The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   252,866 1,663 SH   SOLE 0 0 0 1,663
ALPHABET INC CAP STK CL C 02079K107   301,560 3,179 SH   SOLE 0 0 0 3,179
AMAZON COM INC COM 023135106   3,292,927 33,736 SH   SOLE 0 0 0 33,736
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,777,533 33,922 SH   SOLE 0 0 0 33,922
AMERICAN CENTY ETF TR US EQT ETF 025072885   4,573,651 62,799 SH   SOLE 0 0 0 62,799
APPLE INC COM 037833100   15,859,909 105,026 SH   SOLE 0 0 0 105,026
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   425,789 1,374 SH   SOLE 0 0 0 1,374
BERKSHIRE HATHAWAY INC DEL CL A 084670108   472,250 1 SH   SOLE 0 0 0 1
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   262,003 5,420 SH   SOLE 0 0 0 5,420
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   758,081 15,692 SH   SOLE 0 0 0 15,692
EXXON MOBIL CORP COM 30231G102   499,918 4,195 SH   SOLE 0 0 0 4,195
INVESCO QQQ TR UNIT SER 1 46090E103   339,821 1,134 SH   SOLE 0 0 0 1,134
ISHARES INC CORE MSCI EMKT 46434G103   15,622,673 315,164 SH   SOLE 0 0 0 315,164
ISHARES TR CORE S&P SCP ETF 464287804   308,786 2,980 SH   SOLE 0 0 0 2,980
ISHARES TR CORE S&P US GWT 464287671   49,487,365 569,278 SH   SOLE 0 0 0 569,278
ISHARES TR RUSSELL 3000 ETF 464287689   437,081 1,850 SH   SOLE 0 0 0 1,850
ISHARES TR IBOXX INV CP ETF 464287242   48,137,774 446,713 SH   SOLE 0 0 0 446,713
ISHARES TR ESG AW MSCI EAFE 46435G516   2,083,765 29,419 SH   SOLE 0 0 0 29,419
ISHARES TR RUS 2000 VAL ETF 464287630   41,634,533 275,890 SH   SOLE 0 0 0 275,890
ISHARES TR MSCI USA QLT FCT 46432F339   176,764,709 1,444,510 SH   SOLE 0 0 0 1,444,510
ISHARES TR NATIONAL MUN ETF 464288414   96,983,742 905,121 SH   SOLE 0 0 0 905,121
ISHARES TR CORE US AGGBD ET 464287226   20,894,647 212,301 SH   SOLE 0 0 0 212,301
ISHARES TR ESG AWR MSCI USA 46435G425   4,439,080 49,110 SH   SOLE 0 0 0 49,110
ISHARES TR CORE S&P TTL STK 464287150   35,118,611 386,258 SH   SOLE 0 0 0 386,258
ISHARES TR S&P 500 GRWT ETF 464287309   214,845 3,443 SH   SOLE 0 0 0 3,443
ISHARES TR CORE MSCI EAFE 46432F842   39,066,574 590,040 SH   SOLE 0 0 0 590,040
ISHARES TR RUSSELL 2000 ETF 464287655   281,282 1,478 SH   SOLE 0 0 0 1,478
ISHARES TR CORE S&P MCP ETF 464287507   353,923 1,345 SH   SOLE 0 0 0 1,345
ISHARES TR CORE S&P500 ETF 464287200   2,137,589 5,214 SH   SOLE 0 0 0 5,214
LILLY ELI & CO COM 532457108   743,481 2,154 SH   SOLE 0 0 0 2,154
MICROSOFT CORP COM 594918104   976,278 3,711 SH   SOLE 0 0 0 3,711
NVIDIA CORPORATION COM 67066G104   380,363 1,789 SH   SOLE 0 0 0 1,789
ORACLE CORP COM 68389X105   228,340 2,620 SH   SOLE 0 0 0 2,620
R1 RCM INC COM 77634L105   142,657 10,459 SH   SOLE 0 0 0 10,459
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   550,792 12,386 SH   SOLE 0 0 0 12,386
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   926,514 26,693 SH   SOLE 0 0 0 26,693
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   231,173 4,093 SH   SOLE 0 0 0 4,093
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   355,726 5,745 SH   SOLE 0 0 0 5,745
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,167,072 24,299 SH   SOLE 0 0 0 24,299
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   722,285 14,957 SH   SOLE 0 0 0 14,957
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,416,245 69,733 SH   SOLE 0 0 0 69,733
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   6,845,334 213,650 SH   SOLE 0 0 0 213,650
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,775,935 4,352 SH   SOLE 0 0 0 4,352
SPDR SER TR S&P 600 SMCP VAL 78464A300   659,245 7,951 SH   SOLE 0 0 0 7,951
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,466,673 35,324 SH   SOLE 0 0 0 35,324
SPDR SER TR PORTFOLI S&P1500 78464A805   5,055,273 99,986 SH   SOLE 0 0 0 99,986
SPDR SER TR PORTFOLIO S&P500 78464A854   1,897,753 39,561 SH   SOLE 0 0 0 39,561
TESLA INC COM 88160R101   477,725 2,426 SH   SOLE 0 0 0 2,426
TWILIO INC CL A 90138F102   494,857 8,238 SH   SOLE 0 0 0 8,238
UNITEDHEALTH GROUP INC COM 91324P102   236,861 479 SH   SOLE 0 0 0 479
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   225,295,254 3,091,742 SH   SOLE 0 0 0 3,091,742
VANGUARD INDEX FDS TOTAL STK MKT 922908769   254,017,511 1,239,049 SH   SOLE 0 0 0 1,239,049
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,652,367 11,286 SH   SOLE 0 0 0 11,286
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   622,691 4,332 SH   SOLE 0 0 0 4,332
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,058,386 13,488 SH   SOLE 0 0 0 13,488
VANGUARD INDEX FDS GROWTH ETF 922908736   328,381 1,379 SH   SOLE 0 0 0 1,379
VANGUARD INDEX FDS VALUE ETF 922908744   175,745,130 1,222,575 SH   SOLE 0 0 0 1,222,575
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   561,021 6,236 SH   SOLE 0 0 0 6,236
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,438,667 64,130 SH   SOLE 0 0 0 64,130
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   46,670,943 1,136,376 SH   SOLE 0 0 0 1,136,376
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,858,063 56,663 SH   SOLE 0 0 0 56,663
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   442,013 2,844 SH   SOLE 0 0 0 2,844
VANGUARD STAR FDS VG TL INTL STK F 921909768   326,516 5,902 SH   SOLE 0 0 0 5,902
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   242,044,010 5,353,772 SH   SOLE 0 0 0 5,353,772
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   237,088 2,154 SH   SOLE 0 0 0 2,154
VANGUARD WORLD FD ESG US STK ETF 921910733   14,520,790 203,572 SH   SOLE 0 0 0 203,572
VANGUARD WORLD FD ESG INTL STK ETF 921910725   8,272,516 157,183 SH   SOLE 0 0 0 157,183