In millions, except per share items | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 | Mar-31-21 |
| 10-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q |
Interest income: |
Interest income on loans | 14.1 | 13.8 | 13.8 | 13.9 | 14.1 | 14.4 | 14.5 | 14.6 |
Interest income on investments | 2.4 | 2.1 | 1.8 | 1.5 | 1.3 | 1.3 | 1.2 | 1.2 |
| -4.5 | -5.1 | -5.5 | -5.7 | -5.9 | 4.8 | 1.2 | 1.2 |
Interest expense: |
Interest on deposits | 0.7 | 0.5 | 0.5 | 0.5 | 0.6 | 0.7 | 0.9 | 1.2 |
Interest on borrowings | 1.0 | 0.8 | 0.6 | 0.6 | 0.6 | 1.3 | 1.3 | 1.5 |
| 1.7 | 1.3 | 1.1 | 1.1 | 1.2 | 2.0 | 2.2 | 2.6 |
Net interest income | 14.1 | 14.0 | 13.5 | 13.3 | 13.2 | 14.2 | 13.6 | 13.2 |
Provision for loan losses | | | | 0.1 | | | 0.3 | 0.4 |
Net interest income after provision for loan losses | 14.0 | 14.0 | 13.4 | 13.2 | 13.2 | 14.0 | 13.3 | 12.8 |
Gain on sale of investments, net | -0.7 | | | 0.1 | | | | 0.3 |
Other non-interest income | 1.6 | 1.6 | 1.7 | 2.0 | 2.0 | 2.0 | 2.0 | 1.9 |
Total non-interest income | 0.9 | 1.6 | 1.7 | 2.0 | 2.2 | 2.3 | 2.3 | 2.3 |
Non-interest expenses | 16.8 | 14.6 | 14.3 | 13.7 | 13.1 | 13.3 | 13.2 | 13.1 |
Pre-tax income | -1.0 | 1.7 | 1.7 | 2.5 | 3.2 | 2.5 | 2.4 | 1.9 |
Income taxes | -0.5 | 0.2 | 0.3 | 0.4 | 0.6 | 0.4 | 0.4 | 0.2 |
Tax rate | 44.4% | 12.0% | 16.9% | 16.1% | 18.7% | 16.4% | 15.0% | 10.8% |
Net income | -0.6 | 1.5 | 1.5 | 2.1 | 2.6 | 2.1 | 2.0 | 1.7 |
Net margin | -3.8% | 9.5% | 9.7% | 14.0% | 17.2% | 12.9% | 13.0% | 11.5% |
|
Basic EPS | ($0.10) | $0.25 | $0.25 | $0.36 | $0.45 | $0.36 | $0.35 | $0.30 |
Diluted EPS | ($0.10) | $0.25 | $0.25 | $0.36 | $0.45 | $0.36 | $0.35 | $0.30 |
|
Shares outstanding (basic) | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.9 |
Shares outstanding (diluted) | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.9 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |