The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CREDICORP LTD COM G2519Y108   208,102 1,534 SH   SOLE   0 0 1,534
TRITON INTL LTD CL A G9078F107   3,986,286 57,957 SH   SOLE   0 0 57,957
UBS GROUP AG SHS H42097107   218,962 11,728 SH   SOLE   0 0 11,728
ICL GROUP LTD SHS M53213100   134,891 18,453 SH   SOLE   0 0 18,453
NXP SEMICONDUCTORS N V COM N6596X109   208,442 1,315 SH   SOLE   0 0 1,315
DIANA SHIPPING INC COM Y2066G104   154,164 39,529 SH   SOLE   0 0 39,529
ABB LTD SPONSORED ADR 000375204   218,490 7,173 SH   SOLE   0 0 7,173
AFLAC INC COM 001055102   1,327,272 18,450 SH   SOLE   0 0 18,450
ABBVIE INC COM 00287Y109   3,376,320 20,892 SH   SOLE   0 0 20,892
AEGON N V NY REGISTRY SHS 007924103   203,994 40,475 SH   SOLE   0 0 40,475
ALASKA AIR GROUP INC COM 011659109   302,421 7,043 SH   SOLE   0 0 7,043
ALTRIA GROUP INC COM 02209S103   3,900,146 85,324 SH   SOLE   0 0 85,324
AMAZON COM INC COM 023135106   355,320 4,230 SH   SOLE   0 0 4,230
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105   199,416 10,957 SH   SOLE   0 0 10,957
AMERICAN FINL GROUP INC OHIO COM 025932104   1,217,498 8,869 SH   SOLE   0 0 8,869
AMERICAN WTR WKS CO INC NEW COM 030420103   3,766,884 24,714 SH   SOLE   0 0 24,714
AMGEN INC COM 031162100   308,486 1,175 SH   SOLE   0 0 1,175
APA CORPORATION COM 03743Q108   1,702,637 36,475 SH   SOLE   0 0 36,475
APPLE INC COM 037833100   2,814,822 21,664 SH   SOLE   0 0 21,664
ARCHER DANIELS MIDLAND CO COM 039483102   1,142,944 12,310 SH   SOLE   0 0 12,310
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   167,805 27,921 SH   SOLE   0 0 27,921
BANK AMERICA CORP COM 060505104   3,336,153 100,729 SH   SOLE   0 0 100,729
BELDEN INC COM 077454106   1,064,341 14,797 SH   SOLE   0 0 14,797
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,370,898 4,438 SH   SOLE   0 0 4,438
BLOCK H & R INC COM 093671105   1,130,793 30,836 SH   SOLE   0 0 30,836
BRASKEM S A SP ADR PFD A 105532105   488,305 2,096 SH   SOLE   0 0 2,096
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   202,989 5,077 SH   SOLE   0 0 5,077
COTERRA ENERGY INC COM 127097103   1,436,037 58,447 SH   SOLE   0 0 58,447
CENTRAIS ELETRICAS BRASILEIR SPONSORED ADR 15234Q207   208,099 26,242 SH   SOLE   0 0 26,242
CHEVRON CORP NEW COM 166764100   753,633 4,199 SH   SOLE   0 0 4,199
CISCO SYS INC COM 17275R102   3,761,742 78,962 SH   SOLE   0 0 78,962
COCA COLA CO COM 191216100   4,433,696 69,701 SH   SOLE   0 0 69,701
CONSTELLATION ENERGY CORP COM 21037T109   557,441 6,466 SH   SOLE   0 0 6,466
CULLEN FROST BANKERS INC COM 229899109   1,318,802 9,864 SH   SOLE   0 0 9,864
CURTISS WRIGHT CORP COM 231561101   649,090 3,887 SH   SOLE   0 0 3,887
DEVON ENERGY CORP NEW COM 25179M103   1,878,110 30,533 SH   SOLE   0 0 30,533
DIAGEO PLC SPON ADR NEW 25243Q205   243,309 1,365 SH   SOLE   0 0 1,365
DOW INC COM 260557103   331,622 6,581 SH   SOLE   0 0 6,581
DUKE ENERGY CORP NEW COM NEW 26441C204   247,754 2,406 SH   SOLE   0 0 2,406
EQT CORP COM 26884L109   840,411 24,842 SH   SOLE   0 0 24,842
ENPHASE ENERGY INC COM 29355A107   1,000,224 3,775 SH   SOLE   0 0 3,775
EQUINOR ASA SPONSORED ADR 29446M102   290,097 8,101 SH   SOLE   0 0 8,101
EXELON CORP COM 30161N101   943,026 21,814 SH   SOLE   0 0 21,814
EXXON MOBIL CORP COM 30231G102   5,482,048 49,701 SH   SOLE   0 0 49,701
F N B CORP COM 302520101   134,676 10,320 SH   SOLE   0 0 10,320
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   7,396,997 124,445 SH   SOLE   0 0 124,445
GENERAL MLS INC COM 370334104   3,505,428 41,806 SH   SOLE   0 0 41,806
GENMAB A/S SPONSORED ADS 372303206   216,986 5,120 SH   SOLE   0 0 5,120
GERDAU SA SPON ADR REP PFD 373737105   136,694 24,674 SH   SOLE   0 0 24,674
ICICI BANK LIMITED ADR 45104G104   321,611 14,692 SH   SOLE   0 0 14,692
INTEL CORP COM 458140100   330,410 12,501 SH   SOLE   0 0 12,501
INTERNATIONAL BUSINESS MACHS COM 459200101   4,210,691 29,886 SH   SOLE   0 0 29,886
INVESCO QQQ TR UNIT SER 1 46090E103   234,306 880 SH   SOLE   0 0 880
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   8,585,831 195,889 SH   SOLE   0 0 195,889
ISHARES TR TIPS BD ETF 464287176   6,594,916 61,959 SH   SOLE   0 0 61,959
ISHARES TR CORE S&P500 ETF 464287200   1,372,519 3,572 SH   SOLE   0 0 3,572
ISHARES TR CORE US AGGBD ET 464287226   1,114,329 11,489 SH   SOLE   0 0 11,489
ISHARES TR RUS 2000 GRW ETF 464287648   272,727 1,271 SH   SOLE   0 0 1,271
ISHARES TR IBOXX HI YD ETF 464288513   813,880 11,054 SH   SOLE   0 0 11,054
ISHARES TR 0-5YR HI YL CP 46434V407   668,020 16,337 SH   SOLE   0 0 16,337
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   222,552 47,251 SH   SOLE   0 0 47,251
JPMORGAN CHASE & CO COM 46625H100   223,679 1,668 SH   SOLE   0 0 1,668
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   753,354 15,028 SH   SOLE   0 0 15,028
JOHNSON & JOHNSON COM 478160104   212,854 1,205 SH   SOLE   0 0 1,205
KBR INC COM 48242W106   1,261,298 23,888 SH   SOLE   0 0 23,888
KT CORP SPONSORED ADR 48268K101   205,970 15,257 SH   SOLE   0 0 15,257
KEURIG DR PEPPER INC COM 49271V100   763,617 21,351 SH   SOLE   0 0 21,351
KINSALE CAP GROUP INC COM 49714P108   1,489,814 5,697 SH   SOLE   0 0 5,697
LILLY ELI & CO COM 532457108   1,373,244 3,754 SH   SOLE   0 0 3,754
MCKESSON CORP COM 58155Q103   2,075,209 5,527 SH   SOLE   0 0 5,527
MERCK & CO INC COM 58933Y105   361,532 3,259 SH   SOLE   0 0 3,259
MICROSOFT CORP COM 594918104   3,629,330 15,134 SH   SOLE   0 0 15,134
MOSAIC CO NEW COM 61945C103   860,942 19,625 SH   SOLE   0 0 19,625
NATIONAL FUEL GAS CO COM 636180101   1,366,103 21,581 SH   SOLE   0 0 21,581
NATIONAL HEALTH INVS INC COM 63633D104   2,593,863 49,239 SH   SOLE   0 0 49,239
NORTHROP GRUMMAN CORP COM 666807102   1,031,749 1,891 SH   SOLE   0 0 1,891
NOVO-NORDISK A S ADR 670100205   369,343 2,729 SH   SOLE   0 0 2,729
NUCOR CORP COM 670346105   291,696 2,213 SH   SOLE   0 0 2,213
NVIDIA CORPORATION COM 67066G104   306,239 2,096 SH   SOLE   0 0 2,096
OLIN CORP COM PAR $1 680665205   1,250,877 23,628 SH   SOLE   0 0 23,628
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   133,775 12,561 SH   SOLE   0 0 12,561
PFIZER INC COM 717081103   4,352,677 84,947 SH   SOLE   0 0 84,947
PHILIP MORRIS INTL INC COM 718172109   2,327,914 23,001 SH   SOLE   0 0 23,001
PROCTER AND GAMBLE CO COM 742718109   3,851,132 25,410 SH   SOLE   0 0 25,410
RAYMOND JAMES FINL INC COM 754730109   1,273,679 11,898 SH   SOLE   0 0 11,898
RIO TINTO PLC SPONSORED ADR 767204100   3,824,379 53,713 SH   SOLE   0 0 53,713
ROYAL BK CDA SUSTAINABL COM 780087102   2,852,379 30,338 SH   SOLE   0 0 30,338
SPDR S&P 500 ETF TR TR UNIT 78462F103   19,219,904 50,257 SH   SOLE   0 0 50,257
SPDR SER TR ICE PFD SEC ETF 78464A292   3,040,478 92,641 SH   SOLE   0 0 92,641
SPDR SER TR PORTFOLIO INTRMD 78464A375   6,429,469 201,994 SH   SOLE   0 0 201,994
SPDR SER TR PRTFLO S&P500 VL 78464A508   6,091,319 156,629 SH   SOLE   0 0 156,629
SPDR SER TR PORTFOLIO AGRGTE 78464A649   656,647 26,130 SH   SOLE   0 0 26,130
SPDR SER TR PORTFOLI S&P1500 78464A805   2,587,520 54,716 SH   SOLE   0 0 54,716
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   5,672,217 138,685 SH   SOLE   0 0 138,685
SPDR SER TR BLOOMBERG SHT TE 78468R408   772,462 31,867 SH   SOLE   0 0 31,867
SPDR SER TR BLOOMBERG HIGH Y 78468R622   6,362,594 70,695 SH   SOLE   0 0 70,695
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   11,989,795 267,570 SH   SOLE   0 0 267,570
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   4,230,316 135,327 SH   SOLE   0 0 135,327
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   7,148,060 245,891 SH   SOLE   0 0 245,891
SOUTHERN CO COM 842587107   4,172,457 58,430 SH   SOLE   0 0 58,430
TARGET CORP COM 87612E106   2,979,915 19,994 SH   SOLE   0 0 19,994
TATA MTRS LTD SPONSORED ADR 876568502   281,988 12,202 SH   SOLE   0 0 12,202
TENARIS S A SPONSORED ADS 88031M109   361,832 10,291 SH   SOLE   0 0 10,291
3M CO COM 88579Y101   337,899 2,818 SH   SOLE   0 0 2,818
UNITEDHEALTH GROUP INC COM 91324P102   362,254 683 SH   SOLE   0 0 683
UNUM GROUP COM 91529Y106   1,751,673 42,692 SH   SOLE   0 0 42,692
VALMONT INDS INC COM 920253101   810,142 2,450 SH   SOLE   0 0 2,450
VANECK ETF TRUST BDC INCOME ETF 92189F411   2,759,014 194,983 SH   SOLE   0 0 194,983
VANGUARD WORLD FDS ENERGY ETF 92204A306   4,046,867 33,368 SH   SOLE   0 0 33,368
VANGUARD WORLD FDS UTILITIES ETF 92204A876   2,778,824 18,120 SH   SOLE   0 0 18,120
VERIZON COMMUNICATIONS INC COM 92343V104   487,119 12,363 SH   SOLE   0 0 12,363
WALGREENS BOOTS ALLIANCE INC COM 931427108   298,777 7,997 SH   SOLE   0 0 7,997
YPF SOCIEDAD ANONIMA SPON ADR CL D 984245100   114,287 12,436 SH   SOLE   0 0 12,436