The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   4,294,798 41,580 SH   SOLE   40,280 0 1,300
AUTOMATIC DATA PROCESSING IN COM 053015103   4,211,729 18,813 SH   SOLE   17,703 0 1,110
BECTON DICKINSON & CO COM 075887109   2,268,704 9,165 SH   SOLE   8,840 0 325
CHECK POINT SOFTWARE TECH LT ORD M22465104   1,885,390 14,503 SH   SOLE   14,013 0 490
CHEVRON CORP NEW COM 166764100   2,281,629 13,984 SH   SOLE   12,859 0 1,125
COCA COLA CO COM 191216100   2,794,981 44,732 SH   SOLE   42,182 0 2,550
COLGATE PALMOLIVE CO COM 194162103   1,235,616 16,442 SH   SOLE   15,882 0 560
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   2,400,919 18,251 SH   SOLE   18,001 0 250
ISHARES TR ISHARES BIOTECH 464287556   5,127,006 39,695 SH   SOLE   37,955 0 1,740
KIMBERLY-CLARK CORP COM 494368103   2,294,429 16,948 SH   SOLE   15,518 0 1,430
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,874,561 35,638 SH   SOLE   34,963 0 675
NEXTERA ENERGY INC COM 65339F101   3,300,951 42,825 SH   SOLE   40,075 0 2,750
NORFOLK SOUTHN CORP COM 655844108   3,067,216 14,468 SH   SOLE   12,968 0 1,500
PHILLIPS 66 COM 718546104   1,509,143 14,886 SH   SOLE   14,086 0 800
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,173,202 22,191 SH   SOLE   21,831 0 360
SNAP ON INC COM 833034101   2,719,493 11,015 SH   SOLE   10,170 0 845
DISNEY WALT CO COM 254687106   2,180,932 21,781 SH   SOLE   20,246 0 1,535
TOTALENERGIES SE SPONSORED ADS 89151E109   536,921 8,979 SH   SOLE   8,624 0 355
UNITED PARCEL SERVICE INC CL B 911312106   2,956,020 15,238 SH   SOLE   14,513 0 725
UNITEDHEALTH GROUP INC COM 91324P102   3,448,962 7,298 SH   SOLE   7,203 0 95
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,707,193 21,918 SH   SOLE   20,738 0 1,180
WASTE MGMT INC DEL COM 94106L109   3,677,199 22,536 SH   SOLE   21,586 0 950
ABBOTT LABS COM 002824100   2,708,705 26,750 SH   SOLE   25,650 0 1,100
ALPHABET INC CAP STK CL C 02079K107   2,249,520 21,630 SH   SOLE   20,610 0 1,020
APPLE INC COM 037833100   9,920,024 60,158 SH   SOLE   57,687 0 2,471
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,919,526 12,694 SH   SOLE   12,095 0 599
BLACKROCK INC COM 09247X101   2,345,935 3,506 SH   SOLE   3,334 0 172
BROADCOM INC COM 11135F101   1,811,067 2,823 SH   SOLE   2,661 0 162
COSTCO WHSL CORP NEW COM 22160K105   10,291,171 20,712 SH   SOLE   20,062 0 650
DANAHER CORPORATION COM 235851102   2,875,802 11,398 SH   SOLE   11,074 0 324
INTEL CORP COM 458140100   1,783,227 54,583 SH   SOLE   53,058 0 1,525
ISHARES INC MSCI GERMANY ETF 464286806   1,189,656 41,801 SH   SOLE   39,291 0 2,510
JOHNSON & JOHNSON COM 478160104   2,801,470 18,074 SH   SOLE   16,759 0 1,315
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,923,781 77,255 SH   SOLE   74,785 0 2,470
MICROSOFT CORP COM 594918104   18,002,898 62,445 SH   SOLE   58,535 0 3,910
PACCAR INC COM 693718108   4,264,486 58,258 SH   SOLE   57,208 0 1,050
PEPSICO INC COM 713448108   3,176,213 17,423 SH   SOLE   16,883 0 540
PROCTER AND GAMBLE CO COM 742718109   2,659,618 17,887 SH   SOLE   16,203 0 1,684
BRISTOL-MYERS SQUIBB CO COM 110122108   1,937,908 27,960 SH   SOLE   26,660 0 1,300
CISCO SYS INC COM 17275R102   2,885,946 55,207 SH   SOLE   48,977 0 6,230
L3HARRIS TECHNOLOGIES INC COM 502431109   2,476,941 12,622 SH   SOLE   11,731 0 891
NOVO-NORDISK A S ADR 670100205   8,087,225 50,446 SH   SOLE   47,221 0 3,225
STARBUCKS CORP COM 855244109   5,918,853 56,841 SH   SOLE   54,771 0 2,070
SHELL PLC SPON ADS 780259305   1,478,951 25,703 SH   SOLE   25,403 0 300
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   1,087,334 46,015 SH   SOLE   44,315 0 1,700
VISA INC COM CL A 92826C839   1,152,516 5,112 SH   SOLE   4,607 0 505
3M CO COM 88579Y101   1,449,467 13,790 SH   SOLE   13,300 0 490
AIR PRODS & CHEMS INC COM 009158106   2,809,331 9,723 SH   SOLE   9,451 0 272
CONOCOPHILLIPS COM 20825C104   1,039,262 10,413 SH   SOLE   10,033 0 380
MDU RES GROUP INC COM 552690109   310,726 10,120 SH   SOLE   9,320 0 800
STRYKER CORPORATION COM 863667101   4,473,815 15,631 SH   SOLE   14,911 0 720
SAP SE SPON ADR 803054204   1,057,072 8,353 SH   SOLE   8,253 0 100
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   385,472 4,642 SH   SOLE   4,332 0 310
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   584,447 11,947 SH   SOLE   10,647 0 1,300
AMERICAN WTR WKS CO INC NEW COM 030420103   594,749 4,060 SH   SOLE   3,830 0 230
WASHINGTON FED INC COM 938824109   989,352 32,847 SH   SOLE   31,822 0 1,025
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   411,645 11,829 SH   SOLE   11,673 0 156
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   261,740 3,858 SH   SOLE   3,858 0 0
SPDR GOLD TR GOLD SHS 78463V107   218,398 1,192 SH   SOLE   1,192 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   248,896 606 SH   SOLE   606 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   325,470 9,655 SH   SOLE   9,508 0 147
THERMO FISHER SCIENTIFIC INC COM 883556102   247,413 429 SH   SOLE   390 0 39
EXXON MOBIL CORP COM 30231G102   563,104 5,135 SH   SOLE   4,205 0 930
ADOBE SYSTEMS INCORPORATED COM 00724F101   383,058 994 SH   SOLE   966 0 28
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   271,743 5,618 SH   SOLE   5,618 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   308,753 821 SH   SOLE   821 0 0
COASTAL FINL CORP WA COM NEW 19046P209   3,716,988 103,221 SH   SOLE   103,221 0 0
XCEL ENERGY INC COM 98389B100   397,362 5,847 SH   SOLE   5,847 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   600,860 26,000 SH   SOLE   26,000 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   698,190 37,000 SH   SOLE   37,000 0 0
AMERICAN EXPRESS CO COM 025816109   412,375 2,500 SH   SOLE   2,500 0 0