The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   5,381,261 41,280 SH   SOLE   39,980 0 1,300
AUTOMATIC DATA PROCESSING IN COM 053015103   4,141,723 18,738 SH   SOLE   17,628 0 1,110
BECTON DICKINSON & CO COM 075887109   2,406,451 9,115 SH   SOLE   8,790 0 325
CHECK POINT SOFTWARE TECH LT ORD M22465104   1,801,768 14,343 SH   SOLE   13,853 0 490
CHEVRON CORP NEW COM 166764100   2,186,221 13,894 SH   SOLE   12,769 0 1,125
COCA COLA CO COM 191216100   2,692,171 44,372 SH   SOLE   41,822 0 2,550
COLGATE PALMOLIVE CO COM 194162103   1,262,069 16,382 SH   SOLE   15,822 0 560
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   2,678,597 18,176 SH   SOLE   17,926 0 250
ISHARES TR ISHARES BIOTECH 464287556   4,973,023 39,170 SH   SOLE   37,430 0 1,740
KIMBERLY-CLARK CORP COM 494368103   2,352,524 16,898 SH   SOLE   15,468 0 1,430
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,792,968 33,703 SH   SOLE   33,028 0 675
NEXTERA ENERGY INC COM 65339F101   3,156,839 42,545 SH   SOLE   39,795 0 2,750
NORFOLK SOUTHN CORP COM 655844108   3,066,475 13,523 SH   SOLE   12,023 0 1,500
PFIZER INC COM 717081103   1,041,565 28,396 SH   SOLE   27,796 0 600
PHILLIPS 66 COM 718546104   1,393,597 14,611 SH   SOLE   13,811 0 800
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,167,011 22,121 SH   SOLE   21,761 0 360
SNAP ON INC COM 833034101   3,160,003 10,965 SH   SOLE   10,120 0 845
DISNEY WALT CO COM 254687106   1,909,788 21,391 SH   SOLE   19,856 0 1,535
TOTALENERGIES SE SPONSORED ADS 89151E109   520,097 8,899 SH   SOLE   8,544 0 355
UNITED PARCEL SERVICE INC CL B 911312106   2,722,449 15,188 SH   SOLE   14,463 0 725
UNITEDHEALTH GROUP INC COM 91324P102   3,687,470 7,672 SH   SOLE   7,577 0 95
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,579,432 19,338 SH   SOLE   18,158 0 1,180
WASTE MGMT INC DEL COM 94106L109   3,847,496 22,186 SH   SOLE   21,236 0 950
ABBOTT LABS COM 002824100   2,897,752 26,580 SH   SOLE   25,480 0 1,100
ALPHABET INC CAP STK CL C 02079K107   2,547,023 21,055 SH   SOLE   20,035 0 1,020
APPLE INC COM 037833100   10,859,375 55,985 SH   SOLE   53,717 0 2,268
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,316,719 12,659 SH   SOLE   12,060 0 599
BLACKROCK INC COM 09247X101   2,414,843 3,494 SH   SOLE   3,322 0 172
BROADCOM INC COM 11135F101   2,355,940 2,716 SH   SOLE   2,566 0 150
COSTCO WHSL CORP NEW COM 22160K105   11,097,089 20,612 SH   SOLE   19,962 0 650
DANAHER CORPORATION COM 235851102   2,716,946 11,308 SH   SOLE   10,984 0 324
INTEL CORP COM 458140100   1,698,785 50,801 SH   SOLE   49,276 0 1,525
ISHARES INC MSCI GERMANY ETF 464286806   1,182,827 41,401 SH   SOLE   38,891 0 2,510
JOHNSON & JOHNSON COM 478160104   2,912,490 17,596 SH   SOLE   16,281 0 1,315
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,680,736 72,670 SH   SOLE   71,400 0 1,270
MICROSOFT CORP COM 594918104   21,107,015 61,981 SH   SOLE   58,146 0 3,835
PACCAR INC COM 693718108   4,965,966 59,366 SH   SOLE   58,316 0 1,050
PEPSICO INC COM 713448108   3,217,827 17,373 SH   SOLE   16,833 0 540
PROCTER AND GAMBLE CO COM 742718109   2,698,999 17,787 SH   SOLE   16,103 0 1,684
BRISTOL-MYERS SQUIBB CO COM 110122108   1,784,845 27,910 SH   SOLE   26,610 0 1,300
CISCO SYS INC COM 17275R102   2,847,614 55,037 SH   SOLE   48,807 0 6,230
L3HARRIS TECHNOLOGIES INC COM 502431109   2,598,651 13,274 SH   SOLE   12,383 0 891
NOVO-NORDISK A S ADR 670100205   8,002,494 49,450 SH   SOLE   46,525 0 2,925
STARBUCKS CORP COM 855244109   5,463,456 55,153 SH   SOLE   53,083 0 2,070
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   1,099,205 45,915 SH   SOLE   44,215 0 1,700
SHELL PLC SPON ADS 780259305   1,542,890 25,553 SH   SOLE   25,253 0 300
VISA INC COM CL A 92826C839   1,370,697 5,772 SH   SOLE   5,267 0 505
3M CO COM 88579Y101   1,208,887 12,078 SH   SOLE   11,588 0 490
AIR PRODS & CHEMS INC COM 009158106   3,189,725 10,588 SH   SOLE   10,316 0 272
CONOCOPHILLIPS COM 20825C104   1,085,079 10,413 SH   SOLE   10,033 0 380
MDU RES GROUP INC COM 552690109   212,048 10,020 SH   SOLE   9,220 0 800
STRYKER CORPORATION COM 863667101   4,772,849 15,606 SH   SOLE   14,886 0 720
SAP SE SPON ADR 803054204   1,142,774 8,353 SH   SOLE   8,253 0 100
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   390,502 4,622 SH   SOLE   4,312 0 310
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   570,527 11,672 SH   SOLE   10,372 0 1,300
AMERICAN WTR WKS CO INC NEW COM 030420103   579,565 4,060 SH   SOLE   3,830 0 230
WASHINGTON FED INC COM 938824109   871,102 32,847 SH   SOLE   31,822 0 1,025
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   421,699 11,829 SH   SOLE   11,673 0 156
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   274,008 3,858 SH   SOLE   3,858 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   220,482 496 SH   SOLE   496 0 0
ALPHABET INC CAP STK CL A 02079K305   205,884 1,720 SH   SOLE   1,720 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   326,049 9,655 SH   SOLE   9,508 0 147
THERMO FISHER SCIENTIFIC INC COM 883556102   223,981 429 SH   SOLE   390 0 39
FAIR ISAAC CORP COM 303250104   202,303 250 SH   SOLE   250 0 0
EXXON MOBIL CORP COM 30231G102   504,611 4,705 SH   SOLE   4,205 0 500
ADOBE SYSTEMS INCORPORATED COM 00724F101   486,056 994 SH   SOLE   966 0 28
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   294,215 5,618 SH   SOLE   5,618 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   654,988 1,602 SH   SOLE   1,602 0 0
COASTAL FINL CORP WA COM NEW 19046P209   3,886,271 103,221 SH   SOLE   103,221 0 0
XCEL ENERGY INC COM 98389B100   366,548 5,847 SH   SOLE   5,847 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   568,100 26,000 SH   SOLE   26,000 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   679,690 37,000 SH   SOLE   37,000 0 0
PROTALIX BIOTHERAPEUTICS INC COM 74365A309   20,200 10,100 SH   SOLE   10,100 0 0
AMERICAN EXPRESS CO COM 025816109   435,500 2,500 SH   SOLE   2,500 0 0