Overview Financials News + Filings Key Docs Charts Holdings Ownership Insiders
|
| In millions, except per share items | Jun-30-23 | Mar-31-23 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 |
| | 10-Q | 10-Q | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q |
| Interest income: |
| Interest income on loans | 877.0 | 806.0 | 617.0 | 492.0 | 444.0 | 472.0 | 482.0 | 496.0 |
| | 1,015.0 | 920.0 | 733.0 | 583.0 | 510.0 | 532.0 | 533.0 | 542.0 |
| Interest expense: |
| Interest on deposits | 265.0 | 171.0 | 43.0 | 18.0 | 11.0 | 14.0 | 20.0 | 24.0 |
| | 385.0 | 232.0 | 71.0 | 41.0 | 31.0 | 34.0 | 41.0 | 45.0 |
| Net interest income | 630.0 | 688.0 | 662.0 | 542.0 | 479.0 | 498.0 | 492.0 | 497.0 |
| Provision for loan losses | | 50.0 | | | -40.0 | 245.0 | | |
| Net interest income after provision for loan losses | 630.0 | 638.0 | 662.0 | 542.0 | 519.0 | 253.0 | 492.0 | 497.0 |
| Other non-interest income | 400.0 | 171.0 | 213.0 | 201.0 | 229.0 | 247.0 | 247.0 | 285.0 |
| Total non-interest income | 400.0 | 171.0 | 213.0 | 201.0 | 229.0 | 247.0 | 247.0 | 285.0 |
| Non-interest expenses | 555.0 | 478.0 | 469.0 | 488.0 | 493.0 | 529.0 | 526.0 | 498.0 |
| Pre-tax income before non-recurring items | 437.0 | 339.0 | 356.0 | 242.0 | 278.0 | 260.0 | 319.0 | 415.0 |
| Non-recurring items | 12.0 | 8.0 | 10.0 | 17.0 | 23.0 | -21.0 | 21.0 | 16.0 |
| Pre-tax income | 425.0 | 331.0 | 346.0 | 225.0 | 255.0 | 281.0 | 298.0 | 399.0 |
| Income taxes | 96.0 | 76.0 | 78.0 | 48.0 | 57.0 | 52.0 | 63.0 | 88.0 |
| Tax rate | 22.6% | 23.0% | 22.5% | 21.3% | 22.4% | 18.5% | 21.1% | 22.1% |
| Minority interest | 4.0 | 4.0 | 3.0 | 3.0 | 3.0 | 2.0 | 3.0 | 3.0 |
| Net income | 317.0 | 243.0 | 257.0 | 166.0 | 187.0 | 219.0 | 224.0 | 295.0 |
| Net margin | 30.8% | 30.0% | 29.4% | 22.3% | 25.0% | 43.8% | 30.3% | 37.7% |
| |
| Basic EPS | $0.59 | $0.45 | $0.48 | $0.31 | $0.35 | $0.40 | $0.41 | $0.54 |
| Diluted EPS | $0.57 | $0.42 | $0.45 | $0.29 | $0.34 | $0.40 | $0.41 | $0.53 |
| |
| Shares outstanding (basic) | 539.1 | 536.9 | 536.0 | 534.6 | 533.2 | 546.4 | 545.8 | 550.3 |
| Shares outstanding (diluted) | 560.9 | 572.0 | 570.2 | 569.4 | 549.8 | 551.2 | 549.8 | 556.2 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
|