The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 98 1,020 SH   OTR 0 0 0 1,020
ALPHABET INC CAP STK CL A 02079K305 3,691 38,590 SH   SOLE 0 0 0 38,590
ALPHABET INC CAP STK CL C 02079K107 2,522 26,230 SH   SOLE 0 0 0 26,230
AMAZON COM INC COM 023135106 729 6,450 SH   OTR 0 0 0 6,450
AMAZON COM INC COM 023135106 22,990 203,451 SH   SOLE 0 0 0 203,451
AMBEV SA SPONSORED ADR 02319V103 67 23,808 SH   SOLE 0 0 0 23,808
AMERICAN AIRLS GROUP INC COM 02376R102 174 14,467 SH   SOLE 0 0 0 14,467
AMERIPRISE FINL INC COM 03076C106 494 1,961 SH   SOLE 0 0 0 1,961
ANALOG DEVICES INC COM 032654105 725 5,200 SH   SOLE 0 0 0 5,200
APPLE INC COM 037833100 2,654 19,203 SH   OTR 0 0 0 19,203
APPLE INC COM 037833100 29,241 211,588 SH   SOLE 0 0 0 211,588
AUTOMATIC DATA PROCESSING IN COM 053015103 452 2,000 SH   SOLE 0 0 0 2,000
AVERY DENNISON CORP COM 053611109 224 1,375 SH   SOLE 0 0 0 1,375
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 47 177 SH   OTR 0 0 0 177
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,366 5,115 SH   SOLE 0 0 0 5,115
BK OF AMERICA CORP COM 060505104 250 8,285 SH   SOLE 0 0 0 8,285
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 258 220 SH   SOLE 0 0 0 220
BLACKSTONE INC COM 09260D107 68 808 SH   OTR 0 0 0 808
BLACKSTONE INC COM 09260D107 3,396 40,568 SH   SOLE 0 0 0 40,568
CENTENE CORP DEL COM 15135B101 939 12,064 SH   OTR 0 0 0 12,064
CENTENE CORP DEL COM 15135B101 1,382 17,759 SH   SOLE 0 0 0 17,759
CHENIERE ENERGY INC COM NEW 16411R208 375 2,260 SH   OTR 0 0 0 2,260
CHIPOTLE MEXICAN GRILL INC COM 169656105 292 194 SH   SOLE 0 0 0 194
CITIZENS & NORTHN CORP COM 172922106 3,090 127,799 SH   SOLE 0 0 0 127,799
DANAHER CORPORATION COM 235851102 504 1,951 SH   SOLE 0 0 0 1,951
DISCOVER FINL SVCS COM 254709108 311 3,416 SH   SOLE 0 0 0 3,416
DISNEY WALT CO COM 254687106 85 900 SH   OTR 0 0 0 900
DISNEY WALT CO COM 254687106 159 1,689 SH   SOLE 0 0 0 1,689
ENTERPRISE PRODS PARTNERS L COM 293792107 189 7,950 SH   OTR 0 0 0 7,950
ENTERPRISE PRODS PARTNERS L COM 293792107 1,054 44,314 SH   SOLE 0 0 0 44,314
ERICSSON ADR B SEK 10 294821608 527 91,820 SH   SOLE 0 0 0 91,820
ERIE INDTY CO CL A 29530P102 567 2,550 SH   SOLE 0 0 0 2,550
EXXON MOBIL CORP COM 30231G102 31 350 SH   OTR 0 0 0 350
EXXON MOBIL CORP COM 30231G102 391 4,475 SH   SOLE 0 0 0 4,475
FORD MTR CO DEL COM 345370860 127 11,330 SH   SOLE 0 0 0 11,330
FULTON FINL CORP PA COM 360271100 474 30,000 SH   SOLE 0 0 0 30,000
GENERAL DYNAMICS CORP COM 369550108 300 1,413 SH   SOLE 0 0 0 1,413
GOLDMAN SACHS GROUP INC COM 38141G104 8 28 SH   OTR 0 0 0 28
GOLDMAN SACHS GROUP INC COM 38141G104 532 1,814 SH   SOLE 0 0 0 1,814
INTEL CORP COM 458140100 383 14,854 SH   SOLE 0 0 0 14,854
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 554 36,820 SH   SOLE 0 0 0 36,820
ISHARES INC MSCI GBL MIN VOL 464286525 62 705 SH   OTR 0 0 0 705
ISHARES INC MSCI GBL MIN VOL 464286525 702 7,932 SH   SOLE 0 0 0 7,932
ISHARES TR MSCI KLD400 SOC 464288570 525 7,834 SH   SOLE 0 0 0 7,834
ISHARES TR ISHARES SEMICDTR 464287523 72 227 SH   OTR 0 0 0 227
ISHARES TR ISHARES SEMICDTR 464287523 3,048 9,563 SH   SOLE 0 0 0 9,563
ISHARES TR CORE S&P MCP ETF 464287507 222 1,011 SH   OTR 0 0 0 1,011
ISHARES TR CORE S&P MCP ETF 464287507 3,955 18,039 SH   SOLE 0 0 0 18,039
ISHARES TR CORE S&P SCP ETF 464287804 73 835 SH   OTR 0 0 0 835
ISHARES TR CORE S&P SCP ETF 464287804 1,620 18,584 SH   SOLE 0 0 0 18,584
ISHARES TR CORE S&P500 ETF 464287200 718 2,001 SH   OTR 0 0 0 2,001
ISHARES TR CORE S&P500 ETF 464287200 11,167 31,136 SH   SOLE 0 0 0 31,136
ISHARES TR RUS 1000 ETF 464287622 2,215 11,225 SH   SOLE 0 0 0 11,225
ISHARES TR U.S. FIN SVC ETF 464287770 352 2,491 SH   SOLE 0 0 0 2,491
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 2,663 53,099 SH   SOLE 0 0 0 53,099
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1 11 SH   OTR 0 0 0 11
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 2,689 53,456 SH   SOLE 0 0 0 53,456
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 96 1,871 SH   OTR 0 0 0 1,871
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 3,567 69,632 SH   SOLE 0 0 0 69,632
JOHNSON & JOHNSON COM 478160104 748 4,578 SH   SOLE 0 0 0 4,578
JPMORGAN CHASE & CO COM 46625H100 228 2,179 SH   OTR 0 0 0 2,179
JPMORGAN CHASE & CO COM 46625H100 49 469 SH   SOLE 0 0 0 469
LILLY ELI & CO COM 532457108 1,172 3,626 SH   SOLE 0 0 0 3,626
LPL FINL HLDGS INC COM 50212V100 343 1,572 SH   SOLE 0 0 0 1,572
MERCK & CO INC COM 58933Y105 20 233 SH   OTR 0 0 0 233
MERCK & CO INC COM 58933Y105 406 4,717 SH   SOLE 0 0 0 4,717
META PLATFORMS INC CL A 30303M102 971 7,153 SH   SOLE 0 0 0 7,153
MICROSOFT CORP COM 594918104 432 1,856 SH   OTR 0 0 0 1,856
MICROSOFT CORP COM 594918104 24,740 106,226 SH   SOLE 0 0 0 106,226
MORGAN STANLEY COM NEW 617446448 779 9,859 SH   SOLE 0 0 0 9,859
NEXTERA ENERGY INC COM 65339F101 956 12,187 SH   SOLE 0 0 0 12,187
NOKIA CORP SPONSORED ADR 654902204 645 151,075 SH   SOLE 0 0 0 151,075
NVIDIA CORPORATION COM 67066G104 616 5,074 SH   SOLE 0 0 0 5,074
PEPSICO INC COM 713448108 214 1,309 SH   SOLE 0 0 0 1,309
PFIZER INC COM 717081103 216 4,945 SH   SOLE 0 0 0 4,945
QUALCOMM INC COM 747525103 215 1,900 SH   SOLE 0 0 0 1,900
RAYTHEON TECHNOLOGIES CORP COM 75513E101 613 7,488 SH   SOLE 0 0 0 7,488
SALESFORCE INC COM 79466L302 9 65 SH   OTR 0 0 0 65
SALESFORCE INC COM 79466L302 740 5,142 SH   SOLE 0 0 0 5,142
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2 28 SH   OTR 0 0 0 28
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 729 12,051 SH   SOLE 0 0 0 12,051
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 487 7,336 SH   OTR 0 0 0 7,336
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 13,334 200,728 SH   SOLE 0 0 0 200,728
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 938 22,152 SH   SOLE 0 0 0 22,152
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1 30 SH   OTR 0 0 0 30
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 256 6,769 SH   SOLE 0 0 0 6,769
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 302 5,410 SH   SOLE 0 0 0 5,410
SHARECARE INC COM CL A 81948W104 202 106,260 SH   SOLE 0 0 0 106,260
SIGNATURE BK NEW YORK N Y COM 82669G104 491 3,253 SH   SOLE 0 0 0 3,253
SPDR SER TR S&P REGL BKG 78464A698 272 4,621 SH   SOLE 0 0 0 4,621
SYNCHRONY FINANCIAL COM 87165B103 424 15,047 SH   SOLE 0 0 0 15,047
TESLA INC COM 88160R101 825 3,111 SH   SOLE 0 0 0 3,111
TEXAS INSTRS INC COM 882508104 487 3,146 SH   SOLE 0 0 0 3,146
THERMO FISHER SCIENTIFIC INC COM 883556102 364 718 SH   OTR 0 0 0 718
THERMO FISHER SCIENTIFIC INC COM 883556102 512 1,009 SH   SOLE 0 0 0 1,009
TWITTER INC COM 90184L102 267 6,080 SH   SOLE 0 0 0 6,080
UNITEDHEALTH GROUP INC COM 91324P102 1,398 2,769 SH   SOLE 0 0 0 2,769
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11 59 SH   OTR 0 0 0 59
VANGUARD INDEX FDS TOTAL STK MKT 922908769 814 4,536 SH   SOLE 0 0 0 4,536
VANGUARD INDEX FDS SMALL CP ETF 922908751 51 297 SH   OTR 0 0 0 297
VANGUARD INDEX FDS SMALL CP ETF 922908751 542 3,172 SH   SOLE 0 0 0 3,172
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 281 857 SH   SOLE 0 0 0 857
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 310 2,295 SH   OTR 0 0 0 2,295
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,006 22,239 SH   SOLE 0 0 0 22,239
VULCAN MATLS CO COM 929160109 580 3,680 SH   OTR 0 0 0 3,680
VULCAN MATLS CO COM 929160109 2,589 16,415 SH   SOLE 0 0 0 16,415
WELLS FARGO CO NEW PERP PFD CNV A 949746804 173 144 SH   OTR 0 0 0 144
WELLS FARGO CO NEW PERP PFD CNV A 949746804 913 758 SH   SOLE 0 0 0 758
WHEELS UP EXPERIENCE INC COM CL A 96328L106 100 86,769 SH   SOLE 0 0 0 86,769
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 2 85 SH   OTR 0 0 0 85
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 616 23,111 SH   SOLE 0 0 0 23,111