SC 13D 1 g68435sc13d.txt CORE, INC. / FORTIS, INC. 1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13D INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) (AMENDMENT NO. ____) * CORE, INC. -------------------------------------------------------------------------------- (Name of Issuer) COMMON STOCK, PAR VALUE $.10 PER SHARE -------------------------------------------------------------------------------- (Title of Class of Securities) 21867P 10 2 (CUSIP Number) -------------------------------------------------------------------------------- PAUL J. NOZICK, ESQ. ALSTON & BIRD LLP 1201 WEST PEACHTREE STREET ATLANTA, GEORGIA 30309 (404) 881-7451 -------------------------------------------------------------------------------- (Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications) March 29, 2001 ------------------------------------------------------------- (Date of Event which Requires Filing of this Statement) If the filing person has previously filed a statement on Schedule 13G to report the acquisition which is the subject of this Schedule 13D, and is filing this schedule because of Rule 13d-1(e), 13d-1(f) or 13d-1(g), check the following box [ ]. NOTE: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See Rule 13d-7 for other parties to whom copies are to be sent. * The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page. The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the act but shall be subject to all other provisions of the Act (however, see the Notes). (Continued on following pages) (Page 1 of 23 Pages) 2 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 2 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS FORTIS, INC. I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION NEVADA -------------------------------------------------------------------------------- 7 SOLE VOTING POWER None NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 ------------------------- ------- ---------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON HC -------------------------------------------------------------------------------- 3 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 3 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS JEROME A. ATKINSON I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE --------- ---------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER None NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 4 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 4 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS DREW DESKY I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER None NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 5 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 5 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS KATHERINE GREENZANG I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER None NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 6 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 6 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS GEORGE C. CARPENTER IV I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 488,556 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 7 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 7 OF 23 PAGES ------------------------- ---------------------------- ------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS JILL ANN CARPENTER I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) ------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] ------------------------------------------------------------------------------- 3 SEC USE ONLY ------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE ------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] ------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES ------------------------------------------------------------------------------- 7 SOLE VOTING POWER 318,556 NUMBER OF ----------------------------------------------------- SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ----------------------------------------------------- EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ----------------------------------------------------- WITH 10 SHARED DISPOSITIVE POWER 2,323,986 ------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 ------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] ------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 ------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN ------------------------------------------------------------------------------- 8 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 8 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS CRAIG C. HORTON I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 346,218 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 9 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 9 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS R. GARY DOLENGA I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 298,010 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 10 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 10 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS STEPHEN C. CAULFIELD I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 185,276 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 11 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 11 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS JOANNE B. CAULFIELD I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 12,000 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 12 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 12 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS LISA O. HANSEN I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 262,517 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 13 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 13 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS JAMES T. FALLON I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 262,517 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 14 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 14 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS MICHAEL D. LACHANCE I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 262,517 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 15 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 15 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS LESLIE ALEXANDRE I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 109,375 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 16 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 16 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS DAVID TOURANGEAU I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 37,000 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 17 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 17 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS RICHARD TOWLE I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 36,000 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 18 SCHEDULE 13D ------------------------- ---------------------------- CUSIP NO. 21867P 10 2 PAGE 18 OF 23 PAGES ------------------------- ---------------------------- -------------------------------------------------------------------------------- 1 NAME OF REPORTING PERSONS JAMES R. BORIS I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (A) [ ] (B) [X] -------------------------------------------------------------------------------- 3 SEC USE ONLY -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS NOT APPLICABLE -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E) [ ] -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION UNITED STATES -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 36,000 NUMBER OF ------------------------------------------------------ SHARES 8 SHARED VOTING POWER BENEFICIALLY 2,323,986 OWNED BY ------------------------------------------------------ EACH 9 SOLE DISPOSITIVE POWER REPORTING None PERSON ------------------------------------------------------ WITH 10 SHARED DISPOSITIVE POWER 2,323,986 -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,323,986 -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 23.1 -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON IN -------------------------------------------------------------------------------- 19 ITEM 1. SECURITY AND ISSUER This statement on Schedule 13D (this "Schedule 13D") relates to the common stock, par value $.10 per share (the "Shares"), of CORE, Inc., a Massachusetts corporation (the "Issuer"). The Issuer's principal executive offices are located at 18881 Von Karman Ave., Suite 1750, Irvine, CA 92612. ITEM 2. IDENTITY AND BACKGROUND A. FORTIS, INC. One of the persons filing this statement is Fortis, Inc., a Nevada corporation ("Fortis"). Fortis is a holding company for corporations in the United States engaged in the financial services industry, including insurance. Fortis's executive offices are located at One Chase Manhattan Plaza, New York, New York 10005. Fortis is a wholly owned subsidiary of Fortis Insurance Holding N.V., a Netherlands corporation ("FIH"), which is controlled by two shareholders, Fortis (B), a Belgium corporation ("Fortis (B)"), and Fortis (NL) N.V., a Netherlands corporation ("Fortis (NL)"), each of which indirectly owns 50% of the voting stock of FIH. Fortis (B) and Fortis (NL) are together the two persons ultimately in control of Fortis. Fortis is an intermediate holding company for insurance companies within the United States; FIH is an intermediate holding company for insurance companies throughout the world; and Fortis (B) and Fortis (NL) are ultimate controlling holding companies for a group of insurance, banking and other financial services companies worldwide. The name, business address, present principal occupation and citizenship of each executive officer and each director of Fortis, Fortis (B) and Fortis (NL) (collectively, the "Covered Persons") are set forth in Annex A hereto, which is incorporated herein by reference. During the past five years, to the best of Fortis's knowledge, none of its executive officers of directors and none of the executive officers or directors of Fortis (B) or Fortis (NL), has been (i) convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) or (ii) a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to United States federal or state securities laws or finding any violation with respect to such laws. B. PROXY HOLDERS Jerome A. Atkinson, Drew Desky and Katherine Greenzang (the "Proxy Holders") are holders of proxies under the Voting Agreement (as defined in Item 4 below). The name, residential or business address, present principal occupation, name of employer and address of employer for each of the Proxy Holders are set forth in Annex B hereto, which is incorporated herein by reference. During the last five years, none of the Proxy Holders (a) has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) or (b) was a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws. C. STOCKHOLDERS George C. Carpenter, Jill Ann Carpenter, Craig C. Horton, R. Gary Dolenga, Stephen C. Caulfield, Joanne B. Caulfield, Lisa O. Hansen, James T. Fallon, Michael D. Lachance, Leslie Alexandre, David Tourangeau, Richard Towle and James R. Boris (the "Stockholders") are the beneficial owners of the shares which are the subject of the Voting Agreement described in Item 4 below. (19 of 23 Pages) 20 The name, residential or business address, present principal occupation, name of employer and address of employer for each of the Stockholders are set forth in Annex C hereto, which is incorporated herein by reference. During the last five years, none of the Stockholders (a) has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) or (b) was a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws. ITEM 3. SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATION A. FORTIS, INC. As described in the response to Item 4 (which response is incorporated herein by reference), the Shares to which this statement relates have not been purchased by Fortis. In connection with, and as a condition to, Fortis and the Issuer entering into the Merger Agreement (as defined in the response to item 4), the Stockholders, who hold approximately 23.1% of the outstanding Shares (including options to acquire Shares beneficially owned by such shareholders), have entered into the Voting Agreement (as defined in the response to Item 4) pursuant to which the Stockholders have agreed to vote their shares in favor of adoption of the Merger Agreement and approval of the Merger (as defined in the response to Item 4) and not to dispose of such Shares, subject to certain exceptions. B. PROXY HOLDERS As described in the response to Item 4 (which response is incorporated herein by reference), the Shares to which this statement relates have not been purchased by the Proxy Holders. C. STOCKHOLDERS As described in the response to Item 4 (which response is incorporated herein by reference), none of the Shares held by the Stockholders were purchased in the transaction to which this statement relates. ITEM 4. PURPOSE OF TRANSACTION On March 29, 2001, the Issuer, Fortis and CORE Merger Sub, Inc. a wholly owned subsidiary of Fortis ("Merger Sub"), entered into an Agreement and Plan of Merger (the "Merger Agreement") which provides, among other things, that, subject to the satisfaction of the terms and conditions therein, Merger Sub will merge (the "Merger") with and into the Issuer. The separate existence of Merger Sub will cease upon consummation of the Merger, and the Issuer will be the surviving corporation in the Merger. At the Effective Time (as defined in the Merger Agreement), (i) each Share will be converted into, and become exchangeable for, the right to receive $4.92 in cash (the "Merger Price"); (ii) each option for Shares with an exercise price less than the Merger Price will be canceled and become exchangeable for the right to receive a cash payment equal to the difference between the option exercise price and the Merger Price; and (iii) each option for Shares with an exercise price greater than the Merger Price will be converted into, and upon exercise and payment of the exercise price, exchangeable for, the right to receive the Merger Price. In addition, the Stockholders, who hold approximately 23.1% of the outstanding Shares (including options to acquire Shares beneficially owned by such shareholders), have entered into a voting agreement with Fortis and the Issuer (the "Voting Agreement") pursuant to which the Stockholders have agreed to vote their Shares in favor of adoption of the Merger Agreement and approval of the Merger, and not to dispose of such Shares, subject to certain exceptions. The Stockholders have appointed the Proxy Holders as their proxies to vote their Shares in favor of adoption of the Merger Agreement and approval of the Merger The Merger Agreement requires the approval of the holders of a two-thirds of the outstanding Shares. (20 of 23 Pages) 21 The purpose of the Voting Agreement is to help ensure that the requisite vote of the Issuer's shareholders will be obtained. Except as contemplated by the Merger Agreement and the Voting Agreement or as otherwise set forth in this Item 4, neither Fortis nor any one of the Proxy Holders or Stockholders has present plans or proposals which relate to or would result in (i) the acquisition by any person of additional securities of the Issuer, or the disposition of securities of the Issuer; (ii) an extraordinary corporate transaction, such as a merger, reorganization or liquidation, involving the Issuer or any of its subsidiaries; (iii) a sale or transfer of a material amount of assets of the Issuer or any of its subsidiaries; (iv) any change in the present Board of Directors or management of the Issuer, including any plans or proposals to change the number or term of directors or to fill any existing vacancies on the board; (v) any material change in the present capitalization or dividend policy of the Issuer; (vi) any other material change in the Issuer's business or corporate structure; (vii) any change in the Issuer's charter, by-laws or instruments corresponding thereto or other actions which may impede the acquisition of control of the Issuer by any person; (viii) causing the Shares to cease to be listed on the NASDAQ National Market; (ix) the Shares becoming eligible for termination of registration pursuant to Section 12 (g) (4) of the Exchange Act; or (x) any action similar to any of those actions set forth in this Paragraph involving the Shares. ITEM 5. INTEREST IN SECURITIES OF THE ISSUER (a) and (b). 1,357,600 Shares and 969,386 options to acquire Shares, representing approximately 23.1% of the outstanding Shares (including options to acquire Shares beneficially owned by certain shareholders subject to the Voting Agreement), are subject to the Voting Agreement and therefore may be deemed to be beneficially owned by the Proxy Holders, the Stockholders and by Fortis. Inasmuch as the Voting Agreement is limited to the vote of the Shares with respect to the Merger Agreement and the Merger and certain related matters, the Proxy Holders, the Stockholders and Fortis have shared power to vote or to direct the vote with respect to the Shares subject to the Voting Agreement. The Voting Agreement provides, subject to certain exceptions, that the Stockholders may not dispose of their respective Shares without Fortis's consent. The Stockholders and Fortis therefore have shared power to dispose or direct the disposition of the Shares subject to the Voting Agreement. The following table sets forth information as of the date hereof regarding the beneficial ownership of Shares by the Stockholders, all of which are subject to the Voting Agreement and are therefore included in the shares listed as beneficially owned by the Proxy Holders, the Stockholders and Fortis.

STOCKHOLDER SHARES George C. Carpenter IV 488,556 Includes 318,556 shares held jointly by Mr. Carpenter and his wife Jill Ann Carpenter and 170,000 shares issuable to Mr. Carpenter pursuant to options Jill Ann Carpenter 318,556 Includes 318,556 shares held jointly by Ms. Carpenter and George C. Carpenter IV and excludes 170,000 shares issuable to Mr. Carpenter pursuant to options Craig C. Horton 346,218 Includes 1,000 shares held by Mr. Horton as custodian for his son and 170,000 shares issuable to Mr. Horton pursuant to options R. Gary Dolenga 298,010 Includes 195,010 shares issuable to Mr. Horton pursuant to options Stephen C. Caulfield 185,276 Includes 12,000 shares held by Joanne B. Caulfield and 137,000 shares issuable to Mr. Caulfield pursuant to options Joanne B. Caulfield 12,000 Excludes 137,000 shares issuable to Stephen C. Caulfield pursuant to options Lisa O. Hansen 262,517 Includes 31,667 shares issuable to Ms. Hansen pursuant to options James T. Fallon 262,517 Includes 31,667 shares issuable to Mr. Fallon pursuant to options Michael D. Lachance 262,517 Includes 31,667 shares issuable to Mr. Lachance pursuant to options Leslie Alexandre 109,375 Includes 94,375 shares issuable to Dr. Alexandre pursuant to options David M. Tourangeau 37,000 Includes 36,000 shares issuable to Mr. Tourangeau pursuant to options Richard J. Towle 36,000 Includes 36,000 shares issuable to Mr. Towle pursuant to options James R. Boris 36,000 Includes 36,000 shares issuable to Mr. Boris pursuant to options

Each of the Stockholders disclaims beneficial ownership of the shares subject to the Voting Agreement, other than the shares set forth opposite such Stockholder's name in the above table. (21 of 23 Pages) 22 (c). Other than the Merger Agreement and the Voting Agreement described in the response to Item 4 (which response is incorporated herein by reference) and the transactions contemplated thereby, there have been no transactions in Shares by Fortis, or, to the best knowledge of Fortis, by any of the Covered Persons, or by the Proxy Holders or the Stockholders during the past 60 days. (d). The right to receive and the power to direct the receipt of dividends from, and the proceeds from the sale of, the Shares subject to the Voting Agreement are held by the Stockholders. (e). Not applicable. ITEM 6. CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH RESPECT TO SECURITIES OF THE ISSUER Other than the Merger Agreement and Voting Agreement described in the response to Item 4 (which response is incorporated herein by reference) and the transactions contemplated thereby, to the best of Fortis's knowledge of Fortis, , the Stockholders and the Proxy Holders, there are no contracts, arrangements, understandings or relationships between Fortis, the Stockholders or the Proxy Holders and any other person, or among any of Fortis (B), Fortis (NL) or any of the Covered Persons and any other person, with respect to the Shares. Other than the Merger Agreement, a copy of which is incorporated by reference herein, to the best of knowledge of Fortis, the Stockholders and the Proxy Holders, there are at present no contracts, arrangements, understandings or relationships (legal or otherwise) among the persons named in Item 2(A) above, the Stockholders or the Proxy Holders and between such persons and any person with respect to any securities of the Issuer. ITEM 7. MATERIAL TO BE FILED AS EXHIBITS Exhibit 1 Agreement and Plan of Merger, dated as of March 29, 2001, among Fortis, Merger Sub and the Issuer (incorporated by reference to Exhibit 2.1 to the Issuer's Current Report on Form 8-K, filed March 30, 2001). Exhibit 2 Voting Agreement, dated as of March 29, 2001, among the Issuer, the shareholders of the Issuer named therein and Fortis (incorporated by reference to Exhibit 99.1 to the Issuer's Current Report on Form 8-K, filed March 30, 2001). Exhibit 3 Joint Filing Agreement, dated April 5, 2001, among Fortis, the Stockholders and the Proxy Holders. [SIGNATURES CONTAINED ON NEXT PAGE] (22 of 23 Pages) 23 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 6, 2001 FORTIS, INC. /s/ Drew Desky ----------------------------------- Name: Drew Desky Title: Vice President (23 of 23 Pages) 24 ANNEX A TO SCHEDULE 13D EXECUTIVE OFFICERS AND DIRECTORS OF FORTIS, INC. The names of the directors and the names and title of the executive officers of Fortis, Inc. and their business addresses and principal occupations are set forth below. Unless otherwise indicated, each individual is a United States citizen.

NAME, BUSINESS ADDRESS PRESENT POSITION WITH PRESENT PRINCIPAL COUNTY OF FORTIS, INC. OCCUPATION CITIZENSHIP J. Kerry Clayton President, CEO, and President, CEO of USA One Chase Manhattan Plaza Director Fortis, Inc. New York, New York 10005 Robert B. Pollock Executive Vice Executive Vice USA One Chase Manhattan Plaza President, Treasurer, President, Treasurer, New York, New York 10005 CFO and Director CFO of Fortis, Inc Lesley Silvester Executive Vice President Executive Vice USA One Chase Manhattan Plaza President of Fortis, New York, New York 10005 Inc. Allen R. Freedman Director Consultant USA One Chase Manhattan Plaza New York, New York 10005 Henrick Jochem Hielkema Director Financial Services The Fortis (NL) NV Netherlands Archimedeslaan 6 3584 BA Utrecht The Netherlands Robert J. Blendon Director Professor, Harvard USA 677 Huntington Ave. University Boston, MA 02115 Beth L. Bronner Director President, COO One Univac Lane ADVO, Inc. USA Windsor, CT 06095 John M. Palms Director President, University USA University of South Carolina of South Carolina President's House Columbia, SC 29208

25

NAME, BUSINESS ADDRESS PRESENT POSITION WITH PRESENT PRINCIPAL COUNTY OF FORTIS, INC. OCCUPATION CITIZENSHIP Georges Valckenaere Director Chief Executive Belgium Fortis (B) Officer, Fortis Rue Royale 20 International 1000 Brussels Belgium Arie A. Fakkert Director General Manager The Fortis (NL) N.V. Fortis International Netherlands Archimedeslaan 6 3584 BA Utrecht The Netherlands H. Carroll Mackin Director Retired USA One Chase Manhattan Plaza New York, New York 10005 Anton van Rossum Chairman of the Board CEO of Fortis (B) and The Fortis of Directors Fortis (NL) N.V. Netherlands Archimedeslaan 6 3584 BA Utrecht The Netherlands

EXECUTIVE OFFICERS AND DIRECTORS OF FORTIS (B) AND FORTIS (NL) N.V. The names of the directors and the names and titles of the executive officers of Fortis (B) and their business addresses, principal occupations and citizenship are set forth below.

NAME, BUSINESS ADDRESS CITIZENSHIP, PRESENT POSITION, PRINCIPAL OCCUPATION Anton van Rossum Dutch Nationality. Chief Executive Officer of Fortis since 2000. Fortis Director of McKinsey & Company Inc. from 1972 to 2000. Archimedeslaan 6 3584 BA Utrecht The Netherlands Belgian Nationality. Chairman of Fortis since 1981; Vice Chairman Count Maurice Lippens of Societe Generale de Belgique since 1988. Chairman Compagnie Fortis (B) Het Zoute, Director Finasucre, Director Groupre Sucrier and Boulevard Emile Jacqmain 53 Director Stichting Prioriteit Fortis. 1000 Brussels Belgium

26

NAME, BUSINESS ADDRESS CITIZENSHIP, PRESENT POSITION, PRINCIPAL OCCUPATION Hans J.L.M. Bartelds Dutch Nationality. Chairman of Fortis since 1987. Managing Fortis (NL) N.V. Director of AMEV Nederland N.V. from October 1, 1983 to October Archimedeslaan 6 1, 1987. Member Supervisory Committee St. Antonius Hospital, 3584 BA Utrecht member Supervisory Committee Stichting Partners in de The Netherlands Gezondheidszorg, member Supervisory Board Heijmans NV, director Koninklijke Nederlandse Jaabeurs, member Board of Trustees Postgraduate Controller Training Programme (University of Amsterdam), director Stichting Prioriteit Fortis. Hendrik Jochem Hielkema Dutch Nationality. Director of Fortis, Vice Chairman of Fortis Fortis (NL) NV from 1988 to 2000. Senior Vice President and Chairman of the Archimedeslaan 6 Board of Management of Nederlandse Credietbank N.V., May 1986 3584 BA Utrecht to 1988; Chief General Manager for Overseas Operations, ABN The Netherlands Bank, from 1985 to 1986; General Manager for International Policy, ABN Bank, 1983 to 1985; Regional Manager for Brazil and North America, ABN Bank, 1977-1983. Member Supervisory Board Van Wijnen Holding, treasurer World Wildlife Fund, chairman Stichting Tresor, vice-chairman University Hospital of Utrecht, member Nijenrode International Advisory Board. Annemieke J.M. Roobeek Dutch Nationality. Director, Fortis since 1994; Professor of Europaplein 115 Strategy & Transformation Management, Nijenrode University (The 1079 AX Amsterdam Netherlands School of Business, Breukelen) since 1997; Cornelis The Netherlands Verolme Professor of Technology and Economics, Nijenrode University from 1989 to 1997; Senior Research Fellow of the Royal Netherlands Academy of Arts and Sciences (KNAW) at the faculty of Economics and Econometrics of the University of Amsterdam from 1989 to 1995. Jacob Rienk Glasz Dutch Nationality. Vice Chairman of Fortis since 2000. Trenite van Doorne, Director, Fortis since 1989. Professor of Corporate Governance Advocaten en notarissen (University of Amsterdam); Advocate and Chairman of the law De Lairessestraat 133 firm of the Partnership Trenite van Doorne. Member of the 1075 HJ Amsterdam Supervisory Board of Glaxo BV; Member of the Supervisory Board The Netherlands of Citroen NL BV; Member of the Supervisory Board of Coca Cola Beverages NL BV; Member of the Supervisory Board of Bongrain SA. Baron Daniel Janssen Belgian Nationality. Director, Fortis since 1999; Chairman of the Board of SOLVAY Directors of Solvay S.A.; Director of Generale de Banque S.A. Rue du Prince Albert, 33 from 1976 to 1998; President of CEFIC (European Chemical 1050 Brussels Industry Counsel) 1991/1992; member of the European Round Table Belgium of Industrialists (ERT) since 1992; Vice-Chairman of the Board and of the Executive Committee of UCB from 1975 to 1984. Johannes Jacobus Slechte Dutch Nationality. Director, Fortis since 1996. President of Shell Nederland B.V. Shell Nederland B.V. since December 1992. Member of the Postbus 1222 Supervisory Board of Samas-Groep NV; Chairman of Supervisory 3000 BE Rotterdam Committee TU Delft. The Netherlands

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NAME, BUSINESS ADDRESS CITIZENSHIP, PRESENT POSITION, PRINCIPAL OCCUPATION Philippe Speeckaert Belgian Nationality. Director, Fortis since 1989; Certified Public Welriekendedreef 20 Accountant Partner of KPMG since 1987 and of BBKS (Belgian 3090 Overijse accounting firm) since 1982. Director, Immoran; Director, Belgium Spontin; Director, Chevron. Piet Van Waeyenberge Belgian Nationality. Director, Fortis since 1988; Chairman of De Eik NV; Asphales Chairman of Fortales NV; Director of Societe Generale de Eikelenbergstraat 20 Belgique; Director, Janssen Pharmaceutica NV; Director, Campina 1710 Dilbeek Melkunie NV; Director, Pietercil NV. Belgium Nicholas Jan Westdijk Dutch Nationality. Director, Fortis since 1996. Lawyer; Koninklijke Pakhoed N.V. Chairman of the Managing Board of Furness N.V. from 1979 till Postbus 863 1990; Member of the Managing Board of Royal Pakhoed N.V. from 3000 AW Rotterdam 1990 till 1992; Member, Supervisory Board Wolters Kluwer N.V.; The Netherlands Member, Supervisory Board Connexxion Holding. Gerrit Wilmink Dutch Nationality. Director, Fortis since 1996. Senior Director Prins Bernhardlaan 8a of Hoogovens Groep B.V. from 1975 to 1993; Member of the 1942 AA Beverwijk Committee of Arbitration and of the Council of Arbitration for The Netherlands Nijverheid en Handel; Chairman of Supervisory Committee Red Cross Hospital Beverwijk; Member, Supervisory Committee Heliomare. Valere Croes Belgium. Director, Fortis since 1987. Term runs to 2000. Koninginnenlaan 32 Chairman of the U.P.E.A. (Belgian Insurers Organisation) from 8300 Knokke-Heist 1990 to 1993. Chairman of Sabena since 1997, Vice-Chairman Belgium Compagnie Immobiliere de Belgique; Director, Societe Generale de Belgique; Director, Tractebel; Director, Tesssenderlo Chemie; Director, Stichting Continuiteit Fortis (NL). Etienne Davignon Belgium. Director, Fortis since 1989. Chairman Societe c/o Societe Generale de Belgique Generale de Belgique since 1989; Director of Societe Generale Rue Royale 30 de Belgique since 1985; Deputy Chairman of E.E.C. (European 1000 Brussels Economic Community), 1981-1984. Chairman Union Miniere; Belgium Vice-Chairman Tractebel; Director, Solvay; Director, Suez Lyonnaise des Eaux; Director, Pechiney; Director, BASF; Vice-Chairman Arbed. Christine Morin-Postel French Nationality. Director, Fortis since 1998. Managing Director c/o Societe Generale de Belgique Societe Generale de Belgique; Director, Tractebel; Director, Rue Royale 30 Union Miniere; Director, Suez Industries; Director of The Rank 1000 Brussels Group PLC; Director, Elyo; Chair of Trigen. Belgium

28 ANNEX B TO SCHEDULE 13D The name, residential or business address, present principal occupation, name of employer and address of employer of each of the Proxy Holders are set forth below.

NAME, BUSINESS ADDRESS PRESENT PRINCIPAL OCCUPATION AND EMPLOYER Jerome A. Atkinson Senior Vice President and General Counsel, Fortis, Inc. One Chase Manhattan Plaza New York, New York 10005 Drew Desky Vice President - Mergers and Acquisitions, Fortis, Inc. One Chase Manhattan Plaza New York, New York 10005 Katherine Greenzang Vice President and Corporate Counsel, Fortis, Inc. One Chase Manhattan Plaza New York, New York 10005

29 ANNEX C TO SCHEDULE 13D The name, residential or business address, present principal occupation, name of employer and address of employer of each of the Stockholders are set forth below.

NAME, BUSINESS ADDRESS PRESENT PRINCIPAL OCCUPATION AND EMPLOYER George C. Carpenter IV Chairman and Chief Executive Officer of CORE, INC. CORE, INC. 18881 Von Karman Avenue Irvine, California 92612 Jill Ann Carpenter Craig C. Horton President and Chief Operating Officer of CORE, INC. CORE, INC. 18881 Von Karman Avenue Irvine, California 92612 R. Gary Dolenga Executive Consultant to SSDC Corp. (a CORE, INC. subsidiary) 39500 Orchard Hill Place, Suite 350 Novi, Michigan 48375-5373 Stephen C. Caulfield Chairman, The Chickering Group 25 First Street Cambridge, Massachusetts 02141 Joanne B. Caulfield* 302 Commonwealth Avenue Boston, Massachusetts 02115 Lisa O Hansen ** Managing Director, Disability RMS (a CORE, INC. subsidiary) 178 Middle Street Executive Vice President, CORE, INC. Portland, Maine 04101 James T. Fallon ** Managing Director, Disability RMS (a CORE, INC. subsidiary) 178 Middle Street Executive Vice President, CORE, INC. Portland, Maine 04101 Michael D. Lachance ** Managing Director of Disability RMS (a CORE, INC. subsidiary) 178 Middle Street Executive Vice President, CORE, INC. Portland, Maine 04101 Leslie Alexandre Assistant Director for Industrial Relations 6647 Fairfax Road National Cancer Institute/National Institutes of Health Chevy Chase, Maryland 20815 David Tourangeau * Retired 33 Old Powerhouse Road Falmouth, Maine 04105 Richard Towle * Senior Vice President, Boston University 71 Bay State Road Boston, Massachusetts 02215 James R. Boris Chairman, JB Capital Management, LLC 211 East Ontario, 18th Floor Chicago, Illinois 60611

* Residential address listed. ** Address listed is that of Disability RMS.