The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   2,934 40,788 SH   SOLE   40,788 0 0
AES CORP COM 00130H105   3,796 131,996 SH   SOLE   131,996 0 0
AT&T INC COM 00206R102   3,245 176,242 SH   SOLE   176,242 0 0
ABBOTT LABS COM 002824100   3,241 29,519 SH   SOLE   29,519 0 0
ABBVIE INC COM 00287Y109   5,970 36,943 SH   SOLE   36,943 0 0
ABRDN ASIA PACIFIC INCOME FU COM 003009107   50 18,896 SH   SOLE   18,896 0 0
ABRDN EMRG MKTS EQTY INCM FD COM 00301W105   256 49,700 SH   SOLE   49,700 0 0
ACTIVISION BLIZZARD INC COM 00507V109   872 11,394 SH   SOLE   11,394 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   446 1,326 SH   SOLE   1,326 0 0
AGNICO EAGLE MINES LTD COM 008474108   274 5,261 SH   SOLE   5,261 0 0
AIR PRODS & CHEMS INC COM 009158106   15,337 49,752 SH   SOLE   49,271 0 481
ALASKA AIR GROUP INC COM 011659109   239 5,560 SH   SOLE   5,560 0 0
ALBEMARLE CORP COM 012653101   402 1,852 SH   SOLE   1,852 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   2,648 18,176 SH   SOLE   15,539 0 2,637
ALIGN TECHNOLOGY INC COM 016255101   370 1,756 SH   SOLE   1,756 0 0
ALLSTATE CORP COM 020002101   855 6,306 SH   SOLE   6,306 0 0
ALPHABET INC CAP STK CL C 02079K107   16,339 184,140 SH   SOLE   183,305 0 835
ALPHABET INC CAP STK CL A 02079K305   18,053 204,615 SH   SOLE   204,615 0 0
ALTRIA GROUP INC COM 02209S103   4,739 103,668 SH   SOLE   103,668 0 0
AMAZON COM INC COM 023135106   18,288 217,713 SH   SOLE   217,713 0 0
AMBEV SA SPONSORED ADR 02319V103   113 41,619 SH   SOLE   41,619 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105   1,291 70,922 SH   SOLE   70,922 0 0
AMERICAN ELEC PWR CO INC COM 025537101   1,472 15,499 SH   SOLE   15,499 0 0
AMERICAN EXPRESS CO COM 025816109   3,306 22,379 SH   SOLE   22,379 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   887 14,028 SH   SOLE   14,028 0 0
AMER STATES WTR CO COM 029899101   420 4,539 SH   SOLE   4,539 0 0
AMERICAN TOWER CORP NEW COM 03027X100   12,355 58,319 SH   SOLE   56,864 0 1,455
AMERICAN WTR WKS CO INC NEW COM 030420103   9,166 60,136 SH   SOLE   60,136 0 0
AMERIPRISE FINL INC COM 03076C106   211 679 SH   SOLE   679 0 0
AMETEK INC COM 031100100   319 2,282 SH   SOLE   2,282 0 0
AMGEN INC COM 031162100   3,648 13,890 SH   SOLE   13,890 0 0
AMNEAL PHARMACEUTICALS INC COM STK CL A 03168L105   46 22,889 SH   SOLE   22,889 0 0
ELEVANCE HEALTH INC COM 036752103   4,751 9,261 SH   SOLE   9,261 0 0
APPLE INC COM 037833100   92,119 708,989 SH   SOLE   707,553 0 1,436
APPLIED MATLS INC COM 038222105   10,559 108,430 SH   SOLE   107,535 0 895
ARCHER DANIELS MIDLAND CO COM 039483102   1,667 17,956 SH   SOLE   17,956 0 0
ARCOSA INC COM 039653100   295 5,428 SH   SOLE   5,428 0 0
ARROW ELECTRS INC COM 042735100   979 9,366 SH   SOLE   9,366 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   1,931 28,479 SH   SOLE   28,479 0 0
ATEA PHARMACEUTICALS INC COM 04683R106   80 16,696 SH   SOLE   16,696 0 0
AUTODESK INC COM 052769106   1,010 5,403 SH   SOLE   5,403 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   10,795 45,194 SH   SOLE   45,194 0 0
AUTONATION INC COM 05329W102   430 4,004 SH   SOLE   4,004 0 0
AUTOZONE INC COM 053332102   520 211 SH   SOLE   211 0 0
AVERY DENNISON CORP COM 053611109   2,351 12,990 SH   SOLE   12,495 0 495
AVNET INC COM 053807103   872 20,980 SH   SOLE   20,980 0 0
BCB BANCORP INC COM 055298103   304 16,876 SH   SOLE   16,876 0 0
BP PLC SPONSORED ADR 055622104   2,207 63,182 SH   SOLE   63,182 0 0
BAKER HUGHES COMPANY CL A 05722G100   838 28,393 SH   SOLE   28,393 0 0
BANCO BRADESCO S A SP ADR PFD NEW 059460303   34 11,869 SH   SOLE   11,869 0 0
BK OF AMERICA CORP COM 060505104   12,990 392,203 SH   SOLE   387,628 0 4,575
BANK NEW YORK MELLON CORP COM 064058100   950 20,868 SH   SOLE   20,868 0 0
BARCLAYS PLC ADR 06738E204   95 12,177 SH   SOLE   12,177 0 0
BARRICK GOLD CORP COM 067901108   1,185 68,981 SH   SOLE   68,981 0 0
BAUSCH HEALTH COS INC COM 071734107   200 31,775 SH   SOLE   31,775 0 0
BAXTER INTL INC COM 071813109   1,158 22,714 SH   SOLE   22,714 0 0
BECTON DICKINSON & CO COM 075887109   7,420 29,178 SH   SOLE   28,757 0 421
BERKSHIRE HATHAWAY INC DEL CL A 084670108   21,092 45 SH   SOLE   45 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   16,509 53,444 SH   SOLE   53,444 0 0
BEST BUY INC COM 086516101   1,850 23,067 SH   SOLE   23,067 0 0
BHP GROUP LTD SPONSORED ADS 088606108   1,524 24,562 SH   SOLE   24,562 0 0
BIOGEN INC COM 09062X103   342 1,235 SH   SOLE   1,235 0 0
BIOVENTUS INC COM CL A 09075A108   56 21,500 SH   SOLE   21,500 0 0
BLACKROCK INC COM 09247X101   7,080 9,991 SH   SOLE   9,809 0 182
BLACKROCK CR ALLOCATION INCO COM 092508100   586 58,031 SH   SOLE   58,031 0 0
BLACKROCK MULTI SECTOR INC T COM 09258A107   296 20,825 SH   SOLE   20,825 0 0
BLACKSTONE INC COM 09260D107   807 10,881 SH   SOLE   10,881 0 0
BLOOM ENERGY CORP COM CL A 093712107   4,367 228,380 SH   SOLE   228,380 0 0
BOEING CO COM 097023105   8,504 44,644 SH   SOLE   44,644 0 0
BOOKING HOLDINGS INC COM 09857L108   2,749 1,364 SH   SOLE   1,335 0 29
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   679 6,500 SH   SOLE   6,500 0 0
BOSTON BEER INC CL A 100557107   527 1,600 SH   SOLE   1,600 0 0
BOSTON PROPERTIES INC COM 101121101   214 3,166 SH   SOLE   3,166 0 0
BRIGHTHOUSE FINL INC COM 10922N103   936 18,261 SH   SOLE   18,261 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   11,632 161,662 SH   SOLE   159,080 0 2,583
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   572 14,308 SH   SOLE   14,308 0 0
BROADCOM INC COM 11135F101   1,532 2,740 SH   SOLE   2,740 0 0
B2GOLD CORP COM 11777Q209   82 23,023 SH   SOLE   23,023 0 0
BUTTERFLY NETWORK INC COM CL A 124155102   25 10,000 SH   SOLE   10,000 0 0
CBRE GBL REAL ESTATE INC FD COM 12504G100   705 122,974 SH   SOLE   122,974 0 0
CBRE GROUP INC CL A 12504L109   221 2,875 SH   SOLE   2,875 0 0
CIGNA CORP NEW COM 125523100   4,221 12,739 SH   SOLE   12,739 0 0
CSX CORP COM 126408103   4,547 146,773 SH   SOLE   146,773 0 0
CVS HEALTH CORP COM 126650100   4,681 50,234 SH   SOLE   50,234 0 0
CANADIAN NATL RY CO COM 136375102   455 3,827 SH   SOLE   3,827 0 0
CANADIAN PAC RY LTD COM 13645T100   2,335 31,307 SH   SOLE   31,307 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   915 38,770 SH   SOLE   38,770 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   3,754 178,700 SH   SOLE   178,700 0 0
CAPITAL ONE FINL CORP COM 14040H105   1,138 12,244 SH   SOLE   12,244 0 0
CARDINAL HEALTH INC COM 14149Y108   1,833 23,847 SH   SOLE   23,847 0 0
CARNIVAL CORP COMMON STOCK 143658300   106 13,185 SH   SOLE   13,185 0 0
CARNIVAL PLC ADR 14365C103   181 25,158 SH   SOLE   25,158 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   1,211 29,369 SH   SOLE   29,369 0 0
CATERPILLAR INC COM 149123101   4,990 20,831 SH   SOLE   20,831 0 0
CENTENE CORP DEL COM 15135B101   245 2,985 SH   SOLE   2,985 0 0
CENTERPOINT ENERGY INC COM 15189T107   221 7,355 SH   SOLE   7,355 0 0
CHENIERE ENERGY INC COM NEW 16411R208   1,967 13,120 SH   SOLE   13,120 0 0
CHEVRON CORP NEW COM 166764100   22,951 127,867 SH   SOLE   127,226 0 641
CHURCH & DWIGHT CO INC COM 171340102   5,197 64,471 SH   SOLE   62,968 0 1,503
CISCO SYS INC COM 17275R102   7,282 152,859 SH   SOLE   152,859 0 0
CITIGROUP INC COM NEW 172967424   3,606 79,716 SH   SOLE   79,716 0 0
CITIZENS FINL GROUP INC COM 174610105   1,073 27,251 SH   SOLE   27,251 0 0
CLOROX CO DEL COM 189054109   653 4,653 SH   SOLE   4,653 0 0
COCA COLA CO COM 191216100   11,428 179,654 SH   SOLE   179,654 0 0
COLGATE PALMOLIVE CO COM 194162103   1,909 24,225 SH   SOLE   24,225 0 0
COMCAST CORP NEW CL A 20030N101   9,048 258,726 SH   SOLE   254,844 0 3,882
COMERICA INC COM 200340107   510 7,628 SH   SOLE   7,628 0 0
COMPANIA DE MINAS BUENAVENTU SPONSORED ADR 204448104   97 13,006 SH   SOLE   13,006 0 0
CONAGRA BRANDS INC COM 205887102   2,186 56,473 SH   SOLE   56,473 0 0
CONOCOPHILLIPS COM 20825C104   4,995 42,327 SH   SOLE   41,931 0 396
CONSOLIDATED EDISON INC COM 209115104   2,040 21,481 SH   SOLE   21,481 0 0
CONSTELLATION BRANDS INC CL A 21036P108   1,593 6,874 SH   SOLE   6,874 0 0
CORNING INC COM 219350105   394 12,339 SH   SOLE   12,339 0 0
CORPORATE OFFICE PPTYS TR SH BEN INT 22002T108   1,862 71,796 SH   SOLE   63,813 0 7,983
CORTEVA INC COM 22052L104   511 8,691 SH   SOLE   8,691 0 0
COSTCO WHSL CORP NEW COM 22160K105   8,597 18,833 SH   SOLE   18,423 0 410
CROWN CASTLE INC COM 22822V101   2,166 15,968 SH   SOLE   13,948 0 2,020
CUMMINS INC COM 231021106   5,546 22,891 SH   SOLE   22,132 0 759
D R HORTON INC COM 23331A109   1,238 13,891 SH   SOLE   13,891 0 0
DXC TECHNOLOGY CO COM 23355L106   970 36,591 SH   SOLE   36,591 0 0
DANAHER CORPORATION COM 235851102   17,688 66,640 SH   SOLE   66,640 0 0
DATADOG INC CL A COM 23804L103   282 3,835 SH   SOLE   3,835 0 0
DEERE & CO COM 244199105   8,573 19,995 SH   SOLE   19,995 0 0
DEVON ENERGY CORP NEW COM 25179M103   1,107 17,996 SH   SOLE   17,996 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   958 5,376 SH   SOLE   5,376 0 0
DIGITAL RLTY TR INC COM 253868103   1,981 19,758 SH   SOLE   16,790 0 2,968
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,673 76,200 SH   SOLE   76,200 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   675 16,218 SH   SOLE   16,218 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,223 40,233 SH   SOLE   40,233 0 0
DISNEY WALT CO COM 254687106   7,623 87,746 SH   SOLE   87,746 0 0
DISCOVER FINL SVCS COM 254709108   435 4,442 SH   SOLE   4,442 0 0
DOLLAR GEN CORP NEW COM 256677105   14,554 59,103 SH   SOLE   59,103 0 0
DOMINION ENERGY INC COM 25746U109   1,538 25,084 SH   SOLE   25,084 0 0
DORCHESTER MINERALS LP COM UNIT 25820R105   462 15,422 SH   SOLE   15,422 0 0
DOW INC COM 260557103   2,703 53,645 SH   SOLE   53,645 0 0
DROPBOX INC CL A 26210C104   996 44,500 SH   SOLE   44,500 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   2,690 26,117 SH   SOLE   26,117 0 0
DUPONT DE NEMOURS INC COM 26614N102   1,766 25,730 SH   SOLE   25,730 0 0
EOG RES INC COM 26875P101   423 3,266 SH   SOLE   3,266 0 0
EASTMAN CHEM CO COM 277432100   1,468 18,030 SH   SOLE   18,030 0 0
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108   155 15,687 SH   SOLE   15,687 0 0
ECOLAB INC COM 278865100   6,329 43,482 SH   SOLE   43,482 0 0
EDISON INTL COM 281020107   957 15,042 SH   SOLE   15,042 0 0
EMERSON ELEC CO COM 291011104   6,953 72,380 SH   SOLE   72,380 0 0
ENBRIDGE INC COM 29250N105   278 7,108 SH   SOLE   7,108 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   201 16,964 SH   SOLE   16,964 0 0
ENGINE GAMING AND MEDIA INC COM 29287W102   30 30,969 SH   SOLE   30,969 0 0
ENPHASE ENERGY INC COM 29355A107   202 763 SH   SOLE   763 0 0
ENTERGY CORP NEW COM 29364G103   281 2,494 SH   SOLE   2,494 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   1,698 70,411 SH   SOLE   70,411 0 0
EQUINIX INC COM 29444U700   8,589 13,112 SH   SOLE   13,112 0 0
EQUINOR ASA SPONSORED ADR 29446M102   384 10,731 SH   SOLE   10,731 0 0
EQUINOX GOLD CORP COM 29446Y502   36 10,901 SH   SOLE   10,901 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   438 7,419 SH   SOLE   7,419 0 0
ESAB CORPORATION COM 29605J106   483 10,298 SH   SOLE   10,298 0 0
ESSEX PPTY TR INC COM 297178105   2,085 9,839 SH   SOLE   8,334 0 1,505
EVERGY INC COM 30034W106   330 5,252 SH   SOLE   5,252 0 0
EVERSOURCE ENERGY COM 30040W108   203 2,421 SH   SOLE   2,421 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   445 9,600 SH   SOLE   9,600 0 0
EXELON CORP COM 30161N101   1,384 32,020 SH   SOLE   32,020 0 0
EXTRA SPACE STORAGE INC COM 30225T102   2,193 14,900 SH   SOLE   12,739 0 2,161
EXXON MOBIL CORP COM 30231G102   21,224 192,424 SH   SOLE   192,424 0 0
FMC CORP COM NEW 302491303   1,976 15,831 SH   SOLE   15,831 0 0
META PLATFORMS INC CL A 30303M102   8,564 71,167 SH   SOLE   70,952 0 215
FACTSET RESH SYS INC COM 303075105   218 544 SH   SOLE   544 0 0
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   1,848 18,293 SH   SOLE   16,001 0 2,292
FEDEX CORP COM 31428X106   1,982 11,445 SH   SOLE   11,445 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,184 26,300 SH   SOLE   26,300 0 0
FIRST INDL RLTY TR INC COM 32054K103   2,371 49,125 SH   SOLE   41,674 0 7,451
FISERV INC COM 337738108   612 6,060 SH   SOLE   6,060 0 0
FIRSTENERGY CORP COM 337932107   2,025 48,274 SH   SOLE   48,274 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105   7,227 39,343 SH   SOLE   39,343 0 0
FORD MTR CO DEL COM 345370860   1,092 93,908 SH   SOLE   93,908 0 0
FRANKLIN RESOURCES INC COM 354613101   225 8,515 SH   SOLE   8,515 0 0
FREEPORT-MCMORAN INC CL B 35671D857   331 8,700 SH   SOLE   8,700 0 0
GABELLI MULTIMEDIA TR INC COM 36239Q109   253 47,367 SH   SOLE   47,367 0 0
GARTNER INC COM 366651107   1,982 5,895 SH   SOLE   5,895 0 0
GENERAL DYNAMICS CORP COM 369550108   9,455 38,107 SH   SOLE   37,806 0 301
GENERAL ELECTRIC CO COM NEW 369604301   3,094 36,922 SH   SOLE   36,922 0 0
GENERAL MLS INC COM 370334104   1,247 14,876 SH   SOLE   14,876 0 0
GENERAL MTRS CO COM 37045V100   919 27,325 SH   SOLE   27,325 0 0
GENUINE PARTS CO COM 372460105   312 1,797 SH   SOLE   1,797 0 0
GENWORTH FINL INC COM CL A 37247D106   90 16,961 SH   SOLE   16,961 0 0
GILEAD SCIENCES INC COM 375558103   2,927 34,099 SH   SOLE   34,099 0 0
GSK PLC SPONSORED ADR 37733W204   399 11,364 SH   SOLE   11,364 0 0
GOLD FIELDS LTD SPONSORED ADR 38059T106   264 25,523 SH   SOLE   25,523 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   3,887 11,320 SH   SOLE   11,320 0 0
GRAINGER W W INC COM 384802104   247 444 SH   SOLE   444 0 0
GROUP 1 AUTOMOTIVE INC COM 398905109   334 1,853 SH   SOLE   1,853 0 0
HALEON PLC SPON ADS 405552100   712 89,023 SH   SOLE   89,023 0 0
HALLIBURTON CO COM 406216101   1,452 36,902 SH   SOLE   36,902 0 0
HANCOCK JOHN FINL OPPTYS FD SH BEN INT NEW 409735206   711 21,359 SH   SOLE   21,359 0 0
HANESBRANDS INC COM 410345102   805 126,567 SH   SOLE   126,567 0 0
HELIX ENERGY SOLUTIONS GRP I COM 42330P107   74 10,000 SH   SOLE   10,000 0 0
HELMERICH & PAYNE INC COM 423452101   910 18,364 SH   SOLE   18,364 0 0
HERSHEY CO COM 427866108   3,905 16,862 SH   SOLE   16,862 0 0
HESS CORP COM 42809H107   605 4,266 SH   SOLE   4,266 0 0
HESS MIDSTREAM LP CL A SHS 428103105   247 8,241 SH   SOLE   8,241 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   1,620 101,516 SH   SOLE   101,516 0 0
HOME DEPOT INC COM 437076102   24,601 77,887 SH   SOLE   77,486 0 400
HONDA MOTOR LTD AMERN SHS 438128308   205 8,981 SH   SOLE   8,981 0 0
HONEYWELL INTL INC COM 438516106   16,054 74,916 SH   SOLE   74,221 0 695
HOVNANIAN ENTERPRISES INC CL A NEW 442487401   485 11,530 SH   SOLE   11,530 0 0
HUNTSMAN CORP COM 447011107   222 8,084 SH   SOLE   8,084 0 0
ILLINOIS TOOL WKS INC COM 452308109   1,732 7,862 SH   SOLE   7,862 0 0
INGERSOLL RAND INC COM 45687V106   878 16,799 SH   SOLE   16,799 0 0
INGREDION INC COM 457187102   486 4,967 SH   SOLE   4,967 0 0
INTEL CORP COM 458140100   2,510 94,982 SH   SOLE   94,982 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   8,753 62,127 SH   SOLE   62,127 0 0
INTERNATIONAL PAPER CO COM 460146103   781 22,552 SH   SOLE   22,552 0 0
INTERPUBLIC GROUP COS INC COM 460690100   2,585 77,612 SH   SOLE   71,633 0 5,978
INVESCO QQQ TR UNIT SER 1 46090E103   5,600 21,031 SH   SOLE   21,031 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   222 15,000 SH   SOLE   15,000 0 0
INTUIT COM 461202103   6,705 17,227 SH   SOLE   17,227 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   3,306 12,460 SH   SOLE   12,460 0 0
INVESCO TR INVT GRADE NEW YO COM 46131T101   210 20,818 SH   SOLE   20,818 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   200 1,265 SH   SOLE   1,265 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   3,287 21,185 SH   SOLE   21,185 0 0
INVESCO EXCHANGE TRADED FD T DWA ENERGY MNT 46137V878   224 5,180 SH   SOLE   5,180 0 0
INVESCO EXCHANGE TRADED FD T DWA STAPLES 46137V886   559 6,757 SH   SOLE   6,757 0 0
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   366 21,355 SH   SOLE   21,355 0 0
IRIDIUM COMMUNICATIONS INC COM 46269C102   802 15,608 SH   SOLE   15,608 0 0
IRON MTN INC DEL COM 46284V101   2,580 51,758 SH   SOLE   45,789 0 5,969
ISHARES TR CORE S&P TTL STK 464287150   313 3,688 SH   SOLE   3,688 0 0
ISHARES TR SELECT DIVID ETF 464287168   562 4,663 SH   SOLE   4,663 0 0
ISHARES TR TIPS BD ETF 464287176   12,401 116,507 SH   SOLE   114,812 0 1,695
ISHARES TR CHINA LG-CAP ETF 464287184   873 30,856 SH   SOLE   30,856 0 0
ISHARES TR US TRSPRTION 464287192   218 1,020 SH   SOLE   1,020 0 0
ISHARES TR CORE S&P500 ETF 464287200   8,351 21,736 SH   SOLE   21,571 0 165
ISHARES TR CORE US AGGBD ET 464287226   4,591 47,339 SH   SOLE   47,339 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   635 16,743 SH   SOLE   16,743 0 0
ISHARES TR IBOXX INV CP ETF 464287242   7,407 70,257 SH   SOLE   70,257 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   948 16,202 SH   SOLE   16,202 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,092 7,525 SH   SOLE   7,525 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   450 4,703 SH   SOLE   4,703 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   22,846 281,455 SH   SOLE   281,455 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,681 25,614 SH   SOLE   25,614 0 0
ISHARES TR RUS MD CP GR ETF 464287481   983 11,764 SH   SOLE   11,764 0 0
ISHARES TR RUS MID CAP ETF 464287499   267 3,961 SH   SOLE   3,961 0 0
ISHARES TR CORE S&P MCP ETF 464287507   3,575 14,780 SH   SOLE   14,780 0 0
ISHARES TR EXPANDED TECH 464287515   651 2,543 SH   SOLE   2,543 0 0
ISHARES TR EXPND TEC SC ETF 464287549   434 1,550 SH   SOLE   1,550 0 0
ISHARES TR ISHARES BIOTECH 464287556   5,833 44,431 SH   SOLE   44,431 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   938 6,182 SH   SOLE   6,182 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,718 8,017 SH   SOLE   8,017 0 0
ISHARES TR RUS 1000 ETF 464287622   1,028 4,885 SH   SOLE   4,885 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   7,532 54,316 SH   SOLE   51,243 0 3,073
ISHARES TR RUS 2000 GRW ETF 464287648   1,495 6,969 SH   SOLE   6,943 0 25
ISHARES TR RUSSELL 2000 ETF 464287655   39,948 229,110 SH   SOLE   225,188 0 3,922
ISHARES TR RUSSELL 3000 ETF 464287689   679 3,076 SH   SOLE   3,048 0 28
ISHARES TR U.S. UTILITS ETF 464287697   508 5,871 SH   SOLE   5,871 0 0
ISHARES TR US TELECOM ETF 464287713   401 17,867 SH   SOLE   17,867 0 0
ISHARES TR U.S. TECH ETF 464287721   1,740 23,353 SH   SOLE   23,353 0 0
ISHARES TR US HLTHCARE ETF 464287762   8,007 28,222 SH   SOLE   28,222 0 0
ISHARES TR U.S. FINLS ETF 464287788   1,543 20,448 SH   SOLE   20,448 0 0
ISHARES TR U.S. ENERGY ETF 464287796   432 9,290 SH   SOLE   9,290 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,905 41,257 SH   SOLE   41,257 0 0
ISHARES TR U.S. BAS MTL ETF 464287838   300 2,405 SH   SOLE   2,405 0 0
ISHARES TR SP SMCP600VL ETF 464287879   1,212 13,270 SH   SOLE   13,000 0 270
ISHARES TR S&P SML 600 GWT 464287887   461 4,263 SH   SOLE   4,263 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   285 14,357 SH   SOLE   14,357 0 0
ISHARES TR MSCI ACWI EX US 464288240   473 10,396 SH   SOLE   10,396 0 0
ISHARES TR JPMORGAN USD EMG 464288281   5,283 62,457 SH   SOLE   62,324 0 133
ISHARES TR NATIONAL MUN ETF 464288414   1,134 10,744 SH   SOLE   10,744 0 0
ISHARES TR INTRM GOV CR ETF 464288612   451 4,399 SH   SOLE   4,399 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   6,088 122,199 SH   SOLE   122,199 0 0
ISHARES TR GLB CNSM STP ETF 464288737   362 6,072 SH   SOLE   6,072 0 0
ISHARES TR U.S. INSRNCE ETF 464288786   220 2,405 SH   SOLE   2,405 0 0
ISHARES TR U.S. MED DVC ETF 464288810   6,034 114,787 SH   SOLE   114,787 0 0
ISHARES TR US HLTHCR PR ETF 464288828   4,338 16,203 SH   SOLE   16,203 0 0
ISHARES TR U.S. PHARMA ETF 464288836   3,121 16,770 SH   SOLE   16,770 0 0
ISHARES TR EAFE VALUE ETF 464288877   381 8,305 SH   SOLE   8,305 0 0
ISHARES SILVER TR ISHARES 46428Q109   316 14,350 SH   SOLE   14,350 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   11,662 231,704 SH   SOLE   231,704 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   222 2,133 SH   SOLE   2,133 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   658 5,776 SH   SOLE   5,776 0 0
ISHARES TR CORE MSCI EAFE 46432F842   5,084 82,484 SH   SOLE   81,933 0 551
ISHARES INC CORE MSCI EMKT 46434G103   4,998 107,033 SH   SOLE   97,652 0 9,381
ISHARES TR GLOBAL REIT ETF 46434V647   854 37,602 SH   SOLE   37,044 0 558
ISHARES TR BLACKROCK ULTRA 46434V878   7,189 143,661 SH   SOLE   143,661 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   6,627 66,174 SH   SOLE   66,174 0 0
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   82 17,435 SH   SOLE   17,435 0 0
JPMORGAN CHASE & CO COM 46625H100   29,676 221,299 SH   SOLE   220,008 0 1,291
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,043 60,220 SH   SOLE   60,220 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   6,651 132,678 SH   SOLE   128,698 0 3,980
JAPAN SMALLER CAPITALIZATION COM 47109U104   90 13,861 SH   SOLE   13,861 0 0
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   208 4,232 SH   SOLE   4,232 0 0
JOHNSON & JOHNSON COM 478160104   33,381 188,964 SH   SOLE   188,589 0 376
JONES LANG LASALLE INC COM 48020Q107   1,360 8,531 SH   SOLE   8,531 0 0
KELLOGG CO COM 487836108   270 3,784 SH   SOLE   3,784 0 0
KIMBERLY-CLARK CORP COM 494368103   1,379 10,158 SH   SOLE   10,158 0 0
KIRBY CORP COM 497266106   366 5,686 SH   SOLE   5,686 0 0
KRAFT HEINZ CO COM 500754106   1,986 48,793 SH   SOLE   48,793 0 0
KROGER CO COM 501044101   2,624 58,856 SH   SOLE   58,856 0 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   165 14,806 SH   SOLE   14,806 0 0
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105   90 19,000 SH   SOLE   19,000 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   3,047 14,635 SH   SOLE   14,635 0 0
LAKELAND BANCORP INC COM 511637100   787 44,706 SH   SOLE   44,706 0 0
LAM RESEARCH CORP COM 512807108   736 1,751 SH   SOLE   1,751 0 0
LAS VEGAS SANDS CORP COM 517834107   445 9,256 SH   SOLE   9,256 0 0
LAUDER ESTEE COS INC CL A 518439104   6,227 25,098 SH   SOLE   25,098 0 0
LENNAR CORP CL A 526057104   338 3,733 SH   SOLE   3,733 0 0
LILLY ELI & CO COM 532457108   7,224 19,747 SH   SOLE   19,747 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   48 22,001 SH   SOLE   22,001 0 0
LOCKHEED MARTIN CORP COM 539830109   3,127 6,427 SH   SOLE   6,427 0 0
LOEWS CORP COM 540424108   403 6,906 SH   SOLE   6,906 0 0
LOWES COS INC COM 548661107   4,567 22,921 SH   SOLE   22,921 0 0
MFS CHARTER INCOME TR SH BEN INT 552727109   546 88,797 SH   SOLE   88,797 0 0
MFS MULTIMARKET INCOME TR SH BEN INT 552737108   270 59,772 SH   SOLE   59,772 0 0
MGM RESORTS INTERNATIONAL COM 552953101   763 22,745 SH   SOLE   22,745 0 0
MPLX LP COM UNIT REP LTD 55336V100   266 8,109 SH   SOLE   8,109 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   2,022 40,262 SH   SOLE   40,262 0 0
MAGNA INTL INC COM 559222401   338 6,024 SH   SOLE   6,024 0 0
MANULIFE FINL CORP COM 56501R106   731 40,957 SH   SOLE   40,957 0 0
MARATHON PETE CORP COM 56585A102   912 7,835 SH   SOLE   7,835 0 0
MARRIOTT INTL INC NEW CL A 571903202   264 1,773 SH   SOLE   1,773 0 0
MARTIN MARIETTA MATLS INC COM 573284106   1,961 5,803 SH   SOLE   5,592 0 211
MASTERCARD INCORPORATED CL A 57636Q104   3,983 11,454 SH   SOLE   11,454 0 0
MCDONALDS CORP COM 580135101   10,586 40,169 SH   SOLE   40,034 0 135
MCKESSON CORP COM 58155Q103   3,113 8,300 SH   SOLE   8,300 0 0
MERCK & CO INC COM 58933Y105   26,546 239,257 SH   SOLE   237,618 0 1,639
METLIFE INC COM 59156R108   4,402 60,821 SH   SOLE   60,821 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105   434 300 SH   SOLE   300 0 0
MEXICO FD INC COM 592835102   501 33,965 SH   SOLE   33,965 0 0
MICROSOFT CORP COM 594918104   61,082 254,697 SH   SOLE   254,517 0 180
MICRON TECHNOLOGY INC COM 595112103   345 6,904 SH   SOLE   6,904 0 0
MID-AMER APT CMNTYS INC COM 59522J103   2,658 16,929 SH   SOLE   14,948 0 1,981
MIMEDX GROUP INC COM 602496101   78 27,900 SH   SOLE   27,900 0 0
MOHAWK INDS INC COM 608190104   360 3,520 SH   SOLE   3,520 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209   1,376 26,700 SH   SOLE   26,700 0 0
MONDELEZ INTL INC CL A 609207105   3,835 57,534 SH   SOLE   57,534 0 0
MORGAN STANLEY COM NEW 617446448   981 11,533 SH   SOLE   11,533 0 0
MORGAN STANLEY INDIA INVT FD COM 61745C105   281 13,854 SH   SOLE   13,854 0 0
NETFLIX INC COM 64110L106   538 1,825 SH   SOLE   1,825 0 0
NEW FOUND GOLD CORP COM 64440N103   40 10,000 SH   SOLE   10,000 0 0
NEW IRELAND FD INC COM 645673104   444 47,435 SH   SOLE   47,435 0 0
NEW JERSEY RES CORP COM 646025106   332 6,689 SH   SOLE   6,689 0 0
NEWMONT CORP COM 651639106   859 18,208 SH   SOLE   18,208 0 0
NEXTERA ENERGY INC COM 65339F101   11,198 133,948 SH   SOLE   133,948 0 0
NIKE INC CL B 654106103   3,719 31,780 SH   SOLE   31,369 0 411
NORDSTROM INC COM 655664100   196 12,160 SH   SOLE   12,160 0 0
NORFOLK SOUTHN CORP COM 655844108   3,129 12,697 SH   SOLE   12,697 0 0
NORTH EUROPEAN OIL RTY TR SH BEN INT 659310106   248 19,537 SH   SOLE   19,537 0 0
NORTHROP GRUMMAN CORP COM 666807102   6,199 11,361 SH   SOLE   11,361 0 0
NOVARTIS AG SPONSORED ADR 66987V109   4,613 50,844 SH   SOLE   50,293 0 551
NUCOR CORP COM 670346105   3,983 30,220 SH   SOLE   29,059 0 1,161
NUVEEN AMT FREE QLTY MUN INC COM 670657105   129 11,383 SH   SOLE   11,383 0 0
NVIDIA CORPORATION COM 67066G104   1,593 10,900 SH   SOLE   10,900 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   165 14,013 SH   SOLE   14,013 0 0
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   188 16,621 SH   SOLE   16,621 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106   162 13,342 SH   SOLE   13,342 0 0
NUTRIEN LTD COM 67077M108   1,282 17,551 SH   SOLE   17,551 0 0
OCCIDENTAL PETE CORP COM 674599105   744 11,816 SH   SOLE   11,816 0 0
ONEOK INC NEW COM 682680103   903 13,740 SH   SOLE   13,740 0 0
ORACLE CORP COM 68389X105   8,400 102,764 SH   SOLE   101,324 0 1,440
ORANGE SPONSORED ADR 684060106   171 17,342 SH   SOLE   17,342 0 0
ORGANON & CO COMMON STOCK 68622V106   354 12,665 SH   SOLE   12,598 0 67
OTIS WORLDWIDE CORP COM 68902V107   730 9,318 SH   SOLE   9,318 0 0
PG&E CORP COM 69331C108   2,355 144,847 SH   SOLE   144,847 0 0
PNC FINL SVCS GROUP INC COM 693475105   8,820 55,844 SH   SOLE   54,347 0 1,497
PPG INDS INC COM 693506107   537 4,269 SH   SOLE   4,269 0 0
PPL CORP COM 69351T106   680 23,273 SH   SOLE   23,273 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   169 26,357 SH   SOLE   26,357 0 0
PAYPAL HLDGS INC COM 70450Y103   1,711 24,024 SH   SOLE   23,814 0 210
PEAPACK-GLADSTONE FINL CORP COM 704699107   12,030 323,202 SH   SOLE   323,202 0 0
PEMBINA PIPELINE CORP COM 706327103   200 5,900 SH   SOLE   5,900 0 0
PEPSICO INC COM 713448108   17,066 94,467 SH   SOLE   93,642 0 825
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   288 27,020 SH   SOLE   27,020 0 0
PFIZER INC COM 717081103   11,978 233,754 SH   SOLE   233,754 0 0
PHILIP MORRIS INTL INC COM 718172109   2,563 25,324 SH   SOLE   25,324 0 0
PHILLIPS 66 COM 718546104   800 7,685 SH   SOLE   7,595 0 90
PIMCO CORPORATE & INCM STRG COM 72200U100   292 24,600 SH   SOLE   24,600 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   951 19,068 SH   SOLE   19,068 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   23,261 235,794 SH   SOLE   235,794 0 0
PIONEER NAT RES CO COM 723787107   203 888 SH   SOLE   888 0 0
PROCTER AND GAMBLE CO COM 742718109   15,830 104,450 SH   SOLE   104,450 0 0
PROLOGIS INC. COM 74340W103   3,269 29,003 SH   SOLE   25,232 0 3,771
PRUDENTIAL FINL INC COM 744320102   1,216 12,230 SH   SOLE   12,230 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   3,238 52,850 SH   SOLE   52,236 0 614
PUTNAM PREMIER INCOME TR SH BEN INT 746853100   195 53,835 SH   SOLE   53,835 0 0
QUALCOMM INC COM 747525103   4,788 43,554 SH   SOLE   43,554 0 0
QUALTRICS INTL INC COM CL A 747601201   129 12,450 SH   SOLE   12,450 0 0
QUEST DIAGNOSTICS INC COM 74834L100   286 1,831 SH   SOLE   1,831 0 0
RALPH LAUREN CORP CL A 751212101   498 4,716 SH   SOLE   4,716 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,156 11,454 SH   SOLE   11,454 0 0
ANYWHERE REAL ESTATE INC COM 75605Y106   78 12,183 SH   SOLE   12,183 0 0
REALTY INCOME CORP COM 756109104   2,432 38,341 SH   SOLE   33,587 0 4,754
REAVES UTIL INCOME FD COM SH BEN INT 756158101   369 13,057 SH   SOLE   13,057 0 0
REGENERON PHARMACEUTICALS COM 75886F107   817 1,133 SH   SOLE   1,133 0 0
REPUBLIC SVCS INC COM 760759100   640 4,958 SH   SOLE   4,958 0 0
RESTAURANT BRANDS INTL INC COM 76131D103   649 10,031 SH   SOLE   10,031 0 0
RIO TINTO PLC SPONSORED ADR 767204100   830 11,657 SH   SOLE   11,657 0 0
ROCKWELL AUTOMATION INC COM 773903109   703 2,731 SH   SOLE   2,731 0 0
SHELL PLC SPON ADS 780259305   3,031 53,220 SH   SOLE   52,759 0 461
ROYCE MICRO-CAP TR INC COM 780915104   403 46,383 SH   SOLE   46,383 0 0
S&P GLOBAL INC COM 78409V104   7,350 21,943 SH   SOLE   21,943 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   37,518 98,104 SH   SOLE   98,029 0 75
SPDR GOLD TR GOLD SHS 78463V107   6,678 39,364 SH   SOLE   39,364 0 0
SPDR SER TR NYSE TECH ETF 78464A102   623 6,435 SH   SOLE   6,435 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   229 7,800 SH   SOLE   7,800 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   708 27,472 SH   SOLE   27,472 0 0
SPDR SER TR S&P REGL BKG 78464A698   333 5,667 SH   SOLE   5,667 0 0
SPDR SER TR S&P RETAIL ETF 78464A714   216 3,580 SH   SOLE   3,580 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   489 10,330 SH   SOLE   10,330 0 0
SPDR SER TR S&P BIOTECH 78464A870   1,118 13,465 SH   SOLE   13,465 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   6,237 18,825 SH   SOLE   18,825 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   774 26,780 SH   SOLE   26,780 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   673 7,478 SH   SOLE   7,478 0 0
SABINE RTY TR UNIT BEN INT 785688102   2,056 24,063 SH   SOLE   24,063 0 0
SALESFORCE INC COM 79466L302   1,654 12,475 SH   SOLE   12,475 0 0
SANOFI SPONSORED ADR 80105N105   796 16,438 SH   SOLE   16,438 0 0
SAREPTA THERAPEUTICS INC COM 803607100   1,091 8,416 SH   SOLE   8,416 0 0
SCHLUMBERGER LTD COM STK 806857108   8,447 157,997 SH   SOLE   156,885 0 1,111
SCHWAB CHARLES CORP COM 808513105   3,678 44,180 SH   SOLE   44,180 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,029 67,095 SH   SOLE   66,609 0 486
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,924 47,489 SH   SOLE   47,264 0 225
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   507 22,600 SH   SOLE   22,600 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,522 64,308 SH   SOLE   63,239 0 1,069
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   4,015 138,101 SH   SOLE   138,101 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   2,584 48,348 SH   SOLE   48,348 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,737 36,234 SH   SOLE   36,175 0 59
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,763 458,346 SH   SOLE   430,054 0 28,292
SCHWAB STRATEGIC TR US TIPS ETF 808524870   234 4,525 SH   SOLE   4,525 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   5,812 74,822 SH   SOLE   74,822 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   25,322 186,400 SH   SOLE   183,499 0 2,901
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   13,469 180,671 SH   SOLE   180,671 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   27,729 214,686 SH   SOLE   214,123 0 562
SELECT SECTOR SPDR TR ENERGY 81369Y506   12,547 143,441 SH   SOLE   140,683 0 2,758
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   21,820 638,013 SH   SOLE   637,913 0 100
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   22,170 225,741 SH   SOLE   225,741 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   13,148 105,661 SH   SOLE   105,661 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   8,225 171,390 SH   SOLE   171,390 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   6,142 87,124 SH   SOLE   87,124 0 0
SHERWIN WILLIAMS CO COM 824348106   647 2,725 SH   SOLE   2,725 0 0
SIMON PPTY GROUP INC NEW COM 828806109   1,787 15,209 SH   SOLE   15,209 0 0
SMART SAND INC COM 83191H107   33 18,438 SH   SOLE   18,438 0 0
SMUCKER J M CO COM NEW 832696405   207 1,308 SH   SOLE   1,308 0 0
SOUTHERN CO COM 842587107   1,112 15,577 SH   SOLE   15,577 0 0
SPROTT INC COM NEW 852066208   233 7,000 SH   SOLE   7,000 0 0
STAG INDL INC COM 85254J102   1,570 48,582 SH   SOLE   42,013 0 6,569
STARBUCKS CORP COM 855244109   2,883 29,064 SH   SOLE   29,064 0 0
STRYKER CORPORATION COM 863667101   2,874 11,756 SH   SOLE   11,756 0 0
SUN CMNTYS INC COM 866674104   1,513 10,582 SH   SOLE   8,809 0 1,773
SUNNOVA ENERGY INTL INC. COM 86745K104   252 14,000 SH   SOLE   14,000 0 0
SYNCHRONY FINANCIAL COM 87165B103   546 16,607 SH   SOLE   16,607 0 0
SYSCO CORP COM 871829107   294 3,840 SH   SOLE   3,840 0 0
TJX COS INC NEW COM 872540109   5,086 63,889 SH   SOLE   62,309 0 1,580
TAPESTRY INC COM 876030107   497 13,050 SH   SOLE   13,050 0 0
TARGET CORP COM 87612E106   656 4,404 SH   SOLE   4,404 0 0
TEGNA INC COM 87901J105   680 32,114 SH   SOLE   32,114 0 0
TELEFONICA S A SPONSORED ADR 879382208   369 103,425 SH   SOLE   103,425 0 0
TELESAT CORP CL A & CL B SHS 879512309   104 13,885 SH   SOLE   13,885 0 0
TESLA INC COM 88160R101   1,657 13,448 SH   SOLE   13,448 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209   721 79,102 SH   SOLE   79,102 0 0
TEXAS INSTRS INC COM 882508104   1,767 10,697 SH   SOLE   10,697 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   22,887 41,560 SH   SOLE   41,239 0 321
3M CO COM 88579Y101   3,646 30,406 SH   SOLE   30,406 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   474 7,631 SH   SOLE   7,631 0 0
TOYOTA MOTOR CORP ADS 892331307   298 2,179 SH   SOLE   2,179 0 0
TRAVELERS COMPANIES INC COM 89417E109   2,250 12,001 SH   SOLE   12,001 0 0
TRINITY INDS INC COM 896522109   467 15,792 SH   SOLE   15,792 0 0
TRUIST FINL CORP COM 89832Q109   244 5,666 SH   SOLE   5,666 0 0
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204   104 21,685 SH   SOLE   21,685 0 0
TYSON FOODS INC CL A 902494103   2,714 43,591 SH   SOLE   43,591 0 0
USA COMPRESSION PARTNERS LP COMUNIT LTDPAR 90290N109   213 10,901 SH   SOLE   10,901 0 0
US BANCORP DEL COM NEW 902973304   1,283 29,411 SH   SOLE   29,411 0 0
UNILEVER PLC SPON ADR NEW 904767704   2,186 43,416 SH   SOLE   43,416 0 0
UNION PAC CORP COM 907818108   15,414 74,440 SH   SOLE   74,080 0 360
UNITED AIRLS HLDGS INC COM 910047109   318 8,427 SH   SOLE   8,427 0 0
UNITED NAT FOODS INC COM 911163103   220 5,688 SH   SOLE   5,688 0 0
UNITED PARCEL SERVICE INC CL B 911312106   6,182 35,559 SH   SOLE   35,559 0 0
UNITED RENTALS INC COM 911363109   1,905 5,361 SH   SOLE   5,361 0 0
UNITEDHEALTH GROUP INC COM 91324P102   22,159 41,795 SH   SOLE   41,518 0 278
V F CORP COM 918204108   624 22,598 SH   SOLE   22,598 0 0
VALERO ENERGY CORP COM 91913Y100   1,600 12,610 SH   SOLE   12,610 0 0
VALLEY NATL BANCORP COM 919794107   132 11,628 SH   SOLE   11,628 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   722 3,560 SH   SOLE   3,560 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700   477 5,558 SH   SOLE   5,558 0 0
VANECK ETF TRUST BIOTECH ETF 92189F726   4,533 28,380 SH   SOLE   28,380 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,310 34,972 SH   SOLE   34,972 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   446 3,185 SH   SOLE   3,185 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   8,790 118,269 SH   SOLE   118,269 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   17,764 235,970 SH   SOLE   235,832 0 138
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   14,751 205,328 SH   SOLE   205,049 0 279
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,972 94,644 SH   SOLE   94,644 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,907 63,832 SH   SOLE   63,832 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   289 4,150 SH   SOLE   4,150 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,056 22,611 SH   SOLE   22,611 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   2,143 43,730 SH   SOLE   43,730 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   9,096 88,476 SH   SOLE   83,718 0 4,758
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,974 79,257 SH   SOLE   79,257 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,526 218,728 SH   SOLE   214,753 0 3,975
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,139 20,553 SH   SOLE   20,553 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   498 4,110 SH   SOLE   4,110 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   777 9,391 SH   SOLE   9,391 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,694 6,827 SH   SOLE   6,827 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   25,752 80,623 SH   SOLE   80,623 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   3,847 46,766 SH   SOLE   46,766 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,012 53,353 SH   SOLE   53,353 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   871 11,241 SH   SOLE   11,241 0 0
VENTAS INC COM 92276F100   1,442 32,011 SH   SOLE   32,011 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   524 10,580 SH   SOLE   10,580 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,266 12,143 SH   SOLE   12,143 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   14,495 107,182 SH   SOLE   100,209 0 6,973
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   269 1,495 SH   SOLE   1,495 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,502 30,339 SH   SOLE   30,339 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   4,774 23,808 SH   SOLE   21,258 0 2,550
VANGUARD INDEX FDS SM CP VAL ETF 922908611   583 3,672 SH   SOLE   3,501 0 171
VANGUARD INDEX FDS MID CAP ETF 922908629   1,161 5,696 SH   SOLE   5,696 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   385 2,213 SH   SOLE   2,213 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   207 1,555 SH   SOLE   1,555 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   309 1,451 SH   SOLE   1,451 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   441 3,139 SH   SOLE   3,139 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,526 24,662 SH   SOLE   24,662 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   488 2,554 SH   SOLE   2,554 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   10,497 266,420 SH   SOLE   266,292 0 128
VERTEX PHARMACEUTICALS INC COM 92532F100   410 1,420 SH   SOLE   1,420 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206   763 45,190 SH   SOLE   45,190 0 0
PARAMOUNT GLOBAL 5.75% CONV PFD A 92556H305   295 11,900 SH   SOLE   11,900 0 0
VIATRIS INC COM 92556V106   586 52,682 SH   SOLE   52,682 0 0
VICI PPTYS INC COM 925652109   2,598 80,170 SH   SOLE   69,850 0 10,320
VISA INC COM CL A 92826C839   31,000 149,212 SH   SOLE   148,561 0 651
VMWARE INC CL A COM 928563402   290 2,365 SH   SOLE   2,365 0 0
WPP PLC NEW ADR 92937A102   437 8,896 SH   SOLE   8,896 0 0
WEC ENERGY GROUP INC COM 92939U106   268 2,857 SH   SOLE   2,857 0 0
WALMART INC COM 931142103   8,301 58,542 SH   SOLE   58,542 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,108 29,667 SH   SOLE   29,667 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   581 61,259 SH   SOLE   61,259 0 0
WASTE MGMT INC DEL COM 94106L109   4,237 27,006 SH   SOLE   26,291 0 715
WELLS FARGO CO NEW COM 949746101   2,239 54,218 SH   SOLE   54,218 0 0
WELLTOWER INC COM 95040Q104   2,429 37,048 SH   SOLE   32,036 0 5,012
WESTERN ASST INFLTN LKD INM COM SH BEN INT 95766Q106   156 18,127 SH   SOLE   18,127 0 0
WESTERN AST INFL LKD OPP & I COM 95766R104   1,554 170,163 SH   SOLE   170,163 0 0
WESTERN DIGITAL CORP. COM 958102105   541 17,139 SH   SOLE   17,139 0 0
WHIRLPOOL CORP COM 963320106   979 6,918 SH   SOLE   6,918 0 0
WILLIAMS COS INC COM 969457100   3,532 107,359 SH   SOLE   107,359 0 0
WILLIAMS SONOMA INC COM 969904101   1,882 16,377 SH   SOLE   16,377 0 0
WISDOMTREE TR WISDOMTREE US VA 97717W547   382 6,700 SH   SOLE   6,700 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105   764 10,715 SH   SOLE   10,715 0 0
WYNN RESORTS LTD COM 983134107   412 4,991 SH   SOLE   4,991 0 0
ZOETIS INC CL A 98978V103   10,693 72,966 SH   SOLE   72,966 0 0
ADIENT PLC ORD SHS G0084W101   202 5,816 SH   SOLE   5,816 0 0
ALLEGION PLC ORD SHS G0176J109   535 5,078 SH   SOLE   5,078 0 0
AON PLC SHS CL A G0403H108   208 694 SH   SOLE   694 0 0
ASSURED GUARANTY LTD COM G0585R106   365 5,857 SH   SOLE   5,857 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   13,792 51,686 SH   SOLE   51,100 0 586
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   1,947 62,820 SH   SOLE   62,820 0 0
EATON CORP PLC SHS G29183103   1,547 9,857 SH   SOLE   9,857 0 0
ASA GOLD AND PRECIOUS MTLS L SHS G3156P103   3,313 231,530 SH   SOLE   231,530 0 0
GLOBALFOUNDRIES INC ORDINARY SHARES G39387108   994 18,450 SH   SOLE   18,450 0 0
LINDE PLC SHS G5494J103   270 827 SH   SOLE   827 0 0
MEDTRONIC PLC SHS G5960L103   3,421 44,014 SH   SOLE   43,333 0 681
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   163 13,330 SH   SOLE   13,330 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   1,363 25,902 SH   SOLE   25,902 0 0
STERIS PLC SHS USD G8473T100   8,277 44,813 SH   SOLE   44,813 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   4,374 26,023 SH   SOLE   26,023 0 0
CHUBB LIMITED COM H1467J104   8,215 37,241 SH   SOLE   36,344 0 897
TE CONNECTIVITY LTD SHS H84989104   2,561 22,311 SH   SOLE   21,406 0 905
TRANSOCEAN LTD REG SHS H8817H100   65 14,173 SH   SOLE   14,173 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104   3,309 26,229 SH   SOLE   25,674 0 555
ROYAL CARIBBEAN GROUP COM V7780T103   348 7,031 SH   SOLE   7,031 0 0
FLEX LTD ORD Y2573F102   697 32,488 SH   SOLE   32,488 0 0
ABBOTT LABS COM 002824100   9,353 85,186 SH   DFND   78,213 0 6,973
ABBOTT LABS COM 002824100   1,361 12,399 SH   OTR   11,999 0 400
ABBVIE INC COM 00287Y109   24,368 150,782 SH   DFND   148,818 0 1,964
ABBVIE INC COM 00287Y109   1,520 9,407 SH   OTR   8,921 0 486
ACADIA HEALTHCARE COMPANY IN COM 00404A109   253 3,073 SH   DFND   0 0 3,073
ADOBE SYSTEMS INCORPORATED COM 00724F101   4,105 12,198 SH   DFND   10,055 0 2,143
ADOBE SYSTEMS INCORPORATED COM 00724F101   672 1,997 SH   OTR   997 0 1,000
ADVANCED MICRO DEVICES INC COM 007903107   292 4,510 SH   OTR   4,510 0 0
AFLAC INC COM 001055102   359 4,991 SH   DFND   4,541 0 450
AGILENT TECHNOLOGIES INC COM 00846U101   275 1,836 SH   DFND   1,000 0 836
AIR PRODS & CHEMS INC COM 009158106   23,960 77,728 SH   DFND   76,942 0 786
AIR PRODS & CHEMS INC COM 009158106   4,097 13,290 SH   OTR   12,990 0 300
AIRBNB INC COM CL A 009066101   269 3,150 SH   DFND   0 0 3,150
ALBEMARLE CORP COM 012653101   489 2,257 SH   DFND   1,006 0 1,251
ALLSTATE CORP COM 020002101   4,863 35,866 SH   DFND   34,505 0 1,361
ALLSTATE CORP COM 020002101   683 5,040 SH   OTR   5,040 0 0
ALPHABET INC CAP STK CL A 02079K305   50,493 572,287 SH   DFND   564,348 0 7,939
ALPHABET INC CAP STK CL A 02079K305   2,381 26,986 SH   OTR   26,786 0 200
ALPHABET INC CAP STK CL C 02079K107   31,891 359,417 SH   DFND   345,826 0 13,591
ALPHABET INC CAP STK CL C 02079K107   541 6,100 SH   OTR   6,100 0 0
ALTRIA GROUP INC COM 02209S103   539 11,788 SH   DFND   11,337 0 451
ALTRIA GROUP INC COM 02209S103   216 4,725 SH   OTR   4,725 0 0
AMAZON COM INC COM 023135106   16,340 194,522 SH   DFND   177,554 0 16,968
AMERICAN ELEC PWR CO INC COM 025537101   4,025 42,386 SH   DFND   41,992 0 394
AMERICAN ELEC PWR CO INC COM 025537101   419 4,408 SH   OTR   4,408 0 0
AMERICAN EXPRESS CO COM 025816109   4,074 27,574 SH   DFND   27,156 0 418
AMERICAN EXPRESS CO COM 025816109   943 6,380 SH   OTR   6,380 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   899 5,901 SH   DFND   5,863 0 38
AMERISOURCEBERGEN CORP COM 03073E105   642 3,872 SH   DFND   225 0 3,647
AMGEN INC COM 031162100   21,242 80,878 SH   DFND   78,644 0 2,234
AMGEN INC COM 031162100   962 3,664 SH   OTR   3,364 0 300
ANALOG DEVICES INC COM 032654105   6,941 42,318 SH   DFND   39,944 0 2,374
ANI PHARMACEUTICALS INC COM 00182C103   402 10,000 SH   DFND   10,000 0 0
APPLE INC COM 037833100   124,911 961,375 SH   DFND   948,469 0 12,906
APPLE INC COM 037833100   5,768 44,394 SH   OTR   43,794 0 600
APPLIED MATLS INC COM 038222105   11,513 118,229 SH   DFND   116,456 0 1,773
APPLIED MATLS INC COM 038222105   493 5,066 SH   OTR   5,066 0 0
ARISTA NETWORKS INC COM 040413106   1,795 14,795 SH   DFND   14,751 0 44
ARROW ELECTRS INC COM 042735100   3,408 32,590 SH   DFND   32,021 0 569
AT&T INC COM 00206R102   2,957 160,594 SH   DFND   156,851 0 3,743
AT&T INC COM 00206R102   468 25,434 SH   OTR   25,434 0 0
AUTODESK INC COM 052769106   738 3,948 SH   DFND   418 0 3,530
AUTOMATIC DATA PROCESSING IN COM 053015103   26,876 112,517 SH   DFND   110,317 0 2,200
AUTOMATIC DATA PROCESSING IN COM 053015103   3,651 15,284 SH   OTR   15,284 0 0
AUTOZONE INC COM 053332102   474 192 SH   DFND   98 0 94
AVERY DENNISON CORP COM 053611109   17,007 93,962 SH   DFND   93,189 0 773
AVERY DENNISON CORP COM 053611109   1,576 8,705 SH   OTR   8,705 0 0
BALCHEM CORP COM 057665200   271 2,220 SH   DFND   1,900 0 320
BK OF AMERICA CORP COM 060505104   10,834 327,128 SH   DFND   318,974 0 8,154
BK OF AMERICA CORP COM 060505104   561 16,945 SH   OTR   16,945 0 0
BANK NEW YORK MELLON CORP COM 064058100   262 5,752 SH   DFND   5,560 0 192
BAXTER INTL INC COM 071813109   218 4,275 SH   DFND   1,300 0 2,975
BECTON DICKINSON & CO COM 075887109   17,297 68,018 SH   DFND   67,424 0 594
BECTON DICKINSON & CO COM 075887109   1,639 6,444 SH   OTR   6,044 0 400
BERKSHIRE HATHAWAY INC DEL CL A 084670108   469 1 SH   DFND   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   36,781 119,071 SH   DFND   116,834 0 2,237
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   691 2,238 SH   OTR   2,238 0 0
BIOGEN INC COM 09062X103   515 1,861 SH   DFND   1,861 0 0
BLACK KNIGHT INC COM 09215C105   25,482 412,672 SH   DFND   412,672 0 0
BLACKROCK INC COM 09247X101   36,393 51,357 SH   DFND   50,838 0 519
BLACKROCK INC COM 09247X101   3,091 4,362 SH   OTR   4,362 0 0
BLACKSTONE INC COM 09260D107   3,225 43,463 SH   DFND   43,245 0 218
BLACKSTONE INC COM 09260D107   339 4,575 SH   OTR   4,575 0 0
BOEING CO COM 097023105   5,910 31,026 SH   DFND   30,250 0 776
BOEING CO COM 097023105   1,038 5,451 SH   OTR   5,451 0 0
BOOKING HOLDINGS INC COM 09857L108   7,604 3,773 SH   DFND   3,675 0 98
BRISTOL-MYERS SQUIBB CO COM 110122108   31,546 438,443 SH   DFND   427,793 0 10,650
BRISTOL-MYERS SQUIBB CO COM 110122108   3,190 44,334 SH   OTR   44,084 0 250
BROADCOM INC COM 11135F101   5,093 9,108 SH   DFND   8,589 0 519
CANNAE HLDGS INC COM 13765N107   5,554 268,965 SH   DFND   268,965 0 0
CARDINAL HEALTH INC COM 14149Y108   211 2,742 SH   DFND   2,742 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   4,934 119,623 SH   DFND   105,314 0 14,309
CARRIER GLOBAL CORPORATION COM 14448C104   533 12,918 SH   OTR   12,418 0 500
CATERPILLAR INC COM 149123101   9,618 40,149 SH   DFND   37,835 0 2,314
CATERPILLAR INC COM 149123101   1,606 6,706 SH   OTR   6,706 0 0
SCHWAB CHARLES CORP COM 808513105   22,350 268,433 SH   DFND   265,252 0 3,181
SCHWAB CHARLES CORP COM 808513105   1,750 21,020 SH   OTR   21,020 0 0
CHEVRON CORP NEW COM 166764100   39,782 221,640 SH   DFND   218,094 0 3,546
CHEVRON CORP NEW COM 166764100   5,653 31,496 SH   OTR   31,196 0 300
CHIPOTLE MEXICAN GRILL INC COM 169656105   512 369 SH   DFND   308 0 61
CHURCH & DWIGHT CO INC COM 171340102   666 8,256 SH   DFND   8,252 0 4
CIGNA CORP NEW COM 125523100   9,447 28,510 SH   DFND   27,854 0 656
CIGNA CORP NEW COM 125523100   332 1,002 SH   OTR   881 0 121
CINTAS CORP COM 172908105   272 603 SH   DFND   396 0 207
CISCO SYS INC COM 17275R102   22,676 475,987 SH   DFND   469,624 0 6,363
CISCO SYS INC COM 17275R102   2,066 43,368 SH   OTR   41,915 310 1,143
CITIZENS FINL GROUP INC COM 174610105   3,725 94,616 SH   DFND   92,604 0 2,012
CITIZENS FINL GROUP INC COM 174610105   296 7,525 SH   OTR   7,525 0 0
CLOROX CO DEL COM 189054109   626 4,464 SH   DFND   4,464 0 0
COCA COLA CO COM 191216100   7,432 116,843 SH   DFND   106,309 0 10,534
COCA COLA CO COM 191216100   937 14,734 SH   OTR   14,734 0 0
COLGATE PALMOLIVE CO COM 194162103   2,263 28,720 SH   DFND   28,648 0 72
COLGATE PALMOLIVE CO COM 194162103   281 3,566 SH   OTR   3,566 0 0
COMCAST CORP NEW CL A 20030N101   1,806 51,645 SH   DFND   47,774 0 3,871
COMERICA INC COM 200340107   1,228 18,376 SH   DFND   18,207 0 169
CONAGRA BRANDS INC COM 205887102   365 9,426 SH   DFND   661 0 8,765
CONOCOPHILLIPS COM 20825C104   1,067 9,043 SH   DFND   6,219 0 2,824
CONOCOPHILLIPS COM 20825C104   212 1,793 SH   OTR   1,793 0 0
CONSOLIDATED EDISON INC COM 209115104   463 4,859 SH   DFND   4,646 0 213
CONSTELLATION BRANDS INC CL A 21036P108   4,056 17,500 SH   DFND   17,491 0 9
CORNING INC COM 219350105   327 10,250 SH   DFND   7,350 0 2,900
CORNING INC COM 219350105   1,365 42,725 SH   OTR   42,725 0 0
CORTEVA INC COM 22052L104   795 13,528 SH   DFND   11,657 0 1,871
CORTEVA INC COM 22052L104   271 4,617 SH   OTR   4,617 0 0
COSTCO WHSL CORP NEW COM 22160K105   31,645 69,320 SH   DFND   68,538 0 782
COSTCO WHSL CORP NEW COM 22160K105   4,164 9,121 SH   OTR   8,464 109 548
CSX CORP COM 126408103   331 10,697 SH   DFND   10,195 0 502
CSX CORP COM 126408103   1,549 50,000 SH   OTR   50,000 0 0
CUMMINS INC COM 231021106   11,138 45,969 SH   DFND   45,712 0 257
CUMMINS INC COM 231021106   1,269 5,236 SH   OTR   5,087 89 60
CVS HEALTH CORP COM 126650100   21,115 226,585 SH   DFND   218,617 0 7,968
CVS HEALTH CORP COM 126650100   1,180 12,667 SH   OTR   12,667 0 0
DANAHER CORPORATION COM 235851102   14,714 55,436 SH   DFND   54,869 0 567
DANAHER CORPORATION COM 235851102   2,490 9,382 SH   OTR   9,032 0 350
DEERE & CO COM 244199105   2,780 6,484 SH   DFND   6,056 0 428
DEERE & CO COM 244199105   415 967 SH   OTR   967 0 0
DEVON ENERGY CORP NEW COM 25179M103   5,573 90,611 SH   DFND   83,699 0 6,912
DEVON ENERGY CORP NEW COM 25179M103   660 10,725 SH   OTR   10,725 0 0
DIAMONDBACK ENERGY INC COM 25278X109   235 1,718 SH   DFND   0 0 1,718
DISCOVER FINL SVCS COM 254709108   505 5,163 SH   DFND   5,026 0 137
DISNEY WALT CO COM 254687106   18,428 212,108 SH   DFND   210,212 0 1,896
DISNEY WALT CO COM 254687106   2,272 26,149 SH   OTR   25,649 0 500
DOLLAR GEN CORP NEW COM 256677105   14,305 58,090 SH   DFND   55,901 0 2,189
DOMINION ENERGY INC COM 25746U109   3,509 57,231 SH   DFND   57,231 0 0
DOMINION ENERGY INC COM 25746U109   826 13,472 SH   OTR   13,472 0 0
DOVER CORP COM 260003108   623 4,598 SH   DFND   4,290 0 308
DOW INC COM 260557103   3,833 76,062 SH   DFND   73,928 0 2,134
DOW INC COM 260557103   453 8,992 SH   OTR   8,928 0 64
DUKE ENERGY CORP NEW COM NEW 26441C204   1,795 17,433 SH   DFND   16,927 0 506
DUKE ENERGY CORP NEW COM NEW 26441C204   499 4,843 SH   OTR   4,843 0 0
DUPONT DE NEMOURS INC COM 26614N102   4,502 65,602 SH   DFND   61,732 0 3,870
DUPONT DE NEMOURS INC COM 26614N102   512 7,457 SH   OTR   7,393 0 64
DYCOM INDS INC COM 267475101   278 2,971 SH   DFND   0 675 2,296
ECOLAB INC COM 278865100   2,241 15,394 SH   DFND   14,763 0 631
EDWARDS LIFESCIENCES CORP COM 28176E108   7,849 105,203 SH   DFND   105,062 0 141
ELECTRONIC ARTS INC COM 285512109   453 3,705 SH   DFND   3,221 0 484
ELEVANCE HEALTH INC COM 036752103   867 1,691 SH   DFND   1,643 0 48
EMERSON ELEC CO COM 291011104   4,962 51,660 SH   DFND   50,791 0 869
EMERSON ELEC CO COM 291011104   680 7,079 SH   OTR   7,079 0 0
ENTERGY CORP NEW COM 29364G103   293 2,608 SH   DFND   2,570 0 38
ENTERPRISE PRODS PARTNERS L COM 293792107   463 19,203 SH   DFND   18,134 0 1,069
EOG RES INC COM 26875P101   5,125 39,568 SH   DFND   38,898 0 670
EOG RES INC COM 26875P101   241 1,859 SH   OTR   1,859 0 0
EQUIFAX INC COM 294429105   354 1,823 SH   DFND   1,700 0 123
EXXON MOBIL CORP COM 30231G102   59,597 540,316 SH   DFND   519,947 0 20,369
EXXON MOBIL CORP COM 30231G102   6,416 58,168 SH   OTR   58,167 0 1
FASTENAL CO COM 311900104   2,372 50,122 SH   DFND   50,122 0 0
FEDEX CORP COM 31428X106   6,277 36,239 SH   DFND   35,888 0 351
FEDEX CORP COM 31428X106   918 5,301 SH   OTR   5,301 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100   4,153 34,071 SH   DFND   34,071 0 0
FIRST SOLAR INC COM 336433107   259 1,730 SH   DFND   1,730 0 0
FIRSTENERGY CORP COM 337932107   2,214 52,792 SH   DFND   50,058 0 2,734
FISERV INC COM 337738108   4,953 49,005 SH   DFND   47,995 0 1,010
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   45,175 1,200,830 SH   DFND   1,200,830 0 0
FORD MTR CO DEL COM 345370860   1,917 164,820 SH   DFND   161,875 0 2,945
FORD MTR CO DEL COM 345370860   244 20,950 SH   OTR   20,950 0 0
FORTIVE CORP COM 34959J108   411 6,390 SH   DFND   5,250 0 1,140
FORTIVE CORP COM 34959J108   245 3,821 SH   OTR   3,821 0 0
FTI CONSULTING INC COM 302941109   207 1,306 SH   DFND   0 0 1,306
GARTNER INC COM 366651107   599 1,782 SH   DFND   0 0 1,782
GENERAL DYNAMICS CORP COM 369550108   23,163 93,358 SH   DFND   92,623 0 735
GENERAL DYNAMICS CORP COM 369550108   288 1,160 SH   OTR   1,160 0 0
GENERAL ELECTRIC CO COM NEW 369604301   632 7,546 SH   DFND   6,594 0 952
GENERAL ELECTRIC CO COM NEW 369604301   526 6,274 SH   OTR   6,274 0 0
GENERAL MLS INC COM 370334104   3,907 46,597 SH   DFND   45,850 0 747
GENERAL MLS INC COM 370334104   886 10,561 SH   OTR   9,805 576 180
GENUINE PARTS CO COM 372460105   15,803 91,077 SH   DFND   90,310 0 767
GENUINE PARTS CO COM 372460105   489 2,821 SH   OTR   2,821 0 0
GLOBAL PMTS INC COM 37940X102   279 2,814 SH   DFND   0 0 2,814
GOGO INC COM 38046C109   148 10,000 SH   DFND   10,000 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   5,051 14,710 SH   DFND   14,170 0 540
GOLDMAN SACHS GROUP INC COM 38141G104   395 1,150 SH   OTR   1,150 0 0
GRAINGER W W INC COM 384802104   422 758 SH   DFND   0 0 758
HALOZYME THERAPEUTICS INC COM 40637H109   466 8,183 SH   DFND   7,850 0 333
HALOZYME THERAPEUTICS INC COM 40637H109   236 4,150 SH   OTR   4,150 0 0
HOME DEPOT INC COM 437076102   37,903 119,999 SH   DFND   117,991 0 2,008
HOME DEPOT INC COM 437076102   3,823 12,103 SH   OTR   11,353 0 750
HONEYWELL INTL INC COM 438516106   13,150 61,364 SH   DFND   58,555 0 2,809
HUNTINGTON BANCSHARES INC COM 446150104   170 12,089 SH   DFND   7,549 4,114 426
ILLINOIS TOOL WKS INC COM 452308109   3,252 14,763 SH   DFND   13,505 0 1,258
ILLINOIS TOOL WKS INC COM 452308109   780 3,540 SH   OTR   3,040 0 500
ILLUMINA INC COM 452327109   397 1,965 SH   DFND   0 0 1,965
INGERSOLL RAND INC COM 45687V106   2,654 50,793 SH   DFND   50,793 0 0
INGERSOLL RAND INC COM 45687V106   215 4,113 SH   OTR   4,113 0 0
INTEL CORP COM 458140100   11,353 429,566 SH   DFND   425,927 300 3,339
INTEL CORP COM 458140100   946 35,805 SH   OTR   34,915 890 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,935 18,866 SH   DFND   17,181 0 1,685
INTERNATIONAL PAPER CO COM 460146103   7,237 208,987 SH   DFND   207,916 0 1,071
INTERNATIONAL PAPER CO COM 460146103   410 11,852 SH   OTR   11,852 0 0
INTERPUBLIC GROUP COS INC COM 460690100   8,086 242,755 SH   DFND   238,671 0 4,084
INTERPUBLIC GROUP COS INC COM 460690100   636 19,100 SH   OTR   19,100 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   9,397 66,698 SH   DFND   65,533 128 1,037
INTERNATIONAL BUSINESS MACHS COM 459200101   1,037 7,359 SH   OTR   7,009 0 350
INTUIT COM 461202103   219 563 SH   DFND   100 0 463
INTUITIVE SURGICAL INC COM NEW 46120E602   525 1,978 SH   DFND   1,569 0 409
SMUCKER J M CO COM NEW 832696405   927 5,853 SH   DFND   4,204 0 1,649
SMUCKER J M CO COM NEW 832696405   222 1,400 SH   OTR   1,400 0 0
JOHNSON & JOHNSON COM 478160104   46,791 264,877 SH   DFND   257,416 0 7,461
JOHNSON & JOHNSON COM 478160104   5,333 30,189 SH   OTR   29,789 0 400
JPMORGAN CHASE & CO COM 46625H100   51,495 384,006 SH   DFND   374,194 0 9,812
JPMORGAN CHASE & CO COM 46625H100   5,525 41,199 SH   OTR   40,199 0 1,000
KELLOGG CO COM 487836108   5,567 78,151 SH   DFND   77,272 275 604
KEYCORP COM 493267108   3,266 187,474 SH   DFND   185,101 0 2,373
KEYCORP COM 493267108   403 23,132 SH   OTR   23,132 0 0
KIMBERLY-CLARK CORP COM 494368103   1,084 7,985 SH   DFND   7,929 0 56
KIMBERLY-CLARK CORP COM 494368103   247 1,818 SH   OTR   1,547 0 271
KROGER CO COM 501044101   318 7,142 SH   DFND   7,142 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   22,841 96,999 SH   DFND   96,620 0 379
LABORATORY CORP AMER HLDGS COM NEW 50540R409   845 3,589 SH   OTR   3,589 0 0
LAUDER ESTEE COS INC CL A 518439104   5,258 21,192 SH   DFND   21,049 0 143
LILLY ELI & CO COM 532457108   24,789 67,758 SH   DFND   66,355 0 1,403
LILLY ELI & CO COM 532457108   1,617 4,420 SH   OTR   4,420 0 0
LOCKHEED MARTIN CORP COM 539830109   2,799 5,753 SH   DFND   5,324 0 429
LOWES COS INC COM 548661107   23,233 116,610 SH   DFND   113,817 0 2,793
LOWES COS INC COM 548661107   2,523 12,663 SH   OTR   12,663 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   4,174 20,045 SH   DFND   19,474 0 571
L3HARRIS TECHNOLOGIES INC COM 502431109   498 2,390 SH   OTR   2,390 0 0
M & T BK CORP COM 55261F104   285 1,963 SH   DFND   763 0 1,200
MACOM TECH SOLUTIONS HLDGS I COM 55405Y100   203 3,222 SH   DFND   0 0 3,222
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   306 6,104 SH   DFND   5,608 0 496
MARATHON PETE CORP COM 56585A102   409 3,515 SH   DFND   2,850 0 665
MARATHON PETE CORP COM 56585A102   524 4,500 SH   OTR   4,500 0 0
MARRIOTT INTL INC NEW CL A 571903202   361 2,424 SH   DFND   1,784 0 640
MARSH & MCLENNAN COS INC COM 571748102   1,111 6,713 SH   DFND   4,118 0 2,595
MARTIN MARIETTA MATLS INC COM 573284106   6,728 19,908 SH   DFND   19,693 0 215
MARTIN MARIETTA MATLS INC COM 573284106   659 1,950 SH   OTR   1,950 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,354 3,894 SH   DFND   1,213 0 2,681
MCCORMICK & CO INC COM NON VTG 579780206   3,077 37,119 SH   DFND   36,757 0 362
MCCORMICK & CO INC COM NON VTG 579780206   1,056 12,745 SH   OTR   12,745 0 0
MCDONALDS CORP COM 580135101   21,452 81,404 SH   DFND   79,815 0 1,589
MCDONALDS CORP COM 580135101   4,016 15,238 SH   OTR   15,238 0 0
MERCK & CO INC COM 58933Y105   47,818 430,991 SH   DFND   426,560 0 4,431
MERCK & CO INC COM 58933Y105   6,585 59,350 SH   OTR   59,350 0 0
MERIT MED SYS INC COM 589889104   258 3,659 SH   DFND   0 0 3,659
META PLATFORMS INC CL A 30303M102   4,451 36,984 SH   DFND   35,073 0 1,911
META PLATFORMS INC CL A 30303M102   295 2,451 SH   OTR   2,451 0 0
METLIFE INC COM 59156R108   1,030 14,231 SH   DFND   14,101 0 130
METLIFE INC COM 59156R108   588 8,125 SH   OTR   8,125 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   4,387 62,449 SH   DFND   55,262 0 7,187
MICRON TECHNOLOGY INC COM 595112103   361 7,214 SH   DFND   5,820 0 1,394
MICROSOFT CORP COM 594918104   61,651 257,073 SH   DFND   245,202 0 11,871
MICROSOFT CORP COM 594918104   4,061 16,933 SH   OTR   16,933 0 0
MODERNA INC COM 60770K107   377 2,100 SH   DFND   2,100 0 0
MONDELEZ INTL INC CL A 609207105   1,612 24,193 SH   DFND   17,381 0 6,812
MONSTER BEVERAGE CORP NEW COM 61174X109   233 2,298 SH   DFND   2,285 0 13
MORGAN STANLEY COM NEW 617446448   10,336 121,570 SH   DFND   117,298 0 4,272
NASDAQ INC COM 631103108   307 5,007 SH   DFND   0 0 5,007
NATIONAL BEVERAGE CORP COM 635017106   5,584 120,000 SH   DFND   120,000 0 0
NETFLIX INC COM 64110L106   846 2,868 SH   DFND   111 0 2,757
NEW JERSEY RES CORP COM 646025106   529 10,661 SH   DFND   10,661 0 0
NEXTERA ENERGY INC COM 65339F101   29,468 352,492 SH   DFND   350,447 0 2,045
NEXTERA ENERGY INC COM 65339F101   1,505 18,006 SH   OTR   18,006 0 0
NEXTIER OILFIELD SOLUTIONS COM 65290C105   105 11,335 SH   DFND   0 0 11,335
NIKE INC CL B 654106103   4,770 40,765 SH   DFND   35,661 0 5,104
NORFOLK SOUTHN CORP COM 655844108   544 2,209 SH   DFND   2,070 0 139
NORFOLK SOUTHN CORP COM 655844108   635 2,575 SH   OTR   2,575 0 0
NORTHROP GRUMMAN CORP COM 666807102   224 411 SH   DFND   321 0 90
NUCOR CORP COM 670346105   7,987 60,598 SH   DFND   60,112 0 486
NUCOR CORP COM 670346105   972 7,375 SH   OTR   7,375 0 0
NVIDIA CORPORATION COM 67066G104   853 5,838 SH   DFND   3,427 0 2,411
OREILLY AUTOMOTIVE INC COM 67103H107   326 386 SH   DFND   302 0 84
OGE ENERGY CORP COM 670837103   380 9,600 SH   DFND   0 0 9,600
ORACLE CORP COM 68389X105   17,025 208,277 SH   DFND   206,196 0 2,081
ORACLE CORP COM 68389X105   425 5,201 SH   OTR   5,201 0 0
ORGANON & CO COMMON STOCK 68622V106   408 14,623 SH   DFND   14,416 0 207
OTIS WORLDWIDE CORP COM 68902V107   4,484 57,263 SH   DFND   49,649 0 7,614
OTIS WORLDWIDE CORP COM 68902V107   499 6,370 SH   OTR   6,120 0 250
PACKAGING CORP AMER COM 695156109   17,424 136,220 SH   DFND   136,213 0 7
PALO ALTO NETWORKS INC COM 697435105   210 1,503 SH   DFND   309 0 1,194
PARAMOUNT GLOBAL CLASS B COM 92556H206   199 11,815 SH   DFND   1,490 9,240 1,085
PAYCHEX INC COM 704326107   810 7,006 SH   DFND   3,995 0 3,011
PAYPAL HLDGS INC COM 70450Y103   13,872 194,773 SH   DFND   186,669 0 8,104
PAYPAL HLDGS INC COM 70450Y103   750 10,525 SH   OTR   10,525 0 0
PEAPACK-GLADSTONE FINL CORP COM 704699107   19,461 522,859 SH   DFND   473,630 0 49,229
PEAPACK-GLADSTONE FINL CORP COM 704699107   2,398 64,432 SH   OTR   50,572 0 13,860
PEPSICO INC COM 713448108   45,883 253,973 SH   DFND   250,521 0 3,452
PEPSICO INC COM 713448108   5,879 32,543 SH   OTR   30,043 0 2,500
PERFORMANCE FOOD GROUP CO COM 71377A103   502 8,600 SH   DFND   8,600 0 0
PFIZER INC COM 717081103   15,182 296,300 SH   DFND   280,752 0 15,548
PFIZER INC COM 717081103   1,037 20,237 SH   OTR   20,237 0 0
PHILIP MORRIS INTL INC COM 718172109   7,131 70,461 SH   DFND   67,064 0 3,397
PHILIP MORRIS INTL INC COM 718172109   225 2,225 SH   OTR   2,225 0 0
PNC FINL SVCS GROUP INC COM 693475105   23,165 146,669 SH   DFND   145,633 0 1,036
PNC FINL SVCS GROUP INC COM 693475105   940 5,950 SH   OTR   5,950 0 0
PPG INDS INC COM 693506107   302 2,405 SH   DFND   2,366 0 39
PPG INDS INC COM 693506107   207 1,650 SH   OTR   1,650 0 0
PPL CORP COM 69351T106   407 13,922 SH   DFND   13,893 0 29
PROCTER AND GAMBLE CO COM 742718109   27,773 183,249 SH   DFND   179,794 0 3,455
PROCTER AND GAMBLE CO COM 742718109   5,865 38,697 SH   OTR   36,547 360 1,790
PRUDENTIAL FINL INC COM 744320102   550 5,525 SH   DFND   5,504 0 21
PTC INC COM 69370C100   460 3,833 SH   DFND   3,679 0 154
PTC INC COM 69370C100   321 2,675 SH   OTR   2,675 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   8,215 134,073 SH   DFND   130,685 0 3,388
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   670 10,938 SH   OTR   10,938 0 0
PULTE GROUP INC COM 745867101   204 4,475 SH   DFND   4,000 0 475
QUALCOMM INC COM 747525103   20,832 189,487 SH   DFND   187,557 0 1,930
QUALCOMM INC COM 747525103   2,274 20,681 SH   OTR   19,681 0 1,000
QUEST DIAGNOSTICS INC COM 74834L100   411 2,630 SH   DFND   2,150 0 480
QUEST DIAGNOSTICS INC COM 74834L100   923 5,900 SH   OTR   5,700 0 200
RAYTHEON TECHNOLOGIES CORP COM 75513E101   15,573 154,314 SH   DFND   139,348 0 14,966
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,093 20,739 SH   OTR   20,239 0 500
REGENERON PHARMACEUTICALS COM 75886F107   847 1,174 SH   DFND   967 0 207
ROCKWELL AUTOMATION INC COM 773903109   8,188 31,788 SH   DFND   31,621 0 167
ROSS STORES INC COM 778296103   598 5,151 SH   DFND   663 0 4,488
S&P GLOBAL INC COM 78409V104   1,288 3,844 SH   DFND   3,432 0 412
SALESFORCE INC COM 79466L302   702 5,298 SH   DFND   1,388 0 3,910
SELECTIVE INS GROUP INC COM 816300107   784 8,850 SH   DFND   8,850 0 0
SERVICENOW INC COM 81762P102   970 2,497 SH   DFND   1,090 0 1,407
SHERWIN WILLIAMS CO COM 824348106   451 1,899 SH   DFND   1,333 0 566
SKYWORKS SOLUTIONS INC COM 83088M102   903 9,914 SH   DFND   9,825 0 89
SOUTHERN CO COM 842587107   1,078 15,089 SH   DFND   14,011 0 1,078
SOUTHERN CO COM 842587107   390 5,455 SH   OTR   5,455 0 0
STARBUCKS CORP COM 855244109   11,032 111,210 SH   DFND   109,912 0 1,298
STARBUCKS CORP COM 855244109   1,337 13,481 SH   OTR   13,481 0 0
STATE STR CORP COM 857477103   457 5,891 SH   DFND   1,177 0 4,714
STRYKER CORPORATION COM 863667101   15,605 63,826 SH   DFND   62,308 0 1,518
STRYKER CORPORATION COM 863667101   387 1,582 SH   OTR   1,582 0 0
SYLVAMO CORP COMMON STOCK 871332102   237 4,879 SH   DFND   4,861 0 18
SYSCO CORP COM 871829107   12,648 165,440 SH   DFND   159,179 0 6,261
SYSCO CORP COM 871829107   1,676 21,923 SH   OTR   20,398 1,050 475
PRICE T ROWE GROUP INC COM 74144T108   403 3,697 SH   DFND   3,659 0 38
T-MOBILE US INC COM 872590104   354 2,529 SH   DFND   1,400 0 1,129
TARGET CORP COM 87612E106   2,946 19,768 SH   DFND   19,249 0 519
TARGET CORP COM 87612E106   276 1,855 SH   OTR   1,855 0 0
TD HLDGS INC COM NEW 87250W202   20 16,849 SH   DFND   16,849 0 0
TESLA INC COM 88160R101   1,249 10,137 SH   DFND   10,137 0 0
TEXAS INSTRS INC COM 882508104   6,407 38,781 SH   DFND   35,876 0 2,905
TEXTRON INC COM 883203101   535 7,560 SH   DFND   7,500 0 60
HERSHEY CO COM 427866108   4,299 18,565 SH   DFND   18,189 0 376
THERMO FISHER SCIENTIFIC INC COM 883556102   12,718 23,095 SH   DFND   21,038 0 2,057
THERMO FISHER SCIENTIFIC INC COM 883556102   292 530 SH   OTR   530 0 0
TJX COS INC NEW COM 872540109   30,295 380,593 SH   DFND   377,941 0 2,652
TJX COS INC NEW COM 872540109   1,885 23,687 SH   OTR   23,687 0 0
TRACTOR SUPPLY CO COM 892356106   214 953 SH   DFND   940 0 13
TRAVELERS COMPANIES INC COM 89417E109   1,363 7,270 SH   DFND   7,270 0 0
TRIMBLE INC COM 896239100   202 4,000 SH   DFND   0 0 4,000
TRUIST FINL CORP COM 89832Q109   11,721 272,390 SH   DFND   268,743 0 3,647
TRUIST FINL CORP COM 89832Q109   752 17,470 SH   OTR   17,470 0 0
UNION PAC CORP COM 907818108   40,002 193,181 SH   DFND   190,678 0 2,503
UNION PAC CORP COM 907818108   2,013 9,720 SH   OTR   9,720 0 0
UNITED PARCEL SERVICE INC CL B 911312106   5,143 29,583 SH   DFND   27,149 0 2,434
UNITEDHEALTH GROUP INC COM 91324P102   14,534 27,413 SH   DFND   24,204 0 3,209
UNITEDHEALTH GROUP INC COM 91324P102   480 906 SH   OTR   906 0 0
US BANCORP DEL COM NEW 902973304   8,372 191,969 SH   DFND   179,177 0 12,792
US BANCORP DEL COM NEW 902973304   921 21,109 SH   OTR   21,109 0 0
V F CORP COM 918204108   4,708 170,522 SH   DFND   168,875 0 1,647
V F CORP COM 918204108   608 22,010 SH   OTR   22,010 0 0
VALERO ENERGY CORP COM 91913Y100   282 2,221 SH   DFND   2,146 0 75
VALLEY NATL BANCORP COM 919794107   146 12,947 SH   DFND   12,947 0 0
VERISK ANALYTICS INC COM 92345Y106   234 1,329 SH   DFND   0 0 1,329
VERIZON COMMUNICATIONS INC COM 92343V104   12,641 320,838 SH   DFND   318,093 0 2,745
VERIZON COMMUNICATIONS INC COM 92343V104   1,647 41,799 SH   OTR   38,159 410 3,230
VIATRIS INC COM 92556V106   134 12,060 SH   DFND   10,378 0 1,682
VISA INC COM CL A 92826C839   13,080 62,958 SH   DFND   58,674 0 4,284
VISA INC COM CL A 92826C839   555 2,670 SH   OTR   2,670 0 0
WALMART INC COM 931142103   11,775 83,044 SH   DFND   81,657 0 1,387
WALMART INC COM 931142103   512 3,609 SH   OTR   3,609 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   313 33,058 SH   DFND   33,058 0 0
WASTE MGMT INC DEL COM 94106L109   20,539 130,920 SH   DFND   130,345 0 575
WASTE MGMT INC DEL COM 94106L109   2,421 15,429 SH   OTR   15,429 0 0
WEC ENERGY GROUP INC COM 92939U106   360 3,841 SH   DFND   88 0 3,753
WELLS FARGO CO NEW COM 949746101   718 17,388 SH   DFND   13,276 0 4,112
WELLS FARGO CO NEW COM 949746101   441 10,685 SH   OTR   10,685 0 0
XCEL ENERGY INC COM 98389B100   202 2,880 SH   DFND   2,594 0 286
XYLEM INC COM 98419M100   302 2,733 SH   DFND   804 0 1,929
YUM BRANDS INC COM 988498101   262 2,045 SH   DFND   2,015 0 30
ZIMMER BIOMET HOLDINGS INC COM 98956P102   638 5,006 SH   DFND   4,500 0 506
ZOETIS INC CL A 98978V103   591 4,036 SH   DFND   1,285 0 2,751
3M CO COM 88579Y101   11,171 93,151 SH   DFND   92,985 0 166
3M CO COM 88579Y101   334 2,788 SH   OTR   2,788 0 0
ABB LTD SPONSORED ADR 000375204   503 16,505 SH   DFND   6,197 0 10,308
AMBEV SA SPONSORED ADR 02319V103   109 39,974 SH   DFND   0 0 39,974
ASTRAZENECA PLC SPONSORED ADR 046353108   237 3,498 SH   DFND   3,498 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   160 26,565 SH   DFND   0 0 26,565
BHP GROUP LTD SPONSORED ADS 088606108   324 5,222 SH   DFND   601 0 4,621
BP PLC SPONSORED ADR 055622104   350 10,031 SH   DFND   5,769 0 4,262
DIAGEO PLC SPON ADR NEW 25243Q205   501 2,809 SH   DFND   1,309 0 1,500
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   263 3,373 SH   DFND   0 0 3,373
GSK PLC SPONSORED ADR 37733W204   324 9,228 SH   DFND   9,228 0 0
HALEON PLC SPON ADS 405552100   82 10,235 SH   DFND   10,235 0 0
ICICI BANK LIMITED ADR 45104G104   233 10,653 SH   DFND   0 0 10,653
INFOSYS LTD SPONSORED ADR 456788108   654 36,289 SH   DFND   35,440 0 849
NOVARTIS AG SPONSORED ADR 66987V109   902 9,942 SH   DFND   9,066 876 0
NOVARTIS AG SPONSORED ADR 66987V109   247 2,718 SH   OTR   2,718 0 0
NOVO-NORDISK A S ADR 670100205   464 3,427 SH   DFND   3,123 0 304
RELX PLC SPONSORED ADR 759530108   274 9,897 SH   DFND   3,850 0 6,047
RIO TINTO PLC SPONSORED ADR 767204100   314 4,406 SH   DFND   1,300 0 3,106
SANOFI SPONSORED ADR 80105N105   261 5,388 SH   DFND   1,528 0 3,860
SAP SE SPON ADR 803054204   313 3,030 SH   DFND   1,140 0 1,890
SHELL PLC SPON ADS 780259305   1,230 21,605 SH   DFND   18,089 0 3,516
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   95 11,815 SH   DFND   0 0 11,815
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   407 5,463 SH   DFND   1,481 0 3,982
TOTALENERGIES SE SPONSORED ADS 89151E109   1,344 21,644 SH   DFND   21,644 0 0
UNILEVER PLC SPON ADR NEW 904767704   602 11,961 SH   DFND   8,813 0 3,148
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   571 3,921 SH   DFND   0 0 0
AMERICAN TOWER CORP NEW COM 03027X100   943 4,453 SH   DFND   0 0 0
CORPORATE OFFICE PPTYS TR SH BEN INT 22002T108   333 12,819 SH   DFND   0 0 0
CROWN CASTLE INC COM 22822V101   6,272 46,242 SH   DFND   0 0 0
CROWN CASTLE INC COM 22822V101   280 2,062 SH   OTR   0 0 0
DIGITAL RLTY TR INC COM 253868103   546 5,447 SH   DFND   0 0 0
EASTGROUP PPTYS INC COM 277276101   224 1,515 SH   DFND   0 0 0
ESSEX PPTY TR INC COM 297178105   410 1,937 SH   DFND   0 0 0
EXTRA SPACE STORAGE INC COM 30225T102   403 2,740 SH   DFND   0 0 0
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   331 3,276 SH   DFND   0 0 0
FIRST INDL RLTY TR INC COM 32054K103   398 8,257 SH   DFND   0 0 0
HEALTHCARE RLTY TR CL A COM 42226K105   289 15,022 SH   DFND   0 0 0
IRON MTN INC DEL COM 46284V101   657 13,180 SH   DFND   0 0 0
MID-AMER APT CMNTYS INC COM 59522J103   494 3,144 SH   DFND   0 0 0
PROLOGIS INC. COM 74340W103   753 6,684 SH   DFND   0 0 0
PUBLIC STORAGE COM 74460D109   329 1,173 SH   DFND   0 0 0
REALTY INCOME CORP COM 756109104   1,540 24,276 SH   DFND   0 0 0
SIMON PPTY GROUP INC NEW COM 828806109   1,938 16,493 SH   DFND   0 0 0
STAG INDL INC COM 85254J102   436 13,480 SH   DFND   0 0 0
SUN CMNTYS INC COM 866674104   306 2,142 SH   DFND   0 0 0
UMH PPTYS INC COM 903002103   1,175 72,951 SH   DFND   0 0 0
VICI PPTYS INC COM 925652109   3,541 109,283 SH   DFND   0 0 0
WELLTOWER INC COM 95040Q104   733 11,189 SH   DFND   0 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104   277 8,924 SH   DFND   0 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,625 6,090 SH   DFND   3,897 0 2,193
ALAMOS GOLD INC NEW COM CL A 011532108   110 10,833 SH   DFND   0 0 10,833
AON PLC SHS CL A G0403H108   8,769 29,216 SH   DFND   28,414 0 802
CANADIAN PAC RY LTD COM 13645T100   654 8,762 SH   DFND   8,562 0 200
CHECK POINT SOFTWARE TECH LT ORD M22465104   4,422 35,047 SH   DFND   34,642 0 405
CHECK POINT SOFTWARE TECH LT ORD M22465104   247 1,960 SH   OTR   1,960 0 0
CHUBB LIMITED COM H1467J104   4,736 21,469 SH   DFND   18,891 0 2,578
CHUBB LIMITED COM H1467J104   749 3,395 SH   OTR   2,523 120 752
EATON CORP PLC SHS G29183103   613 3,906 SH   DFND   2,545 0 1,361
EVEREST RE GROUP LTD COM G3223R108   1,116 3,369 SH   DFND   0 0 3,369
JOHNSON CTLS INTL PLC SHS G51502105   288 4,505 SH   DFND   78 0 4,427
LAZARD LTD SHS A G54050102   336 9,701 SH   DFND   9,701 0 0
LINDE PLC SHS G5494J103   3,602 11,042 SH   DFND   8,810 0 2,232
LINDE PLC SHS G5494J103   222 681 SH   OTR   681 0 0
MANULIFE FINL CORP COM 56501R106   229 12,828 SH   DFND   2,352 0 10,476
MEDTRONIC PLC SHS G5960L103   537 6,913 SH   DFND   5,225 0 1,688
SCHLUMBERGER LTD COM STK 806857108   8,494 158,880 SH   DFND   155,633 0 3,247
SCHLUMBERGER LTD COM STK 806857108   458 8,561 SH   OTR   7,561 0 1,000
TE CONNECTIVITY LTD SHS H84989104   9,667 84,204 SH   DFND   83,647 0 557
TE CONNECTIVITY LTD SHS H84989104   437 3,808 SH   OTR   3,808 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   10,325 61,425 SH   DFND   61,421 0 4
TRANE TECHNOLOGIES PLC SHS G8994E103   797 4,741 SH   OTR   4,741 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   316 2,446 SH   DFND   0 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   677 9,086 SH   DFND   0 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   969 39,134 SH   DFND   0 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   13,471 154,002 SH   DFND   0 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   368 10,749 SH   DFND   0 0 0
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109   545 6,801 SH   DFND   0 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,565 11,517 SH   DFND   0 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   323 2,375 SH   OTR   0 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,001 10,196 SH   DFND   0 0 0
INVESCO CURRENCYSHARES SWISS SWISS FRANC 46138R108   379 3,922 SH   OTR   0 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   63,579 238,766 SH   DFND   0 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,877 10,806 SH   OTR   0 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   14,475 102,481 SH   DFND   0 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   542 3,836 SH   OTR   0 0 0
ISHARES TR ISHARES BIOTECH 464287556   3,870 29,476 SH   DFND   0 0 0
ISHARES TR ISHARES BIOTECH 464287556   1,266 9,640 SH   OTR   0 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   247 2,365 SH   DFND   0 0 0
ISHARES TR CORE MSCI EAFE 46432F842   596 9,676 SH   DFND   0 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,628 34,869 SH   DFND   0 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,662 6,869 SH   DFND   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804   17,139 181,094 SH   DFND   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804   223 2,355 SH   OTR   0 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,255 8,472 SH   DFND   0 0 0
ISHARES TR SELECT DIVID ETF 464287168   3,091 25,630 SH   DFND   0 0 0
ISHARES TR U.S. REAL ES ETF 464287739   260 3,091 SH   DFND   0 0 0
ISHARES TR U.S. TECH ETF 464287721   298 4,000 SH   OTR   0 0 0
ISHARES GOLD TR ISHARES NEW 464285204   319 9,218 SH   DFND   0 0 0
ISHARES INC MSCI CDA ETF 464286509   333 10,165 SH   DFND   0 0 0
ISHARES TR MSCI EAFE ETF 464287465   6,394 97,414 SH   DFND   0 0 0
ISHARES TR EAFE SML CP ETF 464288273   425 7,525 SH   DFND   0 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   990 26,128 SH   DFND   0 0 0
ISHARES INC MSCI FRANCE ETF 464286707   360 10,869 SH   DFND   0 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   202 6,600 SH   DFND   0 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   363 5,039 SH   DFND   0 0 0
ISHARES TR RESIDENTIAL MULT 464288562   342 5,000 SH   DFND   0 0 0
ISHARES TR RUS MID CAP ETF 464287499   2,572 38,130 SH   DFND   0 0 0
ISHARES TR RUS MD CP GR ETF 464287481   2,398 28,684 SH   DFND   0 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,739 20,797 SH   OTR   0 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   3,233 30,687 SH   DFND   0 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   1,633 15,498 SH   OTR   0 0 0
ISHARES TR RUS 1000 ETF 464287622   1,475 7,005 SH   DFND   0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,196 10,248 SH   DFND   0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   527 2,460 SH   OTR   0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   2,160 14,245 SH   DFND   0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   219 1,441 SH   OTR   0 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,020 5,852 SH   DFND   0 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   207 1,493 SH   DFND   0 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   264 1,197 SH   DFND   0 0 0
ISHARES TR S&P MC 400VL ETF 464287705   202 2,000 SH   DFND   0 0 0
ISHARES TR SP SMCP600VL ETF 464287879   770 8,438 SH   DFND   0 0 0
ISHARES TR S&P SML 600 GWT 464287887   695 6,432 SH   DFND   0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   7,375 126,061 SH   DFND   0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,760 30,081 SH   OTR   0 0 0
ISHARES TR S&P 500 VAL ETF 464287408   12,572 86,662 SH   DFND   0 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,804 12,432 SH   OTR   0 0 0
ISHARES TR US HLTHCARE ETF 464287762   204 718 SH   DFND   0 0 0
LIBERTY ALL-STAR GROWTH FD I COM 529900102   73 14,800 SH   DFND   0 0 0
NEUBERGER BERMAN REAL ESTATE COM 64190A103   45 14,383 SH   DFND   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   330 4,365 SH   DFND   0 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   631 9,553 SH   DFND   0 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   344 1,037 SH   DFND   0 0 0
SPDR GOLD TR GOLD SHS 78463V107   403 2,374 SH   DFND   0 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   1,306 33,000 SH   DFND   0 0 0
SPDR SER TR S&P DIVID ETF 78464A763   7,307 58,403 SH   DFND   0 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,707 13,640 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   27,228 61,493 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,690 3,816 SH   OTR   0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   35,579 93,035 SH   DFND   0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,073 8,035 SH   OTR   0 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,487 19,982 SH   DFND   0 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,076 8,648 SH   OTR   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,116 15,826 SH   DFND   0 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   769 5,067 SH   DFND   0 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,848 258,481 SH   DFND   0 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   431 10,272 SH   OTR   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   26,277 674,106 SH   DFND   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,609 41,286 SH   OTR   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   36,673 661,495 SH   DFND   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,011 18,238 SH   OTR   0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   825 3,869 SH   DFND   0 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   24,850 100,183 SH   DFND   0 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,019 4,110 SH   OTR   0 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,437 31,766 SH   DFND   0 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   226 2,090 SH   OTR   0 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   41,270 202,494 SH   DFND   0 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,778 8,723 SH   OTR   0 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   448 1,402 SH   DFND   0 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,119 6,425 SH   DFND   0 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   12,806 155,260 SH   DFND   0 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   961 11,653 SH   OTR   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   66,725 189,915 SH   DFND   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,165 14,700 SH   OTR   0 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   1,058 5,015 SH   DFND   0 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   6,489 32,356 SH   DFND   0 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,721 8,584 SH   OTR   0 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,593 54,109 SH   DFND   0 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,998 12,585 SH   OTR   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   59,295 323,061 SH   DFND   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,624 14,299 SH   OTR   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   556 2,907 SH   DFND   0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   905 6,447 SH   DFND   0 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   252 3,108 SH   DFND   0 0 0
ISHARES TR PFD AND INCM SEC 464288687   7,486 245,188 SH   DFND   0 0 0
ISHARES TR PFD AND INCM SEC 464288687   516 16,893 SH   OTR   0 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   852 8,506 SH   DFND   0 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   10,303 205,533 SH   DFND   0 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   5,384 107,404 SH   OTR   0 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   2,139 23,966 SH   DFND   0 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   2,486 27,626 SH   DFND   0 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408   489 20,171 SH   DFND   0 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,299 138,580 SH   DFND   0 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   313 4,207 SH   OTR   0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   21,519 285,855 SH   DFND   0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,048 13,919 SH   OTR   0 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   277 3,851 SH   DFND   0 0 0
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   535 48,337 SH   DFND   0 0 0
ISHARES TR NATIONAL MUN ETF 464288414   863 8,174 SH   DFND   0 0 0
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   120 10,600 SH   OTR   0 0 0