The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,473,625 14,723 SH   SOLE   14,723 0 0
ABBOTT LABS COM 002824100   3,160,706 28,992 SH   SOLE   28,992 0 0
ABBVIE INC COM 00287Y109   4,083,884 30,312 SH   SOLE   30,312 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   265,522 543 SH   SOLE   543 0 0
ADVISORSHARES TR PURE US CANNABIS 00768Y453   847,432 152,966 SH   SOLE   152,966 0 0
AFLAC INC COM 001055102   1,912,452 27,399 SH   SOLE   27,399 0 0
ALLIANCE ENTERTAINMENT HOLDI *W EXP 02/11/202 01861F110   1,457 31,002 SH   SOLE   31,002 0 0
ALLSTATE CORP COM 020002101   723,010 6,577 SH   SOLE   6,577 0 0
ALPHABET INC CAP STK CL C 02079K107   2,155,081 17,815 SH   SOLE   17,815 0 0
ALPHABET INC CAP STK CL A 02079K305   2,412,673 20,156 SH   SOLE   20,156 0 0
AMAZON COM INC COM 023135106   1,256,410 9,638 SH   SOLE   9,638 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   142,840 3,489 SH   SOLE   3,489 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   81,738 1,424 SH   SOLE   1,424 0 0
AMGEN INC COM 031162100   517,973 2,333 SH   SOLE   2,333 0 0
ANALOG DEVICES INC COM 032654105   317,657 1,631 SH   SOLE   1,631 0 0
AON PLC SHS CL A G0403H108   6,035,822 17,485 SH   SOLE   17,485 0 0
APPLE INC COM 037833100   168,670,251 869,569 SH   SOLE   869,569 0 0
ARQIT QUANTUM INC ORDINARY SHARES G0567U101   55,318 45,717 SH   SOLE   45,717 0 0
ARQIT QUANTUM INC *W EXP 09/03/202 G0567U119   75,495 216,317 SH   SOLE   216,317 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   2,818,039 12,749 SH   SOLE   12,749 0 0
AVIDXCHANGE HOLDINGS INC COM 05368X102   34,579,069 3,331,317 SH   SOLE   3,331,317 0 0
BANK AMERICA CORP COM 060505104   1,079,114 37,613 SH   SOLE   37,613 0 0
BANK MONTREAL QUE COM 063671101   386,527 4,280 SH   SOLE   4,280 0 0
BAXTER INTL INC COM 071813109   247,452 5,397 SH   SOLE   5,397 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,326,675 12,688 SH   SOLE   12,688 0 0
BHP GROUP LTD SPONSORED ADS 088606108   385,619 6,463 SH   SOLE   6,463 0 0
BLACKROCK INC COM 09247X101   293,862 425 SH   SOLE   425 0 0
BOEING CO COM 097023105   243,890 1,155 SH   SOLE   1,155 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   789,335 12,343 SH   SOLE   12,343 0 0
BROADCOM INC COM 11135F101   798,036 920 SH   SOLE   920 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   665,420 4,000 SH   SOLE   4,000 0 0
CATERPILLAR INC COM 149123101   1,085,573 4,412 SH   SOLE   4,412 0 0
CDW CORP COM 12514G108   213,961 1,166 SH   SOLE   1,166 0 0
CELULARITY INC COM CL A 151190105   194,436 365,000 SH   SOLE   365,000 0 0
CHEVRON CORP NEW COM 166764100   264,114 1,679 SH   SOLE   1,679 0 0
CISCO SYS INC COM 17275R102   1,727,029 33,379 SH   SOLE   33,379 0 0
COCA COLA CO COM 191216100   997,253 16,435 SH   SOLE   16,435 0 0
COLGATE PALMOLIVE CO COM 194162103   443,365 5,755 SH   SOLE   5,755 0 0
COMCAST CORP NEW CL A 20030N101   477,036 11,481 SH   SOLE   11,481 0 0
CONOCOPHILLIPS COM 20825C104   393,968 3,781 SH   SOLE   3,781 0 0
COSTCO WHSL CORP NEW COM 22160K105   390,326 725 SH   SOLE   725 0 0
CROWN CASTLE INC COM 22822V101   429,098 3,766 SH   SOLE   3,766 0 0
DANAHER CORPORATION COM 235851102   282,558 1,176 SH   SOLE   1,176 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   679,476 24,871 SH   SOLE   24,871 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   314,573 13,409 SH   SOLE   13,409 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,323,485 27,481 SH   SOLE   27,481 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   17,077 629 SH   SOLE   629 0 0
DISNEY WALT CO COM 254687106   776,111 8,693 SH   SOLE   8,693 0 0
DOW INC COM 260557103   428,796 8,051 SH   SOLE   8,051 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,065,623 11,875 SH   SOLE   11,875 0 0
DUPONT DE NEMOURS INC COM 26614N102   338,697 4,741 SH   SOLE   4,741 0 0
EASTMAN CHEM CO COM 277432100   238,741 2,825 SH   SOLE   2,825 0 0
EMERSON ELEC CO COM 291011104   1,366,878 15,122 SH   SOLE   15,122 0 0
ENBRIDGE INC COM 29250N105   205,551 5,533 SH   SOLE   5,533 0 0
EQUIFAX INC COM 294429105   4,336,108 18,428 SH   SOLE   18,428 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409   2,753,723 64,485 SH   SOLE   64,485 0 0
ETF MANAGERS TR ETFMG US ALTER 26924G755   26,176 17,687 SH   SOLE   17,687 0 0
ETF MANAGERS TR ETFMG TRAVEL TEC 26924G771   85 5 SH   SOLE   5 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   12,058,292 205,913 SH   SOLE   205,913 0 0
EXXON MOBIL CORP COM 30231G102   2,615,613 24,388 SH   SOLE   24,388 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   488,745 8,935 SH   SOLE   8,935 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   3,622,378 226,824 SH   SOLE   226,824 0 0
FIRST TR EXCHANGE-TRADED FD NASDQ ARTFCIAL 33738R720   1,790,098 39,196 SH   SOLE   39,196 0 0
FIRST WESTN FINL INC COM 33751L105   842,878 45,316 SH   SOLE   45,316 0 0
FISERV INC COM 337738108   252,300 2,000 SH   SOLE   2,000 0 0
FTAI AVIATION LTD SHS G3730V105   2,310,325 72,973 SH   SOLE   72,973 0 0
FTAI INFRASTRUCTURE INC COMMON STOCK 35953C106   845,918 229,246 SH   SOLE   229,246 0 0
GALLAGHER ARTHUR J & CO COM 363576109   439,140 2,000 SH   SOLE   2,000 0 0
GENERAL MLS INC COM 370334104   499,701 6,515 SH   SOLE   6,515 0 0
GLOBAL X FDS CYBRSCURTY ETF 37954Y384   2,533,609 104,436 SH   SOLE   104,436 0 0
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624   9,490 362 SH   SOLE   362 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   493,164 1,529 SH   SOLE   1,529 0 0
HERON THERAPEUTICS INC COM 427746102   19,053 16,425 SH   SOLE   16,425 0 0
HOME DEPOT INC COM 437076102   1,296,301 4,173 SH   SOLE   4,173 0 0
HONEYWELL INTL INC COM 438516106   329,717 1,589 SH   SOLE   1,589 0 0
INTEL CORP COM 458140100   365,198 10,921 SH   SOLE   10,921 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   421,100 3,147 SH   SOLE   3,147 0 0
INTUIT COM 461202103   1,990,836 4,345 SH   SOLE   4,345 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   521,116 1,524 SH   SOLE   1,524 0 0
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   36,106 245 SH   SOLE   245 0 0
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   10,350 200 SH   SOLE   200 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   429,620 6,840 SH   SOLE   6,840 0 0
INVESCO EXCH TRADED FD TR II CHINA TECHNLGY 46138E800   44,459 1,121 SH   SOLE   1,121 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   456 3 SH   SOLE   3 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   1,071 15 SH   SOLE   15 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   1,393,317 52,479 SH   SOLE   52,479 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   31,015 550 SH   SOLE   550 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   277,475 5,500 SH   SOLE   5,500 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   2,337,427 7,948 SH   SOLE   7,948 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   1,141,728 3,831 SH   SOLE   3,831 0 0
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530   27,362 175 SH   SOLE   175 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   511,605 1,383 SH   SOLE   1,383 0 0
INVITATION HOMES INC COM 46187W107   510,972 14,854 SH   SOLE   14,854 0 0
ISHARES GOLD TR ISHARES NEW 464285204   25,503,493 700,838 SH   SOLE   700,838 0 0
ISHARES INC CORE MSCI EMKT 46434G103   228,607 4,638 SH   SOLE   4,638 0 0
ISHARES INC MSCI EMRG CHN 46434G764   77,970 1,500 SH   SOLE   1,500 0 0
ISHARES SILVER TR ISHARES 46428Q109   208,900 10,000 SH   SOLE   10,000 0 0
ISHARES TR SELECT DIVID ETF 464287168   244,615 2,159 SH   SOLE   2,159 0 0
ISHARES TR TIPS BD ETF 464287176   40,358 375 SH   SOLE   375 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,206,710 4,951 SH   SOLE   4,951 0 0
ISHARES TR CORE US AGGBD ET 464287226   309,520 3,160 SH   SOLE   3,160 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   19,780 500 SH   SOLE   500 0 0
ISHARES TR LATN AMER 40 ETF 464287390   8,478 312 SH   SOLE   312 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   5,313,899 65,539 SH   SOLE   65,539 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,094,815 28,894 SH   SOLE   28,894 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   34,050 310 SH   SOLE   310 0 0
ISHARES TR RUS MD CP GR ETF 464287481   96,630 1,000 SH   SOLE   1,000 0 0
ISHARES TR RUS MID CAP ETF 464287499   292,120 4,000 SH   SOLE   4,000 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,559,344 9,788 SH   SOLE   9,788 0 0
ISHARES TR ISHARES BIOTECH 464287556   66,654 525 SH   SOLE   525 0 0
ISHARES TR COHEN STEER REIT 464287564   55,570 1,000 SH   SOLE   1,000 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,535,780 5,581 SH   SOLE   5,581 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   28,160 200 SH   SOLE   200 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   409,185 2,185 SH   SOLE   2,185 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   255,752 1,005 SH   SOLE   1,005 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,417,543 34,295 SH   SOLE   34,295 0 0
ISHARES TR GL TIMB FORE ETF 464288174   57,356 800 SH   SOLE   800 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   3,886,169 211,205 SH   SOLE   211,205 0 0
ISHARES TR EAFE SML CP ETF 464288273   850,816 14,426 SH   SOLE   14,426 0 0
ISHARES TR NATIONAL MUN ETF 464288414   2,573,592 24,113 SH   SOLE   24,113 0 0
ISHARES TR IBOXX HI YD ETF 464288513   2,027 27 SH   SOLE   27 0 0
ISHARES TR CRE U S REIT ETF 464288521   118,551 2,306 SH   SOLE   2,306 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   110,243 2,180 SH   SOLE   2,180 0 0
ISHARES TR US AER DEF ETF 464288760   151,554 1,299 SH   SOLE   1,299 0 0
ISHARES TR U.S. MED DVC ETF 464288810   152,442 2,700 SH   SOLE   2,700 0 0
ISHARES TR MICRO-CAP ETF 464288869   532,764 4,874 SH   SOLE   4,874 0 0
ISHARES TR MSCI USA VALUE 46432F388   75,032 800 SH   SOLE   800 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,247,411 18,480 SH   SOLE   18,480 0 0
ISHARES TR CORE DIV GRWTH 46434V621   528,008 10,247 SH   SOLE   10,247 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   11,567 230 SH   SOLE   230 0 0
ISHARES TR ESG SCRND S&P SM 46436E544   655,820 18,727 SH   SOLE   18,727 0 0
ISHARES TR ESG SCRD S&P MID 46436E551   1,113,066 31,248 SH   SOLE   31,248 0 0
ISHARES TR ESG SCRND S&P500 46436E569   2,267,187 67,046 SH   SOLE   67,046 0 0
ISHARES TR EGSADVNCDMSCI EM 46436E742   683,725 19,268 SH   SOLE   19,268 0 0
ISHARES TR ESG EAFE ETF 46436E759   631,454 10,367 SH   SOLE   10,367 0 0
JOHNSON & JOHNSON COM 478160104   2,554,191 15,431 SH   SOLE   15,431 0 0
JPMORGAN CHASE & CO COM 46625H100   1,607,013 11,049 SH   SOLE   11,049 0 0
KELLOGG CO COM 487836108   471,800 7,000 SH   SOLE   7,000 0 0
KIMBERLY-CLARK CORP COM 494368103   456,149 3,276 SH   SOLE   3,276 0 0
KRANESHARES TR CALIFORNIA CARB 500767553   604,607 23,785 SH   SOLE   23,785 0 0
KRANESHARES TR ELEC VEH FUTUR 500767827   156 5 SH   SOLE   5 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   400,741 2,047 SH   SOLE   2,047 0 0
LAM RESEARCH CORP COM 512807108   531,783 825 SH   SOLE   825 0 0
LAUDER ESTEE COS INC CL A 518439104   455,994 2,322 SH   SOLE   2,322 0 0
LILLY ELI & CO COM 532457108   1,407,878 3,002 SH   SOLE   3,002 0 0
LOCKHEED MARTIN CORP COM 539830109   387,640 842 SH   SOLE   842 0 0
LOWES COS INC COM 548661107   333,942 1,480 SH   SOLE   1,480 0 0
MASTERCARD INCORPORATED CL A 57636Q104   853,461 2,170 SH   SOLE   2,170 0 0
MCDONALDS CORP COM 580135101   540,122 1,810 SH   SOLE   1,810 0 0
MEDTRONIC PLC SHS G5960L103   759,776 8,557 SH   SOLE   8,557 0 0
MERCK & CO INC COM 58933Y105   6,178,692 53,210 SH   SOLE   53,210 0 0
META PLATFORMS INC CL A 30303M102   773,411 2,695 SH   SOLE   2,695 0 0
MICROSOFT CORP COM 594918104   8,736,317 25,654 SH   SOLE   25,654 0 0
MONDELEZ INTL INC CL A 609207105   341,730 4,660 SH   SOLE   4,660 0 0
NEXTERA ENERGY INC COM 65339F101   412,997 5,566 SH   SOLE   5,566 0 0
NIKE INC CL B 654106103   231,693 2,093 SH   SOLE   2,093 0 0
NORFOLK SOUTHN CORP COM 655844108   321,772 1,419 SH   SOLE   1,419 0 0
NVIDIA CORPORATION COM 67066G104   417,521 987 SH   SOLE   987 0 0
ORACLE CORP COM 68389X105   1,943,668 16,321 SH   SOLE   16,321 0 0
OUTFRONT MEDIA INC COM 69007J106   295,311 18,786 SH   SOLE   18,786 0 0
PARKER-HANNIFIN CORP COM 701094104   855,358 2,193 SH   SOLE   2,193 0 0
PAYCHEX INC COM 704326107   330,800 2,957 SH   SOLE   2,957 0 0
PEPSICO INC COM 713448108   4,702,551 25,389 SH   SOLE   25,389 0 0
PFIZER INC COM 717081103   730,827 19,924 SH   SOLE   19,924 0 0
PNC FINL SVCS GROUP INC COM 693475105   2,027,543 16,098 SH   SOLE   16,098 0 0
PROCTER AND GAMBLE CO COM 742718109   3,459,210 22,797 SH   SOLE   22,797 0 0
QUALCOMM INC COM 747525103   848,401 7,127 SH   SOLE   7,127 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   265,828 2,714 SH   SOLE   2,714 0 0
READY CAPITAL CORP COM 75574U101   663,405 57,388 SH   SOLE   57,388 0 0
RIGETTI COMPUTING INC *W EXP 99/99/999 76655K111   1,372 10,000 SH   SOLE   10,000 0 0
S&P GLOBAL INC COM 78409V104   215,679 538 SH   SOLE   538 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   661,128 4,981 SH   SOLE   4,981 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   25,960 350 SH   SOLE   350 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   29,717 175 SH   SOLE   175 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   60,878 750 SH   SOLE   750 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   380,013 11,273 SH   SOLE   11,273 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   10,732 100 SH   SOLE   100 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   907,723 5,221 SH   SOLE   5,221 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   52,352 800 SH   SOLE   800 0 0
SOUTHERN CO COM 842587107   2,562,228 36,473 SH   SOLE   36,473 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   206,775 600 SH   SOLE   600 0 0
SPDR GOLD TR GOLD SHS 78463V107   321,064 1,801 SH   SOLE   1,801 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,854,734 15,406 SH   SOLE   15,406 0 0
SPDR SER TR COMP SOFTWARE 78464A599   3,614 27 SH   SOLE   27 0 0
SPDR SER TR AEROSPACE DEF 78464A631   30,383 250 SH   SOLE   250 0 0
SPDR SER TR S&P DIVID ETF 78464A763   47,193 385 SH   SOLE   385 0 0
SPDR SER TR S&P BIOTECH 78464A870   2,333,095 28,042 SH   SOLE   28,042 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   4,250,350 284,876 SH   SOLE   284,876 0 0
STRYKER CORPORATION COM 863667101   458,760 1,500 SH   SOLE   1,500 0 0
TESLA INC COM 88160R101   340,039 1,299 SH   SOLE   1,299 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   755,479 1,447 SH   SOLE   1,447 0 0
TRUIST FINL CORP COM 89832Q109   263,468 8,681 SH   SOLE   8,681 0 0
UNION PAC CORP COM 907818108   1,571,891 7,682 SH   SOLE   7,682 0 0
VALLEY NATL BANCORP COM 919794107   181,008 23,029 SH   SOLE   23,029 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   205,387 7,396 SH   SOLE   7,396 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   451,269 2,964 SH   SOLE   2,964 0 0
VANECK ETF TRUST GAMING ETF 92189F882   224 5 SH   SOLE   5 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   542,634 7,213 SH   SOLE   7,213 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,031,804 26,886 SH   SOLE   26,886 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,354,692 8,205 SH   SOLE   8,205 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   262,784 1,899 SH   SOLE   1,899 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,986,479 82,692 SH   SOLE   82,692 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,133 49 SH   SOLE   49 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,140,429 5,180 SH   SOLE   5,180 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   9,007,368 44,433 SH   SOLE   44,433 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   222,796 1,492 SH   SOLE   1,492 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   147,784 1,040 SH   SOLE   1,040 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   659,718 3,317 SH   SOLE   3,317 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,043,071 9,275 SH   SOLE   9,275 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   262,386 6,450 SH   SOLE   6,450 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   384,504 5,082 SH   SOLE   5,082 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,390,327 8,519 SH   SOLE   8,519 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   943,642 20,434 SH   SOLE   20,434 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,618,937 43,546 SH   SOLE   43,546 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   352,710 1,801 SH   SOLE   1,801 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   757,249 1,710 SH   SOLE   1,710 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,296,515 34,862 SH   SOLE   34,862 0 0
VISA INC COM CL A 92826C839   1,184,925 4,990 SH   SOLE   4,990 0 0
WALMART INC COM 931142103   915,344 5,824 SH   SOLE   5,824 0 0
WASTE MGMT INC DEL COM 94106L109   207,332 1,196 SH   SOLE   1,196 0 0
WELLS FARGO CO NEW COM 949746101   371,487 8,704 SH   SOLE   8,704 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   723,728 15,554 SH   SOLE   15,554 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422   696 20 SH   SOLE   20 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   533,280 8,000 SH   SOLE   8,000 0 0
YUM BRANDS INC COM 988498101   962,091 6,944 SH   SOLE   6,944 0 0
YUM CHINA HLDGS INC COM 98850P109   389,568 6,895 SH   SOLE   6,895 0 0
ZOETIS INC CL A 98978V103   234,206 1,360 SH   SOLE   1,360 0 0