Overview Financials News + Filings Key Docs Charts Ownership Insiders
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| In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income | 4,364.0 | 4,368.0 | 4,127.0 | 3,658.0 | 3,196.0 | 3,110.0 | 1,930.0 | 1,973.0 |
| Interest expense | 937.0 | 1,027.0 | 970.0 | 875.0 | 816.0 | 856.0 | 715.0 | 734.0 |
| Net interest income | 3,427.0 | 3,341.0 | 3,157.0 | 2,783.0 | 2,380.0 | 2,254.0 | 1,215.0 | 1,239.0 |
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| Provision for finance receivable losses | | | | | | | | |
| Net interest income after provision for finance receivable losses | 2,834.0 | 2,022.0 | 2,028.0 | 1,735.0 | 1,425.0 | 1,322.0 | 499.0 | 816.0 |
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| Other revenues: | | | | | | | | |
| Insurance | 434.0 | 443.0 | 460.0 | 429.0 | 420.0 | 449.0 | 211.0 | 166.0 |
| Investment | 65.0 | 75.0 | 95.0 | 66.0 | 73.0 | 86.0 | 52.0 | 39.0 |
| Net loss on repurchases and repayments of debt | -78.0 | -39.0 | -35.0 | -9.0 | | | | |
| Other | 110.0 | 47.0 | 102.0 | 70.0 | 96.0 | 70.0 | -1.0 | -41.0 |
| Total other revenues | 1,075.0 | 526.0 | 622.0 | 574.0 | 560.0 | 773.0 | 262.0 | 746.0 |
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| Other expenses: | | | | | | | | |
| Salaries and benefits | 839.0 | 756.0 | 808.0 | 917.0 | 777.0 | 788.0 | 485.0 | 360.0 |
| Other operating expenses | 609.0 | 573.0 | 559.0 | 576.0 | 593.0 | 676.0 | 344.0 | 266.0 |
| Total other expenses | 1,624.0 | 1,571.0 | 1,552.0 | 1,685.0 | 1,554.0 | 1,739.0 | 987.0 | 701.0 |
| Income taxes | 427.0 | 247.0 | 243.0 | 177.0 | 248.0 | 113.0 | -133.0 | 272.0 |
| Net income | 1,314.0 | 730.0 | 855.0 | 447.0 | 183.0 | 215.0 | -220.0 | 463.0 |
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| Share Data: | | | | | | | | |
| Weighted average number of shares outstanding: | | | | | | | | |
| Basic (in shares) | 132.7 | 134.7 | 136.1 | 135.7 | 135.2 | 134.7 | 127.9 | 114.8 |
| Diluted (in shares) | 133.1 | 134.9 | 136.3 | 136.0 | 135.7 | 135.1 | 127.9 | 115.3 |
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| Earnings per share: | | | | | | | | |
| Basic (in dollars per share) | $9.90 | $5.42 | $6.28 | $3.29 | $1.35 | $1.60 | ($1.72) | $4.03 |
| Diluted (in dollars per share) | $9.87 | $5.41 | $6.27 | $3.29 | $1.35 | $1.59 | ($1.72) | $4.02 |
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