0 0 66
COSTCO WHOLESALE CO COM 22160K105   1,576,751 3,454 SH   SOLE   0 0 3,454
CROWDSTRIKE HLDGS INC CL A 22788C105   5,265 50 SH   SOLE   0 0 50
DELTA AIR LINES INC DEL COM NEW 247361702   1,077,775 32,799 SH   SOLE   0 0 32,799
DEXCOM INC COM 252131107   11,324 100 SH   SOLE   0 0 100
DIAMONDBACK ENERGY COM 25278X109   547 4 SH   SOLE   0 0 4
DOMINION ENERGY INC COM 25746U109   53,042 865 SH   SOLE   0 0 865
DOW INC COM 260557103   3,326 66 SH   SOLE   0 0 66
DRAFTKINGS INC NEW COM CL A 26142V105   1,811 159 SH   SOLE   0 0 159
DUKE ENERGY CORP COM NEW 26441C204   85,135 826 SH   SOLE   0 0 826
DUPONT DE NEMOURS INC IA COM 26614N102   4,530 66 SH   SOLE   0 0 66
EDWARDS LIFESCIENCES COM 28176E108   44,766 600 SH   SOLE   0 0 600
EMERSON ELECTRIC CO COM 291011104   9,606 100 SH   SOLE   0 0 100
ENBRIDGE INC COM 29250N105   69,794 1,785 SH   SOLE   0 0 1,785
ENSTAR GROUP LTD SHS G3075P101   66,077 286 SH   SOLE   0 0 286
ENTERPRISE PRODS PART LP COM 293792107   2,364 98 SH   SOLE   0 0 98
FEDEX CORP COM 31428X106   202,817 1,171 SH   SOLE   0 0 1,171
FIDELITY INTERNATIONAL MULTIFACT ETF METAVERSE ETF 316092535   14,345 593 SH   SOLE   0 0 593
GARTNER INC COM 366651107   14,454 43 SH   SOLE   0 0 43
GENERAL DYNAMICS CO COM 369550108   2,196,270 8,852 SH   SOLE   0 0 8,852
GENERAL ELECTRIC CO COM 369604301   1,065,333 12,714 SH   SOLE   0 0 12,714
GENERAL MILLS INC COM 370334104   114,875 1,370 SH   SOLE   0 0 1,370
GENERAL MOTORS CO COM 37045V100   8,915 265 SH   SOLE   0 0 265
GILEAD SCIENCES INC COM 375558103   25,755 300 SH   SOLE   0 0 300
GLOBE LIFE INC COM 37959E102   27,124 225 SH   SOLE   0 0 225
GOLDMAN SACHS GROUP COM 38141G104   47,730 139 SH   SOLE   0 0 139
GSK PLC ADR FSPONSORED ADR SPONSORED ADR 37733W204   16,867 480 SH   SOLE   0 0 480
HALEON PLC FSPONSORED ADR SPON ADS 405552100   4,800 600 SH   SOLE   0 0 600
HARLEY DAVIDSON INC COM 412822108   5,408 130 SH   SOLE   0 0 130
HOME DEPOT INC COM 437076102   747,956 2,368 SH   SOLE   0 0 2,368
HONEYWELL INTL INC COM 438516106   2,498,099 11,657 SH   SOLE   0 0 11,657
HORMEL FOODS CORP COM 440452100   33,160 728 SH   SOLE   0 0 728
IDEXX LABS INC COM 45168D104   11,015 27 SH   SOLE   0 0 27
INDEPENDENCE REALTY REIT COM 45378A106   659,192 39,098 SH   SOLE   0 0 39,098
INNOVATIVE INDUSTRIAL PRREIT COM 45781V101   203 2 SH   SOLE   0 0 2
INVSC QQQ TRUST SRS 1 ETF UNIT SER 1 46090E103   297,701 1,118 SH   SOLE   0 0 1,118
IQVIA HOLDINGS INC COM 46266C105   3,450,757 16,842 SH   SOLE   0 0 16,842
ISHARES BIOTECHNOLOGY ETF ISHARES BIOTECH 464287556   84,288 642 SH   SOLE   0 0 642
ISHARES CORE S&P 500 ETF CORE S&P 500 ETF 464287200   731,920 1,905 SH   SOLE   0 0 1,905
ISHARES CORE S&P MID-CAPETF CORE S&P MCP ETF 464287507   551,025 2,278 SH   SOLE   0 0 2,278
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804   162,875 1,721 SH   SOLE   0 0 1,721
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ETF 464287226   7,662 79 SH   SOLE   0 0 79
ISHARES MSCI CHINA ETF CHINA SM-CAP ETF 46429B671   95 2 SH   SOLE   0 0 2
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   4,201 64 SH   SOLE   0 0 64
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   7,498 35 SH   SOLE   0 0 35
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309   417,398 7,135 SH   SOLE   0 0 7,135
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   369,203 2,545 SH   SOLE   0 0 2,545
ISHARES S&P SMALL CAP 600 ETF SP SMCP600VL ETF 464287879   118,155 1,294 SH   SOLE   0 0 1,294
ISHARES S&P SMLL CAP 600GRTH ETF S&P SML 600 GWT 464287887   152,487 1,411 SH   SOLE   0 0 1,411
ISHARES SELECT DIVIDEND ETF SELECT DIVIDEND ETF 464287168   120,600 1,000 SH   SOLE   0 0 1,000
JOHNSON & JOHNSON COM 478160104   2,672,869 15,130 SH   SOLE   0 0 15,130
JPMORGAN CHASE & CO COM 46625H100   3,255,009 24,273 SH   SOLE   0 0 24,273
LAB CO OF AMER HLDG COM NEW 50540R409   1,165,626 4,950 SH   SOLE   0 0 4,950
LILLY ELI & CO COM 532457108   1,093,496 2,989 SH   SOLE   0 0 2,989
LOWES COMPANIES INC COM 548661107   225,540 1,132 SH   SOLE   0 0 1,132
LPL FINL HLDGS COM 50212V100   4,972 23 SH   SOLE   0 0 23
LULULEMON ATHLETICA COM 550021109   8,971 28 SH   SOLE   0 0 28
MASTERCARD INC CL A 57636Q104   4,651,665 13,377 SH   SOLE   0 0 13,377
MATCH GROUP INC NEW COM 57667L107   5,892 142 SH   SOLE   0 0 142
MCDONALDS CORP COM 580135101   6,282 23 SH   SOLE   0 0 23
MEDTRONIC PLC SHS G5960L103   8,471 109 SH   SOLE   0 0 109
MERCADOLIBRE INC COM 58733R102   8,462 10 SH   SOLE   0 0 10
MERCK & CO. INC. COM 58933Y105   273,159 2,462 SH   SOLE   0 0 2,462
META PLATFORMS INC CL A 30303M102   1,049,485 8,721 SH   SOLE   0 0 8,721
MFA FINL, INC. REIT NOTE 55272X607   1,162 118 SH   SOLE   0 0 118
MICRON TECHNOLOGY COM 595112103   50 1 SH   SOLE   0 0 1
MICROSOFT CORP COM 594918104   6,386,649 26,631 SH   SOLE   0 0 26,631
MODERNA INC COM 60770K107   180 1 SH   SOLE   0 0 1
MOHAWK INDUSTRIES COM 608190104   89,443 875 SH   SOLE   0 0 875
MONDELEZ INTL CL A 609207105   107,107 1,607 SH   SOLE   0 0 1,607
MR COOPER GROUP INC COM 62482R107   40 1 SH   SOLE   0 0 1
MURPHY USA INC COM 626755102   17,052 61 SH   SOLE   0 0 61
NIKE INC CL B 654106103   192,900 1,648 SH   SOLE   0 0 1,648
NOVARTIS AG FSPONSORED ADR SPONSORED ADR 66987V109   165,564 1,825 SH   SOLE   0 0 1,825
NOVO-NORDISK A S FSPONSORED ADR ADR 670100205   29,233 216 SH   SOLE   0 0 216
NUVEEN MUNICIPAL VALUE C COM 670928100   34,013 3,955 SH   SOLE   0 0 3,955
NVIDIA CORP COM 67066G104   1,828,358 12,511 SH   SOLE   0 0 12,511
O REILLY AUTOMOTIVE COM 67103H107   13,504 16 SH   SOLE   0 0 16
OCCIDENTAL PETROL CO COM 674599105   13,984 222 SH   SOLE   0 0 222
ORACLE CORP COM 68389X105   26,402 323 SH   SOLE   0 0 323
ORGANON & CO COMMON STOCK 68622V106   5,726 205 SH   SOLE   0 0 205
ORION OFFICE REIT INC REIT COM 68629Y103   427 50 SH   SOLE   0 0 50
PALO ALTO NETWORKS COM 697435105   227,729 1,632 SH   SOLE   0 0 1,632
PAYPAL HOLDINGS INCORPOR COM 70450Y103   1,584,431 22,247 SH   SOLE   0 0 22,247
PELOTON INTERACTIVE INC CL A COM 70614W100   2,128 268 SH   SOLE   0 0 268
PENN ENTMT INC COM 707569109   10,098 340 SH   SOLE   0 0 340
PEPSICO INC COM 713448108   15,898 88 SH   SOLE   0 0 88
PERFORMANCE FOOD GROUP C COM 71377A103   29,195 500 SH   SOLE   0 0 500
PFIZER INC COM 717081103   3,385,734 66,076 SH   SOLE   0 0 66,076
PHILIP MORRIS INTL COM 718172109   1,983,210 19,595 SH   SOLE   0 0 19,595
PNC FINL SERVICES COM 693475105   77,075 488 SH   SOLE   0 0 488
PROCTER & GAMBLE COM 742718109   1,535,606 10,132 SH   SOLE   0 0 10,132
PROLOGIS INC. REIT COM 74340W103   113 1 SH   SOLE   0 0 1
PRUDENTIAL FINL COM 744320102   9,946 100 SH   SOLE   0 0 100
REALTY INCOME CORP REIT COM 756109104   82,459 1,300 SH   SOLE   0 0 1,300
REVOLVE GROUP INC CL A 76156B107   6,255 281 SH   SOLE   0 0 281
ROBLOX CORP CL A 771049103   285 10 SH   SOLE   0 0 10
SALESFORCE INC COM 79466L302   1,287,847 9,713 SH   SOLE   0 0 9,713
SEA LTD FUNSPONSORED ADR SPONSORD ADS 81141R100   6,035 116 SH   SOLE   0 0 116
SELECT SECTOR HEALTH CARE SPDR ETF SBI HEALTHCARE 81369Y209   19,291 142 SH   SOLE   0 0 142
SELECT STR FINANCIAL SELECT SPDR ETF FINANCIAL 81369Y605   16,279 476 SH   SOLE   0 0 476
SERVICE NOW INC COM 81762P102   19,025 49 SH   SOLE   0 0 49
SHOPIFY INC CL A 82509L107   7,636 220 SH   SOLE   0 0 220
SNOWFLAKE INC CL A 833445109   431 3 SH   SOLE   0 0 3
SOFI TECHNOLOGIES INC NOTE 83406F102   2,065 448 SH   SOLE   0 0 448
SOLAREDGE TECH COM 83417M104   10,764 38 SH   SOLE   0 0 38
SPDR FUND CONSUMER DISCRE SELECT ETF SBI CONS DISCR 81369Y407   12,141 94 SH   SOLE   0 0 94
SPDR INDEX SHARES EMERG MARKT ETF PORTFOLIO EMG MK 78463X509   4,713 143 SH   SOLE   0 0 143
SPDR PORTFOLIO DVLPD WRLD EX-US ETF PORTFOLIO DEVLPD 78463X889   9,798 330 SH   SOLE   0 0 330
SPDR S&P 500 ETF SPDR S&P 500 ETF 78468R796   2,037,587 5,328 SH   SOLE   0 0 5,328
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   153,510 1,227 SH   SOLE   0 0 1,227
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107   375,043 847 SH   SOLE   0 0 847
STARBUCKS CORP COM 855244109   2,592,843 26,137 SH   SOLE   0 0 26,137
STATE STREET CORP COM 857477103   11,015 142 SH   SOLE   0 0 142
SYNOVUS FINL CO COM 871607107   214,673 5,717 SH   SOLE   0 0 5,717
TAIWAN SEMICONDUCTR FSPONSORED ADR SPONSORED ADR 874039100   930,380 12,490 SH   SOLE   0 0 12,490
TECHNOLOGY SELECT SECTORSPDR ETF TECHNOLOGY 81369Y803   26,381 212 SH   SOLE   0 0 212
THE COCA-COLA CO COM 191216100   214,811 3,377 SH   SOLE   0 0 3,377
TORONTO DOMINION BANK F COM NEW 891160509   43,195 667 SH   SOLE   0 0 667
TRUIST FINL CORP COM 89832Q109   203,771 4,735 SH   SOLE   0 0 4,735
UBER TECHNOLOGIES INC COM 90353T100   1,191,368 48,175 SH   SOLE   0 0 48,175
UNITED PARCEL SRVC CL B 911312106   17,384 100 SH   SOLE   0 0 100
UNITEDHEALTH GRP INC COM 91324P102   3,382,018 6,379 SH   SOLE   0 0 6,379
VANGUARD ENERGY ETF ENERGY ETF 92204A306   480,875 3,965 SH   SOLE   0 0 3,965
VANGUARD FTSE ALL WORLD EX US ETF ALLWRLD EX US ETF 922042775   464,046 9,255 SH   SOLE   0 0 9,255
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   7,748 184 SH   SOLE   0 0 184
VANGUARD MID CAP ETF MID CAP ETF 922908629   7,949 39 SH   SOLE   0 0 39
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   33,036,472 94,029 SH   SOLE   0 0 94,029
VANGUARD SHORT-TERM BONDETF SHORT TRM BOND 921937827   74,602 991 SH   SOLE   0 0 991
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751   3,785,609 20,625 SH   SOLE   0 0 20,625
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MKT 921937835   4,173,617 58,096 SH   SOLE   0 0 58,096
VANGUARD TOTAL INTERNATIONAL BND ETF TOTAL INT BD ETF 92203J407   60,616 1,278 SH   SOLE   0 0 1,278
VANGUARD TOTAL INTERNATIONAL STOCK E VG TL INTL STK F 921909768   2,488,027 48,105 SH   SOLE   0 0 48,105
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   2,677 14 SH   SOLE   0 0 14
VANGUARD VALUE ETF VALUE ETF 922908744   8,141 58 SH   SOLE   0 0 58
VERIZON COMMUNICATN COM 92343V104   3,940 100 SH   SOLE   0 0 100
VISA INC COM CL A 92826C839   3,974,501 19,130 SH   SOLE   0 0 19,130
VIATRIS INC COM 92556V106   223 20 SH   SOLE   0 0 20
VIRGIN GALACTIC HLDGS INCLASS COM 92766K106   70 20 SH   SOLE   0 0 20
WABTEC COM 929740108   599 6 SH   SOLE   0 0 6
WALGREENS BOOTS ALLI COM 931427108   37 1 SH   SOLE   0 0 1
WALMART INC COM 931142103   18,415 129 SH   SOLE   0 0 129
WALT DISNEY CO COM 254687106   1,092,709 12,577 SH   SOLE   0 0 12,577
WELLS FARGO & CO COM NEW 949746101   50,580 1,225 SH   SOLE   0 0 1,225
WOLFSPEED INC COM 977852102   4,557 66 SH   SOLE   0 0 66
WORKDAY INC CL A 98138H101   34,972 209 SH   SOLE   0 0 209
XERIS PHARMACEUTICALS IN COM NEW 98421M106   536 403 SH   SOLE   0 0 403
ZETA GLOBAL HOLDINGS COR CL A 98956A105   361,612 44,261 SH   SOLE   0 0 44,261
ZIMMER BIOMET HLDGS COM 98956P102   38,250 300 SH   SOLE   0 0 300
ZIMVIE INC COM 98888T107   280 30 SH   SOLE   0 0 30
ZOETIS INC CL A 98978V103   15,827 108 SH   SOLE   0 0 108
ZOOM VIDEO COMMUNICATIONCLASS CL A 98980L101   6,774 100 SH   SOLE   0 0 100