The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 234 2,970 SH   SOLE   0 0 2,970
AEGON N V NY REGISTRY SHS 007924103 35 14,010 SH   SOLE   0 0 14,010
AES CORP COM 00130H105 796 58,528 SH   SOLE   0 0 58,528
ALPHABET INC CAP STK CL A 02079K305 658 566 SH   SOLE   0 0 566
ALPHABET INC CAP STK CL C 02079K107 591 508 SH   SOLE   0 0 508
AMAZON COM INC COM 023135106 1,390 713 SH   SOLE   0 0 713
AMERICAN CENTY ETF TR US SML CP VALU 025072877 4,178 134,213 SH   SOLE   0 0 134,213
AMERICAN EXPRESS CO COM 025816109 462 5,392 SH   SOLE   0 0 5,392
AMGEN INC COM 031162100 451 2,227 SH   SOLE   0 0 2,227
APPLE INC COM 037833100 4,528 17,808 SH   SOLE   0 0 17,808
ASML HOLDING N V N Y REGISTRY SHS N07059210 219 837 SH   SOLE   0 0 837
ASTRAZENECA PLC SPONSORED ADR 046353108 431 9,644 SH   SOLE   0 0 9,644
AT&T INC COM 00206R102 291 9,967 SH   SOLE   0 0 9,967
AUTODESK INC COM 052769106 214 1,369 SH   SOLE   0 0 1,369
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 47 15,246 SH   SOLE   0 0 15,246
BANCO SANTANDER SA ADR 05964H105 45 18,980 SH   SOLE   0 0 18,980
BARCLAYS PLC ADR 06738E204 52 11,458 SH   SOLE   0 0 11,458
BARRICK GOLD CORPORATION COM 067901108 612 33,426 SH   SOLE   0 0 33,426
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 301 1,649 SH   SOLE   0 0 1,649
BHP GROUP LTD SPONSORED ADS 088606108 545 14,847 SH   SOLE   0 0 14,847
BIOGEN INC COM 09062X103 254 804 SH   SOLE   0 0 804
BLACKROCK INC COM 09247X101 555 1,262 SH   SOLE   0 0 1,262
BLOOM ENERGY CORP COM CL A 093712107 54 10,342 SH   SOLE   0 0 10,342
BP PLC SPONSORED ADR 055622104 364 14,906 SH   SOLE   0 0 14,906
BRISTOL-MYERS SQUIBB CO COM 110122108 575 10,319 SH   SOLE   0 0 10,319
BROADCOM INC COM 11135F101 223 940 SH   SOLE   0 0 940
CAMECO CORP COM 13321L108 346 45,230 SH   SOLE   0 0 45,230
CARNIVAL CORP UNIT 99/99/9999 143658300 153 11,626 SH   SOLE   0 0 11,626
CHEVRON CORP NEW COM 166764100 234 3,224 SH   SOLE   0 0 3,224
CISCO SYS INC COM 17275R102 670 17,054 SH   SOLE   0 0 17,054
CLEVELAND CLIFFS INC COM 185899101 49 12,391 SH   SOLE   0 0 12,391
COMCAST CORP NEW CL A 20030N101 462 13,427 SH   SOLE   0 0 13,427
COSTCO WHSL CORP NEW COM 22160K105 497 1,743 SH   SOLE   0 0 1,743
CYRUSONE INC COM 23283R100 472 7,636 SH   SOLE   0 0 7,636
DAVITA INC COM 23918K108 1,064 13,995 SH   SOLE   0 0 13,995
DISNEY WALT CO COM DISNEY 254687106 230 2,380 SH   SOLE   0 0 2,380
DOCUSIGN INC COM 256163106 4,474 48,425 SH   SOLE   0 0 48,425
EATON VANCE CORP COM NON VTG 278265103 814 25,255 SH   SOLE   0 0 25,255
EATON VANCE TAX MNGED BUY WR COM 27828X100 561 46,025 SH   SOLE   0 0 46,025
EPAM SYS INC COM 29414B104 415 2,237 SH   SOLE   0 0 2,237
EXXON MOBIL CORP COM 30231G102 212 5,591 SH   SOLE   0 0 5,591
FACEBOOK INC CL A 30303M102 521 3,121 SH   SOLE   0 0 3,121
FASTLY INC CL A 31188V100 290 15,303 SH   SOLE   0 0 15,303
FIRST REP BK SAN FRANCISCO C COM 33616C100 350 4,254 SH   SOLE   0 0 4,254
FORTRESS TRANS INFRST INVS L COM REP LTD LIAB 34960P101 99 12,110 SH   SOLE   0 0 12,110
GABELLI UTIL TR COM 36240A101 139 23,700 SH   SOLE   0 0 23,700
GENERAL ELECTRIC CO COM 369604103 115 14,535 SH   SOLE   0 0 14,535
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 435 4,316 SH   SOLE   0 0 4,316
HEWLETT PACKARD ENTERPRISE C COM 42824C109 452 46,596 SH   SOLE   0 0 46,596
HOME DEPOT INC COM 437076102 307 1,645 SH   SOLE   0 0 1,645
HSBC HLDGS PLC SPON ADR NEW 404280406 220 7,857 SH   SOLE   0 0 7,857
HYRECAR INC COM 44916T107 242 177,910 SH   SOLE   0 0 177,910
ILLUMINA INC COM 452327109 258 945 SH   SOLE   0 0 945
ING GROEP N.V. SPONSORED ADR 456837103 75 14,598 SH   SOLE   0 0 14,598
INTEL CORP COM 458140100 519 9,582 SH   SOLE   0 0 9,582
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 2,950 18,499 SH   SOLE   0 0 18,499
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 9,418 112,091 SH   SOLE   0 0 112,091
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 318 3,179 SH   SOLE   0 0 3,179
ISHARES GOLD TRUST ISHARES 464285105 8,307 551,197 SH   SOLE   0 0 551,197
ISHARES INC CORE MSCI EMKT 46434G103 2,721 67,244 SH   SOLE   0 0 67,244
ISHARES TR CORE INTL AGGR 46435G672 1,248 22,826 SH   SOLE   0 0 22,826
ISHARES TR CORE MSCI EAFE 46432F842 8,255 165,457 SH   SOLE   0 0 165,457
ISHARES TR CORE S&P MCP ETF 464287507 217 1,505 SH   SOLE   0 0 1,505
ISHARES TR CORE S&P500 ETF 464287200 970 3,755 SH   SOLE   0 0 3,755
ISHARES TR CORE US AGGBD ET 464287226 444 3,848 SH   SOLE   0 0 3,848
ISHARES TR EAFE SML CP ETF 464288273 371 8,282 SH   SOLE   0 0 8,282
ISHARES TR MBS ETF 464288588 338 3,060 SH   SOLE   0 0 3,060
ISHARES TR MSCI EMG MKT ETF 464287234 249 7,310 SH   SOLE   0 0 7,310
ISHARES TR PFD AND INCM SEC 464288687 551 17,304 SH   SOLE   0 0 17,304
ISHARES TR RUS 1000 GRW ETF 464287614 301 2,000 SH   SOLE   0 0 2,000
ISHARES TR RUSSELL 2000 ETF 464287655 756 6,602 SH   SOLE   0 0 6,602
ISHARES TR U.S. REAL ES ETF 464287739 939 13,494 SH   SOLE   0 0 13,494
JOHNSON & JOHNSON COM 478160104 850 6,480 SH   SOLE   0 0 6,480
JPMORGAN CHASE & CO COM 46625H100 799 8,879 SH   SOLE   0 0 8,879
KKR & CO INC CL A 48251W104 245 10,455 SH   SOLE   0 0 10,455
KKR INCOME OPPORTUNITIES FD COM 48249T106 1,816 170,359 SH   SOLE   0 0 170,359
LILLY ELI & CO COM 532457108 267 1,927 SH   SOLE   0 0 1,927
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 38 25,412 SH   SOLE   0 0 25,412
MASTERCARD INC CL A 57636Q104 214 885 SH   SOLE   0 0 885
MEDTRONIC PLC SHS G5960L103 266 2,948 SH   SOLE   0 0 2,948
MERCK & CO. INC COM 58933Y105 775 10,073 SH   SOLE   0 0 10,073
MICROSOFT CORP COM 594918104 1,821 11,544 SH   SOLE   0 0 11,544
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 95 26,012 SH   SOLE   0 0 26,012
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 49 21,110 SH   SOLE   0 0 21,110
NETFLIX INC COM 64110L106 674 1,795 SH   SOLE   0 0 1,795
NEWMONT CORP COM 651639106 709 15,663 SH   SOLE   0 0 15,663
NOMURA HLDGS INC SPONSORED ADR 65535H208 83 19,491 SH   SOLE   0 0 19,491
NOVARTIS A G SPONSORED ADR 66987V109 392 4,749 SH   SOLE   0 0 4,749
NOVO-NORDISK A S ADR 670100205 260 4,325 SH   SOLE   0 0 4,325
OFFICE DEPOT INC COM 676220106 25 15,250 SH   SOLE   0 0 15,250
ORACLE CORP COM 68389X105 958 19,822 SH   SOLE   0 0 19,822
PFIZER INC COM 717081103 237 7,253 SH   SOLE   0 0 7,253
PHILIP MORRIS INTL INC COM 718172109 567 7,772 SH   SOLE   0 0 7,772
PROCTER & GAMBLE CO COM 742718109 645 5,862 SH   SOLE   0 0 5,862
QUALCOMM INC COM 747525103 252 3,725 SH   SOLE   0 0 3,725
ROSS STORES INC COM 778296103 499 5,743 SH   SOLE   0 0 5,743
ROYAL BK SCOTLAND GROUP PLC SPONS ADR 2 ORD 780097689 42 15,300 SH   SOLE   0 0 15,300
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 202 5,777 SH   SOLE   0 0 5,777
SALESFORCE COM INC COM 79466L302 620 4,307 SH   SOLE   0 0 4,307
SANOFI SPONSORED ADR 80105N105 278 6,348 SH   SOLE   0 0 6,348
SAP SE SPON ADR 803054204 271 2,448 SH   SOLE   0 0 2,448
SCHWAB CHARLES CORP COM 808513105 463 13,759 SH   SOLE   0 0 13,759
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 234 4,550 SH   SOLE   0 0 4,550
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,752 46,635 SH   SOLE   0 0 46,635
SOUTHWESTERN ENERGY CO COM 845467109 18 10,624 SH   SOLE   0 0 10,624
SPDR GOLD TRUST GOLD SHS 78463V107 207 1,400 SH   SOLE   0 0 1,400
SPDR GOLD TRUST GOLD SHS 78463V107 51 2,500 SH Call SOLE   0 0 2,500
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 647 20,913 SH   SOLE   0 0 20,913
SPDR SER TR BLMBRG BRC CNVRT 78464A359 957 19,990 SH   SOLE   0 0 19,990
SPDR SER TR S&P DIVID ETF 78464A763 6,154 77,064 SH   SOLE   0 0 77,064
SPLUNK INC COM 848637104 381 3,021 SH   SOLE   0 0 3,021
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 106 22,104 SH   SOLE   0 0 22,104
SYSCO CORP COM 871829107 313 6,862 SH   SOLE   0 0 6,862
TELEFONICA S A SPONSORED ADR 879382208 77 16,786 SH   SOLE   0 0 16,786
TERRENO RLTY CORP COM 88146M101 1,176 22,730 SH   SOLE   0 0 22,730
TESLA INC COM 88160R101 893 1,704 SH   SOLE   0 0 1,704
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 335 2,789 SH   SOLE   0 0 2,789
TWILIO INC CL A 90138F102 1,338 14,954 SH   SOLE   0 0 14,954
UBS GROUP AG SHS H42097107 103 11,156 SH   SOLE   0 0 11,156
UNITEDHEALTH GROUP INC COM 91324P102 491 1,967 SH   SOLE   0 0 1,967
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,385 16,232 SH   SOLE   0 0 16,232
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 301 3,323 SH   SOLE   0 0 3,323
VANGUARD INDEX FDS MID CAP ETF 922908629 6,529 49,596 SH   SOLE   0 0 49,596
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 320 4,579 SH   SOLE   0 0 4,579
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,583 48,359 SH   SOLE   0 0 48,359
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,609 20,242 SH   SOLE   0 0 20,242
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,197 29,187 SH   SOLE   0 0 29,187
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,079 121,572 SH   SOLE   0 0 121,572
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,556 32,668 SH   SOLE   0 0 32,668
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 868 20,224 SH   SOLE   0 0 20,224
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 333 3,824 SH   SOLE   0 0 3,824
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 415 4,015 SH   SOLE   0 0 4,015
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 305 9,161 SH   SOLE   0 0 9,161
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,394 47,974 SH   SOLE   0 0 47,974
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,982 17,953 SH   SOLE   0 0 17,953
VANGUARD WORLD FDS MATERIALS ETF 92204A801 998 10,376 SH   SOLE   0 0 10,376
VERIZON COMMUNICATIONS INC COM 92343V104 404 7,511 SH   SOLE   0 0 7,511
VERTEX PHARMACEUTICALS INC COM 92532F100 241 1,014 SH   SOLE   0 0 1,014
VISA INC COM CL A 92826C839 411 2,552 SH   SOLE   0 0 2,552
WALMART INC COM 931142103 225 1,984 SH   SOLE   0 0 1,984
WELLS FARGO CO NEW COM 949746101 1,180 41,127 SH   SOLE   0 0 41,127
ZOETIS INC CL A 98978V103 487 4,141 SH   SOLE   0 0 4,141
ZUORA INC COM CL A 98983V106 674 83,710 SH   SOLE   0 0 83,710